<SEC-DOCUMENT>0000939057-17-000272.txt : 20170605
<SEC-HEADER>0000939057-17-000272.hdr.sgml : 20170605
<ACCEPTANCE-DATETIME>20170605172515
ACCESSION NUMBER:		0000939057-17-000272
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		127
CONFORMED PERIOD OF REPORT:	20170331
FILED AS OF DATE:		20170605
DATE AS OF CHANGE:		20170605

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVERVIEW BANCORP INC
		CENTRAL INDEX KEY:			0001041368
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				911838969
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22957
		FILM NUMBER:		17892215

	BUSINESS ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
		BUSINESS PHONE:		360-693-6650

	MAIL ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
</SEC-HEADER>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SECURITIES AND EXCHANGE COMMISSION</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington, D.C.&#160; 20549</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FORM 10-K</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">For the Fiscal Year Ended March 31, 2017<font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>OR</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commission File Number: 000-22957</div>

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<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="3"><strong>RIVERVIEW BANCORP, INC.</strong>&#160;</td>
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<div>(Exact name of registrant as specified in its charter)</div>
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<div>&#160;</div>
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<div>Washington</div>
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<div>91-1838969</div>
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<div>(State or other jurisdiction of incorporation or organization)</div>
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<div>900 Washington St., Ste. 900, Vancouver, Washington</div>
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<div>&#160;98660</div>
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<div>(Address of principal executive offices)</div>
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<div>(Zip Code)</div>
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<td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">Registrant's telephone number, including area code:&#160;</td>
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<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 40%; VERTICAL-ALIGN: bottom">(360) 693-6650&#160;</td>
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<td style="TEXT-ALIGN: center; WIDTH: 40%; VERTICAL-ALIGN: bottom">Securities registered pursuant to Section 12(b) of the Act:&#160;</td>
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<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 40%; VERTICAL-ALIGN: bottom">Common Stock, Par Value $.01 per share&#160;</td>
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<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 40%; VERTICAL-ALIGN: bottom">Nasdaq Stock Market LLC&#160;</td>
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<div>(Title of Each Class)</div>
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<div>(Name of Each Exchange on Which Registered)</div>
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<div>Securities registered pursuant to Section 12(g) of the Act:<font style="FONT-SIZE: 6pt">&#160;&#160;</font></div>
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<div style="TEXT-ALIGN: center; FONT: 10pt/10.85pt 'Times New Roman', Times, serif; MARGIN-RIGHT: 21.95pt"><font style="FONT-SIZE: 10pt">None</font><font style="FONT-SIZE: 6pt">&#160;&#160;</font></div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes&#160;[&#160;&#160; ]&#160; No&#160; [X]</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Yes&#160;[&#160;&#160; ]&#160;&#160;&#160; No&#160; [X]</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant (1) filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes&#160;[X]&#160;&#160; &#160;No&#160;[&#160;&#160; ]&#160;</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes&#160;[X]&#160;&#160;&#160; No [&#160;&#160; ]</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and disclosure will not be contained, to the best of the registrant's knowledge, in any definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendments to this Form 10-K&#160;&#160; [X]</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See definition of "large accelerated filer," "accelerated filer", "smaller reporting company" and "emerging growth company" in Rule 12b-2 of the Exchange Act.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Large accelerated filer&#160;[&#160;&#160; ]</font><font style="FONT-SIZE: 5pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accelerated filer [X]&#160;</font><font style="FONT-SIZE: 5.09pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font>Non-accelerated filer [&#160;&#160; ]</font></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.4pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Smaller reporting company&#160;[&#160;&#160; ]</font><font style="FONT-SIZE: 5pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Emerging growth company [&#160;&#160; ]</font></div>

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</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160; [&#160;&#160; ]</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes&#160;[&#160;&#160; ]&#160;&#160;&#160; &#160;No<font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>&#160;[X]</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The aggregate market value of the voting stock held by non-affiliates of the registrant, based on the closing sales price of the registrant's Common Stock as quoted on the Nasdaq Global Select Market System under the symbol "RVSB" on September 30, 2016 was $121,092,448 (22,507,890 shares at $5.38 per share). As of&#160; June 5, 2017, there were issued and outstanding 22,510,890 shares of the registrant's common stock.</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt">DOCUMENTS INCORPORATED BY REFERENCE</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Portions of registrant's Definitive Proxy Statement for the 2017 Annual Meeting of Stockholders (Part III).</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Table of Contents</u></div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PART I</u></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PAGE</u></div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 1.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Business</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 1A.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Risk Factors</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 1B.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Mine Safety Disclosures</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PART II</u></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Selected Financial Data</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Controls and Procedures</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Directors, Executive Officers and Corporate Governance</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PART IV</u></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Forward-Looking Statements</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As used in this Form 10-K, the terms "we," "our," "us," "Riverview" and "Company" refer to Riverview Bancorp, Inc. and its consolidated subsidiaries, including its wholly-owned subsidiary, Riverview Community Bank, unless the context indicates otherwise.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">"Safe Harbor" statement under the Private Securities Litigation Reform Act of 1995: When used in this Form 10-K, the words "believes," "expects," "anticipates," "estimates," "forecasts," "intends," "plans," "targets," "potentially," "probably," "projects," "outlook," or similar expressions or future or conditional verbs such as "may," "will," "should," "would," and "could," or similar expressions are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, assumptions and statements about future performance. These forward-looking statements are subject to known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from the results anticipated, including, but not limited to: the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in the Company's allowance for loan losses and provision for loan losses that may be impacted by deterioration in the housing and commercial real estate markets; the Company's ability to successfully integrate any assets, liabilities, customers, systems, and management personnel it may acquire into its operations and the Company's ability to realize related revenue synergies and cost savings within expected time frames and any goodwill charges related thereto, including from our recent purchase of certain assets and assumption of certain liabilities of MBank and Merchants Bancorp; changes in general economic conditions, either nationally or in the Company's market areas; changes in the levels of general interest rates, and the relative differences between short and long-term interest rates, deposit interest rates, the Company's net interest margin and funding sources; fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real estate values in the Company's market areas; secondary market conditions for loans and the Company's ability to sell loans in the secondary market; results of examinations of our bank subsidiary, Riverview Community Bank, by the Office of the Comptroller of the Currency and of the Company by the Board of Governors of the Federal Reserve System, or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require the Company to increase its allowance for loan losses, write-down assets, reclassify its assets, change Riverview Community Bank's regulatory capital position or affect the Company's ability to borrow funds or maintain or increase deposits, which could adversely affect its liquidity and earnings; legislative or regulatory changes that adversely affect the Company's business including changes in regulatory policies and principles, or the interpretation of regulatory capital or other rules, including as a result of Basel III; the Company's ability to attract and retain deposits; increases in premiums for deposit insurance; the Company's ability to control operating costs and expenses; the use of estimates in determining fair value of certain of the Company's assets, which estimates may prove to be incorrect and result in significant declines in valuation; difficulties in reducing risks associated with the loans on the Company's consolidated balance sheet; staffing fluctuations in response to product demand or the implementation of corporate strategies that affect the Company's workforce and potential associated charges; computer systems on which the Company depends could fail or experience a security breach; the Company's ability to retain key members of its senior management team; costs and effects of litigation, including settlements and judgments; the Company's ability to implement its business strategies; increased competitive pressures among financial services companies; changes in consumer spending, borrowing and savings habits; the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions; the Company's ability to pay dividends on its common stock and interest or principal payments on its junior subordinated debentures; adverse changes in the securities markets; inability of key third-party providers to perform their obligations to us; changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; other economic, competitive, governmental, regulatory, and technological factors affecting the Company's operations, pricing, products and services; and the other risks described from time to time in our filings with the Securities and Exchange Commission.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company cautions readers not to place undue reliance on any forward-looking statements. Moreover, you should treat these statements as speaking only as of the date they are made and based only on information then actually known to the Company. The Company does not undertake and specifically disclaims any obligation to revise any forward-looking statements included in this report or the reasons why actual results could differ from those contained in such statements, whether as a result of new information or to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements. These risks could cause our actual results for fiscal 2018 and beyond to differ materially from those expressed in any forward-looking statements by, or on behalf of, us and could negatively affect the Company's consolidated financial condition and consolidated results of operations as well as its stock price performance.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART I</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 1.&#160; Business</u></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Bancorp, Inc., a Washington corporation, is the savings and loan holding company of Riverview Community Bank (the "Bank"). At March 31, 2017, the Company had total assets of $1.1 billion, total deposits of $980.1 million and shareholders' equity of $111.3 million. The Company's executive offices are located in Vancouver, Washington.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company is subject to regulation by the Board of Governors of the Federal Reserve Systems ("Federal Reserve"). Substantially all of the Company's business is conducted through the Bank which is regulated by the Office of the Comptroller of the Currency ("OCC"), its primary regulator, and by the Federal Deposit Insurance Corporation ("FDIC"), the insurer of its deposits. The Bank's deposits are insured by the FDIC up to applicable legal limits under the Deposit Insurance Fund ("DIF"). The Bank has been a member of the Federal Home Loan Bank System of Des Moines ("FHLB") which is one of the 11 regional banks in the Federal Home Loan Bank System ("FHLB System").</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As a progressive, community-oriented financial services company, the Company emphasizes local, personal service to residents of its primary market area. The Company considers Clark, Cowlitz, Klickitat and Skamania counties of Washington, and Multnomah, Washington and Marion counties of Oregon as its primary market area. The Company is engaged predominantly in the business of attracting deposits from the general public and using such funds in its primary market area to originate commercial business, commercial real estate, multi-family real estate, land, real estate construction, residential real estate and other consumer loans. The Company's loan portfolio totaled $768.9 million at March 31, 2017 compared to $614.9 million a year ago.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank's subsidiary, Riverview Trust Company (the "Trust Company"), formerly known as Riverview Asset Management Corp., is a trust and financial services company located in downtown Vancouver, Washington, and provides full-service brokerage activities, trust and asset management services. In April 2017, the Trust Company opened a second office in Lake Oswego, Oregon. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">On May 24, 2016, Riverview Asset Management Corp. changed its name to Riverview Trust Company.</font></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's strategic plan includes targeting the commercial banking customer base in its primary market area for loan originations and deposit growth, specifically small and medium size businesses, professionals and wealth building individuals. In pursuit of these goals, the Company will seek to increase the loan portfolio consistent with its strategic plan and asset/liability and regulatory capital objectives, which includes maintaining a significant amount of commercial business and commercial real estate loans in its loan portfolio. Significant portions of our new loan originations &#8211; which are mainly concentrated in commercial real estate and real estate construction loans &#8211; carry adjustable rates, higher yields or shorter terms and higher credit risk than traditional fixed-rate consumer real estate one-to-four family mortgages.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our strategic plan also stresses increased emphasis on non-interest income, including increased fees for asset management through the Trust Company and deposit service charges. The strategic plan is designed to enhance earnings, reduce interest rate risk and provide a more complete range of financial services to customers and the local communities the Company serves. We believe we are well positioned to attract new customers and to increase our market share through our 19 branches, including ten in Clark County, four in the Portland metropolitan area and three lending centers.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">On February 17, 2017, the Company completed the purchase and assumption transaction in which the Company purchased certain assets and assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp, including $115.3 million in loans and $130.6 million of deposits (the "MBank transaction"). In addition, as part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company conducts operations from its home office in Vancouver Washington and 19 branch offices located in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Vancouver (seven branch offices) and Longview, Washington and Portland (two branch offices), Gresham, Tualatin and Aumsville, Oregon. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We believe we are well positioned to attract new customers and to increase our market share through our branch network.</font> The Trust Company has two locations, one in downtown Vancouver, Washington and one in Lake Oswego, Oregon, and provides full-service brokerage activities, trust and asset management services. Riverview Mortgage, a mortgage broker division of the Bank, originates mortgage loans for various mortgage companies predominantly in the Vancouver/Portland metropolitan areas, as well as for the Bank. The Bank's Business and Professional Banking Division, with two lending offices located in Vancouver and one in Portland, offers commercial and business banking services. The Bank also operates a lending office for mortgage banking activities in Vancouver.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Vancouver is located in Clark County, Washington, which is just north of Portland, Oregon. Many businesses are located in the Vancouver area because of the favorable tax structure and lower energy costs in Washington as compared to Oregon. Companies located in the Vancouver area include Sharp Microelectronics, Hewlett Packard, Georgia Pacific, Underwriters Laboratory, Wafer Tech, Nautilus, Barrett Business Services, PeaceHealth, Fisher Investments and Banfield Pet Hospitals, as well as several support industries. In addition to this industry base, the Columbia River Gorge Scenic Area and the Portland metropolitan area are sources of tourism, which has helped to transform the area from its past dependence on the timber industry.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Economic conditions in the Company's market areas have improved from the recent recessionary downturn and over the last year. According to the Washington State Employment Security Department, unemployment in Clark County decreased to 5.5% at March 31, 2017 compared to 6.3% at March 31, 2016. According to the Oregon Employment Department, unemployment in Portland decreased to 3.2% at March 31, 2017 compared to 3.9% at March 31, 2016. According to the Regional Multiple Listing Services ("RMLS"), residential home inventory levels in Portland, Oregon have remained at 1.3 months at both March 31, 2017 and March 31, 2016. Residential home inventory levels in Clark County have decreased to 1.6 months at March 31, 2017 compared to 1.7 months at March 31, 2016. According to the RMLS, closed home sales in March 2017 in Clark County decreased 8.2% compared to March 2016. Closed home sales during March 2017 in Portland decreased 2.8% compared to March 2016. The Company has also seen an increase in sales activity for building lots during the past twelve months. Commercial real estate leasing activity and the residential real estate market in the Portland/Vancouver area have been thriving and the vacancy rates in the Portland/Vancouver area have been relatively low.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Lending Activities</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</font>.&#160; At March 31, 2017, the Company's net loans receivable totaled $768.9 million, or 67.8% of total assets at that date. The principal lending activity of the Company is the origination of loans collateralized by commercial properties and commercial business loans. A substantial portion of the Company's loan portfolio is secured by real estate, either as primary or secondary collateral, located in its primary market area. The Company's lending activities are subject to the written, non-discriminatory, underwriting standards and loan origination procedures established by the Bank's Board of Directors ("Board") and management. The customary sources of loan originations are realtors, walk-in customers, referrals and existing customers. The Bank also uses commissioned loan brokers and print advertising to market its products and services.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>Loans are approved at various levels of management, depending upon the amount of the loan.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Portfolio Analysis</font>.&#160; The following table sets forth the composition of the Company's loan portfolio, excluding loans held for sale, by type of loan at the dates indicated (dollars in thousands):</div>

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<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">13.78</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">11.11</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">77,186</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">13.31</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">71,632</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">13.43</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">71,935</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">13.42</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Other real estate mortgage <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">506,661</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">65.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">399,527</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">63.94</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">345,506</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">59.60</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">324,881</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">60.90</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">355,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">66.30</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Real estate construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">5.92</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">4.28</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">30,498</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">5.26</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">19,482</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">3.65</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">9,675</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">1.81</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Total commercial and </div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">&#160;&#160; construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">660,189</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">84.70</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">495,655</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">79.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">453,190</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">78.17</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">415,995</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">77.98</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">437,007</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">81.53</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Consumer:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 9pt">Real estate one-to-four family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">92,865</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">11.91</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">88,780</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">14.21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">89,801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">15.49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">93,007</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">17.43</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">97,140</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">18.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 9pt">Other installment</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">26,378</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">3.39</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">40,384</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">6.46</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">36,781</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">6.34</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">24,486</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">4.59</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">1,865</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">0.35</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 9pt">Total consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">119,243</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">15.30</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">129,164</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">20.67</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">126,582</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">21.83</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">117,493</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">22.02</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">99,005</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">18.47</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 9pt">Total loans</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">624,819</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">579,772</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">533,488</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">536,012</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 9pt">Less:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 9pt">Allowance for loan losses</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">10,528</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">12,551</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">15,643</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 9pt">Total loans receivable, net</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">768,904</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">614,934</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">569,010</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">520,937</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">520,369</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="40">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="40">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> Other real estate mortgage consists of commercial real estate, land and multi-family loans.</font></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">6

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Portfolio Composition.</font> The following tables set forth the composition of the Company's commercial and construction loan portfolio based on loan purpose at the dates indicated (in thousands):</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z6dbe734568b3496aaca28af73e98708a" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.7pt"></div>

<div style="LINE-HEIGHT: 9.7pt"></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Construction</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial &amp; </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Construction </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="14">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,050</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,050</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Office buildings</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">121,983</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">121,983</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Warehouse/industrial</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74,671</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74,671</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Retail/shopping centers/strip malls</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">78,757</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">78,757</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -7.2pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.2pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">Assisted living facilities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,686</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,686</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Single purpose facilities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">167,974</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">167,974</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">One-to-four family construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,107</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,107</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 11pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">506,661</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,189</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z493eae43494d4168b78aa9e8ed79e65e" cellspacing="0" cellpadding="0">
<tr>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="14">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,716</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,716</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Office buildings</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,986</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,986</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Warehouse/industrial</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,830</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,830</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Retail/shopping centers/strip malls</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">61,600</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">61,600</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -7.2pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.2pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">Assisted living facilities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,809</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,809</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Single purpose facilities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">126,524</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">126,524</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,045</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,045</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,733</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,733</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">One-to-four family construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 11pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">399,527</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">495,655</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial Business Lending. </font>At March 31, 2017, the commercial business loan portfolio totaled $107.4 million, or 13.8% of total loans, including $32.8 million of loans acquired from MBank. Commercial business loans are typically secured by business equipment, accounts receivable, inventory or other property. The Company's commercial business loans may be structured as term loans or as lines of credit. Commercial term loans are generally made to finance the purchase of assets and usually have maturities of five years or less. Commercial lines of credit are typically made for the purpose of providing working capital and usually have a term of one year or less. Lines of credit are made at variable rates of interest equal to a negotiated margin above an index rate and term loans are at either a variable or fixed-rate. The Company also generally obtains personal guarantees from financially capable parties based on a review of personal financial statements.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial lending involves risks that are different from those associated with residential and commercial real estate lending. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of default is often an insufficient source of repayment because accounts receivable may be uncollectible and inventories may be obsolete or of limited use, among other things. Accordingly, the repayment of commercial business loans depends primarily on the cash flow and credit-worthiness of the borrower and secondarily on the underlying collateral provided by the borrower. Additionally, the borrower's cash flow may be unpredictable and collateral securing these loans may fluctuate in value.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Real Estate Mortgage Lending.&#160; </font>At March 31, 2017, the other real estate lending portfolio totaled $506.7 million, or 65.0% of total loans, including $66.2 million of loans acquired from MBank. The Company originates other real estate loans including office buildings, warehouse/industrial, retail, assisted living facilities and single-purpose facilities (collectively "commercial real estate loans"); as well as land and multi-family loans primarily located in its market area. At March 31, 2017, owner occupied properties accounted for 37.6% and non-owner occupied properties accounted for 62.4% of the Company's commercial real estate portfolio.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 7pt; TEXT-INDENT: 101.5pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">7

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate and multi-family loans typically have higher loan balances, are more difficult to evaluate and monitor, and involve a higher degree of risk than one-to-four family residential loans. As a result, commercial real estate and multi-family loans are generally priced at a higher rate of interest than residential one-to-four family loans. Often payments on loans secured by commercial properties are dependent on the successful operation and management of the property securing the loan or business conducted on the property securing the loan; therefore, repayment of these loans may be affected by adverse conditions in the real estate market or the economy. Real estate lending is generally considered to be collateral based lending with loan amounts based on predetermined loan to collateral values and liquidation of the underlying real estate collateral being viewed as the primary source of repayment in the event of borrower default. The Company seeks to minimize these risks by generally limiting the maximum loan-to-value ratio to 80% and strictly scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan. Loans are secured by first mortgages and often require specified debt service coverage ("DSC") ratios depending on the characteristics of the collateral. The Company generally imposes a minimum DSC ratio of 1.20 for loans secured by income producing properties. Rates and other terms on such loans generally depend on our assessment of credit risk after considering such factors as the borrower's financial condition and credit history, loan-to-value ratio, DSC ratio and other factors.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company actively pursues commercial real estate loans. Loan demand within the Company's market area was competitive in fiscal year 2017 as economic conditions improved and competition for strong credit-worthy borrowers remained high. At March 31, 2017, the Company had two commercial real estate loans totaling $1.3 million on non-accrual status compared to two commercial real estate loans totaling $1.6 million at March 31, 2016. For more information concerning risks related to commercial real estate loans, see Item 1A. "Risk Factors &#8211; Our emphasis on commercial real estate lending may expose us to increased lending risks."</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land acquisition and development loans are included in the other real estate mortgage portfolio balance and represent loans made to developers for the purpose of acquiring raw land and/or for the subsequent development and sale of residential lots. Such loans typically finance land purchases and infrastructure development of properties (i.e. roads, utilities, etc.) with the aim of making improved lots ready for subsequent sales to consumers or builders for ultimate construction of residential units. The primary source of repayment is generally the cash flow from developer sale of lots or improved parcels of land, secondary sources and personal guarantees, which may provide an additional measure of security for such loans. During fiscal year 2017, statistics reflect an increase in demand and sales of building lots in the Company's primary market area resulting in an increase in the number of closed sales for land and building lots as compared to previous years. At March 31, 2017, land acquisition and development loans totaled $15.9 million, or 2.04% of total loans compared to $12.0 million, or 1.93% of total loans at March 31, 2016. The largest land acquisition and development loan had an outstanding balance at March 31, 2017 of $3.6 million and was performing according to its original payment terms. At March 31, 2017, all of the land acquisition and development loans were secured by properties located in Washington and Oregon. At both March 31, 2017 and 2016, the Company had one land acquisition and development loan totaling $801,000 on non-accrual status.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate Construction.&#160; </font>The Company originates three types of residential construction loans: (i) speculative construction loans, (ii) custom/presold construction loans and (iii) construction/permanent loans. The Company also originates construction loans for the development of business properties and multi-family dwellings. All of the Company's real estate construction loans were made on properties located in Washington and Oregon.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The composition of the Company's construction loan portfolio including undisbursed funds was as follows at the dates indicated (dollars in thousands):</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z779588a5d3984a88945e080af3383caf" border="0" cellspacing="0" cellpadding="0">
<tr>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="14">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
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<tr>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="14">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Speculative construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,915</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.47</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,089</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.76</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial/multi-family construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59,599</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63.80</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50,174</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">72.22</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Custom/presold construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,697</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22.16</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,529</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.16</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Construction/permanent</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,202</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.57</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,681</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.86</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">93,413</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,473</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup>&#160;<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Includes undisbursed funds of $47.3 million and $42.7 million at March 31, 2017 and 2016, respectively.</font></div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2017, the balance of the Company's construction loan portfolio, including undisbursed funds, was $93.4 million compared to $69.5 million at March 31, 2016. The $23.9 million increase was primarily due to a $9.4 million increase in commercial/multi-family construction loans and a $10.2 million increase in custom/presold construction loans. The Company plans to continue to proactively manage and control the growth in its construction loan portfolio in fiscal year 2018 but will continue to originate new construction loans to selected customers.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">8

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Speculative construction loans are made to home builders and are termed "speculative" because the home builder does not have, at the time of loan origination, a signed contract with a home buyer who has a commitment for permanent financing with either the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period, with the risk that the builder will have to service the speculative construction loan and finance real estate taxes and other carrying costs of the completed home for a significant time after the completion of construction until a home buyer is identified. The largest speculative construction loan at March 31, 2017 was a loan to finance the construction of a single family home totaling $513,000. The average balance of loans in the speculative construction portfolio at March 31, 2017 was $173,000. This loan is to a single borrower that is secured by a property located in the Company's market area. At March 31, 2017 and 2016, the Company had no speculative construction loans on non-accrual status.</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The composition of speculative construction and land acquisition and development loans by geographical area is as follows at the dates indicated (in thousands):</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7afabacfc844408683e3228086ef969f" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Northwest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Southwest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land development</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">223</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,523</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,129</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Speculative construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">945</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,492</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,440</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total land development and speculative construction</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,168</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,526</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,621</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31,315</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z71391140c7c34305acfd0bb31335c077" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land development</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">97</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,766</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,182</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,045</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Speculative construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">400</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,711</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,111</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total land development and speculative construction</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">497</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,766</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,893</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,156</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unlike speculative construction loans, presold construction loans are made for homes that have buyers. Presold construction loans are made to homebuilders who, at the time of construction, have a signed contract with a home buyer who has a commitment for permanent financing for the finished home from the Company or another lender. Presold construction loans are generally originated for a term of 12 months. At March 31, 2017 and 2016, presold construction loans totaled $11.4 million and $5.0 million, respectively.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unlike speculative and presold construction loans, custom construction loans are made directly to the homeowner. At March 31, 2017 and 2016, the Company had no custom construction loans. Construction/permanent loans are originated to the homeowner rather than the homebuilder along with a commitment by the Company to originate a permanent loan to the homeowner to repay the construction loan at the completion of construction. The construction phase of a construction/permanent loan generally lasts six to nine months. At the completion of construction, the Company may either originate a fixed-rate mortgage loan or an adjustable rate mortgage ("ARM") loan or use its mortgage brokerage capabilities to obtain permanent financing for the customer with another lender. At completion of construction, the interest rate of the Company-originated fixed-rate permanent loan is set at a market rate. For adjustable rate loans, the interest rates adjust on their first adjustment date. See "&#8212;Mortgage Brokerage" and "&#8212;Mortgage Loan Servicing." At March 31, 2017, construction/permanent loans totaled $3.7 million, the largest of which had an outstanding balance of $1.0 million and was performing according to its original repayment terms. The average balance of loans in the construction/permanent portfolio at March 31, 2017 was $333,000.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company provides construction financing for non-residential business properties and multi-family dwellings. At March 31, 2017, such loans totaled $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27.1 </font>million, or <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58.60</font>% of total real estate construction loans and 3.47% of total loans. Borrowers may be the business owner/occupier of the building who intends to operate their business from the property upon construction, or non-owner developers. The expected source of repayment of these loans is typically the sale or refinancing of the project upon completion of the construction phase. In certain circumstances, the Company may provide or commit to take-out financing upon construction. Take-out financing is subject to the project meeting specific underwriting guidelines. No assurance can be given that such take-out financing will be available upon project completion. These loans are secured by office buildings, retail rental space, mini storage facilities, assisted living facilities and multi-family dwellings located in the Company's market area. At March 31, 2017, the largest commercial construction loan had a balance of $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.6</font> million and was performing according to its original repayment terms. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The average balance of loans in the commercial construction portfolio at March 31, 2017 was $1.5 million</font>. At March 31, 2017 and 2016, the Company had no commercial construction loans on non-accrual status.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has originated construction and land acquisition and development loans where a component of the cost of the project was the interest required to service the debt during the construction period of the loan, sometimes known as interest reserves. The Company allows disbursements of this interest component as long as the project is progressing as originally projected and if there has been no deterioration in the financial standing of the borrower or the underlying project. If the Company makes a determination that there is such deterioration, or if the loan becomes nonperforming, the Company halts any disbursement of those funds identified for use in paying interest. In some cases, additional interest reserves may be taken by use of deposited funds or through credit lines secured by separate and additional collateral. For additional information concerning the risks related to construction lending, see Item 1A. "Risk Factors &#8211; Our real estate construction and land acquisition or development loans expose us to risk."</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consumer Lending. </font>Consumer loans totaled $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119.2</font> million at March 31, 2017, and were comprised of $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70.7</font> million of one-to-four family mortgage loans, $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19.7</font> million of home equity lines of credit, $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.5</font> million of land loans to consumers for the future construction of one-to-four family homes and $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26.4</font> million of other secured and unsecured consumer loans, which primarily consisted of purchased automobile loans.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">One-to-four family residences located in the Company's primary market area secure the majority of the residential loans. Underwriting standards require that one-to-four family portfolio loans generally be owner occupied and that loan amounts not exceed 80% (95% with private mortgage insurance) of the lesser of current appraised value or cost of the underlying collateral. Terms typically range from 15 to 30 years. The Company also offers balloon mortgage loans with terms of either five or seven years and originates both fixed-rate mortgages and ARMs with repricing based on the one-year constant maturity U.S. Treasury index or other index. At March 31, 2017, the Company had three residential real estate loans totaling $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">170,000</font> on non-accrual status compared to three loans totaling $251,000 at March 31, 2016. All of these loans were secured by properties located in Oregon and Washington.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company also purchases, from time to time, pools of automobile loans from another financial institution as a way to further diversify its loan portfolio and to earn a higher yield than on its cash or short-term investments. These indirect automobile loans are originated through a single dealership group located outside the Company's primary market area. The collateral for these loans is comprised of a mix of used automobiles. These loans are purchased with servicing retained by the seller. The Company did not purchase any automobile loans during fiscal year 2017. The Company purchased $15.6 million of automobile loans during fiscal year 2016. At March 31, 2017, thirteen of the purchased automobile loans were on non-accrual status totaling $108,000. At March 31, 2016, eight of the purchased automobile loans were on non-accrual status totaling $83,000. For more information concerning risks related to automobile loans, see Item 1A. "Risk Factors &#8211; Our consumer loan portfolio has increased risk due to the substantial amount of indirect automobile loans."</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company originates a variety of installment loans, including loans for debt consolidation and other purposes, automobile loans, boat loans and savings account loans. These consumer loans generally entail greater risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by assets that depreciate rapidly, such as mobile homes, automobiles, boats and recreational vehicles. At March 31, 2017 and 2016, excluding the purchased automobile loans noted above, the Company had no installment loans on non-accrual status.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Maturity.</font> The following table sets forth certain information at March 31, 2017 regarding the dollar amount of loans maturing in the Company's total loan portfolio based on their contractual terms to maturity but does not include potential prepayments. Demand loans, loans having no stated schedule of repayments or stated maturity and overdrafts are reported as due in one year or less. Loan balances are reported net of deferred fees (in thousands):</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Within 1 </div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 &#8211; 3 Years</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After 3 &#8211; 5 </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Beyond 10 </div>

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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction:</div>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,810</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,279</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,626</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50,363</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,293</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other real estate mortgage</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">54,622</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,047</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,981</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">301,614</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">98,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">506,661</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,090</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">778</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,047</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,024</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,218</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">&#160;Total commercial and construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">93,522</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,104</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,654</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">370,001</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">114,908</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,189</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate one-to-four family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">415</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,970</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,676</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,586</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">83,218</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,865</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">249</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,277</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,569</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">223</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">60</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,378</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 10pt">Total consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">664</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,247</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,245</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,809</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">83,278</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,243</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total loans</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">94,186</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">61,351</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,899</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">375,810</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">198,186</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">10

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the dollar amount of loans due after one year from March 31, 2017, which have fixed and adjustable interest rates (in thousands)<font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>:</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zec0972646c1d46d5a19ef441604bed19" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fixed </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adjustable </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="10">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34,254</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">52,307</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86,561</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other real estate mortgage</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127,468</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">324,571</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">452,039</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,010</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,057</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,067</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total commercial and construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">173,732</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">392,935</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">566,667</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate one-to-four family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66,306</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,144</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,172</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">957</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,129</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91,478</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,101</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118,579</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total loans</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">265,210</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">420,036</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">685,246</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Commitments</font>. The Company issues commitments to originate commercial loans, other real estate mortgage loans, construction loans, residential mortgage loans and other installment loans conditioned upon the occurrence of certain events. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments. At March 31, 2017, the Company had outstanding commitments to originate loans of $45.3 million compared to $41.9 million at March 31, 2016.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Brokerage.</font> In addition to originating mortgage loans for retention in its portfolio, the Company employs commissioned brokers who originate mortgage loans (including construction loans) for various mortgage companies, as well as for the Company. The loans brokered to mortgage companies are closed in the name of, and funded by, the purchasing mortgage company and are not originated as an asset of the Company. In return, the Company receives a fee ranging from 1.5% to 2.0% of the loan amount that it shares with the commissioned broker. Loans brokered to the Company are closed on the Company's books and the commissioned broker receives a portion of the origination fee. During the year ended March 31, 2017, brokered loans totaled $47.3 million (including $42.3 million brokered to the Company) compared to $43.3 million (including $39.1 million brokered to the Company) of brokered loans in fiscal year 2016. Gross fees of $757,000, which includes brokered loan fees and fees for loans sold to the Federal Home Loan Mortgage Company ("FHLMC"), were earned for the year ended March 31, 2017. The interest rate environment has a strong influence on the loan volume and amount of fees generated from the mortgage broker activity. In general, during periods of rising interest rates, the volume of loans and the amount of loan fees generally decrease as a result of slower mortgage loan demand. Conversely, during periods of falling interest rates, the volume of loans and the amount of loan fees generally increase as a result of the increased mortgage loan demand.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Servicing.</font>&#160; The Company is a qualified servicer for the FHLMC. The Company generally sells fixed-rate residential one-to-four family mortgage loans that it originates with maturities of 15 years or more and balloon mortgages to the FHLMC as part of its asset liability strategy. Mortgage loans are sold to the FHLMC on a non-recourse basis whereby foreclosure losses are the responsibility of the FHLMC and not the Company. The Company's general policy is to close its residential loans on FHLMC modified loan documents to facilitate future sales to the FHLMC. Upon sale, the Company continues to collect payments on the loans, supervise foreclosure proceedings, and otherwise service the loans. At March 31, 2017, total loans serviced for others were $138.1 million, of which $117.2 million were serviced for the FHLMC.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; TEXT-INDENT: 101.5pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonperforming Assets.</font>&#160; Nonperforming assets were $3.0 million or 0.27% of total assets at March 31, 2017 compared with $3.3 million or 0.36% of total assets at March 31, 2016. The Company also had net loan recoveries totaling $643,000 during fiscal 2017 compared to $273,000 during fiscal 2016. Credit quality challenges continued to lessen in the past fiscal year and the real estate market in our primary market area has improved steadily. Although it appears the economic conditions have stabilized, a prolonged weak economy in our market area could result in increases in nonperforming assets, increases in the provision for loan losses and charge-offs in the future.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans are reviewed regularly and it is the Company's general policy that when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for any unrecoverable accrued interest is established and charged against operations. In general, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">11

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company continues to focus on managing the residential construction and land acquisition and development portfolios. At March 31, 2017, the Company's residential construction and land acquisition and development loan portfolios were $19.1 million and $15.9 million, respectively as compared to $10.0 million and $12.0 million, respectively, at March 31, 2016. At March 31, 2017 and 2016, there were no nonperforming loans in the residential construction loan portfolio. At March 31, 2017 and 2016, the percentage of nonperforming loans in the land acquisition and development portfolios was 5.05% and 6.65%, respectively. For the year ended March 31, 2017, the charge-off (recovery) ratio for the residential construction and land development portfolios was 0.00% and (3.29)%, respectively, compared to (0.09)% and (2.41)%, respectively, for the year ended March 31, 2016.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth information regarding the Company's nonperforming loans at the dates indicated (dollars in thousands):</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div>
<table style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0140e27d799a4f65b70c2ee0e38db240" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,342</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,559</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">312</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">354</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,749</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,714</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Nonperforming loans remained similar to prior year. However, the Company is continuing its efforts to work out problem loans, seek full repayment or pursue foreclosure proceedings. All of these loans are to borrowers with properties located in Oregon and Washington, with the exception of sixteen automobile loans totaling $142,000 (thirteen nonaccrual automobile loans totaling $108,000 and three accruing automobile loan contractually 90 days past due totaling $34,000). At March 31, 2017, 88.66% of the Company's nonperforming loans, totaling $2.4 million, were measured for impairment. These loans have been charged down to the estimated fair market value of the collateral less selling costs or carry a specific reserve to reduce the net carrying value. There were no reserves associated with these nonperforming loans that were measured for impairment at March 31, 2017. At March 31, 2017, the largest single nonperforming loan was a commercial real estate loan totaling $1.1 million. This loan was measured for impairment during fiscal year 2017 and management determined that a specific reserve was not required.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The balance of nonperforming assets included $298,000 in real estate owned ("REO") at March 31, 2017. The $298,000 balance of REO is comprised of a one-to-four family real estate property located in Washington. Total REO sales were $267,000 during fiscal year 2017. During fiscal year 2017, write-downs on existing properties were $30,000 and maintenance and operating expenses for these properties totaled $24,000. The orderly resolution of nonperforming loans and REO properties remains a priority for management. Because of the uncertain nature of the real estate market, no assurance can be given as to the timing of ultimate disposition of such assets or that the selling price will be at or above the carrying value. Declines in real estate values in our area could lead to additional valuation adjustments, which would have an adverse effect on our results of operations.</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth information regarding the Company's nonperforming assets at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z30d9f6b7a3fb46c2bc1f5c7f7453d090" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans accounted for on a non-accrual basis:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">452</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,349</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,360</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,092</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,881</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,550</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">175</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">278</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">334</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,226</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,729</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,059</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,694</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,318</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,062</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,133</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Accruing loans which are contractually</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">past due 90 days or more</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total nonperforming loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,749</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,714</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,318</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,062</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,133</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">REO</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">595</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,603</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,703</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,638</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 16.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total nonperforming assets</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,047</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,309</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,921</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,765</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36,771</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Foregone interest on non-accrual loans</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">81</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">433</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">949</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,420</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">12

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth information regarding the Company's nonperforming assets by loan type and geographical area at the dates indicated (in thousands):</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb7e90e6a6e854752a51de9238a614468" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Northwest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Southwest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.7pt"></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,128</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">214</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,342</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">170</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">142</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">312</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,929</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">678</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">142</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,749</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">REO</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming assets</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,929</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">678</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">142</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,047</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5e66f7f9146841069226d1073473d0e4" cellspacing="0" cellpadding="0">
<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">269</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,290</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,559</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">139</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">354</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming loans</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">381</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,091</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">139</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,714</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">REO</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">271</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">595</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming assets</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">652</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,091</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">165</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,309</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other loans of concern, which are classified as substandard loans and are not presently included in the non-accrual category, consist of loans where the borrowers have cash flow problems, or the collateral securing the respective loans may be inadequate. In either or both of these situations, the borrowers may be unable to comply with the present loan repayment terms, and the loans may subsequently be included in the non-accrual category. Management considers the allowance for loan losses to be adequate to cover the probable losses inherent in these and other loans.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth information regarding the Company's other loans of concern at the dates indicated (dollars in thousands):</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="LINE-HEIGHT: 3.4pt"><br style="LINE-HEIGHT: 3.4pt">
</div>

<div>
<table style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zcde32b34050d46119743f6e13fb18a62" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,901</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">363</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,380</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,225</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,293</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,600</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2017, loans delinquent 30 &#8211; 89 days were 0.03% of total loans compared to 0.10% at March 31, 2016. There were no delinquent loans 30 &#8211; 89 days past due in our commercial real estate ("CRE") portfolio at March 31, 2017 or 2016. At March 31, 2017, the 30 &#8211; 89 days delinquency rate in our commercial business portfolio was 0.01% of commercial business loans. There were no loans 30-89 days past due in our commercial business portfolio at March 31, 2016. CRE loans represent the largest portion of our loan portfolio at 57.36% of total loans and the commercial business loans represent 13.78% of total loans.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Troubled debt restructurings ("TDRs") are loans for which the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TDRs are considered impaired loans and as such, when a loan is deemed to be impaired, the amount of the impairment is measured using discounted cash flows using the original note rate, except when the loan is collateral dependent. In these cases, the estimated fair value of the collateral (less any selling costs, if applicable) is used. Impairment is recognized as a specific component within the allowance for loan losses if the estimated value of the impaired loan is less than the recorded investment in the loan. When the amount of the impairment represents a confirmed loss, it is charged off against the allowance for loan losses. At March 31, 2017, the Company had TDRs totaling $11.9 million of which $9.4 million were on accrual status. The $2.4 million of TDRs accounted for on a non-accrual basis at March 31, 2017, are included as nonperforming loans in the nonperforming asset table above. However, all of the Company's TDRs were paying as agreed at&#160; </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">March 31, 2017 except for two TDR commercial business loans totaling $294,000 and two TDR commercial real estate loans totaling $1.3 million that have defaulted since the loans were modified. The related amount of interest income recognized on these TDR loans was $502,000 for the year ended March 31, 2017.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has determined that, in certain circumstances, it is appropriate to split a loan into multiple notes. This typically includes a nonperforming charged-off loan that is not supported by the cash flow of the relationship and a performing loan that is supported by the cash flow. These may also be split into multiple notes to align portions of the loan balance with the various sources of repayment when more than one exists. Generally the new loans are restructured based on customary underwriting standards. In situations where they were not, the policy exception qualifies as a concession, and if the borrower is experiencing financial difficulties, the loans are accounted for as TDRs.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The accrual status of a loan may change after it has been classified as a TDR. The Company's general policy related to TDRs is to perform a credit evaluation of the borrower's financial condition and prospects for repayment under the revised terms. This evaluation includes consideration of the borrower's sustained historical repayment performance for a reasonable period of time. A sustained period of repayment performance generally would be a minimum of six months and may include repayments made prior to the restructuring date. If repayment of principal and interest appears doubtful, it is placed on non-accrual status.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months will be charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale would result in full repayment of the outstanding loan balance. Once any of these or other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off, unless an updated valuation of the collateral reveals no impairment. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Asset Classification.</font> The OCC has adopted various regulations regarding problem assets of savings institutions. The regulations require that each insured institution review and classify its assets on a regular basis. In addition, in connection with examinations of insured institutions, OCC examiners have authority to identify problem assets and, if appropriate, require them to be classified. There are three classifications for problem assets:&#160; substandard, doubtful and loss (collectively "classified loans"). Substandard assets have one or more defined weaknesses and are characterized by the distinct possibility that the insured institution will sustain some loss if the deficiencies are not corrected. Doubtful assets have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified as loss is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">When the Company classifies problem assets as either substandard or doubtful, we may establish a specific allowance in an amount we deem prudent to address the risk specifically or we may allow the loss to be addressed in the general allowance. General allowances represent loss allowances which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been specifically allocated to particular problem assets. When a problem asset is classified by us as a loss, we are required to charge off the asset in the period in which it is deemed uncollectible.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The aggregate amount of the Company's classified loans (comprised entirely of substandard loans), general loss allowances, specific loss allowances and net recoveries were as follows at the dates indicated (in thousands):</div>

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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,008</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,294</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,440</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,775</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(643</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(273</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All of the loans on non-accrual status as of March 31, 2017 were categorized as classified loans. Classified loans at March 31, 2017 were comprised of eight commercial business loans totaling $3.2 million, five commercial real estate loans totaling $5.7 million (the largest of which was $3.3 million), one multi-family loan totaling $12,000, one land development loan totaling $801,000, three one-to-four family real estate loans totaling $170,000 and thirteen purchased automobile loans totaling $108,000.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for Loan Losses.</font> The Company maintains an allowance for loan losses to provide for probable losses inherent in the loan portfolio consistent with U.S. generally accepted accounting principles ("GAAP") guidelines. The adequacy of the allowance is evaluated monthly to maintain the allowance at levels sufficient to provide for inherent losses existing at the balance sheet date. The key components to the evaluation are the Company's internal loan review function by its credit administration, which reviews and monitors the risk and quality of the loan portfolio; as well as the Company's external loan reviews and its loan classification systems. Credit officers are expected to monitor their portfolios and make recommendations to change loan grades whenever changes are warranted. Credit administration approves any changes to loan grades and monitors loan grades. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For additional discussion of the Company's methodology for assessing the appropriate level of the allowance for loan losses see </font>Item 7 "Management's Discussion and Analysis of Financial Condition and Results of Operations &#8211; Critical Accounting Policies."</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In accordance with acquisition accounting, loans acquired from MBank were recorded at their estimated fair value, which resulted in a net discount to the loans' contractual amounts, of which a portion reflects a discount for possible credit losses. Credit discounts are included in the determination of fair value and as a result no allowance for loan losses is recorded for acquired loans at the acquisition date. Although the discount recorded on the acquired loans is not reflected in the allowance for loan losses or related allowance coverage ratios, we believe the ratio of the allowance for loan losses to total loans, including the remaining discount on acquired loans, a non-GAAP financial measure, should be considered by investors when comparing the Company's allowance for loan losses to total loans in periods prior to the MBank transaction.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company did not record a provision for loan losses for the year ended March 31, 2017 compared to recording a recapture of loan losses of $1.2 million for the year ended March 31, 2016. At March 31, 2017, the Company had an allowance for loan losses of $10.5 million, or 1.35% of total loans, compared to $9.9 million, or 1.58% at March 31, 2016. If the allowance for loan losses and loans were grossed up to include the remaining acquisition loan discount as of March 31, 2017, the adjusted allowance for loan losses to adjusted loans would have been 1.73%. The increase in the balance of the allowance for loan losses at March 31, 2017 reflects the $50.6 million increase in loan balances (excluding $104.0 million at March 31, 2017 of loans acquired from MBank in the MBank transaction) from March 31, 2016 compared to March 31, 2017. The Company is continuing to experience stabilizing real estate values in our market areas as reflected by an increase in recoveries compared to the prior fiscal year. Nonperforming loans remained constant at $2.7 million and 30-89 day delinquent loans decreased $370,000 during the year ended March 31, 2017. Classified loans were $10.0 million at March 31, 2017 compared to $4.3 million at March 31, 2016. The $5.7 million increase is primarily attributed to two commercial business loans totaling $2.4 million and one commercial real estate loan totaling $3.3 million. The increase also included three classified loans acquired through the MBank transaction totaling $1.4 million. These increases were partially offset by payoffs on existing classified loans during the year totaling $1.1 million. The coverage ratio of allowance for loan losses to nonperforming loans was 382.98% at March 31, 2017 compared to 364.22% at March 31, 2016. The Company's general valuation allowance to non-impaired loans was 1.36% and 1.60% at March 31, 2017 and 2016, respectively.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Set forth below is a reconciliation to GAAP of the allowance for loan losses to total loans and the allowance for loan losses as adjusted to include acquired loans at the dates indicated (dollars in thousands):</div>

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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable (GAAP)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">624,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">579,772</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net loan discount on acquired loans</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,010</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Adjusted loans (non-GAAP)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">782,442</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">624,819</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">579,772</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses (GAAP)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net loan discount on acquired loans</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,010</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Adjusted allowance for loan losses (non-GAAP)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,538</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses/Total loans (GAAP)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.35</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.58</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Adjusted allowance for loan losses/Adjusted total loans (non-GAAP)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.73</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.58</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">15

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management considers the allowance for loan losses to be adequate at March 31, 2017 to cover probable losses inherent in the loan portfolio based on the assessment of various factors affecting the loan portfolio, and the Company believes it has established its existing allowance for loan losses in accordance with GAAP. However, a decline in local economic conditions, results of examinations by the Company's regulators, or other factors could result in a material increase in the allowance for loan losses and may adversely affect the Company's future financial condition and results of operations. In addition, because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that the existing allowance for loan losses will be adequate or that substantial increases will not be necessary should the quality of any loans deteriorate or should collateral values decline as a result of the factors discussed elsewhere in this document.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth an analysis of the Company's allowance for loan losses for the periods indicated (dollars in thousands):</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1ab2da3b5c694ee48efcdfcb774cd467" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at beginning of year</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,551</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,643</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,921</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,150</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,800</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,700</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">900</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Recoveries:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">492</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">526</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">463</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">331</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">271</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">873</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,263</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 32.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial and construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">955</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">367</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">305</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,403</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Real estate one-to-four family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">153</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">158</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">304</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">138</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Other installment</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">57</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 32.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">146</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">180</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">170</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">311</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">139</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total recoveries</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,101</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">547</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">475</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,714</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,748</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Charge-offs:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">120</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">340</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,606</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">117</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">233</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">406</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,869</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 32.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial and construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">353</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">757</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,616</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Real estate one-to-four family</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">53</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">346</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,238</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Other installment</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">340</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">266</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">72</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 32.4pt; FONT-SIZE: 10pt">Total consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">340</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">274</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">349</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,310</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -12.15pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 21.15pt; FONT-SIZE: 10pt">Total charge-offs</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">458</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">274</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">464</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,106</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,926</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -12.15pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 21.15pt; FONT-SIZE: 10pt">Net charge-offs (recoveries)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(643</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(273</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(11</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(608</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,178</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at end of year</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,551</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,643</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ratio of allowance to total loans</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">outstanding at end of year</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.35</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.58</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.35</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.92</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Ratio of net charge-offs (recoveries) to average net </div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; loans outstanding during year</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.05</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Ratio of allowance to total nonperforming loans</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">382.98</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">364.22</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202.37</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89.25</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74.02</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">16

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the breakdown of the allowance for loan losses by loan category as of the dates indicated (dollars in thousands):</div>

<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc00a34e4290244179b2776790d803190" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="38">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="38">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,418</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.78</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,048</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.11</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,263</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.31</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,409</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.43</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,128</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.42</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,310</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63.94</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,155</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59.60</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,812</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">60.90</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,539</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66.30</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.92</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">769</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.26</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">387</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.65</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">221</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.81</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Real estate one-to-four family</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,525</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.91</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,652</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,881</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,190</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17.43</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,868</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other installment</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">574</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.39</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">751</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.46</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">667</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.34</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">463</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.59</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">81</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.35</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unallocated</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">688</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">708</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,027</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,290</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,806</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Total allowance for loan losses</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,551</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,643</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
</div>

<div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
</div>

<div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
</div>

<div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
</div>

<div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">17

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -36pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment Activities</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Board sets the investment policy of the Company. The Company's investment objectives are: to provide and maintain liquidity within regulatory guidelines; to maintain a balance of high quality, diversified investments to minimize risk; to provide collateral for pledging requirements; to serve as a balance to earnings; and to optimize returns. The policy permits investment in various types of liquid assets permissible under OCC regulation, which includes U.S. Treasury obligations, securities of various federal agencies, "bank qualified" municipal bonds, certain certificates of deposit of insured banks, repurchase agreements, federal funds and mortgage-backed securities ("MBS"), but does not permit investment in non-investment grade bonds. The policy also dictates the criteria for classifying securities into one of three categories:&#160; held to maturity, available for sale or trading. At March 31, 2017, no investment securities were held for trading purposes. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See </font>Item 7.&#160; "Management's Discussion and Analysis of Financial Condition and Results of Operations &#8211; Critical Accounting Policies."</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company primarily purchases agency securities with maturities of five years or less and purchases a combination of MBS backed by government agencies (FHLMC, Fannie Mae ("FNMA"), U.S. Small Business Administration ("SBA") or Ginnie Mae ("GNMA")). FHLMC and FNMA securities are not backed by the full faith and credit of the United States government while SBA and GNMA securities are backed by the full faith and credit of the United States government. At March 31, 2017, the Company owned no privately issued MBS. Our real estate mortgage investment conduits ("REMICS") consist of FHLMC and FNMA securities and our CRE mortgage-backed securities consist of FNMA securities. The Company does not believe that it has any exposure to sub-prime lending in its investment securities portfolio. See Note 4 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K for additional information.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the investment securities portfolio and carrying values at the dates indicated (dollars in thousands).</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z4954869dd2ab48f2ac28b7aa59dca039" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Available for sale (at estimated fair value):</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Municipal securities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.41</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Trust preferred securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,812</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.61</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Agency securities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.39</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,569</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.98</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,939</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.38</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">REMICs</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,160</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21.55</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,924</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29.14</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,709</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20.18</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">MBS</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">96,611</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48.24</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76,353</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50.64</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68,514</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">60.87</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Other MBS</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,816</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20.38</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,036</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.99</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,489</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.88</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99.97</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99.95</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112,463</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99.92</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Held to maturity (at amortized cost):</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">MBS</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.03</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.05</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total investment securities</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,278</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,765</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112,549</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the maturities and weighted average yields in the securities portfolio at March 31, 2017 (dollars in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd3f1d66e554c47fdb8f80080194897cc" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">One to Five Years</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">More Than Five to Ten Years</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">More Than</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ten Years</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Municipal securities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,154</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.70</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">665</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.60</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Agency securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,956</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,852</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.75</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">REMICs</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,499</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.14</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,944</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,717</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">MBS</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,910</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.93</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">82,765</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.34</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Other MBS</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,548</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.11</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,268</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.11</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,455</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.34</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,408</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.01</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148,415</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.26</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)&#160; &#160; </sup>For available for sale securities carried at estimated fair value, the weighted average yield is computed using amortized cost without a tax equivalent</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">adjustment for tax-exempt obligations.</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">18

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management reviews investment securities quarterly for the presence of other than temporary impairment ("OTTI"), taking into consideration current market conditions, the extent and nature of changes in estimated fair value, issuer rating changes and trends, financial condition of the underlying issuers, current analysts' evaluations, the Company's ability and intent to hold investments until a recovery of estimated fair value, which may be maturity, as well as other factors. The Company's trust preferred securities investment consisted of a single collateralized debt obligation ("CDO") secured by a pool of trust preferred securities issued by other bank holding companies which during the year ended March 31, 2017, was liquidated and the Company received $1.8 million in proceeds from the liquidation. During the year ended March 31, 2017, the Company recognized a $240,000 OTTI charge related to this CDO. There was no impairment charge for this security for the years ended March 31, 2016 or 2015. For additional information related to this security, see Note 4 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For additional information related to our Level 3 estimated fair value measurements see<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations &#8211; Comparison of Financial Condition at March 31, 2017 and 2016" and "Estimated Fair Value of Level 3 Assets," and Note 17 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deposit Activities and Other Sources of Funds</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General.</font> Deposits, loan repayments and loan sales are the major sources of the Company's funds for lending and other investment purposes. Loan repayments are a relatively stable source of funds, while deposit inflows and outflows and loan prepayments are significantly influenced by general interest rates and money market conditions. Borrowings may be used on a short-term basis to compensate for reductions in the availability of funds from other sources. They may also be used on a longer-term basis for general business purposes.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deposit Accounts.</font> The Company attracts deposits from within its primary market area by offering a broad selection of deposit instruments, including demand deposits, negotiable order of withdrawal ("NOW") accounts, money market accounts, regular savings accounts, certificates of deposit and retirement savings plans. The Company has focused on building customer relationship deposits which include both business and consumer depositors. Deposit account terms vary according to the minimum balance required, the time periods the funds must remain on deposit and the interest rate, among other factors. In determining the terms of its deposit accounts, the Company considers the rates offered by its competition, profitability to the Company, matching deposit and loan products and customer preferences and concerns.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the average balances of deposit accounts held by the Company at the dates indicated (dollars in thousands):</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8996e20f0bda4db6895fcf13b47ae733" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="22">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest-bearing demand</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202,376</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">170,612</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">140,949</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest checking</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">151,801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127,161</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104,719</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Regular savings accounts</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">106,324</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84,485</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71,202</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Money market accounts</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">252,040</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">231,873</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">229,840</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118,769</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.53</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,427</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.55</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148,573</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.61</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">831,310</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.14</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">743,558</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.16</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">695,283</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.19</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposit accounts totaled $980.1 million at March 31, 2017 compared to $779.8 million at March 31, 2016. The Company did not have any wholesale-brokered deposits at March 31, 2017 and 2016. The Company continues to focus on core deposits and growth generated by customer relationships as opposed to obtaining deposits through the wholesale markets. The Company has continued to experience increased competition for customer deposits within its market area. Customer branch deposits increased $209.8 million since March 31, 2016 including $125.7 million assumed in the MBank transaction. At March 31, 2017, the Company had $24.3 million, or 2.5% of total deposits, in Certificate of Deposit Account Registry Service ("CDARS") and Insured Cash Sweep ("ICS") deposits, which were gathered from customers within the Company's primary market-area. CDARS and ICS deposits allow customers access to FDIC insurance on deposits exceeding the $250,000 FDIC insurance limit.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; TEXT-INDENT: 101.5pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">19

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There were no deposits from the Trust Company at March 31, 2017. At March 31, 2016, deposits from the Trust Company totaled $4.9 million. These deposits were included in interest-bearing accounts and represent assets under management by the Trust Company. At March 31, 2017 and 2016, the Company also had $3.5 million and $15.5 million, respectively in deposits from public entities located in the States of Washington and Oregon, all of which were fully covered by FDIC insurance or secured by pledged collateral.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company is enrolled in an internet deposit listing service. Under this listing service, the Company may post certificates of deposit rates on an internet site where institutional investors have the ability to deposit funds with the Company. At March 31, 2017, the Company had $7.0 million of deposits through this listing service which were assumed in the MBank transaction. At March 31, 2016, the Company did not have any deposits through this listing service as the Company chose not to utilize these internet based deposits. Although the Company did not originate any internet based deposits during the year ended March 31, 2017, the Company may do so in the future consistent with its asset/liability objectives.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposit growth remains a key strategic focus for the Company and our ability to achieve deposit growth, particularly growth in core deposits, is subject to many risk factors including the effects of competitive pricing pressures, changing customer deposit behavior, and increasing or decreasing interest rate environments. Adverse developments with respect to any of these risk factors could limit the Company's ability to attract and retain deposits and could have a material negative impact on the Company's financial condition, results of operations and cash flows.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table presents the amount and weighted average rate of certificates of deposit equal to or greater than $100,000 at March 31, 2017 (dollars in thousands):</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div>
<table style="WIDTH: 70%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8e2b43b4872642ecbfa40800d77d18a6" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Maturity Period</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average Rate</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: middle" valign="bottom" colspan="6">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Three months or less</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.48</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Over three through six months</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,269</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.66</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Over six through 12 months</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,743</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.62</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Over 12 months</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,164</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.06</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">81,286</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.74</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Borrowings.</font> The Company relies upon advances from the FHLB and borrowings from the Federal Reserve Bank of San Francisco ("FRB") to supplement its supply of lendable funds and to meet deposit withdrawal requirements. Advances from the FHLB and borrowings from the FRB are typically secured by the Bank's commercial loans, commercial real estate loans, first mortgage loans and investment securities. At March 31, 2017, 2016 and 2015, the Bank did not have any FHLB advances or FRB borrowings.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FHLB functions as a central reserve bank providing credit for member financial institutions. As a member, the Bank is required to own capital stock in the FHLB and is authorized to apply for advances on the security of such stock and certain of its mortgage loans and other assets (primarily securities which are obligations of, or guaranteed by, the United States) provided certain standards related to credit-worthiness have been met. The FHLB determines specific lines of credit for each member institution and the Bank has a line of credit with the FHLB equal to 35% of its total assets to the extent the Bank provides qualifying collateral and holds sufficient FHLB stock. At March 31, 2017, the Bank had an available credit capacity of $344.4 million, subject to sufficient collateral and stock investment.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank also has a borrowing arrangement with the FRB with an available credit facility of $57.4 million, subject to pledged collateral, as of March 31, 2017. The following table sets forth certain information concerning the Company's borrowings for the periods indicated (dollars in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
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<table style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc6d821d341c9439ca0020df189a829f9" border="0" cellspacing="0" cellpadding="0">
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Maximum amounts of FHLB advances outstanding at any month end</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,100</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Average FHLB advances outstanding</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">239</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">285</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Weighted average rate on FHLB advances</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.80</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.31</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Maximum amounts of FRB borrowings outstanding at any month end</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Average FRB borrowings outstanding</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Weighted average rate on FRB borrowings</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.88</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.75</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">20

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2017, the Company had three wholly-owned subsidiary grantor trusts totaling $27.8 million that were established for the purpose of issuing trust preferred securities and common securities including a $5.2 million trust acquired in the MBank transaction. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock. The common securities issued by the grantor trusts are held by the Company, and the Company's investment in the common securities of $836,000 and $681,000 at March 31, 2017 and 2016, respectively, is included in prepaid expenses and other assets in the Consolidated Balance Sheets included in the Consolidated Financial Statements contained in Item 8 of this Form 10-K. For more information, see also Note 11 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For details regarding the Company's taxes, see Item 8 &#8211; "Financial Statements and Supplementary Data - Note 12 of the Notes to the Consolidated Financial Statements."</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As of March 31, 2017, the Company had 260 full&#8209;time equivalent employees, none of whom are represented by a collective bargaining unit. The Company believes its relationship with its employees is good.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's principal executive offices are located at 900 Washington Street, Vancouver, Washington 98660. Its telephone number is (360) 693-6650. The Company maintains a website with the address <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">www.riverviewbank.com</font>. The information contained on the Company's website is not included as a part of, or incorporated by reference into, this Annual Report on Form 10-K. Other than an investor's own internet access charges, the Company makes available free of charge through its website the Annual Report on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, and amendments to these reports, as soon as reasonably practicable after it has electronically filed such material with, or furnished such material to, the Securities and Exchange Commission ("SEC").</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Subsidiary Activities</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Under OCC regulations, the Bank is authorized to invest up to 3% of its assets in subsidiary corporations, with amounts in excess of 2% only if primarily for community purposes. At March 31, 2017, the Bank's investments in its wholly owned subsidiaries of $1.2 million in Riverview Services, Inc. ("Riverview Services") and $4.4 million in the Trust Company were within these limitations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank, and receives a reconveyance fee for each deed of trust. Riverview Services had net income of $25,000 for the fiscal year ended March 31, 2017 and total assets of $1.2 million at March 31, 2017. Riverview Services' operations are included in the Consolidated Financial Statements of the Company contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Trust Company is an asset management company providing trust, estate planning and investment management services. The Trust Company had net income of $86,000 for the fiscal year ended March 31, 2017 and total assets of $4.8 million at that date. The Trust Company earns fees on the management of assets held in fiduciary or agency capacity. At March 31, 2017, total assets under management were $425.9 million. The Trust Company's operations are included in the Consolidated Financial Statements of the Company contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Patrick Sheaffer</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ronald A. Wysaske</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Daniel D. Cox</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Christopher P. Cline</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Kim J. Capeloto</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>At March 31, 2017</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Patrick Sheaffer</font> is<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font>Chairman of the Board and Chief Executive Officer<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font>of the Company and Chief Executive Officer of the Bank, positions he has held since February 2004. Prior to February 2004, Mr. Sheaffer served as Chairman of the Board, President and Chief Executive Officer of the Company since its inception in 1997. He became Chairman of the Board of the Bank in 1993. Mr. Sheaffer joined the Bank in 1963. He is responsible for leadership and management of the Company. Mr. Sheaffer is active in numerous professional and civic organizations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ronald A. Wysaske</font> is President and Chief Operating Officer of the Bank, positions he has held since February 2004. Prior to February 2004, Mr. Wysaske served as Executive Vice President, Treasurer and Chief Financial Officer of the Bank from 1981 to 2004 and of the Company since its inception in 1997. He joined the Bank in 1976. Mr. Wysaske is responsible for daily operations and management of the Bank. He holds an M.B.A. from Washington State University and is active in numerous professional, educational and civic organizations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Kevin J. Lycklama </font>is Executive Vice President and Chief Financial Officer of the Company, positions he has held since February 2008. Prior to February 2008, Mr. Lycklama served as Vice President and Controller of the Bank since 2006. Prior to joining Riverview, Mr. Lycklama spent five years with a local public accounting firm advancing to the level of audit manager. He is responsible for accounting, SEC reporting and treasury functions for the Bank and the Company. He holds a Bachelor of Arts degree from Washington State University, is a graduate of the Pacific Coast Banking School and is a certified public accountant.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Daniel D. Cox </font>is Executive Vice President and Chief Credit Officer and is responsible for credit administration related to the Bank's commercial, mortgage and consumer loan activities. Mr. Cox joined Riverview in August 2002 and spent five years as a commercial lender and progressed through the credit administration function, most recently serving as Senior Vice President of Credit Administration. He holds a Bachelor of Arts degree from Washington State University and was an Honor Roll graduate of the Pacific Coast Banking School. Mr. Cox is an active mentor in the local schools and was the Past Treasurer and Endowment Chair for the Washougal Schools Foundation and Past Board Member of Camas-Washougal Chamber of Commerce.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Richard S. Michalek </font>is Executive Vice President and Chief Lending Officer of the Company, a position he has held since June 2012. Mr. Michalek is responsible for the Bank's commercial lending division. Prior to joining Riverview in 2001, Mr. Michalek spent seven years at Northwest National Bank where he was a commercial loan officer and later managed the retail banking loan center. Mr. Michalek also spent 19 years at Seattle First National Bank/Bank of America in various capacities. Mr. Michalek holds a Bachelor of Arts degree and an M.B.A. from Seattle University and is a graduate of the Pacific Coast Banking School.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Christopher P. Cline</font> is President and Chief Executive Officer of the Trust Company, a wholly-owned subsidiary of the Bank. Mr. Cline joined the Trust Company in 2016, after having spent eight years managing the trust department of Wells Fargo's Private Bank in Oregon and Southwest Washington. Prior to that, Mr. Cline was an estate planning attorney for 17 years, most recently as a partner at Holland &amp; Knight. Mr. Cline has managed all aspects of the trust business, is a Fellow of the American College of Trust and Estate Counsel and is a nationally recognized speaker and author, having written books on estate planning and trust administration. Mr. Cline holds a Bachelor of Arts degree from San Francisco State University and a Juris Doctor degree from Hastings College of the Law in San Francisco.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Kim J. Capeloto </font>is Executive Vice President and Chief Retail Banking Officer. Mr. Capeloto has been employed by the Bank since September 2010. Mr. Capeloto has over 30 years of banking experience serving as regional manager for Union Bank of California and Wells Fargo Bank directing small business and personal banking activities. Prior to joining the Bank, Mr. Capeloto held the position of President and Chief Executive Officer of the Greater Vancouver Chamber of Commerce. Mr. Capeloto is active in numerous professional and civic organizations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following is a brief description of certain laws and regulations which are applicable to the Company and the Bank. The description of these laws and regulations, as well as descriptions of laws and regulations contained elsewhere herein, does not purport to be complete and is qualified in its entirety by reference to the applicable laws and regulations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Legislation is introduced from time to time in the United States Congress ("Congress") that may affect the Company's and Bank's operations. In addition, the regulations governing the Company and the Bank may be amended from time to time by the OCC, the FDIC, the Federal Reserve Board or the SEC, as appropriate. Any such legislation or regulatory changes in the future could have an adverse effect<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>on our operations and financial condition. We cannot predict whether any such changes may occur.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As a federally chartered savings bank, the Bank is subject to extensive regulation, examination and supervision by the OCC, as its primary federal regulator, and the FDIC, as the insurer of its deposits. Additionally, the Company is subject to extensive regulation, examination and supervision by the Federal Reserve Board as its primary federal regulator. The Bank is a member of the FHLB System and its deposits are insured up to applicable limits by the DIF, which is administered by the FDIC. The Bank must file reports with the OCC and the FDIC concerning its activities and financial condition in addition to obtaining regulatory approvals prior to entering into certain transactions such as mergers with, or acquisitions of, other financial institutions. There are periodic examinations by the OCC, the Federal Reserve and under certain circumstances, the FDIC, to evaluate the Bank's safety and soundness and compliance with various regulatory requirements. This regulatory structure establishes a comprehensive framework of activities in which the Bank may engage and is intended primarily for the protection of the DIF and depositors. The regulatory structure also gives the regulatory authorities extensive discretion in connection with their supervisory and enforcement activities and examination policies, including policies with respect to the classification of assets and the establishment of adequate loan loss reserves for regulatory purposes. Any change in such policies, whether by the OCC, the Federal Reserve, the FDIC or Congress, could have a material adverse impact on the Company and the Bank and their operations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In connection with the enactment of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the "Dodd-Frank Act"), the laws and regulations affecting depository institutions and their holding companies have changed the bank regulatory structure and are affecting the lending, investment, trading and operating activities of depository institutions and their holding companies. Among other changes, the Dodd-Frank Act eliminated the Office of Thrift Supervision, the Bank's previous primary federal regulator, as of July 21, 2011 and established the Consumer Financial Protection Bureau ("CFPB") as an independent bureau of the Federal Reserve Board. The CFPB assumed responsibility for the implementation of the federal financial consumer protection and fair lending laws and regulations and has authority to impose new requirements. The Bank is subject to consumer protection regulations issued by the CFPB, but as a smaller financial institution, the Bank is generally subject to supervision and enforcement by the FDIC and the OCC with respect to its compliance with consumer financial protection laws and CFPB regulations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All savings institutions are required to pay assessments to the OCC to fund the agency's operations. The general assessments, paid on a semi-annual basis, are determined based on the savings institution's total assets, including consolidated subsidiaries. The Bank's OCC assessment for the fiscal year ended March 31, 2017 was $232,000.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank's general permissible lending limit for loans-to-one-borrower is equal to the greater of $500,000 or 15% of unimpaired capital and surplus (except for loans fully secured by certain readily marketable collateral, in which case this limit is increased to 25% of unimpaired capital and surplus). At March 31, 2017, the Bank's lending limit under this restriction was $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.9</font> million and, at that date, the Bank's largest lending relationship with one borrower was $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.0</font> million, which consisted of one commercial real estate loan which was performing according to its original payment terms.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The OCC's oversight of the Bank includes reviewing its compliance with the customer privacy requirements imposed by the Gramm-Leach-Bliley Act of 1999 ("GLBA") and the anti-money laundering provisions of the USA Patriot Act. The GLBA privacy requirements place limitations on the sharing of consumer financial information with unaffiliated third parties. They also require each financial institution offering financial products or services to retail customers to provide such customers with its privacy policy and with the opportunity to "opt out" of the sharing of their personal information with unaffiliated third parties. The USA Patriot Act significantly expands the responsibilities of financial institutions in preventing the use of the United States' financial system to fund terrorist activities. Its anti-money laundering provisions require financial institutions operating in the United States to develop anti-money laundering compliance programs and due diligence policies and controls to ensure the detection and reporting of money laundering. These compliance programs are intended to supplement existing compliance requirements under the Bank Secrecy Act and the Office of Foreign Assets Control Regulations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The OCC, as well as the other federal banking agencies, has adopted guidelines establishing safety and soundness standards on such matters as loan underwriting and documentation, asset quality, earnings standards, internal controls and audit systems, interest rate risk exposure and compensation and other employee benefits. Any institution that fails to comply with these standards must submit a compliance plan.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Requirements.</font>&#160; Federally insured savings institutions, such as the Bank, are required by the OCC to maintain minimum levels of regulatory capital including, a common equity Tier 1 ("CET1") capital to risk-based assets ratio, a Tier 1 capital to risk-based assets ratio, a total capital to risk-based assets ratio and a Tier 1 capital to total assets leverage ratio. The existing capital requirements were effective January 1, 2015 and are the result of a final rule implementing the regulatory capital reforms required by the Dodd Frank Act and the "Basel III" requirements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The capital standards require the maintenance of (i) a CET1 capital ratio of 4.5%; (ii) a Tier 1 capital ratio of 6%; (iii) a total capital ratio of 8%; and (iv) a Tier 1 leverage ratio of 4%. The Bank must also maintain additional levels of Tier 1 common equity over the minimum risk-based capital levels before it may pay dividends, repurchase shares or pay discretionary bonuses.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There are a number of changes in what constitutes regulatory capital, which are subject to transition periods. These changes include the phasing-out of certain instruments as qualifying capital. The Bank does not have any of these instruments. Mortgage servicing rights and certain deferred tax assets over designated percentages of CET1 are deducted from capital subject to a transition period ending December 31, 2017. In addition, Tier 1 capital includes accumulated other comprehensive income (loss), which includes all unrealized gains and losses on available for sale debt and equity securities, subject to a transition period ending December 31, 2017. Because of the Bank's asset size, the bank elected to take a one-time option to permanently opt-out of the inclusion of unrealized gains and losses on available for sale debt and equity securities in its capital calculations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The risk-weightings of assets for the calculation of risk-based capital ratios also were changed to better reflect credit risk and other risk exposures. These include a 150% risk weight (up from 100%) for certain high volatility commercial real estate acquisition, development and construction loans and for non-residential mortgage loans that are 90 days past due or otherwise in non-accrual status; a 20% (up from 0%) credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable; and a 250% risk weight (up from 100%) for mortgage servicing and deferred tax assets that are not deducted from capital.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank also must maintain a capital conservation buffer consisting of additional CET1 capital greater than 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. The capital conservation buffer requirement was subject to a phase in period, which began in January 2016 at 0.625% of risk-weighted assets and will increase each year until fully implemented in January 2019.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In order to be considered well-capitalized under the prompt corrective action regulation, the Bank must maintain a CET1 risk-based ratio of 6.5%, a Tier 1 risk-based ratio of 8%, a total risk-based capital ratio of 10% and a leverage ratio of 5%.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As of March 31, 2017, the most recent notification from the OCC categorized the Bank as "well capitalized" under the regulatory framework for prompt corrective action. For additional information, see Note 15 of the Notes to Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Prompt Corrective Action.</font>&#160; The OCC is required to take certain supervisory actions against undercapitalized savings institutions, the severity of which depends upon the institution's degree of undercapitalization. Subject to a narrow exception, the OCC is required to appoint a receiver or conservator for a savings institution that is "critically undercapitalized." OCC regulations also require that a capital restoration plan be filed with the OCC within 45 days of the date a savings institution receives notice that it is "undercapitalized," "significantly undercapitalized" or "critically undercapitalized." In addition, numerous mandatory supervisory actions become immediately applicable to an undercapitalized institution, including, but not limited to, increased monitoring by regulators and restrictions on growth, capital distributions and expansion. "Significantly undercapitalized" and "critically undercapitalized" institutions are subject to more extensive mandatory regulatory actions. The OCC also could take a number of discretionary supervisory actions, including the issuance of a capital directive and the replacement of senior executive officers and directors. At March 31, 2017, the Bank's capital ratios met the regulatory capital requirements described above under "Capital Requirements" to be considered as "well capitalized".</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Home Loan Bank System.</font>&#160; The Bank is a member of the FHLB of Des Moines which is one of 11 regional FHLBs that administer the home financing credit function of savings institutions. Each FHLB serves as a reserve or central bank for its members within its assigned region. It is funded primarily from proceeds derived from the sale of consolidated obligations of the FHLB System. It makes loans or advances to members in accordance with policies and procedures, established by the Board of Directors of the FHLB, which are subject to the oversight of the Federal Housing Finance Board. All advances from the FHLB are required to be fully secured by sufficient collateral as determined by the FHLB. In addition, all long-term advances are required to provide funds for residential home financing. See Business &#8211; "Deposit Activities and Other Sources of Funds &#8211; Borrowings." As a member, the Bank is required to purchase and maintain stock in the FHLB of Des Moines. At March 31, 2017, the Bank held $1.2 million in FHLB stock, which was in compliance with this requirement. During the year ended March 31, 2017, the Bank purchased $121,000 of FHLB stock, at par.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FHLBs continue to contribute to low- and moderately-priced housing programs through direct loans or interest subsidies on advances targeted for community investment and low- and moderate-income housing projects. These contributions have adversely affected the level of FHLB dividends paid and could continue to do so in the future. These contributions could also have an adverse effect on the value of FHLB stock in the future. A reduction in value of the Bank's FHLB stock may result in a decrease in net income and possibly capital.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Deposit Insurance Corporation</font>.&#160; The DIF of the FDIC insures deposits in the Bank up to $250,000 per separately insured depositor. As insurer, the FDIC imposes deposit insurance premiums and is authorized to conduct examinations of and to require reporting by FDIC-insured institutions. The Bank's deposit insurance premiums for the fiscal year ended March 31, 2017 were $<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">356,000</font>.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prior to July 1, 2016, the FDIC assessed deposit insurance premiums on each FDIC-insured institution quarterly based on annualized rates for one of four risk categories, applied to its assessment rate. An institution's assessment base is equal to average consolidated total assets minus its average tangible equity (defined as Tier 1 capital). An institution with assets reported in its Call Report that have not exceeded $10 billion for at least four consecutive quarters and has been federally insured for at least five years is considered an established small institution and is assigned to one of four risk categories based on its capital, supervisory ratings, and other factors. The Bank is considered an established small institution. Well-capitalized institutions that were financially sound with only a few minor weaknesses were assigned to Risk Category I. Risk Categories II, III and IV present progressively greater risks to the DIF. A range of initial base assessment rates applied to each Risk Category, adjusted downward based on unsecured debt issued by the institution and, except for an institution in Risk Category I, adjusted upward if the institution's brokered deposits exceed 10% of its domestic deposits, to produce total base assessment rates. Total base assessment rates ranged from 2.5 to 9 basis points for Risk Category I, 9 to 24 basis points for Risk Category II, 18 to 33 basis points for Risk Category III, and 30 to 45 basis points for Risk Category IV, all subject to further adjustment upward if the institution held more than a de minimis amount of unsecured debt issued by another FDIC-insured institution.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">On April 26, 2016, the FDIC adopted a final rule that, effective July 1, 2016, changed the method of calculating assessments for established small institutions effective the quarter following the DIF reserve ratio reaching 1.15%, which occurred on June 30, 2016. Under the final rule, the FDIC established assessment rates for established small institutions based on an institution's weighted average CAMELS component ratings and certain financial ratios. The four risk categories noted above were eliminated. Total base assessment rates range from 1.5 to 16 basis points for institutions with CAMELS composite ratings of 1 or 2, 3 to 30 basis points for those with a CAMELS composite score of 3, and 11 to 30 basis points for those with CAMELS composite scores of 4 or 5, subject to certain adjustments. Assessment rates are expected to decrease in the future as the reserve ratio increases in specified increments to the 1.35% ratio required by the Dodd-Frank Act. Formerly, the required reserve ratio was 1.15%.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">An institution that has reported on its Call Reports total assets of $10 billion or more for at least four consecutive quarters is considered a large institution and is assessed under a complex scorecard method employing many factors, including weighted average CAMELS ratings; a performance score; leverage ratio; ability to withstand asset-related stress; certain measures of concentration, core earnings, core deposits, credit quality, and liquidity; and a loss severity score and loss severity measure. Total base assessment rates for these institutions currently range from 1.5 to 40 basis points, subject to certain adjustments, and are expected to decrease in the future as the reserve ratio increases in specified increments.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Dodd-Frank Act directs the FDIC to offset the effects of higher assessments due to the increase in the reserve ratio on established small institutions by charging higher assessments to large institutions. To implement this mandate, large and highly complex institutions must pay an annual surcharge of 4.5 basis points on their assessment base beginning July 1, 2016. If the DIF reserve ratio has not reached 1.35% by December 31, 2018, the FDIC plans to impose a shortfall assessment on large institutions on March 31, 2019. The FDIC may increase or decrease its rates by 2 basis points without further rule-making. In an emergency, the FDIC may also impose a special assessment.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Since established small institutions will be contributing to the DIF while the reserve ratio remains between 1.15% and 1.35% and the large institutions are paying a surcharge, the FDIC will provide assessment credits to the established small institutions for the portion of their assessments that contribute to the increase. When the reserve ratio reaches 1.35%, the FDIC will automatically apply an established small institution's assessment credits to reduce its regular deposit insurance assessments.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition to the FDIC assessments, the Financing Corporation is authorized to impose and collect, through the FDIC, assessments for anticipated payments, issuance costs and custodial fees on bonds issued in the 1980s to recapitalize the former Federal Savings and Loan Insurance Corporation. The bonds issued by the Financing Corporation are due to mature in 2017 through 2019.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FDIC conducts examinations of and requires reporting by state non-member banks, such as the Bank. The FDIC also may prohibit any insured institution from engaging in any activity determined by regulation or order to pose a serious risk to the DIF. The FDIC may terminate the deposit insurance of any insured depository institution, including the Bank, if it determines after a hearing that the institution has engaged or is engaging in unsafe or unsound practices, is in an unsafe or unsound condition to continue operations, or has violated any applicable law, regulation, order or any condition imposed by an agreement with the FDIC. It also may suspend deposit insurance temporarily during the hearing process for the permanent termination of insurance, if the institution has no tangible capital. If insurance of accounts is terminated, the accounts at the institution at the time of the termination, less subsequent withdrawals, shall continue to be insured for a period of six months to two years, as determined by the FDIC. Management is not aware of any existing circumstances which would result in termination of the deposit insurance of the Bank.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Qualified Thrift Lender Test.</font>&#160; All savings institutions, including the Bank, are required to meet a qualified thrift lender ("QTL") test to avoid certain restrictions on their operations. This test requires a savings institution to have at least 65% of its total assets, as defined by regulation, in qualified thrift investments on a monthly average for nine out of every 12 months on a rolling basis. As an alternative, the savings institution may maintain 60% of its assets in those assets specified in Section 7701(a) (19) of the Internal Revenue Code ("Code"). Under either test, such assets primarily consist of residential housing related loans and investments.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any institution that fails to meet the QTL test is subject to certain operating restrictions and may be required to convert to a national bank charter. As of March 31, 2017, the Bank maintained 91.34% of its portfolio assets in qualified thrift investments and therefore met the QTL test.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Limitations on Capital Distributions.</font> OCC regulations impose various restrictions on savings institutions with respect to their ability to make distributions of capital, which include dividends, stock redemptions or repurchases, cash-out mergers&#160; </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">and other transactions charged to the capital account. Generally, savings institutions, such as the Bank, that before and after the proposed distribution are well-capitalized, may make capital distributions during any calendar year equal to up to 100% of net income for the year-to-date plus retained net income for the two preceding years. However, an institution deemed to be in need of more than normal supervision by the OCC may have its dividend authority restricted by the OCC. If the Bank, however, proposes to make a capital distribution when it does not meet its capital requirements (or will not following the proposed capital distribution) or that will exceed these net income-based limitations, it must obtain the OCC's approval prior to making such distribution. In addition, the Bank must file a prior written notice of a dividend with the Federal Reserve. The Federal Reserve or the OCC may object to a capital distribution based on safety and soundness concerns. Additional restrictions on Bank dividends may apply if the Bank fails the QTL test. In addition, as noted above, if the Bank does not have the required capital conservation buffer, its ability to pay dividends to the Company would be limited, which may limit the ability of the Company to pay dividends to its stockholders.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The OCC may determine that the continuation by a savings institution of its ownership control of, or its relationship to, the subsidiary constitutes a serious risk to the safety, soundness or stability of the savings institution or is inconsistent with sound banking practices or with the purposes of the FDIC. Based upon that determination, the FDIC or the OCC has the authority to order the savings institution to divest itself of control of the subsidiary. The FDIC also may determine by regulation or order that any specific activity poses a serious threat to the DIF. If so, it may require that no FDIC insured institution engage in that activity directly.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Transactions with Affiliates.</font> The Bank's authority to engage in transactions with "affiliates" is limited by Sections 23A and 23B of the Federal Reserve Act as implemented by the Federal Reserve's Regulation W. The term "affiliates" for these purposes generally means any company that controls or is under common control with an institution. The Company and its non-savings institution subsidiaries are affiliates of the Bank. In general, transactions with affiliates must be on terms that are as favorable to the institution as comparable transactions with non-affiliates. In addition, certain types of transactions are restricted to an aggregate percentage of the institution's capital. Collateral in specified amounts must be provided by affiliates in order to receive loans from an institution. In addition, savings institutions are prohibited from lending to any affiliate that is engaged in activities that are not permissible for bank holding companies and no savings institution may purchase the securities of any affiliate other than a subsidiary. Federally insured savings institutions are subject, with certain exceptions, to certain restrictions on extensions of credit to their parent holding companies or other affiliates, on investments in the stock or other securities of affiliates and on the taking of such stock or securities as collateral from any borrower. In addition, these institutions are prohibited from engaging in certain tying arrangements in connection with any extension of credit or the providing of any property or service.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Sarbanes-Oxley Act of 2002 ("Sarbanes-Oxley Act") generally prohibits a company that makes filings with the SEC from making loans to its executive officers and directors. That act, however, contains a specific exception for loans by a depository institution to its executive officers and directors, if the lending is in compliance with federal banking laws. Under such laws, the Bank's authority to extend credit to executive officers, directors and 10% stockholders ("insiders"), as well as entities which such persons control, is limited. The law restricts both the individual and aggregate amount of loans the Bank may make to insiders based, in part, on the Bank's capital position and requires certain Board approval procedures to be followed. Such loans must be made on terms substantially the same as those offered to unaffiliated individuals and not involve more than the normal risk of repayment. There is an exception for loans made pursuant to a benefit or compensation program that is widely available to all employees of the institution and does not give preference to insiders over other employees. There are additional restrictions applicable to loans to executive officers.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Community Reinvestment Act and Consumer Protection Laws.</font>&#160; Under the Community Reinvestment Act of 1977 ("CRA"), every FDIC-insured institution has a continuing and affirmative obligation consistent with safe and sound banking practices to help meet the credit needs of its entire community, including low and moderate income neighborhoods. The CRA does not establish specific lending requirements or programs for financial institutions nor does it limit an institution's discretion to develop the types of products and services that it believes are best suited to its particular community, consistent with the CRA. The CRA requires the OCC, in connection with the examination of the Bank, to assess the institution's record of meeting the credit needs of its community and to take such record into account in its evaluation of certain applications, such as a merger or the establishment of a branch, by the Bank. The OCC may use an unsatisfactory rating as the basis for </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the denial of an application. Due to the heightened attention being given to the CRA in the past few years, the Bank may be required to devote additional funds for investment and lending in its local community.&#160; In connection with its deposit-taking, lending and other activities, the Bank is subject to a number of federal laws designed to protect consumers and promote lending to various sectors of the economy and population. The CFPB issues regulations and standards under these federal consumer protection laws, which include the Equal Credit Opportunity Act, the Truth-in-Lending Act, the Home Mortgage Disclosure Act and the Real Estate Settlement Procedures Act. Through its rulemaking authority, the CFPB has promulgated several proposed and final regulations under these laws that will affect our consumer businesses. Among these regulatory initiatives, are final regulations setting "ability to repay" and "qualified mortgage" standards for residential mortgage loans and establishing new mortgage loan servicing and loan originator compensation standards. The Bank is evaluating these recent CFPB regulations and proposals and devotes substantial compliance, legal and operational business resources to ensure compliance with these consumer protection standards. In addition, the OCC has enacted customer privacy regulations that limit the ability of the Bank to disclose nonpublic consumer information to non-affiliated third parties. The regulations require disclosure of privacy policies and allow consumers to prevent certain personal information from being shared with non-affiliated parties.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Enforcement.</font>&#160; The OCC has primary enforcement responsibility over savings institutions and has the authority to bring action against all "institution-affiliated parties," including shareholders, and any attorneys, appraisers and accountants who knowingly or recklessly participate in wrongful action likely to have an adverse effect on an insured institution. Formal enforcement action may range from the issuance of a capital directive or cease and desist order to removal of officers or directors, receivership, conservatorship or termination of deposit insurance. Civil penalties cover a wide range of violations and can range from $25,000 to $1.1 million per day. The FDIC has the authority to recommend to the OCC that enforcement action be taken with respect to a particular savings institution. If action is not taken by the OCC, the FDIC has authority to take such action under certain circumstances. Federal law also establishes criminal penalties for certain violations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Standards for Safety and Soundness.</font> As required by statute, the federal banking agencies have adopted Interagency Guidelines prescribing Standards for Safety and Soundness. The guidelines set forth the safety and soundness standards that the federal banking agencies use to identify and address problems at insured depository institutions before capital becomes impaired. If the OCC determines that a savings institution fails to meet any standard prescribed by the guidelines, the OCC may require the institution to submit an acceptable plan to achieve compliance with the standard.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Reserve System. </font>The Federal Reserve Board requires that all depository institutions maintain reserves on transaction accounts or non-personal time deposits. These reserves may be in the form of cash or non-interest-bearing deposits with the regional Federal Reserve Bank. Interest-bearing checking accounts and other types of accounts that permit payments or transfers to third parties fall within the definition of transaction accounts and are subject to Regulation D reserve requirements, as are any non-personal time deposits at a bank. At March 31, 2017, the Bank was in compliance with these reserve requirements. The balances maintained to meet the reserve requirements imposed by the Federal Reserve Board may be used to satisfy any liquidity requirements that may be imposed by the OCC.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial Real Estate Lending Concentrations</font>.&#160; The federal banking agencies have issued guidance on sound risk management practices for concentrations in commercial real estate lending. The particular focus is on exposure to commercial real estate loans that are dependent on the cash flow from the real estate held as collateral and that are likely to be sensitive to conditions in the commercial real estate market (as opposed to real estate collateral held as a secondary source of repayment or as an abundance of caution). The purpose of the guidance is not to limit a bank's commercial real estate lending but to guide banks in developing risk management practices and capital levels commensurate with the level and nature of real estate concentrations. The guidance directs the FDIC and other bank regulatory agencies to focus their supervisory resources on institutions that may have significant commercial real estate loan concentration risk. A bank that has experienced rapid growth in commercial real estate lending, has notable exposure to a specific type of commercial real estate loan, or is approaching or exceeding the following supervisory criteria may be identified for further supervisory analysis with respect to real estate concentration risk:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total reported loans for construction, land development and other land represent 100% or more of the bank's capital; or</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial real estate loans (as defined in the guidance) represent 300% or more of the bank's total capital or the outstanding balance of the bank's commercial real estate loan portfolio has increased 50% or more during the prior 36 months.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The guidance provides that the strength of an institution's lending and risk management practices with respect to such concentrations will be taken into account in supervisory guidance on evaluation of capital adequacy.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><strong>Environmental Issues Associated with Real Estate Lending.</strong> The Comprehensive Environmental Response, Compensation and Liability Act ("CERCLA"), is a federal statute that generally imposes strict liability on all prior and present "owners and operators" of sites containing hazardous waste. However, Congress acted to protect secured creditors by providing that the term "owner and operator" excludes a person whose ownership is limited to protecting its security interest in the site. Since the enactment of the CERCLA, this "secured creditor exemption" has been the subject of judicial interpretations which have left open the possibility that lenders could be liable for cleanup costs on contaminated property that they hold as collateral for a loan. To the extent that legal uncertainty exists in this area, all creditors, including the Bank, that have made loans secured by properties with potential hazardous waste contamination (such as petroleum contamination) could be subject to liability for cleanup costs, which could substantially exceed the value of the collateral property.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Bank Secrecy Act/Anti-Money Laundering Laws.</font> The Bank is subject to the Bank Secrecy Act and other anti-money laundering laws and regulations, including the USA Patriot Act of 2001. These laws and regulations require the Bank to implement policies, procedures, and controls to detect, prevent, and report money laundering and terrorist financing and to verify the identity of their customers. Violations of these requirements can result in substantial civil and criminal sanctions. In addition, provisions of the USA Patriot Act require the federal financial institution regulatory agencies to consider the effectiveness of a financial institution's anti-money laundering activities when reviewing mergers and acquisitions.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Consumer Protection Laws and Regulations.</font>&#160;&#160;The Dodd-Frank Act established the CFPB and empowered it to exercise broad regulatory, supervisory and enforcement authority with respect to both new and existing consumer financial protection laws. The Bank is subject to consumer protection regulations issued by the CFPB, but as a financial institution with assets of less than $10 billion, the Bank is generally subject to supervision and enforcement by the FDIC and the OCC with respect to our compliance with consumer financial protection laws and CFPB regulations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank is subject to a broad array of federal and state consumer protection laws and regulations that govern almost every aspect of its business relationships with consumers. While the list set forth below is not exhaustive, these include the Truth-in-Lending Act, the Truth in Savings Act, the Electronic Fund Transfers Act, the Expedited Funds Availability Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act, the Home Mortgage Disclosure Act, the Fair Credit Reporting Act, the Right to Financial Privacy Act, the Home Ownership and Equity Protection Act, the Fair Credit Billing Act, the Homeowners Protection Act, the Check Clearing for the 21st Century Act, laws governing flood insurance, laws governing consumer protections in connection with the sale of insurance, federal and state laws prohibiting unfair and deceptive business practices, and various regulations that implement some or all of the foregoing. These laws and regulations mandate certain disclosure requirements and regulate the manner in which financial institutions must deal with customers when taking deposits, making loans, collecting loans, and providing other services. Failure to comply with these laws and regulations can subject the Bank to various penalties, including but not limited to, enforcement actions, injunctions, fines, civil liability, criminal penalties, punitive damages, and the loss of certain contractual rights.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Savings and Loan Holding Company Regulations</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General.</font> The Company is a unitary savings and loan holding company subject to regulatory oversight of the Federal Reserve. Accordingly, the Company is required to register and file reports with the Federal Reserve and is subject to regulation and examination by the Federal Reserve. In addition, the Federal Reserve has enforcement authority over the Company and its non-savings institution subsidiaries, which also permits the Federal Reserve to restrict or prohibit activities that are determined to present a serious risk to the subsidiary savings institution. In accordance with the Dodd-Frank Act, the federal banking regulators must require any company that controls an FDIC-insured depository institution to serve as a source of strength for the institution, with the ability to provide financial assistance if the institution suffers financial distress. These and other Federal Reserve policies may restrict the Company's ability to pay dividends.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Requirements.</font> For a savings and loan holding company, such as the Company, the capital guidelines apply on a bank only basis. The Federal Reserve expects the holding company's subsidiary banks to be well capitalized under the prompt corrective action regulations. If the Company was subject to regulatory guidelines for bank holding companies at March 31, 2017, the Company would have exceeded all regulatory capital requirements. See "-Federal Regulation of Savings Institutions-- Capital Requirements" above.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Activities Restrictions.</font> The GLBA provides that no company may acquire control of a savings association after May 4, 1999 unless it engages only in the financial activities permitted for financial holding companies under the law or for multiple savings and loan holding companies as described below. Further, the GLBA specifies that, subject to a grandfather provision, existing savings and loan holding companies may only engage in such activities. The Company qualifies for the grandfathering and is therefore not restricted in terms of its activities. Upon any non-supervisory acquisition by the Company of another savings association as a separate subsidiary, the Company would become a multiple savings and loan holding company and would be limited to activities permitted by Federal Reserve regulation. The Federal Reserve has issued an interpretation concluding that multiple savings holding companies may also engage in activities permitted for financial holding companies, including lending, trust services, insurance activities and underwriting, investment banking and real estate investments.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mergers and Acquisitions.</font> The Company must obtain approval from the Federal Reserve before acquiring more than 5% of the voting stock of another savings institution or savings and loan holding company or acquiring such an institution or holding company by merger, consolidation or purchase of its assets. In evaluating an application for the Company to acquire control of a savings institution, the Federal Reserve would consider the financial and managerial resources and future prospects of the Company and the target institution, the effect of the acquisition on the risk to the DIF, the convenience and the needs of the community and competitive factors.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">The Federal Reserve may not approve any acquisition that would result in a multiple savings and loan holding company controlling savings institutions in more than one state, subject to two exceptions; (i) the approval of interstate supervisory acquisitions by savings and loan holding companies and (ii) the acquisition of a savings institution in another state if the laws of the state of the target savings institution specifically permit such acquisitions. The states vary in the extent to which they permit interstate savings and loan holding company acquisitions.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Acquisition of the Company.</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any company, except a bank holding company, that acquires control of a savings association or savings and loan holding company becomes a "savings and loan holding company" subject to registration, examination and regulation by the Federal Reserve and must obtain the prior approval of the Federal Reserve under the Savings and Loan Holding Company Act before obtaining control of a savings association or savings and loan holding company. A bank holding company must obtain the prior approval of the Federal Reserve under the Bank Holding Company Act before obtaining control of a savings association or savings and loan holding company and remains subject to regulation under the Bank Holding Company Act. The term "company" includes corporations, partnerships, associations, and certain trusts and other entities. "Control" of a savings association or savings and loan holding company is deemed to exist if a company has voting control, directly or indirectly, of more than 25% of any class of the savings association's voting stock or controls in any manner the election of a majority of the directors of the savings association or savings and loan holding company, and may be presumed under other circumstances, including, but not limited to, holding 10% or more of a class of voting securities if the institution has a class of registered securities, as the Company has. Control may be direct or indirect and may occur through acting in concert with one or more other persons. In addition, a savings and loan holding company must obtain Federal Reserve approval prior to acquiring voting control of more than 5% of any class of voting stock of another savings association or another savings association holding company. A similar provision limiting the acquisition by a bank holding company of 5% or more of a class of voting stock of any company is included in the Bank Holding Company Act.</font></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">Accordingly, the prior approval of the Federal Reserve Board would be required:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">before any savings and loan holding company or bank holding company could acquire 5% or more of the common stock of the Company; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">before any other company could acquire 25% or more of the common stock of the Company and may be required for an acquisition of as little as 10% of such stock.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, persons that are not companies are subject to the same or similar definitions of control with respect to savings and loan holding companies and savings associations and requirements for prior regulatory approval by the Federal Reserve in the case of control of a savings and loan holding company or by the OCC in the case of control of a savings association not obtained through control of a holding company of such savings association.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Sarbanes-Oxley Act includes very specific additional disclosure requirements and new corporate governance rules, and requires the SEC and securities exchanges to adopt extensive additional disclosure, corporate governance and related rules. The Sarbanes-Oxley Act represents significant federal involvement in matters traditionally left to state regulatory systems, such as the regulation of the accounting profession, and to state corporate law, such as the relationship between a board of directors and management and between a board of directors and its committees.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.</font>&#160; On July 21, 2010, the Dodd-Frank Act was signed into law. The Dodd-Frank-Act imposes new restrictions and an expanded framework of regulatory oversight for financial institutions, including depository institutions and implements new capital regulations discussed above under "- Regulation and Supervision of the Bank - Capital Requirements." In addition, among other changes, the Dodd-Frank Act requires public companies, such as the Company, to (i) provide their shareholders with a non-binding vote (a) at least once every three years on the compensation paid to executive officers and (b) at least once every six years on whether they should have a "say on pay" vote every one, two or three years; (ii) have a separate, non-binding shareholder vote regarding golden parachutes for named executive officers when a shareholder vote takes place on mergers, acquisitions, dispositions or other transactions that would trigger the parachute payments; (iii) provide disclosure in annual proxy materials concerning the relationship between the executive compensation paid and the financial performance of the issuer; and (iv) amend Item 402 of Regulation S-K to require companies to disclose the ratio of the Chief Executive Officer's annual total compensation to the median annual total compensation of all other employees. For certain of these changes, the implementing regulations have not been promulgated, so the full impact of the Dodd-Frank Act on public companies cannot be determined at this time.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1A.&#160; Risk Factors</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">An investment in our common stock is subject to risks inherent in our business. Before making an investment decision, you should carefully consider the risks and uncertainties described below together with all of the other information included in this report. In addition to the risks and uncertainties described below, </font><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">other </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially and adversely affect our business, financial condition and results of operations.</font>&#160;<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The value or market price of our common stock could decline due to any of these identified or other risks, and you could lose all or part of your investment. The risks below also include forward-looking statements. This report is qualified in its entirety by these risk factors.</font></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our business may be adversely affected by downturns in the national and the regional economies on which we depend.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Substantially all of our loans are to businesses and individuals in the states of Washington and Oregon. A decline in the economies of the seven counties in which we operate, including the Portland, Oregon metropolitan area, which we consider to be our primary market area, could have a material adverse effect on our business, financial condition, results of operations and prospects. Weakness in the global economy has adversely affected many businesses operating in our markets that are dependent upon international trade and it is not known how the recent withdrawal by the United States from the Trans-Pacific Partnership trade agreement may also affect these businesses.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">While real estate values and unemployment rates have recently improved, a deterioration in economic conditions in the market areas we serve could result in the following consequences, any of which could have a materially adverse impact on our business, financial condition and results of operations:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">collateral for loans made may decline further in value, exposing us to increased risk loans, reducing customers' borrowing power, and reducing the value of assets and collateral associated with existing loans;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">the amount of our low-cost or non-interest bearing deposits may decrease.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">A decline in local economic conditions may have a greater effect on our earnings and capital than on the earnings and capital of larger financial institutions whose real estate loan portfolios are geographically diverse. If we are required to liquidate a significant amount of collateral during a period of reduced real estate values, our financial condition and profitability could be adversely affected:</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">A return of recessionary conditions could result in increases in our level of nonperforming loans and/or reduce demand for our products and services, which could have an adverse effect on our results of operations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A return of recessionary conditions and/or negative developments in the domestic and international credit markets may significantly affect the markets in which we do business, the value of our loans and investments, and our ongoing operations, costs and profitability. Declines in real estate values and sales volumes and high unemployment levels may result in higher than expected loan delinquencies and a decline in demand for our products and services. These negative events may cause us to incur losses and may adversely affect our capital, liquidity, and financial condition.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our real estate construction and land acquisition or development loans expose us to risk.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We originate real estate construction loans to individuals and builders, primarily for the construction of residential properties. We originate these loans whether or not the collateral property underlying the loan is under contract for sale. At March 31, 2017, construction loans totaled $46.2 million, or 5.92% of our total loan portfolio, of which $19.1 million were for residential real estate projects. Undisbursed funds for construction projects totaled $47.3 million at March 31, 2017. Land loans, which are loans made with land as security, totaled $15.9 million, or 2.04% of our total loan portfolio at March 31, 2017. Land loans include raw land and land acquisition and development loans.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In general, construction and land lending involves additional risks because of the inherent difficulty in estimating a property's value both before and at completion of the project as well as the estimated cost of the project and the time needed to sell the property at completion. Construction costs may exceed original estimates as a result of increased materials, labor or other costs. Because of the uncertainties inherent in estimating construction costs, as well as the market value of the completed project and the effects of governmental regulation on real property, it is relatively difficult to evaluate accurately the total funds required to complete a project and the related loan-to-value ratio. Changes in the demand, such as for new housing and higher than anticipated building costs may cause actual results to vary significantly from those estimated. For these reasons, this type of lending also typically involves higher loan principal amounts and is often concentrated with a small number of builders. A downturn in housing, or the real estate market, could increase loan delinquencies, defaults and foreclosures, and significantly impair the value of our collateral and our ability to sell the collateral upon foreclosure. Some of our builders have more than one loan outstanding with us and also have residential mortgage loans for rental properties with us. Consequently, an adverse development with respect to one loan or one credit relationship can expose us to a significantly greater risk of loss.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, during the term of most of our construction loans, no payment from the borrower is required since the accumulated interest is added to the principal of the loan through an interest reserve. As a result, construction loans often involve the disbursement of substantial funds with repayment dependent on the success of the ultimate project and the ability of the borrower to sell or lease the property or refinance the indebtedness, rather than the ability of the borrower or guarantor to repay principal and interest.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>If the appraisal of the value of the completed project proves to be overstated, we may have inadequate security for the repayment of the loan upon completion of construction of the project and may incur a loss. Because construction loans require active monitoring of the building process, including cost comparisons and on-site inspections, these loans are more difficult and costly to monitor. Increases in market rates of interest may have a more pronounced effect on construction loans by rapidly increasing the end-purchasers' borrowing costs, thereby reducing the overall demand for the project. Properties under construction are often difficult to sell and typically must be completed in order to be successfully sold which also complicates the process of working out problem construction loans. This may require us to advance additional funds and/or contract with another builder to complete construction. Further, in the case of speculative construction loans, there is the added risk associated with identifying an end-purchaser for the finished project, and thus pose a greater potential risk than construction loans to individuals on their personal residences. Loans on land under development or held for future construction as well as lot loans made to individuals for the future construction of a residence also pose additional risk because of the lack of income being produced by the property and the potential illiquid nature of the collateral. These risks can also be significantly impacted by supply and demand conditions.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2017, total committed construction and land loans totaled $109.3 million comprised mainly of $7.9 million of speculative construction loans, $15.9 million of land acquisition and development loans, $59.6 million of commercial/multi-family construction loans and $20.7 million of custom/presold construction loans.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our emphasis on commercial real estate lending may expose us to increased lending risks.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our current business strategy is focused on the expansion of commercial real estate lending. This type of lending activity, while potentially more profitable than single-family residential lending, is generally more sensitive to regional and local economic conditions, making loss levels more difficult to predict. Collateral evaluation and financial statement analysis in these types of loans requires a more detailed analysis at the time of loan underwriting and on an ongoing basis. Many of our commercial borrowers have more than one loan outstanding with us. Consequently, an adverse development with respect to one loan or one credit relationship can expose us to a significantly greater risk of loss.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2017, we had $490.8 million of commercial and multi-family real estate mortgage loans, representing 62.97% of our total loan portfolio. These loans typically involve higher principal amounts than other types of loans and some of our commercial borrowers have more than one loan outstanding with us. Consequently, an adverse development with respect to one loan or one credit relationship can expose us to a significantly greater risk of loss compared to an adverse development with respect to a one-to-four family residential loan. Repayment on these loans is dependent upon income generated, or expected to be generated, by the property securing the loan in amounts sufficient to cover operating expenses and debt service, which may be adversely affected by changes in the economy or local market conditions. For example, if the cash flow from the borrower's project is reduced as a result of leases not being obtained or renewed, the borrower's ability to repay the loan may be impaired. Commercial and multi-family mortgage loans also expose a lender to greater credit risk than loans secured by one-to-four family residential real estate because the collateral securing these loans typically cannot be sold as easily as residential real estate. In addition, many of our commercial and multi-family real estate loans are not fully amortizing and contain large balloon payments upon maturity. Such balloon payments may require the borrower to either </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">sell or refinance the underlying property in order to make the payment, which may increase the risk of default or non-payment.&#160; A secondary market for most types of commercial real estate and multi-family loans is not readily liquid, so we have less opportunity to mitigate credit risk by selling part or all of our interest in these loans. As a result of these characteristics, if we foreclose on a commercial or multi-family real estate loan, our holding period for the collateral typically is longer than for one-to-four family residential mortgage loans because there are fewer potential purchasers of the collateral. Accordingly, charge-offs on commercial and multi-family real estate loans may be larger on a per loan basis than those incurred with our residential or consumer loan portfolios.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The level of our commercial real estate loan portfolio may subject us to additional regulatory scrutiny.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FDIC, the Federal Reserve and the Office of the Comptroller of the Currency have promulgated joint guidance on sound risk management practices for financial institutions with concentrations in commercial real estate lending. Under this guidance, a financial institution that, like us, is actively involved in commercial real estate lending should perform a risk assessment to identify concentrations. A financial institution may have a concentration in commercial real estate lending if, among other factors (i) total reported loans for construction, land development, and other land represent 100% or more of total capital, or (ii) total reported loans secured by multi-family and non-farm residential properties, loans for construction, land development and other land, and loans otherwise sensitive to the general commercial real estate market, including loans to commercial real estate related entities, represent 300% or more of total capital. Based on these criteria, the Bank has a concentration in commercial real estate lending as total loans for multifamily, non-farm/non-residential, construction, land development and other land represented 349% of total risk-based capital at March 31, 2017. The particular focus of the guidance is on exposure to commercial real estate loans that are dependent on the cash flow from the real estate held as collateral and that are likely to be at greater risk to conditions in the commercial real estate market (as opposed to real estate collateral held as a secondary source of repayment or as an abundance of caution). The purpose of the guidance is to guide banks in developing risk management practices and capital levels commensurate with the level and nature of real estate concentrations. The guidance states that management should employ heightened risk management practices including board and management oversight and strategic planning, development of underwriting standards, risk assessment and monitoring through market analysis and stress testing.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our business may be adversely affected by credit risk associated with residential property.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">At March 31, 2017, $92.9 million, or 11.91% of our total loan portfolio, was secured by one-to-four family mortgage loans and home equity loans. This type of lending is generally sensitive to regional and local economic conditions that significantly impact the ability of borrowers to meet their loan payment obligations, making loss levels difficult to predict. A decline in residential real estate values resulting from a downturn in the Washington and Oregon housing markets in which we operate may reduce the value of the real estate collateral securing these types of loans and increase our risk of loss if borrowers default on their loans. Declines in the volume of real estate sales and/or the sales prices coupled with elevated unemployment rates may result in higher than expected loan delinquencies or problem assets, and a decline in demand for our products and services. These potential negative events may cause us to incur losses, adversely affect our capital and liquidity and damage our financial condition and business operations.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Many of our one-to-four family loans and home equity lines of credit are secured by liens on mortgage properties. Residential loans with high combined loan-to-value ratios will be more sensitive to declining property values than those with lower combined loan-to-value ratios and therefore may experience a higher incidence of default and severity of losses. In addition, if the borrowers sell their homes, they may be unable to repay their loans in full from the sale. Further, the majority of our home equity lines of credit consist of second mortgage loans. For those home equity lines secured by a second mortgage, it is unlikely that we will be successful in recovering all or a portion of our loan proceeds in the event of default unless we are prepared to repay the first mortgage loan and such repayment and the costs associated with a foreclosure are justified by the value of the property.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Repayment of our commercial business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">At March 31, 2017, we had $107.4 million, or 13.78% of total loans, in commercial business loans. Commercial lending involves risks that are different from those associated with residential and commercial real estate lending. Real estate lending is generally considered to be collateral based lending with loan amounts based on predetermined loan to collateral values and liquidation of the underlying real estate collateral being viewed as the primary source of repayment in the event of borrower default. Our commercial loans are primarily made based on the cash flow of the borrower and secondarily on&#160;</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">the underlying collateral provided by the borrower. The borrowers' cash flow may be unpredictable, and collateral securing these loans may fluctuate in value. This collateral may consist of equipment, inventory, accounts receivable, or other business assets. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Other collateral securing loans may depreciate over time, may be difficult to appraise, may be illiquid and may fluctuate in value based on the specific type of business and equipment. As a result, the availability of funds for the repayment of commercial business loans may be substantially dependent on the success of the business itself which, in turn, is often dependent in part upon general economic conditions and secondarily on the underlying collateral provided by the borrower.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our allowance for loan losses may prove to be insufficient to absorb losses in our loan portfolio.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Lending money is a substantial part of our business and each loan carries a certain risk that it will not be repaid in accordance with its terms or that any underlying collateral will not be sufficient to assure repayment. This risk is affected by, among other things:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">the duration of the loan;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">the credit history of a particular borrower; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We maintain an allowance for loan losses, which is a reserve established through a provision for loan losses charged to expense, which we believe is appropriate to provide for probable losses in our loan portfolio. The amount of this allowance is determined by management through periodic reviews and consideration of several factors, including, but not limited to:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">our general reserve, based on our historical default and loss experience and certain macroeconomic factors based on management's expectations of future events;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">our specific reserve, based on our evaluation of nonperforming loans and their underlying collateral; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">an unallocated reserve to provide for other credit losses inherent in our portfolio that may not have been contemplated in the other loss factors.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The determination of the appropriate level of the allowance for loan losses inherently involves a high degree of subjectivity and requires us to make significant estimates of current credit risks and future trends, all of which may undergo material changes. Deterioration in economic conditions affecting borrowers, new information regarding existing loans, identification of additional problem loans and other factors, both within and outside of our control, may require an increase in the allowance for loan losses.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Financial Accounting Standards Board has adopted a new accounting standard update ("ASU") that will be effective for our first fiscal year after December 15, 2019. This standard, referred to as "Current Expected Credit Loss", or "CECL", will require financial institutions to determine periodic estimates of lifetime expected credit losses on loans and recognize the expected credit losses as allowances for credit losses at inception of the loan. This will change the current method of providing allowances for credit losses that are probable of having been incurred, which may require us to increase our allowance for loan losses, and may greatly increase the types of data we would need to collect and review to determine the appropriate level of the allowance for credit losses. For more on this ASU, see Note 1 of the Notes to Consolidated Financial Statements - Recently Issued Accounting Pronouncements contained in Item 8 of this report. In addition, bank regulatory agencies periodically review our allowance for loan losses and may require an increase in the provision for possible loan losses or the recognition of further loan charge-offs based on judgments different than those of management. If charge-offs in future periods exceed the allowance for loan losses, we may need additional provisions to replenish the allowance for loan losses. Any increases in the allowance for loan losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our consumer loan portfolio has increased risk due to the substantial amount of indirect automobile loans.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our consumer loan portfolio includes a substantial number of indirect loans which are automobile loans purchased by us from another financial institution as well as other installment consumer loans. These indirect automobile loans were originated through a single dealership group located outside the Company's primary market area. Unlike a direct loan where&#160; </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the borrower makes an application directly to the lender, in these loans the dealer, who has a direct financial interest in the loan transaction, assists the borrower in preparing the loan application. Indirect automobile loans we purchased are underwritten by us using substantially similar guidelines to our internal guidelines. However, because these loans are originated through a third party and not directly by us, we do not have direct contact with the borrower and therefore these loans may be more susceptible to a material misstatement on the loan application and present greater risks than other types of lending activities. The collateral for these loans is comprised of a mix of used automobiles. These loans are purchased with servicing retained by the seller. At March 31, 2017, our other installment consumer loans totaled $26.4 million, or 3.38% of our total loan portfolio, of which indirect automobile loans totaled $23.6 million, representing 89.4% of total consumer loans. At March 31, 2017, thirteen of the purchased automobile loans were on non-accrual status totaling $108,000.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company also originates a variety of installment loans, including loans for debt consolidation and other purposes, automobile loans, boat loans and savings account loans. At March 31, 2017 and 2016, excluding the purchased automobile loans noted above, the Company had no installment loans on non-accrual status.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer loans generally entail greater risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by assets that depreciate rapidly, such as mobile homes, automobiles, boats and recreational vehicles. In these cases, we face the risk that any collateral for a defaulted loan may not provide an adequate source of repayment of the outstanding loan balance. Thus, the recovery and sale of such property could be insufficient to compensate us for the principal outstanding on these loans. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit our ability to recover on such loans. Finally, because indirect automobile loan applications are originated by automobile dealerships, we underwrite the loans and we assume the risks associated with unsatisfactory origination procedures, including compliance with federal, state and local laws. In addition, since a third party services these loans for us, any failure of our third party servicer to timely pursue repossession action may adversely affect our ability to limit our credit losses. As a result of these factors, it may become necessary to increase our provision for loan losses in the event our losses on these loans increase, which could negatively affect our results of operations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">If our investments in real estate are not properly valued or sufficiently reserved to cover actual losses, or if we are required to increase our valuation reserves, our earnings could be reduced.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We obtain updated valuations in the form of appraisals and broker price opinions when a loan has been foreclosed and the property is taken in as REO and at certain other times during the assets' holding periods. Our net book value ("NBV") in the loan at the time of foreclosure and thereafter is compared to the updated market value of the foreclosed property less estimated selling costs (fair value). A charge-off is recorded for any excess in the asset's NBV over its fair value. If our valuation process is incorrect, or if property values decline, the fair value of the investments in real estate may not be sufficient to recover our carrying value in such assets, resulting in the need for additional write-downs. Significant write-downs to our investments in real estate could have a material adverse effect on our financial condition, liquidity and results of operations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, bank regulators periodically review our REO and may require us to recognize further write-downs. Any increase in our write-downs, as required by the bank regulators, may have a material adverse effect on our financial condition, liquidity and results of operations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our securities portfolio may be negatively impacted by fluctuations in market value and interest rates.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our securities portfolio may be impacted by fluctuations in market value, potentially reducing accumulated other comprehensive income and/or earnings. Fluctuations in market value may be caused by changes in market interest rates, lower market prices for securities and limited investor demand. Our securities portfolio is evaluated for OTTI. If this evaluation shows impairment to the actual or projected cash flows associated with one or more securities, a potential loss to earnings may occur. Changes in interest rates can also have an adverse effect on our financial condition, as our available-for-sale securities are reported at their estimated fair value, and therefore are impacted by fluctuations in interest rates. We increase or decrease our shareholders' equity by the amount of change in the estimated fair value of the available-for-sale securities, net of taxes. There can be no assurance that the declines in market value will not result in OTTI of these assets, which would lead to accounting charges that could have a material adverse effect on our net income and capital levels.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Changes in interest rates may reduce our net interest income, and may result in higher defaults in a rising rate environment.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Our earnings and cash flows are largely dependent upon our net interest income, which is the difference, or spread, between the interest earned on loans, securities and other interest-earning assets and the interest paid on deposits, borrowings, and&#160;</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">other interest-bearing liabilities. Interest rates are highly sensitive to many factors that are beyond our control, including domestic and international economic conditions and policies of various governmental and regulatory agencies and, in particular, the Federal Reserve. In an attempt to help the overall economy, the Federal Reserve has kept interest rates low through its targeted Fed Funds rate. In December 2016 and March 2017, the Federal Reserve slightly increased the Fed Funds rate by 25 basis points at each date and intends further increases during 2017 subject to economic conditions. As the Federal Reserve increases the Fed Funds rate, overall interest rates will likely rise, which may negatively impact the housing markets and the U.S. economic recovery. In addition, deflationary pressures, while possibly lowering our operating costs, could have a significant negative effect on our borrowers, especially our business borrowers, and the values of collateral securing loans, which could negatively affect our financial performance.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">We principally manage interest rate risk by managing our volume and mix of our earning assets and funding liabilities. Changes in monetary policy, including changes in interest rates, could influence not only the interest we receive on loans and investments and the amount of interest we pay on deposits and borrowings, but also can affect: (1) our ability to originate and/or sell loans; (2) the fair value of our financial assets and liabilities, which could negatively impact shareholders' equity, and our ability to realize gains from the sale of such assets; (3) our ability to obtain and retain deposits in competition with other available investment alternatives; (4) the ability of our borrowers to repay adjustable or variable rate loans; and (5) the average duration of our mortgage backed securities portfolio and other interest-earning assets.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">If the interest rates paid on deposits and other borrowings increase at a faster rate than the interest rates received on loans and other investments, our net interest income, and therefore earnings, could be adversely affected. Earnings could also be adversely affected if the interest rates received on loans and other investments fall more quickly than the interest rates paid on deposits and other borrowings. In a changing interest rate environment, we may not be able to manage this risk effectively. If we are unable to manage interest rate risk effectively, our business, financial condition and results of operations could be materially affected.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">A sustained increase in market interest rates could adversely affect our earnings. A significant portion of our loans have fixed interest rates and longer terms than our deposits and borrowings. As a result of the relatively low interest rate environment, an increasing percentage of our deposits have been comprised of certificates of deposit and other deposits yielding no or a relatively low rate of interest having a shorter duration than our assets. At March 31, 2017, we had $99.9 million in certificates of deposit that mature within one year and $242.7 million in non-interest bearing demand deposits. We would incur a higher cost of funds to retain these deposits in a rising interest rate environment. Our net interest income could be adversely affected if the rates we pay on deposits and borrowings increase more rapidly than the rates we earn on loans. In addition, a substantial amount of our home equity lines of credit have adjustable interest rates. As a result, these loans may experience a higher rate of default in a rising interest rate environment.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Although management believes it has implemented effective asset and liability management strategies to reduce the potential effects of changes in interest rates on our results of operations, any substantial, unexpected or prolonged change in market interest rates could have a material adverse effect on our financial condition and results of operations. Also, our interest rate risk modeling techniques and assumptions likely may not fully predict or capture the impact of actual interest rate changes on our consolidated balance sheet or projected operating results. See Item 7A., "Quantitative and Qualitative Disclosures About Market Risk," of this Form 10-K.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liquidity risk could impair our ability to fund operations and jeopardize our financial condition, growth and prospects.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liquidity is essential to our business; therefore, the inability to obtain adequate funding may negatively affect growth and, consequently, our earnings capability and capital levels. An inability to raise funds through deposits, borrowings, the sale of loans or investment securities, or other sources could have a substantial negative effect on our liquidity. Our access to funding sources in amounts adequate to finance our activities on terms that are acceptable to us could be impaired by factors that affect us specifically or the financial services industry or economy in general. Factors that could detrimentally impact our access to liquidity sources include a decrease in the level of our business activity as a result of a downturn in the Washington or Oregon markets in which our loans are concentrated, negative operating results, or adverse regulatory action against us. Our ability to borrow could also be impaired by factors that are not specific to us, such as a disruption in the financial markets or negative views and expectations about the prospects for the financial services industry and the continued uncertainty in credit markets. In particular, our liquidity position could be significantly constrained if we are unable to access funds from the FHLB, the Federal Reserve Bank of San Francisco or other wholesale funding sources, or if adequate financing is not available at acceptable interest rates. Finally, if we are required to rely more heavily on more expensive funding sources, our revenues may not increase proportionately to cover our costs. In this case, our results of operations and financial condition would be negatively affected.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">An increase in interest rates, change in the programs offered by governmental sponsored entities ("GSE") or our ability to qualify for such programs may reduce our mortgage revenues, which would negatively impact our non-interest income.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our mortgage banking operations provide a significant portion of our non-interest income. We generate mortgage revenues primarily from gains on the sale of single-family mortgage loans pursuant to programs currently offered by FNMA, FHLMC, </div>

GNMA and non-<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">GSE entities</font>. These entities account for a substantial portion of the secondary market in residential mortgage loans. Any future changes in these programs, our eligibility to participate in such programs, the criteria for loans to be accepted or laws that significantly affect the activity of such entities could, in turn, materially adversely affect our results of operations. Mortgage banking is generally considered a volatile source of income because it depends largely on the level of loan volume which, in turn, depends largely on prevailing market interest rates. In a rising or higher interest rate environment, our originations of mortgage loans may decrease, resulting in fewer loans that are available to be sold to investors. This would result in a decrease in mortgage banking revenues and a corresponding decrease in non-interest income. In addition, our results of operations are affected by the amount of non-interest expense associated with mortgage banking activities, such as salaries and employee benefits, occupancy, equipment and data processing expense and other operating costs. During periods of reduced loan demand, our results of operations may be adversely affected to the extent that we are unable to reduce expenses commensurate with the decline in loan originations. In addition, although we sell loans into the secondary market without recourse, we are required to give customary representations and warranties about the loans to the buyers. If we breach those representations and warranties, the buyers may require us to repurchase the loans and we may incur a loss on the repurchase.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We may be adversely affected by risks associated with completed and potential acquisitions.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As part of our general growth strategy, we have recently expanded our business through the purchase and assumption transaction in which the Company purchased certain assets and assumed certain liabilities of MBank, the wholly owned subsidiary of Merchants Bancorp. Although our business strategy emphasizes organic expansion, we continue, from time to time in the ordinary course of business, to engage in preliminary discussions with potential acquisition targets. There can be no assurance that, in the future, we will successfully identify suitable acquisition candidates, complete acquisitions and successfully integrate acquired operations into our existing operations or expand into new markets. The consummation of any future acquisitions may dilute shareholder value or may have an adverse effect upon our operating results while the operations of the acquired business are being integrated into our operations. In addition, once integrated, acquired operations may not achieve levels of profitability comparable to those achieved by our existing operations, or otherwise perform as expected. Further, transaction-related expenses may adversely affect our earnings. These adverse effects on our earnings and results of operations may have a negative impact on the value of our common stock. Acquiring banks, bank branches or businesses involves risks commonly associated with acquisitions, including:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We may be exposed to potential asset quality issues or unknown or contingent liabilities of the banks, businesses, assets, and liabilities we acquire. If these issues or liabilities exceed our estimates, our results of operations and financial condition may be materially negatively affected;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Higher than expected deposit attrition;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our strategic efforts may divert resources or management's attention from ongoing business operations and may subject us to additional regulatory scrutiny;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prices at which acquisitions can be made may not be acceptable to us;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The acquisition of other entities generally requires integration of systems, procedures and personnel of the acquired entity into our company to make the transaction economically successful. This integration process is complicated and time consuming and can also be disruptive to the customers of the acquired business. If the integration process is not conducted successfully and with minimal adverse effect on the acquired business and its customers, we may not realize the anticipated economic benefits of particular acquisitions within the expected time frame, and we may lose customers or employees of the acquired business. We may also experience greater than anticipated customer losses even if the integration process is successful;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To the extent our costs of an acquisition exceed the fair value of the net assets acquired, the acquisition will generate goodwill. As discussed below, we are required to assess our goodwill for impairment at least annually, and any goodwill impairment charge could have a material adverse effect on our results of operations and financial condition;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To finance an acquisition, we may borrow funds, thereby increasing our leverage and diminishing our liquidity, or raise additional capital, which could dilute the interests of our existing shareholders; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We expect our net income will increase following our acquisitions, however, we also expect our general and administrative expenses and consequently our efficiency rates will also increase. Ultimately, we would expect our efficiency ratio to improve; however, if we are not successful in our integration process, this may not occur, and our acquisitions or branching activities may not be accretive to earnings in the short or long-term.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The required accounting treatment of loans we acquire through acquisitions could result in higher net interest margins and interest income in current periods and lower net interest margins and interest income in future periods.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Under GAAP, we are required to record loans acquired through acquisitions, including purchase credit-impaired loans, at fair value. Estimating the fair value of such loans requires management to make estimates based on available information and facts and circumstances on the acquisition date. Actual performance could differ from management's initial estimates. If these loans outperform our original fair value estimates, the difference between our original estimate and the actual performance of the loan (the "discount") is accreted into net interest income. Thus, our net interest margins may initially increase due to the discount accretion. We expect the yields on our loans to decline as our acquired loan portfolio pays down or matures and the discount decreases, and we expect downward pressure on our interest income to the extent that the runoff on our acquired loan portfolio is not replaced with comparable high-yielding loans. This could result in higher net interest margins and interest income in current periods and lower net interest rate margins and lower interest income in future periods.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">A general decline in economic conditions may adversely affect the fees generated by our asset management company.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To the extent our asset management clients and their assets become adversely affected by weak economic and stock market conditions, they may choose to withdraw the amount of assets managed by us and the value of their assets may decline. Our asset management revenues are based on the value of the assets we manage. If our clients withdraw assets or the value of their assets decline, the revenues generated by the Trust Company will be adversely affected.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our growth or future losses may require us to raise additional capital in the future, but that capital may not be available when it is needed or the cost of that capital may be very high.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">We are required by federal regulatory authorities to maintain adequate levels of capital to support our operations. Our ability to raise additional capital, if needed, will depend on conditions in the capital markets at that time, which are outside our control, and on our financial condition and performance. Accordingly, we cannot make assurances that we will be able to raise additional capital if needed on terms that are acceptable to us, or at all. If we cannot raise additional capital when needed, our ability to further expand our operations could be materially impaired and our financial condition and liquidity could be materially and adversely affected. In addition, any additional capital we obtain may result in the dilution of the interests of existing holders of our common stock. Further, if we are unable to raise additional capital when required by our bank regulators, we may be subject to adverse regulatory action.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We may experience future goodwill impairment, which could reduce our earnings.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">In accordance with GAAP, we record assets acquired and liabilities assumed in a business combination at their fair values with the excess of the purchase consideration over the net assets acquired resulting in the recognition of goodwill. As a result, business combinations typically result in recording goodwill. We perform a goodwill evaluation at least annually to test for goodwill impairment. We performed our annual goodwill impairment test during the quarter-ended December 31, 2016, but no impairment was identified. Our assessment of the fair value of goodwill is based on an evaluation of current purchase transactions, discounted cash flows from forecasted earnings, our current market capitalization, and a valuation of our assets. Our evaluation of the fair value of goodwill involves a substantial amount of judgment. If our judgment was incorrect and an impairment of goodwill was deemed to exist, we would be required to write down our goodwill resulting in a charge to earnings, which could adversely affect our results of operations, perhaps materially; however, it would have no impact on our liquidity, operations or regulatory capital. The recent MBank transaction has increased our goodwill.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We operate in a highly regulated environment and may be adversely affected by changes in federal and state laws and regulations that are expected to increase our costs of operations.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">The financial services industry is extensively regulated. The Bank is subject to extensive examination, supervision and comprehensive regulation by the OCC and the FDIC, and Riverview is subject to examination, supervision and regulation by the Federal Reserve. Such regulation and supervision governs the activities in which an institution and its holding company may engage, and are intended primarily for the protection of the deposit insurance fund and consumers and not to benefit our shareholders. These regulatory authorities have extensive discretion in connection with their supervisory and enforcement activities, including the ability to impose restrictions on our operations, the classification of our assets, the determination of the level of our allowance for loan losses, and the level of deposit insurance premiums assessed. Additionally, actions by regulatory agencies or significant litigation against us could require us to devote significant time and resources to defend our business and may lead to penalties that materially affect us. These regulations, along with the currently existing tax, accounting, securities, insurance, and monetary laws, regulations, rules, standards, policies, and interpretations control the methods by which financial institutions conduct business, implement strategic initiatives and tax compliance, and govern financial reporting and disclosures. Because our business is highly regulated, the applicable laws, rules and regulations are subject to constant modification and change, and the laws, rules, and regulations adopted in the future could make compliance more difficult or expensive or otherwise adversely affect our business, financial condition, or prospects. Further, changes in accounting standards can be both difficult to predict and involve judgment and discretion in their interpretation by us and our independent accounting firms. These changes could materially impact, potentially even retroactively, how we report our financial condition and results of our operations as could our interpretation of those changes.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">As discussed under "Business-Regulation" in Item I of this form 10-K, the Dodd-Frank Act has significantly changed the bank regulatory structure and has affected the lending, deposit, investment, trading and operating activities of financial institutions and their holding companies. The Dodd-Frank Act requires various federal agencies to adopt a broad range of new implementing rules and regulations, and to prepare numerous studies and reports for Congress. The federal agencies are given significant discretion in drafting and implementing rules and regulations, and consequently, many of the details and much of the impact of the Dodd-Frank Act may not be known for many months or years.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">It is difficult at this time to predict when or how any new standards will ultimately be applied to us or what specific impact the Dodd-Frank Act and the yet to be written implementing rules and regulations will have on community banks. However, it is expected that at a minimum they will increase our operating and compliance costs and could increase our interest expense.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">The CFPB, which was created under the Dodd-Frank Act, has issued a number of final regulations and changes to certain consumer protections under existing laws and continues to issue new rules. These final rules (including the qualified mortgage rule), generally prohibit creditors from extending mortgage loans without regard for the consumers' ability-to-repay and add restrictions and requirements to mortgage origination and servicing practices. In addition, these rules limit prepayment penalties and require creditors to retain evidence of compliance with the ability-to-repay requirement for three years. Compliance with these rules has increased our overall regulatory compliance costs and may require changes to our underwriting practices with respect to mortgage loans. This includes compliance with the Truth in Lending Act and the Real Estate Settlement Procedures Act Integrated Disclosure ("TRID") rule, which combines certain disclosures that consumers receive in connection with applying for and closing a mortgage loan. Moreover, these rules may adversely affect the volume of mortgage loans that we underwrite and may subject us to increased potential liabilities related to such residential loan origination activities. The CFPB has adopted a number of additional requirements and issued additional guidance, including with respect to appraisals, escrow accounts and servicing, each of which entails increased compliance costs. We will continue to monitor these developments and analyze the expected impacts on our business.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions and limit our ability to get regulatory approval of acquisitions.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The USA PATRIOT and Bank Secrecy Acts require financial institutions to develop programs to prevent financial institutions from being used for money laundering and terrorist activities. If such activities are detected, financial institutions are obligated to file suspicious activity reports with the U.S. Treasury's Office of Financial Crimes Enforcement Network. These rules require financial institutions to establish procedures for identifying and verifying the identity of customers seeking to open new financial accounts. Failure to comply with these regulations could result in fines or sanctions and limit our ability to get regulatory approval of acquisitions. Recently several banking institutions have received large fines for non-compliance with these laws and regulations. While we have developed policies and procedures designed to assist in compliance with these laws and regulations, no assurance can be given that these policies and procedures will be effective in preventing violations of these laws and regulations.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Competition with other financial institutions could adversely affect our profitability.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Although we consider ourselves competitive in our market areas, we face intense competition in both making loans and attracting deposits. Price competition for loans and deposits might result in our earning less on our loans and paying more on our deposits, which reduces net interest income. Some of the institutions with which we compete have substantially greater resources than we have and may offer services that we do not provide. We expect competition to increase in the future as a result of legislative, regulatory and technological changes and the continuing trend of consolidation in the financial services industry. Our profitability will depend upon our continued ability to compete successfully in our market areas.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We are subject to certain risks in connection with our use of technology.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our security measures may not be sufficient to mitigate the risk of a cyber-attack</font>. Communications and information systems are essential to the conduct of our business, as we use such systems to manage our customer relationships, our general ledger and virtually all other aspects of our business. Our operations rely on the secure processing, storage, and transmission of confidential and other information in our computer systems and networks. Although we take protective measures and endeavor to modify them as circumstances warrant, the security of our computer systems, software, and networks may be vulnerable to breaches, unauthorized access, misuse, computer viruses, or other malicious code and cyber-attacks that could have a security impact. If one or more of these events occur, this could jeopardize our or our customers' confidential and other information processed and stored in, and transmitted through, our computer systems and networks, or otherwise cause interruptions or malfunctions in our operations or the operations of our customers or counterparties. We may be required to expend significant additional resources to modify our protective measures or to investigate and remediate vulnerabilities or other exposures, and we may be subject to litigation and financial losses that are either not insured against or not fully covered through any insurance maintained by us. We could also suffer significant reputational damage.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Security breaches in our internet banking activities could further expose us to possible liability and damage our reputation</font>. Any compromise of our security also could deter customers from using our internet banking services that involve the transmission of confidential information. We rely on standard internet security systems to provide the security and authentication necessary to effect secure transmission of data. These precautions may not protect our systems from compromises or breaches of our security measures, and could result in significant legal liability and significant damage to our reputation and our business.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our security measures may not protect us from system failures or interruptions</font>. While we have established policies and procedures to prevent or limit the impact of systems failures and interruptions, there can be no assurance that such events will not occur or that they will be adequately addressed if they do. In addition, we outsource certain aspects of our data processing and other operational functions to certain third-party providers. If our third-party providers encounter difficulties, or if we have difficulty in communicating with them, our ability to adequately process and account for transactions could be affected, and our business operations could be adversely impacted. Replacing these third-party vendors could also entail significant delay and expense. Threats to information security also exist in the processing of customer information through various other vendors and their personnel.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The occurrence of any failures or interruptions may require us to identify alternative sources of such services, and we cannot assure you that we could negotiate terms that are as favorable to us, or could obtain services with similar functionality as found in our existing systems without the need to expend substantial resources, if at all. Further, the occurrence of any systems failure or interruption could damage our reputation and result in a loss of customers and business, could subject us to additional regulatory scrutiny, or could expose us to legal liability. Any of these occurrences could have a material adverse effect on our financial condition and results of operations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We are dependent on key personnel and the loss of one or more of those key personnel may materially and adversely affect our prospects.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Competition for qualified employees and personnel in the banking industry is intense and there are a limited number of qualified persons with knowledge of, and experience in, the community banking industry where the Bank conducts its business.&#160;The process of recruiting personnel with the combination of skills and attributes required to carry out our strategies is often lengthy. Our success depends to a significant degree upon our ability to attract and retain qualified management, loan origination, finance, administrative, marketing and technical personnel and upon the continued contributions of our management and personnel.&#160;In particular, our success has been and continues to be highly dependent upon the abilities of key executives, including our President, and certain other employees.&#160;In addition, our success has been and continues to be highly dependent upon the services of our directors, many of whom are at or nearing retirement age, and we may not be able to identify and attract suitable candidates to replace such directors.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our exposure to operational risks may adversely affect us.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Similar to other financial institutions, we are exposed to many types of operational risk, including reputational risk, legal and compliance risk, the risk of fraud or theft by employees or outsiders, the risk that sensitive customer or Company data is compromised, unauthorized transactions by employees or operational errors, including clerical or record-keeping errors. While we have policies and procedures designed to prevent such losses, there can be no assurance that such losses will not occur. If any of these risks occur, it could result in material adverse consequences for us.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our business may be adversely affected by an increasing prevalence of fraud and other financial crimes.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our loans to businesses and individuals and our deposit relationships and related transactions are subject to exposure to the risk of loss due to fraud and other financial crimes. Nationally, reported incidents of fraud and other financial crimes have increased. We have also experienced losses due to apparent fraud and other financial crimes. While we have policies and procedures designed to prevent such losses, there can be no assurance that such losses will not occur.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Managing reputational risk is important to attracting and maintaining customers, investors and employees.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Threats to our reputation can come from many sources, including adverse sentiment about financial institutions generally, unethical practices, employee misconduct, failure to deliver minimum standards of service or quality or operational failures due to integration or conversion challenges as a result of acquisitions we undertake, compliance deficiencies, and questionable or fraudulent activities of our customers. We have policies and procedures in place to protect our reputation and promote ethical conduct, but these policies and procedures may not be fully effective. Negative publicity regarding our business, employees, or customers, with or without merit, may result in the loss of customers, investors and employees, costly litigation, a decline in revenues and increased governmental regulation.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We rely on dividends from the Bank for substantially all of our revenue at the holding company level.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We are an entity separate and distinct from our principal subsidiary, the Bank, and derive substantially all of our revenue at the holding company level in the form of dividends from that subsidiary. Accordingly, we are, and will be, dependent upon dividends from the Bank to pay the principal of and interest on our indebtedness, to satisfy our other cash needs and to pay dividends on our common stock. The Bank's ability to pay dividends is subject to its ability to earn net income and to meet certain regulatory requirements. In the event the Bank is unable to pay dividends to us, we may not be able to pay dividends on our common stock. Also, our right to participate in a distribution of assets upon a subsidiary's liquidation or reorganization is subject to the prior claims of the subsidiary's creditors.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1B. Unresolved Staff Comments</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">None.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 2.&#160; Properties</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The executive offices of the Company are located in downtown Vancouver, Washington at 900 Washington Street. The Company's operational center is also located in Vancouver, Washington (both offices are leased). At March 31, 2017, the Bank had 10 offices located in Clark County, Washington (five of which are leased), one office in Cowlitz County, Washington, two offices in Klickitat County, Washington and one office in Skamania County, Washington. The Bank also had four offices in Multnomah County, Oregon, one leased office in Washington County, Oregon and one office in Marion County, Oregon. The Trust Company had one office as part of the executive offices lease and one leased office in Clackamas County, Oregon.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 3.&#160; Legal Proceedings</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Periodically, there have been various claims and lawsuits involving the Company, such as claims to enforce liens, condemnation proceedings on properties in which the Company holds security interests, claims involving the making and servicing of real property loans and other issues incident to the Company's business. The Company is not a party to any pending legal proceedings that it believes would have a material adverse effect on the financial condition, results of operations or liquidity of the Company.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 4.&#160; Mine Safety Disclosures</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Not applicable.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART II</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 5.&#160; Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2017, there were 22,510,890 shares of Company common stock issued and outstanding, 638 stockholders of record and an estimated 2,397 holders in nominee or "street name." Under Washington law, the Company is prohibited from paying a dividend if, as a result of its payment, the Company would be unable to pay its debts as they become due in the normal course of business, or if the Company's total liabilities would exceed its total assets. The principal source of funds for the Company is dividend payments from the Bank. OCC regulations require the Bank to give the OCC 30 days advance notice of any proposed declaration of dividends to the Company, and the OCC has the authority under its supervisory powers to prohibit the payment of dividends to the Company. The OCC imposes certain limitations on the payment of dividends from the Bank to the Company, which utilize a three-tiered approach that permits various levels of distributions based primarily upon a savings association's capital level. In addition, the Company may not declare or pay a cash dividend on its capital stock if the effect thereof would be to reduce the regulatory capital of the Bank below the amount required for the liquidation account established pursuant to the Bank's conversion from the mutual stock form of organization. See Item 1. "Business-Regulation-Federal Regulation of Savings Institutions-Limitations on Capital Distributions." and Note 1 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The common stock of the Company is traded on the Nasdaq Global Select Market under the symbol "RVSB". The following table sets forth the high and low trading prices, as reported by Nasdaq, and cash dividends for each quarter during the 2017 and 2016 fiscal years:</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal Year Ended March 31, 2017</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">High</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Low</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Declared</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended March 31, 2017</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7.90</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.87</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.0200</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended December 31, 2016</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7.61</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.23</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.0200</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended September 30, 2016</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.41</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.69</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.0200</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended June 30, 2016</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.89</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.30</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.0200</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
</div>

<div>
<table style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zdcf0c0cd5de14e5b86aad2313d0f91aa" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal Year Ended March 31, 2016</div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">High</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Low</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Dividends </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Declared</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended March 31, 2016</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.76</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.02000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended December 31, 2015</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.11</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.35</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.01750</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended September 30, 2015</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.75</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.15</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.01500</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarter ended June 30, 2015</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.52</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.08</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.01250</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stock Repurchase</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company may repurchase shares of its common stock from time-to-time in open market transactions. The timing, volume and price of purchases are made at our discretion and are also contingent upon our overall financial condition, as well as general market conditions. The Company did not repurchase any shares of its common stock during the years ended March 31, 2017, 2016 or 2015.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Securities for Equity Compensation Plans</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Please refer to Item 12 in this Form 10-K for a listing of securities authorized for issuance under equity compensation plans.</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">44

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</div>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt"><img style="WIDTH: 624px; HEIGHT: 518px" src="image0.jpg"></div>

<div>
<table style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8a23bb4a30c946e5a61a7e6a25bc5896" cellspacing="0" cellpadding="0">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 28.89%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.87%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/12*</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.87%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/13</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.87%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/14</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.87%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/15</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.87%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/16</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.87%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/17</div>
</td>
</tr>

<tr>
<td style="WIDTH: 28.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 11.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 11.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 11.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 11.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 11.87%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 11.87%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28.89%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Riverview Bancorp, Inc.</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">116.81</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">151.57</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">199.12</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">188.10</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">325.05</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28.89%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">S &amp; P 500</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">113.96</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">138.87</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">156.55</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">159.34</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">186.71</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28.89%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NASDAQ Bank</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">113.96</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">149.97</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">151.78</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">152.87</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.87%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">217.87</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">*$100 invested on 3/31/12 in stock or index-including reinvestment of dividends</div>

<div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Copyright &#169; 2017, Standard &amp; Poor's, a division of The McGraw-Hill Companies, Inc. All rights reserved.</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">www.researchdatagroup.com/S&amp;P.htm</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 6.&#160; Selected Financial Data</u></div>

<div style="LINE-HEIGHT: 10pt"><br style="LINE-HEIGHT: 10pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following condensed consolidated statements of operations and financial condition and selected performance ratios as of March 31, 2017, 2016, 2015, 2014 and 2013 and for the years then ended have been derived from the Company's audited Consolidated Financial Statements. The information below is qualified in its entirety by the detailed information included elsewhere herein and should be read along with Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" and Item 8. "Financial Statements and Supplementary Data" included in this Form 10-K.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zca0897c0e3f44d0b996ef88e6fbdd603" cellspacing="0" cellpadding="0">
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="19">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(In thousands)</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FINANCIAL CONDITION DATA:</div>

<div style="LINE-HEIGHT: 9.7pt">&#160;</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,133,939</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">921,229</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">858,750</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">824,521</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">777,003</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">768,904</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">614,934</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">569,010</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">520,937</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">520,369</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans held for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">503</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">778</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,024</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">831</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112,463</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,969</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,647</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities held to maturity</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">125</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash and cash equivalents</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,400</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58,659</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68,577</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">115,415</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposits</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">980,058</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,803</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">720,850</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">690,066</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">663,806</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Shareholders' equity</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,264</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108,273</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103,801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">97,978</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">78,442</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="19">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: top" colspan="2">&#160;<font style="FONT-WEIGHT: bold">2016</font></td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: top; FONT-WEIGHT: bold" colspan="2">&#160;2015</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: top" colspan="2">&#160;<font style="FONT-WEIGHT: bold">2014</font></td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: top" colspan="2">&#160;2013</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 12px">
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="18">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(Dollars in thousands, except per share data)</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">OPERATING DATA:</div>

<div style="LINE-HEIGHT: 9.7pt">&#160;</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest and dividend income</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,627</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,948</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,626</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,804</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,932</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest expense</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,869</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,742</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,916</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,568</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,485</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,206</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,710</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,236</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,447</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 19px">
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,150</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,800</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,700</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">900</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 6.75pt; FONT-SIZE: 10pt">Net interest income after provision for (recapture of) loan </div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 6.75pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,356</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,510</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,936</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,547</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Gains from sales of loans, securities and real estate owned</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">493</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">338</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">674</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">422</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,002</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other non-interest income</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,521</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,037</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,201</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,945</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,871</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,981</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,947</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,744</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31,961</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34,758</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 7.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income before income taxes</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,791</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,784</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,641</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,342</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,662</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision (benefit) for income taxes</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,387</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,426</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,150</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(15,081</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,423</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earnings per share:</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z6592ffadd6504a6db0cfbe2f3389c7f9" cellspacing="0" cellpadding="0">
<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.87</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.87</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends per share</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06500</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.01125</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">46

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z04a970cd9e3d4c71aab68d8ebed2b381" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 2.83%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 57.46%; VERTICAL-ALIGN: bottom" colspan="15">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At or For the Years Ended March 31,</div>
</td>
<td style="WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.53%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</div>
</td>
<td style="WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</div>
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<td style="WIDTH: 2.83%; VERTICAL-ALIGN: top">&#160;</td>
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<tr>
<td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 58.41%; VERTICAL-ALIGN: bottom" colspan="15">&#160;</td>
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<tr>
<td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">KEY FINANCIAL RATIOS:</div>
</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 2.83%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Performance Ratios:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Return on average assets</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.72</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.54</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.46</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
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<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Return on average equity</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.66</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.93</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.42</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23.73</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.41</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividend payout ratio <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24.24</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23.21</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.63</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest rate spread</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.72</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.60</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.52</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.29</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.95</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest margin</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.79</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.67</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.59</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.37</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.06</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense to average assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.38</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.39</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.70</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.05</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.30</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Efficiency ratio <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75.35</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77.62</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86.40</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">98.03</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90.70</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr style="HEIGHT: 16px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Average equity to average assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.39</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.14</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.23</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.37</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9.55</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Asset Quality Ratios:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses to</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">total net loans at end of period</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.35</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.58</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.86</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.35</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.92</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses to</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;nonperforming loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">382.98</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">364.22</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202.37</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89.25</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74.02</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net charge-offs (recoveries) to average outstanding</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 5.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">loans during the period</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.10</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.05</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.12</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.86</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ratio of nonperforming assets</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 5.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">to total assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.27</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.36</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.81</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.64</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.73</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ratio of nonperforming loans</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 5.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">to total loans</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.35</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.43</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.92</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.64</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.94</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Ratios:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total capital to risk-weighted assets</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.06</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.07</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.89</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.66</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.29</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Tier 1 capital to risk-weighted assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.81</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.81</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.63</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.40</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.02</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Common equity tier 1 capital to risk-weighted assets</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.81</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.81</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.63</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">N/A</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">N/A</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Leverage ratio</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.21</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.18</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.89</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.71</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9.99</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

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<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
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<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends per share divided by earnings per share</div>
</td>
</tr>
</table>
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<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense divided by the sum of net interest income and non-interest income</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 7.&#160; Management's Discussion and Analysis of Financial Condition and Results of Operations</u></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management's Discussion and Analysis of Financial Condition and Results of Operations is intended to assist in understanding the financial condition and results of operations of the Company. The information contained in this section should be read in conjunction with the Consolidated Financial Statements and accompanying Notes thereto contained in Item 8 of this Form 10-K and the other sections contained in this Form 10-K. This section contains certain financial information determined by methods other than in accordance with accounting principles generally accepted in the United States of America ("GAAP"). These measures include net interest income on a fully tax equivalent basis and net interest margin on a fully tax equivalent basis. Management uses these non-GAAP measures in its analysis of the Company's performance. The tax equivalent adjustment to net interest income recognizes the income tax savings when comparing taxable and tax-exempt assets and assumes a 34% tax rate. Management believes that it is a standard practice in the banking industry to present net interest income and net interest margin on a fully tax equivalent basis, and accordingly believes that providing these measures may be useful for peer comparison purposes. These disclosures should not be viewed as substitutes for the results determined to be in accordance with GAAP, nor are they necessarily comparable to non-GAAP performance measures that may be presented by other companies.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Critical Accounting Policies</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has established various accounting policies that govern the application of GAAP in the preparation of the Company's Consolidated Financial Statements. The Company has identified policies that due to judgments, estimates and assumptions inherent in those policies are critical to an understanding of the Company's Consolidated Financial Statements. These policies relate to the methodology for the determination of the allowance for loan losses, the valuation of investment securities, the valuation of REO and foreclosed assets, goodwill valuation and the calculation of income taxes. These policies and the judgments, estimates and assumptions are described in greater detail in subsequent sections of Management's Discussions and Analysis contained herein and in the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K. In particular, Note 1 of the Notes to Consolidated Financial Statements, "Summary of Significant Accounting Policies," describes generally the Company's accounting policies. Management believes that the judgments, estimates and assumptions used in the preparation of the Company's Consolidated Financial Statements are appropriate given the factual circumstances at the time. However, given the sensitivity of the Company's Consolidated Financial Statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Allowance for Loan Losses</u></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.&#160; </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses, and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a TDR. The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Investment Securities</u></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses on investment securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Investment securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investment securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investment securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company analyzes investment securities for other than temporary impairment ("OTTI") on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment security, any noncredit component losses are recognized, and are reported in non-interest income.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Although the determination of whether an impairment is other-than-temporary involves significant judgment, the underlying principle used is based on positive evidence indicating that an investment's carrying value is recoverable within a reasonable period of time that outweighs negative evidence to the contrary. Evidence that is objectively determinable and verifiable is given greater weight than evidence that is subjective and or not verifiable. Evidence based on future events will generally be less objective as it is based on future expectations and therefore is generally less verifiable or not verifiable at all. Factors considered in evaluating whether a decline in value is other-than-temporary include, (a) the length of time and the extent to which the fair value has been less than amortized cost, (b) the financial condition and near-term prospects of the issuer and (c) the Company's intent and ability to retain the investment for a period of time. Other factors that may be considered include the ratings by recognized rating agencies; capital strength and other near-term prospects of the issuer and recommendation of investment advisors or market analysts. In situations in which the security's fair value is below amortized cost but it continues to be probable that all contractual terms of the security will be satisfied, the decline is solely attributable to noncredit factors, and the Company asserts that it has positive intent and ability to hold that security to maturity, no OTTI is recognized.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Valuation of REO and Foreclosed Assets</u></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Income taxes</u></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company estimates tax expense based on the amount it expects to owe various tax authorities. Accrued taxes represent the net estimated amount due or to be received from taxing authorities. In estimating accrued taxes, management assesses the relative merits and risks of the appropriate tax treatment of transactions taking into account statutory, judicial and regulatory guidance in the context of our tax position.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due. For additional information see Notes 1 and 12 of the Notes to the Consolidated Financial Statements in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Operating Strategy</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Fiscal year 2017 marked the 94<sup style="vertical-align: text-top; line-height: 1; font-size: smaller">th</sup> anniversary since the Bank began operations in 1923. The primary business strategy of the Company is to provide comprehensive banking and related financial services within its primary market area. The historical emphasis had been on residential real estate lending. Since 1998, however, the Company has been diversifying its loan portfolio through the expansion of its commercial and construction loan portfolios. At March 31, 2017, commercial and construction loans represented 84.7% of total loans. Commercial lending, including commercial real estate loans, typically has higher credit risk, greater interest margins and shorter terms than residential lending which can increase the loan portfolio's profitability.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's goal is to deliver returns to shareholders by increasing higher-yielding assets (in particular, commercial real estate and commercial business loans), increasing core deposit balances, managing problem assets, reducing expenses, hiring experienced employees with a commercial lending focus and exploring expansion opportunities. The Company seeks to achieve these results by focusing on the following objectives:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Execution of our Business Plan</u></font>. The Company is focused on increasing its loan portfolio, especially higher yielding commercial and construction loans, and our core deposits by expanding its customer base throughout its primary market areas. By emphasizing total relationship banking, the Company intends to deepen the relationships with its customers and increase individual customer profitability through cross-marketing programs, which allows the Company to better identify lending opportunities and services for customers. To build its core deposit base, the Company will continue to utilize additional product offerings, technology and a focus on customer service in working toward this goal. The Company will also continue to seek to expand its franchise through the selective acquisition of individual branches, loan purchases and whole bank transactions that meet its investment and market objectives, such as the recently completed acquisition of certain assets and assumption of certain liabilities from MBank and Merchants Bancorp.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Maintaining Strong Asset Quality</u></font>. The Company believes that strong asset quality is a key to long-term financial success. The Company has actively managed the delinquent loans and nonperforming assets by aggressively pursuing the collection of consumer debts, marketing saleable properties upon foreclosure or repossession, and through work-outs of classified assets and loan charge-offs. In the past several years, the Company has applied more conservative and stringent underwriting practices to new loans, including, among other things, increasing the amount of required collateral or equity requirements, reducing loan-to-value ratios and increasing debt service coverage ratios resulting in improved credit metrics/asset quality. Although the Company intends to prudently increase the percentage of its assets consisting of higher-yielding commercial real estate, real estate construction and commercial business loans, which offer higher risk-adjusted returns, shorter maturities and more sensitivity to interest rate fluctuations, the Company intends to manage credit exposure through the use of experienced bankers in these areas and a conservative approach to its lending.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Implementation of a Profit Improvement Plan ("PIP")</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font> The Company has formed a committee comprised of several members of management and the board of directors to undertake several initiatives to reduce non-interest expense and continue our on-going efforts to identify cost savings opportunities throughout all aspects of the Company's operations. The PIP committee's mission is not only to find additional cost saving opportunities but also to search for and implement revenue enhancements and additional areas for improvement. The Company has instituted expense control measures such as cancelling certain projects and capital purchases, and reducing travel and entertainment and other noninterest expenditures. In this regard, the Company has reduced its efficiency ratio over the last several years from 98.0% at March 31, 2014 to 75.4% at March 31, 2017.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Introduction of New Products and Services</u></font>. The Company continuously reviews new products and services to provide its customers more financial options. All new technology and services are generally reviewed for business development and cost saving purposes. The Company continues to experience growth in customer use of its online banking services, where the Bank provides a full array of traditional cash management products as well as online banking products including mobile banking, mobile deposit, bill pay, e-statements, and text banking. The products are tailored to meet the needs of small to medium size businesses and households in the markets we serve. The Bank has implemented remote check capture at all of its branches and for selected customers of the Bank. The Company also intends to selectively add additional products to further diversify revenue sources and to capture more of each customer's banking relationship by cross selling loan and deposit products and additional services to Bank customers, including services provided through the Trust Company to increase its fee income. Assets under management by the Trust Company totaled $425.9 million and $389.1 million at March 31, 2017 and March 31, 2016, respectively. During the quarter ended December 31, 2016, the Company switched its existing debit card holders from Visa&#174; to MasterCard&#174;. The change in debit card service providers is expected to increase interchange revenue and provide cost savings to the Company.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Attracting Core Deposits and Other Deposit Products</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font> The Company offers personal checking, savings and money-market accounts, which generally are lower-cost sources of funds than certificates of deposit and are less likely to be withdrawn when interest rates fluctuate. To build its core deposit base, over the past several years the Company has sought to reduce its dependence on traditional higher cost deposits in favor of stable lower cost core deposits to fund loan growth and decrease its reliance on other wholesale funding sources, including FHLB and FRB advances. The Company believes that its continued focus on building customer relationships will help to increase the level of core deposits and locally-based retail certificates of deposit. In addition, the Company intends to increase demand deposits by growing business banking relationships through expanded product lines tailored to meet its target business customers' needs. The Company maintains technology-based products to encourage the growth of lower cost deposits, such as personal financial management, business cash management, and business remote deposit products, that enable it to meet its customers' cash management needs and compete effectively with banks of all sizes. Core branch deposits (comprised of all demand, savings, interest checking accounts and all time deposits excluding wholesale-brokered deposits, trust account deposits, Interest on Lawyer Trust Accounts ("IOLTA"), public funds and Internet based deposits) increased $209.8 million at March 31, 2017 compared to March 31, 2016, reflecting both the deposits assumed from MBank and organic deposit growth.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Recruiting and Retaining Highly Competent Personnel with a Focus on Commercial Lending</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font> The Company's ability to continue to attract and retain banking professionals with strong community relationships and significant knowledge of its markets will be a key to its success. The Company believes that it enhances its market position and adds profitable growth opportunities by focusing on hiring and retaining experienced bankers focused on owner occupied commercial real estate and commercial lending, and the deposit balances that accompany these relationships. The Company emphasizes to its employees the importance of delivering exemplary customer service and seeking opportunities to build further relationships with its customers. The goal is to compete with other financial service providers by relying on the strength of the Company's customer service and relationship banking approach. The Company believes that one of its strengths is that its employees are also significant shareholders through the Company's employee stock ownership ("ESOP") and 401(k) plans.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comparison of Financial Condition at March 31, 2017 and 2016</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash and cash equivalents, including interest-earning accounts, totaled $64.6 million at March 31, 2017 compared to $55.4 million at March 31, 2016. The increase in cash balances was primarily driven by the increase in deposits assumed and the cash received from the MBank transaction. See Note 3 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K. The Company has deployed a portion of its excess cash balances into investment securities to earn higher yields than cash held in interest-earning accounts based on its asset/liability management program and liquidity objectives in order to maximize earnings. As a part of this strategy, the Company also invests a portion of its excess cash in short-term certificates of deposit. All of the certificates of deposit held for investment are fully insured by the FDIC. At March 31, 2017, certificates of deposits held for investment totaled $11.0 million compared to $16.8 million at March 31, 2016.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities totaled $200.3 million and $150.7 million at March 31, 2017 and 2016, respectively. The increase was due to a decision by the Company to invest additional excess cash into higher yielding investment securities. During the year ended March 31, 2017, the Company purchased $92.4 million of investment securities. The Company primarily purchases a combination of securities backed by government agencies (FHLMC, FNMA, SBA or GNMA). At March 31, 2017, the Company determined that none of its investment securities required an OTTI charge. For additional information on the Company's investment securities, see Note 4 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable, net, totaled $768.9 million at March 31, 2017, compared to $614.9 million at March 31, 2016, an increase of $154.0 million. The increase was due to loans acquired from MBank and continued net organic loan growth of $50.6 million. The Company has had steady loan demand in its market areas and anticipates continuing organic loan growth. A substantial portion of the loan portfolio is secured by real estate, either as primary or secondary collateral, located in the Company's primary market areas. Risks associated with loans secured by real estate include decreases in land and property values, increases in interest rates, deterioration in local economic conditions, tightening credit or refinancing markets, and a geographic concentration of loans. The Company has no option adjustable-rate mortgage (ARM) or teaser residential real estate loans in its portfolio.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Goodwill was $27.1 million at March 31, 2017 compared to $25.6 million at March 31, 2016. The increase in goodwill is attributable to the assets acquired and the liabilities assumed from the MBank transaction. Prior to completing the MBank transaction, the Company performed its annual goodwill impairment test during the third quarter ended December 31, 2016. The results of this test indicated that the Company's goodwill was not impaired. The Company recorded $1.5 million of goodwill related to the MBank transaction and determined there was no goodwill impairment from the time the Company completed the MBank transaction and March 31, 2017. For additional information on our goodwill impairment testing, see "Goodwill Valuation" included in this Item 7.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposit accounts increased $200.3 million to $980.1 million at March 31, 2017 compared to $779.8 million at March 31, 2016. The increase is the result of deposits assumed from MBank and continued organic deposit growth. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See Note 3 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</font> The Company had no wholesale-brokered deposits as of March 31, 2017 or March 31, 2016. Core branch deposits accounted for 97.6% of total deposits at March 31, 2017 compared to 95.8% at March 31, 2016. The Company plans to continue its focus on core deposits and on building customer relationships as opposed to obtaining deposits through the wholesale markets.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Shareholders' equity increased $3.0 million to $111.3 million at March 31, 2017 from $108.3 million at March 31, 2016. The increase was mainly attributable to net income of $7.4 million. The increase was partially offset by cash dividends declared of $1.8 million and a decrease in other comprehensive income (loss) related to unrealized holding loss on securities available for sale of $2.8 million for the year ended March 31, 2017.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Goodwill Valuation</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company has two reporting units, the Bank and the Trust Company, for purposes of evaluating goodwill for impairment. All of the Company's goodwill has been allocated to the Bank reporting unit. The Company performs an annual review in the third quarter of each fiscal year, or more frequently if indications of potential impairment exist, to determine if the recorded goodwill is impaired. If the fair value exceeds the carrying value, goodwill at the reporting unit level is not considered impaired and no additional analysis is necessary. If the carrying value of the reporting unit is greater than its fair value, there is an indication that impairment may exist and additional analysis must be performed to measure the amount of impairment loss, if any. The amount of impairment is determined by comparing the implied fair value of the reporting unit's goodwill to the carrying value of the goodwill in the same manner as if the reporting unit was being acquired in a business combination. Specifically, the Company would allocate the fair value to all of the assets and liabilities of the reporting unit, including unrecognized intangible assets, in a hypothetical analysis that would calculate the implied fair value of goodwill. If the implied fair value of goodwill is less than the recorded goodwill, the Company would record an impairment charge for the difference.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include, among others: a significant decline in our expected future cash flows; a sustained, significant decline in our stock price and market capitalization; a significant adverse change in legal factors or in the business climate; adverse action or assessment by a regulator; and unanticipated competition. Any adverse change in these factors could have a significant impact on the recoverability of these assets and could have a material impact on the Company's consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company performed its annual goodwill impairment test as of October 31, 2016. The goodwill impairment test involves a two-step process. Step one of the goodwill impairment test estimates the fair value of the reporting unit utilizing the allocation of corporate value approach, the income approach and the market approach in order to derive an enterprise value of the Company. The allocation of corporate value approach applies the aggregate market value of the Company and divides it among the reporting units. A key assumption in this approach is the control premium applied to the aggregate market value. A control premium is utilized as the value of a company from the perspective of a controlling interest is generally higher than the widely quoted market price per share. The Company used an expected control premium of 30%, which was based on comparable transactional history. The income approach uses a reporting unit's projection of estimated operating results and cash flows that are discounted using a rate that reflects current market conditions. The projection uses management's best estimates of economic and market conditions over the projected period including growth rates in loans and deposits, estimates of future expected changes in net interest margins and cash expenditures. Assumptions used by the Company in its discounted cash flow model (income approach) included an annual revenue growth rate that approximated 8.0%, a net interest margin that approximated 4.0% and a return on assets that ranged from 0.83% to 1.23% (average of 1.04%). In addition to utilizing the above projections of estimated operating results, key assumptions used to determine the fair value estimate under the income approach were the discount rate of 13.85% utilized for our cash flow estimates and a terminal value estimated at 1.56 times the ending book value of the reporting unit. The Company used a build-up approach in developing the discount rate that included: an assessment of the risk free interest rate, the rate of return expected from publicly traded stocks, the industry the Company operates in and the size of the Company. The market approach estimates fair value by applying tangible book value multiples to the reporting unit's operating performance. The multiples are derived from comparable publicly traded companies with similar operating and investment characteristics of the reporting unit. In applying the market approach method, the Company selected eight publicly traded comparable institutions based on a variety of financial metrics (tangible equity, leverage ratio, return on assets, return on equity, net interest margin, nonperforming assets, net charge-offs, and reserves for loan losses) and other relevant qualitative factors (geographical location, lines of business, business model, risk profile, availability of financial information, etc.). After selecting comparable institutions, the Company derived the fair value of the reporting unit by completing a comparative analysis of the relationship between their financial metrics listed above and their market values utilizing a market multiple of 1.0 times tangible book value. The Company calculated a fair value of its reporting unit of $159.3 million using the corporate value approach, $151.8 million using the income approach and $150.0 million using the market approach, with a final concluded value of $152.0 million, with primary weight given to the market approach. The results of the Company's step one test indicated that the reporting unit's fair value was greater than its carrying value and therefore no impairment of goodwill exists.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Even though the Company determined that there was no goodwill impairment, a decline in the value of its stock price as well as values of other financial institutions, declines in revenue for the Company beyond our current forecasts, significant adverse changes in the operating environment for the financial industry or an increase in the value of our assets without an increase in the value of the reporting unit may result in a future impairment charge.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">It is possible that changes in circumstances existing at the measurement date or at other times in the future, or in the numerous estimates associated with management's judgments, assumptions and estimates made in assessing the fair value of our goodwill, could result in an impairment charge of a portion or all of our goodwill. If the Company recorded an impairment charge, its financial position and results of operations would be adversely affected; however, such an impairment charge would have no impact on our liquidity, operations or regulatory capital.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair Value of Level 3 Assets</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">The Company determines the estimated fair value of certain assets that are classified as Level 3 under the fair value hierarchy established under GAAP. These Level 3 assets are valued using significant unobservable inputs that are supported by little or no market activity and that are significant to the estimated fair value of the assets. These Level 3 assets include certain loans measured for impairment and REO for which there is neither an active market for identical assets from which to determine fair value, nor is there sufficient, current market information about similar assets to use as observable, corroborated data for all significant inputs in a valuation model. Under these circumstances, the estimated fair values of these assets are determined using pricing models, discounted cash flow methodologies, appraisals, and other valuation methods in accordance with accounting standards, for which the determination of fair value requires significant management judgment or estimation.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Valuations using models or other techniques are dependent upon assumptions used for the significant inputs. Where market data is available, the inputs used for valuation reflect that information as of the valuation date. In periods of extreme volatility, lessened liquidity or in illiquid markets, there may be more variability in market pricing or a lack of market data to use in the valuation process. Judgment is then applied in formulating those inputs.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certain loans included in the loan portfolio were deemed impaired at March 31, 2017. Accordingly, loans measured for impairment were classified as Level 3 in the fair value hierarchy as there is no active market for these loans. Measuring impairment of a loan requires judgment and estimates, and the eventual outcomes may differ from those estimates. Impairment was measured based on a number of factors, including recent independent appraisals which are further reduced for estimated selling costs or by estimating the present value of expected future cash flows, discounted at the loan's effective interest rate.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, REO was classified as Level 3 in the fair value hierarchy. Management generally determines fair value based on a number of factors, including third-party appraisals of fair value less estimated costs to sell. The valuation of REO is subject to significant external and internal judgment, and the eventual outcomes may differ from those estimates.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For additional information on our Level 1, 2 and 3 fair value measurements see Note 17 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comparison of Operating Results for the Years Ended March 31, 2017 and 2016</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Income.</font>&#160; Net income was $7.4 million, or $0.33 per diluted share, for the year ended March 31, 2017, compared to $6.4 million, or $0.28 per diluted share, for the year ended March 31, 2016. The earnings for the year ended March 31, 2017 improved due to an increase in net interest income and non-interest income, which was partially offset by an increase in non-interest expense. In addition, net income for the year ended March 31, 2017 did not include any provision or recapture of loan loss compared to a recapture of loan losses of $1.2 million for the prior fiscal year.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income for fiscal year 2017 increased $4.6 million, or 15.6%, to $33.8 million compared to $29.2 million in fiscal year 2016. The net interest margin for the fiscal year ended March 31, 2017 was 3.79% compared to 3.67% for the prior fiscal year. This increase in the net interest margin was primarily the result of the increase in the average balance of loans receivable and investment securities.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The average balance of net loans increased $69.7 million to $663.1 million for the fiscal year ended March 31, 2017 from $593.4 million for the prior fiscal year. The average yield on net loans was 4.77% for the year ended March 31, 2017 compared to 4.68% for the prior fiscal year. The average balance of investment securities increased $41.4 million to $175.9 million at March 31, 2017 compared to $134.4 million at March 31, 2016.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest Expense.</font>&#160; Interest expense for the fiscal year ended March 31, 2017 totaled $1.9 million, a $127,000 or 7.29% increase from $1.7 million for the fiscal year ended March 31, 2016. The increase in interest expense was primarily the result of an increase in interest expense related to variable rate subordinated debentures, which repriced quarterly based on the three-month LIBOR, and an increase in the average balance of interest-bearing deposits. The weighted average interest rate on other interest-bearing liabilities increased to 2.76% for the fiscal year ended March 31, 2017 compared to 2.27% for the prior fiscal year. The average balance of interest-bearing deposits increased $56.0 million to $628.9 million for the fiscal year ended March 31, 2017 compared to $572.9 million for the fiscal year ended March 31, 2016. The weighted average interest rate on interest-bearing deposits decreased to 0.18% for fiscal year ended March 31, 2017 from 0.20% for the prior fiscal year.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Provision for Loan Losses.</font> There was no provision for or recapture of loan losses for the fiscal year 2017 as a result of adequate reserves already in place and overall net recoveries. The recapture of loan losses totaled $1.2 million for the fiscal year ended 2016. The recapture of loan losses for fiscal year 2016 was primarily a result of a decrease in charge-offs and the decline in the level of delinquent, nonperforming and classified loans, as well as the stabilization of real estate values in our market areas.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In accordance with business combination accounting, loans acquired from MBank were recorded at their estimated fair value, which resulted in a net discount to the loans' contractual amounts, of which a portion reflects a discount for possible credit losses. Credit discounts are included in the determination of fair value and as a result no allowance for loan losses is recorded for acquired loans at the acquisition date. Although the discount recorded on the acquired loans is not reflected in the allowance for loan losses, or related allowance coverage ratios, we believe the ratio of the allowance for loan losses to total loans including acquired loans, a non-GAAP financial measure, should be considered by investors when comparing the Company's allowance for loan losses to total loans in periods prior to the MBank transaction. At March 31, 2017, the Company had an allowance for loan losses of $10.5 million, or 1.35% of total loans, compared to $9.9 million, or 1.58% at March 31, 2016. If the allowance for loan losses and loans were grossed up to account for loans acquired from MBank and the remaining acquisition loan discount as of March 31, 2017, the adjusted allowance for loan losses to adjusted loans would have been 1.73%. See Note 1 and Note 3 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net recoveries for the year ended March 31, 2017 and 2016 were $643,000 and $273,000, respectively. Net recoveries to average net loans for the year ended March 31, 2017 and 2016 were (0.10)% and (0.05)%, respectively. Nonperforming loans remained at $2.7 million at both March 31, 2017 and 2016. The allowance as a percentage of nonperforming loans increased to 382.98% at March 31, 2017 compared to 364.22% at March 31, 2016.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans are subjected to an impairment analysis to determine an appropriate reserve amount to be held against each loan. As of March 31, 2017, the Company had identified $11.9 million of impaired loans. Because the significant majority of the impaired loans are collateral dependent, nearly all of the specific allowances are calculated based on the estimated fair value of the collateral. Of those impaired loans, $10.7 million have no specific valuation allowance as their estimated collateral value is equal to or exceeds the carrying costs, which in some cases is the result of previous loan charge-offs. The remaining $1.2 million have specific valuation allowances totaling $88,000. Charge-offs on these impaired loans totaled $83,000 from their original loan balances. Based on a comprehensive analysis, management deemed the allowance for loan losses of $10.5 million at March 31, 2017 adequate to cover probable losses inherent in the loan portfolio. See Note 6 of the Notes to the Consolidated Financial Statements in Item 8 of this Form 10-K for additional information regarding the allowance for loan losses.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">income in fiscal year 2017 increased $411,000 due primarily to a BOLI death benefit on a former employee of $423,000. These increases were partially offset by a decrease in asset management fees of $224,000 for the year ended March 31, 2017 compared to the prior fiscal year. Other non-interest income for the year ended March 31, 2017 included a $240,000 OTTI charge related to a collateralized debt obligation security which was not present for the year ended March 31, 2016. Additionally, losses on sales of REO, which is included in other non-interest income, decreased $182,000 for the year ended March 31, 2017 compared to the prior fiscal year.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-Interest Expense. </font>Non-interest expense increased $3.0 million to $33.0 million for fiscal year ended March 31, 2017 compared to $29.9 million for fiscal year ended March 31, 2016. Salaries and employee benefits increased $1.7 million for the year ended March 31, 2017 compared to the prior fiscal year partially due to additional staffing as a result of the MBank transaction. Professional fees increased $724,000 for the year ended March 31, 2017 primarily due to $653,000 in professional fees incurred related to the MBank transaction. Data processing expense increased $336,000 for the year ended March 31, 2017 compared to the prior fiscal year reflecting additional costs required to operate an additional core banking system as well as costs for conversion and integration of these two core banking systems associated with the MBank transaction. Litigation settlement costs related to an REO property increased $400,000 for the year ended March 31, 2017 compared to the prior fiscal year and the litigation was final settled in fiscal year 2017. In addition, advertising and marketing expense increased $85,000 for the year ended March 31, 2017 compared to the prior fiscal year. Offsetting these increases was a decrease in REO expenses (which include operating costs and write-downs on property) of $513,000 for fiscal year 2017 compared to fiscal year 2016. This decrease was primarily due to the decrease in REO balances as well as the stabilization of real estate values in the Company's market area. In addition, the Company's FDIC insurance premiums also decreased $144,000 compared to the prior fiscal year reflecting a decrease in the Bank's FDIC assessment rates.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Income Taxes.</font> The provision for income taxes was $3.4 million for the fiscal years ended March 31, 2017 and 2016. The effective tax rate was 31.4% for the year ended March 31, 2017 compared to 34.8% for the year ended March 31, 2016. As of March 31, 2017, management deemed that a deferred tax asset valuation allowance related to the Company's deferred tax asset was not necessary. At March 31, 2017, the Company had a deferred tax asset of $7.6 million which included $1.1 million for federal and state net operating loss carryforwards, which will expire in 2032 through 2034. See Note 12 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K for further discussion of the Company's income taxes.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comparison of Operating Results for the Years Ended March 31, 2016 and 2015</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Income.</font>&#160; Net income was $6.4 million, or $0.28 per diluted share, for the year ended March 31, 2016, compared to $4.5 million, or $0.20 per diluted share, for the year ended March 31, 2015. The earnings for the years ended March 31, 2016 and 2015 reflected an improvement in net interest income and continued improvement in asset quality. Further, earnings improved for the year ended March 31, 2016 due to an increase in non-interest income, primarily due to increased fees and service charges and a decrease in non-interest expenses, primarily due to the decrease in REO expenses, FDIC insurance premium expense, professional fees expense and salaries and employee benefits. In addition, net income for the year ended March 31, 2016 included a recapture of loan losses of $1.2 million compared to $1.8 million for the prior fiscal year.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The average balance of net loans increased $36.0 million to $593.4 million for the fiscal year ended March 31, 2016 from $557.4 million for the prior fiscal year. The average yield on net loans was 4.68% for the year ended March 31, 2016 compared to 4.65% for the prior year. During the year ended March 31, 2016, the Company also reversed $9,000 of interest income on nonperforming loans compared to $39,000 for the prior fiscal year. The average balance of investment securities increased $11.8 million to $134.4 million at March 31, 2016 compared to $122.6 million at March 31, 2015.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net recoveries for the year ended March 31, 2016 and 2015 were $273,000 and $11,000, respectively. Net recoveries to average net loans for the year ended March 31, 2016 and 2015 were (0.05)% and 0.00%, respectively. Nonperforming loans decreased to $2.7 million at March 31, 2016 compared to $5.3 million at March 31, 2015. The ratio of allowance for loan losses to total loans was 1.58% at March 31, 2016 compared to 1.86% at March 31, 2015. The allowance as a percentage of nonperforming loans increased to 364.22% at March 31, 2016 compared to 202.37% at March 31, 2015.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As of March 31, 2016, the Company had identified $14.2 million of impaired loans. Because the significant majority of the impaired loans are collateral dependent, nearly all of the specific allowances are calculated based on the estimated fair value of the collateral. Of those impaired loans, $13.0 million have no specific valuation allowance as their estimated collateral value is equal to or exceeds the carrying costs, which in some cases is the result of previous loan charge-offs. The remaining $1.2 million have specific valuation allowances totaling $110,000. Charge-offs on these impaired loans totaled $83,000 from their original loan balances. Based on a comprehensive analysis, management deemed the allowance for loan losses of $9.9 million at March 31, 2016 adequate to cover probable losses inherent in the loan portfolio. See Note 6 of the Notes to the Consolidated Financial Statements in Item 8 of this Form 10-K for additional information regarding the allowance for loan losses.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-Interest Income.</font> Non-interest income increased $500,000 to $9.4 million for the year ended March 31, 2016 from $8.9 million for fiscal year 2015. The increase in non-interest income was primarily due to the increase in fees and service charges of $529,000 in fiscal year 2016 compared to fiscal year 2015 primarily as a result of an increase in prepayment penalties on loan payoffs. Offsetting these increases was a decrease in other non-interest income of $249,000 for the year ended March 31, 2016 compared to the prior fiscal year primarily due to the Company recording a gain on the sale of investment securities of $158,000 in the year ended March 31, 2015 that was not present for the year ended March 31, 2016.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-Interest Expense. </font>Non-interest expense decreased $797,000 to $29.9 million for fiscal year ended March 31, 2016 compared to $30.7 million for fiscal year ended March 31, 2015. Salaries and employee benefits decreased $111,000 for the year ended March 31, 2016 compared to the prior fiscal year. REO expenses (which include operating costs and write-downs on property) decreased $427,000 for fiscal year 2016 compared to fiscal year 2015. This decrease was primarily due to the decrease in REO balances as well as the stabilization of real estate values in the Company's market area. Professional fess expenses decreased $185,000 for the year ended March 31, 2016 compared to the prior fiscal year. In addition, the Company's FDIC insurance premiums also decreased $127,000 compared to the prior fiscal year reflecting the Bank's improved financial condition. Offsetting these decreases was an increase in advertising and marketing expense of $41,000 for the year ended March 31, 2016 compared to the prior fiscal year. Furthermore, other non-interest expense increased due to an increase in stock related expenses of $114,000 compared to the prior fiscal year.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Income Taxes.</font> The provision for income taxes was $3.4 million and $2.2 million for the fiscal years ended March 31, 2016 and March 31, 2015, respectively. As of March 31, 2016, management deemed that a deferred tax asset valuation allowance related to the Company's deferred tax asset was not necessary. At March 31, 2016, the Company had a deferred tax asset of $9.2 million which included $4.8 million for federal and state net operating loss carryforwards. See Note 12 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K for further discussion of the Company's income taxes.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average Balance Sheet.</font>&#160; The following table sets forth, for the periods indicated, information regarding average balances of assets and liabilities as well as the total dollar amounts of interest income earned on average interest-earning assets and interest expense paid on average interest-bearing liabilities, resultant yields, interest rate spread, ratio of interest-earning assets to interest-bearing liabilities and net interest margin. Average balances for a period have been calculated using monthly average balances during such period. Non-accruing loans were included in the average loan amounts outstanding. Loan fees of $1.3 million, $980,000 and $767,000 were included in interest income for the years ended March 31, 2017, 2016 and 2015, respectively.</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Years Ended March 31,</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2017</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2016</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2015</div>
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<td style="PADDING-BOTTOM: 2px; WIDTH: 5px; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">and </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/ </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">and</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">and</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">(Dollars in thousands)</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Interest-earning assets:</div>
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<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Mortgage loans</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">547,609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">26,609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">463,023</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">22,120</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.78</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">429,420</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">20,102</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.68</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Non-mortgage </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160; loans</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">115,460</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">5,000</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.33</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">130,392</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">5,675</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.35</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">128,020</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">5,794</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.53</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Total net loans <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">663,069</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">31,609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.77</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">593,415</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">27,795</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.68</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">557,440</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">25,896</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.65</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Investment </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">175,862</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3,589</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">2.04</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">134,449</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">2,709</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">2.01</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">122,618</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">2,274</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1.85</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Daily interest-</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160; bearing assets</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">238</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">735</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1,749</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Other earning</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160; &#160;assets</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">51,547</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">443</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.86</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">67,276</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">444</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.66</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">62,063</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">456</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Total interest-</div>

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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">4.00</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">795,875</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">30,948</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.89</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">743,870</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">28,626</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.85</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Non-interest-earning </div>

<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;assets:</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.85pt; FONT-SIZE: 8pt">Office properties </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.85pt"><font style="FONT-SIZE: 8pt">&#160;&#160;&#160; and&#160;</font><font style="FONT-SIZE: 8pt">equipment, </font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.85pt; FONT-SIZE: 8pt">&#160;&#160;&#160; net</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">14,435</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">15,019</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">15,987</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.85pt; FONT-SIZE: 8pt">Other non-interest-</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.85pt; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;earning assets</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">70,906</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">71,361</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">71,530</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Total assets</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">976,057</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">882,255</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">831,387</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Interest-bearing liabilities:</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Regular savings </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160; accounts</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">106,324</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">84,485</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">85</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">71,202</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">71</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Interest checking </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160; accounts</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">151,801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">98</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.06</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">127,161</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">99</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">104,719</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">79</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 3.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Money market </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 3.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160; accounts</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">252,040</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">309</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.12</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">231,873</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">272</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">229,840</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">277</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Certificates of </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160; deposit</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">118,769</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">634</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.53</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">129,427</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">717</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.55</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">148,573</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">899</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.61</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Total interest-</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;bearing deposits</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">628,934</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1,151</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.18</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">572,946</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1,173</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">554,334</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1,326</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.24</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Other interest-</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160; bearing liabilities</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">25,977</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">718</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">2.76</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">25,061</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">569</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">2.27</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">25,293</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">590</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">2.33</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Total interest-</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160; bearing liabilities</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">654,911</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1,869</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">598,007</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1,742</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.29</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">579,627</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">1,916</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Non-interest-</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160; bearing liabilities:</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 5.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Non-interest-</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 5.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160; bearing deposits</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">202,376</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">170,612</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">140,949</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 5.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Other liabilities</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">7,560</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">6,503</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">9,096</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Total liabilities</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">864,847</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">775,122</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">729,672</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Shareholders' </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160; equity</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">111,210</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">107,133</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">101,715</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Total liabilities </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160; and </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160; shareholders' </div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160; equity</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">976,057</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">882,255</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">831,387</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Net interest income</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">33,772</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">29,206</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">26,710</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Interest rate spread</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.72</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.60</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.52</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 10.64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Net interest margin</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.79</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.67</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">3.59</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">%</div>
</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 10.64%; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="LINE-HEIGHT: 9.1pt; FONT-SIZE: 8pt">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Ratio of average </div>

<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160; interest-earning assets </div>

<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">&#160;&#160;to average interest-</div>

<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">&#160;&#160;bearing liabilities</font><font style="FONT-SIZE: 8pt">&#160;</font></div>
</td>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">136.01</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">133.09</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">128.34</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Tax Equivalent </div>

<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Adjustment <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup></div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">14</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="36">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif"> Includes non-accrual loans.</font></div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; FONT-SIZE: 8pt; VERTICAL-ALIGN: top" colspan="36">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup> For purposes of the computation of average yield on investments available for sale, historical cost balances were utilized; therefore, the yield information does not give effect to change in fair value that are reflected as a component of shareholders' equity.</div>
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<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif"> Tax-equivalent adjustment relates to non-taxable investment interest income and preferred equity securities dividend income.</font></div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt">58</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate/Volume Analysis</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the effects of changing rates and volumes on net interest income of the Company. Information is provided with respect to: (i) effects on interest income attributable to changes in volume (changes in volume multiplied by prior rate); (ii) effects on interest income attributable to changes in rate (changes in rate multiplied by prior volume); and (iii) changes in rate/volume (change in rate multiplied by change in volume). Rate/volume variance was allocated based on the percentage relationship of changes in volume and changes in rate to the total net change (in thousands).</div>

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<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8c9adf340cf44494afe94d447ecf2f44" cellspacing="0" cellpadding="0">
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017 vs. 2016</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 457px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016 vs. 2015</div>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 137px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase (Decrease) Due to</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 297px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase (Decrease) Due to</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
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<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 137px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
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<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase</div>
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<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 137px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase</div>
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<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Volume</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Decrease)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 137px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Volume</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Decrease)</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Interest Income:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 137px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -5.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Mortgage loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,113</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">376</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,489</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,586</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">432</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,018</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -5.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Non-mortgage loans</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(649</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(26</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(675</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(227</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(119</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -5.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Investment securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">840</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">880</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">230</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">205</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">435</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Daily interest-bearing</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other earning assets</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(118</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">117</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(47</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(12</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt">Total interest income</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,186</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">507</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,693</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,959</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">363</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,322</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Interest Expense:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Regular savings accounts</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Interest checking accounts</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(23</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Money market deposit accounts</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">37</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">37</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Certificates of deposit</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(58</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(25</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(83</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(103</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(79</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(182</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other interest-bearing liabilities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">149</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(5</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(16</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(21</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Total interest expense</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">79</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(79</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(95</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(174</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Net interest income</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,138</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">428</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,566</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,038</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">458</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,496</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 17px">
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="12">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup> Interest is presented on a fully tax-equivalent basis under a tax rate of 34%</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 16px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 72pt">Asset and Liability Management</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's principal financial objective is to achieve long-term profitability while reducing its exposure to fluctuating market interest rates. The Company has sought to reduce the exposure of its earnings to changes in market interest rates by attempting to manage the difference between asset and liability maturities and interest rates. The principal element in achieving this objective is to increase the interest rate sensitivity of the Company's interest-earning assets and interest-bearing liabilities. Interest rate sensitivity increases by retaining portfolio loans with interest rates subject to periodic adjustment to market conditions and selling fixed-rate one-to-four family mortgage loans with terms to maturity of more than 15 years. The Company relies on retail deposits as its primary source of funds. Management believes retail deposits reduce the effects of interest rate fluctuations because they generally represent a stable source of funds. As part of its interest rate risk management strategy, the Company promotes transaction accounts and certificates of deposit with terms up to ten years.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has adopted a strategy that is designed to maintain or improve the interest rate sensitivity of assets relative to its liabilities. The primary elements of this strategy involve: the origination of adjustable rate loans; increasing commercial loans, consumer loans that are adjustable rate and other short-term loans as a portion of total net loans receivable because of their generally shorter terms and higher yields than other one-to-four family residential mortgage loans; matching asset and liability maturities; investing in short-term securities; and selling most long term, fixed-rate, one-to-four family mortgage loan originations. The strategy for liabilities has been to shorten the maturities for both deposits and borrowings. The longer-term objective is to increase the proportion of noninterest bearing demand deposits, low interest bearing demand deposits, money market accounts, and savings deposits relative to certificates of deposit to reduce our overall cost of funds.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
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</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's mortgage servicing activities provide additional protection from interest rate risk. The Company retains servicing rights on all mortgage loans sold. As market interest rates rise, the fixed-rate loans held in portfolio diminish in value. However, the value of the servicing portfolio tends to rise as market interest rates increase because borrowers tend not to prepay the underlying mortgages, thus providing an interest rate risk hedge versus the fixed-rate loan portfolio. See "Item 1.&#160; Business &#8211; Lending Activities &#8211; Mortgage Loan Servicing."</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer loans, such as home equity lines of credit and installment loans, commercial loans and construction loans typically have shorter terms and higher yields than permanent residential mortgage loans, and accordingly reduce the Company's exposure to fluctuations in interest rates. Adjustable interest rate loans totaled $490.6 million or 62.95% of total loans at March 31, 2017 as compared to $340.6 million or 54.52% at March 31, 2016. Although the Company has sought to originate adjustable rate loans, the ability to originate and purchase such loans depends to a great extent on market interest rates and borrowers' preferences. Particularly in lower interest rate environments, borrowers often prefer to obtain fixed-rate loans. See Item 1. "Business - Lending Activities &#8211; Real Estate Construction " and "- Lending Activities - Consumer Lending."</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company may also invest in short-term to medium-term U.S. Government securities as well as mortgage-backed securities issued or guaranteed by U.S. Government agencies. At March 31, 2017, the combined portfolio carried at $200.3 million had an average term to repricing or maturity of 4.9 years. Adjustable rate mortgage-backed securities totaled $10.2 million at March 31, 2017 compared to $12.4 million at March 31, 2016. See Item 1. "Business &#8211; Investment Activities."</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liquidity and Capital Resources</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liquidity is essential to our business. The objective of the Bank's liquidity management is to maintain ample cash flows to meet obligations for depositor withdrawals, to fund the borrowing needs of loan customers, and to fund ongoing operations. Core relationship deposits are the primary source of the Bank's liquidity. As such, the Bank focuses on deposit relationships with local consumer and business clients who maintain multiple accounts and services at the Bank.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liquidity management is both a short and long-term responsibility of the Company's management. The Company adjusts its investments in liquid assets based upon management's assessment of (i) expected loan demand, (ii) projected loan sales, (iii) expected deposit flows, (iv) yields available on interest-bearing deposits and (v) its asset/liability management program objectives. Excess liquidity is invested generally in interest-bearing overnight deposits and other short-term government and agency obligations. If the Company requires funds beyond its ability to generate them internally, it has additional diversified and reliable sources of funds with the FHLB, the FRB and other wholesale facilities. These sources of funds may be used on a long or short-term basis to compensate for a reduction in other sources of funds or on a long-term basis to support lending activities.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's primary sources of funds are customer deposits, proceeds from principal and interest payments on loans, proceeds from the sale of loans, maturing securities, FHLB advances and FRB borrowings. While maturities and scheduled amortization of loans and securities are a predictable source of funds, deposit flows and prepayment of mortgage loans and mortgage-backed securities are greatly influenced by general interest rates, economic conditions and competition. Management believes that its focus on core relationship deposits coupled with access to borrowing through reliable counterparties provides reasonable and prudent assurance that ample liquidity is available. However, depositor or counterparty behavior could change in response to competition, economic or market situations or other unforeseen circumstances, which could have liquidity implications that may require different strategic or operational actions.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company must maintain an adequate level of liquidity to ensure the availability of sufficient funds for loan originations, deposit withdrawals and continuing operations, satisfy other financial commitments and take advantage of investment opportunities. During the year ended March 31, 2017, the Bank used its sources of funds primarily to fund loan commitments and purchase additional investment securities. At March 31, 2017, cash and available for sale investments totaled $275.9 million, or 24.3% of total assets. The Bank generally maintains sufficient cash and short-term investments to meet short-term liquidity needs; however, its primary liquidity management practice is to increase or decrease short-term borrowings, including FRB borrowings and FHLB advances. At March 31, 2017, the Bank had no advances from the FRB and had a borrowing capacity of $57.4 million from the FRB, subject to sufficient collateral. At March 31, 2017, there were no advances from the FHLB and the Bank had an available credit facility of $235.3 million, subject to sufficient collateral and stock investment. At March 31, 2017, the Bank had sufficient unpledged collateral to allow it to utilize its available borrowing capacity from the FRB and the FHLB. Borrowing capacity may, however, fluctuate based on acceptability and risk rating of loan collateral and counterparties could adjust discount rates applied to such collateral at their discretion.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">An additional source of wholesale funding includes brokered certificates of deposit. While the Company has utilized brokered deposits from time to time, the Company historically has not extensively relied on brokered deposits to fund its operations. At March 31, 2017 and 2016, the Bank had no wholesale brokered deposits. The Bank also participates in the CDARS and ICS deposit products, which allow the Company to accept deposits in excess of the FDIC insurance limit for that depositor and obtain "pass-through" insurance for the total deposit. The Bank's CDARS and ICS balances were $24.3 million, or 2.5% of total deposits, and $27.1 million or 3.5% of total deposits, at March 31, 2017 and 2016, respectively. Although the FDIC permanently raised the insurance limit to $250,000, demand for CDARS deposits remains strong with continued renewals of existing CDARS deposits and the opening of new accounts. In addition, the Bank is enrolled in an internet deposit listing service. Under this listing service, the Bank may post time deposit rates on an internet site where institutional investors have the ability to deposit funds with the Bank. At March 31, 2017, the Company had $7.0 million of deposits through this listing service which were assumed in the MBank transaction. Although the Company did not originate any internet based deposits during the year ended March 31, 2017, the Company may do so in the future consistent with its asset/liability objectives. The combination of all the Bank's funding sources gives the Bank available liquidity of $728.9 million, or 64.3% of total assets at March 31, 2017.</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2017</font>, the Company had commitments to extend credit of $45.3 million, unused lines of credit totaling $72.5 million and undisbursed construction loans totaling $47.2 million. The Company anticipates that it will have sufficient funds available to meet current loan commitments. Certificates of deposit that are scheduled to mature in less than one year from March 31, 2017 totaled $99.9 million. Historically, the Company has been able to retain a significant amount of its deposits as they mature. Offsetting these cash outflows are scheduled loan maturities of less than one year totaling $94.2 million at March 31, 2017.</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As a separate legal entity from the Bank, the Company must provide for its own liquidity. Sources of capital and liquidity for the Company include distributions from the Bank and the issuance of debt or equity securities. Dividends and other capital distributions from the Bank are subject to regulatory notice. At March 31, 2017, the Company, on an unconsolidated basis, had $5.2 million in cash to meet liquidity needs.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Effect of Inflation and Changing Prices</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Consolidated Financial Statements and related financial data presented herein have been prepared in accordance with GAAP, which require the measurement of financial position and operating results in terms of historical dollars without considering the change in the relative purchasing power of money over time due to inflation. The primary impact of inflation is reflected in the increased cost of the Company's operations. Unlike most industrial companies, virtually all the assets and liabilities of a financial institution are monetary in nature. As a result, interest rates generally have a more significant impact on a financial institution's performance than do general levels of inflation. Interest rates do not necessarily move in the same direction or to the same extent as the prices of goods and services.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">New Accounting Pronouncements</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For a discussion of new accounting pronouncement and their impact on the Company, see Note 1 of the Notes to the Consolidated Financial Statements included in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contractual Obligations</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table shows the contractual obligations by expected period. Further discussion of these commitments is included in Note 18 of the Notes to the Consolidated Financial Statements included in Item 8 of this Form 10-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">At March 31, <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2017</font>, scheduled maturities of certificates of deposit, future operating minimum lease commitments, capital lease obligations and subordinated debentures were as follows (in thousands):</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Within</div>

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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99,893</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,502</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,949</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,456</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">149,800</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Operating leases</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,660</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,993</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,564</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,612</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,829</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Capital leases</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,283</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,454</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Junior subordinates debentures</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 11.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total other contractual obligations</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,576</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,557</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,599</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36,187</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">188,919</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">The Company is periodically party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material adverse effect, if any, on the Company's future financial position, results of operations, or liquidity. The Bank has entered into employment contracts with certain key employees, which provide for contingent payment subject to future events.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-Balance Sheet Arrangements</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheet. The Company's maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2017, the Company had commercial loan commitments of $7.7 million and undisbursed commercial lines of credit of $46.5 million. Commercial real estate mortgage loan commitments totaled $5.1 million and the undisbursed balance of commercial real estate mortgage loans was $4.7 million at March 31, 2017. At March 31, 2017, construction loan commitments totaled $25.4 million and unused construction lines of credit totaled $47.3 million. Land development loan commitments totaled $83,000. Unused lines of credit secured by land development loans totaled $3.2 million. Unused lines of credit secured by multi-family loans totaled $1.0 million. Real estate one-to-four family loan commitments totaled $7.0 million and unused lines of credit secured by real estate one-to-four family loans totaled $15.7 million at March 31, 2017. Other installment loan commitments totaled $50,000 and unused lines of credit on other installment loans totaled $1.4 million at March 31, 2017. For additional information regarding future financial commitments, this discussion and analysis should be read in conjunction with Note 18 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 7A. Quantitative and Qualitative Disclosures About Market Risk</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our financial condition and operations are influenced significantly by general economic conditions, including the absolute level of interest rates as well as changes in interest rates and the slope of the yield curve. Our profitability is dependent to a large extent on our net interest income, which is the difference between the interest received from our interest-earning assets and the interest expense incurred on our interest-bearing liabilities.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>Our activities, like all financial institutions, inherently involve the assumption of interest rate risk. Interest rate risk is the risk that changes in market interest rates will have an adverse impact on the institution's earnings and underlying economic value. Interest rate risk is determined by the maturity and repricing characteristics of an institution's assets, liabilities and off-balance-sheet contracts. Interest rate risk is measured by the variability of financial performance and economic value resulting from changes in interest rates. Interest rate risk is the primary market risk affecting our financial performance.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our Asset/Liability Management Committee ("ALCO") is responsible for monitoring and reviewing asset/liability processes; interest rate risk exposure; to determine the level of risk appropriate given our operating environment, business plan strategies, performance objectives, capital and liquidity constraints, and asset and liability allocation alternatives; and to manage our interest rate risk consistent with regulatory guidelines and policies approved by the Board of Directors. Through such management, we seek to reduce the vulnerability of our earnings and capital position to changes in the level of interest rates. Our actions in this regard are taken under the guidance of the ALCO, which is comprised of members of our senior management. The ALCO closely monitors our interest sensitivity exposure, asset and liability allocation decisions, liquidity and capital positions, and local and national economic conditions and attempts to structure the loan and investment portfolios and funding sources to maximize earnings within acceptable risk tolerances.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company does not maintain a trading account for any class of financial instrument nor does it engage in hedging activities or purchase high-risk derivative instruments. Furthermore, the Company is not subject to foreign currency exchange rate risk or commodity price risk. For information regarding the sensitivity to interest rate risk of the Company's interest-earning assets and interest-bearing liabilities, see the tables under Item 1.&#160; "Business &#8211; Lending Activities,"&#160; "&#8211; Investment Activities" and "&#8211; Deposit Activities and Other Sources of Funds".</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's principal financial objective is to achieve long-term profitability while limiting its exposure to fluctuating market interest rates. The Company intends to reduce risk where appropriate but accepts a degree of risk when warranted by economic circumstances. The Company has sought to reduce the exposure of its earnings to changes in market interest rates by attempting to manage the mismatch between asset and liability maturities and interest rates. The principal element in achieving this objective is to increase the interest rate sensitivity of the Company's interest-earning assets by retaining<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> in its </font>portfolio, short&#8211;term loans and loans with interest rates subject to periodic adjustments.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer and commercial loans are originated and held in the portfolio as the short-term nature of these portfolio loans match durations more closely with the short-term nature of retail deposits such as interest checking, money market accounts and savings accounts. The Company relies on retail deposits as its primary source of funds. Management believes retail deposits reduce the effects of interest rate fluctuations because they generally represent a more stable source of funds. As part of its interest rate risk management strategy, the Company promotes transaction accounts and certificates of deposit with longer terms to maturity. Except for immediate short-term cash needs, and depending on the current interest rate environment, FHLB advances will have maturities of long or short-term. FRB borrowings have short-term maturities. For additional information, see Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" contained herein.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A number of measures are utilized to monitor and manage interest rate risk, including simulation modeling and traditional interest rate gap analysis. While both methods provide an indication of risk for a given change in interest rates, the simulation model is primarily used to assess the impact on earnings that changes in interest rates may produce. Key assumptions in the model include cash flows and maturities of financial instruments, changes in market conditions, loan volumes and pricing, deposit sensitivity, consumer preferences and management's capital leverage plans. These assumptions are inherently uncertain; therefore, the model cannot precisely estimate net interest income or precisely predict the impact of higher or lower interest rates on net interest income. Actual results may significantly differ from simulated results due to timing, magnitude and frequency of interest rate changes and changes in market conditions and specific strategies among other factors.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table shows the approximate percentage change in net interest income as of March 31, 2017 over a 12 and 24-month period under several rate scenarios:</div>

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<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Change in interest rates <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Percent change in net </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">interest income (12 months)</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Percent change in net </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">interest income (24 months)</div>
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<td style="WIDTH: 39.24%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
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<td style="WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Up 300 basis points</div>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3.0)%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.6%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Up 200 basis points</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1.8)%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.4%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Up 100 basis points</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.7)%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.2%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Base case</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.9%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Down 100 basis points</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1.5)%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(4.2)%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.24%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr style="HEIGHT: 24px">
<td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup>&#160; The current federal funds rate is 1.00%. No rates in this model are allowed to go below zero and therefore a down 200 and 300 basis point scenario would not be </div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160; plausible.</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our consolidated balance sheet continues to be slightly asset sensitive, meaning that interest-earning assets reprice faster than interest-bearing liabilities in a given period. However, due to a number of loans in our loan portfolio with interest rate floors, our net interest income will be negatively impacted in a rising interest rate environment until such time as the current rate exceeds these interest rate floors. Net interest income will increase in year two as our interest-earning assets are expected to continue to reprice faster than interest-bearing liabilities. In a falling interest rate environment, our net interest income will be negatively impacted as our deposit costs are currently relatively low and interest rates paid cannot decrease significantly. We attempt to limit our interest rate risk through managing the repricing characteristics of our assets and liabilities.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As with any method of measuring interest rate risk, certain shortcomings are inherent in the method of analysis presented in the foregoing table. For example, although certain assets and liabilities may have similar maturities or periods of repricing, they may react in different degrees to changes in market interest rates. Also, the interest rates on certain types of assets and liabilities may fluctuate in advance of changes in market interest rates, while interest rates on other types may lag behind changes in market rates. Additionally, certain assets, such as ARM loans, have features that restrict changes in interest rates on a short-term basis and over the life of the asset. Furthermore, in the event of a change in interest rates, expected rates of prepayments on loans and early withdrawals from certificates could deviate significantly from those assumed in calculating the table.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table shows the Company's financial instruments that are sensitive to changes in interest rates, categorized by expected maturity, and the instruments' fair values at March 31, 2017. Market risk sensitive instruments are generally defined as on- and off-balance sheet derivatives and other financial instruments (dollars in thousands).</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za2c87c09637c4c8982cb1a69086be017" cellspacing="0" cellpadding="0">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Average</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Within</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">1 Year</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">After</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">1 - 3</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Years</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">After</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">3 - 5</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Years</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">After</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">5 - 10</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Years</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Beyond</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">10</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Years</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Interest-Sensitive Assets:</div>
</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="22">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Loans receivable</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">4.49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">94,186</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">61,351</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">49,899</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">375,810</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">198,186</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Investments securities and other</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">interest-earning assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">1.90</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">68,677</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">21,353</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">73,147</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">71,948</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">22,440</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">257,565</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">FHLB stock</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">0.67</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">237</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">472</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">472</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">1,181</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 9pt">Total assets</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">163,100</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">83,176</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">123,518</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">447,758</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">220,626</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">1,038,178</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 16%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom" colspan="4">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Interest-Sensitive Liabilities:</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 16%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Interest checking</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">0.07</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">34,230</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">68,461</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">68,461</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">171,152</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Savings accounts</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">0.13</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">25,274</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">50,548</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">50,548</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">126,370</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Money market accounts</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">0.14</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">58,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">115,999</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">115,999</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">289,998</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Certificate accounts</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">0.65</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">99,893</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">40,502</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">5,949</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">3,450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">6</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">149,800</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Subordinated debentures</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">2.73</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">27,836</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">27,836</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 6.75pt; FONT-SIZE: 9pt">Obligations under capital lease</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">7.16</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">23</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">62</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">86</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">351</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">1,932</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">2,454</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 12.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Total liabilities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">217,420</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">275,572</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">241,043</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">3,801</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">29,774</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">767,610</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Interest sensitivity gap</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">(54,320</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">(192,396</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">(117,525</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">443,957</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">190,852</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">270,568</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 11.7pt; FONT-SIZE: 9pt">Cumulative interest sensitivity gap</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">(54,320</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">(246,716</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">(364,241</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">79,716</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">270,568</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Off-Balance Sheet Items:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 9pt">Commitments to extend credit</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">45,259</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">45,259</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 16%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">Unused lines of credit</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">119,763</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 9pt">119,763</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 9pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">64

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</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 8.&#160;&#160; Financial Statements and Supplementary Data</u></div>

<div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 15.95pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 18pt; FONT-SIZE: 14pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Financial Statements for the Years Ended March 31, 2017, 2016 and 2015</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Reports of Independent Registered Public Accounting Firms</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div>
<table style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb07837e652dd49709ef1bf8e89819156" cellspacing="0" cellpadding="0">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 92.59%; VERTICAL-ALIGN: middle">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">TABLE OF CONTENTS</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Page</div>
</td>
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<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Report of Independent Registered Public Accounting Firm &#8211; Delap LLP</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66</div>
</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Report of Independent Registered Public Accounting Firm &#8211; Deloitte &amp; Touche LLP</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">67</div>
</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Balance Sheets as of March 31, 2017 and 2016</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68</div>
</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Income for the Years Ended March 31, 2017, 2016 and 2015</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69</div>
</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Comprehensive Income for the Years Ended March 31, 2017, 2016 and 2015</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70</div>
</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Equity for the Years Ended March 31, 2017, 2016 and 2015</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71</div>
</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Cash Flows for the Years Ended March 31, 2017, 2016 and 2015</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">72</div>
</td>
</tr>

<tr>
<td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Notes to Consolidated Financial Statements</div>
</td>
<td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">73</div>
</td>
</tr>
</table>
</div>

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</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; MARGIN-BOTTOM: 12pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To the Board of Directors and Shareholders of<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font>Riverview Bancorp, Inc.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font></font><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">We have audited the accompanying consolidated balance sheets of Riverview Bancorp, Inc. and Subsidiary (collectively, "the Company") as of March 31, 2017 and 2016, and the related consolidated statements of income, comprehensive income, equity, and cash flows for each of the years in the two-year period ended March 31, 2017.&#160; The Company's management is responsible for these consolidated financial statements.&#160; Our responsibility is to express an opinion on these consolidated financial statements based on our audits.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States).&#160; Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement.&#160; An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements.&#160; An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation.&#160; We believe that our audits provide a reasonable basis for our opinion.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Riverview Bancorp, Inc. and Subsidiary as of March 31, 2017 and 2016, and the results of their operations and their cash flows for each of the years in the two-year period ended March 31, 2017, in conformity with accounting principles generally accepted in the United States of America.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the Company's internal control over financial reporting as of March 31, 2017, based on criteria established in Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission, and our report dated June 5, 2017, expressed an unqualified opinion thereon.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt"><img style="WIDTH: 145px; HEIGHT: 39px" src="image1.jpg"></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">Lake Oswego, Oregon<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font> June 5, 2017</div>

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</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">To the Board of Directors and Shareholders of<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font>Riverview Bancorp, Inc.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font> Vancouver, Washington</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We have audited the accompanying consolidated statements of income, comprehensive income, equity, and cash flows for the year ended March 31, 2015, of Riverview Bancorp, Inc. and subsidiary (the "Company"). These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these financial statements based on our audit.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In our opinion, such consolidated financial statements present fairly, in all material respects, the results of Riverview Bancorp, Inc. and subsidiary's operations and their cash flows for the year ended March 31, 2015, in conformity with accounting principles generally accepted in the United States of America.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; MARGIN-BOTTOM: 12pt"><img style="WIDTH: 225px; HEIGHT: 30px" src="image2.jpg"></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">Portland, Oregon<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font> June 12, 2015</div>

<div style="LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; MARGIN-BOTTOM: 12pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
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</div>
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<div style="LINE-HEIGHT: 0pt"><br style="LINE-HEIGHT: 0pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; MARGIN-TOP: 6pt; MARGIN-BOTTOM: 6pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="LINE-HEIGHT: 13.7pt; MARGIN-TOP: 6pt; MARGIN-BOTTOM: 6pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; MARGIN-TOP: 6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED BALANCE SHEETS</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">MARCH 31, 2017 AND 2016</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za33c6d8242284884a6f392a51c8ab24c" cellspacing="0" cellpadding="0">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands, except share and per share data)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.7pt"></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 12.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" valign="bottom" colspan="2">
<div style="LINE-HEIGHT: 9.7pt"></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: middle" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ASSETS</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Cash and cash equivalents (including interest-earning accounts of $46,245 and $40,317)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,400</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Certificates of deposit held for investment</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,042</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,769</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Loans held for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">503</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Investment securities:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Available for sale, at estimated fair value</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Held to maturity, at amortized cost (estimated fair value of $66 and $76)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Loans receivable (net of allowance for loan losses of $10,528 and $9,885)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">768,904</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">614,934</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Real estate owned</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">595</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Prepaid expenses and other assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,815</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,405</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Accrued interest receivable</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,941</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,384</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Federal Home Loan Bank stock, at cost</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,181</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,060</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Premises and equipment, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,232</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,595</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Deferred income taxes, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,610</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,189</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Mortgage servicing rights, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">398</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">380</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Goodwill</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,572</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Core deposit intangible ("CDI"), net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,335</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Bank owned life insurance ("BOLI")</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,738</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,678</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL ASSETS</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,133,939</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">921,229</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">LIABILITIES:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Deposits</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">980,058</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,803</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,080</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,388</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Advance payments by borrowers for taxes and insurance</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">693</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Junior subordinated debentures</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,390</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,681</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Capital lease obligation</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,454</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,475</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Total liabilities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,022,675</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">812,956</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">COMMITMENTS AND CONTINGENCIES (See Note 18)</div>

<div style="LINE-HEIGHT: 9.7pt">&#160;</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">SHAREHOLDERS' EQUITY:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Serial preferred stock, $.01 par value; 250,000 authorized; issued and outstanding: none</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Common stock, $.01 par value; 50,000,000 authorized</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.1pt; FONT-SIZE: 10pt">March 31, 2017 &#8211; 22,510,890 issued and outstanding</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.1pt; FONT-SIZE: 10pt">March 31, 2016 &#8211; 22,507,890 issued and outstanding</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Additional paid-in capital</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,468</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,418</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Retained earnings</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,335</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,728</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Unearned shares issued to employee stock ownership plan ("ESOP")</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(77</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(181</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Accumulated other comprehensive income (loss)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,687</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,083</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Total shareholders' equity</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,264</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108,273</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="PADDING-BOTTOM: 4px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,133,939</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">921,229</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;See accompanying notes to consolidated financial statements</font>.</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">68

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 18.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF INCOME</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z889e013745d448d1b116373fda09d592" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands, except share and per share data)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 25px">
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INTEREST AND DIVIDEND INCOME:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest and fees on loans receivable</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31,609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,795</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,896</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 14px">
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on investment securities &#8211; taxable</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,550</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,709</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,274</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on investment securities &#8211; nontaxable</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other interest and dividends</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">443</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">444</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">456</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total interest and dividend income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,627</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,948</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,626</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INTEREST EXPENSE:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on deposits</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,151</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,173</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,326</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on borrowings</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">718</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">569</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">590</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total interest expense</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,869</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,742</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,916</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,206</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,710</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Recapture of loan losses</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,150</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,800</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income after recapture of loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,356</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,510</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NON-INTEREST INCOME:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Fees and service charges</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,177</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,846</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,317</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Asset management fees</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,988</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,212</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,975</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net gains on sales of loans held for sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">656</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">525</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">596</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BOLI</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">760</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">770</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">716</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other, net</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">433</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">271</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total non-interest income, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,014</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,375</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NON-INTEREST EXPENSE:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Salaries and employee benefits</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,356</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,694</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,805</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Occupancy and depreciation</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,727</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,778</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Data processing</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,111</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,775</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,807</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Amortization of CDI</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Advertising and marketing</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">754</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">669</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">628</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FDIC insurance premium</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">356</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">500</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">627</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">State and local taxes</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">609</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">510</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">559</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Telecommunications</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">317</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">292</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">295</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Professional fees</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,628</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">904</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,089</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Litigation settlement</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">500</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate owned</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">54</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">567</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">994</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,450</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,207</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,138</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 27pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total non-interest expense</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,981</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,947</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,744</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INCOME BEFORE INCOME TAXES</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,791</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,784</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,641</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">PROVISION FOR INCOME TAXES</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,387</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,426</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,150</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NET INCOME</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earnings per common share:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average number of shares outstanding:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,478,306</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,450,252</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,392,744</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,548,340</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,494,151</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,431,839</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 15.4pt"><br style="LINE-HEIGHT: 15.4pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 20.5pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See accompanying notes to consolidated financial statements.</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">69

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</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 20.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zff0e9d07fad641d483a221b7cf721b13" cellspacing="0" cellpadding="0">
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other comprehensive income (loss):</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.3pt; FONT-SIZE: 10pt">Net unrealized holding gain (loss) from available for sale investment securities arising</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18.7pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;during the period, net of tax of $1,581, ($203) and ($778), respectively</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,872</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">321</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,513</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Reclassification adjustment for other than temporary impairment ("OTTI") of available for</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.3pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;sale investment security included in income, net of tax of ($85), $0 and $0, respectively</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">155</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 14px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.3pt; FONT-SIZE: 10pt">Reclassification adjustment of net gain from sale of available for sale investment</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">securities included in income, net of tax of $29, $0 and $54, respectively</div>
</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(53</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(104</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total other comprehensive income (loss), net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,770</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">321</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,409</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Noncontrolling interest</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total comprehensive income</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,634</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,726</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,965</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 15.4pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt">See accompanying notes to consolidated financial statements.</div>

<div style="LINE-HEIGHT: 20.5pt"><br style="LINE-HEIGHT: 20.5pt">
</div>

<div style="LINE-HEIGHT: 20.5pt"><br style="LINE-HEIGHT: 20.5pt">
</div>

<div style="LINE-HEIGHT: 20.5pt"><br style="LINE-HEIGHT: 20.5pt">
</div>

<div style="LINE-HEIGHT: 20.5pt"><br style="LINE-HEIGHT: 20.5pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">70

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="LINE-HEIGHT: 20.5pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF EQUITY</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z23e6f80caf7a42c599f50c35f66bcf11" cellspacing="0" cellpadding="0">
<tr style="HEIGHT: 48px">
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom"></td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Common Stock</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="4">&#160;<font style="FONT-WEIGHT: bold">&#160;Additional Paid-In </font>&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Retained</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unearned</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issued to</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Accumulated</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comprehensive</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 13px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 129px; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" colspan="2">&#160;Noncontrolling </td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: 0.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands, except share data)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Earnings</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ESOP</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Income (Loss)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 129px; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="BORDER-BOTTOM-STYLE: solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WHITE-SPACE: nowrap; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 13px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 129px; VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance April 1, 2014</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,471,890</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65,195</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,592</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(387</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(647</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">471</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">98,449</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Cash dividend on common stock ($0.01125 per share)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(253</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(253</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exercise of stock options</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,000</div>
</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48</div>
</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock-based compensation expense</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earned ESOP shares</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other comprehensive income, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,409</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,409</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Noncontrolling interest</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

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<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance March 31, 2015</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,489,890</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65,268</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">37,830</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(284</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">762</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">536</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104,337</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Purchase of subsidiary shares</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">from noncontrolling interest</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(919</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(583</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,502</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Cash dividend on common stock ($0.065&#160; per share)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,460</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,460</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exercise of stock options</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earned ESOP shares</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other comprehensive income, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">321</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">321</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Noncontrolling interest</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance March 31, 2016</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,507,890</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,418</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,728</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(181</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,083</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108,273</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Cash dividend on common stock ($0.08 per share)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,797</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,797</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exercise of stock options</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
</td>
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<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earned ESOP shares</div>
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<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39</div>
</td>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other comprehensive loss, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,770</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,770</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance March 31, 2017</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,510,890</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,468</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,335</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(77</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,687</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,264</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See accompanying<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>notes to consolidated financial statements.</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">71

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF CASH FLOWS</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za18f45cd3f0e4e65b4bd56aee5a696ce" cellspacing="0" cellpadding="0">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(<font style="FONT-SIZE: 8pt">In thousands)</font></div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold">2017</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold">2016</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold">2015</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">7,404</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">6,358</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">4,491</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt">Adjustments to reconcile net income to net cash provided by operating activities:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Depreciation and amortization</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">3,436</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">3,294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">3,283</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Recapture of loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(1,150</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(1,800</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Provision for deferred income taxes</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">3,103</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">3,175</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">2,140</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Expense related to ESOP</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">102</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Increase in deferred loan origination fees, net of amortization</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">543</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">585</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">190</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Origination of loans held for sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(21,032</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(15,768</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(17,991</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Proceeds from sales of loans held for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">21,477</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">16,398</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">18,673</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Stock-based compensation expense</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">26</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Writedown of real estate owned</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">30</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">369</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt">Loss on impairment of investment security</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">240</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt; FONT-SIZE: 8pt">Net gains on loans held for sale, sales and transfer of real estate owned, sales of </div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt; FONT-SIZE: 8pt">&#160;&#160; investment securities and sales of premises and equipment</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(321</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(663</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Income from BOLI</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(760</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(770</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(716</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">BOLI death benefit in excess of cash surrender value</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(423</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Changes in certain other assets and liabilities:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Prepaid expenses and other assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(369</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(239</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(161</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Accrued interest receivable</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(291</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(245</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(303</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Accrued expenses and other liabilities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">5,538</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(718</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(2,424</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 45pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net cash provided by operating activities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">18,308</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">11,078</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">5,562</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Loan originations, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(37,352</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(30,686</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(24,270</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt">Purchases of loans receivable</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(5,746</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(15,618</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(22,864</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt">Principal repayments on investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">29,782</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">21,860</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">18,553</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt">Purchase of investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(92,418</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(60,679</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(52,199</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt">Proceeds from calls, maturities, and sales of investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">7,261</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">24,205</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Principal repayments on investment securities held to maturity</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">11</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">11</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">15</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Purchase of premises and equipment and capitalized software</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(598</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(366</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(464</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Redemption of certificates of deposit held for investment, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">5,727</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">9,200</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">10,956</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">(Purchase) redemption of Federal Home Loan Bank stock, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(121</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">4,864</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">820</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Cash acquired, net of cash consideration paid in business combination</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">15,116</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Purchase of BOLI</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(6,500</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Proceeds from death benefit on BOLI</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,236</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Proceeds from sales of real estate owned and premises and equipment</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">262</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">753</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">5,493</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 45pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net cash used in investing activities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(76,840</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(70,661</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(46,255</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net increase in deposits</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">69,470</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">58,953</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">30,784</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Purchase of subsidiary shares from noncontrolling interest</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(1,502</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Dividends paid</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(1,799</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(1,261</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Proceeds from borrowings</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">23,200</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">4,100</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">25,450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Repayment of borrowings</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(23,200</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(4,100</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(25,450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Principal payments under capital lease obligation</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(42</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(85</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net increase in advance payments by borrowers</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">84</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">114</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Proceeds from exercise of stock options</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">11</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">62</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">48</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 45pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net cash provided by financing activities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">67,745</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">56,324</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">30,775</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">9,213</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(3,259</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(9,918</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">55,400</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">58,659</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">68,577</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">64,613</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">55,400</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">58,659</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">SUPPLEMENTAL DISCLOSURES:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Cash paid during the year for:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Interest</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,655</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,570</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">5,457</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Income taxes</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">285</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">239</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">15</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">NONCASH INVESTING AND FINANCING ACTIVITIES:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Dividends declared and accrued in other liabilities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">452</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">253</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Transfer of loans to real estate owned</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">298</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,512</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 10.35pt; FONT-FAMILY: 'Times New Roman', Times, serif">Transfer of real estate owned to loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,333</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -7.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 8pt">Adjustment to capital lease obligations and premises and equipment due to lease </div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -7.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 8pt">&#160;&#160; modification</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">241</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
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</td>
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</tr>

<tr>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 10.35pt; FONT-FAMILY: 'Times New Roman', Times, serif">Other comprehensive income (loss)</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(4,295</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">524</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">2,133</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -7.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt">Income tax effect related to other comprehensive income (loss)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,525</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(203</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(724</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -7.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt">Business combinations (See Note 3)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt">Fair value of assets acquired</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">(145,386</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">)</div>
</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
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</tr>

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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt">Fair value of liabilities assumed</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif">134,810</div>
</td>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Principles of Consolidation</font> &#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). Effective May 24, 2016, Riverview Asset Management Corp. changed its name to Riverview Trust Company. All inter-company transactions and balances have been eliminated in consolidation. As of March 31, 2015, a noncontrolling interest owner held a 10% interest in the Trust Company. During December 2015, the Trust Company repurchased all the remaining shares held by its noncontrolling interest owner. The purchase price of these shares was based on two third party appraisals of the Trust Company. Upon repurchase these shares were retired. This transaction resulted in the Bank's ownership of the Trust Company increasing from 90% at March 31, 2015 to 100% at March 31, 2016.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">On September 29, 2016, Riverview Bancorp, Inc. and Riverview Community Bank entered into a Purchase and Assumption Agreement ("MBank transaction") with Merchants Bancorp and its wholly owned subsidiary, MBank, of Gresham, Oregon under which Riverview Community Bank purchased certain assets and assumed certain liabilities of MBank in a cash transaction.&#160;As part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities.&#160;The transaction was completed on February 17, 2017. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of the acquisition date. See Note 3 for additional discussion.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust preferred securities (see Note 11). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nature of Operations</font> &#8211; The Bank is a community-oriented financial institution which operates 19 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Business segments</font> &#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Use of Estimates in the Preparation of Financial Statements</font> &#8211; The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans Held for Sale</font> &#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment Securities </font>&#8211; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses on investment securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Investment securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investment securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investment securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company analyzes investment securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment security, any noncredit component losses are recognized and are reported in non-interest income.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans Receivable</font> &#8211; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Acquired Loans </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#8211;</font> Purchased loans, including loans acquired in business combinations, are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">credit losses expected to occur and would be considered in determining the fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company determined there were no PCI loans acquired in connection with the MBank transaction.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for Loan Losses</font> &#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for Unfunded Loan Commitments </font>&#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate Owned ("REO")</font> &#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Home Loan Bank Stock</font> &#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB and the Company's intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company determined there is not any OTTI on its FHLB stock at March 31, 2017.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Premises and Equipment</font> &#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &#8211; up to 45 years; furniture and equipment &#8211; three to twenty years; and leasehold improvements &#8211; fifteen to twenty-five years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company's capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">MSRs &#8211;</font> The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments: remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At March 31, 2017, gross CDI and accumulated amortization were approximately $1.36 million and $27,000, respectively. The estimated amortization expense for CDI in future years is estimated to be $232,000, $183,000, $160,000, $140,000, $125,000, and $495,000 for fiscal years ended March 31, 2018, 2019, 2020, 2021, 2022 and thereafter, respectively.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Transfer of financial assets</font> &#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Trust Assets</font> &#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $425.9 million and $389.1 million were held in trust as of March 31, 2017 and 2016, respectively.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Earnings Per Share </font>&#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stock-Based Compensation </font>&#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ESOP </font>&#8211; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">New Accounting Pronouncements</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"> &#8211;</font> In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers" ("ASU 2014-09"). ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company's primary source of revenue is interest income, which is recognized when earned and is deemed to be in compliance with this ASU. Accordingly, the adoption of ASU 2014-09 is not expected to have a material impact on the Company's future consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). The main provisions of ASU 2016-01 address the valuation and impairment of certain equity investments along with simplified disclosures about those investments. Equity securities with readily determinable fair values will be treated in the same manner as other financial instruments. ASU 2016-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of ASU 2016-01 is not expected to have a material impact on the Company's future consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term on a generally straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. The effect of the adoption of ASU 2016-02 is not expected to have a material impact on the Company's future consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. At this time, we anticipate the allowance for loan losses will increase as a result of the implementation of this ASU. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and expects to begin developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In January 2017, the FASB issued ASU 2017-04, "Intangibles &#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 will be effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Regulations of the Board of Governors of the Federal Reserve System require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB") based on a percentage of deposits. The amounts of such balances as of March 31, 2017 and 2016 were $2.5 million and $1.0 million, respectively, which were in compliance with the minimum reserve requirements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">On February 17, 2017, the Company acquired certain assets and assumed certain liabilities of Merchants Bancorp and its wholly owned subsidiary, MBank. MBank provided community banking services to individuals and businesses from banking offices in the Portland, Oregon metropolitan area. As a result of the transaction, the Company has increased its presence in the Portland, Oregon metropolitan area and further diversified its loan, customer and deposit base. Total consideration paid under the MBank transaction consisted of $12.1 million in cash. There were no transfers of common stock or other equity instruments in connection with the MBank transaction, and the Company did not obtain any equity interests in Merchants Bancorp or MBank.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The acquired assets and assumed liabilities were recorded on the Company's consolidated balance sheets at their estimated fair values as of the February 17, 2017 transaction date, and the related results of operations have been included in the Company's consolidated statements of income since the transaction date. The excess of the consideration transferred over the fair value of the identifiable net assets acquired was recorded as goodwill. The goodwill arising from the transaction consists largely of the synergies and economies of scale expected from combining the operations of the Company and the acquired business.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In most instances, determining the estimated fair values of the acquired assets and assumed liabilities requires the Company to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at the appropriate rate of interest. Differences may arise between contractually required payments and the expected cash flows at the acquisition date due to items such as estimated credit losses, prepayments or early withdrawals, and other factors. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. In accordance with GAAP, there was no carry-over of MBank's previously established allowance for loan losses. Goodwill is expected to be fully deductible for income tax purposes as, under the terms of the MBank transaction, the Company purchased certain assets and assumed certain liabilities of MBank but did not acquire any equity or other ownership interests.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table summarizes the fair value of consideration transferred, the estimated fair values of assets acquired and liabilities assumed as of the acquisition date, and the resulting goodwill relating to the transaction (in thousands):</div>

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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adjustment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash consideration transferred</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,080</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Recognized amounts of identifiable assets acquired and liabilities assumed</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Identifiable assets acquired</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Cash and cash equivalents</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,196</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,196</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Loans receivable</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">115,283</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,258</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112,025</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">CDI</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,363</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,363</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Premises and equipment</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,769</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">399</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,168</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">BOLI</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,113</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,113</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Accrued interest receivable and other assets</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">431</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">521</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Total identifiable assets acquired</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">146,792</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,406</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">145,386</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liabilities assumed</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Deposits</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">130,572</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">235</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">130,807</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Junior subordinated debentures</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,155</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,468</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,687</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">293</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">316</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Total liabilities assumed</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">136,020</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,210</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">134,810</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Total identifiable net assets</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,772</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(196</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,576</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Goodwill recognized</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,504</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The acquired loan portfolio was valued using Level 3 inputs (see Note 17) and included the use of present value techniques, including cash flow estimates and incorporated assumptions that the Company believes marketplace participants would use in estimating fair values.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The operating results of the Company included operating results produced by the MBank transaction for the period from February 17, 2017 to March 31, 2017. Disclosure of the amount of MBank's revenue and net income (excluding integration costs) included in the Company's consolidated statements of income is impracticable due to the integration of the operations and accounting for the transaction.</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">For illustrative purposes only, the following table presents certain unaudited pro forma information for the year ended March 31, 2017. This unaudited estimated pro forma financial information was calculated as if MBank had been acquired as of the beginning of the year prior to the date of acquisition. This unaudited pro forma information combines the historical results of MBank with the Company's consolidated historical results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the respective periods. The pro forma information is not indicative of what would have occurred had the transaction occurred as of the beginning of the year prior to the acquisition. The unaudited pro forma information does not consider any changes to the provision for credit losses resulting from recording loan assets at fair value. Additionally, the Company expects to achieve further operating cost savings and other business synergies, including revenue growth as a result of the transaction, which are not reflected in the pro forma amounts that follow. As a result, actual amounts would have differed from the unaudited pro forma information presented (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z37e7282d35c54deea444a7945df3691d" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For the Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unaudited Pro Forma</div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total revenues (net interest income plus non-interest income)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,290</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">45,261</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,277</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,260</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table shows the impact of the acquisition-related expenses related to the MBank transaction for the periods indicated to the various components of noninterest expense (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div>
<table style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z00e49272576641088cf0e7c386bb4b2c" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 70%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For the Year Ended </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 70%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 70%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Salaries and employee benefit</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 12%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 70%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Occupancy and depreciation</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 12%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 70%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Data processing</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 12%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 13px">
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 70%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Professional fees</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 12%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">653</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 70%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Total impact of acquisition related costs to noninterest expense</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 12%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">748</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div>&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">81

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</div>
</div>

<div>&#160;</div>

<div>
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<tr>
<td style="WIDTH: 24px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">4.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">INVESTMENT SECURITIES</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The amortized cost and approximate fair value of investment securities consisted of the following at the dates indicated (in thousands):</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z66c8c382947f49ada0ff0359a1610cc8" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized Gains</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Available for sale:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Municipal securities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,936</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(117</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Agency securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,993</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(203</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,510</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(399</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,160</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">97,742</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,242</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">96,611</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41,649</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(848</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,816</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total available for sale</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202,830</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">193</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,809</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Held to maturity:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup></div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Available for sale:</div>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Trust preferred</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,919</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Agency securities</div>
</td>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,520</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(14</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,569</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,293</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">632</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,924</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75,404</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">980</div>
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<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(31</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76,353</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,875</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">185</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,036</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total available for sale</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">149,011</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,860</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(181</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Held to maturity:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup></div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="16">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 18px">
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="16">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup> Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 19px">
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="16">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup> Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 22px">
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="16">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup> Comprised of FHLMC and FNMA issued securities.</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The contractual maturities of investment securities as of March 31, 2017 are as follows (in thousands):</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd6b417bf07ae4d00a7bf281682b859eb" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Available for Sale</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Held to Maturity</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Due after one year through five years</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,487</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,455</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Due after five years through ten years</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,852</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,350</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Due after ten years</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,491</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148,409</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 12.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202,830</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Expected maturities of investment securities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 5.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The fair value of temporarily impaired investment securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8fc07811f92c448083b32c1e572bd51a" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="7">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Less than 12 months</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="7">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">12 months or longer</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="7">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -19.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt"><u>March 31, 2017</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
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</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Available for sale:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Municipal securities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,819</div>
</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(117</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(117</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Agency securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,785</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(203</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,785</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(203</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,221</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(399</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,221</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(399</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74,388</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,232</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">602</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74,990</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,242</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup></div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36,754</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(803</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,840</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(45</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,594</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(848</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 22.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total available for sale</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">161,967</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,754</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,442</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(55</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">165,409</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,809</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="24">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup> Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 17px">
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="24">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup> Comprised of FHLMC, FNMA and GNMA issued securities.</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="24">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup> Comprised of SBA issued and CRE secured securities issued by FNMA.</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">82

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z87d610f3f3854959b1a4baadcc37b508" border="0" cellspacing="0" cellpadding="0" align="center">
<tr style="HEIGHT: 12px">
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="7">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="7">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="7">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="7">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Less than 12 months</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" valign="bottom" colspan="7">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">12 months or longer</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="7">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -19.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt"><u>March 31, 2016</u></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
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</td>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,508</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,991</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(8</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,499</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(14</div>
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</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.95pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,636</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,636</div>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">831</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,051</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,882</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(31</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup></div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,891</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(6</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,229</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(18</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,120</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 22.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total available for sale</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,866</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(23</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,079</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(158</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,945</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(181</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="24">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup> Comprised of FHLMC issued securities.</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 16px">
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="24">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup> Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="24">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup> Comprised of SBA issued securities.</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">At March 31, 2016, the Company's trust preferred securities consisted of a single collateralized debt obligation secured by a pool of trust preferred securities issued by other bank holding companies. The Company held the mezzanine tranche of this security. During the year ended March 31, 2017, the collateralized debt obligation was liquidated and the Company received $1.8 million in proceeds from the liquidation which resulted in a realized gain of $82,000. For the year ended March 31, 2017, the Company recognized OTTI charges of $240,000 on this collateralized debt obligation.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The unrealized losses on the Company's investment securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of these securities to recover as the securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that these securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management's evaluation and intent, the unrealized losses related to the investment securities in the above tables are considered temporary.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Gross realized gains on sales of investment securities available for sale totaled $82,000 for the year ended March 31, 2017, which was related to the collateralized debt obligation and the gross realized gain was recorded in other non-interest income in the 2017 consolidated statement of income. The income tax of $29,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2017. The Company had no sales and realized no gains or losses on sales of investment securities for the year ended March 31, 2016. Gross realized gains on sales of investment securities available for sale totaled $158,000 for the year ended March 31, 2015 and the gross realized gain was recorded in other non-interest income in the 2015 consolidated statement of income. The income tax of $54,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2015.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Investment securities available for sale with an amortized cost of $11.1 million and $10.2 million and a fair value of $11.1 million and $10.3 million at March 31, 2017 and 2016, respectively, were pledged as collateral for government public funds held by the Bank. Investment securities held to maturity with an amortized cost of $20,000 and $23,000 and a fair value of $--20,000 and $24,000 at March 31, 2017 and 2016, respectively, were pledged as collateral for government public funds held by the Bank.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">83

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
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<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze7b7d33d11fb482dbc2371a7ee8d2e09" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 24px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">LOANS RECEIVABLE</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Loans receivable at March 31, 2017 and 2016 are reported net of deferred loan fees totaling $3.2 million and $2.7 million, respectively. Loans receivable are also reported net of discounts totaling $2.0 million and premiums totaling $1.5 million at March 31, 2017 and 2016, respectively. The change between the discounts and premiums from the prior year was primarily due to loans acquired under the MBank transaction (see Note 1). Loans receivable, excluding loans held for sale, consisted of the following at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="LINE-HEIGHT: 1pt"><br style="LINE-HEIGHT: 1pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z53fb6987c65a4694a320e670cc59bbcf" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">447,071</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">353,749</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,045</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,733</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 17px">
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial and construction</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,189</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">495,655</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate one-to-four family</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,865</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88,780</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other installment <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,378</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,384</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 16.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total consumer</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,243</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,164</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 12px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">624,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Less: Allowance for loan losses</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable, net</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">768,904</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">614,934</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="8">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> Consists primarily of purchased automobile loans totaling $23.6 million and $37.4 million at March 31, 2017 and 2016, respectively.</font></div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Company's loan portfolio includes originated and purchased loans. Originated loans, and purchased loans for which there was no evidence of credit deterioration at their acquisition date and for which it was probable that the Company would be able to collect all contractually required payments, are referred to collectively as "loans". The Company originates commercial business, commercial real estate, land, multi-family real estate, real estate construction, residential real estate and other consumer loans. At March 31, 2017 and 2016, the Company had no loans to foreign domiciled businesses or foreign countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company's portfolio are secured by properties located in Washington and Oregon, and accordingly, the ultimate collectibility of a substantial portion of the Company's loan portfolio is susceptible to changes in the local economic conditions in these markets. Loans and extensions of credit outstanding at one time to one borrower are generally limited by federal regulations to 15% of the Bank's shareholders' equity, excluding accumulated other comprehensive income (loss). The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2017, loans carried at $439.0 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Aggregate loans to officers and directors, all of which are current, consist of the following for the periods indicated (in thousands):</div>

<div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
</div>

<div style="LINE-HEIGHT: 1pt"><br style="LINE-HEIGHT: 1pt">
</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf1f3b4ed24b64f90930dd5b8c2ea90d6" border="0" cellspacing="0" cellpadding="0" align="center">
<tr style="HEIGHT: 22px">
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Beginning balance</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">841</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,233</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">854</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Originations</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">53</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">511</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Principal repayments</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(210</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(445</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(132</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ending balance</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">859</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">841</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,233</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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</div>

<div style="LINE-HEIGHT: 6.85pt; CLEAR: both"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Loan segment risk characteristics:</u></font> The Company considers its loan classes to be the same as its loan segments. The following are loan segment risk characteristics of the Company's loan portfolio:</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Commercial business</u></font> &#8211; Commercial business loans are primarily made based on the operating cash flows of the borrower or conversion of working capital assets to cash and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers may be volatile and the value of the collateral securing these loans may be difficult to measure. Most commercial business loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and generally include a personal guarantee based on a review of personal financial statements. The Company will extend some short-term loans on an unsecured basis to highly qualified borrowers. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of a borrower default is often an insufficient source of repayment, because accounts receivable may be uncollectible and inventories and equipment may be obsolete or of limited use. Accordingly, the repayment of a commercial business loan depends primarily on the credit-worthiness of the borrower (and any guarantors), while the liquidation of collateral is a secondary and potentially insufficient source of repayment. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the management of the business and the credit-worthiness of the borrowers and the guarantors.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Commercial real estate</u></font> &#8211; The Company originates commercial real estate loans within its primary market areas secured by properties such as office buildings, warehouse/industrial, retail, assisted living, single purpose facilities, and other commercial properties. These are cash flow loans that share characteristics of both real estate and commercial business loans. The primary source of repayment is cash flow from the operation of the collateral property and secondarily through liquidation of the collateral. These loans are generally higher risk than other classifications of loans in that they typically involve higher loan amounts, are dependent on the management experience of the owners, and may be adversely affected by conditions in the real estate market or the economy. Owner-occupied commercial real estate loans are generally of lower credit risk than non-owner occupied commercial real estate loans as the borrowers' businesses are likely dependent on the properties. Underwriting for these loans is primarily dependent on the repayment capacity derived from the operation of the occupying business rather than rents paid by third-parties. The Company attempts to mitigate these risks by generally limiting the maximum loan-to-value ratio to 65%-80% depending on the property type and scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Land</u></font> &#8211; The Company has historically originated loans for the acquisition of raw land upon which the purchaser can then build or make improvements necessary to build or sell as improved lots. Currently, the Company is originating new land loans on a limited basis. Loans secured by undeveloped land or improved lots involve greater risks than one-to-four family residential mortgage loans because these loans are more difficult to evaluate. If the estimate of value proves to be inaccurate, in the event of default or foreclosure, the Company may incur a loss. The Company attempts to minimize this risk by generally limiting the maximum loan-to-value ratio on raw land loans to 65% and on improved land loans to 75%.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Multi-family</u></font> &#8211; The Company originates loans secured by multi-family dwelling units (more than four units). These loans involve a greater degree of risk than one-to-four family residential mortgage loans as these loans are usually greater in amount, dependent on the cash flow capacity of the project, and they are more difficult to evaluate and monitor. Repayment of loans secured by multi-family properties typically depends on the successful operation and management of the properties. Consequently, repayment of such loans may be affected by adverse conditions in the real estate market or economy. The Company attempts to mitigate these risks by thoroughly evaluating the global financial condition of the borrower, the management experience of the borrower, and the quality of the collateral property securing the loan.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Real estate construction-</u></font> &#8211; The Company originates construction loans for one-to-four family residential, multi-family, and commercial real estate properties. The one-to-four family residential construction loans include construction of consumer custom homes whereby the home buyer is the borrower as well as speculative and presold loans for home builders. Speculative one-to four-family construction loans are loans for which the home builder does not have, at the time of the loan origination, a signed contract with a home buyer who has a commitment for permanent financing with the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period. Multi-family construction loans are originated to construct apartment buildings and condominium projects. Commercial construction loans are originated to construct properties such as office buildings, retail rental space and mini-storage facilities, and assisted living facilities. All construction loans </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">are short-term and generally the rate is variable in nature. Construction lending can involve a higher level of risk than other types of lending because funds are advanced based on a prospective value of the project at completion, the total estimated construction cost of the project, and the borrowers' equity at risk. Additionally, the repayment of the loan is conditional on the success of the ultimate project which is subject to interest rate changes, governmental regulations, general economic conditions and the ability of the borrower to sell or lease the property or refinance the indebtedness. If the Company's estimate of the value of a project at completion proves to be overstated, it may have inadequate security for repayment of the loan and may incur a loss if the borrower does not repay the loan. Projects may also be jeopardized by disagreements between borrowers and builders and by the failure of builders to pay subcontractors. Loans to construct homes for which no purchaser has been identified carry more risk because the payoff for the loan depends on the builder's ability to sell the property prior to the time that the construction loan is due. Although the nature of real estate construction loans is such that they are generally more difficult to evaluate and monitor, the Company attempts to closely monitor the construction project by on-site inspections. The Company also attempts to mitigate the risks of construction lending by adhering to its underwriting policies, disbursement procedures and monitoring practices.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Real estate one-to-four family</u></font> &#8211; The Company originates both fixed-rate and adjustable-rate loans secured by one- to-four family residences located in its primary market areas. The majority of the fixed-rate one-to-four family loans are sold in the secondary market for asset/liability management purposes and to generate non-interest income. The Company's lending policies generally limit the maximum loan-to-value on one-to-four family loans to 80% of the lesser of the appraised value or the purchase price. However, the Company usually obtains private mortgage insurance on the portion of the principal amount that exceeds 80% of the appraised value of the property. Terms of maturity typically range from 15 to 30 years. The Company also originates home equity lines of credit and second mortgage loans. Home equity lines of credit and second mortgage loans have a greater credit risk than one-to-four family residential mortgage loans because they are secured by mortgages subordinated to the existing first mortgage on the property, which may or may not be held by the Company. The Company attempts to mitigate residential lending risks by adhering to its underwriting policies in evaluating the collateral and the credit-worthiness of the borrower.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Other installment</u></font> &#8211; The Company originates other consumer loans, which include automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans and unsecured loans. As of March 31, 2017 and 2016, other installment loans primarily consist of purchased automobile loans. These purchased automobile loans are originated through a single dealership group located outside the Company's primary market area. The collateral for these purchased automobile loans is comprised of a mix of used automobiles. These loans are purchased with servicing retained by the seller. Other consumer loans generally have shorter terms to maturity than mortgage loans. Other consumer loans generally involve a greater degree of risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by rapidly depreciating assets such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the credit-worthiness of the borrower.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">6.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ALLOWANCE FOR LOAN LOSSES</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present a reconciliation of the allowance for loan losses for the periods indicated (in thousands):</div>

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<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze0c41c60210544528959758f9c449a85" border="0" cellspacing="0" cellpadding="0" align="center">
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Business</div>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Land</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Multi-</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Family</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate Construction</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consumer</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unallocated</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Beginning balance</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,048</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,273</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">325</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">712</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">708</div>
</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Provision for (recapture of)</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">&#160;&#160;loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(121</div>
</td>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">926</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(558</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(110</div>
</td>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(20</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Charge-offs</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(117</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(340</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(458</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Recoveries</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">492</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">461</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">146</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,101</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Ending balance</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,418</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,084</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">297</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,099</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">688</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc71af1a619ec46dd8f35538f80f64170" border="0" cellspacing="0" cellpadding="0" align="center">
<tr style="HEIGHT: 12px">
<td style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt"><u>March 31, 2016</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
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<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
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<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
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<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Beginning balance</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,263</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,268</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">539</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">348</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">769</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,548</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,027</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Provision for (recapture of)</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">&#160;&#160;loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(245</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(545</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">364</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(359</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(51</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(319</div>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30</div>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">180</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">547</div>
</td>
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<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Ending balance</div>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
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<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,048</div>
</td>
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</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,273</div>
</td>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">325</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">712</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
</td>
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<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">708</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7631426f0efb41daae6a35d9b2feacec" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2015</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Beginning balance</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,409</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,269</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">340</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">203</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">387</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,653</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,290</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,551</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Provision for (recapture of)</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">&#160;&#160;loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,060</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(768</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(72</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">145</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">382</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(164</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(263</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,800</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Charge-offs</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(120</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(233</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(111</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(464</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Recoveries</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">271</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">170</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">475</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Ending balance</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,263</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,268</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">539</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">348</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">769</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,548</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,027</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present an analysis of loans receivable and the allowance for loan losses, based on impairment methodology, at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd2a0deee398445438207969417633bf8" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for Loan Losses</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded Investment in Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,418</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,418</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,077</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,084</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,084</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,604</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">439,467</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">447,071</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,074</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">297</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">297</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,692</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,023</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,011</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,099</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,475</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">117,768</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,243</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unallocated</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">688</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">688</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,440</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,866</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">767,566</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf836af036e8644169343c00d484f1b43" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,048</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,048</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">192</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,205</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,273</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,273</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,802</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">343,947</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">353,749</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">325</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">325</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,244</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,045</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">712</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">712</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,002</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,733</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,293</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,678</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127,486</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,164</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unallocated</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">708</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">708</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,775</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,204</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">610,615</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">624,819</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Changes in the allowance for unfunded loan commitments were as follows for the periods indicated (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1bedde0e76174c0dbcc7edd0d5919021" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="11">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Beginning balance</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">324</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">259</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 14px">
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net change in allowance for unfunded loan commitments</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(35</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ending balance</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">388</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">324</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">259</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">87

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present an analysis of loans by aging category at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z18a149044ba74c7f86fc76d4a33f6ec7" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">30-89 Days </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Past Due</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">90 Days </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">and </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Greater </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Past Due</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-accrual</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Past </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Due and </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">accrual</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Current</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Loans </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Receivable</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">307</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,064</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,342</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,342</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">445,729</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">447,071</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,074</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">278</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">540</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118,703</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,243</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">241</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,715</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,990</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">776,442</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd2516ce027554f7d9824639b7f8697b6" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 14px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,559</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,559</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">352,190</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">353,749</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,244</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,045</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,733</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,733</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">611</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">334</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">965</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">128,199</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,164</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">611</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,694</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,325</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">621,494</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">624,819</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18.2pt; FONT-SIZE: 10pt">Interest income foregone on non-accrual loans was $81,000, $112,000 and $433,000 for the years ended March 31, 2017, 2016 and 2015, respectively.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18.2pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Credit quality indicators:</u></font> The Company monitors credit risk in its loan portfolio using a risk rating system (on a scale of one to nine) for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated future financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so that the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of loan portfolio risk. In determining the appropriate risk rating, the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earnings trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days, it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company's historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan losses.</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Pass</u></font> &#8211; These loans have a risk rating between 1 and 4 and are to borrowers that meet normal credit standards. Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc. are offset by strength in other areas. Typically, these loans are secured by the operating assets of the borrower and/or real estate. The borrower's management is considered competent. The borrower has the ability to repay the debt in the normal course of business.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Watch</u></font> &#8211; These loans have a risk rating of 5 and are included in the "pass" rating. However, there would typically be some reason for additional management oversight, such as the borrower's recent financial setbacks and/or deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are monitored closely in an effort to correct deficiencies.</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Special mention</u></font> &#8211; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the credit position at some future date. These loans pose elevated risk but their weakness does not yet justify a "Substandard" classification.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 45pt"><br style="LINE-HEIGHT: 10.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Substandard</u></font> &#8211; These loans have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a "substandard" loan has defined weaknesses which make payment default or principal exposure likely but not yet certain. Repayment of such loans is likely to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 45pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Doubtful</u></font> &#8211; These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and repayment may be dependent upon collateral which has value that is difficult to determine or upon some near-term event which lacks certainty.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 45pt"><br style="LINE-HEIGHT: 10.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Loss</u></font> &#8211; These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. "Loss" is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18.2pt; FONT-SIZE: 10pt">The following tables present an analysis of loans by credit quality indicators at the dates indicated (in thousands):</div>

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<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zfd769a86466e44d19f9096fed9582345" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Pass</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Special </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mention</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Substandard</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Doubtful</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loss</div>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Loans </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Receivable</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102,113</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,063</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,195</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">430,923</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,426</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,722</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">447,071</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,074</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,156</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">547</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,715</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118,965</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">278</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,243</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">756,388</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,036</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,008</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,432</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7ba6adc821794d97ad1f3d80651a6357" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68,221</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">813</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">363</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">343,306</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,659</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,784</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">353,749</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,760</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,484</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,045</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 12px">
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,721</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,733</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">128,830</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">334</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,164</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">610,569</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,956</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,294</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">624,819</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Impaired loans:</u></font> The following tables present the total and average recorded investment in impaired loans at the dates and for the periods indicated (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zdee8737bcde9487d90a1d846d0779c2a" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment with </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Specific </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">with Specific </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unpaid </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Principal </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Related </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Specific </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">301</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,604</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,604</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,806</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">807</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,692</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,692</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,826</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">306</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,169</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,475</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,611</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,697</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,169</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,866</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,351</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 16px">
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">192</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">192</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">192</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,802</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,802</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,758</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">807</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,871</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">477</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,201</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,678</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,845</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,003</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,201</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,204</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,473</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt">&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">89

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb8d13afdf3c94443ba06e27a5cf740fc" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year ended</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year ended</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year ended</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recognized </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">on Impaired </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recognized </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">on Impaired </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recognized </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">on Impaired </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">255</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">542</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,075</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,823</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">337</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,130</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">456</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,136</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">817</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,710</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">93</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,842</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,176</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,529</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,947</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">72</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,187</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">85</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,118</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">502</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,262</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">644</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,391</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">642</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The cash basis interest income on impaired loans was not materially different than the interest recognized on impaired loans as shown in the above table.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">TDRs are loans for which the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, and/or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk. TDRs are considered impaired loans and as such, impairment is measured as described for impaired loans in Note 1 &#8211; Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents TDRs by interest accrual status at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbafc5750308749c78d7c27625e68c914" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Accrual</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonaccrual</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Accrual</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonaccrual</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">192</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">192</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,262</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,342</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,604</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,244</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,289</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,533</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,692</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,692</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,731</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,475</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,475</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,678</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,678</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,429</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,437</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,866</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,845</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,090</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,935</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">At March 31, 2017, the Company had no commitments to lend additional funds on these loans. At March 31, 2017, all of the Company's TDRs were paying as agreed except for two commercial business loans totaling $294,000 and two commercial real estate loans totaling $1.3 million that defaulted after the loans were modified.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">There was one new TDR for the year ended March 31, 2017 consisting of a commercial business loan with a pre-modification outstanding recorded investment balance of $116,000 and a post-modification outstanding recorded investment balance of $107,000. There were no new TDRs for the year ended March 31, 2016. There was one new TDR for the year ended March 31, 2015 consisting of a commercial real estate loan with a pre-modification outstanding recorded investment balance of $334,000 and a post-modification outstanding recorded investment balance of $327,000. There was one commercial business loan for $107,000 that was modified as a TDR within the previous twelve months that subsequently defaulted in the twelve months ended March 31, 2017.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">90

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7bcee34445b740bfa4249845215ca727" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 23px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">7.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PREMISES AND EQUIPMENT</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Premises and equipment consisted of the following at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 1pt"><br style="LINE-HEIGHT: 1pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7ca1f051cf134cacae548f6e70e1f5be" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,710</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,177</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Buildings and improvements</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,281</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,974</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Leasehold improvements</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,666</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,286</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Furniture and equipment</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,243</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,876</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Building under capitalized lease</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,956</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,956</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Construction in progress</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">720</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">720</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 27.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,576</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,989</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Less accumulated depreciation and amortization</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(19,344</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(18,394</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 27pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Premises and equipment, net</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,232</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,595</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 2.3pt"><br style="LINE-HEIGHT: 2.3pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Depreciation and amortization expense was $1.1 million, $1.3 million and $1.4 million for the years ended March 31, 2017, 2016 and 2015, respectively.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company has a capital lease for the shell of the building constructed as the Company's operations center which expires in November 2039. For the years ended March 31, 2017, 2016 and 2015, the Company recorded $77,000, $89,000 and $113,000, respectively, in amortization expense related to this capital lease. At March 31, 2017 and 2016, accumulated amortization for the capital lease totaled $1.2 million and $1.1, million respectively.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the lives of the respective leases. At March 31, 2017, the remaining deferred gain was $1.0 million and is included in accrued expenses and other liabilities in the accompanying consolidated balance sheets.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges. The following is a schedule of future minimum lease payments under the Company's capital lease together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2017 (in thousands):</div>

<div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc797d7d9ce4e4a549a71bac9122832f5" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ending March 31:</div>
</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Operating Leases</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Lease</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2018</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,660</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">198</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2019</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,555</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">201</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2020</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,438</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">205</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2021</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">896</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">208</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2022</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">668</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">212</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Thereafter</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,612</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,056</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total minimum lease payments</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,829</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,080</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Less amount representing interest</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,626</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Present value of net minimum lease payments</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,454</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Rent expense was $1.8 million, $1.8 million and $1.9 million for the years ended March 31, 2017, 2016 and 2015, respectively.</div>

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<tr>
<td style="WIDTH: 23px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">8.</div>
</td>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REAL ESTATE OWNED</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table is a summary of the activity in REO for the periods indicated (in thousands):</div>

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<table style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zae9bf4451f5441f48b3ea7797f8bfd26" border="0" cellspacing="0" cellpadding="0" align="center">
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at beginning of year, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">595</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,603</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,703</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Additions</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,512</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dispositions</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(267</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(937</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(6,897</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Writedowns</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(30</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(369</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(715</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at end of year, net</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">595</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,603</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">91

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">REO expenses for the year ended March 31, 2017 consisted of write-downs on existing REO properties of $30,000 and operating expenses of $24,000. Net losses on dispositions of REO totaled $5,000 for the year ended March 31, 2017, and were included in other non-interest income in the accompanying consolidated statements of income. REO expenses for the year ended March 31, 2016 consisted of write-downs on existing REO properties of $369,000, operating expenses of $198,000 and net losses on dispositions of REO of $187,000. REO expenses for the year ended March 31, 2015 consisted of write-downs on existing REO properties of $715,000, operating expenses of $279,000 and net losses on dispositions of REO of $80,000.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At March 31, 2017, the carrying amount of foreclosed residential real estate properties held in REO as a result of obtaining physical possession was $298,000, and the recorded investment in consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings were in process was $91,000.</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
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<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zfaea03257fad44d6ab3366ca6f62fb67" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 22px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">9.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">GOODWILL</div>
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<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Goodwill and certain other intangibles generally arise from business combinations accounted for under the purchase method of accounting. Goodwill and other intangibles deemed to have indefinite lives generated from business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has two reporting units, the Bank and the Trust Company, for purposes of evaluating goodwill for impairment.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Company performed an impairment assessment as of October 31, 2016 and determined that no impairment of goodwill exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit's fair value to its carrying value. If the reporting unit's fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step, the Company calculates the implied fair value of goodwill. GAAP with respect to goodwill requires that the Company compare the implied fair value of goodwill to the carrying amount of goodwill in the Company's consolidated balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The estimated fair value of the Company is allocated to all of the Company's individual assets and liabilities, including any unrecognized identifiable intangible assets, as if the Company had been acquired in a business combination and the estimated fair value of the Company is the price paid to acquire it. The allocation process is performed only for purposes of determining the amount of goodwill impairment, as no assets or liabilities are written up or down, nor are any additional unrecognized identifiable intangible assets recorded as a part of this process. The results of the Company's step one test indicated that the reporting unit's fair value was greater than its carrying value, and, therefore, a step two analysis was not required; however, no assurance can be given that the Company's goodwill will not be written down in future periods.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">An interim impairment test was not deemed necessary as of March 31, 2017 due to the amount by which the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current estimated fair value determination would be less than the current carrying amount of the reporting unit is remote.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents the changes in the carrying amount of goodwill for the periods indicated (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd856ae9d872f450fae6b7cf1aafb7dd5" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 17px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net carrying value at beginning of period</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,572</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,572</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,572</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">MBank Transaction (see Note 3)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,504</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impairment charge</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net carrying value at the end of period</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,572</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,572</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">92

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd32febfebaaa47f584bb2ee008a3139f" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 22px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">10.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">DEPOSITS</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Deposit accounts consisted of the following at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z44555b3ae6534017be4d724d103e1c58" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Account Type</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest-bearing</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">242,738</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">179,143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest-bearing checking</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">171,152</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">144,740</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Money market</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">289,998</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">239,544</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Savings accounts</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">126,370</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">96,994</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">149,800</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,382</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">980,058</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,803</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Individual certificates of deposit in amounts of $250,000 or more totaled $12.1 million and $10.5 million at March 31, 2017 and 2016, respectively.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z13eacaaa3f71442580882201cf853515" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="WIDTH: 50%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ending March 31:</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2018</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99,893</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2019</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,760</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 18px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2020</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,742</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2021</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,833</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2022</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,116</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 16px">
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Thereafter</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,456</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">149,800</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Interest expense by deposit type was as follows for the periods indicated (in thousands):</div>

<div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7a88cdd1ed72431b9a3d600e0ae10484" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 13px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest checking</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">98</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">79</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Money market</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">309</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">272</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">277</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Savings accounts</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">85</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">634</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">717</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">899</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,151</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,173</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,326</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z2fedef6a1301419896895786be3df899" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 24px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">11.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">JUNIOR SUBORDINATED DEBENTURES</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Company has wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Debentures issued by the Company to the grantor trusts, totaling $26.4 million and $22.7 million at March 31, 2017 and 2016, respectively, are reflected in the consolidated balance sheets in the liabilities section, under the caption "junior subordinated debentures." The common securities issued by the grantor trusts are held by the Company, and the Company's investment in the common securities of $836,000 and $681,000 at March 31, 2017 and 2016, respectively, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the consolidated statements of income.</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">93

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table is a summary of the terms and the amounts outstanding of the Debentures at March 31, 2017 (dollars in thousands):</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb3eade193b3f46d28f624b49b797a648" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issuance Trust</div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issuance </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Date</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Outstanding</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.5pt">Rate Type</div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Initial </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Current</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Rate</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Maturity </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Date</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Bancorp Statutory Trust I</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12/2005</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,217</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Variable <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.88</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3/2036</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Bancorp Statutory Trust II</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">06/2007</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,464</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Variable <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7.03</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.48</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9/2037</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Merchants Bancorp Statutory Trust I <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(4)</sup></div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">06/2003</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,155</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Variable <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3)</sup></div>
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<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.16</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.25</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6/2033</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Fair value adjustment <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(4)</sup></div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,446</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total Debentures at fair value</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,390</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 20%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="21">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1) </sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%</font></div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-LEFT: 9pt; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="21">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(2)</sup></font>The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%</div>

<div style="LINE-HEIGHT: 3.4pt"></div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="21">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(3) </sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%</font></div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; PADDING-LEFT: 9pt; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="21">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(4) </sup>Amounts are attributable to the MBank transaction. See Note 3.</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za13ba0cbd4744ca797b30238b695b330" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 23px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">12.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">INCOME TAXES</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Provision for income taxes consisted of the following for the periods indicated (in thousands):</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z3c7c89fdff37454cb675a9f8eefedb0a" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="11">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Current</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">284</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">251</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,103</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,175</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,140</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,387</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,426</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,156</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The tax effects of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities are as follows at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z2028715204554c15b8bdfab159bb20fc" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 13px">
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deferred tax assets:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred compensation</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">128</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,875</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,624</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued expenses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">217</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">199</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accumulated depreciation and amortization</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,017</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">908</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred gain on sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">361</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">418</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net operating loss carryforwards</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,134</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,849</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Purchase accounting</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">REO expense</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net unrealized loss on investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">929</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">AMT credit</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">471</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">229</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">332</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">350</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total deferred tax assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,714</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,754</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1aa33f613ed94c0ea37dedcafb0aa781" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deferred tax liabilities:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLB stock dividend</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net unrealized gain on investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(596</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prepaid expenses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(158</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(172</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loan fees/costs</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(803</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(654</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total deferred tax liabilities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,104</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,565</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred tax assets, net</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,610</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,189</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">A reconciliation of the Company's effective income tax rate with the federal statutory tax rate is as follows for the periods indicated:</div>

<div>
<table style="WIDTH: 96%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb07cbdddf0df4d9f829a8f237adcf95e" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="WIDTH: 52.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 41.6%; VERTICAL-ALIGN: bottom" colspan="8">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="WIDTH: 3.03%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr style="HEIGHT: 18px">
<td style="WIDTH: 52.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 10.44%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="WIDTH: 3.6%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="WIDTH: 2.31%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="WIDTH: 10.25%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="WIDTH: 3.46%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="WIDTH: 1.15%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 10.38%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="WIDTH: 3.03%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Statutory federal income tax rate</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.44%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34.0</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.31%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.25%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34.0</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.46%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.15%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.3%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34.0</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.1%; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">State and local income tax rate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.44%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.5</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.6%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.31%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.25%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.5</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.46%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.15%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.3%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.6</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.1%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">ESOP market value adjustment</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.44%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.1</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.31%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.25%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.1</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.46%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.15%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.3%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.1%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BOLI</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.44%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3.8</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.31%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.25%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2.8</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.46%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.15%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.3%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3.8</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.1%; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #cceeff; WIDTH: 10.44%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.2</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.31%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #cceeff; WIDTH: 10.25%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.2</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.46%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.15%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #cceeff; WIDTH: 10.3%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.4</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.1%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Effective federal income tax rate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.39%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #ffffff; WIDTH: 10.44%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31.4</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.31%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #ffffff; WIDTH: 10.25%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34.8</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.46%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.15%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #ffffff; WIDTH: 10.3%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32.2</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.1%; VERTICAL-ALIGN: bottom" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">94

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The tax effects of certain tax benefits related to stock options are recorded directly to shareholders' equity. The Bank's retained earnings at both March 31, 2017 and 2016 include a base year allowance for loan losses, which amounted to $2.2 million, for which no federal income tax liability has been recognized. The related unrecognized deferred tax liability at March 31, 2017 and 2016 was $781,000. This represents the balance of the allowance for loan losses created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company's banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for federal tax purposes, (2) redeem their stock, or (3) liquidate. Management does not expect this temporary difference to reverse in the foreseeable future. At March 31, 2017, the Company had total deferred tax assets of $1.1 million for federal and state net operating loss carryforwards which will expire in years 2032 through 2034.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At March 31, 2017 and 2016, the Company had no unrecognized tax benefits or uncertain tax positions. In addition, the Company had no accrued interest or penalties as of March 31, 2017 or 2016. It is the Company's policy to recognize potential accrued interest and penalties as a component provision for income taxes. The Company is subject to U.S. federal and State of Oregon income taxes. The years 2014 to 2017 remain open to examination for federal income taxes, and the years 2013 to 2017 remain open to State of Oregon examination.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z89ef613969824146b37759f463e85a66" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 23px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">13.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EMPLOYEE BENEFIT PLANS</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Retirement Plan</font> - The Riverview Bancorp, Inc. Employees' Savings and Profit Sharing Plan (the "Plan") is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2017, 2016 and 2015 were $489,000, $292,000 and $212,000, respectively.</div>

<div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Directors' and Executive Officers' Deferred Compensation Plan</font> ("Deferred Compensation Plan") &#8211; The Deferred Compensation Plan is a nonqualified deferred compensation plan. Directors may elect to defer their monthly directors' fees until retirement with no income tax payable by the director until retirement benefits are received. The Chairman, President, and Executive and Senior Vice Presidents of the Company may also defer salary into the Deferred Compensation Plan. The Company accrues annual interest on the unfunded liability under the Deferred Compensation Plan based upon a formula relating to gross revenues, which was 3.68%, 3.64% and 3.36% for the years ended March 31, 2017, 2016 and 2015, respectively. The estimated liability under the plan is accrued as earned by the participant. At March 31, 2017 and 2016, the Company's aggregate liability under the plan was $422,000 and $361,000, respectively, which is recorded in accrued expenses and other liabilities in the accompanying consolidated balance sheets.</div>

<div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stock Option Plans</font>&#160;<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</font> In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan ("1998 Plan"). The 1998 Plan was effective October 1998 and expired in October 2008. In addition, in July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan ("2003 Plan"). The 2003 Plan was effective in July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 1998 Plan or the 2003 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 1998 Plan or the 2003 Plan has an exercise price equal to the fair market value of the Company's common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</div>

<div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility is estimated at the date of grant based on the historical volatility of the Company's common stock. Expected dividends are based on dividend trends and the market value of the Company's common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. The Company did not grant any stock options during the years ended March 31, 2017, 2016 and 2015.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">As of March 31, 2017, all outstanding stock options were fully vested and there was no remaining unrecognized compensation expense. There was no stock-based compensation expense related to stock options for the years ended March 31, 2017 and 2016. The Company recognized pre-tax compensation expense related to stock options of $26,000 for the year ended March 31, 2015.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">95

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table presents the activity related to stock options under all plans for the years indicated:</div>

<div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
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<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zca0537c635b54366adba8ef1db722f0f" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="22">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance, beginning of period</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">223,654</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.73</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">424,654</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">474,654</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7.91</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">Options exercised</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.84</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(18,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(18,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.69</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">Forfeited</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(29,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(32,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9.55</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Expired</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(154,000</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.92</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance, end of period</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.74</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">223,654</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.73</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">424,654</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Additional information regarding stock options outstanding as of March 31, 2017 is as follows:</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 6pt; TEXT-INDENT: 101.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">`</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd63fb8891a7b4bac9030c8176f41d7ba" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Options Outstanding</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Options Exercisable</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted Avg</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Remaining</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Range of</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contractual</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise</div>
</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 15px">
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise Price</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Life (years)</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.00 - $3.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.02</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77,154</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.73</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77,154</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.73</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.01 - $5.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.49</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">85,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.82</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">85,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.82</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.01 - $8.00</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.47</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.17</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.17</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.01 - $15.00</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.50</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,500</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.83</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,500</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.83</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.35</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.74</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.74</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents information on stock options outstanding for the periods shown, less estimated forfeitures:</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zcf5e0de59f0e49b4ac4272a7a797e12c" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock options fully vested and expected to vest:</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">Number</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">223,654</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average exercise price</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.74</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.73</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 14px">
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Aggregate intrinsic value <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">147,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average contractual term of options (years)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.35</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.34</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock options fully vested and currently exercisable:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Number</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">223,654</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average exercise price</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.74</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.73</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Aggregate intrinsic value <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">147,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average contractual term of options (years)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.35</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.34</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="8">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -12.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.</font></div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The total intrinsic value of stock options exercised was $5,000, $16,000 and $35,000 for the years ended March 31, 2017, 2016 and 2015, respectively.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za90fe87e4b5546f59d3625427e6c51bb" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 27px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">14.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EMPLOYEE STOCK OWNERSHIP PLAN</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares are released and allocated to participant accounts on or about December 31 of each year until December 2017. ESOP compensation expense included in salaries and employee benefits was $143,000, $110,000 and $102,000 for the years ended March 31, 2017, 2016 and 2015, respectively. Shares held by the ESOP at March 31, 2017 totaled 540,476.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">96

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">ESOP share activity is summarized in the following table:</div>

<div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze1a97827ba81413a9a47405775b0b88c" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value of </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unreleased</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unreleased</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ESOP</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allocated</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">and Released</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 7.2pt">Balance, March 31, 2014</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">338,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">98,532</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">864,052</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Allocation December 31, 2014</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 7.2pt">Balance, March 31, 2015</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">332,500</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">73,899</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">888,685</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Allocation December 31, 2015</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 7.2pt">Balance, March 31, 2016</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">207,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,266</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">913,318</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Allocation December 31, 2016</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 7.2pt">Balance, March 31, 2017</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">176,000</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,633</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">937,951</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z168214cb71a241f582c2e675ef479e42" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 27px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">15.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency ("OCC")<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font>Failure to meet minimum capital requirements can result in the initiation of certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>the Bank's<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>financial statements<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">. </font>Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below).<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font>Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2017.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">As of March 31, 2017, the most recent notification from the OCC categorized the Bank as "well capitalized" under the regulatory framework for prompt corrective action. The Bank's actual and required minimum capital amounts and ratios were as follows at the dates indicated (dollars in thousands):</div>

<div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z73aa2295f9b64e97aaf5f9fcaf7d0cd0" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Actual</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 16px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For Capital </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adequacy Purposes</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"Well Capitalized" </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Under Prompt </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corrective Action</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 16px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt">March 31, 2017</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 16px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total Capital:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 16px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 10px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112,421</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.06</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,955</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">79,944</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102,411</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.81</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47,966</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,955</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Common equity tier 1 Capital:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102,411</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.81</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,975</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,963</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital (Leverage):</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 7.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">(To Adjusted Tangible Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102,411</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50,138</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tangible Capital:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.95pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Tangible Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102,411</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.24%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,041</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">N/A</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">N/A</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">97

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z94c34a746a2044b8bc6fcdd2e542fd90" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Actual</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For Capital </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adequacy Purposes</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"Well Capitalized" </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Under Prompt </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corrective Action</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt">March 31, 2016</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total Capital:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105,277</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.07</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">52,405</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65,507</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">97,046</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.81</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,304</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">52,405</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Common equity tier 1 Capital:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 8.3pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">97,046</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.81</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,579</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital (Leverage):</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.2pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">(To Adjusted Tangible Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">97,046</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.18</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34,718</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.0</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tangible Capital:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.95pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Tangible Assets)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">97,046</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.18</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,019</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.5</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">N/A</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">N/A</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In addition to the minimum CET1, Tier 1 and total capital ratios, the Bank will have to maintain a capital conservation buffer consisting of additional CET1 capital equal to 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. This new capital conservation buffer requirement is to be phased in beginning in January 2016 at 0.625% of risk-weighted assets and increasing each year until fully implemented in January 2019. At March 31, 2017, the Bank's CET1 capital exceeded the required capital conservation buffer of 1.25%.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">For a savings and loan holding company, such as the Company, the capital guidelines apply on a bank only basis. The Federal Reserve expects the holding company's subsidiary banks to be well capitalized under the prompt corrective action regulations. If the Company was subject to regulatory guidelines for bank holding companies at March 31, 2017, the Company would have exceeded all regulatory capital requirements.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At periodic intervals, the OCC and the FDIC routinely examine the Bank's financial condition and risk management processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company's consolidated financial statements be adjusted in accordance with their findings. A future examination by the OCC or the FDIC could include a review of certain transactions or other amounts reported in the Company's 2017 consolidated financial statements. The Company did not repurchase any shares of common stock for the years ended March 31, 2017, 2016 or 2015.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbc2969c2a7ba4803b9381f89334a579b" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 22px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">16.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EARNINGS PER SHARE</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Basic earnings per share ("EPS") is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items. Diluted EPS is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company's common stock during the period. Common stock equivalents arise from the assumed exercise of outstanding stock options. Shares owned by the Company's ESOP that have not been allocated are not considered to be outstanding for the purpose of computing basic and diluted EPS<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">. As of March 31, 2017 and 2016, there were 24,633 and 49,266 shares, respectively, which had not been allocated under the Company's ESOP. For the years ended March 31, 2017, 2016 and 2015, stock options for 59,000, 211,000 and 234,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.</font></div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">98

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</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table presents a reconciliation of the components used to compute basic and diluted EPS for the periods indicated:</div>

<div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z6868516c9812482b895e5ec4aaa83e1d" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
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<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(Dollars and share data in thousands, except per share data)</div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -3.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -3.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic EPS computation:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Numerator-net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Denominator-weighted average common shares outstanding</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,393</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic EPS</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted EPS computation:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Numerator-net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -10.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 19.35pt; FONT-SIZE: 10pt">Denominator-weighted average common shares outstanding</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,393</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Effect of dilutive stock options</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average common shares and common stock</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 30.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">equivalents</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,548</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,494</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,432</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted EPS</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0e347572569342f48c72f5a583264721" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 29px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">17.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FAIR VALUE MEASUREMENTS</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 22.5pt; FONT-SIZE: 10pt">GAAP defines fair value, establishes a framework for measuring fair value, and requires certain disclosures about fair value measurements. The categories of fair value measurement prescribed by GAAP and used in the tables presented under fair value measurements are as <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">follows:</font></div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date. An active market is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing an asset or liability developed based on the best information available in the circumstances.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status. Assets measured on a recurring basis at fair value and are required to be remeasured at fair value in the consolidated financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the consolidated financial statements at some time during the reporting period.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present assets that are measured at estimated fair value on a recurring basis at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf08f81ed5be24efdbb48c4168a1b1b42" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair Value Measurements Using</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Estimated</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities available for sale:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Municipal securities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,819</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Agency securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,160</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,160</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Mortgage-backed securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">96,611</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">96,611</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Other mortgage-backed securities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,816</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,816</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">99

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</div>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
</div>

<div>
<table style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zfb1bedb70df8443dbc26d4df081b0166" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair Value Measurements Using</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Estimated</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities available for sale:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Trust preferred</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Agency securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,569</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,569</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,924</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,924</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Mortgage-backed securities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76,353</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76,353</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Other mortgage-backed securities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,036</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,036</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148,882</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">There were no transfers of assets into or out of Levels 1, 2 or 3 during the years ended March 31, 2017 and 2016.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the periods indicated (in thousands):</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z61464ae3b2ed4ab7875c8e29497cdd3d" border="0" cellspacing="0" cellpadding="0" align="center">
<tr style="HEIGHT: 14px">
<td style="PADDING-BOTTOM: 2px; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="6">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For the Year Ended March 31,</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 13px">
<td style="WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Beginning balance</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,812</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Included in earnings <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(158</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Included in other comprehensive income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(4</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Disposition</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,679</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ending balance</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 60%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="TEXT-ALIGN: left; WIDTH: 60%; VERTICAL-ALIGN: top">
<div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1) </sup>Included in other non-interest income.</div>
</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt; CLEAR: both"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following methods were used to estimate the fair value of each class of financial instrument above:</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment securities </font>&#8211; Investment securities are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third-party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. The Company's Level 3 assets consisted of a collateralized debt obligation secured by a pool of trust preferred securities.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">For Level 2 securities, the independent pricing service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. The Company's third-party pricing service has established processes for the Company to submit inquiries regarding the estimated fair value. In such cases, the Company's third-party pricing service will review the inputs to the evaluation in light of any new market data presented by the Company. The Company's third-party pricing service may then affirm the original estimated fair value or may update the evaluation on a go-forward basis.</div>

<div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Management reviews the pricing information received from the third-party pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, the Company compares prices received from the pricing service to discounted cash flow models or by performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to help ensure prices represent a reasonable estimate of fair value.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">At March 31, 2016, the Company determined that the market for its collateralized debt obligation secured by a pool of trust preferred securities is inactive. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the collateralized debt obligation was classified as Level 3 in the fair value hierarchy. The Company utilized observable inputs where available and unobservable data, and modeled the cash flows adjusted by an appropriate liquidity and credit risk adjusted discount rate using an income approach valuation technique, in order to measure the fair value of the security.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">100

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present assets that are measured at estimated fair value on a nonrecurring basis at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd07b59ac8129466a9bb30f71c6b8151f" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="11">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated fair value measurements using</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">fair value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="3">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,281</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,281</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za8cb90b5daa4499a98707b5da765e530" border="0" cellspacing="0" cellpadding="0" align="center">
<tr style="HEIGHT: 16px">
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,092</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,092</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">REO</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">644</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">644</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total assets measured at fair value on a nonrecurring basis</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,736</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,736</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2017 and 2016:</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 96%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zcb83701b741143699b22927fceae6333" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="WIDTH: 30.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 19.89%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation technique</div>
</td>
<td style="WIDTH: 2.27%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 31.76%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant unobservable inputs</div>
</td>
<td style="WIDTH: 2.56%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.49%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Range <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;FONT-FAMILY: 'Times New Roman Bold', 'Times New Roman', serif">(1)</sup></div>
</td>
</tr>

<tr>
<td style="WIDTH: 30.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 1.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 19.89%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="WIDTH: 2.27%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 31.76%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
<td style="WIDTH: 2.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="WIDTH: 11.49%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
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<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 30.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 19.89%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Appraised value</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.27%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 31.76%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Adjustment for market conditions</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.49%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 2.7pt; FONT-SIZE: 10pt">N/A</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 30.48%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 19.89%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.27%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 31.76%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.49%; VERTICAL-ALIGN: bottom">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 30.48%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">REO</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 19.89%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Appraised value</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.27%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 31.76%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Adjustment for market conditions</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.56%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.49%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 2.7pt; FONT-SIZE: 10pt">N/A</div>
</td>
</tr>

<tr style="HEIGHT: 24px">
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 100%; VERTICAL-ALIGN: top" colspan="7">
<div style="LINE-HEIGHT: 5.7pt">&#160;</div>

<div style="LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup>&#160; There were no adjustments to appraised values of impaired loans for the year ended March 31, 2017. There were no adjustments to appraised values of impaired </div>

<div style="TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160; loans or REO for the year ended March 31, 2016.</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following methods were used to estimate the fair values:</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impaired loans </font>&#8211; For information regarding the Company's method for estimating the fair value of impaired loans, see Note 1 &#8211; Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">In determining the estimated net realizable value of the underlying collateral, the Company primarily uses third-party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, the Company considers the fair value of impaired loans to be highly sensitive to changes in market conditions.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REO </font>&#8211; REO is real property that the Bank has taken ownership of in partial or full satisfaction of a loan or loans. REO is recorded at the estimated fair value less estimated costs to sell. This amount becomes the property's new basis. Any write-downs based on the property's estimated fair value less estimated costs to sell at the date of acquisition are charged to the allowance for loan losses. At acquisition date, any write ups (whereby the fair value less estimated costs to sell exceeds the loan basis) are first recovered through the allowance for loan losses if there was a prior charge-off and then applied to any outstanding accrued interest. If no prior charge-off or accrued interest is present, the amount is recorded as a gain on transfer of REO.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Company considers third-party appraisals in determining the fair value of particular properties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">101

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Management periodically reviews REO to help ensure the property is carried at the lower of its new basis or fair value, net of estimated costs to sell. Any additional write-downs based on a re-evaluation of the property's fair value are charged to non-interest expense. Because of the high degree of judgment required in estimating the fair value of REO and because of the relationship between fair value and general economic conditions, the Company considers the fair value of REO to be highly sensitive to changes in market conditions.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following disclosure of the estimated fair value of financial instruments is made in accordance with GAAP. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.</div>

<div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The carrying amount and estimated fair value of financial instruments is as follows at the dates indicated (in thousands):</div>

<div style="LINE-HEIGHT: 3.4pt"><br style="LINE-HEIGHT: 3.4pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5cb74cc8f3e74e95bc1098d4b49a04d2" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Assets:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Cash and cash equivalents</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Certificates of deposit held for investment</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,042</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,108</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,108</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans held for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">478</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 13px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities held to maturity</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans receivable, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">768,904</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">731,996</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">731,996</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">FHLB stock</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,181</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,181</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,181</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Liabilities:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 13px">
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Demand and savings deposits</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">830,258</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">830,258</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">830,258</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Time deposits</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">149,800</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148,574</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148,574</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Junior subordinated debentures</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,390</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,284</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,284</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Capital lease obligation</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,454</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,454</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,454</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 4.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" colspan="10">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 96%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9a50b5c00e3d4f299d5f286e15cdb00e" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2016</u></div>
</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Assets:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Cash and cash equivalents</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,400</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,400</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,400</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Certificates of deposit held for investment</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,769</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,959</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,959</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans held for sale</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">503</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">503</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">503</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities available for sale</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148,882</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities held to maturity</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans receivable, net</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">614,934</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">571,068</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">571,068</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">FHLB stock</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,060</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,060</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,060</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 14px">
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Liabilities:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Demand and savings deposits</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,421</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,421</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,421</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Time deposits</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,382</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Junior subordinated debentures</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,681</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,705</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,705</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Capital lease obligation</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,475</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,475</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,475</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -0.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.8pt; FONT-SIZE: 10pt">Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Fair value estimates, methods and assumptions are set forth below.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash and cash equivalents</font><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>&#8211; Fair value approximates the carrying amount.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
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<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Certificates of deposit held for investment </font>&#8211; The fair value of certificates of deposit with stated maturities was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment securities </font>&#8211; See descriptions above.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans receivable and loans held for sale</font> &#8211; Loans receivable were priced using a discounted cash flow analysis. The fair value of loans held for sale was based on the loans' carrying values as the agreements to sell these loans are short-term fixed-rate commitments and no material difference between the carrying value and expected sales price is deemed likely.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FHLB stock</font> &#8211; Fair value approximates the carrying amount.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deposits</font> &#8211; The fair value of deposits with no stated maturities such as non-interest-bearing demand deposits, interest checking, money market and savings accounts was equal to the amount payable on demand. The fair value of time deposits with stated maturities was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Junior subordinated debentures</font> &#8211; The fair value of the Debentures was based on the discounted cash flow method. Management believes that the discount rate utilized is indicative of those that would be used by market participants for similar types of debentures.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital lease obligation</font> &#8211; The fair value of the Company's capital lease obligation is estimated by discounting the cash flows through maturity based on current rates available to the Company for borrowings with similar maturities.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-balance sheet financial instruments</font> &#8211; The estimated fair value of loan commitments approximates fees recorded associated with such commitments. Since the majority of the Company's off-balance-sheet financial instruments consist of non-fee producing, variable rate commitments, the Company has determined they do not have a distinguishable fair value.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">18.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">COMMITMENTS AND CONTINGENCIES</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-balance sheet arrangements </font>&#8211; In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk in order to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company's maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third-party. These guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies and is required in instances where the Company deems it necessary.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):</div>

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<table style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb2c9cbb30400445184d1710ba9413e9a" border="0" cellspacing="0" cellpadding="0" align="center">
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contract or Notional Amount</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2016</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commitments to originate loans:</div>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustable-rate</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,958</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,186</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Fixed-rate</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,301</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,689</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Standby letters of credit</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,614</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,379</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Undisbursed loan funds and unused lines of credit</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,763</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,623</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">Total</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">167,636</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">144,877</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At March 31, 2017, the Company had firm commitments to sell $3.5 million of residential loans to the FHLMC. Typically, these agreements are short-term fixed-rate commitments and no material gain or loss is likely.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">103

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</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Contractual Obligations </font>&#8211; In connection with certain asset sales, the Company typically makes representations and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Company may have an obligation to repurchase the assets or indemnify the purchaser against loss. At March 31, 2017, loans under warranty totaled $117.2 million, which substantially represents the unpaid principal balance of the Company's loans serviced for the FHLMC. The Company believes that the potential for loss under these arrangements is remote. At March 31, 2017, the Company had an allowance for FHLMC loans of $39,000.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held for the benefit of, Washington and Oregon states, political subdivisions thereof, and municipal corporations. In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state collectively assure that no loss of funds are suffered by any public depositor. Generally, in the event of default by a public depositary, the assessment attributable to all public depositaries is allocated on a pro rata basis in proportion to the maximum liability of each depository as it existed on the date of loss. The Company has not incurred any losses related to public depository funds for the years ended March 31, 2017, 2016 and 2015.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company is periodically party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material effect, if any, on the Company's future consolidated financial position, results of operations and cash flows.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Bank has entered into employment contracts with certain key employees, which provide for contingent payments subject to future events.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">104

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1d010bf2274b46339acbab029deb22d4" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 25px; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">19.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z3ee85ff0143243ab9f7c91390d6850b5" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">BALANCE SHEETS</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">MARCH 31, 2017 AND 2016</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: middle" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">ASSETS</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash and cash equivalents</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,188</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,467</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment in the Bank</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,947</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127,311</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other assets</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,022</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,657</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL ASSETS</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">138,157</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">131,435</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">53</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividend payable</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">452</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Borrowings</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,390</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,681</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Shareholders' equity</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,264</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108,273</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">138,157</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">131,435</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div>
<table style="WIDTH: 97%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze0d47517a7ab49a4a5df19ccbd21324d" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">STATEMENTS OF INCOME</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INCOME:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividend income from the Bank</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,000</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on investment securities and other short-term investments</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on loan receivable from the Bank</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total income</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,046</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">EXPENSE:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management service fees paid to the Bank</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other expenses</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">587</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">443</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">457</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total expense</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">730</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">586</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">600</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr style="HEIGHT: 12px">
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(694</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(550</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,446</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BENEFIT FOR INCOME TAXES</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(235</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(187</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(197</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INCOME (LOSS) OF PARENT COMPANY</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(459</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(363</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,643</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,863</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,721</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,152</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NET INCOME</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">There were no items of other comprehensive income that were solely attributable to the parent Company.</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">105

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">STATEMENTS OF CASH FLOWS</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>

<div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze4005605adcb451e86400cb8a7c2424a" cellspacing="0" cellpadding="0">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: top" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt; FONT-SIZE: 10pt">Adjustments to reconcile net income to net cash provided by (used in) </div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160; operating activities:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Equity in undistributed (income) loss of the Bank</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(7,863</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(6,721</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
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</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,152</div>
</td>
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</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Amortization</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
</td>
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<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision (benefit) for deferred income taxes</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">666</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">721</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(197</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earned ESOP shares</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock-based compensation</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Changes in assets and liabilities:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,031</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(941</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(19</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,698</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 35.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash provided by (used in) operating activities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(678</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(474</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,986</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from assumption of junior subordinated debt (see Note 3)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,687</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividend from the Bank</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,500</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 35.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash provided by investing activities</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,187</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends paid</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,799</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,261</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from exercise of stock options</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 35.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash provided by (used in) financing activities</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,788</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,199</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,721</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,673</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,034</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,467</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,140</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,106</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,188</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,467</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,140</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">106

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC.</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):</div>

<div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z176426ddedb3471ab46f2782dad5de3b" cellspacing="0" cellpadding="0">
<tr>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Dollars in thousands, except share data)</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" valign="bottom" colspan="14">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Three Months Ended</div>
</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December 31</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">September 30</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">June 30</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal 2017:</div>
</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">&#160;</td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt">Interest and dividend income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,883</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,952</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,530</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,262</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest expense</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">538</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">450</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">442</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">439</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,345</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,502</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,088</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,823</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Recapture of loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest income, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,586</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,333</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,581</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,514</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,918</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,851</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,397</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,815</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income before income taxes</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,013</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,984</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,272</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,522</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for income taxes</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">979</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">991</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">592</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">825</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,034</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,993</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,680</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,697</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic earnings per share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.09</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.09</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted earnings per share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.09</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.09</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal 2016:</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt">Interest and dividend income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,864</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,921</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,602</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,561</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest expense</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">432</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">434</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">439</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">437</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,432</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,487</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,163</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,124</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Recapture of loan losses</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(350</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(300</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(500</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest income, net</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,193</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,417</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,216</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,549</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,569</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,349</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,284</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,745</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income before income taxes</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,406</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,555</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,395</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,428</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for income taxes</div>
</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,001</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">849</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">743</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">833</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,405</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,706</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,652</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,595</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic earnings per share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted earnings per share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup></div>
</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<sup style="vertical-align: text-top; line-height: 1; font-size: smaller">(1)</sup>&#160; <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarterly earnings per share may vary from annual earnings per share due to rounding.</font></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -31.5pt; MARGIN-LEFT: 31.5pt"><br style="LINE-HEIGHT: 9.7pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</u></div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Not Applicable</div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 9A. Controls and Procedures</u></div>

<div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(a) <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Evaluation of Disclosure Controls and Procedures</u></font>:&#160; An evaluation of the Company's disclosure controls and procedures (as defined in Rule 13a-15(e) of the Securities Exchange Act of 1934 ("Exchange Act")) was carried out under the supervision and with the participation of the Company's Chief Executive Officer, Chief Financial Officer and several other members of the Company's senior management as of the end of the period covered by this annual report. The Company's Chief Executive Officer and Chief Financial Officer concluded that as of March 31, 2017, the Company's disclosure controls and procedures were effective in ensuring that the information required to be disclosed by the Company in the reports it files or submits under the Exchange Act is (i) accumulated and communicated to the Company's management (including the Chief Executive Officer and Chief Financial Officer) in a timely manner, and (ii) recorded, processed, summarized and reported within the time periods specified in the SEC's rules and forms.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">While the Company believes the present design of its disclosure controls and procedures is effective to achieve its goal, future events affecting its business may cause the Company to modify its disclosure controls and procedures. The Company does not expect that its disclosure controls and procedures and internal control over financial reporting will prevent all errors and fraud. A control procedure, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the control procedure are met. Because of the inherent limitations in all control procedures, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the </div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Company have been detected. These inherent limitations include the realities that judgments in decision-making can be faulty and that breakdowns in controls or procedures can occur because of simple errors or mistakes. Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the control. The design of any control procedure is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, controls may become inadequate because of changes in conditions, or the degree of compliance with the policies or procedures may deteriorate. Because of the inherent limitations in a cost-effective control procedure, misstatements attributable to errors or fraud may occur and not be detected.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font>(b)<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Changes in Internal Controls:</u></font> There was no change in the Company's internal control over financial reporting during the Company's most recently completed fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Company's internal control over financial reporting.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font><font style="WIDTH: 9pt; DISPLAY: inline-block; FONT-SIZE: 1px" id="TRGRRTFtoHTMLTab">&#160;</font>(c)<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Management's Annual Report on Internal Control Over Financial Reporting:</u></font> The management of Riverview Bancorp, Inc. is responsible for establishing and maintaining adequate internal control over financial reporting. This internal control system has been designed to provide reasonable assurance to the Company's management and board of directors regarding the preparation and fair presentation of the Company's published financial statements.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems determined to be effective can provide only reasonable assurance with respect to financial statement preparation and presentation.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The management of Riverview Bancorp, Inc. has assessed the effectiveness of the Company's internal control over financial reporting as of March 31, 2017. To make the assessment, we used the criteria for effective internal control over financial reporting described in Internal Control &#8211; Integrated Framework (2013), issued by the Committee of Sponsoring Organizations of the Treadway Commission. Based on our assessment, we have concluded that, as of March 31, 2017, the Company's internal control over financial reporting was effective based on those criteria.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's independent registered public accounting firm that audits the Company's consolidated financial statements has audited the Company's internal control over financial reporting as of March 31, 2017. The attestation report, appearing below, expresses an unqualified opinion on the effectiveness of the Company's internal control over financial reporting as of March 31, 2017.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; MARGIN-BOTTOM: 12pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To the Board of Directors and Shareholders of<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font>Riverview Bancorp, Inc.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">We have audited the internal control over financial reporting of Riverview Bancorp, Inc. and Subsidiary (collectively, "the Company") as of March 31, 2017, based on criteria established in Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.&#160; The Company's management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting included in the accompanying Management's Annual Report on Internal Control Over Financial Reporting.&#160; Our responsibility is to express an opinion on the Company's internal control over financial reporting based on our audit.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States).&#160; Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects.&#160; Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk.&#160; Our audit also included performing such other procedures as we considered necessary in the circumstances.&#160; We believe that our audit provides a reasonable basis for our opinion.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles.&#160; A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial statements.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.&#160; Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of March 31, 2017, based on criteria established in Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the Company's consolidated balance sheet as of March 31, 2017, and the related consolidated statements of income, comprehensive income, equity, and cash flows for the year then ended, and our report dated June 5, 2017, expressed an unqualified opinion on those consolidated financial statements.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Lake Oswego, Oregon<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
</font> June 5, 2017</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 9B. Other Information</u></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There was no information to be disclosed by the Company in a report on Form 8-K during the fourth quarter of fiscal year 2017 that was not so disclosed.</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 0.9pt; FONT-WEIGHT: bold">PART III</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 10.&#160; Directors, Executive Officers and Corporate Governance</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information contained under the section captioned "Proposal I &#8209; Election of Directors" contained in the Company's Proxy Statement for the 2017 Annual Meeting of Stockholders, and "Part I - Business -- Executive Officers" of this Form 10-K, is incorporated herein by reference.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Section 16(a) Beneficial Ownership Reporting Compliance.</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information concerning compliance with the reporting requirements of Section 16(a) of the Securities Exchange Act of 1934 by directors, officers and ten percent stockholders of the Company required by this item is incorporated herein by reference from the Company's Proxy Statement for the 2017 Annual Meeting of Stockholders.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Code of Ethics</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In December 2003, the Board of Directors adopted the Officer and Director Code of Ethics. The Code of Ethics is applicable to each of the Company's officers, including the principal executive officer and senior financial officers, and requires individuals to maintain the highest standards of professional conduct. A copy of the Code of Ethics is available on the Company's website at <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">www.riverviewbank.com</font>.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Audit Committee Matters and Audit Committee Financial Expert</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has a separately-designated standing Audit Committee, composed of Directors Gary R. Douglass, Bess. R. Wills, and Jerry C. Olson. Each member of the Audit Committee is "independent," as defined in the Nasdaq Stock Market Listing Standards. The Company's Board of Directors has designated Mr. Douglass, Audit Committee Chairman, as its financial expert, as defined in SEC's Regulation S-K.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Nomination Procedures</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There have been no material changes to the procedures by which shareholders may recommend nominees to the Company's Board of Directors.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 11.&#160; Executive Compensation</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the sections captioned "Executive Compensation" and "Directors' Compensation" in the Company's Proxy Statement for the 2017 Annual Meeting of Stockholders (excluding the information contained under the heading "Personnel/Compensation Committee Report,") is incorporated herein by reference.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 12.&#160; Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the caption "Security Ownership of Certain Beneficial Owners and Management" in the Company's Proxy Statement for the 2017 Annual Meeting of Stockholders is incorporated herein by reference.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Equity Compensation Plan Information.</font>&#160; The following table summarizes share and exercise price information about the Company's equity compensation plan as of March 31, 2017.</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">average&#160; </div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">remaining </div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">available for future </div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">compensation </div>

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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Equity compensation plans approved by security holders:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 8.65pt">(A)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 8.65pt">(B)</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 8.65pt">(C)</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2003 Stock Option Plan</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,154</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.35%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.30</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 13.88%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1998 Stock Option Plan</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58,500</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.73</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 51.71%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.35%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 13.88%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Equity compensation plans not approved by security holders:</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: bottom">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 51.71%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.35%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 13.88%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: top; BORDER-TOP: #000000 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 13.&#160; Certain Relationships and Related Transactions, and Director Independence</u></div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the headings "Related Party Transactions" and "Director Independence" under the heading "Meetings and Committees of the Board of Directors and Corporate Governance Matters &#8211; Corporate Governance" in the Company's Proxy Statement for the 2017 Annual Meeting of Stockholders is incorporated herein by reference.</div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 14.&#160; Principal Accounting Fees and Services</u></div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the section captioned "Independent Registered Public Accounting Firm" in the Company's Proxy Statement for the 2017 Annual Meeting of Stockholders (excluding the information contained under the heading of "Report of the Audit Committee") is incorporated herein by reference.</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always; TEXT-ALIGN: center" id="DSPFPageBreak">111

<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART IV</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 15.&#160; Exhibits and Financial Statement Schedules</u></div>

<div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(a)</font><font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.</font><font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font>Financial Statements</font></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 54pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See "Part II &#8211;Item 8. Financial Statements and Supplementary Data."</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 54pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font>2.&#160; Financial Statement Schedules</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 54pt; FONT-SIZE: 10pt">All schedules are omitted because they are not required or applicable, or the required information is shown in the consolidated financial statements or the notes thereto.</div>

<div>&#160;</div>

<div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3.&#160;&#160;Exhibits</div>

<div><br style="LINE-HEIGHT: 6.85pt">
</div>

<div>
<table style="WIDTH: 94%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z822f01d65be44468b9c629aa7fc617b2" border="0" cellspacing="0" cellpadding="0" align="center">
<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">2.1</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Purchase and Assumption Agreement among Riverview Community Bank, a federal savings bank, and Riverview Bancorp, Inc. a Washington corporation, and MBank, an Oregon state-chartered commercial bank, and Merchants Bancorp, an Oregon corporation (1)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">3.1</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Articles of Incorporation of the Registrant (2)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">3.2</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Bylaws of the Registrant (3)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">4</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Form of Certificate of Common Stock of the Registrant (2)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.1</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Form of Employment Agreement between the Company and each of Patrick Sheaffer, Ronald A. Wysaske, and Kevin J. Lycklama (4)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.2</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Form of Change in Control Agreement between the Company and the Bank and each of Patrick Sheaffer, Ronald A. Wysaske, and Kevin J. Lycklama (4)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.3</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Form of Employment Agreement between the Company and Chris P. Cline (5)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.4</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Form of Change in Control Agreement between the Company and Chris P. Cline (5)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.5</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Employee Severance Compensation Plan (6)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.6</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Employee Stock Ownership Plan (7)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.7</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">1998 Stock Option Plan (8)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 2.94%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">10.8</div>
</td>
<td style="WIDTH: 87.25%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">2003 Stock Option Plan (9)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Deferred Compensation Plan (11)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Standstill Agreement, dated August 26, 2015, by and among, Riverview Bancorp, Inc. and Ancora Advisors, LLC, Merlin Partners LP, Ancora Catalyst Fund, Frederick DiSanto, Brian Hopkins, Patrick Sweeney and James M. Chadwick (12)</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Statement of recomputation of per share earnings (See Note 16 of the Notes to Consolidated Financial Statements contained herein.)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Consent of Independent Registered Public Accounting Firm &#8211; Delap LLP</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">23.1</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Consent of Independent Registered Public Accounting Firm &#8211; Deloitte &amp; Touch LLP</div>
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<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act</div>
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<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act</div>
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<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9.1pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">32</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Certification of Chief Executive Officer and Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act</div>
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<td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">The following materials from Riverview Bancorp Inc.'s Yearly Report on Form 10-K for the year ended March 31, 2017, formatted on Extensible Business Reporting Language (XBRL) (a) Consolidated Balance Sheets; (b) Consolidated Statements of Income; (c) Consolidated Statements of Comprehensive Income; (d) Consolidated Statements of Equity (e) Consolidated Statements of Cash Flows; and (f) Notes to Consolidated Financial Statements</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Current Report on Form 8-K filed with the SEC on September 29, 2016 and incorporated herein by reference.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8.55pt">
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (Registration No. 333-30203), and incorporated herein by reference.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8.55pt">
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Current Report on Form 8-K filed with the SEC on May 3, 2016 and incorporated herein by reference.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8.55pt">
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Quarterly Report on Form 10-Q for the quarter ended December 31, 2014, and incorporated herein by reference.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8.55pt">
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<div>(5)</div>

<div>(6)</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Annual Report on Form 10-K for the year ended March 31, 2017, and incorporated herein by reference.</div>

<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Quarterly Report on Form 10-Q for the quarter-ended September 30, 1997, and incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Annual Report on Form 10-K for the year ended March 31, 1998, and incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Registration Statement on Form S-8 (Registration No. 333-66049), and incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Definitive Annual Meeting Proxy Statement (000-22957), filed with the Commission on June 5, 2003, and incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Quarterly Report on Form 10-Q for the quarter ended December 31, 2005, and incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Annual Report on Form 10-K for the year ended March 31, 2009 and incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Current Report on Form 8-K filed with the SEC on August 31, 2015, and incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Annual Report on Form 10-K for the year ended March 31, 2017, and incorporated herein by reference.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -72pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 72pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SIGNATURES</div>

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</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 36.3pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

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<div>&#160;</div>
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<td style="WIDTH: 46.79%">
<div>&#160;</div>
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<td colspan="2">
<div>RIVERVIEW BANCORP, INC.</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>
</td>
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<tr style="HEIGHT: 13px">
<td style="TEXT-ALIGN: left; WIDTH: 3.24%; VERTICAL-ALIGN: top">
<div>Date:</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 46.79%; VERTICAL-ALIGN: top">June 5, 2017</td>
<td style="TEXT-ALIGN: left; WIDTH: 3%; VERTICAL-ALIGN: top">
<div>By:</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 47%; VERTICAL-ALIGN: top">
<div style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/s/ Patrick Sheaffer </u></div>

<div>Patrick Sheaffer</div>

<div>Chairman of the Board and </div>

<div>Chief Executive Officer </div>

<div>(Duly Authorized Representative)</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 36.3pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.</div>

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<div style="LINE-HEIGHT: 10.85pt">
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<tr style="HEIGHT: 13px">
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<div>By:</div>
</td>
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<div style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/s/ Patrick Sheaffer </u></div>

<div>Patrick Sheaffer</div>

<div>Chairman of the Board and</div>

<div>Chief Executive Officer</div>

<div>(Principal Executive Officer)</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 3%; VERTICAL-ALIGN: top">
<div>By:</div>
</td>
<td style="TEXT-ALIGN: left; WIDTH: 47%; VERTICAL-ALIGN: top">
<div style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/s/ Ronald A. Wysaske</u></div>

<div>Ronald A. Wysaske</div>

<div>
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">President and Chief Operating Officer</div>

<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Director</div>
</div>
</td>
</tr>

<tr style="HEIGHT: 12px">
<td style="WIDTH: 3.24%">&#160;</td>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">EXHIBIT INDEX</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exhibit 31.2</font><font style="FONT-SIZE: 5.19pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002</font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certification of Chief Executive Officer and Chief Financial Officer Pursuant to 18 U.S.C. 1350 as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following materials from Riverview Bancorp, Inc.'s Annual Report on Form 10-K for the year ended March 31, 2017, formatted in Extensible Business Reporting Language (XBRL): (a) Consolidated Balance Sheets; (b) Consolidated Statements of Income; (c) Consolidated Statements of Comprehensive Income (Loss); (d) Consolidated Statements of Equity; (e) Consolidated Statements of Cash Flows; and (f) Notes to Consolidated Financial Statements</div>
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<div style="TEXT-ALIGN: right; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EXHIBIT 10.3</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 18.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 14pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC.</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 18.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 14pt; FONT-WEIGHT: bold">RIVERVIEW COMMUNITY BANK</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 20.5pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 18pt; FONT-WEIGHT: bold">EMPLOYMENT AGREEMENT<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 18pt"><br>
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<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 18pt"><br>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">This EMPLOYMENT AGREEMENT ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Agreement</u></font>") by and between RIVERVIEW BANCORP, INC., a registered savings and loan holding company ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bancorp</u></font>"), RIVERVIEW COMMUNITY BANK, a federally chartered savings bank (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bank</u></font>"), which is a wholly owned subsidiary of&#160; Bancorp and Riverview Asset Management and Trust Company (Bancorp,&#160; the Bank and the Trust Company are collectively referred to as the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Company</u></font>"), and ________________________________ ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Executive</u></font>") is dated ______________________, ________ (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Effective Date</u></font>").</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>At-Will</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>&#160;</u></font><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Employment</u></font>.&#160; The Bank will continue to employ Executive, subject to the terms and conditions set forth in this Agreement.&#160; The employment is "at will."&#160; Notwithstanding the term of this Agreement, the Bank may terminate Executive's employment at any time for any lawful reason or for no reason at all, subject to the provisions of this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Term</font>.&#160; The term of this Agreement begins on the Effective Date and ends on ______________________, subject to extension as provided in subsection&#160;(b) below.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Extension</font>.&#160; At any time during the term of this Agreement, the Bank's Board of Directors (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Board</u></font>") may elect to extend the term of this Agreement.&#160; If the Board elects to extend this Agreement, the term of this Agreement shall be extended through September 30 of the third calendar year following the year in which the Agreement is extended.&#160; This Agreement may be extended any number of times in a similar manner.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Position</u></font>.&#160; Executive will serve as the Bank's___________________ or such other position at the same grade level as the Bank may designate from time to time.&#160; Executive also agrees to serve, if elected, as an officer and/or director of the Company or any of its affiliates.&#160; Executive will faithfully and diligently perform the duties that are normal and customary to the position, as well as those duties assigned from time to time by the Board and/or the Bank's Chief Executive Officer (the&#160;"<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>CEO</u></font>").</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive shall devote Executive's best efforts, energies, and skills to the position and shall not engage in any business or employment activity that is not on the Company's behalf (whether or not pursued for gain or profit), except for:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Activities described in Section 10(c), or that are approved in writing in advance by the Bank's Board; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Passive investments that do not involve Executive providing any advice or services to the businesses in which the investments are made.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive agrees to act in accordance with the laws of the State of Washington and the federal government and pursuant to the general guidelines and directions as established from time to time by the Company.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company anticipates that Executive will be active in community associations in the Company's market area.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Base Salary</font>.&#160; For services performed under this Agreement, Executive's annual base salary as of the Effective Date is $______________ (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Base Salary</u></font>").&#160; The Base Salary will be paid in accordance with the Bank's regular payroll schedule.&#160; Executive's Base Salary shall be reviewed at least annually and may be increased by the Bank in its sole&#160;discretion.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Incentive Compensation</font>.&#160; In addition to the Base Salary, Executive will participate in the Bank's Salary at Risk Program and any successor incentive compensation plans ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Incentive Compensation</u></font>").</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Benefits</font>.&#160; During the term of this Agreement, Executive shall be entitled to receive all employee benefits the Bank provides to its employees generally.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Reimbursable Expenses</font>.&#160; Executive is authorized to receive reimbursement for reasonable expenses incurred in performing Executive's duties and in promoting the business of the Company, provided that such expenses are incurred and accounted for in accordance with the policies and procedures established from time to time by the Bank.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Vacation</font>.&#160; Executive shall be entitled to paid vacation according to the Bank's Personnel Policy Manual.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Indemnification</font>.&#160; The Company shall provide Executive (including Executive's heirs, executors and administrators) with coverage under a standard directors' and officers' liability insurance policy at its expense, and, with respect to any claims not covered by that policy, shall indemnify Executive (and Executive's heirs, executors and administrators) to the fullest extent permitted under law against all expenses and liabilities reasonably incurred by Executive in connection with or arising out of any action, suit or proceeding brought by a third party against the Company in which Executive may be involved by reason of having been a director or officer of the Company or any of its affiliates (whether or not Executive continues to be a director or officer at the time of incurring those expenses or liabilities).&#160; Such indemnification shall include, but shall not be limited to, expenses and liabilities arising out of any claims by a third party that </div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive violated any employment or non-solicitation agreement with a former employer by approaching current employees of that former employer to become employees of the Company. Those expenses and liabilities include, but are not limited to, court costs, attorneys' fees and expenses, judgments and reasonable settlement costs.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Definitions</u></font><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font></div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Cause</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">."</font></div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Grounds for Termination.&#160; </font>Cause for termination of employment means the occurrence of any one or more of the following:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Conviction of any felony or of any crime in connection with Executive's duties;</div>
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Removal of Executive from office or permanent prohibition of Executive from participating in the conduct of the Company's affairs by an order issued by a bank regulatory authority;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Willful misfeasance, gross negligence, conduct involving dishonesty, or a material breach of a fiduciary duty in the performance of Executive's duties;</div>
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<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Conduct significantly harmful to the Company, including but not limited to public disparagement of the Company or any affiliate of the Company, intentional violation of law or of any significant policy or procedure of the Company;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Refusal or failure to act in accordance with any lawful stipulation, requirement or directive of the Board or CEO; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Chronic drug or alcohol abuse.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Procedure for Termination.</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160; </font>Termination for Cause will be automatic upon the occurrence of an incident under paragraph (1)(A) or (B) above.&#160; Otherwise, the Board may not terminate Executive's employment for Cause unless:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">With respect to incidents under paragraph (1)(C), (D), (E) or (F):</div>
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<td style="WIDTH: 31.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(i)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive is given reasonable written notice (in no event less than five business days' notice) of the Board meeting called to make that determination; and</div>
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<td style="WIDTH: 31.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(ii)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive and Executive's legal counsel are given the opportunity to address that meeting.</div>
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<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, with respect to incidents under paragraph (1)(E) or (F) only, Executive is first given:</div>
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<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Written notice by the Board or CEO specifying in detail the performance issues; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A reasonable opportunity to cure the issues specified in the&#160;notice.</div>
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<td style="WIDTH: 36pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(b)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Good Reason</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">."</font></div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to paragraph (2) below, Good Reason for Executive's resignation means any one or more of the following occurring without Executive's&#160;consent:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Reduction of Executive's Base Salary;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A material reduction in Executive's opportunity to receive incentive&#8209;based compensation as compared to the opportunity under the Salary at Risk Program or such other incentive based compensation program as in effect as of the Effective Date or the current renewal date of this Agreement, as applicable, unless that reduction applies generally to all executive officers at the Executive's grade level;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(C)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A material reduction in the benefits and perquisites to Executive from those being provided as of the Effective Date or the current renewal date of this Agreement, as applicable, unless that reduction applies generally to all executive officers at the Executive's grade level; or</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(D)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A relocation or transfer of Executive's principal place of employment that would require Executive to commute on a regular basis more than 25 miles each way from the main business office of the Company as of the Effective Date.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To resign for Good Reason, Executive must give the Bank:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Written notice of resignation not more than ninety (90) days after the initial occurrence of the circumstances giving rise to Executive's intended resignation for Good Reason; and</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A reasonable opportunity of at least thirty (30) days in which to cure those circumstances.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">7.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Severance Benefits</u></font>.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Payment of Accrued Salary and Benefits.&#160; </font>Upon termination of Executive's employment for any reason, Executive will receive payments for all Base Salary </div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; MARGIN-BOTTOM: 12pt">&#160;</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">and benefits accrued as of the date of Executive's termination, which shall be paid in accordance with applicable law. All further compensation and benefits shall terminate as of the date of termination, except as otherwise required by law (e.g., COBRA coverage) or as provided in subsection (c) or (d) below.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(b)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Termination for Cause or Without Good Reason</font>.&#160; If Executive's employment is terminated by the Bank for Cause or by Executive without Good Reason, Executive will have no right to receive additional compensation past the date of termination and will have no right to any unpaid Incentive Compensation.</div>
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<td style="WIDTH: 36pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(c)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Termination Without Cause or for Good Reason</font>.</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If Executive's employment is terminated by the Bank without Cause or by Executive with Good Reason, the Bank will pay Executive (or in the event of Executive's subsequent death, Executive's beneficiaries or estate) a severance benefit (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Severance Benefit</u></font>") in an aggregate amount equal&#160;to:</div>
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">___ months of Executive's monthly Base Salary (based on the Executive's Base Salary as of the date of termination of&#160;employment);</div>
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any Incentive Compensation not yet paid based on the fiscal year that ended immediately before the date of termination;</div>
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(C)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prorated Incentive Compensation for the fiscal year in which the termination occurs based on performance through the month ended before the date of&#160;termination; and</div>
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<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf0aac16c395a44e3945d0fa507259fb5" class="DSPFListTable" cellspacing="0" cellpadding="0">
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(D)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Continued coverage under the Bank's then existing benefit plans for life insurance, medical and disability insurance for the number of months stated in subparagraph (A) above following the termination of employment; provided, however, that if the Bank's benefit plans do not permit continued participation by Executive following termination of employment, the Bank shall include in the Severance Benefit an amount equal to the premiums (estimated in good faith by the Bank) that the Bank would have paid under those benefit plans for Executive's continued participation for the number of months stated under subparagraph&#160;(A) above.</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to the restrictions in paragraph (3) below, the Severance Benefit will be paid in a lump sum within ten (10) days of termination of Executive's employment or, if later, the day after the expiration of the revocation period as described in Section 8(a) below.</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(3)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Payment of the Severance Benefit will be subject to the following&#160;conditions:</div>
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All payroll tax withholding and other deductions required by law;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; MARGIN-BOTTOM: 12pt">&#160;</div>

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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The limitations in Section 8 below; and</div>
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(C)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the Severance Benefit is subject to &#167; 409A of the Internal Revenue Code of 1986, as amended, (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Code</u></font>") and Executive is deemed to be a "specified employee" within the meaning of Code&#160;&#167; 409A(a)(2)(B)(i), the lump-sum payment will not be made until the seventh month following termination of employment.</div>
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<td style="WIDTH: 36pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(d)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Change in Control Benefits</font>.</div>
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<div>
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<tr>
<td style="WIDTH: 108pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 72pt; FONT-SIZE: 10pt">(1)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">If Executive's employment terminates under circumstances that qualify as a payment event under the Change In Control Agreement between the Company and Executive, as amended, (the&#160;"<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>C&#8209;I&#8209;C Agreement</u></font>"), Executive will receive:</div>
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<tr>
<td style="WIDTH: 144pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 108pt; FONT-SIZE: 10pt">(A)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">Only those payments under this Agreement that are payable under subsection (a) above; and</div>
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<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt" id="z2317bf4edb5c473985455b6bdeee61ad" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 144pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 108pt; FONT-SIZE: 10pt">(B)</div>
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<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">The benefits payable in accordance with the terms and conditions of the C&#8209;I&#8209;C&#160;Agreement in lieu of those payable under subsection&#160;(c) above.</div>
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<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zefacb465b588463fa5c84c3f9fde94f6" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 108pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 72pt; FONT-SIZE: 10pt">(2)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If Executive's employment terminates under circumstances that do not qualify as a payment event under the C&#8209;I&#8209;C&#160;Agreement (e.g., because the change in beneficial ownership is not large enough to qualify as a change in control as defined under the C&#8209;I&#8209;C&#160;Agreement or because the termination occurs after the period of time covered by that agreement), the compensation and benefits payable to Executive upon termination of employment will be determined solely under this&#160;Section&#160;7.</div>
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<div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
</div>

<div>
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<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(e)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Disability</font>.</div>
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</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt" id="zfda3394987994bd79c4cd5ab85f7b521" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 108pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 72pt; FONT-SIZE: 10pt">(1)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">If Executive becomes disabled as defined in the Bank's then current long&#8209;term disability plan (or, if no such plan is then in effect, if Executive is permanently and totally disabled within the meaning of Code &#167; 22(e)(3) as determined by a physician designated by the Bank), Executive's employment will terminate and the Bank will pay Executive, as disability pay and in lieu of the Severance Benefit, a monthly payment equal to seventy&#8209;five percent (75%) of Executive's bi-weekly rate of Base Salary.</div>
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<tr>
<td style="WIDTH: 108pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 72pt; FONT-SIZE: 10pt">(2)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">These disability payments will continue for the period of time (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Disability Payment Period</u></font>") that commences on the effective date of Executive's termination for disability and ends on the earliest of the:</div>
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<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt" id="zd09fdad0449740cca52b2a03d0a0ab3d" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 108pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 108pt; FONT-SIZE: 10pt">(A)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">Executive's full-time employment with another employer;</div>
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<div>
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<tr>
<td style="WIDTH: 108pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 108pt; FONT-SIZE: 10pt">(B)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">Executive's death; or</div>
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<div>
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<tr>
<td style="WIDTH: 144pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 108pt; FONT-SIZE: 10pt">(C)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">Expiration of the period of time stated in subsection&#160;(c)(1)(A)&#160;above.</div>
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<div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 72pt; FONT-SIZE: 10pt">(3)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">The disability pay shall be reduced by the amount, if any, paid to Executive under any plan of the Bank providing disability benefits to Executive or any compensation paid to Executive as a result of subsequent reemployment of Executive by the Bank during the remaining term of the Disability Payment Period.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">During the Disability Payment Period, the Bank will, if possible, continue Executive's life, medical, dental, and disability coverage on the policies in existence before Executive's termination for disability.&#160; If the Bank is unable to continue the policy coverage, the Bank will pay Executive, within 30 days of the date it is determined continued coverage is not possible, a cash amount equal to the premiums that the Bank would have paid for such coverage for the remainder of the Disability Payment Period, based on the premium amounts paid immediately before termination of the insurance coverage.</div>
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<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Limitations on Benefit Payments</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font></div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Release of Claims</font>.&#160; Executive's receipt of the Severance Benefit is conditioned on Executive having executed a separation agreement in substantially the form attached hereto as Exhibit A (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Separation Agreement</u></font>") and the revocation period having expired without Executive having revoked the Separation Agreement.&#160; If the combined consideration and revocation periods (as defined in Sections 15 and 16 of the Separation Agreement) overlap two calendar years, the payment will be made in the later of the two years (irrespective of the year in which the Separation Agreement is effective and irrevocable) resulting in taxation to Executive in the second calendar year.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(b)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Compliance with Material Terms.&#160; </font>Receipt of the Severance Benefit is further conditioned on Executive not being in violation of any material term of this Agreement or in violation of any material term of the Separation Agreement.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(c)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Regulatory Limitation</font>.&#160; The Company shall make no payment of any benefit provided for under this Agreement to the extent that the payment would be prohibited by applicable banking regulations or any regulatory order.&#160; If the payment is prohibited, the Company shall use its best efforts to secure the consent </div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">of the banking regulator to make the payment in the highest amount permissible, up to the amount provided for in this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Restrictive Covenants</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font></div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Confidential Information</font>.</div>
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<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z4ac3f3a785a7472eb9dbec2fa894880c" class="DSPFListTable" cellspacing="0" cellpadding="0">
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive acknowledges that, in the course of Executive's employment, Executive will or may have or obtain knowledge of confidential information and other secrets concerning the Company and its business, plans and strategies, its actual and prospective customers, and other matters which are valuable to the Company and which the Company does not want disclosed ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Confidential Information</u></font>").</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive will not, during and after the term of this Agreement, disclose to any other person or entity any Confidential Information concerning the Company, its business operations or customers, or use for Executive's own purposes or permit or assist others in the use of such confidential information, unless:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Bancorp's Board of Directors consents to the use or disclosure of the information;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The use or disclosure is consistent with Executive's duties under this Agreement; or</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(C)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclosure is required by law or court order.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(b)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Noncompetition</font>.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive agrees not to Compete with the Company, for a one-year period following termination of employment for any reason, in any city, town, or county in which the Company has an office or branch or has filed an application for regulatory approval to establish an office or branch, determined as of the effective date of the termination of employment.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The term "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Compete</u></font>" means being employed by or providing consulting or other services to, directly or indirectly, any entity whose business materially competes with the depository, lending or other business activities of the Company.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(c)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonsolicitation</font>.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">During employment and for a one-year period following termination of Executive's employment for any reason whatsoever, Executive will not solicit any Customer of the Bank or of any of the Bank's affiliates for services or products then provided by the Bank or any of its affiliates.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">"<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Customers</u></font>" are:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All customers serviced by the Bank or any of the Bank's affiliates at any time within 12 months before termination of Executive's&#160;employment;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All customers and potential customers whom the Bank or the Bank's affiliates, with the knowledge or participation of Executive, actively solicited at any time during the 12 months before termination of Executive's employment; and</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(C)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All successors, owners, directors, partners and management personnel of the Customers described in subparagraph (A) or&#160;(B)&#160;above.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(d)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonraiding of Employees</font>.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive recognizes that the workforce of the Bank and its affiliates are a vital part of the Company's business.&#160; Therefore, Executive agrees that for 12 months following termination of Executive's employment for any reason whatsoever, Executive will not directly or indirectly recruit or solicit any Employee to leave his or her employment with the Bank or any of the Bank's affiliates.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Without limiting the foregoing, Executive will not:</div>
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<td style="WIDTH: 108pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclose to any third party the names, backgrounds, or qualifications of any of the Employees or otherwise identify them as potential candidates for employment; or</div>
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<td style="WIDTH: 108pt"></td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Personally or through any other person approach, recruit, interview or otherwise solicit Employees to work for any other employer.</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(3)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">"<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Employees</u></font>" are all employees working for the Bank or any of the Bank's affiliates at the time of termination of Executive's employment.</div>
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<td style="WIDTH: 36pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(e)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Injunctive Relief</font>.&#160; Executive acknowledges that it is impossible to measure in money the damages that the Company will incur if Executive fails to observe the covenants in this Section 9 (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Restrictive Covenants</u></font>") and, therefore, Executive agrees that:</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company shall be entitled to an injunction, restraining order or such other equitable relief (without the requirement to post bond) restraining Executive from committing any breach or threatened breach of the Restrictive Covenants;</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the Company is required to post a bond in order to secure an injunction or other equitable remedy, that bond shall be no more than a nominal&#160;amount;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; MARGIN-BOTTOM: 12pt">&#160;</div>

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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(3)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive waives any claim or defense that an adequate remedy at law is available to the Company; and</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(4)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">These injunctive remedies are cumulative and are in addition to any other rights and remedies the Company may have at law or in equity.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(f)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Reasonableness</font>.&#160; The parties agree that:</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Agreement in its entirety, and in particular the Restrictive Covenants, is reasonable both as to time and scope;</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Restrictive Covenants are necessary for the protection of the Company's business and goodwill;</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(3)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Restrictive Covenants are not any greater than are reasonably necessary to secure the Company's business and goodwill;</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(4)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The degree of injury to the public due to the loss of the service and skill of Executive or the restrictions placed upon Executive's opportunity to make a living with Executive's skills upon enforcement of those covenants, does not and will not warrant non-enforcement of those restraints; and</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(5)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the scope of the Restrictive Covenants is adjudged too broad to be capable of enforcement, then the parties authorize that court or arbitrator to narrow the Restrictive Covenants so as to make them capable of enforcement, given all relevant circumstances, and to enforce them to the fullest extent allowed.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(g)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Survival</font>. This Section shall survive the termination of this Agreement.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">10.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Creative Work</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font></div>
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<td style="WIDTH: 36pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Except as provided in Section 10(c), below, Executive agrees that all creative work and work product, including but not limited to all technology, business management tools, processes, software, patents, trademarks and copyrights developed by Executive during employment with the Company, regardless of when or where such work or work product was produced, constitutes work made for hire, all rights of which are owned by the&#160;Company.</div>
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<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z88e2089f816f41ff935ace475dd60417" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(b)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Except as provided in Section 10 (c), below, Executive hereby assigns to the Company all rights, title, and interest, whether by way of copyrights, trade secret, trademark, patent, or otherwise, in all such work or work product, regardless of whether it is subject to protection by patent, trademark or copyright laws.</div>
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<td style="WIDTH: 36pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(c)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The provisions of this Section 10 shall not apply to: (1) any publications written in whole or in part by Executive and published by Bureau of National Affairs, the American Bar Association, or the successors or assigns of either; and (2) any work product created as a result of presentations made or articles written by Executive.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; MARGIN-BOTTOM: 12pt">&#160;</div>

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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">11.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Return of Company Property</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font> When Executive ceases for any reason to be employed by the&#160;Bank:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive must immediately return to the Company:</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All keys, pass cards, identification cards and any other property of the Company, and disclose all computer user identifications and passwords used by Executive in the course of employment or necessary for accessing information on the Company's computer system; and</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All originals and copies (whether in hard copy, electronic or other form) of any documents, drawings, notes, memoranda, designs, devices, diskettes, tapes, manuals and specifications which constitute Confidential Information or proprietary information or material of the Company.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The obligations in this Section include the return of documents and other materials that may be in Executive's desk at work, Executive's car or place of residence, or in any other location under Executive's control.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Dispute Resolution</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font></div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Arbitration</font>.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The parties agree to submit any dispute arising under this Agreement, regardless of the nature of the dispute or the legal concepts involved, to final, binding, private arbitration in Vancouver, Washington. Disputes subject to arbitration include not only disputes involving the meaning or performance of this Agreement, but disputes about its negotiation, drafting or execution.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The dispute will be determined by a single arbitrator and governed by then existing rules of arbitration procedure in Clark County Superior Court except as set forth in this Section. Instead of filing a civil complaint in Clark County Superior Court, a party will commence the arbitration process by noticing the other party. The parties will choose an arbitrator who specializes in employment conflicts from the arbitration list for Clark County Superior Court.&#160; If the parties are unable to agree on an arbitrator within ten (10) days of receipt of the list of arbitrators, each party will select one attorney from the list, and those two attorneys shall select the arbitrator from the list.&#160; Each of the two selecting attorneys will then conclude their services and be compensated by the party who selected that attorney, subject to recovery of those fees under subsection (b) below.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The arbitrator may charge his or her standard arbitration fees rather than the fees prescribed in Clark County Superior Court arbitration procedures.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to the limitations under Section 13(i), the arbitrator will have full authority to determine all issues, including arbitrability, to award any remedy, including permanent injunctive relief, and to determine any </div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">request for attorneys' fees, costs and expenses in accordance with subsection (b) below.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There shall be no right of review in court. The arbitrator's award may be reduced to final judgment or decree in Clark County Superior Court.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Expenses/Attorneys' Fees</font>.&#160; The prevailing party shall be awarded all costs and expenses of the proceeding, including but not limited to, attorneys' fees, filing and service fees, witness fees and arbitrator's fees.&#160; If arbitration is commenced, the arbitrator will be required to name the prevailing party and will have full authority and complete discretion to make that determination and the amount of costs and expenses to be awarded.&#160; The prevailing party shall be entitled to recover any reasonable attorneys' fees and other costs and expenses it incurs in enforcing or collecting an arbitration award.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Miscellaneous</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font></div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Notices</font>. Any notice to be delivered under this Agreement shall be given in writing and shall be deemed delivered when received or three days after mailing, by certified mail, postage prepaid, addressed to the CEO or to Executive at Executive's last known address on the records of the Bank, if mailed.&#160; Either party may designate an address for notices by written notice to the other.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Governing Law</font>.&#160; The validity, interpretation, construction and performance of this Agreement shall be governed by the laws of the State of Washington.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amendment/Waiver</font>.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Agreement may not be amended, released, discharged, abandoned, changed or modified in any manner, except by an instrument in writing signed by each of the parties hereto.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The failure of any party to enforce at any time any of the provisions of this Agreement shall in no way be construed to be a waiver of any such provision, nor in any way to affect the validity of this Agreement or any part of it or the right of any party to enforce each and every such provision. No waiver or any breach of this Agreement shall be held to be a waiver of any other or subsequent breach.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Severability</font>.&#160; If any provision of this Agreement is held by a court or arbitrator to be invalid or unenforceable, the remaining provisions shall continue to be fully effective.&#160; If any part of this Agreement is held to be unenforceable as written, it shall be enforced to the maximum extent allowed by applicable law.&#160; The unenforceability of any provision in this Agreement in any jurisdiction shall not affect the enforceability of any provision of this Agreement in any other&#160;jurisdiction.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Entire Agreement</font>.&#160; This Agreement represents the entire agreement between the parties regarding the matters addressed in this Agreement and together with the </div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Bank's Personnel Policy Manual governs the terms of Executive's employment. Where there is a conflict between this Agreement and the Personnel Policy Manual, the terms of this Agreement shall govern. This Agreement supersedes any other prior oral or written employment agreement between the parties. This Agreement does not supersede any incentive compensation agreement (including stock option agreements) and/or the Change in Control Agreement entered into separately by the parties to this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Code &#167; 409A Compliance</font>.&#160; If the Company or Executive believes, at any time, that this Agreement does not comply with Code &#167; 409A, it will promptly advise the other party, and both parties will negotiate reasonably and in good faith to amend the terms of the Agreement so that it complies with the most limited possible economic effect on the Company and Executive.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assignment; Death; Binding Effect</font>.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive shall not assign or transfer any of Executive's rights under this Agreement, wholly or partially, to any other person or to delegate the performance of the Executive's duties under the terms of this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Upon Executive's death, no death benefit is payable under this Agreement other than benefits that were already in pay status at the date of death.&#160; Executive's rights under this Agreement with respect to any benefits earned before the date of death shall inure to Executive's heirs, executors, administrators or personal representatives.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The rights and obligations of the Company under this Agreement shall inure to the benefit of and be binding in each and every respect upon the direct and indirect successors and assigns of the Company, regardless of the manner in which the successors or assigns succeed to the interests or assets of the Company.&#160; This Agreement shall not be terminated by the voluntary or involuntary dissolution of the Company, by any merger, consolidation or acquisition where the Company is not the surviving corporation, by any transfer of all or substantially all of the Company's assets, or by any other change in the Company's structure or the manner in which the Company's business or assets are held.&#160; Executive's employment shall not be deemed terminated upon the occurrence of one of the foregoing events. In the event of any merger, consolidation or transfer of assets, this Agreement shall be binding upon and shall inure to the benefit of the surviving corporation or the corporation to which the assets are transferred.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Survival</font>.&#160; If any benefits provided to Executive under this Agreement are still owed, or claims under the Agreement are still pending at the time of termination of this Agreement, this Agreement shall continue in force with respect to those obligations or claims, until those benefits are paid in full or those claims are resolved in full.&#160; The Restrictive Covenants and dispute resolution provisions of </div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">this Agreement shall survive the termination of this Agreement and shall be enforceable regardless of any claim Executive may have against the Company.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Board has the authority to interpret and construe the provisions of this Agreement, including the attached Separation Agreement.&#160; However, with respect to any decision of the Board regarding Executive's benefits under this Agreement or the attached Separation Agreement (including eligibility for benefits, the calculation of benefits or the forfeiture of benefits), the burden of proof shall be on the Board and that decision shall be:</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 108pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(A)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to the duty of good faith and fair dealing;</font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Made by the affirmative vote of at least three fourths of the Board.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">An arbitrator or a court reviewing such a decision by the Board shall make its own independent decision and not grant deference to the Board's&#160;decision.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Joint and Several Obligations.</font>&#160; Bancorp and the Bank will be jointly and severally liable for the payment obligations under this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If Executive is suspended and/or temporarily prohibited from participating in the conduct of the Company's affairs by a notice served under &#167; 8(e)(3) or (g)(1) of the FDIA, 12 U.S.C. &#167; 1818(e)(3) and (g)(1), the Company's obligations under this Agreement shall be suspended as of the date of service, unless stayed by appropriate proceedings.&#160; If the charges in the notice are dismissed, the Company may in its discretion:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Pay Executive all or part of the payments under this Agreement that were withheld while its obligations under this Agreement were suspended; and/or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Reinstate in whole or in part any of its obligations which were&#160;suspended.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If Executive is removed and/or permanently prohibited from participating in the conduct of the Company's affairs by an order issued under &#167; 8(e)(4) or (g)(1) of the FDIA, 12 U.S.C. &#167; 1818(e)(4) and (g)(1), Executive shall be terminated for Cause as of the effective date of the order.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the Company is in default (as defined in &#167; 3(x)(1) of the FDIA, 12&#160;U.S.C.&#160;&#167;&#160;1813(x)(1)), all further obligations under this Agreement shall terminate as of the date of default.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Agreement may be terminated entirely or suspended for a period of time by the applicable banking regulatory authority, or as otherwise required by law, if:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Federal Deposit Insurance Corporation ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>FDIC</u></font>") enters into an agreement to provide assistance to or on behalf of the Company under the authority contained in &#167; 13(c) of the FDIA, 12&#160;U.S.C.&#160;&#167;&#160;1823(c);</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The applicable banking regulatory authority approves a supervisory merger to resolve problems related to the operation of the Company; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The applicable banking regulatory authority determines the Company is in an unsafe or unsound condition.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Severance Benefit and the indemnification rights granted under Section 5(f), are subject to and conditioned upon their compliance with 12&#160;U.S.C.&#160;&#167;&#160;1828(k) and FDIC regulation 12 C.F.R. Part 359, "Golden Parachute and Indemnification Payments."</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Advice of Counsel</u></font>.&#160; Executive acknowledges that, in executing this Agreement, Executive has had the opportunity to seek the advice of independent legal counsel and has read and understood all of the terms and provisions of this Agreement.&#160; This Agreement shall not be construed against any party by reason of the drafting or preparation of its provisions.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-SIZE: 5.02pt">_________________________________________&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; MARGIN-BOTTOM: 12pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Date:</font><font style="FONT-SIZE: 5.02pt">&#160;&#160;&#160;&#160;_______________________________________________________________&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>

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<div><strong>RIVERVIEW COMMUNITY BANK</strong></div>
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<td style="WIDTH: 50%"><strong>RIVERVIEW BANCORP, INC.</strong></td>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>By:&#160; ______________________________________</div>
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<div>By: ______________________________________</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>Title:&#160; _____________________________________ </div>
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<div>Title: _____________________________________ </div>
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<td style="WIDTH: 50%">&#160;</td>
<td style="WIDTH: 50%">&#160;</td>
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<div>Date:&#160; _____________________________________</div>
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<div>Date: _____________________________________</div>
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<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 5.02pt">&#160;&#160;</font></div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EMPLOYMENT SEPARATION AGREEMENT AND RELEASE OF CLAIMS</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 12pt; FONT-SIZE: 10pt">This is a confidential agreement (this "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Separation Agreement</u></font>") between you, _______________, and us, Riverview Community Bank (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bank</u></font>") and Riverview Bancorp, Inc. ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bancorp</u></font>") (Bancorp and the Bank are collectively referred to as "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Riverview</u></font>"). This Separation Agreement is dated for reference purposes _____________, 20___, which is the date we delivered this Separation Agreement to you for your&#160;consideration.</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Termination of Employment</font>.&#160; Your employment terminates (or was terminated) on _______________, 20___ (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Separation Date</u></font>").</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Payments</font>.&#160; In exchange for your agreeing to the release of claims and other terms in this Separation Agreement, we will pay you the Severance Benefit specified in Section 7 of the Employment Agreement between you and Riverview dated __________________ (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Employment Agreement</u></font>"), which is incorporated herein by reference.&#160; You acknowledge that we are not obligated to make these payments to you unless you comply with the Restrictive Covenants in Section 9 of the Employment Agreement and otherwise comply with the material terms of the Employment Agreement and of this Separation&#160;Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">COBRA Continuation Coverage</font>.&#160; Your normal employee participation in Riverview's group health coverage will terminate on the Separation Date or, if provided under the group health plan, the last day of the month in which the Separation Date occurs.&#160; Continuation of group health coverage thereafter will be made available to you and your dependents pursuant to federal law (COBRA). Continuation of group health coverage after the Separation Date is entirely at your expense, as provided under COBRA.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Termination of Benefits</font>.&#160; Except as provided in Section 3 above, your participation in all employee benefit plans and programs ends (or ended) on the Separation Date or as otherwise provided in those plans.&#160; Your rights under any benefit or other plans in which you may have participated will be determined in accordance with the written plan documents governing those plans.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Full Payment</font>.&#160; You acknowledge having received full payment of all compensation of any kind (including wages, salary, paid time off, sick leave, commissions and incentive compensation) that you earned as a result of your employment by us and that was owing to you as of the Separation Date.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Further Compensation</font>.&#160; Any and all agreements to pay you bonuses or other incentive compensation are terminated.&#160; You understand and agree that you have no right to receive any further payments for bonuses or other incentive compensation.&#160; We owe you no further compensation or benefits of any kind, except as described in Section&#160;2&#160;above.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Release of Claims</font>.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You hereby release:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview and its affiliates and benefit plans (each, including Riverview, a "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Riverview Affiliate</u></font>");</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Each of the Riverview Affiliates' past and present shareholders, executives, directors, officers, agents, employees, representatives, administrators, fiduciaries and attorneys; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The predecessors, successors, transferees and assigns of each of such persons and entities, from any and all claims of any kind, known or unknown, that arose on or before the date you signed this Separation&#160;Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The claims you are releasing include, without limitation, claims of wrongful termination, claims of constructive discharge, claims arising out of employment agreements, representations or policies related to your employment, claims arising under federal, state or local laws or ordinances prohibiting discrimination or harassment or requiring accommodation on the basis of age, race, color, national origin, religion, sex, disability, marital status, sexual orientation or any other status, claims of failure to accommodate a disability or religious practice, claims for violation of public policy, claims of retaliation, claims of failure to assist you in applying for future position openings, claims of failure to hire you for future position openings, claims for wages or compensation of any kind (including overtime claims), claims of tortious interference with contract or expectancy, claims of fraud or negligent misrepresentation, claims of breach of privacy, defamation claims, claims of intentional or negligent infliction of emotional distress, claims of unfair labor practices, claims arising out of any claimed right to stock or stock options or other equity interests, claims for attorneys' fees or costs, and any other claims that are based on any legal obligations that arise out of or are related to your employment relationship with us.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You specifically waive any rights or claims that you may have under Title 49 of the Revised Code of Washington, the Civil Rights Act of 1964 (including Title&#160;VII of that Act), the Equal Pay Act of 1963, the Age Discrimination in Employment Act of 1967 (ADEA), the Americans with Disabilities Act of 1990 (ADA), the Fair Labor Standards Act of 1938 (FLSA), the Family and Medical Leave Act of 1993 (FMLA), the Worker Adjustment and Retraining Notification Act (WARN), the Employee Retirement Income Security Act of 1974 (ERISA), the National Labor Relations Act (NLRA), and all similar federal, state and local&#160;laws.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You agree not to seek any personal recovery (of money damages, injunctive relief or otherwise) for the claims you are releasing in this Separation Agreement, either through any complaint to any governmental agency or otherwise, whether </div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">individually or through a class action. You agree never to start or participate as a plaintiff in any lawsuit or arbitration asserting any of the claims you are releasing in this Separation Agreement. You represent and warrant that you have not initiated any complaint, charge, lawsuit or arbitration involving any of the claims you are releasing in this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Should you apply for future employment with a Riverview Affiliate, the Riverview Affiliate has no obligation to consider you for future employment.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You represent and warrant that you have all necessary authority to enter into this Separation Agreement (including, if you are married, on behalf of your marital community) and that you have not transferred any interest in any claims to your spouse or to any third party.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Separation Agreement does not affect your rights arising under any of the Bank's benefit plans through the Separation Date or afterwards under the terms of those plans to receive pension plan benefits, medical plan benefits, unemployment compensation benefits or workers' compensation benefits.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Separation Agreement also does not affect your rights under agreements, bylaw provisions, insurance or otherwise, to be indemnified, defended or held harmless in connection with claims that may be asserted against you by third&#160;parties.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You understand that you are releasing potentially unknown claims, and that you have limited knowledge with respect to some of the claims being released.&#160; You acknowledge that there is a risk that, after signing this Separation Agreement, you may learn information that might have affected your decision to enter into this Separation Agreement.&#160; You assume this risk and all other risks of any mistake in entering into this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You are giving up all rights and claims of any kind, known or unknown, except for the rights specifically given to you in this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You agree that this release is fairly and knowingly made.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Admission of Liability</font>.&#160; Neither this Separation Agreement nor the payments made under this Separation Agreement are an admission of liability or wrongdoing by any Riverview Affiliate.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Riverview Materials</font>.&#160; You represent and warrant that you have, or no later than the Separation Date will have, returned all keys, credit cards, documents and other materials that belong to us, and disclosed all computer user identifications and passwords used by you in the course of your employment or necessary for accessing information on our computer system, in accordance with Section 11 of the Employment Agreement, which is incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nondisclosure Agreement</font>.&#160; You will comply with the covenant regarding confidential information in Section 9(a) of the Employment Agreement, which covenant is incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Disparagement</font>.&#160; You may not disparage any Riverview Affiliate or its business or products, and may not encourage any third parties to sue a Riverview Affiliate.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cooperation Regarding Other Claims</font>.&#160; If any claim is asserted by or against a Riverview Affiliate as to which you have relevant knowledge, you will reasonably cooperate with us in the prosecution or defense of that claim, including by providing truthful information and testimony as reasonably requested by us.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Noncompetition; Nonsolicitation; No Interference</font>.&#160; You will comply with Section&#160;9(b), 9(c) and 9(d) of the Employment Agreement, incorporated herein by reference, and Riverview will have the right to enforce those provisions under the terms of Section 9(e) of the Employment Agreement, incorporated herein by reference.&#160; Following the expiration of the covenants referenced in the preceding sentence, you will not, apart from good faith competition, interfere with any Riverview Affiliate's relationships with customers, employees, vendors, or others.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Independent Legal Counsel</font>.&#160; You are advised and encouraged to consult with an attorney before signing this Separation Agreement.&#160; You acknowledge that you have had an adequate opportunity to do so.</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This CHANGE IN CONTROL AGREEMENT ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Agreement</u></font>") by and between RIVERVIEW&#160;BANCORP,&#160;INC., a registered savings and loan holding company ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bancorp</u></font>"), RIVERVIEW COMMUNITY BANK, a federally chartered savings bank (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bank</u></font>"), which is a wholly owned subsidiary of Bancorp and RIVERVIEW ASSET MANAGEMENT AND TRUST COMPANY ("the Trust"), a subsidiary of the&#160; Bank (Bancorp, the Bank and the Trust are collectively referred to as the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Company</u></font>"), and <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160; &#160; &#160; &#160; &#160;&#160; </font>("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Executive</u></font>"), is dated _________________ (the&#160;"<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Effective Date</u></font>").</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Term.</font>&#160; The term of this Agreement begins on the Effective Date and ends on ___________________, subject to extension as provided in subsection (b) below.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Extensions.</font>&#160; At any time during the term of this Agreement, Bancorp's Board of Directors may elect to extend the term of this Agreement.&#160; If the Board of Directors elects to extend this Agreement, the term of this Agreement shall be extended through September 30 of the third calendar year following the year in which the Agreement is extended.&#160; This Agreement may be extended any number of times in a similar&#160;manner.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Cause</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">."</font></div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Grounds for Termination.&#160; </font>Cause for termination of employment means the occurrence of any one or more of the following:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Conviction of any felony or of any crime in connection with Executive's&#160;duties;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Removal of Executive from office or permanent prohibition of Executive from participating in the conduct of the Company's affairs by an order issued by a bank regulatory authority;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Willful misfeasance, gross negligence, conduct involving dishonesty, or a material breach of a fiduciary duty in the performance of Executive's duties;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Conduct significantly harmful to the Company, including but not limited to public disparagement of the Company or any affiliate of the Company, intentional violation of law or of any significant policy or procedure of the&#160;Company; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Refusal or failure to act in accordance with any lawful stipulation, requirement or directive of the Trust's Board of Directors or Chief Executive Officer.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Procedure for Termination.</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160; </font>Termination for Cause will be automatic upon the occurrence of an incident under paragraph (1)(A) or (B) above.&#160; Otherwise, the Trust's Board of Directors may not terminate Executive's employment for Cause&#160;unless:</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-LEFT: 108pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(A)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">With respect to incidents under paragraph (1)(C), (D), or (E):</font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive is given reasonable written notice (in no event less than five business days' notice) of the Trust's Board of Director's meeting called to make that determination; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, with respect to incidents under paragraph (1) (C) or (E) only, Executive is first given:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Written notice by the Trust's Board of Directors or Chief Executive Officer specifying in detail the performance issues; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A reasonable opportunity to cure the issues specified in the&#160;notice.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-LEFT: 36pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(b)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Good Reason</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">."</font></font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to paragraph (2) below, Good Reason for Executive's resignation means any one or more of the following occurring without Executive's consent:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Reduction of Executive's base salary as in effect immediately prior to the Change in Control (as defined in subsection (c) below);</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A material reduction in Executive's opportunity to receive incentive-based compensation as compared to the opportunity under the Salary at Risk Program or such other incentive-based compensation program as in effect immediately prior to the Change in Control;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A material reduction in the benefits and perquisites to Executive from those being provided immediately prior to the Change in Control;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A relocation or transfer of Executive's principal place of employment that would require Executive to commute on a regular basis more than 15 miles each way from the main business office of the Company as of the date of this Agreement or outside the State of Washington; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A change in Executive's position of employment such that Executive's functions, authority, duties or responsibilities are materially changed and, as a result of such change, are inappropriate in light of Executive's position prior to the change, Executive's previous employment experience, and Executive's career development.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To resign for "Good Reason," Executive must give the Trust:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Written notice of resignation not more than ninety (90) days after the initial occurrence of the circumstances giving rise to Executive's intended resignation for Good Reason; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A reasonable opportunity of at least thirty (30) days in which to cure those&#160;circumstances.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(c)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Change in Control</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"</font> means:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Trust, the Bank or Bancorp merges or consolidates with another corporation and as a result, less than 51% of the combined voting power of the resulting corporation immediately after the merger or consolidation is held by persons who were the holders of the Trust, the Bank or Bancorp's voting securities immediately before the merger or&#160;consolidation;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any person, entity, or group of persons or entities, other than through merger or consolidation, acquires a majority of the Trust, the Bank or Bancorp's outstanding common stock or substantially all of the Trust's, the Bank's or Bancorp's assets;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(3)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The incumbent directors of either the Bank's or Bancorp's Board of Directors change for any reason by two or more members of that Board of Directors.&#160; The "incumbent directors" are those directors who are&#160;either:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Directors on the Effective Date; or</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(B)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Elected, or nominated for election, to that Board of Directors by a majority vote of the members of that Board of Directors or the Nominating Committee of that Board of Directors who were directors on the Effective Date.&#160; However this subparagraph (B) does not include any director whose election came as a result of an actual or threatened election contest regarding the election or removal of directors or other actual or threatened solicitation of proxies relating to the election of directors of that Board of Directors; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Approval by Bancorp's, the Bank's or the Trust's shareholders of the Trust's complete liquidation, dissolution or sale to another entity.</div>
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<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3</font><font style="FONT-VARIANT: small-caps; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font></td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Change in Control Benefits</u></font>.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Benefit Amount.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to the limitations under paragraph (2) below, if Executive's employment with the Trust is terminated by the Trust without Cause or is terminated by Executive with Good Reason, within the number of months stated under subparagraph (A) below after the effective date of a Change in Control, the Company shall pay Executive a severance benefit (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Change in Control Benefit</u></font>") equal to:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">___ months of Executive's monthly base salary (based on the higher of Executive's base salary as of the Change in Control or as of the date of termination of employment);</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any incentive compensation earned from the Bank's Salary at Risk Program and/or any successor incentive compensation plans ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Incentive Compensation</u></font>") not yet paid based upon the fiscal year that ended immediately before the date of the termination;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(C)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prorated Incentive Compensation for the fiscal year in which the termination occurs based on performance through the month ended before the date of&#160;termination; and</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(D)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accelerated vesting to 100% on all stock options or restricted stock issued to Executive.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Change in Control Benefit shall not exceed the lesser of:<font style="FONT-SIZE: 5.04pt">&#160;</font></div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.99 times the sum of Executive's annual base salary in effect immediately prior to the Change in Control, plus an amount equal to the average annual Incentive Compensation and bonus earned by Executive for the three fiscal years preceding the Change in Control; or</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-LEFT: 108pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(B)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The lesser of the limitations determined under Section 4(c) and (d).</font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Change in Control Benefit shall be subject to any withholding and payroll deduction requirements.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Additional Benefits.</font>&#160; In the event Executive's employment with the Trust is terminated by the Trust without Cause or is terminated by Executive with Good Reason within the number of months stated in Section 3(a)(1)(A) after the effective date of a Change in Control, the Bank shall provide continued coverage under the then existing the Bank's benefit plans for life, medical and disability insurance for a period of three years following a termination of employment; provided, however, that if the Bank's benefit plans do not permit continued participation by Executive following termination of employment, the Company shall include in the lump-sum payment of the Change in Control Benefit under subsection (c) below an amount equal to the premiums (estimated in good faith by the Bank) that the Bank would have paid under such benefit plans for Executive's continued participation for a three&#8209;year&#160;period.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Payment of Benefit.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to paragraph (2) below, the Change in Control Benefit will be paid in a lump sum within 10 days of termination of Executive's employment or, if later, the day after the expiration of the revocation period as described in Section 4(a) below.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-LEFT: 72pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the Change in Control Benefit is subject to &#167; 409A of the Internal Revenue Code</font></div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 108pt; FONT-SIZE: 10pt">of 1986, as amended, (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Code</u></font>") and Executive is deemed to be a "specified employee" within the meaning of Code &#167; 409A(a)(2)(B)(i), the lump-sum payment will not be made until the seventh month following termination of employment.</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Release of Claims.</font>&#160; Executive's receipt of the Change in Control Benefit and the additional benefits under Section 3 is conditioned on Executive having executed a separation agreement in substantially the form attached hereto as Exhibit A (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Separation</u></font></div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Agreement</u></font>") and the revocation period having expired without Executive having revoked the Separation Agreement. If the combined consideration and revocation periods (as defined in Sections 15 and 16 of the Separation Agreement) overlap two calendar years, the payment will be made in the later of the two years (irrespective of the year in which the Separation Agreement is effective and irrevocable) resulting in taxation to Executive in the second calendar year.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Compliance with Material Terms.&#160; </font>Receipt of the Change in Control Benefit is further conditioned on Executive not being in violation of any material term of this Agreement or in violation of any material term of the Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"Excess Parachute Payment" Restrictions.</font>&#160; If the benefits under Section 3, either alone or together with other payments to which Executive is entitled to receive from the Company in connection with a Change in Control, would constitute an "excess parachute payment" as defined in Code &#167; 280G, such benefits shall be reduced to the largest amount that will result in no portion of the benefits being subject to the excise tax imposed by Code &#167; 4999.&#160; The determination of the amount of any reduction in the benefits pursuant to the foregoing provisions, shall be made by mutual agreement of the Trust and Executive, or if no agreement is possible, by Bancorp's outside independent accountants. Without limiting the foregoing, Executive may, to the extent possible and in Executive's sole discretion, choose from among the payments or benefits subject to limitation under this subsection and select the payments or benefits that are to be reduced.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Regulatory Limitation.</font>&#160; The Company shall make no payment of any benefit provided for under this Agreement to the extent that the payment would be prohibited by applicable banking regulations or any regulatory order.&#160; If such payment is so prohibited, the Company shall use its best efforts to secure the consent of the banking regulator to make the payments in the highest amount permissible, up to the amount provided for in this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Confidential Information.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive acknowledges that, in the course of Executive's employment, Executive will or may have or obtain knowledge of confidential information and other secrets concerning the Company and its business, plans and strategies, its actual and prospective customers, and other matters which are valuable to the Company and which the Company does not want disclosed ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Confidential Information</u></font>").</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive will not, during and after the term of this Agreement, disclose to any other person or entity any Confidential Information concerning the Company, its business operations or customers, or use for Executive's own purposes or permit or assist others in the use of such confidential information, unless:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Bancorp's Board of Directors consents to the use or disclosure of the&#160;information;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The use or disclosure is consistent with Executive's duties under this Agreement; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclosure is required by law or court order.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonsolicitation.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">During employment and for a one-year period following termination of Executive's employment for any reason whatsoever, Executive will not solicit any Customer of the Bank or of any of the Bank's affiliates for services or products then provided by the Bank or any of its affiliates.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">"<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Customers</u></font>" are:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All customers serviced by the Bank or any of its affiliates at any time within 12 months before termination of Executive's&#160;employment;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All customers and potential customers whom the Bank or its affiliates, with the knowledge or participation of Executive, actively solicited at any time during the 12 months before termination of Executive's employment; and</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(C)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All successors, owners, directors, partners and management personnel of the Customers described in subparagraph (A) or&#160;(B)&#160;above.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonraiding of Employees.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive recognizes that the workforce of the Bank and its affiliates are a vital part of the Company's business.&#160; Therefore, Executive agrees that, for 12 months following termination of Executive's employment for any reason whatsoever, Executive will not directly or indirectly recruit or solicit any Employee to leave his or her employment with the Bank or any of the Bank's affiliates.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Without limiting the foregoing, Executive will not:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(A)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclose to any third party the names, backgrounds, or qualifications of any of the Employees or otherwise identify them as potential candidates for employment; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Personally or through any other person approach, recruit, interview or otherwise solicit Employees to work for any other employer.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(3)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">"<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Employees</u></font>" are all employees working for the Bank or any of the Bank's affiliates at the time of termination of Executive's employment.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(d)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Injunctive Relief.</font>&#160; Executive acknowledges that it is impossible to measure in money the damages that the Company will incur if Executive fails to observe the covenants in this Section 5 (the "Restrictive Covenants") and, therefore, the Executive agrees that:</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company shall be entitled to an injunction, restraining order or such other equitable relief (without the requirement to post bond) restraining Executive from committing any breach or threatened breach of the Restrictive Covenants;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the Company is required to post a bond in order to secure an injunction or other equitable remedy, that bond shall be no more than a nominal&#160;amount;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive waives any claim or defense that an adequate remedy at law is available to the Company; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-BOTTOM: 12pt">&#160;</div>

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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(4)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">These injunctive remedies are cumulative and are in addition to any other rights and remedies the Company may have at law or in equity.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(e)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Reasonableness</font>.&#160; The parties agree that:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(1)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Agreement in its entirety, and in particular the Restrictive Covenants, is reasonable both as to time and scope;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(2)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Restrictive Covenants are necessary for the protection of the Company's business and goodwill;</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(3)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Restrictive Covenants are not any greater than are reasonably necessary to secure the Company's business and goodwill;</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(4)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The degree of injury to the public due to the loss of the service and skill of Executive or the restrictions placed upon Executive's opportunity to make a living with Executive's skills upon enforcement of those covenants, does not and will not warrant non-enforcement of those restraints; and</div>
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<td style="WIDTH: 72pt"></td>
<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(5)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the scope of the Restrictive Covenants is adjudged too broad to be capable of enforcement, then the parties authorize that court or arbitrator to narrow the Restrictive Covenants so as to make them capable of enforcement, given all relevant circumstances, and to enforce them to the fullest extent allowed.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(f)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Survival.</font> This Section shall survive the termination of this&#160;Agreement.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: bold; align: right">6.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Creative Work</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font></div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive agrees that all creative work and work product, including but not limited to all technology, business management tools, processes, software, patents, trademarks, and copyrights developed by Executive during employment with the Company, regardless of when or where such work or work product was produced, constitutes work made for hire, all rights of which are owned by the&#160;Company.</div>
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<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbf4c858edf3b41cc9c9bcfe06140be2a" class="DSPFListTable" cellspacing="0" cellpadding="0">
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(b)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive hereby assigns to the Company all rights, title, and interest, whether by way of copyrights, trade secret, trademark, patent, or otherwise, in all such work or work product, regardless of whether it is subject to protection by patent, trademark, or copyright laws.</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: bold; align: right">7.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Return of Company Property</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font> When Executive ceases for any reason to be employed by the&#160;Company:</div>
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<td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">(a)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive must immediately return to the Company:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All keys, pass cards, identification cards and any other property of the Company, and disclose all computer user identifications and passwords used by Executive in the course of employment or necessary for accessing information on the Company's computer system; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All originals and copies (whether in hard copy, electronic or other form) of any documents, drawings, notes, memoranda, designs, devices, diskettes, tapes, manuals, and specifications which constitute Confidential Information or proprietary information or material of the Company.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The obligations in this Section include the return of documents and other materials that may be in Executive's desk at work, Executive's car or place of residence, or in any other location under Executive's control.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Dispute Resolution</u></font>.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Arbitration.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The parties agree to submit any dispute arising under this Agreement, regardless of the nature of the dispute or the legal concepts involved, to final, binding, private arbitration in Vancouver, Washington. Disputes subject to arbitration include not only disputes involving the meaning or performance of the Agreement, but disputes about its negotiation, drafting or execution.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The dispute will be determined by a single arbitrator and governed by then existing rules of arbitration procedure in Clark County Superior Court except as set forth in this Section. Instead of filing a civil complaint in Clark County Superior Court, a party will commence the arbitration process by noticing the other party. The parties will choose an arbitrator who specializes in employment conflicts from the arbitration list for Clark County Superior Court.&#160; If the parties are unable to agree on an arbitrator within ten (10) days of receipt of the list of arbitrators, each party will select one attorney from the list, and those two attorneys shall select the arbitrator from the list.&#160; Each of the two selecting attorneys will then conclude their services and be compensated by the party who selected that attorney, subject to recovery of those fees under subsection (b) below.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The arbitrator may charge his or her standard arbitration fees rather than the fees prescribed in Clark County Superior Court arbitration procedures.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to the limitation under Section 9(i) below, the arbitrator will have full authority to determine all issues, including arbitrability, to award any remedy, including permanent injunctive relief, and to determine any request for attorneys' fees, costs and expenses in accordance with subsection&#160;(b)&#160;below.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There shall be no right of review in court. The arbitrator's award may be reduced to final judgment or decree in Clark County Superior Court.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Expenses/Attorneys' Fees.</font>&#160; The prevailing party shall be awarded all costs and expenses of the proceeding, including but not limited to, attorneys' fees, filing and service fees, witness fees and arbitrator's fees.&#160; If arbitration is commenced, the arbitrator will be required to name the prevailing party and will have full authority and complete discretion to make that determination and the amount of costs and expenses to be awarded.&#160; The prevailing party shall be entitled to recover any reasonable attorneys' fees and other costs and expenses it incurs in enforcing or collecting an arbitration award.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(a)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Notices.</font>&#160; Any notice to be delivered under this Agreement shall be given in writing and shall be deemed delivered when received or three days after mailing, by certified mail, postage prepaid, addressed to Bancorp's Chief Executive Officer (or, in the case of a notice under Section 2(b)(2)(A), to the Trust's Chief Executive Officer), or to Executive at Executive's last known address on the records of the Company, if mailed.&#160; Either party may designate an address for notices by written notice to the other.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Governing Law.</font>&#160; The validity, interpretation, construction and performance of this Agreement shall be governed by the laws of the State of Washington.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amendment/Waiver.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Agreement may not be amended, released, discharged, abandoned, changed, or modified in any manner, except by an instrument in writing signed by each of the parties hereto.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The failure of any party to enforce at any time any of the provisions of this Agreement shall in no way be construed to be a waiver of any such provision, nor in any way to affect the validity of this Agreement or any part of it or the right of any party to enforce each and every such provision. No waiver or any breach of this Agreement shall be held to be a waiver of any other or subsequent breach.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Severability.</font>&#160; If any provision of this Agreement is held by a court or arbitrator to be invalid or unenforceable, the remaining provisions shall continue to be fully effective.&#160; If any part of this Agreement is held to be unenforceable as written, it shall be enforced to the maximum extent allowed by applicable law.&#160; The unenforceability of any provision in this Agreement in any jurisdiction shall not affect the enforceability of any provision of this Agreement in any other&#160;jurisdiction.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Entire Agreement</font>.&#160; This Agreement represents the entire agreement between the parties regarding the matters addressed in this Agreement. This Agreement supersedes any other prior oral or written employment agreement between the parties regarding severance benefits or other benefits payable to Executive following a Change in Control. This Agreement does not supersede any incentive compensation agreement (including stock option agreements) or employment agreement entered into separately by the parties to this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Code &#167; 409A Compliance.</font>&#160; If the Company or Executive believes, at any time, that this Agreement does not comply with Code&#160;&#167;&#160;409A, it will promptly advise the other party and both parties will negotiate reasonably and in good faith to amend the terms of the Agreement so that it complies with the most limited possible economic effect on the Company and&#160;Executive.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive shall not assign or transfer any of Executive's rights under this Agreement, wholly or partially, to any other person or to delegate the performance of the Executive's duties under the terms of this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Upon Executive's death, no death benefit is payable under this Agreement other than benefits that were already in pay status at the date of death.&#160; Executive's rights under this Agreement with respect to any benefits earned before the date of death shall inure to Executive's heirs, executors, administrators or personal&#160;representatives.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The rights and obligations of the Company under this Agreement shall inure to the benefit of and be binding in each and every respect upon the direct and indirect successors and assigns of the Company, regardless of the manner in which the successors or assigns succeed to the interests or assets of the Company.&#160; This Agreement shall not be terminated by the voluntary or involuntary dissolution of the Company, by any merger, consolidation or acquisition where the Company is not</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the surviving corporation, by any transfer of all or substantially all of the Company's assets, or by any other change in the Company's structure or the manner in which the Company's business or assets are held. Executive's employment shall not be deemed terminated upon the occurrence of one of the foregoing events. In the event of any merger, consolidation or sale or transfer of assets, this Agreement shall be binding upon and shall inure to the benefit of the surviving business or the business entity to which the assets are transferred.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Survival.</font>&#160; If any benefits provided to Executive under this Agreement are still owed, or claims under the Agreement are still pending at the time of termination of this Agreement, this Agreement shall continue in force with respect to those obligations or claims, until those benefits are paid in full or those claims are resolved in full.&#160; The Restrictive Covenants and dispute resolution provisions of this Agreement shall survive the termination of this Agreement and shall be enforceable regardless of any claim Executive may have against the&#160;Company.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Board of Director's Authority.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Bancorp's Board of Directors has the authority to interpret and construe the provisions of this Agreement, including the attached Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Trust's Board of Directors has the authority to decide matters relating to termination for Cause or Good Reason, the violation of the Restrictive Covenants and the calculation of benefits.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In a decision under paragraph (1) or (2) above, the burden of proof shall be on that Board of Directors and that decision shall be:</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-LEFT: 108pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(A)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subject to the duty of good faith and fair dealing;</font></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-LEFT: 108pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(B)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Supported by clear and convincing evidence; and</font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Made by the affirmative vote of at least three fourths of that Board of&#160;Directors.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">An arbitrator or a court reviewing such a decision by that Board of Directors shall make its own independent decision and not grant deference to the that Board of Director's decision.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; MARGIN-LEFT: 36pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(j)</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Joint and Several Obligation. </font>Bancorp, the Bank and the Trust will be jointly and severally liable for the payment obligations under this Agreement.</font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Actions by Banking Regulatory Authorities.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If Executive is suspended and/or temporarily prohibited from participating in the conduct of the Company's affairs by a notice served under &#167; 8(e)(3) or (g)(1) of the FDIA, 12 U.S.C. &#167; 1818(e)(3) and (g)(1), the Company's obligations under this Agreement shall be suspended as of the date of service, unless stayed by appropriate proceedings.&#160; If the charges in the notice are dismissed, the Company may in its&#160;discretion:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Pay Executive all or part of the payments under this Agreement that were withheld while its obligations under this Agreement were suspended; and/or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Reinstate in whole or in part any of its obligations which were suspended.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If Executive is removed and/or permanently prohibited from participating in the conduct of the Company's affairs by an order issued under &#167; 8(e)(4) or (g)(1) of the FDIA, 12 U.S.C. &#167; 1818(e)(4) and (g)(1), Executive shall be terminated for Cause as of the effective date of the order.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If the Company is in default (as defined in &#167; 3(x)(1) of the FDIA, 12&#160;U.S.C.&#160;&#167;&#160;1813(x)(1)), all further obligations under this Agreement shall terminate as of the date of default.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Agreement may be terminated entirely or suspended for a period of time by the applicable banking regulatory authority, or as otherwise required by law, if:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Federal Deposit Insurance Corporation ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>FDIC</u></font>") enters into an agreement to provide assistance to or on behalf of the Company under the authority contained in &#167; 13(c) of the FDIA, 12 U.S.C. &#167; 1823(c);</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The applicable banking regulatory authority approves a supervisory merger to resolve problems related to the operation of the Company; or</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The applicable banking regulatory authority determines the Company is in an unsafe or unsound condition.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Change in Control Benefit is subject to and conditioned upon its compliance with 12 U.S.C. &#167; 1828(k) and FDIC regulation 12 C.F.R. Part 359, "Golden Parachute and Indemnification Payments."</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-VARIANT: small-caps; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Advice of Counsel</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font>&#160; Executive acknowledges that, in executing this Agreement, Executive has had the opportunity to seek the advice of independent legal counsel and has read and understood all of the terms and provisions of this Agreement.&#160; This Agreement shall not be construed against any party by reason of the drafting or preparation of its provisions.</div>
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<div>EXECUTIVE</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW ASSET MANAGEMENT AND TRUST COMPANY</div>
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<div>______________________________________<font style="FONT-SIZE: 5.05pt">&#160;</font></div>
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<div>By: _________________________________</div>
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<div>Title: ________________________________</div>
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<td style="WIDTH: 50%">Date:__________________________________&#160;</td>
<td style="WIDTH: 50%">Date:__________________________________&#160;</td>
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<td style="WIDTH: 50%"><strong>RIVERVIEW COMMUNITY BANK</strong>&#160;</td>
<td style="WIDTH: 50%"><strong>RIVERVIEW BANCORP, INC.</strong>&#160;</td>
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<div>By: _________________________________&#160;</div>
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<div>By: _________________________________&#160;</div>
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<div>Title: ________________________________</div>
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<div>Title: ________________________________</div>
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<div>Date:__________________________________</div>
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<td style="WIDTH: 50%">Date:__________________________________&#160;</td>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EMPLOYMENT SEPARATION AGREEMENT AND RELEASE OF CLAIMS</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This is a confidential agreement (this "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Separation Agreement</u></font>") between you, _________________, and us, Riverview Asset Management and Trust Company (the "Trust"), Riverview Community Bank (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bank</u></font>") and Riverview Bancorp, Inc. ("<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Bancorp</u></font>") (Bancorp, the Trust and the Bank are collectively referred to as "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Riverview</u></font>"). This Separation Agreement is dated for reference purposes _____________, 20___, which is the date we delivered this Separation Agreement to you for your&#160;consideration.</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Termination of Employment.</font>&#160; Your employment terminates (or was terminated) on _______________, 20___ (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Separation Date</u></font>"), which was within the number of months of a Change in Control as specified in Section 3(a)(1)(A) in the Change in Control Agreement between you and Riverview dated __________________ (the "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>CIC Agreement</u></font>"), which is incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Payments.</font>&#160; In exchange for your agreeing to the release of claims and other terms in this Separation Agreement, we will pay you the Change in Control Benefit and other payments in Section 3 of the CIC Agreement.&#160; You acknowledge that we are not obligated to make these payments to you unless you comply with the Restrictive Covenants in Section 5 of the CIC Agreement and otherwise comply with the material terms of the CIC Agreement and of this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">COBRA Continuation Coverage.</font>&#160; Your normal employee participation in Riverview's group health coverage will terminate on the Separation Date or, if provided under the group health plan, the last day of the month in which the Separation Date occurs.&#160; Continuation of group health coverage thereafter will be made available to you and your dependents pursuant to federal law ("COBRA"). Continuation of group health coverage after the Separation Date is entirely at your expense, as provided under COBRA.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Termination of Benefits.</font>&#160; Except as provided in Section 3 above, your participation in all employee benefit plans and programs ends (or ended) on the Separation Date or as otherwise provided in those plans.&#160; Your rights under any benefit or other plans in which you may have participated will be determined in accordance with the written plan documents governing those plans.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Full Payment.</font>&#160; You acknowledge having received full payment of all compensation of any kind (including wages, salary, paid time off, sick leave, commissions and incentive compensation) that you earned as a result of your employment by us and that are owing to you as of the Separation Date.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Further Compensation.</font>&#160; Any and all agreements to pay you bonuses or other incentive compensation are terminated.&#160; You understand and agree that you have no right to receive any further payments for bonuses or other incentive compensation.&#160; We owe you no further compensation or benefits of any kind, except as described in Section 2 above.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">7.</font><font style="FONT-SIZE: 5.14pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Release of Claims.</font></div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You hereby release:</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview and its affiliates and benefit plans (each, including Riverview, a "<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Riverview Affiliate</u></font>");</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Each of the Riverview Affiliates' past and present shareholders, executives, directors, officers, agents, employees, representatives, administrators, fiduciaries and attorneys; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The predecessors, successors, transferees and assigns of each of such persons and entities, from any and all claims of any kind, known or unknown, that arose on or before the date you signed this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The claims you are releasing include, without limitation, claims of wrongful termination, claims of constructive discharge, claims arising out of employment agreements, representations or policies related to your employment, claims arising under federal, state or local laws or ordinances prohibiting discrimination or harassment or requiring accommodation on the basis of age, race, color, national origin, religion, sex, disability, marital status, sexual orientation or any other status, claims of failure to accommodate a disability or religious practice, claims for violation of public policy, claims of retaliation, claims of failure to assist you in applying for future position openings, claims of failure to hire you for future position openings, claims for wages or compensation of any kind (including overtime claims), claims of tortious interference with contract or expectancy, claims of fraud or negligent misrepresentation, claims of breach of privacy, defamation claims, claims of intentional or negligent infliction of emotional distress, claims of unfair labor practices, claims arising out of any claimed right to stock or stock options or other equity interests, claims for attorneys' fees or costs, and any other claims that are based on any legal obligations that arise out of or are related to your employment relationship with us.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You specifically waive any rights or claims that you may have under Title 49 of the Revised Code of Washington, the Civil Rights Act of 1964 (including Title VII of that Act), the Equal Pay Act of 1963, the Age Discrimination in Employment Act of 1967 (ADEA), the Americans with Disabilities Act of 1990 (ADA), the Fair Labor Standards Act of 1938 (FLSA), the Family and Medical Leave Act of 1993 (FMLA), the Worker Adjustment and Retraining Notification Act (WARN), the Employee Retirement Income Security Act of 1974 (ERISA), the National Labor Relations Act (NLRA), and all similar federal, state and local laws.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You agree not to seek any personal recovery (of money damages, injunctive relief or otherwise) for the claims you are releasing in this Separation Agreement, either through any complaint to any governmental agency or otherwise, whether individually or through a class action.&#160; You agree never to start or participate as a plaintiff in any lawsuit or arbitration asserting any of the claims you are releasing in this Separation Agreement.&#160; You represent and warrant that you have not initiated any complaint, charge, lawsuit or arbitration involving any of the claims you are releasing in this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Should you apply for future employment with a Riverview Affiliate, the Riverview Affiliate has no obligation to consider you for future employment.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You represent and warrant that you have all necessary authority to enter into this Separation Agreement (including, if you are married, on behalf of your marital community) and that you have not transferred any interest in any claims to your spouse or to any third party.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Separation Agreement does not affect your rights arising under any of the Bank's benefit plans through the Separation Date or afterwards under the terms of those plans to receive pension plan benefits, medical plan benefits, unemployment compensation benefits or workers' compensation benefits.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Separation Agreement also does not affect your rights under any agreements, bylaw provisions, insurance or otherwise, to be indemnified, defended or held harmless in connection with claims that may be asserted against you by third parties.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You understand that you are releasing potentially unknown claims and that you have limited knowledge with respect to some of the claims being released.&#160; You acknowledge that there is a risk that, after signing this Separation Agreement, you may learn information that might have affected your decision to enter into this Separation Agreement.&#160; You assume this risk and all other risks of any mistake in entering into this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You are giving up all rights and claims of any kind, known or unknown, except for the rights specifically given to you in this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">You agree that this release is fairly and knowingly made.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Admission of Liability.</font>&#160; Neither this Separation Agreement nor the payments made under this Separation Agreement are an admission of liability or wrongdoing by any Riverview Affiliate.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Riverview Materials.</font>&#160; You represent and warrant that you have, or no later than the Separation Date will have, returned all keys, credit cards, documents and other materials that belong to us, and disclosed all computer user identifications and passwords used by you in the course of your employment or necessary for accessing information on our computer system, in accordance with Section 7 of the CIC Agreement, which is incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nondisclosure Agreement.</font>&#160; You will comply with the covenant regarding confidential information in Section 5(a) of the CIC Agreement, which covenant is incorporated herein by reference.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Disparagement.</font>&#160; You may not disparage any Riverview Affiliate or its business or products and may not encourage any third parties to sue a Riverview Affiliate.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cooperation Regarding Other Claims.</font>&#160; If any claim is asserted by or against a Riverview Affiliate as to which you have relevant knowledge, you will reasonably cooperate with us in the prosecution or defense of that claim, including by providing truthful information and testimony as reasonably requested by us.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonsolicitation; No Interference.</font>&#160;&#160; You will comply with Sections 5(b) and 5(c) of the CIC Agreement, incorporated herein by reference, and Riverview will have the right to enforce those provisions under the terms of Section 5(d) of the CIC Agreement, incorporated herein by reference.&#160; Following the expiration of the covenants referenced in the preceding sentence, you will not, apart from good faith competition, interfere with any Riverview Affiliate's relationships with customers, employees, vendors, or others.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Independent Legal Counsel.</font>&#160; You are advised and encouraged to consult with an attorney before signing this Separation Agreement.&#160; You acknowledge that you have had an adequate opportunity to do so.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consideration Period.</font>&#160; You have 21 days from the date this Separation Agreement is given to you to consider this Separation Agreement before signing it.&#160; You may use as much or as little of this 21&#8209;day period as you wish before signing.&#160; If you do not sign and return this Separation Agreement within this 21-day period, you will not be eligible to receive the benefits described in this Separation&#160;Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Revocation Period and Effective Date.</font>&#160; You have 7 calendar days after signing this Separation Agreement to revoke it.&#160; To revoke this Separation Agreement after signing it, you must deliver a written notice of revocation to the Trust's Chief Executive Officer before the 7-day period expires.&#160;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This Separation Agreement shall not become effective until the 8th calendar day after you sign it. If you revoke this Separation Agreement it will not become effective or enforceable and you will not be entitled to the benefits described in this Separation Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Governing Law.</font>&#160; This Separation Agreement is governed by the laws of the State of Washington that apply to contracts executed and to be performed entirely within the State of Washington.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Dispute Resolution.&#160; </font>Any dispute arising under this Agreement shall be subject to arbitration in accordance with Section 8 of the CIC Agreement, as modified by Section 9(i) of the CIC Agreement, which sections are specifically incorporated by reference, in their entirety, in this Agreement.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Saving Provision.</font>&#160; If any part of this Separation Agreement is held to be unenforceable, it shall not affect any other part.&#160; If any part of this Separation Agreement is held to be unenforceable as written, it shall be enforced to the maximum extent allowed by applicable law.</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Final and Complete Agreement.</font>&#160; Except for the CIC Agreement and/or the Employment Agreement, which are expressly incorporated herein by reference, this Separation Agreement is the final and complete expression of all agreements between us on all subjects relating to your employment or its termination and supersedes and replaces all prior discussions, representations, agreements, policies and practices.&#160; You acknowledge you are not signing this Separation Agreement relying on anything not set out herein.</div>
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<div><strong>Riverview Asset Management and Trust Company</strong></div>
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<div><strong>Riverview Community Bank</strong></div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>By: _________________________________</div>
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<div>By: _________________________________</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>Title: ________________________________</div>
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<div>Title: ________________________________</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>Date:__________________________________</div>
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<div>Date:__________________________________</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>Riverview Bancorp, Inc.</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<td style="WIDTH: 50%">
<div>&#160;</div>
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<div>By: _________________________________</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>&#160;</div>
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<div>Title: ________________________________</div>
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<div>&#160;</div>
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<td style="WIDTH: 50%">&#160;</td>
<td style="WIDTH: 50%">&#160;</td>
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<div>Date:__________________________________&#160;</div>
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<td style="WIDTH: 50%">&#160;</td>
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<div>&#160;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">I, the undersigned, having been advised to consult with an attorney, hereby agree to be bound by this Separation Agreement and confirm that I have read and understood each part of it.</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A-4</div>

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<div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
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<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>4
<FILENAME>exhibit2133117.htm
<DESCRIPTION>EXHIBIT 21
<TEXT>
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<head>
<title></title>
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<div><br>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 21</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: normal">SUBSIDIARIES OF THE REGISTRANT</div>

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</div>

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</div>

<div style="LINE-HEIGHT: 10.85pt">
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<td style="WIDTH: 33.33%"><u>PARENT</u>&#160;</td>
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<tr style="HEIGHT: 12px">
<td style="WIDTH: 33.33%">&#160;</td>
<td style="TEXT-ALIGN: center; WIDTH: 33.33%">&#160;</td>
<td style="WIDTH: 33.33%">&#160;</td>
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<td style="WIDTH: 33.33%">Riverview Bancorp, Inc.&#160;</td>
<td style="TEXT-ALIGN: center; WIDTH: 33.33%">&#160;</td>
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<tr style="HEIGHT: 12px">
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<td style="TEXT-ALIGN: center; WIDTH: 33.33%">&#160;</td>
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<div><u>Subsidiaries (a)</u></div>
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<div><u>State of Incorporation</u></div>
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<tr>
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<div>&#160;</div>
</td>
<td style="TEXT-ALIGN: center; WIDTH: 33.33%">
<div>&#160;</div>
</td>
<td style="WIDTH: 33.33%">
<div>&#160;</div>
</td>
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<div>Riverview Community Bank</div>
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<div>100%</div>
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<div>Federal</div>
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<tr>
<td style="WIDTH: 33.33%">
<div>&#160;</div>
</td>
<td style="TEXT-ALIGN: center; WIDTH: 33.33%">
<div>&#160;</div>
</td>
<td style="WIDTH: 33.33%">
<div>&#160;</div>
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<div>Riverview Services, Inc. (b)</div>
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<div>100%</div>
</td>
<td style="WIDTH: 33.33%">
<div>Washington</div>
</td>
</tr>

<tr>
<td style="WIDTH: 33.33%">
<div>&#160;</div>
</td>
<td style="TEXT-ALIGN: center; WIDTH: 33.33%">
<div>&#160;</div>
</td>
<td style="WIDTH: 33.33%">
<div>&#160;</div>
</td>
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<div>Riverview Trust Company (b)<font style="FONT-SIZE: 5.11pt">&#160;</font></div>
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<div>100%</div>
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<div>Washington</div>
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</div>

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</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">(a)</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The operation of the Registrant's wholly owned subsidiaries are included in the Registrant's Financial Statements contained in Item 8 of this for 10-K.</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">(b)</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">This corporation is a subsidiary of Riverview Community Bank.</div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>5
<FILENAME>riv10k33117exh23.htm
<DESCRIPTION>EXHIBIT 23
<TEXT>
<html>
<head>
<title></title>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 23</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consent of Independent Registered Public Accounting Firm</div>

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</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We consent to the incorporation by reference in Registration Statement No. 333-217276 on Form S-3 and Registration Statements No. 333-38887, No. 333-66049 and No. 333-109894 on Form S-8 of Riverview Bancorp, Inc. of our report dated June 5, 2017, with respect to the consolidated financial statements of Riverview Bancorp, Inc. and Subsidiary (collectively, "Riverview"), and the effectiveness of Riverview's internal control over financial reporting, included in Riverview's Annual Report (Form 10-K) for the year ended March 31, 2017.</div>

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</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">/s/ Delap LLP</div>

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</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Lake Oswego, Oregon</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">June 5, 2017</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center">
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>6
<FILENAME>riv10k33117exh231.htm
<DESCRIPTION>EXHIBIT 23.1
<TEXT>
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<head>
<title></title>
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<div><br>
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 23.1</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-WEIGHT: bold">Consent of Independent Registered Public Accounting Firm</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We consent to the incorporation by reference in Registration Statement No. 333-217276 on Form S-3 and Registration Statements No. 333-38887, No. 333-66049 and No. 333-109894 on Form S-8 of our report dated June 12, 2015, relating to the consolidated financial statements of Riverview Bancorp, Inc. and subsidiary appearing in this Annual Report on Form 10-K of Riverview Bancorp, Inc. for the year ended March 31, 2017.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">/s/ Deloitte &amp; Touche LLP</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Portland, Oregon</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">June 5, 2017</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>7
<FILENAME>riv10k33117exh311.htm
<DESCRIPTION>EXHIBIT 31.1
<TEXT>
<html>
<head>
<title></title>
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<div><br>
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Exhibit 31.1</u></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Certification Required</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">By Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934</div>

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</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I, Patrick Sheaffer, certify that:</div>

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<tr>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">1.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I have reviewed this Annual Report on Form 10-K of Riverview Bancorp, Inc.;</div>
</td>
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</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
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<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">2.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</div>
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</table>
</div>

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</div>

<div>
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<tr>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">3.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</div>
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</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">4.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is being prepared;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fiscal fourth quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 39.6pt; FONT-SIZE: 10pt">a)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting, which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</div>
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<div>Date: June 5, 2017</div>
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<td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 50%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
<div><u>/s/ Patrick Sheaffer</u></div>
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<div>&#160;</div>
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<div>Patrick Sheaffer</div>
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<div>&#160;</div>
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<div>Chairman and Chief Executive Officer</div>
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<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>8
<FILENAME>riv10k33117exh312.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Exhibit 31.2</u></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Certification Required</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">By Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I, Kevin J. Lycklama, certify that:</div>

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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I have reviewed this Annual Report on Form 10-K of Riverview Bancorp, Inc.;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</div>
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<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">a)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is being prepared;</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">b)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">c)</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</div>
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<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">d)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fiscal fourth quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</div>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent function):</div>
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<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">a)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting, which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</div>
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<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">b)</td>
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<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</div>
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<div>Date: June 5, 2017</div>
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<td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 50%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/s/ Kevin J. Lycklama</u></td>
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<div>&#160;</div>
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<div>Kevin J. Lycklama</div>

<div>Chief Financial Officer</div>
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<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center">&#160;</div>

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<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>9
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 32</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">CERTIFICATION PURSUANT TO</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">18 U.S.C. 1350,</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">AS ADOPTED PURSUANT TO</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The undersigned herby certifies in his capacity as an officer of Riverview Bancorp, Inc. (the "Company") pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley act of 2002 and in connection with this Annual Report on Form 10-K that:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the report fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the information contained in the report fairly presents, in all material respects, the Company's financial condition and results of operations as of the dates and for the periods presented in the financial statements included in such report.</div>
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<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

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<div style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/S/ Patrick Sheaffer&#160;</u></div>
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<div style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/S/ Kevin J. Lycklama</u></div>
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<div>Patrick Sheaffer</div>
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<div>Chief Executive Officer</div>
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<div>Chief Financial Officer</div>
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<td style="WIDTH: 50%">Dated: June 5, 2017 </td>
<td style="WIDTH: 50%">Dated: June 5, 2017 </td>
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<us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">60679000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
<us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">92418000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
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<rvsb:PaymentsForProceedsFromDeathBenefitOnBoli contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-1236000</rvsb:PaymentsForProceedsFromDeathBenefitOnBoli>
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<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">366000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">598000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
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<us-gaap:ProceedsFromSaleOfForeclosedAssets contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">753000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
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<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">-70661000</us-gaap:NetCashProvidedByUsedInInvestingActivities>

<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-76840000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
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<us-gaap:RepaymentsOfDebt contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">4100000</us-gaap:RepaymentsOfDebt>
<us-gaap:RepaymentsOfDebt contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">23200000</us-gaap:RepaymentsOfDebt>
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<us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">21000</us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations>
<us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">28000</us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">114000</us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">84000</us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">48000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">48000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">62000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">62000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">11000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">11000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">30775000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">48000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">56324000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1199000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">67745000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1788000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">-9918000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">2034000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">-3259000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1673000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">9213000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">3721000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="-3">68577000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">58659000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">55400000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1467000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">64613000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">5188000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1106000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">3140000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:InterestPaid contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">5457000</us-gaap:InterestPaid>
<us-gaap:InterestPaid contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">1570000</us-gaap:InterestPaid>
<us-gaap:InterestPaid contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1655000</us-gaap:InterestPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">15000</us-gaap:IncomeTaxesPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">239000</us-gaap:IncomeTaxesPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">285000</us-gaap:IncomeTaxesPaid>
<us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">253000</us-gaap:DividendsPayableCurrentAndNoncurrent>
<us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">452000</us-gaap:DividendsPayableCurrentAndNoncurrent>
<us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">452000</us-gaap:DividendsPayableCurrentAndNoncurrent>
<us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">450000</us-gaap:DividendsPayableCurrentAndNoncurrent>
<us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">450000</us-gaap:DividendsPayableCurrentAndNoncurrent>
<us-gaap:CapitalLeaseObligationsIncurred contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">241000</us-gaap:CapitalLeaseObligationsIncurred>
<us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">-724000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
<us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">-203000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
<us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1525000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
<us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;14.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;EMPLOYEE STOCK OWNERSHIP PLAN&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares are released and allocated to participant accounts on or about December 31 of each year until December 2017. ESOP compensation expense included in salaries and employee benefits was $143,000, $110,000 and $102,000 for the years ended March 31, 2017, 2016 and 2015, respectively. Shares held by the ESOP at March 31, 2017 totaled 540,476.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;ESOP share activity is summarized in the following table:&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ESOP&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allocated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and Released&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2014&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;338,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;98,532&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,052&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2014&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;332,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;73,899&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;888,685&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;207,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;913,318&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;176,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;937,951&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
<us-gaap:EarningsPerShareTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;16.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;EARNINGS PER SHARE&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Basic earnings per share ("EPS") is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items. Diluted EPS is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company's common stock during the period. Common stock equivalents arise from the assumed exercise of outstanding stock options. Shares owned by the Company's ESOP that have not been allocated are not considered to be outstanding for the purpose of computing basic and diluted EPS&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;. As of March 31, 2017 and 2016, there were 24,633 and 49,266 shares, respectively, which had not been allocated under the Company's ESOP. For the years ended March 31, 2017, 2016 and 2015, stock options for 59,000, 211,000 and 234,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.&lt;/font&gt;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;/font&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents a reconciliation of the components used to compute basic and diluted EPS for the periods indicated:&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(Dollars and share data in thousands, except per share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Denominator-weighted average common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,393&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.28&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; margin-left: 19.35pt; font-size: 10pt;"&gt;Denominator-weighted average common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,393&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effect of dilutive stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average common shares and common stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,494&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.28&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:EarningsPerShareTextBlock>
<us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z6a3c01ad99c342ec82031d4faf952879" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;4.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;INVESTMENT SECURITIES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The amortized cost and approximate fair value of investment securities consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z66c8c382947f49ada0ff0359a1610cc8" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Gains&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,936&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,993&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,510&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,742&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,649&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(848&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;202,830&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;193&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Trust preferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,919&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,520&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;632&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,924&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;980&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;185&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,011&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,860&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="16"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="16"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The contractual maturities of investment securities as of March 31, 2017 are as follows (in thousands):&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd6b417bf07ae4d00a7bf281682b859eb" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Available for Sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Held to Maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after one year through five years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,455&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after five years through ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,852&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,350&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;58&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;59&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;202,830&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Expected maturities of investment securities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The fair value of temporarily impaired investment securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z8fc07811f92c448083b32c1e572bd51a" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Less than 12 months&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12 months or longer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,785&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,785&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,232&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;602&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,990&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,754&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,840&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,594&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(848&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;161,967&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,754&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(55&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;165,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, FNMA and GNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of SBA issued and CRE secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="dspfpagebreakarea"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z87d610f3f3854959b1a4baadcc37b508" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="7"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="7"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="7"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Less than 12 months&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12 months or longer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Trust preferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,508&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,991&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,499&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;831&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,051&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,891&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,229&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,120&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(23&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,079&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20,945&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 16px;"&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of SBA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2016, the Company's trust preferred securities consisted of a single collateralized debt obligation secured by a pool of trust preferred securities issued by other bank holding companies. The Company held the mezzanine tranche of this security. During the year ended March 31, 2017, the collateralized debt obligation was liquidated and the Company received $1.8 million in proceeds from the liquidation which resulted in a realized gain of $82,000. For the year ended March 31, 2017, the Company recognized OTTI charges of $240,000 on this collateralized debt obligation.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The unrealized losses on the Company's investment securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of these securities to recover as the securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that these securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management's evaluation and intent, the unrealized losses related to the investment securities in the above tables are considered temporary.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Gross realized gains on sales of investment securities available for sale totaled $82,000 for the year ended March 31, 2017, which was related to the collateralized debt obligation and the gross realized gain was recorded in other non-interest income in the 2017 consolidated statement of income. The income tax of $29,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2017. The Company had no sales and realized no gains or losses on sales of investment securities for the year ended March 31, 2016. Gross realized gains on sales of investment securities available for sale totaled $158,000 for the year ended March 31, 2015 and the gross realized gain was recorded in other non-interest income in the 2015 consolidated statement of income. The income tax of $54,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2015.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Investment securities available for sale with an amortized cost of $11.1 million and $10.2 million and a fair value of $11.1 million and $10.3 million at March 31, 2017 and 2016, respectively, were pledged as collateral for government public funds held by the Bank. Investment securities held to maturity with an amortized cost of $20,000 and $23,000 and a fair value of $--20,000 and $24,000 at March 31, 2017 and 2016, respectively, were pledged as collateral for government public funds held by the Bank.&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
<us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;5.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;LOANS RECEIVABLE&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loans receivable at March 31, 2017 and 2016 are reported net of deferred loan fees totaling $3.2 million and $2.7 million, respectively. Loans receivable are also reported net of discounts totaling $2.0 million and premiums totaling $1.5 million at March 31, 2017 and 2016, respectively. The change between the discounts and premiums from the prior year was primarily due to loans acquired under the MBank transaction (see Note 1). Loans receivable, excluding loans held for sale, consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 898px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: middle;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 4.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;Total commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,189&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;495,655&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate one-to-four family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,865&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88,780&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other installment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,384&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;"&gt;Total consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less: Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent:
 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;768,904&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;614,934&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;Consists primarily of purchased automobile loans totaling $23.6 million and $37.4 million at March 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company's loan portfolio includes originated and purchased loans. Originated loans, and purchased loans for which there was no evidence of credit deterioration at their acquisition date and for which it was probable that the Company would be able to collect all contractually required payments, are referred to collectively as "loans". The Company originates commercial business, commercial real estate, land, multi-family real estate, real estate construction, residential real estate and other consumer loans. At March 31, 2017 and 2016, the Company had no loans to foreign domiciled businesses or foreign countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company's portfolio are secured by properties located in Washington and Oregon, and accordingly, the ultimate collectibility of a substantial portion of the Company's loan portfolio is susceptible to changes in the local economic conditions in these markets. Loans and extensions of credit outstanding at one time to one borrower are generally limited by federal regulations to 15% of the Bank's shareholders' equity, excluding accumulated other comprehensive income (loss). The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2017, loans carried at $439.0 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;Aggregate loans to officers and directors, all of which are current, consist of the following for the periods indicated (in thousands):&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color:
 #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;841&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,233&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;854&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Originations&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;53&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;511&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Principal repayments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(445&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(132&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;859&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;841&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,233&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Loan segment risk characteristics:&lt;/u&gt;&lt;/font&gt;&amp;#160;The Company considers its loan classes to be the same as its loan segments. The following are loan segment risk characteristics of the Company's loan portfolio:&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px;
 font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Commercial business&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; Commercial business loans are primarily made based on the operating cash flows of the borrower or conversion of working capital assets to cash and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers may be volatile and the value of the collateral securing these loans may be difficult to measure. Most commercial business loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and generally include a personal guarantee based on a review of personal financial statements. The Company will extend some short-term loans on an unsecured basis to highly qualified borrowers. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of a borrower default is often an insufficient source of repayment, because accounts receivable may be uncollectible and inventories and equipment may be obsolete or of limited use. Accordingly, the repayment of a commercial business loan depends primarily on the credit-worthiness of the borrower (and any guarantors), while the liquidation of collateral is a secondary and potentially insufficient source of repayment. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the management of the business and the credit-worthiness of the borrowers and the guarantors.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Commercial real estate&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates commercial real estate loans within its primary market areas secured by properties such as office buildings, warehouse/industrial, retail, assisted living, single purpose facilities, and other commercial properties. These are cash flow loans that share characteristics of both real estate and commercial business loans. The primary source of repayment is cash flow from the operation of the collateral property and secondarily through liquidation of the collateral. These loans are generally higher risk than other classifications of loans in that they typically involve higher loan amounts, are dependent on the management experience of the owners, and may be adversely affected by conditions in the real estate market or the economy. Owner-occupied commercial real estate loans are generally of lower credit risk than non-owner occupied commercial real estate loans as the borrowers' businesses are likely dependent on the properties. Underwriting for these loans is primarily dependent on the repayment capacity derived from the operation of the occupying business rather than rents paid by third-parties. The Company attempts to mitigate these risks by generally limiting the maximum loan-to-value ratio to 65%-80% depending on the property type and scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Land&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company has historically originated loans for the acquisition of raw land upon which the purchaser can then build or make improvements necessary to build or sell as improved lots. Currently, the Company is originating new land loans on a limited basis. Loans secured by undeveloped land or improved lots involve greater risks than one-to-four family residential mortgage loans because these loans are more difficult to evaluate. If the estimate of value proves to be inaccurate, in the event of default or foreclosure, the Company may incur a loss. The Company attempts to minimize this risk by generally limiting the maximum loan-to-value ratio on raw land loans to 65% and on improved land loans to 75%.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing:
 normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Multi-family&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates loans secured by multi-family dwelling units (more than four units). These loans involve a greater degree of risk than one-to-four family residential mortgage loans as these loans are usually greater in amount, dependent on the cash flow capacity of the project, and they are more difficult to evaluate and monitor. Repayment of loans secured by multi-family properties typically depends on the successful operation and management of the properties. Consequently, repayment of such loans may be affected by adverse conditions in the real estate market or economy. The Company attempts to mitigate these risks by thoroughly evaluating the global financial condition of the borrower, the management experience of the borrower, and the quality of the collateral property securing the loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Real estate construction-&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates construction loans for one-to-four family residential, multi-family, and commercial real estate properties. The one-to-four family residential construction loans include construction of consumer custom homes whereby the home buyer is the borrower as well as speculative and presold loans for home builders. Speculative one-to four-family construction loans are loans for which the home builder does not have, at the time of the loan origination, a signed contract with a home buyer who has a commitment for permanent financing with the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period. Multi-family construction loans are originated to construct apartment buildings and condominium projects. Commercial construction loans are originated to construct properties such as office buildings, retail rental space and mini-storage facilities, and assisted living facilities. All construction loans are short-term and generally the rate is variable in nature. Construction lending can involve a higher level of risk than other types of lending because funds are advanced based on a prospective value of the project at completion, the total estimated construction cost of the project, and the borrowers' equity at risk. Additionally, the repayment of the loan is conditional on the success of the ultimate project which is subject to interest rate changes, governmental regulations, general economic conditions and the ability of the borrower to sell or lease the property or refinance the indebtedness. If the Company's estimate of the value of a project at completion proves to be overstated, it may have inadequate security for repayment of the loan and may incur a loss if the borrower does not repay the loan. Projects may also be jeopardized by disagreements between borrowers and builders and by the failure of builders to pay subcontractors. Loans to construct homes for which no purchaser has been identified carry more risk because the payoff for the loan depends on the builder's ability to sell the property prior to the time that the construction loan is due. Although the nature of real estate construction loans is such that they are generally more difficult to evaluate and monitor, the Company attempts to closely monitor the construction project by on-site inspections. The Company also attempts to mitigate the risks of construction lending by adhering to its underwriting policies, disbursement procedures and monitoring practices.&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Real estate one-to-four family&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates both fixed-rate and adjustable-rate loans secured by one- to-four family residences located in its primary market areas. The majority of the fixed-rate one-to-four family loans are sold in the secondary market for asset/liability management purposes and to generate non-interest income. The Company's lending policies generally limit the maximum loan-to-value on one-to-four family loans to 80% of the lesser of the appraised value or the purchase price. However, the Company usually obtains private mortgage
 insurance on the portion of the principal amount that exceeds 80% of the appraised value of the property. Terms of maturity typically range from 15 to 30 years. The Company also originates home equity lines of credit and second mortgage loans. Home equity lines of credit and second mortgage loans have a greater credit risk than one-to-four family residential mortgage loans because they are secured by mortgages subordinated to the existing first mortgage on the property, which may or may not be held by the Company. The Company attempts to mitigate residential lending risks by adhering to its underwriting policies in evaluating the collateral and the credit-worthiness of the borrower.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Other installment&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates other consumer loans, which include automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans and unsecured loans. As of March 31, 2017 and 2016, other installment loans primarily consist of purchased automobile loans. These purchased automobile loans are originated through a single dealership group located outside the Company's primary market area. The collateral for these purchased automobile loans is comprised of a mix of used automobiles. These loans are purchased with servicing retained by the seller. Other consumer loans generally have shorter terms to maturity than mortgage loans. Other consumer loans generally involve a greater degree of risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by rapidly depreciating assets such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the credit-worthiness of the borrower.&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock>
<us-gaap:AllowanceForCreditLossesTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;6.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ALLOWANCE FOR LOAN LOSSES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present a reconciliation of the allowance for loan losses for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Multi-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate Construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(121&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;926&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(415&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;492&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;"&gt;2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="font-style: normal; font-family: 'times new roman', times, serif; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,263&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,268&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;539&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;348&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,762&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(245&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(545&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;364&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(359&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(51&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(319&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,150&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td
 style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;331&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;180&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;547&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,269&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,653&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,290&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,551&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(768&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(72&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(263&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(120&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(233&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;271&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;170&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,263&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,268&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;539&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height:
 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;348&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,762&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present an analysis of loans receivable and the allowance for loan losses, based on impairment methodology, at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded Investment in Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,077&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;439,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42,023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,011&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;117,768&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,440&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;767,566&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,802&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;343,947&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,002&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;127,486&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,775&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,204&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;610,615&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Changes in the allowance for unfunded loan commitments were as follows for the periods indicated (in thousands):&lt;/div&gt;
&lt;div
 style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;324&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;259&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net change in allowance for unfunded loan commitments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;65&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;324&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;259&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present an analysis of loans by aging category at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;30-89 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;90 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Greater&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000
 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Past&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Due and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;307&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,064&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,342&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,342&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;445,729&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align:
 bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;540&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;118,703&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;241&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,990&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;776,442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"
 colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size:
 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,559&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,559&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;352,190&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;334&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;965&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;128,199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;621,494&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Interest income foregone on non-accrual loans was $81,000, $112,000 and $433,000 for the years ended March 31, 2017, 2016 and 2015, respectively.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Credit quality indicators:&lt;/u&gt;&lt;/font&gt;&amp;#160;The Company monitors credit risk in its loan portfolio using a risk rating system (on a scale of one to nine) for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated future financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so that the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of loan portfolio risk. In determining the appropriate risk rating, the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earnings trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including
 custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days, it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company's historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan losses.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0.7pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Pass&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating between 1 and 4 and are to borrowers that meet normal credit standards. Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc. are offset by strength in other areas. Typically, these loans are secured by the operating assets of the borrower and/or real estate. The borrower's management is considered competent. The borrower has the ability to repay the debt in the normal course of business.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Watch&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 5 and are included in the "pass" rating. However, there would typically be some reason for additional management oversight, such as the borrower's recent financial setbacks and/or deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are monitored closely in an effort to correct deficiencies.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Special mention&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the credit position at some future date. These loans pose elevated risk but their weakness does not yet justify a "Substandard" classification.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Substandard&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a "substandard" loan has defined weaknesses which make payment default or principal exposure
 likely but not yet certain. Repayment of such loans is likely to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Doubtful&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and repayment may be dependent upon collateral which has value that is difficult to determine or upon some near-term event which lacks certainty.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Loss&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. "Loss" is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present an analysis of loans by credit quality indicators at the dates indicated (in thousands):&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Pass&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Special&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Mention&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Substandard&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Doubtful&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loss&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,063&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,195&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left;
 line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;430,923&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,426&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,722&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,156&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;547&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;118,965&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;756,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right;
 background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,008&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;"
 valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;68,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;813&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;343,306&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,784&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,760&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,484&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;128,830&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;334&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;610,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Impaired loans:&lt;/u&gt;&lt;/font&gt;&amp;#160;The following tables present the total and average recorded investment in impaired loans at the dates and for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment with&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;No Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;with Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom:
 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unpaid&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principal&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Related&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,806&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,826&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;306&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,169&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width:
 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,169&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,351&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,802&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,802&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,758&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,871&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;477&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,845&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,003&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,204&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,473&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2;
 text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;
 font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;255&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;542&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,075&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,130&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;456&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,136&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;817&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;93&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,842&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;99&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,176&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,529&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,947&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;72&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,118&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;502&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;18,262&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,391&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;642&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The cash basis interest income on impaired loans was not materially different than the interest recognized on impaired loans as shown in the above table.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;TDRs are loans for which the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, and/or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk. TDRs are considered impaired loans and as such, impairment is measured as described for impaired loans in Note 1 &amp;#8211; Summary of Significant Accounting Policies &amp;#8211; Allowance for Loan Losses.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents TDRs by interest accrual status at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,262&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,342&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,289&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,533&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,429&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,437&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,845&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,090&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,935&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 439px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2017, the Company had no commitments to lend additional funds on these loans. At March 31, 2017, all of the Company's TDRs were paying as agreed except for two commercial business loans totaling $294,000 and two commercial real estate loans totaling $1.3 million that defaulted after the loans were modified.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;There was one new TDR for the year ended March 31, 2017 consisting of a commercial business loan with a pre-modification outstanding recorded investment balance of $116,000 and a post-modification outstanding recorded investment balance of $107,000. There were no new TDRs for the year ended March 31, 2016. There was one new TDR for the year ended March 31, 2015 consisting of a commercial real estate loan with a pre-modification outstanding recorded investment balance of $334,000 and a post-modification outstanding recorded investment balance of $327,000. There was one commercial business loan for $107,000 that was modified as a TDR within the previous twelve months that subsequently defaulted in the twelve months ended March 31, 2017.&lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
<us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;9.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;GOODWILL&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Goodwill and certain other intangibles generally arise from business combinations accounted for under the purchase method of accounting. Goodwill and other intangibles deemed to have indefinite lives generated from business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has two reporting units, the Bank and the Trust Company, for purposes of evaluating goodwill for impairment.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company performed an impairment assessment as of October 31, 2016 and determined that no impairment of goodwill exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit's fair value to its carrying value. If the reporting unit's fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step, the Company calculates the implied fair value of goodwill. GAAP with respect to goodwill requires that the Company compare the implied fair value of goodwill to the carrying amount of goodwill in the Company's consolidated balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The estimated fair value of the Company is allocated to all of the Company's individual assets and liabilities, including any unrecognized identifiable intangible assets, as if the Company had been acquired in a business combination and the estimated fair value of the Company is the price paid to acquire it. The allocation process is performed only for purposes of determining the amount of goodwill impairment, as no assets or liabilities are written up or down, nor are any additional unrecognized identifiable intangible assets recorded as a part of this process. The results of the Company's step one test indicated that the reporting unit's fair value was greater than its carrying value, and, therefore, a step two analysis was not required; however, no assurance can be given that the Company's goodwill will not be written down in future periods.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;An interim impairment test was not deemed necessary as of March 31, 2017 due to the amount by which the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current estimated fair value determination would be less than the current carrying amount of the reporting unit is remote.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2;
 letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents the changes in the carrying amount of goodwill for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at beginning of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;MBank Transaction (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impairment charge&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at the end of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
<rvsb:JuniorSubordinatedDebentureDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;11.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;JUNIOR SUBORDINATED DEBENTURES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company has wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Debentures issued by the Company to the grantor trusts, totaling $26.4 million and $22.7 million at March 31, 2017 and 2016, respectively, are reflected in the consolidated balance sheets in the liabilities section, under the caption "junior subordinated debentures." The common securities issued by the grantor trusts are held by the Company, and the Company's investment in the common securities of $836,000 and $681,000 at March 31, 2017 and 2016, respectively, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the consolidated statements of income.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table is a summary of the terms and the amounts outstanding of the Debentures at March 31, 2017 (dollars in thousands):&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance Trust&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 0.5pt;"&gt;Rate Type&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Initial Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Maturity Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust I&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12/2005&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,217&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3/2036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust II&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2007&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7.03&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9/2037&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Merchants Bancorp Statutory Trust I&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2003&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.25&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6/2033&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,836&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Fair value adjustment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,446&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total Debentures at fair value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,390&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;font size="2"&gt;&lt;sup&gt;(1)&amp;#160;&lt;/sup&gt;&lt;font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup&gt;(&lt;/sup&gt;&lt;font size="2"&gt;&lt;sup&gt;2)&lt;/sup&gt;&lt;font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: -11px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/font&gt;&lt;/font&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;font size="2"&gt;&lt;sup&gt;(3)&amp;#160;&lt;/sup&gt;&lt;font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup&gt;&lt;font size="2"&gt;(4)&amp;#160;&lt;/font&gt;&lt;/sup&gt;Amounts are attributable to the MBank transaction. See Note 3.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:JuniorSubordinatedDebentureDisclosureTextBlock>
<us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z0e347572569342f48c72f5a583264721" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 29px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;17.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;FAIR VALUE MEASUREMENTS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 22.5pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;GAAP defines fair value, establishes a framework for measuring fair value, and requires certain disclosures about fair value measurements. The categories of fair value measurement prescribed by GAAP and used in the tables presented under fair value measurements are as&amp;#160;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;follows:&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date. An active market is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing an asset or liability developed based on the best information available in the circumstances.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status. Assets measured on a recurring basis at fair value and are required to be remeasured at fair value in the consolidated financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the consolidated financial statements at some time during the reporting period.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present assets that are measured at estimated fair value on a recurring basis at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 95%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zf08f81ed5be24efdbb48c4168a1b1b42" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 95%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zfb1bedb70df8443dbc26d4df081b0166" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Trust preferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,924&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,924&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;There were no transfers of assets into or out of Levels 1, 2 or 3 during the years ended March 31, 2017 and 2016.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z61464ae3b2ed4ab7875c8e29497cdd3d" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="padding-bottom: 2px; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="width: 1074px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,812&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Included in earnings&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Included in other comprehensive income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Disposition&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,679&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1074px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; width: 1074px; vertical-align: top;"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&amp;#160;&lt;/sup&gt;Included in other non-interest income.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 162px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 162px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following methods were used to estimate the fair value of each class of financial instrument above:&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment securities&amp;#160;&lt;/font&gt;&amp;#8211; Investment securities are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third-party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. The Company's Level 3 assets consisted of a collateralized debt obligation secured by a pool of trust preferred securities.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For Level 2 securities, the independent pricing service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. The Company's third-party pricing service has established processes for the Company to submit inquiries regarding the estimated fair value. In such cases, the Company's third-party pricing service will review the inputs to the evaluation in light of any new market data presented by the Company. The Company's third-party pricing service may then affirm the original estimated fair value or may update the evaluation on a go-forward basis.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Management reviews the pricing information received from the third-party pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, the Company compares prices received from the pricing service to discounted cash flow models or by performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to help ensure prices represent a reasonable estimate of fair value.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2016, the Company determined that the market for its collateralized debt obligation secured by a pool of trust preferred securities is inactive. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the collateralized debt obligation was classified as Level 3 in the fair value hierarchy. The Company utilized observable inputs where available and unobservable data, and modeled the cash flows adjusted by an appropriate liquidity and credit risk adjusted discount rate using an income approach valuation technique, in order to measure the fair value of the security.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present assets that are measured at estimated fair value on a nonrecurring basis at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zd07b59ac8129466a9bb30f71c6b8151f" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated fair value measurements using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;fair value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 783px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="za8cb90b5daa4499a98707b5da765e530" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 16px;"&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 790px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,092&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,092&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 790px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;REO&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 790px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a nonrecurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,736&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,736&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2017 and 2016:&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 98%; border-collapse: collapse; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zcb83701b741143699b22927fceae6333" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 459px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 24px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 300px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation technique&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 34px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 477px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;"&gt;Significant unobservable inputs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 38px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 172px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range&amp;#160;&lt;sup style="line-height: 1; font-family: 'times new roman bold', 'times new roman', serif; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 459px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 24px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 300px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 34px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 477px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 38px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 172px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 459px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 24px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 300px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Appraised value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 34px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 477px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Adjustment for market conditions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 38px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 172px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 459px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 24px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 300px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 34px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 477px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 38px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 172px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 459px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;REO&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 24px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 300px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Appraised value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 34px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 477px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Adjustment for market conditions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 38px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 172px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 24px;"&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 1504px; vertical-align: top;" colspan="7"&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 8pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160; There were no adjustments to appraised values of impaired loans for the year ended March 31, 2017. There were no adjustments to appraised values of impaired&lt;/div&gt;
&lt;div style="text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; loans or REO for the year ended March 31, 2016.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following methods were used to estimate the fair values:&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impaired loans&amp;#160;&lt;/font&gt;&amp;#8211; For information regarding the Company's method for estimating the fair value of impaired loans, see Note 1 &amp;#8211; Summary of Significant Accounting Policies &amp;#8211; Allowance for Loan Losses.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In determining the estimated net realizable value of the underlying collateral, the Company primarily uses third-party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, the Company considers the fair value of impaired loans to be highly sensitive to changes in market conditions.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;REO&amp;#160;&lt;/font&gt;&amp;#8211; REO is real property that the Bank has taken ownership of in partial or full satisfaction of a loan or loans. REO is recorded at the estimated fair value less estimated costs to sell. This amount becomes the property's new basis. Any write-downs based on the property's estimated fair value less estimated costs to sell at the date of acquisition are charged to the allowance for loan losses. At acquisition date, any write ups (whereby the fair value less estimated costs to sell exceeds the loan basis) are first recovered through the allowance for loan losses if there was a prior charge-off and then applied to any outstanding accrued interest. If no prior charge-off or accrued interest is present, the amount is recorded as a gain on transfer of REO.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company considers third-party appraisals in determining the fair value of particular properties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Management periodically reviews REO to help ensure the property is carried at the lower of its new basis or fair value, net of estimated costs to sell. Any additional write-downs based on a re-evaluation of the property's fair value are charged to non-interest expense. Because of the high degree of judgment required in estimating the fair value of REO and because of the relationship between fair value and general economic conditions, the Company considers the fair value of REO to be highly sensitive to changes in market conditions.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following disclosure of the estimated fair value of financial instruments is made in accordance with GAAP. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The carrying amount and estimated fair value of financial instruments is as follows at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 3.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z5cb74cc8f3e74e95bc1098d4b49a04d2" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64,613&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64,613&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64,613&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,042&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,108&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,108&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;768,904&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;731,996&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;731,996&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Demand and savings deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;830,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;830,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;830,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Time deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,390&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 4.05pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="10"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z9a50b5c00e3d4f299d5f286e15cdb00e" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,400&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,400&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,400&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;614,934&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;571,068&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;571,068&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Demand and savings deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Time deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,705&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,705&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: -0.25pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.8pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Fair value estimates, methods and assumptions are set forth below.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cash and cash equivalents&lt;/font&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;&amp;#8211; Fair value approximates the carrying amount.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Certificates of deposit held for investment&amp;#160;&lt;/font&gt;&amp;#8211; The fair value of certificates of deposit with stated maturities was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment securities&amp;#160;&lt;/font&gt;&amp;#8211; See descriptions above.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans receivable and loans held for sale&lt;/font&gt;&amp;#160;&amp;#8211; Loans receivable were priced using a discounted cash flow analysis. The fair value of loans held for sale was based on the loans' carrying values as the agreements to sell these loans are short-term fixed-rate commitments and no material difference between the carrying value and expected sales price is deemed likely.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;FHLB stock&lt;/font&gt;&amp;#160;&amp;#8211; Fair value approximates the carrying amount.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deposits&lt;/font&gt;&amp;#160;&amp;#8211; The fair value of deposits with no stated maturities such as non-interest-bearing demand deposits, interest checking, money market and savings accounts was equal to the amount payable on demand. The fair value of time deposits with stated maturities was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Junior subordinated debentures&lt;/font&gt;&amp;#160;&amp;#8211; The fair value of the Debentures was based on the discounted cash flow method. Management believes that the discount rate utilized is indicative of those that would be used by market participants for similar types of debentures.&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Capital lease obligation&lt;/font&gt;&amp;#160;&amp;#8211; The fair value of the Company's capital lease obligation is estimated by discounting the cash flows through maturity based on current rates available to the Company for borrowings with similar maturities.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Off-balance sheet financial instruments&lt;/font&gt;&amp;#160;&amp;#8211; The estimated fair value of loan commitments approximates fees recorded associated with such commitments. Since the majority of the Company's off-balance-sheet financial instruments consist of non-fee producing, variable rate commitments, the Company has determined they do not have a distinguishable fair value.&lt;/div&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
<us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;18.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;COMMITMENTS AND CONTINGENCIES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Off-balance sheet arrangements&amp;#160;&lt;/font&gt;&amp;#8211; In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk in order to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company's maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third-party. These guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies and is required in instances where the Company deems it necessary.&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contract or Notional Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commitments to originate loans:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Adjustable-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,958&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,186&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Fixed-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;28,301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,689&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Standby letters of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,614&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,379&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Undisbursed loan funds and unused lines of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,623&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;167,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,877&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2017, the Company had firm commitments to sell $3.5 million of residential loans to the FHLMC. Typically, these agreements are short-term fixed-rate commitments and no material gain or loss is likely.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Other Contractual Obligations&amp;#160;&lt;/font&gt;&amp;#8211; In connection with certain asset sales, the Company typically makes representations and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Company may have an obligation to repurchase the assets or indemnify the purchaser against loss. At March 31, 2017, loans under warranty totaled $117.2 million, which substantially represents the unpaid principal balance of the Company's loans serviced for the FHLMC. The Company believes that the potential for loss under these arrangements is remote. At March 31, 2017, the Company had an allowance for FHLMC loans of $39,000.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal;
 -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held for the benefit of, Washington and Oregon states, political subdivisions thereof, and municipal corporations. In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state collectively assure that no loss of funds are suffered by any public depositor. Generally, in the event of default by a public depositary, the assessment attributable to all public depositaries is allocated on a pro rata basis in proportion to the maximum liability of each depository as it existed on the date of loss. The Company has not incurred any losses related to public depository funds for the years ended March 31, 2017, 2016 and 2015.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company is periodically party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material effect, if any, on the Company's future consolidated financial position, results of operations and cash flows.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank has entered into employment contracts with certain key employees, which provide for contingent payments subject to future events.&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
<rvsb:NatureOfOperationsPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Nature of Operations&amp;#160;&lt;/b&gt;&lt;/i&gt;&amp;#8211; The Bank is a community-oriented financial institution which operates 19 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services.&lt;/font&gt;&lt;/div&gt;</rvsb:NatureOfOperationsPolicyTextBlock>
<us-gaap:ConsolidationPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principles of Consolidation&lt;/font&gt;&amp;#160;&amp;#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). Effective May 24, 2016, Riverview Asset Management Corp. changed its name to Riverview Trust Company. All inter-company transactions and balances have been eliminated in consolidation. As of March 31, 2015, a noncontrolling interest owner held a 10% interest in the Trust Company. During December 2015, the Trust Company repurchased all the remaining shares held by its noncontrolling interest owner. The purchase price of these shares was based on two third party appraisals of the Trust Company. Upon repurchase these shares were retired. This transaction resulted in the Bank's ownership of the Trust Company increasing from 90% at March 31, 2015 to 100% at March 31, 2016.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;On September 29, 2016, Riverview Bancorp, Inc. and Riverview Community Bank entered into a Purchase and Assumption Agreement ("MBank transaction") with Merchants Bancorp and its wholly owned subsidiary, MBank, of Gresham, Oregon under which Riverview Community Bank purchased certain assets and assumed certain liabilities of MBank in a cash transaction.&amp;#160;As part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities.&amp;#160;The transaction was completed on February 17, 2017. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of the acquisition date. See Note 3 for additional discussion.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust preferred securities (see Note 11). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.&lt;/font&gt;&lt;/div&gt;</us-gaap:ConsolidationPolicyTextBlock>
<us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;New Accounting Pronouncements&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&amp;#8211;&lt;/font&gt;&amp;#160;In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers" ("ASU 2014-09"). ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company's primary source of revenue is interest income, which is recognized when earned and is deemed to be in compliance with this ASU. Accordingly, the adoption of ASU 2014-09 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &amp;#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). The main provisions of ASU 2016-01 address the valuation and impairment of certain equity investments along with simplified disclosures about those investments. Equity securities with readily determinable fair values will be treated in the same manner as other financial instruments. ASU 2016-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of ASU 2016-01 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term on a generally straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. The effect of the adoption of ASU 2016-02 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width:
 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;
&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &amp;#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. At this time, we anticipate the allowance for loan losses will increase as a result of the implementation of this ASU. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and expects to begin developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;In January 2017, the FASB issued ASU 2017-04, "Intangibles &amp;#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 will be effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
<us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="22"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, beginning of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;424,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;474,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7.91&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Options exercised&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Forfeited&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(29,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(32,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9.55&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Expired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(154,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.92&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, end of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;424,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock>
<us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(Dollars and share data in thousands, except per share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Denominator-weighted average
 common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,393&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.28&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; margin-left: 19.35pt; font-size: 10pt;"&gt;Denominator-weighted average common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,393&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effect of dilutive stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average common shares and common stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,494&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.28&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
<us-gaap:AvailableForSaleSecuritiesTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Gains&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,936&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,993&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,510&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,742&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,649&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(848&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;202,830&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;193&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Trust preferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,919&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,520&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align:
 left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;632&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,924&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;980&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;185&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,011&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,860&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="16"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="16"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:AvailableForSaleSecuritiesTextBlock>
<us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Available for Sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Held to Maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after one year through five years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,455&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after five years through ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,852&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,350&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;58&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;59&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;202,830&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align:
 left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
<rvsb:ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z8fc07811f92c448083b32c1e572bd51a" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Less than 12 months&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12 months or longer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,785&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,785&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,232&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;602&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,990&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,754&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,840&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,594&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(848&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;161,967&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,754&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(55&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;165,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, FNMA and GNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of SBA issued and CRE secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;" id="dspfpagebreakarea"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z87d610f3f3854959b1a4baadcc37b508" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="7"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="7"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="7"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Less than 12 months&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12 months or longer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="7"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Trust preferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,508&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,991&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,499&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;831&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,051&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,891&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,229&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,120&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(23&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,079&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20,945&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 16px;"&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="24"&gt;
&lt;div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of SBA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock>
<us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 898px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: middle;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 4.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,189&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;495,655&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate one-to-four family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,865&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88,780&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other installment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,384&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less: Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;768,904&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;614,934&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;Consists primarily of purchased automobile loans totaling $23.6 million and $37.4 million at March 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
<rvsb:ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Multi-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate Construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif;
 margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(121&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;926&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(415&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;492&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width:
 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="font-style: normal; font-family: 'times new roman', times, serif; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,263&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,268&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;539&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;348&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,762&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(245&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(545&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;364&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(359&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(51&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(319&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,150&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;331&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;180&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;547&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double;
 text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;"&gt;2,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,269&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;203&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,653&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,290&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,551&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(768&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(72&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(263&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(120&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(233&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(111&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;271&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;170&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom:
 #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,263&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,268&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;539&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;348&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;1,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,762&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock>
<rvsb:ScheduleOfImpairedFinancingReceivablesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded Investment in Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,077&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;439,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42,023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;2,011&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;117,768&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,440&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;767,566&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
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&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
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&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
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&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,802&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;343,947&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,002&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;127,486&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px
 solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,775&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,204&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;610,615&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfImpairedFinancingReceivablesTableTextBlock>
<us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;30-89 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;90 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Greater&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Past&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Due and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;307&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,064&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,342&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,342&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;445,729&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color:
 #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;540&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;118,703&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;241&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,990&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;776,442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,559&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,559&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;352,190&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;334&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;965&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;128,199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;621,494&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
<rvsb:ScheduleOfCreditQualityIndicatorsTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Pass&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Special&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Mention&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Substandard&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Doubtful&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loss&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,063&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff;
 width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,195&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107,371&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;430,923&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,426&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,722&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,071&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,156&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;547&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width:
 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;118,965&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;756,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,008&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt;
 word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;68,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;813&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;343,306&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,784&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;353,749&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,760&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,484&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,045&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33,733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align:
 left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;128,830&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;334&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,164&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;610,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;624,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfCreditQualityIndicatorsTableTextBlock>
<rvsb:ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment with&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;No Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;with Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unpaid&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principal&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Related&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,806&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,826&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;306&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,169&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,169&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,351&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,802&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,802&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,758&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,871&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;477&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,845&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,003&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,204&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,473&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;255&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;542&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,075&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,130&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;456&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,136&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;817&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;93&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,842&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;99&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,176&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,529&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,947&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;72&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,118&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;502&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;18,262&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,391&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;642&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock>
<rvsb:ScheduleOfTdrsByInterestAccrualStatusTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,262&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,342&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,604&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,289&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,533&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td
 style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,692&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,731&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,429&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,437&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,866&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,845&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,090&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,935&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfTdrsByInterestAccrualStatusTableTextBlock>
<rvsb:ScheduleOfTermsOfCurrentDebenturesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zb3eade193b3f46d28f624b49b797a648" border="0" cellspacing="0" cellpadding="0"  &gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance Trust&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 0.5pt;"&gt;Rate Type&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Initial Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Maturity Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust I&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12/2005&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,217&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3/2036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust II&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2007&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7.03&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9/2037&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Merchants Bancorp Statutory Trust I&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2003&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.25&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6/2033&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,836&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Fair value adjustment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,446&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total Debentures at fair value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,390&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; padding-left: 9pt; width: 302px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup&gt;&amp;#160;(1) &lt;/sup&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup&gt;&amp;#160;(&lt;/sup&gt;&lt;font size="2"&gt;&lt;sup&gt;2)&lt;/sup&gt;&lt;font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: -11px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/font&gt;&lt;/font&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup&gt;&amp;#160;&lt;/sup&gt;&lt;font size="2"&gt;&lt;sup&gt;(3)&amp;#160;&lt;/sup&gt;&lt;font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="21"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup&gt;&amp;#160;&lt;font size="2"&gt;(4)&amp;#160;&lt;/font&gt;&lt;/sup&gt;Amounts are attributable to the MBank transaction. See Note 3.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfTermsOfCurrentDebenturesTableTextBlock>
<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;" &gt;&lt;br style="line-height: 6.85pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Trust preferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;19,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,924&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,924&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
<us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="width: 90%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 10pt; word-spacing: 0px; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z61464ae3b2ed4ab7875c8e29497cdd3d" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 898px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 14px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="width: 898px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,812&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-left: 9pt;"&gt;Included in earnings&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-left: 9pt;"&gt;Included in other comprehensive income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-left: 9pt;"&gt;Disposition&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,679&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 136px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 136px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&amp;#160;&lt;/sup&gt;Included in other non-interest income.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 136px; text-align: right; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="color: #000000; text-transform: none; line-height: 8pt; text-indent: 0px; letter-spacing: normal; clear: both; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock>
<rvsb:ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="color: #000000; text-transform: none; line-height: 5.7pt; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&lt;br style="line-height: 5.7pt;"  /&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 10pt; word-spacing: 0px; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd07b59ac8129466a9bb30f71c6b8151f" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated fair value measurements using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;fair value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 815px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 142px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 142px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 141px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 141px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="color: #000000; text-transform: none; line-height: 6.85pt; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="width: 95%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 10pt; word-spacing: 0px; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="za8cb90b5daa4499a98707b5da765e530" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 774px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,092&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 133px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,092&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 774px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;REO&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 133px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 774px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a nonrecurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,736&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 133px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,736&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 14px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="color: #000000; text-transform: none; line-height: 6.85pt; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;</rvsb:ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock>
<us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 430px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 22px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 281px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation technique&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 447px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;"&gt;Significant unobservable inputs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 36px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range&amp;#160;&lt;sup style="line-height: 1; font-family: 'times new roman bold', 'times new roman', serif; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 430px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 22px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 281px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 447px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 162px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 430px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 22px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 281px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Appraised value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 447px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Adjustment for market conditions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 430px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 22px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 281px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 447px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 162px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 430px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;REO&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 22px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 281px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Appraised value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 447px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Adjustment for market conditions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1410px; vertical-align: bottom;" colspan="7"&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160; There were no adjustments to appraised values of impaired loans for the year ended March 31, 2017. There were no adjustments to appraised values of impaired loans or REO for the year ended March 31, 2016.&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock>
<us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="line-height: 3.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z5cb74cc8f3e74e95bc1098d4b49a04d2" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64,613&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64,613&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64,613&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,042&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,108&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,108&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;200,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;768,904&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;731,996&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;731,996&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,181&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Demand and savings deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;830,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;830,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;830,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Time deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,390&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 4.05pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="10"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z9a50b5c00e3d4f299d5f286e15cdb00e" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2016&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,400&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,400&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,400&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150,690&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;614,934&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;571,068&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;571,068&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Demand and savings deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Time deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,705&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,705&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,475&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;</us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock>
<rvsb:ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contract or Notional Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commitments to originate loans:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Adjustable-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,958&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,186&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Fixed-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;28,301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,689&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Standby letters of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,614&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,379&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Undisbursed loan funds and unused lines of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,623&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;167,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,877&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
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<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">102113000</us-gaap:NotesReceivableGross>
<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">2063000</us-gaap:NotesReceivableGross>
<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">3195000</us-gaap:NotesReceivableGross>
<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:NotesReceivableNet contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">614934000</us-gaap:NotesReceivableNet>
<us-gaap:NotesReceivableNet contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">768904000</us-gaap:NotesReceivableNet>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="-3">854000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">1233000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">841000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">859000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectorsOriginations contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">511000</rvsb:LoansToOfficersAndDirectorsOriginations>
<rvsb:LoansToOfficersAndDirectorsOriginations contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">53000</rvsb:LoansToOfficersAndDirectorsOriginations>
<rvsb:LoansToOfficersAndDirectorsOriginations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">228000</rvsb:LoansToOfficersAndDirectorsOriginations>
<rvsb:LoansToOfficersAndDirectorsPrincipalRepayments contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">132000</rvsb:LoansToOfficersAndDirectorsPrincipalRepayments>
<rvsb:LoansToOfficersAndDirectorsPrincipalRepayments contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">445000</rvsb:LoansToOfficersAndDirectorsPrincipalRepayments>
<rvsb:LoansToOfficersAndDirectorsPrincipalRepayments contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">210000</rvsb:LoansToOfficersAndDirectorsPrincipalRepayments>
<rvsb:LoansReceivableNetOfDiscountsAndPremium contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-5">1500000</rvsb:LoansReceivableNetOfDiscountsAndPremium>
<rvsb:LoansReceivableNetOfDiscountsAndPremium contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">2000000</rvsb:LoansReceivableNetOfDiscountsAndPremium>
<us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-5">2700000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
<us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">3200000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
<us-gaap:LoansPledgedAsCollateral contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">439000000</us-gaap:LoansPledgedAsCollateral>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="-3">12551000</us-gaap:LoansAndLeasesReceivableAllowance>

<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2653000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">1290000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">10762000</us-gaap:LoansAndLeasesReceivableAllowance>

<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2548000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">1027000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">9885000</us-gaap:LoansAndLeasesReceivableAllowance>

<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2403000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">708000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1048000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4273000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">325000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">712000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">416000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">10528000</us-gaap:LoansAndLeasesReceivableAllowance>

<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2099000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">688000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1418000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">5084000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">228000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">297000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">714000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Jan_2015T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1263000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Jan_2015T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4268000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Jan_2015T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">539000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Jan_2015T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">348000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Jan_2015T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">769000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">2409000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">5269000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">340000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">203000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2014T00_00_00_TO_31_Mar_2014T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">387000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">-1800000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">-164000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">-263000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-1060000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-768000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">-72000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">145000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">382000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Apr_2015T00_00_00_TO_30_Jun_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-500000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Jul_2015T00_00_00_TO_30_Sep_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-300000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Oct_2015T00_00_00_TO_31_Dec_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Jan_2016T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-350000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">-1150000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">-51000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">-319000</us-gaap:ProvisionForLoanAndLeaseLosses>
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<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">11866000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
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<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
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<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">15473000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1845000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">192000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">10758000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">807000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1871000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">13351000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1611000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">301000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">8806000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">807000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1826000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">110000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">110000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">88000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">88000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" xsi:nil="true"/>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">24391000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">3187000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1075000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">17136000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">817000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">2176000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">18262000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1947000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">542000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">13130000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1842000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">13118000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1529000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">255000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">8823000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1710000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">642000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">85000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">62000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">478000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">17000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">644000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">72000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">17000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
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<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">99000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">502000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">62000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">10000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">337000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" xsi:nil="true"></us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">93000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">11845000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1678000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">192000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">8244000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1731000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">9429000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1475000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">6262000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1692000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">2090000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1289000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">2437000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">294000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1342000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">13935000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1678000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">192000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">9533000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1731000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">11866000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1475000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">294000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">7604000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1692000</rvsb:TdrByAccrualStatusTotal>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="0">327000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">107000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="0">334000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">116000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">294000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-5">1300000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="TDR" decimals="INF">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="TDR" decimals="INF">2</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="TDR" decimals="INF">2</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>



<rvsb:InterestIncomeForegoneOnNonAccrualLoans contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">81000</rvsb:InterestIncomeForegoneOnNonAccrualLoans>
<rvsb:LoanModifiedAsTdr contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">107000</rvsb:LoanModifiedAsTdr>
<rvsb:DebtInstrumentDateOfIssuance contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">12/2005</rvsb:DebtInstrumentDateOfIssuance>
<rvsb:DebtInstrumentDateOfIssuance contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">06/2007</rvsb:DebtInstrumentDateOfIssuance>
<rvsb:DebtInstrumentDateOfIssuance contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember">06/2003</rvsb:DebtInstrumentDateOfIssuance>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">27836000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="USD" decimals="-3">7217000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="USD" decimals="-3">15464000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="USD" decimals="-3">5155000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentInterestRateTerms contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" id="Footnote-11_1">Variable</us-gaap:DebtInstrumentInterestRateTerms>
<us-gaap:DebtInstrumentInterestRateTerms contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" id="Footnote-12_1">Variable</us-gaap:DebtInstrumentInterestRateTerms>
<us-gaap:DebtInstrumentInterestRateTerms contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" id="Footnote-13_1">Variable</us-gaap:DebtInstrumentInterestRateTerms>
<us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0588</us-gaap:DebtInstrumentInterestRateStatedPercentage>
<us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="pure" decimals="4">0.0703</us-gaap:DebtInstrumentInterestRateStatedPercentage>
<us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0416</us-gaap:DebtInstrumentInterestRateStatedPercentage>
<us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0249</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
<us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="pure" decimals="4">0.0248</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
<us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0425</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
<us-gaap:DebtInstrumentMaturityDateDescription contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">3/2036</us-gaap:DebtInstrumentMaturityDateDescription>
<us-gaap:DebtInstrumentMaturityDateDescription contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">9/2037</us-gaap:DebtInstrumentMaturityDateDescription>
<us-gaap:DebtInstrumentMaturityDateDescription contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember">6/2033</us-gaap:DebtInstrumentMaturityDateDescription>
<us-gaap:LiabilitiesFairValueAdjustment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3" id="Footnote-14_1">-1446000</us-gaap:LiabilitiesFairValueAdjustment>
<rvsb:DebenturesIssuedToGrantorTrusts contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-5">22700000</rvsb:DebenturesIssuedToGrantorTrusts>
<rvsb:DebenturesIssuedToGrantorTrusts contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">26400000</rvsb:DebenturesIssuedToGrantorTrusts>
<rvsb:CommonSecuritiesIssuedByGrantorTrusts contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="0">681000</rvsb:CommonSecuritiesIssuedByGrantorTrusts>
<rvsb:CommonSecuritiesIssuedByGrantorTrusts contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">836000</rvsb:CommonSecuritiesIssuedByGrantorTrusts>
<us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0136</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
<us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="pure" decimals="4">0.0135</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
<us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0310</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
<us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">three-month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
<us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">three-month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
<us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember">three-month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">150690000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_TrustPreferredMember" unitRef="USD" decimals="-3">1808000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_MajorTypesOfDebtAndEquitySecuritiesAxis_TrustPreferredMember" unitRef="USD" decimals="-3">1808000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">19569000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">19569000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">43924000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">43924000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_OtherMortgageBackedSecurities3Member" unitRef="USD" decimals="-3">9036000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_OtherMortgageBackedSecurities3Member" unitRef="USD" decimals="-3">9036000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">148882000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1808000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">76353000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">76353000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">200214000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">16808000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">16808000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">43160000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">43160000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_OtherMortgageBackedSecurities3Member" unitRef="USD" decimals="-3">40816000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_OtherMortgageBackedSecurities3Member" unitRef="USD" decimals="-3">40816000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">200214000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">96611000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">96611000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_MajorTypesOfDebtAndEquitySecuritiesAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">2819000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_MajorTypesOfDebtAndEquitySecuritiesAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">2819000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">1812000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">1808000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" xsi:nil="true"/>

<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3" id="Footnote-15_2">-158000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">-4000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">29000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>

<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1679000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">1736000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember" unitRef="USD" decimals="-3">644000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1736000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">1092000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_ImpairedLoansMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1092000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">644000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">2281000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_NonRecurringAssetsAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">2281000</us-gaap:AssetsFairValueDisclosureNonrecurring>
<us-gaap:FairValueMeasurementsValuationTechniques contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
<us-gaap:FairValueMeasurementsValuationTechniques contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_ImpairmentLoans1Member">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
<us-gaap:FairValueMeasurementsValuationTechniques contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
<us-gaap:FairValueMeasurementsValuationTechniques contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_NonRecurringAssetsAxis_ImpairmentLoans1Member">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
<us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember">Adjustment for market conditions</us-gaap:FairValueMeasurementsSignificantAssumptions>
<us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_ImpairmentLoans1Member">Adjustment for market conditions</us-gaap:FairValueMeasurementsSignificantAssumptions>
<us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember">Adjustment for market conditions</us-gaap:FairValueMeasurementsSignificantAssumptions>
<us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_NonRecurringAssetsAxis_ImpairmentLoans1Member">Adjustment for market conditions</us-gaap:FairValueMeasurementsSignificantAssumptions>
<rvsb:MarketAdjustmentToAppraisals contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember" unitRef="pure" decimals="4" id="Footnote-16_1">0.0000</rvsb:MarketAdjustmentToAppraisals>
<rvsb:MarketAdjustmentToAppraisals contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_NonRecurringAssetsAxis_ImpairmentLoans1Member" unitRef="pure" decimals="4" id="Footnote-16_2">0.0000</rvsb:MarketAdjustmentToAppraisals>
<rvsb:MarketAdjustmentToAppraisals contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_NonRecurringAssetsAxis_RealEstateOwnedMember" unitRef="pure" decimals="4" id="Footnote-16_3">0.0000</rvsb:MarketAdjustmentToAppraisals>
<rvsb:MarketAdjustmentToAppraisals contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_NonRecurringAssetsAxis_ImpairmentLoans1Member" unitRef="pure" decimals="4" id="Footnote-16_4">0.0000</rvsb:MarketAdjustmentToAppraisals>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_CashMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">55400000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_CertificatesOfDepositMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">16959000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_LoansHeldForSaleMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">503000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">148882000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1808000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">76000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">571068000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1060000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">55400000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">16959000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">150690000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">76000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">571068000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">1060000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">503000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">503000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">1060000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">614934000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">75000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">150690000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">16769000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">55400000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_CashMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">64613000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_CertificatesOfDepositMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">11108000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_LoansHeldForSaleMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">478000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">200214000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">66000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1181000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">64613000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">11108000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">200214000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">66000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">1181000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">478000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">478000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">1181000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">768904000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">64000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">200214000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">11042000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">64613000</rvsb:EstimatedFairValueOfAssets>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_DemandDepositsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">660421000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_TimeDeposits1Member" unitRef="USD" decimals="-3">119143000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_SubordinatedDebtObligationsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">7705000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_CapitalLeaseObligationMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">2475000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_DemandDepositsMember" unitRef="USD" decimals="-3">660421000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">7705000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_TimeDeposits1Member" unitRef="USD" decimals="-3">119143000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2475000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2475000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_TimeDeposits1Member" unitRef="USD" decimals="-3">119382000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">22681000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_DemandDepositsMember" unitRef="USD" decimals="-3">660421000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_DemandDepositsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">830258000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_TimeDeposits1Member" unitRef="USD" decimals="-3">148574000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_SubordinatedDebtObligationsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">13284000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_CapitalLeaseObligationMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">2454000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_DemandDepositsMember" unitRef="USD" decimals="-3">830258000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">13284000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_TimeDeposits1Member" unitRef="USD" decimals="-3">148574000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2454000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2454000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_TimeDeposits1Member" unitRef="USD" decimals="-3">149800000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">26390000</rvsb:EstimatedFairValueOfLiabilities>
<rvsb:EstimatedFairValueOfLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_DemandDepositsMember" unitRef="USD" decimals="-3">830258000</rvsb:EstimatedFairValueOfLiabilities>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">144877000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_UnusedLinesOfCreditMember" unitRef="USD" decimals="-3">101623000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_AdjustableRateLoansMember" unitRef="USD" decimals="-3">25186000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_FixedRateLoansMember" unitRef="USD" decimals="-3">16689000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancialInstrumentAxis_StandbyLettersOfCreditMember" unitRef="USD" decimals="-3">1379000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">167636000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_UnusedLinesOfCreditMember" unitRef="USD" decimals="-3">119763000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_AdjustableRateLoansMember" unitRef="USD" decimals="-3">16958000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_FixedRateLoansMember" unitRef="USD" decimals="-3">28301000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FinancialInstrumentAxis_StandbyLettersOfCreditMember" unitRef="USD" decimals="-3">2614000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountAsset>
<us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">3500000</us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell>
<rvsb:LoansUnderWarranty contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">117200000</rvsb:LoansUnderWarranty>
<rvsb:AllowanceForFederalHomeLoanMortgageCorporationLoans contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">39000</rvsb:AllowanceForFederalHomeLoanMortgageCorporationLoans>
<dei:EntityPublicFloat contextRef="Context_As_Of_30_Sep_2016T00_00_00_TO_30_Sep_2016T00_00_00" unitRef="USD" decimals="0">121092448</dei:EntityPublicFloat>
<dei:EntityCurrentReportingStatus contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">Yes</dei:EntityCurrentReportingStatus>
<dei:EntityVoluntaryFilers contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">No</dei:EntityVoluntaryFilers>
<dei:EntityWellKnownSeasonedIssuer contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">No</dei:EntityWellKnownSeasonedIssuer>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">1409000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">321000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-2770000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:StockOptionPlanExpense contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="USD" decimals="0">26000</us-gaap:StockOptionPlanExpense>

<us-gaap:TransferToOtherRealEstate contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">1512000</us-gaap:TransferToOtherRealEstate>
<us-gaap:TransferOfOtherRealEstate contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">1333000</us-gaap:TransferOfOtherRealEstate>

<us-gaap:SignificantAccountingPoliciesTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-family: times new roman,times;"&gt;1.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-family: times new roman,times;"&gt;SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principles of Consolidation&lt;/font&gt;&amp;#160;&amp;#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). Effective May 24, 2016, Riverview Asset Management Corp. changed its name to Riverview Trust Company. All inter-company transactions and balances have been eliminated in consolidation. As of March 31, 2015, a noncontrolling interest owner held a 10% interest in the Trust Company. During December 2015, the Trust Company repurchased all the remaining shares held by its noncontrolling interest owner. The purchase price of these shares was based on two third party appraisals of the Trust Company. Upon repurchase these shares were retired. This transaction resulted in the Bank's ownership of the Trust Company increasing from 90% at March 31, 2015 to 100% at March 31, 2016.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;On September 29, 2016, Riverview Bancorp, Inc. and Riverview Community Bank entered into a Purchase and Assumption Agreement ("MBank transaction") with Merchants Bancorp and its wholly owned subsidiary, MBank, of Gresham, Oregon under which Riverview Community Bank purchased certain assets and assumed certain liabilities of MBank in a cash transaction.&amp;#160;As part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities.&amp;#160;The transaction was completed on February 17, 2017. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of the acquisition date. See Note 3 for additional discussion.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust preferred securities (see Note 11). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nature of Operations&lt;/font&gt;&amp;#160;&amp;#8211; The Bank is a community-oriented financial institution which operates 19 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business segments&lt;/font&gt;&amp;#160;&amp;#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Use of Estimates in the Preparation of Financial Statements&lt;/font&gt;&amp;#160;&amp;#8211; The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cash and Cash Equivalents&lt;/font&gt;&amp;#160;&amp;#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Certificates of Deposit Held for Investment&amp;#160;&lt;/font&gt;&amp;#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.&lt;/font&gt;&lt;br style="line-height: 7.4pt;"  /&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Held for Sale&lt;/font&gt;&amp;#160;&amp;#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment Securities&amp;#160;&lt;/font&gt;&amp;#8211; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses on investment securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Investment securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investment securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investment securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;The Company analyzes investment securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment security, any noncredit component losses are recognized and are reported in non-interest income.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Receivable&lt;/font&gt;&amp;#160;&amp;#8211; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Acquired Loans&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#8211;&lt;/font&gt;&amp;#160;Purchased loans, including loans acquired in business combinations, are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company determined there were no PCI loans acquired in connection with the MBank transaction.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/font&gt;&amp;#160;&amp;#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Unfunded Loan Commitments&amp;#160;&lt;/font&gt;&amp;#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate Owned ("REO")&lt;/font&gt;&amp;#160;&amp;#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Federal Home Loan Bank Stock&lt;/font&gt;&amp;#160;&amp;#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB and the Company's intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company determined there is not any OTTI on its FHLB stock at March 31, 2017.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Premises and Equipment&lt;/font&gt;&amp;#160;&amp;#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &amp;#8211; up to 45 years; furniture and equipment &amp;#8211; three to twenty years; and leasehold improvements &amp;#8211; fifteen to twenty-five years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;The Company's capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;MSRs &amp;#8211;&lt;/font&gt;&amp;#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments: remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business Combinations, Core Deposit Intangibles and Goodwill &amp;#8211;&lt;/font&gt;&amp;#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At March 31, 2017, gross CDI and accumulated amortization were approximately $1.36 million and $27,000, respectively. The estimated amortization expense for CDI in future years is estimated to be $232,000, $183,000, $160,000, $140,000, $125,000, and $495,000 for fiscal years ended March 31, 2018, 2019, 2020, 2021, 2022 and thereafter, respectively.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BOLI&amp;#160;&lt;/font&gt;&amp;#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Advertising and Marketing&amp;#160;&lt;/font&gt;&amp;#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Income Taxes&lt;/font&gt;&amp;#160;&amp;#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Transfer of financial assets&lt;/font&gt;&amp;#160;&amp;#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Trust Assets&lt;/font&gt;&amp;#160;&amp;#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $425.9 million and $389.1 million were held in trust as of March 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Earnings Per Share&amp;#160;&lt;/font&gt;&amp;#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Stock-Based Compensation&amp;#160;&lt;/font&gt;&amp;#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ESOP&amp;#160;&lt;/font&gt;&amp;#8211; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;New Accounting Pronouncements&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&amp;#8211;&lt;/font&gt;&amp;#160;In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers" ("ASU 2014-09"). ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company's primary source of revenue is interest income, which is recognized when earned and is deemed to be in compliance with this ASU. Accordingly, the adoption of ASU 2014-09 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &amp;#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). The main provisions of ASU 2016-01 address the valuation and impairment of certain equity investments along with simplified disclosures about those investments. Equity securities with readily determinable fair values will be treated in the same manner as other financial instruments. ASU 2016-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of ASU 2016-01 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term on a generally straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. The effect of the adoption of ASU 2016-02 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &amp;#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. At this time, we anticipate the allowance for loan losses will increase as a result of the implementation of this ASU. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and expects to begin developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;In January 2017, the FASB issued ASU 2017-04, "Intangibles &amp;#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 will be effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: times new roman,times;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Reclassification&lt;/font&gt;&amp;#160;&amp;#8211; Certain prior year amounts have been reclassified to conform to the current year presentation; such reclassifications had no effect on previously reported net income or total equity.&lt;/font&gt;&lt;/div&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
<us-gaap:RestrictedAssetsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;RESTRICTED ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Regulations of the Board of Governors of the Federal Reserve System require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB") based on a percentage of deposits. The amounts of such balances as of March 31, 2017 and 2016 were $2.5 million and $1.0 million, respectively, which were in compliance with the minimum reserve requirements.&lt;/div&gt;</us-gaap:RestrictedAssetsDisclosureTextBlock>
<us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;7.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;PREMISES AND EQUIPMENT&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Premises and equipment consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -1.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,177&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Buildings and
 improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,974&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Leasehold improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,286&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Furniture and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,876&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Building under capitalized lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Construction in progress&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td
 style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,576&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(19,344&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,394&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Premises and equipment, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,232&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Depreciation and amortization expense was $1.1 million, $1.3 million and $1.4 million for the years ended March 31, 2017, 2016 and 2015, respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style:
 normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company has a capital lease for the shell of the building constructed as the Company's operations center which expires in November 2039. For the years ended March 31, 2017, 2016 and 2015, the Company recorded $77,000, $89,000 and $113,000, respectively, in amortization expense related to this capital lease. At March 31, 2017 and 2016, accumulated amortization for the capital lease totaled $1.2 million and $1.1, million respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the lives of the respective leases. At March 31, 2017, the remaining deferred gain was $1.0 million and is included in accrued expenses and other liabilities in the accompanying consolidated balance sheets.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges. The following is a schedule of future minimum lease payments under the Company's capital lease together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2017 (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Operating Leases&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Capital Lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,660&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;198&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,555&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,438&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;896&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;208&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;212&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;"&gt;2,612&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,056&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,829&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less amount representing interest&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,626&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Present value of net minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color:
 initial;"&gt;Rent expense was $1.8 million, $1.8 million and $1.9 million for the years ended March 31, 2017, 2016 and 2015, respectively.&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
<us-gaap:RealEstateOwnedTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;8.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;REAL ESTATE OWNED&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table is a summary of the activity in REO for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at beginning of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,603&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,703&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Additions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,512&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dispositions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(267&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(937&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,897&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Writedowns&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(369&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff;
 width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at end of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,603&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;REO expenses for the year ended March 31, 2017 consisted of write-downs on existing REO properties of $30,000 and operating expenses of $24,000. Net losses on dispositions of REO totaled $5,000 for the year ended March 31, 2017, and were included in other non-interest income in the accompanying consolidated statements of income. REO expenses for the year ended March 31, 2016 consisted of write-downs on existing REO properties of $369,000, operating expenses of $198,000 and net losses on dispositions of REO of $187,000. REO expenses for the year ended March 31, 2015 consisted of write-downs on existing REO properties of $715,000, operating expenses of $279,000 and net losses on dispositions of REO of $80,000.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2017, the carrying amount of foreclosed residential real estate properties held in REO as a result of obtaining physical possession was $298,000, and the recorded investment in consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings were in process was $91,000.&lt;/div&gt;</us-gaap:RealEstateOwnedTextBlock>
<us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;10.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;DEPOSITS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Deposit accounts consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;Account Type&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest-bearing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;242,738&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;179,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest-bearing checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;171,152&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,740&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;289,998&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;239,544&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;126,370&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,994&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;980,058&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Individual certificates of deposit in amounts of $250,000 or more totaled $12.1 million and $10.5 million at March 31, 2017 and 2016, respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 949px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;99,893&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30,760&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 18px;"&gt;
&lt;td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,742&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,833&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,456&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Interest expense by deposit type was as follows for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;98&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;99&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;79&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;272&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;71&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;634&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;717&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;899&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,151&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,173&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,326&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
<us-gaap:IncomeTaxDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;INCOME TAXES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Provision for income taxes consisted of the following for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;251&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,103&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,175&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,426&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,156&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The tax effects of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities are as follows at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style:
 initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deferred tax assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred compensation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;128&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,624&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;217&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;908&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred gain on sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;361&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net operating loss carryforwards&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,134&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,849&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Purchase accounting&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;REO expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent:
 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net unrealized loss on investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;929&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;AMT credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;471&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;229&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;350&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,754&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;"&gt;Deferred tax liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB stock dividend&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net unrealized gain on investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(596&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Prepaid expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(172&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loan fees/costs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right;
 background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,104&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,565&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred tax assets, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,610&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,189&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A reconciliation of the Company's effective income tax rate with the federal statutory tax rate is as follows for the periods indicated:&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 831px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 651px; vertical-align: bottom;" colspan="8"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 48px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 831px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 56px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 36px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 54px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 164px; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 48px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Statutory federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;State and local income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 56px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 54px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ESOP market value adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;(3.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 54px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effective federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;31.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The tax effects of certain tax benefits related to stock options are recorded directly to shareholders' equity. The Bank's retained earnings at both March 31, 2017 and 2016 include a base year allowance for loan losses, which amounted to $2.2 million, for which no federal income tax liability has been recognized. The related unrecognized deferred tax liability at March 31, 2017 and 2016 was $781,000. This represents the balance of the allowance for loan losses created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company's banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for federal tax purposes, (2) redeem their stock, or (3) liquidate. Management does not expect this temporary difference to reverse in the foreseeable future. At March 31, 2017, the Company had total deferred tax assets of $1.1 million for federal and state net operating loss carryforwards which will expire in years 2032 through 2034.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2017 and 2016, the Company had no unrecognized tax benefits or uncertain tax positions. In addition,
 the Company had no accrued interest or penalties as of March 31, 2017 or 2016. It is the Company's policy to recognize potential accrued interest and penalties as a component provision for income taxes. The Company is subject to U.S. federal and State of Oregon income taxes. The years 2014 to 2017 remain open to examination for federal income taxes, and the years 2013 to 2017 remain open to State of Oregon examination.&lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
<us-gaap:CompensationAndEmployeeBenefitPlansTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;13.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;EMPLOYEE BENEFIT PLANS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Retirement Plan&lt;/font&gt;&amp;#160;- The Riverview Bancorp, Inc. Employees' Savings and Profit Sharing Plan (the "Plan") is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2017, 2016 and 2015 were $489,000, $292,000 and $212,000, respectively.&lt;/div&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Directors' and Executive Officers' Deferred Compensation Plan&lt;/font&gt;&amp;#160;("Deferred Compensation Plan") &amp;#8211; The Deferred Compensation Plan is a nonqualified deferred compensation plan. Directors may elect to defer their monthly directors' fees until retirement with no income tax payable by the director until retirement benefits are received. The Chairman, President, and Executive and Senior Vice Presidents of the Company may also defer salary into the Deferred Compensation Plan. The Company accrues annual interest on the unfunded liability under the Deferred Compensation Plan based upon a formula relating to gross revenues, which was 3.68%, 3.64% and 3.36% for the years ended March 31, 2017, 2016 and 2015, respectively. The estimated liability under the plan is accrued as earned by the participant. At March 31, 2017 and 2016, the Company's aggregate liability under the plan was $422,000 and $361,000, respectively, which is recorded in accrued expenses and other liabilities in the accompanying consolidated balance sheets.&lt;/div&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Stock Option Plans&lt;/font&gt;&amp;#160;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/font&gt;&amp;#160;In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan ("1998 Plan"). The 1998 Plan was effective October 1998 and expired in October 2008. In addition, in July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan ("2003 Plan"). The 2003 Plan was effective in July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 1998 Plan or the 2003 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 1998 Plan or the 2003 Plan has an exercise price equal to the fair market value of the Company's common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.&lt;/div&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility is estimated at the date of grant based on the historical volatility of the Company's common stock. Expected dividends are based on dividend trends and the market value of the Company's common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. The Company did not grant any stock options during the years ended March 31, 2017, 2016 and 2015.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;As of March 31, 2017, all outstanding stock options were fully vested and there was no remaining unrecognized compensation expense. There was no stock-based compensation expense related to stock options for the years ended March 31, 2017 and 2016. The Company recognized pre-tax compensation expense related to stock options of $26,000 for the year ended March 31, 2015.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents the activity related to stock options under all plans for the years indicated:&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="22"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, beginning of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;424,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;474,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7.91&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Options exercised&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Forfeited&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(29,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(32,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9.55&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Expired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(154,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.92&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, end of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;424,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Additional information regarding stock options outstanding as of March 31, 2017 is as follows:&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 101.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;`&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Exercisable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted Avg&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Remaining&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range of&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contractual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Life (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.00 - $3.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.02&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77,154&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77,154&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.01 - $5.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.82&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.82&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.01 - $8.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.47&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman',;"&gt;6.17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.01 - $15.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.50&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.83&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.83&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents information on stock options outstanding for the periods shown, less estimated forfeitures:&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and expected to vest:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;147,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and currently exercisable:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;147,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 0pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The total intrinsic value of stock options exercised was $5,000, $16,000 and $35,000 for the years ended March 31, 2017, 2016 and 2015, respectively.&lt;/div&gt;</us-gaap:CompensationAndEmployeeBenefitPlansTextBlock>
<us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;15.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency ("OCC")&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;.&lt;/font&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/font&gt;Failure to meet minimum capital requirements can result in the initiation of certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;the Bank's&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;financial statements&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;.&amp;#160;&lt;/font&gt;Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below).&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/font&gt;Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2017.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;As of March 31, 2017, the most recent notification from the OCC categorized the Bank as "well capitalized" under the regulatory framework for prompt corrective action. The Bank's actual and required minimum capital amounts and ratios were as follows at the dates indicated (dollars in thousands):&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal;
 font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;112,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.06&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;79,944&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,966&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,975&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,963&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Adjusted Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,138&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tangible Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,041&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal;
 word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;52,405&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;65,507&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,304&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;52,405&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 8.3pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42,579&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; margin-left: 7.2pt; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Adjusted Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34,718&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tangible Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal;
 -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In addition to the minimum CET1, Tier 1 and total capital ratios, the Bank will have to maintain a capital conservation buffer consisting of additional CET1 capital equal to 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. This new capital conservation buffer requirement is to be phased in beginning in January 2016 at 0.625% of risk-weighted assets and increasing each year until fully implemented in January 2019. At March 31, 2017, the Bank's CET1 capital exceeded the required capital conservation buffer of 1.25%.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For a savings and loan holding company, such as the Company, the capital guidelines apply on a bank only basis. The Federal Reserve expects the holding company's subsidiary banks to be well capitalized under the prompt corrective action regulations. If the Company was subject to regulatory guidelines for bank holding companies at March 31, 2017, the Company would have exceeded all regulatory capital requirements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At periodic intervals, the OCC and the FDIC routinely examine the Bank's financial condition and risk management processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company's consolidated financial statements be adjusted in accordance with their findings. A future examination by the OCC or the FDIC could include a review of certain transactions or other amounts reported in the Company's 2017 consolidated financial statements. The Company did not repurchase any shares of common stock for the years ended March 31, 2017, 2016 or 2015.&lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
<us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z1d010bf2274b46339acbab029deb22d4" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 36pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;19.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z3ee85ff0143243ab9f7c91390d6850b5" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BALANCE SHEETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;MARCH 31, 2017 AND 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: middle;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment in the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,947&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;127,311&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,657&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;138,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;131,435&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;53&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend payable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;452&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Borrowings&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,390&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Shareholders' equity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;111,264&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;108,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;138,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;131,435&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze0d47517a7ab49a4a5df19ccbd21324d" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;STATEMENTS OF INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;YEARS ENDED MARCH 31, 2017, 2016 AND 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;INCOME:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend income from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on investment securities and other short-term investments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on loan receivable from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;EXPENSE:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Management service fees paid to the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;587&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;443&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;730&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;600&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(550&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,446&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BENEFIT FOR INCOME TAXES&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(197&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;INCOME (LOSS) OF PARENT COMPANY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(459&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,643&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,152&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;There were no items of other comprehensive income that were solely attributable to the parent Company.&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;br style="line-height: 10.25pt;"  /&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;STATEMENTS OF CASH FLOWS&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;YEARS ENDED MARCH 31, 2017, 2016 AND 2015&lt;/div&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze4005605adcb451e86400cb8a7c2424a" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH FLOWS FROM OPERATING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;"&gt;Adjustments to reconcile net income to net cash provided by (used in) operating activities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Equity in undistributed (income) loss of the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,152&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision (benefit) for deferred income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(197&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Earned ESOP shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock-based compensation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Changes in assets and liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,031&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(941&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,698&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by (used in) operating activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(474&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,986&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH FLOWS FROM INVESTING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from assumption of junior subordinated debt (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by investing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH FLOWS FROM FINANCING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividends paid&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,799&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from exercise of stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by (used in) financing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,788&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,673&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,034&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH AND CASH EQUIVALENTS, END OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):&lt;/div&gt;
&lt;div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z176426ddedb3471ab46f2782dad5de3b" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(Dollars in thousands, except share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Three Months Ended&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;December 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;September 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;June 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2017:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,952&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,530&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,262&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;538&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;439&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,345&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,502&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,088&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recapture of loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,333&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,581&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,514&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,918&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,851&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,815&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,013&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,984&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,272&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,522&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;979&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;991&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;592&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;825&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,034&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,993&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,680&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2016:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,864&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,921&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,602&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,561&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;434&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;439&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;437&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,163&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recapture of loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(350&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(300&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,193&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,417&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,216&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,549&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,349&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,745&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,555&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,395&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,001&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;849&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;743&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;833&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,405&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,706&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,652&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.06&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.06&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="text-align: left; line-height: 9.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;&amp;#160;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Quarterly earnings per share may vary from annual earnings per share due to rounding.&lt;/font&gt;&lt;/div&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
<us-gaap:SegmentReportingPolicyPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;strong&gt;&lt;em&gt;Business segments&lt;/em&gt;&lt;/strong&gt;&amp;#160;&amp;#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.&lt;/font&gt;&lt;/div&gt;</us-gaap:SegmentReportingPolicyPolicyTextBlock>
<us-gaap:UseOfEstimates contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;strong&gt;&lt;em&gt;Use of Estimates in the Preparation of Financial Statements&lt;/em&gt;&lt;/strong&gt;&amp;#160;&amp;#8211; The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.&lt;/font&gt;&lt;/div&gt;</us-gaap:UseOfEstimates>
<us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;b&gt;&lt;i&gt;Cash and Cash Equivalents&lt;/i&gt;&lt;/b&gt;&amp;#160;&amp;#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.&lt;/font&gt;&lt;/div&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
<rvsb:CertificatesOfDepositHeldForInvestmentPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 0pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Certificates of Deposit Held for Investment&amp;#160;&lt;/font&gt;&amp;#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.&lt;/div&gt;</rvsb:CertificatesOfDepositHeldForInvestmentPolicyTextBlock>
<us-gaap:ReceivablesHeldForSaleDeterminationPolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Held for Sale&lt;/font&gt;&amp;#160;&amp;#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.&lt;/div&gt;</us-gaap:ReceivablesHeldForSaleDeterminationPolicy>
<us-gaap:MarketableSecuritiesTradingSecuritiesPolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font size="2"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment Securities&amp;#160;&lt;/font&gt;&amp;#8211; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses on investment securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Investment securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investment securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investment securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font size="2"&gt;The Company analyzes investment securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment security, any noncredit component losses are recognized and are reported in non-interest income&lt;/font&gt;.&lt;/div&gt;</us-gaap:MarketableSecuritiesTradingSecuritiesPolicy>
<us-gaap:FinanceLoansAndLeasesReceivablePolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; ; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Receivable&lt;/font&gt;&amp;#160;&amp;#8211; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.&lt;/div&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
<us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/font&gt;&amp;#160;&amp;#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps:
 normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A provision for loan losses is charged against income and is added to the allowance for loan losses based on
 regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
<rvsb:AllowanceForUnfundedLoanCommitmentsPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Allowance for Unfunded Loan Commitments&amp;#160;&lt;/b&gt;&lt;/i&gt;&amp;#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.&lt;/font&gt;&lt;/div&gt;</rvsb:AllowanceForUnfundedLoanCommitmentsPolicyTextBlock>
<rvsb:RealEstateOwnedReoPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Real Estate Owned ("REO")&lt;/b&gt;&lt;/i&gt;&amp;#160;&amp;#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.&lt;/font&gt;&lt;/div&gt;</rvsb:RealEstateOwnedReoPolicyTextBlock>
<rvsb:FederalHomeLoanBankStockPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Federal Home Loan Bank Stock&lt;/font&gt;&amp;#160;&amp;#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB and the Company's intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company determined there is not any OTTI on its FHLB stock at March 31, 2017.&lt;/div&gt;</rvsb:FederalHomeLoanBankStockPolicyTextBlock>
<us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Premises and Equipment&lt;/font&gt;&amp;#160;&amp;#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &amp;#8211; up to 45 years; furniture and equipment &amp;#8211; three to twenty years; and leasehold improvements &amp;#8211; fifteen to twenty-five years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company's capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
<rvsb:MortgageServicingRightsPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;MSRs &amp;#8211;&lt;/font&gt;&amp;#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments: remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.&lt;/div&gt;</rvsb:MortgageServicingRightsPolicyTextBlock>
<us-gaap:BusinessCombinationsPolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font size="2"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business Combinations, Core Deposit Intangibles and Goodwill &amp;#8211;&lt;/font&gt;&amp;#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font size="2"&gt;CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At March 31, 2017, gross CDI and accumulated amortization were approximately $1.36 million and $27,000, respectively. The estimated amortization expense for CDI in future years is estimated to be $232,000, $183,000, $160,000, $140,000, $125,000, and $495,000 for fiscal years ended March 31, 2018, 2019, 2020, 2021, 2022 and thereafter, respectively.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font size="2"&gt;Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.&lt;/font&gt;&lt;/div&gt;</us-gaap:BusinessCombinationsPolicy>
<us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;BOLI&amp;#160;&lt;/b&gt;&lt;/i&gt;&amp;#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.&lt;/font&gt;&lt;/div&gt;</us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock>
<us-gaap:AdvertisingCostsPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Advertising and Marketing&lt;/b&gt;&lt;/i&gt;&amp;#160;&amp;#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.&lt;/font&gt;&lt;/div&gt;</us-gaap:AdvertisingCostsPolicyTextBlock>
<us-gaap:IncomeTaxPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Income Taxes&amp;#160;&lt;/b&gt;&lt;/i&gt;&amp;#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.&lt;/font&gt;&lt;/div&gt;</us-gaap:IncomeTaxPolicyTextBlock>
<us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;b&gt;&lt;i&gt;Transfer of financial assets&lt;/i&gt;&lt;/b&gt;&amp;#160;&amp;#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.&lt;/font&gt;&lt;/div&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy>
<rvsb:TrustAssetsPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Trust Assets&lt;/font&gt;&amp;#160;&amp;#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $425.9 million and $389.1 million were held in trust as of March 31, 2017 and 2016, respectively.&lt;/div&gt;</rvsb:TrustAssetsPolicyTextBlock>
<us-gaap:EarningsPerSharePolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Earnings Per Share&amp;#160;&lt;/b&gt;&lt;/i&gt;&amp;#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.&lt;/font&gt;&lt;/div&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
<us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Stock-Based Compensation&amp;#160;&lt;/b&gt;&lt;/i&gt;&amp;#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.&lt;/font&gt;&lt;/div&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
<us-gaap:EmployeeStockOwnershipPlanESOPPolicy contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;ESOP&lt;/b&gt;&lt;/i&gt;&amp;#160;&amp;#8211; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.&lt;/font&gt;&lt;/div&gt;</us-gaap:EmployeeStockOwnershipPlanESOPPolicy>
<us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;841&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,233&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;854&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Originations&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;53&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;511&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Principal repayments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(445&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(132&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;859&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;841&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,233&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock>
<us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -1.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,177&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Buildings and improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,974&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Leasehold improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,286&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Furniture and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,243&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,876&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Building under capitalized lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Construction in progress&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,576&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(19,344&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,394&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Premises and equipment, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,232&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
<us-gaap:ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Operating Leases&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Capital Lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,660&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;198&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,555&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,438&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;896&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;208&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;212&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,612&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,056&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,829&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less amount representing interest&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,626&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Present value of net minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,454&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock>
<rvsb:ScheduleOfActivityInReoRealEstateOwnedTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at beginning of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,603&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,703&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Additions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,512&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;Dispositions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(267&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(937&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,897&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Writedowns&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(369&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at end of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,603&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfActivityInReoRealEstateOwnedTableTextBlock>
<rvsb:ScheduleOfDepositAccountsTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;Account Type&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest-bearing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;242,738&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;179,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest-bearing checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;171,152&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,740&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;289,998&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;239,544&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;126,370&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;96,994&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;119,382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;980,058&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;779,803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfDepositAccountsTableTextBlock>
<rvsb:ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 949px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;99,893&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30,760&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 18px;"&gt;
&lt;td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,742&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,833&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,456&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height:
 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;149,800&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock>
<rvsb:ScheduleOfInterestExpenseByDepositTypeTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;98&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;99&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;79&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;272&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;71&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;634&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;717&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;899&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,151&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,173&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,326&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfInterestExpenseByDepositTypeTableTextBlock>
<us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;251&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,103&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,175&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,426&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,156&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
<us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deferred tax assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred compensation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;128&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,875&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,624&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;217&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left;
 line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;908&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred gain on sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;361&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net operating loss carryforwards&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,134&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,849&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Purchase accounting&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;REO expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net unrealized loss on investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;929&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;AMT credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;471&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;229&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;350&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,754&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial;
 text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deferred tax liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB stock dividend&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net unrealized gain on investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(596&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Prepaid expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(172&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loan fees/costs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,104&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,565&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred tax assets, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,610&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,189&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
<us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 831px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 651px; vertical-align: bottom;" colspan="8"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 48px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 831px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 56px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 36px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 54px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 164px; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 48px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Statutory federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;State and local income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 56px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 54px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ESOP market value adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 163px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 54px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 162px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 831px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effective federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 37px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;31.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 56px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 54px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
<us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 101.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;`&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 98%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd63fb8891a7b4bac9030c8176f41d7ba" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Exercisable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted Avg&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Remaining&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range of&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contractual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Life (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.00 - $3.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.02&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77,154&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77,154&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.01 - $5.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.49&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.82&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;85,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.82&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.01 - $8.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.47&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.17&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.01 - $15.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.50&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.83&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.83&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div&gt;&amp;#160;&lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock>
<rvsb:ScheduleOfStockOptionsOutstandingTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zcf5e0de59f0e49b4ac4272a7a797e12c" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and expected to vest:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;147,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and currently exercisable:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;660,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;147,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 0pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfStockOptionsOutstandingTableTextBlock>
<us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ESOP&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allocated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and Released&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2014&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;338,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;98,532&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,052&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2014&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;332,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;73,899&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;888,685&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;207,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;913,318&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid;
 text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;176,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;937,951&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock>
<us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 98%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z73aa2295f9b64e97aaf5f9fcaf7d0cd0" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;112,421&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.06&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;79,944&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,966&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,975&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,963&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Adjusted Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,138&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tangible Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102,411&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,041&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 98%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z94c34a746a2044b8bc6fcdd2e542fd90" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;52,405&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;65,507&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,304&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;52,405&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 8.3pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.81&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42,579&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; margin-left: 7.2pt; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Adjusted Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34,718&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tangible Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;97,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.18&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;N/A&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div&gt;&amp;#160;&lt;/div&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
<us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BALANCE SHEETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;MARCH 31, 2017 AND 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: middle;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment in the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,947&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;127,311&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,657&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;138,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;131,435&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;53&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend payable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;452&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Borrowings&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,390&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Shareholders' equity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;111,264&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;108,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;138,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;131,435&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock>
<us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;STATEMENTS OF INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;YEARS ENDED MARCH 31, 2017, 2016 AND 2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;INCOME:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend income from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on investment securities and other short-term investments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on loan receivable from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,046&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;EXPENSE:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Management service fees paid to the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;587&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;443&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;730&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;600&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(550&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,446&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BENEFIT FOR INCOME TAXES&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(197&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;INCOME (LOSS) OF PARENT COMPANY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(459&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,643&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,152&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock>
<us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;STATEMENTS OF CASH FLOWS&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;YEARS ENDED MARCH 31, 2017, 2016 AND 2015&lt;/div&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze4005605adcb451e86400cb8a7c2424a" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH FLOWS FROM OPERATING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,491&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;"&gt;Adjustments to reconcile net income to net cash provided by (used in) operating activities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Equity in undistributed (income) loss of the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,152&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision (benefit) for deferred income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(197&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Earned ESOP shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock-based compensation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Changes in assets and liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,031&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(941&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,698&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by (used in) operating activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(474&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,986&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH FLOWS FROM INVESTING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from assumption of junior subordinated debt (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by investing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH FLOWS FROM FINANCING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividends paid&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,799&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from exercise of stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by (used in) financing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,788&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,673&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,034&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;CASH AND CASH EQUIVALENTS, END OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock>
<us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):&lt;/div&gt;
&lt;div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z176426ddedb3471ab46f2782dad5de3b" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(Dollars in thousands, except share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Three Months Ended&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;December 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;September 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;June 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2017:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,952&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,530&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,262&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;538&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;439&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,345&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,502&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,088&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recapture of loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,333&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,581&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,514&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,918&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,851&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,815&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,013&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,984&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,272&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,522&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;979&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;991&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;592&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;825&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,034&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,993&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,680&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.09&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2016:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,864&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,921&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,602&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,561&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;434&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;439&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;437&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,163&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recapture of loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(350&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(300&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,193&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,417&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,216&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,549&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,569&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,349&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,745&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,555&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,395&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,001&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;849&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;743&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;833&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,405&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,706&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,652&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.06&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted earnings per share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
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&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.06&lt;/div&gt;
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&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
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&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.08&lt;/div&gt;
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&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
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&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
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&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
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&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
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&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
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<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember" unitRef="USD" decimals="-3">1286000</us-gaap:PropertyPlantAndEquipmentGross>
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<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember" unitRef="USD" decimals="-3">9876000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">35576000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LandMember" unitRef="USD" decimals="-3">4710000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember" unitRef="USD" decimals="-3">15281000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember" unitRef="USD" decimals="-3">1666000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingsUnderCapitalizedLeasesMember" unitRef="USD" decimals="-3">2956000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_ConstructionInProgress1Member" unitRef="USD" decimals="-3">720000</us-gaap:PropertyPlantAndEquipmentGross>
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<us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">19344000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
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<rvsb:RealEstateOwnedWritedowns contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">369000</rvsb:RealEstateOwnedWritedowns>
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<us-gaap:MortgageLoansInProcessOfForeclosureAmount contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">91000</us-gaap:MortgageLoansInProcessOfForeclosureAmount>
<rvsb:RealEstateOwnedExpensesWriteDowns contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="0">715000</rvsb:RealEstateOwnedExpensesWriteDowns>
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<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceThreeMember" unitRef="shares" decimals="INF">36000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceFourMember" unitRef="shares" decimals="INF">22500</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
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<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceFourMember" unitRef="USD_per_Share" decimals="2">12.83</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
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<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="0">102000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="0">110000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">143000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
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<us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">962584</us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP>
<us-gaap:Capital contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">105277000</us-gaap:Capital>
<us-gaap:Capital contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">112421000</us-gaap:Capital>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="4">0.1607</us-gaap:CapitalToRiskWeightedAssets>
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<us-gaap:CapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">52405000</us-gaap:CapitalRequiredForCapitalAdequacy>
<us-gaap:CapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">63955000</us-gaap:CapitalRequiredForCapitalAdequacy>
<us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:CapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">65507000</us-gaap:CapitalRequiredToBeWellCapitalized>
<us-gaap:CapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">79944000</us-gaap:CapitalRequiredToBeWellCapitalized>
<us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="2">0.10</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.10</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">97046000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">102411000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="4">0.1481</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="4">0.1281</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">39304000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">47966000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">52405000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">63955000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:TierOneLeverageCapital contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">97046000</us-gaap:TierOneLeverageCapital>
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<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="4">0.1021</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">34718000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">40110000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">43397000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">50138000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="2">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
<us-gaap:TangibleCapital contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">97046000</us-gaap:TangibleCapital>
<us-gaap:TangibleCapital contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">102411000</us-gaap:TangibleCapital>
<us-gaap:TangibleCapitalToTangibleAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="4">0.1118</us-gaap:TangibleCapitalToTangibleAssets>
<us-gaap:TangibleCapitalToTangibleAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="4">0.1021</us-gaap:TangibleCapitalToTangibleAssets>
<us-gaap:TangibleCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">13019000</us-gaap:TangibleCapitalRequiredForCapitalAdequacy>
<us-gaap:TangibleCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">15041000</us-gaap:TangibleCapitalRequiredForCapitalAdequacy>
<us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="3">0.015</us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets>
<us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="3">0.015</us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets>
<rvsb:CommonEquityTier1Capital contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">97046000</rvsb:CommonEquityTier1Capital>
<rvsb:CommonEquityTier1Capital contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">102411000</rvsb:CommonEquityTier1Capital>
<rvsb:CommonEquityTier1CapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="pure" decimals="4">0.1481</rvsb:CommonEquityTier1CapitalToRiskWeightedAssets>
<rvsb:CommonEquityTier1CapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="4">0.1281</rvsb:CommonEquityTier1CapitalToRiskWeightedAssets>
<rvsb:CommonEquityTier1CapitalForAdequacy contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">29478000</rvsb:CommonEquityTier1CapitalForAdequacy>
<rvsb:CommonEquityTier1CapitalForAdequacy contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">35975000</rvsb:CommonEquityTier1CapitalForAdequacy>
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<us-gaap:IncomeLossAttributableToParent contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-363000</us-gaap:IncomeLossAttributableToParent>
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<us-gaap:ShareBasedCompensation contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">26000</us-gaap:ShareBasedCompensation>


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<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-941000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
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<us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1000</us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities>
<us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-19000</us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities>
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<rvsb:EquityInUndistributedEarningsLossOfBank contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-6721000</rvsb:EquityInUndistributedEarningsLossOfBank>
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<rvsb:EarnedEsopShares contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">110000</rvsb:EarnedEsopShares>
<rvsb:EarnedEsopShares contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">143000</rvsb:EarnedEsopShares>
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<us-gaap:InterestIncomeOperating contextRef="Context_3ME_01_Jul_2015T00_00_00_TO_30_Sep_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">7602000</us-gaap:InterestIncomeOperating>
<us-gaap:InterestIncomeOperating contextRef="Context_3ME_01_Oct_2015T00_00_00_TO_31_Dec_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">7921000</us-gaap:InterestIncomeOperating>
<us-gaap:InterestIncomeOperating contextRef="Context_3ME_01_Jan_2016T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">7864000</us-gaap:InterestIncomeOperating>
<us-gaap:InterestIncomeOperating contextRef="Context_3ME_01_Apr_2016T00_00_00_TO_30_Jun_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">8262000</us-gaap:InterestIncomeOperating>
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<us-gaap:InterestIncomeOperating contextRef="Context_3ME_01_Oct_2016T00_00_00_TO_31_Dec_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">8952000</us-gaap:InterestIncomeOperating>
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<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Context_3ME_01_Jul_2015T00_00_00_TO_30_Sep_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1652000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Context_3ME_01_Oct_2015T00_00_00_TO_31_Dec_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1706000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
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<us-gaap:BusinessCombinationDisclosureTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z798cf939e8eb4aec9ea538d78ddcaff4" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 22px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;3.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BUSINESS COMBINATIONS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;On February 17, 2017, the Company acquired certain assets and assumed certain liabilities of Merchants Bancorp and its wholly owned subsidiary, MBank. MBank provided community banking services to individuals and businesses from banking offices in the Portland, Oregon metropolitan area. As a result of the transaction, the Company has increased its presence in the Portland, Oregon metropolitan area and further diversified its loan, customer and deposit base. Total consideration paid under the MBank transaction consisted of $12.1 million in cash. There were no transfers of common stock or other equity instruments in connection with the MBank transaction, and the Company did not obtain any equity interests in Merchants Bancorp or MBank.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The acquired assets and assumed liabilities were recorded on the Company's consolidated balance sheets at their estimated fair values as of the February 17, 2017 transaction date, and the related results of operations have been included in the Company's consolidated statements of income since the transaction date. The excess of the consideration transferred over the fair value of the identifiable net assets acquired was recorded as goodwill. The goodwill arising from the transaction consists largely of the synergies and economies of scale expected from combining the operations of the Company and the acquired business.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In most instances, determining the estimated fair values of the acquired assets and assumed liabilities requires the Company to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at the appropriate rate of interest. Differences may arise between contractually required payments and the expected cash flows at the acquisition date due to items such as estimated credit losses, prepayments or early withdrawals, and other factors. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. In accordance with GAAP, there was no carry-over of MBank's previously established allowance for loan losses. Goodwill is expected to be fully deductible for income tax purposes as, under the terms of the MBank transaction, the Company purchased certain assets and assumed certain liabilities of MBank but did not acquire any equity or other ownership interests.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table summarizes the fair value of consideration transferred, the estimated fair values of assets acquired and liabilities assumed as of the acquisition date, and the resulting goodwill relating to the transaction (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="ze699ff305e934acb9f888353ed8a9dbb" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;At February 17, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Book&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash consideration transferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recognized amounts of identifiable assets acquired and liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Loans receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;115,283&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;112,025&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;CDI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Premises and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,168&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued interest receivable and other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146,792&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145,386&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;23&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;316&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;134,810&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable net assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,772&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,576&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Goodwill recognized&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The acquired loan portfolio was valued using Level 3 inputs (see Note 17) and included the use of present value techniques, including cash flow estimates and incorporated assumptions that the Company believes marketplace participants would use in estimating fair values.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The operating results of the Company included operating results produced by the MBank transaction for the period from February 17, 2017 to March 31, 2017. Disclosure of the amount of MBank's revenue and net income (excluding integration costs) included in the Company's consolidated statements of income is impracticable due to the integration of the operations and accounting for the transaction.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For illustrative purposes only, the following table presents certain unaudited pro forma information for the year ended March 31, 2017. This unaudited estimated pro forma financial information was calculated as if MBank had been acquired as of the beginning of the year prior to the date of acquisition. This unaudited pro forma information combines the historical results of MBank with the Company's consolidated historical results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the respective periods. The pro forma information is not indicative of what would have occurred had the transaction occurred as of the beginning of the year prior to the acquisition. The unaudited pro forma information does not consider any changes to the provision for credit losses resulting from recording loan assets at fair value. Additionally, the Company expects to achieve further operating cost savings and other business synergies, including revenue growth as a result of the transaction, which are not reflected in the pro forma amounts that follow. As a result, actual amounts would have differed from the unaudited pro forma information presented (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 80%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z37e7282d35c54deea444a7945df3691d" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unaudited Pro Forma&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total revenues (net interest income plus non-interest income)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 113px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,290&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 112px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 113px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 112px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,260&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table shows the impact of the acquisition-related expenses related to the MBank transaction for the periods indicated to the various components of noninterest expense (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table align="center" style="width: 80%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z00e49272576641088cf0e7c386bb4b2c" border="0" cellspacing="0" cellpadding="0"&gt;
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&lt;td style="padding-bottom: 2px; width: 1033px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
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&lt;tr&gt;
&lt;td style="width: 1033px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Salaries and employee benefit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Occupancy and depreciation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Data processing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Professional fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;653&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1033px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total impact of acquisition related costs to noninterest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;748&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
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<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">145386000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
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<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-1210000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">134810000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">10772000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-196000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">10576000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet>
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<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-3258000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">112025000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" xsi:nil="true"/>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">1363000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">1363000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi>

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<rvsb:NumberOfBranchLocationSold contextRef="Context_As_Of_31_Mar_2010T00_00_00_TO_31_Mar_2010T00_00_00" unitRef="Branch" decimals="INF">2</rvsb:NumberOfBranchLocationSold>
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<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">130572000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits>
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<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">130807000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">5155000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-1468000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">3687000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">293000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">23000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">316000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities>
<us-gaap:PaymentsToAcquireBusinessesGross contextRef="Context_Custom_01_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">12080000</us-gaap:PaymentsToAcquireBusinessesGross>
<us-gaap:PaymentsToAcquireBusinessesGross contextRef="Context_Custom_01_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-5">12100000</us-gaap:PaymentsToAcquireBusinessesGross>
<us-gaap:BusinessAcquisitionsProFormaRevenue contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">45261000</us-gaap:BusinessAcquisitionsProFormaRevenue>
<us-gaap:BusinessAcquisitionsProFormaRevenue contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">49290000</us-gaap:BusinessAcquisitionsProFormaRevenue>
<us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">8260000</us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss>
<us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">9277000</us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss>
<us-gaap:TimeDeposits contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">149800000</us-gaap:TimeDeposits>
<rvsb:DeferredTaxAssetsPurchaseAccounting contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">228000</rvsb:DeferredTaxAssetsPurchaseAccounting>
<us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">929000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">748000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_SalariesAndEmployeeBenefitMember" unitRef="USD" decimals="-3">26000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_OccupancyAndDepreciationMember" unitRef="USD" decimals="-3">6000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_DataProcessingMember" unitRef="USD" decimals="-3">63000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_ProfessionalFeesMember" unitRef="USD" decimals="-3">653000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:DeferredTaxAssetsTaxCreditCarryforwards contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">229000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwards>
<us-gaap:DeferredTaxAssetsTaxCreditCarryforwards contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">471000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwards>
<us-gaap:DeferredTaxAssetsGross contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">10754000</us-gaap:DeferredTaxAssetsGross>
<us-gaap:DeferredTaxAssetsGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">8714000</us-gaap:DeferredTaxAssetsGross>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">1565000</us-gaap:DeferredTaxLiabilities>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1104000</us-gaap:DeferredTaxLiabilities>
<us-gaap:DeferredTaxLiabilitiesOtherComprehensiveIncome contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">596000</us-gaap:DeferredTaxLiabilitiesOtherComprehensiveIncome>
<us-gaap:GoodwillAcquiredDuringPeriod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1504000</us-gaap:GoodwillAcquiredDuringPeriod>
<us-gaap:GoodwillImpairmentLoss contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" xsi:nil="true"/>
<us-gaap:GoodwillImpairmentLoss contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" xsi:nil="true"/>
<us-gaap:GoodwillImpairmentLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" xsi:nil="true"/>
<rvsb:BaseYearAllowanceForLoanLosses contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-5">2200000</rvsb:BaseYearAllowanceForLoanLosses>
<rvsb:BaseYearAllowanceForLoanLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">2200000</rvsb:BaseYearAllowanceForLoanLosses>
<us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="0">781000</us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender>
<us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">781000</us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender>
<us-gaap:DeferredIncomeTaxAssetsNet contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">1100000</us-gaap:DeferredIncomeTaxAssetsNet>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="shares" decimals="INF">98532</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="shares" decimals="INF">73899</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">49266</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">24633</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="shares" decimals="INF">864052</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="shares" decimals="INF">888685</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">913318</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">937951</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="shares" decimals="INF">24633</us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">24633</us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">24633</us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP>
<rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="shares" decimals="INF">24633</rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop>
<rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">24633</rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop>
<rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">24633</rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="USD_per_Share" decimals="2">1.00</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="USD_per_Share" decimals="2">3.01</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceThreeMember" unitRef="USD_per_Share" decimals="2">5.01</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceFourMember" unitRef="USD_per_Share" decimals="2">8.01</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="USD_per_Share" decimals="2">3.00</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="USD_per_Share" decimals="2">5.00</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceThreeMember" unitRef="USD_per_Share" decimals="2">8.00</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceFourMember" unitRef="USD_per_Share" decimals="2">15.00</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
<rvsb:NumberOfHoursOfService contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="service" decimals="INF">1000</rvsb:NumberOfHoursOfService>
<us-gaap:DefinedContributionPlanCostRecognized contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_PlanNameAxis_RetirementPlanMember" unitRef="USD" decimals="0">212000</us-gaap:DefinedContributionPlanCostRecognized>
<us-gaap:DefinedContributionPlanCostRecognized contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_PlanNameAxis_RetirementPlanMember" unitRef="USD" decimals="0">292000</us-gaap:DefinedContributionPlanCostRecognized>
<us-gaap:DefinedContributionPlanCostRecognized contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_RetirementPlanMember" unitRef="USD" decimals="0">489000</us-gaap:DefinedContributionPlanCostRecognized>
<rvsb:DeferredCompensationPlanAnnualInterestRate contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="pure" decimals="4">0.0336</rvsb:DeferredCompensationPlanAnnualInterestRate>
<rvsb:DeferredCompensationPlanAnnualInterestRate contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="pure" decimals="4">0.0364</rvsb:DeferredCompensationPlanAnnualInterestRate>
<rvsb:DeferredCompensationPlanAnnualInterestRate contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="pure" decimals="4">0.0368</rvsb:DeferredCompensationPlanAnnualInterestRate>
<us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="USD" decimals="0">361000</us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent>
<us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="USD" decimals="0">422000</us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_StockOptionPlansMember">P10Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod>
<rvsb:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_StockOptionPlansMember">zero to five years</rvsb:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="USD" decimals="0">35000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="USD" decimals="0">16000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="USD" decimals="0">5000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
<rvsb:UndistributedEarningOfDomesticSubsidiary contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1152000</rvsb:UndistributedEarningOfDomesticSubsidiary>
<rvsb:UndistributedEarningOfDomesticSubsidiary contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">6721000</rvsb:UndistributedEarningOfDomesticSubsidiary>
<rvsb:UndistributedEarningOfDomesticSubsidiary contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">7863000</rvsb:UndistributedEarningOfDomesticSubsidiary>


<us-gaap:AdjustmentForAmortization contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">22000</us-gaap:AdjustmentForAmortization>


<rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">3687000</rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt>
<us-gaap:MinorityInterestOwnershipPercentageByNoncontrollingOwners contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="pure" decimals="2">0.10</us-gaap:MinorityInterestOwnershipPercentageByNoncontrollingOwners>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1335000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:NumberOfOperatingSegments contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="Segment" decimals="INF">2</us-gaap:NumberOfOperatingSegments>
<us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember">Fifteen to twenty-five years</us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives>
<us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember">Three to twenty years</us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives>
<us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingImprovementsMember">up to 45 years</us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">24000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">2000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">27000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-155000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">85000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-4">1360000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">27000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">26000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">26000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>
<us-gaap:BusinessAcquisitionProFormaInformationTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;
&lt;table align="center" style="width: 80%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z37e7282d35c54deea444a7945df3691d" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unaudited Pro Forma&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total revenues (net interest income plus non-interest income)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 113px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,290&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 112px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 113px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 112px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,260&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;</us-gaap:BusinessAcquisitionProFormaInformationTextBlock>
<us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;At February 17, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Book&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash consideration transferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recognized amounts of identifiable assets acquired and liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff;
 vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Loans receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;115,283&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;112,025&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size:
 10pt;"&gt;CDI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Premises and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,168&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued interest receivable and other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146,792&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145,386&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;23&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;316&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;134,810&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable net assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,772&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,576&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Goodwill recognized&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock>
<rvsb:ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 1033px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 1033px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Salaries and employee benefit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Occupancy and depreciation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Data processing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1033px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Professional fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;653&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1033px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total impact of acquisition related costs to noninterest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;748&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">232000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">183000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">160000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">140000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">125000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>

<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">495000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive>
<us-gaap:FairValueOfAssetsAcquired contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">145386000</us-gaap:FairValueOfAssetsAcquired>
<us-gaap:LiabilitiesAssumed1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">134810000</us-gaap:LiabilitiesAssumed1>
<rvsb:OtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="-3">2133000</rvsb:OtherComprehensiveIncomeLoss>
<rvsb:OtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">524000</rvsb:OtherComprehensiveIncomeLoss>
<rvsb:OtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-4295000</rvsb:OtherComprehensiveIncomeLoss>
<rvsb:ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;324&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;259&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net change in allowance for unfunded loan commitments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;65&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px;
 background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;324&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;259&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock>
<us-gaap:ScheduleOfGoodwillTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2015&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at beginning of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;MBank Transaction (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impairment charge&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at the end of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfGoodwillTextBlock>
<rvsb:AcquiredLoansPolicyTextBlock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Acquired Loans&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#8211;&lt;/font&gt;&amp;#160;Purchased loans, including loans acquired in business combinations, are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company determined there were no PCI loans acquired in connection with the MBank transaction.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.&lt;/div&gt;</rvsb:AcquiredLoansPolicyTextBlock>
<us-gaap:PriorPeriodReclassificationAdjustmentDescription contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">&lt;div&gt;&lt;font style="font-family: times new roman,times;" size="2"&gt;&lt;i&gt;&lt;b&gt;Reclassification&lt;/b&gt;&lt;/i&gt;&amp;#160;&amp;#8211; Certain prior year amounts have been reclassified to conform to the current year presentation; such reclassifications had no effect on previously reported net income or total equity.&lt;/font&gt;&lt;/div&gt;</us-gaap:PriorPeriodReclassificationAdjustmentDescription>
<us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue contextRef="Context_As_Of_31_Mar_2014T00_00_00_TO_31_Mar_2014T00_00_00" unitRef="USD" decimals="0">338000</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
<us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue contextRef="Context_As_Of_31_Mar_2015T00_00_00_TO_31_Mar_2015T00_00_00" unitRef="USD" decimals="0">332500</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
<us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue contextRef="Context_As_Of_31_Mar_2016T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="0">207000</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
<us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">176000</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember" unitRef="pure" decimals="2">0.80</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_RangeAxis_MaximumMember" unitRef="pure" decimals="2">0.65</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_RangeAxis_MinimumMember" unitRef="pure" decimals="2">0.80</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RawLandLoansMember" unitRef="pure" decimals="2">0.65</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandAndLandImprovementsMember" unitRef="pure" decimals="2">0.75</rvsb:MaximumLoanToValueRatio>
<rvsb:LoansReceivableTermsOfMaturity contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember_RangeAxis_MaximumMember">P30Y</rvsb:LoansReceivableTermsOfMaturity>
<rvsb:LoansReceivableTermsOfMaturity contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember_RangeAxis_MinimumMember">P15Y</rvsb:LoansReceivableTermsOfMaturity>

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<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-1">Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-2">Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-3">Quarterly earnings per share may vary from annual earnings per share due to rounding.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-4">The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-5">Comprised of FHLMC and FNMA issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-6">Comprised of FHLMC issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-7">Comprised of SBA issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-8">Comprised of SBA issued and CRE secured securities issued by FNMA.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-9">Comprised of FHLMC, FNMA and GNMA issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-10">Consists primarily of purchased automobile loans totaling $23.6 million and $37.4 million at March 31, 2017 and 2016, respectively.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-11">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-12">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-13">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-14">Amounts are attributable to the MBank transaction. See Note 3.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-15">Included in other non-interest income.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-16">There were no adjustments to appraised values of impaired loans for the year ended March 31, 2017. There were no adjustments to appraised values of impaired loans or REO for the year ended March 31, 2016.</link:footnote>
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<us-gaap:TransferToOtherRealEstate contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">298000</us-gaap:TransferToOtherRealEstate>
<rvsb:InterestIncomeForegoneOnNonAccrualLoans contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">112000</rvsb:InterestIncomeForegoneOnNonAccrualLoans>

<rvsb:InterestIncomeForegoneOnNonAccrualLoans contextRef="Context_FYE_01_Apr_2014T00_00_00_TO_31_Mar_2015T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">433000</rvsb:InterestIncomeForegoneOnNonAccrualLoans>
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	<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31-Mar-2017T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">731996000</rvsb:EstimatedFairValueOfAssets>
<xbrli:context id="Context_As_Of_31-Mar-2017T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2017-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<rvsb:EstimatedFairValueOfAssets contextRef="Context_As_Of_31-Mar-2017T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">731996000</rvsb:EstimatedFairValueOfAssets>
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<link:definition>002 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS</link:definition>
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<link:definition>003 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS (Parentheticals)</link:definition>
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<link:definition>004 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF INCOME</link:definition>
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<link:definition>005 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</link:definition>
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<link:definition>006 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical)</link:definition>
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<link:definition>007 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited)</link:definition>
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<link:definition>008 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical)</link:definition>
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<link:definition>009 - Statement - RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
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<link:definition>010 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</link:definition>
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<link:definition>011 - Disclosure - RESTRICTED ASSETS</link:definition>
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<link:definition>014 - Disclosure - LOANS RECEIVABLE</link:definition>
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<link:definition>016 - Disclosure - PREMISES AND EQUIPMENT</link:definition>
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<link:definition>017 - Disclosure - REAL ESTATE OWNED</link:definition>
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<link:definition>018 - Disclosure - GOODWILL</link:definition>
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<link:definition>019 - Disclosure - DEPOSITS</link:definition>
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<link:definition>021 - Disclosure - INCOME TAXES</link:definition>
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<link:definition>022 - Disclosure - EMPLOYEE BENEFIT PLANS</link:definition>
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<link:definition>025 - Disclosure - EARNINGS PER SHARE</link:definition>
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<link:definition>026 - Disclosure - FAIR VALUE MEASUREMENTS</link:definition>
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<link:definition>030 - Disclosure - BUSINESS COMBINATIONS (Tables)</link:definition>
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<link:definition>031 - Disclosure - INVESTMENT SECURITIES (Tables)</link:definition>
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<link:definition>032 - Disclosure - LOANS RECEIVABLE (Tables)</link:definition>
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<link:definition>033 - Disclosure - ALLOWANCE FOR LOAN LOSSES (Tables)</link:definition>
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<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentTables" id="PremisesAndEquipmentTables">
<link:definition>034 - Disclosure - PREMISES AND EQUIPMENT (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RealEstateOwnedTables" id="RealEstateOwnedTables">
<link:definition>035 - Disclosure - REAL ESTATE OWNED (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/GOODWILLTables" id="GOODWILLTables">
<link:definition>036 - Disclosure - GOODWILL (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DepositsTables" id="DepositsTables">
<link:definition>037 - Disclosure - DEPOSITS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTables" id="JUNIORSUBORDINATEDDEBENTURESTables">
<link:definition>038 - Disclosure - JUNIOR SUBORDINATED DEBENTURES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxesTables" id="IncomeTaxesTables">
<link:definition>039 - Disclosure - INCOME TAXES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlansTables" id="EmployeeBenefitPlansTables">
<link:definition>040 - Disclosure - EMPLOYEE BENEFIT PLANS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EmployeeStockOwnershipPlanTables" id="EmployeeStockOwnershipPlanTables">
<link:definition>041 - Disclosure - EMPLOYEE STOCK OWNERSHIP PLAN (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirementsTables" id="ShareholdersEquityAndRegulatoryCapitalRequirementsTables">
<link:definition>042 - Disclosure - SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHARETables" id="EARNINGSPERSHARETables">
<link:definition>043 - Disclosure - EARNINGS PER SHARE (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSTables" id="FAIRVALUEMEASUREMENTSTables">
<link:definition>044 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESTables" id="COMMITMENTSANDCONTINGENCIESTables">
<link:definition>045 - Disclosure - COMMITMENTS AND CONTINGENCIES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables" id="RiverviewBancorpIncParentCompanyOnlyTables">
<link:definition>046 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPoliciesDetails" id="SummaryOfSignificantAccountingPoliciesDetails">
<link:definition>047 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RestrictedAssetsDetailTextuals" id="RestrictedAssetsDetailTextuals">
<link:definition>048 - Disclosure - RESTRICTED ASSETS (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails" id="BUSINESSCOMBINATIONSDetails">
<link:definition>049 - Disclosure - BUSINESS COMBINATIONS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1" id="BUSINESSCOMBINATIONSDetails1">
<link:definition>050 - Disclosure - BUSINESS COMBINATIONS (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2" id="BUSINESSCOMBINATIONSDetails2">
<link:definition>051 - Disclosure - BUSINESS COMBINATIONS (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals" id="BusinessCombinationsDetailTextuals">
<link:definition>052 - Disclosure - BUSINESS COMBINATIONS (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESInvestmentSecuritiesDetails" id="INVESTMENTSECURITIESInvestmentSecuritiesDetails">
<link:definition>053 - Disclosure - INVESTMENT SECURITIES: Investment Securities (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESInvestmentsClassifiedByContractualMaturityDateDetails1" id="INVESTMENTSECURITIESInvestmentsClassifiedByContractualMaturityDateDetails1">
<link:definition>054 - Disclosure - INVESTMENT SECURITIES: Investments Classified by Contractual Maturity Date (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesDetails2" id="INVESTMENTSECURITIESScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesDetails2">
<link:definition>055 - Disclosure - INVESTMENT SECURITIES: Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetailTextuals" id="INVESTMENTSECURITIESDetailTextuals">
<link:definition>056 - Disclosure - INVESTMENT SECURITIES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEScheduleOfAccountsNotesLoansAndFinancingReceivableDetails" id="LOANSRECEIVABLEScheduleOfAccountsNotesLoansAndFinancingReceivableDetails">
<link:definition>057 - Disclosure - LOANS RECEIVABLE: Schedule of Accounts, Notes, Loans and Financing Receivable (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEScheduleOfAggregateLoansToOfficersAndDirectorsDetails1" id="LOANSRECEIVABLEScheduleOfAggregateLoansToOfficersAndDirectorsDetails1">
<link:definition>058 - Disclosure - LOANS RECEIVABLE: Schedule of aggregate loans to officers and directors (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEDetailTextuals" id="LOANSRECEIVABLEDetailTextuals">
<link:definition>059 - Disclosure - LOANS RECEIVABLE (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESScheduleOfReconciliationOfTheAllowanceForLoanLossesDetails" id="ALLOWANCEFORLOANLOSSESScheduleOfReconciliationOfTheAllowanceForLoanLossesDetails">
<link:definition>060 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Schedule of reconciliation of the allowance for loan losses (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESScheduleOfImpairedFinancingReceivablesDetails1" id="ALLOWANCEFORLOANLOSSESScheduleOfImpairedFinancingReceivablesDetails1">
<link:definition>061 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Schedule of Impaired Financing Receivables (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetails1" id="ALLOWANCEFORLOANLOSSESDetails1">
<link:definition>062 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Analysis of loans by aging category (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2" id="ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2">
<link:definition>063 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Financing Receivables, Aging of Loans (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESScheduleOfCreditQualityIndicatorsDetails3" id="ALLOWANCEFORLOANLOSSESScheduleOfCreditQualityIndicatorsDetails3">
<link:definition>064 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Schedule of Credit Quality Indicators (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4" id="ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4">
<link:definition>065 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 5)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails5" id="ALLOWANCEFORLOANLOSSESScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails5">
<link:definition>066 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Schedule of Impaired Loans, Average Recorded Investment and Interest Recognized (Details 6)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESScheduleOfTDRsByInterestAccrualStatusDetails" id="ALLOWANCEFORLOANLOSSESScheduleOfTDRsByInterestAccrualStatusDetails">
<link:definition>067 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Schedule of TDRs by Interest Accrual Status (Details 7)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetailTextuals" id="ALLOWANCEFORLOANLOSSESDetailTextuals">
<link:definition>068 - Disclosure - ALLOWANCE FOR LOAN LOSSES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails" id="PremisesAndEquipmentDetails">
<link:definition>069 - Disclosure - PREMISES AND EQUIPMENT (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails1" id="PremisesAndEquipmentDetails1">
<link:definition>070 - Disclosure - PREMISES AND EQUIPMENT (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetailTextuals" id="PremisesAndEquipmentDetailTextuals">
<link:definition>071 - Disclosure - PREMISES AND EQUIPMENT (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RealEstateOwnedScheduleOfActivityInReoRealEstateOwnedDetails" id="RealEstateOwnedScheduleOfActivityInReoRealEstateOwnedDetails">
<link:definition>072 - Disclosure - REAL ESTATE OWNED: Schedule of activity in REO (Real Estate Owned) (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RealEstateOwnedDetailTextuals" id="RealEstateOwnedDetailTextuals">
<link:definition>073 - Disclosure - REAL ESTATE OWNED (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/Goodwilldetails" id="Goodwilldetails">
<link:definition>074 - Disclosure - GOODWILL (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DepositsScheduleOfDepositAccountsDetails" id="DepositsScheduleOfDepositAccountsDetails">
<link:definition>075 - Disclosure - DEPOSITS: Schedule of Deposit Accounts (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DepositsScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsDetails1" id="DepositsScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsDetails1">
<link:definition>076 - Disclosure - DEPOSITS: Schedule of maturities of certificates of deposit for future years (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DepositsScheduleOfInterestExpenseByDepositTypeDetails2" id="DepositsScheduleOfInterestExpenseByDepositTypeDetails2">
<link:definition>077 - Disclosure - DEPOSITS: Schedule of Interest Expense by Deposit Type (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DepositsDetailTextuals" id="DepositsDetailTextuals">
<link:definition>078 - Disclosure - DEPOSITS (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESScheduleOfTermsOfTheCurrentDebenturesDetails" id="JUNIORSUBORDINATEDDEBENTURESScheduleOfTermsOfTheCurrentDebenturesDetails">
<link:definition>079 - Disclosure - JUNIOR SUBORDINATED DEBENTURES: Schedule of terms of the current Debentures (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESDetailTextuals" id="JUNIORSUBORDINATEDDEBENTURESDetailTextuals">
<link:definition>080 - Disclosure - JUNIOR SUBORDINATED DEBENTURES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxesScheduleOfComponentsOfIncomeTaxExpenseBenefitDetails" id="IncomeTaxesScheduleOfComponentsOfIncomeTaxExpenseBenefitDetails">
<link:definition>081 - Disclosure - INCOME TAXES: Schedule of Components of Income Tax Expense (Benefit) (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxesScheduleOfDeferredTaxAssetsAndLiabilitiesDetails1" id="IncomeTaxesScheduleOfDeferredTaxAssetsAndLiabilitiesDetails1">
<link:definition>082 - Disclosure - INCOME TAXES: Schedule of Deferred Tax Assets and Liabilities (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxesScheduleOfEffectiveIncomeTaxRateReconciliationDetails2" id="IncomeTaxesScheduleOfEffectiveIncomeTaxRateReconciliationDetails2">
<link:definition>083 - Disclosure - INCOME TAXES: Schedule of Effective Income Tax Rate Reconciliation (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxesDetailTextuals" id="IncomeTaxesDetailTextuals">
<link:definition>084 - Disclosure - INCOME TAXES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlansScheduleOfActivityRelatedToOptionsUnderAllPlansDetails" id="EmployeeBenefitPlansScheduleOfActivityRelatedToOptionsUnderAllPlansDetails">
<link:definition>085 - Disclosure - EMPLOYEE BENEFIT PLANS: Schedule of activity related to options under all plans (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlansScheduleOfAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1" id="EmployeeBenefitPlansScheduleOfAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1">
<link:definition>086 - Disclosure - EMPLOYEE BENEFIT PLANS: Schedule of additional information regarding options outstanding, by exercise price range (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/Employeebenefitplansscheduleofstockoptionsoutstandinglessestimatedforfeituresdetails2" id="Employeebenefitplansscheduleofstockoptionsoutstandinglessestimatedforfeituresdetails2">
<link:definition>087 - Disclosure - EMPLOYEE BENEFIT PLANS: Schedule of Stock Options Outstanding, less estimated forfeitures (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/Employeebenefitplansdetailtextuals" id="Employeebenefitplansdetailtextuals">
<link:definition>088 - Disclosure - EMPLOYEE BENEFIT PLANS (Detail textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<element name="InvestmentMember" id="rvsb_InvestmentMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MortgageBackedMember" id="rvsb_MortgageBackedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SecuritiesAxis" id="rvsb_SecuritiesAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="SecuritiesDomain" id="rvsb_SecuritiesDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InvestmentsOneMember" id="rvsb_InvestmentsOneMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" id="rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" id="rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" id="rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOneToFourFamilyMember" id="rvsb_RealEstateOneToFourFamilyMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherInstallmentMember" id="rvsb_OtherInstallmentMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>

<element name="LoansToOfficersAndDirectors" id="rvsb_LoansToOfficersAndDirectors" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToOfficersAndDirectorsOriginations" id="rvsb_LoansToOfficersAndDirectorsOriginations" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToOfficersAndDirectorsPrincipalRepayments" id="rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RawLandLoansMember" id="rvsb_RawLandLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansReceivableNetOfDiscountsAndPremium" id="rvsb_LoansReceivableNetOfDiscountsAndPremium" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MaximumLoanToValueRatio" id="rvsb_MaximumLoanToValueRatio" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansReceivableTermsOfMaturity" id="rvsb_LoansReceivableTermsOfMaturity" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" id="rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RecordedInvestmentInLoansAbstract" id="rvsb_RecordedInvestmentInLoansAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableEvaluatedForImpairment" id="rvsb_FinancingReceivableEvaluatedForImpairment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AllowanceForUnfundedLoanCommitments" id="rvsb_AllowanceForUnfundedLoanCommitments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ChangeInAllowanceForUnfundedLoanCommitments" id="rvsb_ChangeInAllowanceForUnfundedLoanCommitments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivables30To89DaysPastDueMember" id="rvsb_FinancingReceivables30To89DaysPastDueMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" id="rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LossMember" id="rvsb_LossMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TdrByAccrualStatusAccrual" id="rvsb_TdrByAccrualStatusAccrual" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TdrByAccrualStatusNonAccrual" id="rvsb_TdrByAccrualStatusNonAccrual" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TdrByAccrualStatusTotal" id="rvsb_TdrByAccrualStatusTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestIncomeForegoneOnNonAccrualLoans" id="rvsb_InterestIncomeForegoneOnNonAccrualLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoanModifiedAsTdr" id="rvsb_LoanModifiedAsTdr" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BuildingsUnderCapitalizedLeasesMember" id="rvsb_BuildingsUnderCapitalizedLeasesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConstructionInProgress1Member" id="rvsb_ConstructionInProgress1Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremisesAndEquipmentDepreciationExpense" id="rvsb_PremisesAndEquipmentDepreciationExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremisesAndEquipmentAmortizationExpense" id="rvsb_PremisesAndEquipmentAmortizationExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" id="rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NumberOfBranchLocationSold" id="rvsb_NumberOfBranchLocationSold" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GainLossOnCancellationOfLease" id="rvsb_GainLossOnCancellationOfLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredGainLossOnCancellationOfLease" id="rvsb_DeferredGainLossOnCancellationOfLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedBalance" id="rvsb_RealEstateOwnedBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedAdditions" id="rvsb_RealEstateOwnedAdditions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedDispositions" id="rvsb_RealEstateOwnedDispositions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedWritedowns" id="rvsb_RealEstateOwnedWritedowns" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedExpensesWriteDowns" id="rvsb_RealEstateOwnedExpensesWriteDowns" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedOperatingExpenses" id="rvsb_RealEstateOwnedOperatingExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NetLossesOnDispositionsOfRealEstateOwnedReo" id="rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DepositsTypeAxis" id="rvsb_DepositsTypeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="DepositsTypeDomain" id="rvsb_DepositsTypeDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonInterestBearingMember" id="rvsb_NonInterestBearingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestCheckingMember" id="rvsb_InterestCheckingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MoneyMarketMember" id="rvsb_MoneyMarketMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SavingsAccountsMember" id="rvsb_SavingsAccountsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CertificatesOfDeposit1Member" id="rvsb_CertificatesOfDeposit1Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DepositAccountsBalance" id="rvsb_DepositAccountsBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TimeDepositsMoreThan250000" id="rvsb_TimeDepositsMoreThan250000" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IssuanceTrustAxis" id="rvsb_IssuanceTrustAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="IssuanceTrustDomain" id="rvsb_IssuanceTrustDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RiverviewBancorpStatutoryTrustIMember" id="rvsb_RiverviewBancorpStatutoryTrustIMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RiverviewBancorpStatutoryTrustIIMember" id="rvsb_RiverviewBancorpStatutoryTrustIIMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MerchantsBancorpStatutoryTrustIMember" id="rvsb_MerchantsBancorpStatutoryTrustIMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DebtInstrumentDateOfIssuance" id="rvsb_DebtInstrumentDateOfIssuance" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DebenturesIssuedToGrantorTrusts" id="rvsb_DebenturesIssuedToGrantorTrusts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonSecuritiesIssuedByGrantorTrusts" id="rvsb_CommonSecuritiesIssuedByGrantorTrusts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncomeTaxProvisionBenefitCurrentAndDeferred" id="rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxAssetsPurchaseAccounting" id="rvsb_DeferredTaxAssetsPurchaseAccounting" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxLiabilitiesFhlbStockDividend" id="rvsb_DeferredTaxLiabilitiesFhlbStockDividend" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxLiabilitiesLoanFeesAndCosts" id="rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BaseYearAllowanceForLoanLosses" id="rvsb_BaseYearAllowanceForLoanLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceOneMember" id="rvsb_RangeOfExercisePriceOneMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceTwoMember" id="rvsb_RangeOfExercisePriceTwoMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceThreeMember" id="rvsb_RangeOfExercisePriceThreeMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceFourMember" id="rvsb_RangeOfExercisePriceFourMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockOptionsFullyVestedAndCurrentlyExercisableAbstract" id="rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RetirementPlanMember" id="rvsb_RetirementPlanMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" id="rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockOptionPlansMember" id="rvsb_StockOptionPlansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredCompensationPlanAnnualInterestRate" id="rvsb_DeferredCompensationPlanAnnualInterestRate" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" id="rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" id="rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NumberOfHoursOfService" id="rvsb_NumberOfHoursOfService" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1Capital" id="rvsb_CommonEquityTier1Capital" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalToRiskWeightedAssets" id="rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalForAdequacy" id="rvsb_CommonEquityTier1CapitalForAdequacy" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" id="rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalRequiredToBeWellCapitalized" id="rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" id="rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>

<element name="NonRecurringAssetsAxis" id="rvsb_NonRecurringAssetsAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="NonRecurringAssetsDomain" id="rvsb_NonRecurringAssetsDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedLoansMember" id="rvsb_ImpairedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedMember" id="rvsb_RealEstateOwnedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>

<element name="MarketAdjustmentToAppraisals" id="rvsb_MarketAdjustmentToAppraisals" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansHeldForSaleMember" id="rvsb_LoansHeldForSaleMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TimeDepositsMember" id="rvsb_TimeDepositsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CapitalLeaseObligationMember" id="rvsb_CapitalLeaseObligationMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EstimatedFairValueOfAssets" id="rvsb_EstimatedFairValueOfAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EstimatedFairValueOfLiabilities" id="rvsb_EstimatedFairValueOfLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FixedRateLoansMember" id="rvsb_FixedRateLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansUnderWarranty" id="rvsb_LoansUnderWarranty" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AllowanceForFederalHomeLoanMortgageCorporationLoans" id="rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="UndistributedEarningOfDomesticSubsidiary" id="rvsb_UndistributedEarningOfDomesticSubsidiary" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EquityInUndistributedEarningsLossOfBank" id="rvsb_EquityInUndistributedEarningsLossOfBank" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EarnedEsopShares" id="rvsb_EarnedEsopShares" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ProceedsFromAssumptionOfJuniorSubordinatedDebt" id="rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" id="rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="EmployeeStockOwnershipPlanAbstract" id="rvsb_EmployeeStockOwnershipPlanAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" id="rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="DepositLineItems" id="rvsb_DepositLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="DepositTable" id="rvsb_DepositTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" abstract="true" nillable="true"/>
<element name="NumberOfBranches" id="rvsb_NumberOfBranches" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true"/>
<element name="AcquiredLoansPolicyTextBlock" id="rvsb_AcquiredLoansPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true"/>
<element name="DeferredTaxAssetsRealEstateOwnedExpenses" id="rvsb_DeferredTaxAssetsRealEstateOwnedExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true" xbrli:balance="debit"/>
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</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>rvsb-20170331_cal.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>rvsb-20170331_lab.xml
<DESCRIPTION>XBRL
<TEXT>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_0488I88J48KI_us-gaap_LoansReceivableHeldForSaleAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LoansReceivableHeldForSaleAmount" xml:lang="en-US">Loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LoansReceivableHeldForSaleAmount" xlink:to="lab_2600K00L60MK_us-gaap_LoansReceivableHeldForSaleAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_MarketableSecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MarketableSecuritiesAbstract" xml:lang="en-US">Marketable Securities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MarketableSecuritiesAbstract" xml:lang="en-US">Investment securities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_MarketableSecuritiesAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_MarketableSecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Available for sale, at estimated fair value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AvailableForSaleSecurities" xlink:to="lab_2600K00L60MK_us-gaap_AvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_HeldToMaturitySecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held to maturity, at amortized cost (estimated fair value of $66 and $76)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held to maturity, at amortized cost (estimated fair value of $71 and $76)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_HeldToMaturitySecurities" xlink:to="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_0488I88J48KI_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans receivable (net of allowance for loan losses of $10,289 and $9,885)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans receivable (net of allowance for loan losses of $10,528 and $9,885)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OtherRealEstateAndForeclosedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Other Real Estate, Foreclosed Assets, and Repossessed Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Real estate owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OtherRealEstateAndForeclosedAssets" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OtherRealEstateAndForeclosedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_0488I88J48KI_us-gaap_PrepaidExpenseAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PrepaidExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PrepaidExpenseAndOtherAssets" xlink:to="lab_2600K00L60MK_us-gaap_PrepaidExpenseAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestReceivable" xml:lang="en-US">Accrued interest receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestReceivable" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_0488I88J48KI_us-gaap_FederalHomeLoanBankStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FederalHomeLoanBankStock" xml:lang="en-US">Federal Home Loan Bank stock, at cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FederalHomeLoanBankStock" xlink:to="lab_2600K00L60MK_us-gaap_FederalHomeLoanBankStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Premises and equipment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Premises and equipment, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent" xlink:label="loc_0488I88J48KI_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent" xml:lang="en-US">Deferred income taxes, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent" xlink:to="lab_2600K00L60MK_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ServicingAssetAtAmortizedValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ServicingAssetAtAmortizedValue" xml:lang="en-US">Mortgage servicing rights, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ServicingAssetAtAmortizedValue" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ServicingAssetAtAmortizedValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_0488I88J48KI_us-gaap_Goodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_Goodwill" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_Goodwill" xml:lang="en-US">Goodwill recognized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_2600K00L60MK_us-gaap_Goodwill" xml:lang="en-US">Net carrying value at beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_2600K00L60MK_us-gaap_Goodwill" xml:lang="en-US">Net carrying value at the end of period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_Goodwill" xlink:to="lab_2600K00L60MK_us-gaap_Goodwill"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US">Finite-Lived Intangible Assets, Net, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US">Core deposit intangible ("CDI"), net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_0488I88J48KI_us-gaap_BankOwnedLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsurance" xml:lang="en-US">Bank owned life insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsurance" xml:lang="en-US">Bank owned life insurance ("BOLI")</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BankOwnedLifeInsurance" xlink:to="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Assets" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_Assets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_Assets" xml:lang="en-US">TOTAL ASSETS</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_Assets" xml:lang="en-US">TOTAL ASSETS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_Assets" xlink:to="lab_1642HI224L001IHL6245_us-gaap_Assets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_0488I88J48KI_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US">LIABILITIES AND SHAREHOLDERS' EQUITY</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="lab_2600K00L60MK_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LiabilitiesAbstract" xml:lang="en-US">LIABILITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LiabilitiesAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Deposits" xlink:label="loc_0488I88J48KI_us-gaap_Deposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_Deposits" xml:lang="en-US">Deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_Deposits" xlink:to="lab_2600K00L60MK_us-gaap_Deposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccountsPayableAndOtherAccruedLiabilities" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AccountsPayableAndOtherAccruedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AccountsPayableAndOtherAccruedLiabilities" xml:lang="en-US">Accounts Payable and Other Accrued Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AccountsPayableAndOtherAccruedLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AccountsPayableAndOtherAccruedLiabilities" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AccountsPayableAndOtherAccruedLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_0488I88J48KI_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Advanced payments by borrowers for taxes and insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Advance payments by borrowers for taxes and insurance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:to="lab_2600K00L60MK_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_JuniorSubordinatedNotes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_JuniorSubordinatedNotes" xml:lang="en-US">Junior subordinated debentures</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_JuniorSubordinatedNotes" xlink:to="lab_1642HI224L001IHL6245_us-gaap_JuniorSubordinatedNotes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeaseObligations" xlink:label="loc_0488I88J48KI_us-gaap_CapitalLeaseObligations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeaseObligations" xml:lang="en-US">Capital Lease Obligations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeaseObligations" xml:lang="en-US">Capital lease obligation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalLeaseObligations" xlink:to="lab_2600K00L60MK_us-gaap_CapitalLeaseObligations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_Liabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_Liabilities" xlink:to="lab_1642HI224L001IHL6245_us-gaap_Liabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_0488I88J48KI_us-gaap_CommitmentsAndContingencies"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CommitmentsAndContingencies" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES (See Note 12)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CommitmentsAndContingencies" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES (See Note 18)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_CommitmentsAndContingencies" xml:lang="en-US">Total</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EquityAbstract" xml:lang="en-US">Equity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EquityAbstract" xml:lang="en-US">EQUITY:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EquityAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_0488I88J48KI_us-gaap_StockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_StockholdersEquityAbstract" xml:lang="en-US">SHAREHOLDERS' EQUITY:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_StockholdersEquityAbstract" xlink:to="lab_2600K00L60MK_us-gaap_StockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PreferredStockValueOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PreferredStockValueOutstanding" xml:lang="en-US">Serial preferred stock, $.01 par value; 250,000 authorized; issued and outstanding: none</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PreferredStockValueOutstanding" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PreferredStockValueOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="loc_0488I88J48KI_us-gaap_CommonStockValueOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CommonStockValueOutstanding" xml:lang="en-US">Common Stock, Value, Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CommonStockValueOutstanding" xml:lang="en-US">Common stock, $.01 par value; 50,000,000 authorized March 31, 2017 - 22,510,890 issued and outstanding March 31, 2016 - 22,507,890 issued and outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CommonStockValueOutstanding" xlink:to="lab_2600K00L60MK_us-gaap_CommonStockValueOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AdditionalPaidInCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AdditionalPaidInCapital" xml:lang="en-US">Additional paid-in capital</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AdditionalPaidInCapital" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AdditionalPaidInCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_0488I88J48KI_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained earnings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="lab_2600K00L60MK_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_UnearnedESOPShares" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_UnearnedESOPShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnearnedESOPShares" xml:lang="en-US">Unearned ESOP Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnearnedESOPShares" xml:lang="en-US">Estimated fair value of unreleased shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnearnedESOPShares" xml:lang="en-US">Estimated fair value of unreleased shares, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnearnedESOPShares" xml:lang="en-US">Estimated fair value of unreleased shares, ending</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnearnedESOPShares" xml:lang="en-US">Unearned shares issued to employee stock ownership plan ("ESOP")</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_UnearnedESOPShares" xlink:to="lab_1642HI224L001IHL6245_us-gaap_UnearnedESOPShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_0488I88J48KI_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_2600K00L60MK_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_StockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockholdersEquity" xml:lang="en-US">Total shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockholdersEquity" xml:lang="en-US">Shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockholdersEquity" xml:lang="en-US">Total shareholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_StockholdersEquity" xlink:to="lab_1642HI224L001IHL6245_us-gaap_StockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_0488I88J48KI_us-gaap_LiabilitiesAndStockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="lab_2600K00L60MK_us-gaap_LiabilitiesAndStockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestBearingDepositsInBanks"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US">Interest-earning accounts included in cash</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestBearingDepositsInBanks" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestBearingDepositsInBanks"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure" xlink:label="loc_0488I88J48KI_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure" xml:lang="en-US">Fair value of mortgage-backed securities held to maturity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure" xlink:to="lab_2600K00L60MK_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Financing receivable, Allowance for Credit Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Less: Allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Allowance for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_0488I88J48KI_us-gaap_PreferredStockParOrStatedValuePerShare"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PreferredStockParOrStatedValuePerShare" xml:lang="en-US">Serial preferred stock, par value per share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PreferredStockParOrStatedValuePerShare" xlink:to="lab_2600K00L60MK_us-gaap_PreferredStockParOrStatedValuePerShare"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PreferredStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US">Serial preferred stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PreferredStockSharesAuthorized" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PreferredStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_0488I88J48KI_us-gaap_PreferredStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Serial preferred stock, shares issued</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PreferredStockSharesIssued" xlink:to="lab_2600K00L60MK_us-gaap_PreferredStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PreferredStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PreferredStockSharesOutstanding" xml:lang="en-US">Serial preferred stock, shares outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PreferredStockSharesOutstanding" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PreferredStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_0488I88J48KI_us-gaap_CommonStockParOrStatedValuePerShare"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US">Common stock, par value per share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="lab_2600K00L60MK_us-gaap_CommonStockParOrStatedValuePerShare"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CommonStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CommonStockSharesAuthorized" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CommonStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_0488I88J48KI_us-gaap_CommonStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common stock, shares issued</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CommonStockSharesIssued" xlink:to="lab_2600K00L60MK_us-gaap_CommonStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common stock, shares outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CommonStockSharesOutstanding" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_0488I88J48KI_us-gaap_IncomeStatementAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Statements of Operations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Income Statement [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncomeStatementAbstract" xlink:to="lab_2600K00L60MK_us-gaap_IncomeStatementAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US">INTEREST AND DIVIDEND INCOME:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_0488I88J48KI_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and Fee Income, Loans and Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and fees on loans receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="lab_2600K00L60MK_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestIncomeSecuritiesTaxable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Interest Income, Securities, Operating, Taxable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Interest on investment securities - taxable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestIncomeSecuritiesTaxable" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeSecuritiesTaxable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_0488I88J48KI_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Interest Income, Securities, Operating, Tax Exempt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Interest on investment securities - nontaxable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="lab_2600K00L60MK_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OtherInterestAndDividendIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherInterestAndDividendIncome" xml:lang="en-US">Other interest and dividends</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OtherInterestAndDividendIncome" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OtherInterestAndDividendIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_0488I88J48KI_us-gaap_InterestAndDividendIncomeOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total interest and dividend income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total interest and dividend income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestAndDividendIncomeOperating" xlink:to="lab_2600K00L60MK_us-gaap_InterestAndDividendIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseAbstract" xml:lang="en-US">INTEREST EXPENSE:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_0488I88J48KI_us-gaap_InterestExpenseDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestExpenseDeposits" xlink:to="lab_2600K00L60MK_us-gaap_InterestExpenseDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseBorrowings"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseBorrowings" xml:lang="en-US">Interest on borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseBorrowings" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseBorrowings"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_0488I88J48KI_us-gaap_InterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpense" xml:lang="en-US">Total interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpense" xml:lang="en-US">Interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpense" xml:lang="en-US">Total interest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestExpense" xlink:to="lab_2600K00L60MK_us-gaap_InterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestIncomeExpenseNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Interest Income (Expense), Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Net interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Net interest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestIncomeExpenseNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeExpenseNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_0488I88J48KI_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision for Loan, Lease, and Other Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Recapture of loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="lab_2600K00L60MK_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Net interest income after provision for (recapture of) loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Net interest income after recapture of loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_0488I88J48KI_us-gaap_NoninterestIncomeAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NoninterestIncomeAbstract" xml:lang="en-US">NON-INTEREST INCOME:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NoninterestIncomeAbstract" xlink:to="lab_2600K00L60MK_us-gaap_NoninterestIncomeAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FeesAndCommissionsDepositorAccounts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FeesAndCommissionsDepositorAccounts" xml:lang="en-US">Fees and service charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FeesAndCommissionsDepositorAccounts" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FeesAndCommissionsDepositorAccounts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AssetManagementFees1" xlink:label="loc_0488I88J48KI_us-gaap_AssetManagementFees1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AssetManagementFees1" xml:lang="en-US">Asset Management Fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AssetManagementFees1" xml:lang="en-US">Asset management fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_AssetManagementFees1" xml:lang="en-US">Asset management fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AssetManagementFees1" xlink:to="lab_2600K00L60MK_us-gaap_AssetManagementFees1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_GainLossOnSalesOfLoansNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GainLossOnSalesOfLoansNet" xml:lang="en-US">Net gains on sales of loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_GainLossOnSalesOfLoansNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_GainLossOnSalesOfLoansNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_0488I88J48KI_us-gaap_BankOwnedLifeInsuranceIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">Income from bank owned life insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">Bank owned life insurance ("BOLI")</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">Income from BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="lab_2600K00L60MK_us-gaap_BankOwnedLifeInsuranceIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NoninterestIncomeOtherOperatingIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US">Noninterest Income, Other Operating Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US">Other, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NoninterestIncomeOtherOperatingIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_0488I88J48KI_us-gaap_NoninterestIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NoninterestIncome" xml:lang="en-US">Total non-interest income, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NoninterestIncome" xml:lang="en-US">Non-interest income, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_NoninterestIncome" xml:lang="en-US">Total non-interest income, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NoninterestIncome" xlink:to="lab_2600K00L60MK_us-gaap_NoninterestIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NoninterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NoninterestExpenseAbstract" xml:lang="en-US">NON-INTEREST EXPENSE:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NoninterestExpenseAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NoninterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_0488I88J48KI_us-gaap_LaborAndRelatedExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Salaries and employee benefits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LaborAndRelatedExpense" xlink:to="lab_2600K00L60MK_us-gaap_LaborAndRelatedExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OccupancyNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OccupancyNet" xml:lang="en-US">Occupancy and depreciation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OccupancyNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OccupancyNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_0488I88J48KI_us-gaap_InformationTechnologyAndDataProcessing"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InformationTechnologyAndDataProcessing" xml:lang="en-US">Data processing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InformationTechnologyAndDataProcessing" xlink:to="lab_2600K00L60MK_us-gaap_InformationTechnologyAndDataProcessing"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AmortizationOfIntangibleAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of Intangible Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of CDI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AmortizationOfIntangibleAssets" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AmortizationOfIntangibleAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_0488I88J48KI_us-gaap_MarketingAndAdvertisingExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_MarketingAndAdvertisingExpense" xml:lang="en-US">Advertising and marketing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_MarketingAndAdvertisingExpense" xlink:to="lab_2600K00L60MK_us-gaap_MarketingAndAdvertisingExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xml:lang="en-US">FDIC insurance premium</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ExciseAndSalesTaxes" xlink:label="loc_0488I88J48KI_us-gaap_ExciseAndSalesTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ExciseAndSalesTaxes" xml:lang="en-US">State and local taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ExciseAndSalesTaxes" xlink:to="lab_2600K00L60MK_us-gaap_ExciseAndSalesTaxes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommunicationsAndInformationTechnology" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CommunicationsAndInformationTechnology"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommunicationsAndInformationTechnology" xml:lang="en-US">Telecommunications</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CommunicationsAndInformationTechnology" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CommunicationsAndInformationTechnology"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_0488I88J48KI_us-gaap_ProfessionalFees"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ProfessionalFees" xml:lang="en-US">Professional fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ProfessionalFees" xlink:to="lab_2600K00L60MK_us-gaap_ProfessionalFees"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LitigationSettlementExpense" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LitigationSettlementExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LitigationSettlementExpense" xml:lang="en-US">Litigation Settlement, Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LitigationSettlementExpense" xml:lang="en-US">Litigation settlement</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LitigationSettlementExpense" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LitigationSettlementExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="loc_0488I88J48KI_us-gaap_ForeclosedRealEstateExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ForeclosedRealEstateExpense" xml:lang="en-US">Real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ForeclosedRealEstateExpense" xlink:to="lab_2600K00L60MK_us-gaap_ForeclosedRealEstateExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OtherNoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OtherNoninterestExpense" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OtherNoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_0488I88J48KI_us-gaap_NoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NoninterestExpense" xml:lang="en-US">Total non-interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NoninterestExpense" xml:lang="en-US">Non-interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_NoninterestExpense" xml:lang="en-US">Total non-interest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NoninterestExpense" xlink:to="lab_2600K00L60MK_us-gaap_NoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income (loss) before income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income before income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">INCOME BEFORE INCOME TAXES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_0488I88J48KI_us-gaap_IncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">BENEFIT FOR INCOME TAXES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Provision for income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">PROVISION FOR INCOME TAXES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncomeTaxExpenseBenefit" xlink:to="lab_2600K00L60MK_us-gaap_IncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NetIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLoss" xml:lang="en-US">Numerator-net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLoss" xml:lang="en-US">Net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/zeroLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLoss" xml:lang="en-US">Numerator-net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLoss" xml:lang="en-US">NET INCOME</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NetIncomeLoss" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_0488I88J48KI_us-gaap_EarningsPerShareAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings Per Share [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings per common share:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EarningsPerShareAbstract" xlink:to="lab_2600K00L60MK_us-gaap_EarningsPerShareAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EarningsPerShareBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Earnings Per Share, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic EPS (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic (in dollars per share)</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US">Basic earnings per share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EarningsPerShareBasic" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_0488I88J48KI_us-gaap_EarningsPerShareDiluted"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Earnings Per Share, Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted EPS (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted earnings per share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EarningsPerShareDiluted" xlink:to="lab_2600K00L60MK_us-gaap_EarningsPerShareDiluted"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xml:lang="en-US">Weighted average number of common shares outstanding:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xml:lang="en-US">Weighted average number of shares outstanding:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_0488I88J48KI_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Basic (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Denominator-weighted average common shares outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Weighted average number of shares outstanding, Basic</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="lab_2600K00L60MK_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Diluted (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Denominator-weighted average common shares outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Weighted average common shares and common stock equivalents</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Weighted average common shares and common stock equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="lab_1642HI224L001IHL6245_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_0488I88J48KI_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xml:lang="en-US">Statements of Comprehensive Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xml:lang="en-US">Statement of Comprehensive Income [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="lab_2600K00L60MK_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xml:lang="en-US">Other comprehensive income (loss):</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_0488I88J48KI_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xml:lang="en-US">Unrealized holding gain (loss) from available for sale investment securities, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xml:lang="en-US">Net unrealized holding gain (loss) from available for sale investment securities arising during the period, net of tax of $1,581, ($203) and ($778), respectively</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_0488I88J48KI_us-gaap_SharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SharesOutstanding" xml:lang="en-US">Balance, Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_2600K00L60MK_us-gaap_SharesOutstanding" xml:lang="en-US">Balance (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_2600K00L60MK_us-gaap_SharesOutstanding" xml:lang="en-US">Balance (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SharesOutstanding" xlink:to="lab_2600K00L60MK_us-gaap_SharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProfitLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProfitLoss" xml:lang="en-US">Net Income (Loss) {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProfitLoss" xml:lang="en-US">Net Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProfitLoss" xml:lang="en-US">Net income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ProfitLoss" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ProfitLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinorityInterestDecreaseFromRedemptions" xlink:label="loc_0488I88J48KI_us-gaap_MinorityInterestDecreaseFromRedemptions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_MinorityInterestDecreaseFromRedemptions" xml:lang="en-US">Noncontrolling Interest, Decrease from Redemptions or Purchase of Interests</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_MinorityInterestDecreaseFromRedemptions" xml:lang="en-US">Purchase of subsidiary shares from noncontrolling interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_MinorityInterestDecreaseFromRedemptions" xlink:to="lab_2600K00L60MK_us-gaap_MinorityInterestDecreaseFromRedemptions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DividendsCash" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DividendsCash"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DividendsCash" xml:lang="en-US">Cash dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DividendsCash" xml:lang="en-US">Dividend from the Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DividendsCash" xml:lang="en-US">Cash dividend on common stock ($0.08, $0.065 and $0.01125 per share for MARCH 31, 2017, 2016 and 2015, respectively)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DividendsCash" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DividendsCash"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="loc_0488I88J48KI_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xml:lang="en-US">Stock Issued During Period, Value, Stock Options Exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xml:lang="en-US">Exercise of stock options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xml:lang="en-US">Proceeds from exercise of stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="lab_2600K00L60MK_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Exercise of stock options, Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Exercise of stock options (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Options exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Options exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="lab_1642HI224L001IHL6245_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:label="loc_0488I88J48KI_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xml:lang="en-US">Adjustments to Additional Paid in Capital, Share-based Compensation, Stock Options, Requisite Service Period Recognition</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xml:lang="en-US">Stock-based compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:to="lab_2600K00L60MK_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AmortizationOfESOPAward" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AmortizationOfESOPAward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AmortizationOfESOPAward" xml:lang="en-US">Amortization Of ESOP Award</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AmortizationOfESOPAward" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Earned ESOP shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AmortizationOfESOPAward" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AmortizationOfESOPAward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_0488I88J48KI_us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Other comprehensive income (loss), net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Other comprehensive loss</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_2600K00L60MK_us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncomeLossAttributableToNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US">Noncontrolling interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US">Noncontrolling interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncomeLossAttributableToNoncontrollingInterest" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncomeLossAttributableToNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_0488I88J48KI_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Common Stock, Dividends, Per Share, Cash Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Dividend per share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CommonStockDividendsPerShareCashPaid" xlink:to="lab_2600K00L60MK_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_StatementOfCashFlowsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statements of Cash Flows</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_StatementOfCashFlowsAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_StatementOfCashFlowsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_0488I88J48KI_us-gaap_DepreciationAmortizationAndAccretionNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation and amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DepreciationAmortizationAndAccretionNet" xlink:to="lab_2600K00L60MK_us-gaap_DepreciationAmortizationAndAccretionNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US">Provision (benefit) for deferred income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US">Provision for deferred income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherNoncashExpense" xlink:label="loc_0488I88J48KI_us-gaap_OtherNoncashExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OtherNoncashExpense" xml:lang="en-US">Expense related to ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_OtherNoncashExpense" xml:lang="en-US">Expense related to ESOP</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OtherNoncashExpense" xlink:to="lab_2600K00L60MK_us-gaap_OtherNoncashExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInLoansDeferredIncome" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInLoansDeferredIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInLoansDeferredIncome" xml:lang="en-US">Increase (decrease) in deferred loan origination fees, net of amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInLoansDeferredIncome" xml:lang="en-US">Increase in deferred loan origination fees, net of amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInLoansDeferredIncome" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInLoansDeferredIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="loc_0488I88J48KI_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xml:lang="en-US">Origination of loans held for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xml:lang="en-US">Origination of loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:to="lab_2600K00L60MK_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xml:lang="en-US">Proceeds from sales of loans held for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xml:lang="en-US">Proceeds from sales of loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-based Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensation" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease" xml:lang="en-US">Writedown of real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease" xlink:to="lab_1642HI224L001IHL6245_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="loc_0488I88J48KI_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xml:lang="en-US">Loss on impairment of investment security</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xml:lang="en-US">Other than temporary impairment losses, investments, portion recognized in earnings, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:to="lab_2600K00L60MK_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_GainLossOnSaleOfOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GainLossOnSaleOfOtherAssets" xml:lang="en-US">Net (gain) loss on loans held for sale, sale of real estate owned, mortgage-backed securities, investment securities and premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GainLossOnSaleOfOtherAssets" xml:lang="en-US">Net gains on loans held for sale, sales and transfer of real estate owned, sales of investment securities and sales of premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_GainLossOnSaleOfOtherAssets" xlink:to="lab_1642HI224L001IHL6245_us-gaap_GainLossOnSaleOfOtherAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xlink:label="loc_0488I88J48KI_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">Boli Death Benefit In Excess Of Cash Surrender Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">BOLI death benefit in excess of cash surrender value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">It represents amount related to BOLI death benefit in excess of cash surrender value.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">BOLI death benefit in excess of cash surrender value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xlink:to="lab_2600K00L60MK_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xml:lang="en-US">Changes in certain other assets and liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:to="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:label="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:to="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by (used in) operating activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by operating activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PaymentsForProceedsFromLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Loan repayments (originations), net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Loan originations, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PaymentsForProceedsFromLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xlink:label="loc_0488I88J48KI_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xml:lang="en-US">Payments for (Proceeds from) Other Loans and Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xml:lang="en-US">Purchases of loans receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xml:lang="en-US">Purchases of loans receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xlink:to="lab_2600K00L60MK_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US">Principal repayments on investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_0488I88J48KI_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchase of investment securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchase of investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="lab_2600K00L60MK_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from calls, maturities, and sales of investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_0488I88J48KI_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xml:lang="en-US">Principal repayments on investment securities held to maturity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="lab_2600K00L60MK_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchase of premises and equipment and capitalized software</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchase of premises and equipment and capitalized software</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xlink:label="loc_0488I88J48KI_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Proceeds From Sale Of Certificates Of Deposit Held For Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Redemption of certificates of deposit held for investment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Represents cash inflow associated with the redemption of certificates of deposit held for investment.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Redemption of certificates of deposit held for investment, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xlink:to="lab_2600K00L60MK_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xml:lang="en-US">Proceeds from redemption of Federal Home Loan Bank stock, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xml:lang="en-US">(Purchase) redemption of Federal Home Loan Bank stock, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="loc_0488I88J48KI_us-gaap_PaymentsToAcquireLifeInsurancePolicies"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xml:lang="en-US">Payments to Acquire Life Insurance Policies</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xml:lang="en-US">Cash acquired, net of cash consideration paid in business combination</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xml:lang="en-US">Purchase of Bank owned life insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xml:lang="en-US">Purchase of BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:to="lab_2600K00L60MK_us-gaap_PaymentsToAcquireLifeInsurancePolicies"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CashAcquiredFromAcquisition"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashAcquiredFromAcquisition" xml:lang="en-US">Cash Acquired from Acquisition</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashAcquiredFromAcquisition" xml:lang="en-US">Purchase of BOLI</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashAcquiredFromAcquisition" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Cash acquired, net of cash consideration paid in business combination</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CashAcquiredFromAcquisition" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CashAcquiredFromAcquisition"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xlink:label="loc_0488I88J48KI_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Payments For Proceeds From Death Benefit On Boli</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Proceeds from death benefit on BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Represent payments for proceeds from death benefit on BOLI.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Proceeds from death benefit on BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xlink:to="lab_2600K00L60MK_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromSaleOfForeclosedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleOfForeclosedAssets" xml:lang="en-US">Proceeds from sales of real estate owned and premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleOfForeclosedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash provided by investing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash used in investing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInDeposits" xml:lang="en-US">Net increase in deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInDeposits" xlink:to="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToMinorityShareholders" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PaymentsToMinorityShareholders"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsToMinorityShareholders" xml:lang="en-US">Payments to Noncontrolling Interests</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsToMinorityShareholders" xml:lang="en-US">Purchase of subsidiary shares from noncontrolling interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsToMinorityShareholders" xml:lang="en-US">Purchase of subsidiary shares from noncontrolling interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PaymentsToMinorityShareholders" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PaymentsToMinorityShareholders"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_0488I88J48KI_us-gaap_PaymentsOfDividends"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsOfDividends" xml:lang="en-US">Payments of Dividends</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsOfDividends" xml:lang="en-US">Dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsOfDividends" xml:lang="en-US">Dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_PaymentsOfDividends" xml:lang="en-US">Dividends paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PaymentsOfDividends" xlink:to="lab_2600K00L60MK_us-gaap_PaymentsOfDividends"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromOtherShortTermDebt" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromOtherShortTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromOtherShortTermDebt" xml:lang="en-US">Proceeds from Other Short-term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromOtherShortTermDebt" xml:lang="en-US">Proceeds from borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromOtherShortTermDebt" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromOtherShortTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RepaymentsOfDebt" xlink:label="loc_0488I88J48KI_us-gaap_RepaymentsOfDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_RepaymentsOfDebt" xml:lang="en-US">Repayments of Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_RepaymentsOfDebt" xml:lang="en-US">Repayment of borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_RepaymentsOfDebt" xml:lang="en-US">Repayment of borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_RepaymentsOfDebt" xlink:to="lab_2600K00L60MK_us-gaap_RepaymentsOfDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xml:lang="en-US">Principal payments under capital lease obligations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xml:lang="en-US">Principal payments under capital lease obligation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xlink:to="lab_1642HI224L001IHL6245_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Net increase in advance payments by borrowers</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Net increase in advance payments by borrowers</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:to="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Exercise of stock options, Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Exercise of stock options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Proceeds from exercise of stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromStockOptionsExercised" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash provided by (used in) financing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash provided by financing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="lab_2600K00L60MK_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_0488I88J48KI_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, END OF YEAR</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_SupplementalCashFlowInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US">SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_SupplementalCashFlowInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdditionalCashFlowElementsAbstract" xlink:label="loc_0488I88J48KI_us-gaap_AdditionalCashFlowElementsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AdditionalCashFlowElementsAbstract" xml:lang="en-US">Cash paid during the period for:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AdditionalCashFlowElementsAbstract" xml:lang="en-US">Cash paid during the year for:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AdditionalCashFlowElementsAbstract" xlink:to="lab_2600K00L60MK_us-gaap_AdditionalCashFlowElementsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestPaid" xml:lang="en-US">Interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestPaid" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_0488I88J48KI_us-gaap_IncomeTaxesPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncomeTaxesPaid" xml:lang="en-US">Income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncomeTaxesPaid" xlink:to="lab_2600K00L60MK_us-gaap_IncomeTaxesPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xml:lang="en-US">NONCASH INVESTING AND FINANCING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="loc_0488I88J48KI_us-gaap_DividendsPayableCurrentAndNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DividendsPayableCurrentAndNoncurrent" xml:lang="en-US">Dividends declared and accrued in other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DividendsPayableCurrentAndNoncurrent" xml:lang="en-US">Dividend payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DividendsPayableCurrentAndNoncurrent" xml:lang="en-US">Dividend Payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:to="lab_2600K00L60MK_us-gaap_DividendsPayableCurrentAndNoncurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TransferOfOtherRealEstate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TransferOfOtherRealEstate" xml:lang="en-US">Real Estate Owned, Transfer from Real Estate Owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TransferOfOtherRealEstate" xml:lang="en-US">Transfer of loans to real estate owned</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TransferOfOtherRealEstate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Transfer of real estate owned to loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TransferOfOtherRealEstate" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TransferOfOtherRealEstate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TransferToOtherRealEstate" xlink:label="loc_0488I88J48KI_us-gaap_TransferToOtherRealEstate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TransferToOtherRealEstate" xml:lang="en-US">Real Estate Owned, Transfer to Real Estate Owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TransferToOtherRealEstate" xml:lang="en-US">Transfer of loans to real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TransferToOtherRealEstate" xlink:to="lab_2600K00L60MK_us-gaap_TransferToOtherRealEstate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeaseObligationsIncurred" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeaseObligationsIncurred"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeaseObligationsIncurred" xml:lang="en-US">Capital Lease Obligations Incurred</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeaseObligationsIncurred" xml:lang="en-US">Adjustment to capital lease obligations and premises and equipment due to lease modification</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeaseObligationsIncurred" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalLeaseObligationsIncurred"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_OtherComprehensiveIncomeLoss" xlink:label="loc_0488I88J48KI_rvsb_OtherComprehensiveIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_OtherComprehensiveIncomeLoss" xml:lang="en-US">Other Comprehensive Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_OtherComprehensiveIncomeLoss" xml:lang="en-US">Other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_OtherComprehensiveIncomeLoss" xml:lang="en-US">Represents amount of other comprehensive income (loss) in noncash investing or financing activities.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_OtherComprehensiveIncomeLoss" xlink:to="lab_2600K00L60MK_rvsb_OtherComprehensiveIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xml:lang="en-US">Income tax effect related to unrealized holding loss from investment securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xml:lang="en-US">Income tax effect related to other comprehensive income (loss)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:label="loc_0488I88J48KI_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xml:lang="en-US">Noncash or Part Noncash Acquisition, Net Nonmonetary Assets Acquired (Liabilities Assumed) [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xml:lang="en-US">Business combinations (See Note 3)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:to="lab_2600K00L60MK_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueOfAssetsAcquired" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueOfAssetsAcquired"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueOfAssetsAcquired" xml:lang="en-US">Fair Value of Assets Acquired</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueOfAssetsAcquired" xml:lang="en-US">Fair value of assets acquired</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueOfAssetsAcquired" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Fair value of assets acquired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueOfAssetsAcquired" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueOfAssetsAcquired"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilitiesAssumed1" xlink:label="loc_0488I88J48KI_us-gaap_LiabilitiesAssumed1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LiabilitiesAssumed1" xml:lang="en-US">Liabilities Assumed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_LiabilitiesAssumed1" xml:lang="en-US">Fair value of liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LiabilitiesAssumed1" xlink:to="lab_2600K00L60MK_us-gaap_LiabilitiesAssumed1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DisclosureTextBlockAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DisclosureTextBlockAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DisclosureTextBlockAbstract" xml:lang="en-US">Notes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DisclosureTextBlockAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DisclosureTextBlockAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_SignificantAccountingPoliciesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SignificantAccountingPoliciesTextBlock" xml:lang="en-US">Summary of Significant Accounting Policies</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SignificantAccountingPoliciesTextBlock" xml:lang="en-US">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SignificantAccountingPoliciesTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_SignificantAccountingPoliciesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_RestrictedAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RestrictedAssetsDisclosureTextBlock" xml:lang="en-US">Restricted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RestrictedAssetsDisclosureTextBlock" xml:lang="en-US">RESTRICTED ASSETS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_RestrictedAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationsAbstract" xml:lang="en-US">Business Combinations [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationsAbstract" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationDisclosureTextBlock" xml:lang="en-US">Business Combination Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationDisclosureTextBlock" xml:lang="en-US">BUSINESS COMBINATIONS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationDisclosureTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">Investment Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">INVESTMENT SECURITIES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_ReceivablesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ReceivablesAbstract" xml:lang="en-US">Receivables [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ReceivablesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_ReceivablesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xml:lang="en-US">Loans Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xml:lang="en-US">LOANS RECEIVABLE</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_0488I88J48KI_rvsb_AllowanceForLoanLossesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_AllowanceForLoanLossesAbstract" xml:lang="en-US">Allowance For Loan Losses [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_AllowanceForLoanLossesAbstract" xlink:to="lab_2600K00L60MK_rvsb_AllowanceForLoanLossesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AllowanceForCreditLossesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AllowanceForCreditLossesTextBlock" xml:lang="en-US">Allowance for Loan Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AllowanceForCreditLossesTextBlock" xml:lang="en-US">ALLOWANCE FOR LOAN LOSSES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AllowanceForCreditLossesTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AllowanceForCreditLossesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US">Premises and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US">PREMISES AND EQUIPMENT</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RealEstateOwnedTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_RealEstateOwnedTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RealEstateOwnedTextBlock" xml:lang="en-US">Real Estate Owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RealEstateOwnedTextBlock" xml:lang="en-US">REAL ESTATE OWNED</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_RealEstateOwnedTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_RealEstateOwnedTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_0488I88J48KI_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="lab_2600K00L60MK_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">GOODWILL</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">Deposits {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">DEPOSITS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_JuniorSubordinatedDebenturesAbstract" xlink:label="loc_9420FG002J889GFJ4023_rvsb_JuniorSubordinatedDebenturesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_JuniorSubordinatedDebenturesAbstract" xml:lang="en-US">Junior Subordinated Debentures [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_JuniorSubordinatedDebenturesAbstract" xlink:to="lab_1642HI224L001IHL6245_rvsb_JuniorSubordinatedDebenturesAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xlink:label="loc_0488I88J48KI_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xml:lang="en-US">Junior Subordinated Debenture Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xml:lang="en-US">JUNIOR SUBORDINATED DEBENTURES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xml:lang="en-US">The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xlink:to="lab_2600K00L60MK_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncomeTaxDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">INCOME TAXES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">INCOME TAXES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xml:lang="en-US">Employee Benefit Plans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xml:lang="en-US">EMPLOYEE BENEFIT PLANS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US">Stock Plans And Stock-Based Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US">EMPLOYEE STOCK OWNERSHIP PLAN</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">Shareholders' Equity and Regulatory Capital Requirements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EarningsPerShareTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">EARNINGS PER SHARE</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EarningsPerShareTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_0488I88J48KI_us-gaap_FairValueDisclosuresAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueDisclosuresAbstract" xlink:to="lab_2600K00L60MK_us-gaap_FairValueDisclosuresAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementInputsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xml:lang="en-US">Fair Value Measurements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xml:lang="en-US">FAIR VALUE MEASUREMENTS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementInputsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_0488I88J48KI_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="lab_2600K00L60MK_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">Commitments and Contingencies {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">Commitments and Contingencies</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xml:lang="en-US">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AccountingPoliciesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AccountingPoliciesAbstract" xml:lang="en-US">Accounting Policies [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AccountingPoliciesAbstract" xml:lang="en-US">Business segments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AccountingPoliciesAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AccountingPoliciesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ConsolidationPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ConsolidationPolicyTextBlock" xml:lang="en-US">Consolidation, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ConsolidationPolicyTextBlock" xml:lang="en-US">Principles of Consolidation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ConsolidationPolicyTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ConsolidationPolicyTextBlock"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SegmentReportingPolicyPolicyTextBlock" xml:lang="en-US">Segment Reporting, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SegmentReportingPolicyPolicyTextBlock" xml:lang="en-US">Business segments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_UseOfEstimates"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UseOfEstimates" xml:lang="en-US">Use of Estimates, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UseOfEstimates" xml:lang="en-US">Use of Estimates in the Preparation of Financial Statements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_UseOfEstimates" xlink:to="lab_1642HI224L001IHL6245_us-gaap_UseOfEstimates"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_CashAndCashEquivalentsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xml:lang="en-US">Cash and Cash Equivalents, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xml:lang="en-US">Cash and Cash Equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_CashAndCashEquivalentsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xml:lang="en-US">Certificates Of Deposit Held For Investment [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xml:lang="en-US">Certificates of Deposit Held for Investment</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xml:lang="en-US">Disclosure of policy related to certificates of deposit (CDs) held for investment.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ReceivablesHeldForSaleDeterminationPolicy" xlink:label="loc_0488I88J48KI_us-gaap_ReceivablesHeldForSaleDeterminationPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ReceivablesHeldForSaleDeterminationPolicy" xml:lang="en-US">Receivables Held-for-sale, Determination, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ReceivablesHeldForSaleDeterminationPolicy" xml:lang="en-US">Loans Held for Sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ReceivablesHeldForSaleDeterminationPolicy" xlink:to="lab_2600K00L60MK_us-gaap_ReceivablesHeldForSaleDeterminationPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MarketableSecuritiesTradingSecuritiesPolicy" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy" xml:lang="en-US">Marketable Securities, Trading Securities, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy" xml:lang="en-US">Investment Securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy" xlink:to="lab_1642HI224L001IHL6245_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:label="loc_0488I88J48KI_us-gaap_FinanceLoansAndLeasesReceivablePolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xml:lang="en-US">Finance, Loans and Leases Receivable, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xml:lang="en-US">Loans Receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:to="lab_2600K00L60MK_us-gaap_FinanceLoansAndLeasesReceivablePolicy"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="loc_0488I88J48KI_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xml:lang="en-US">Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xml:lang="en-US">Allowance for Loan Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:to="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xml:lang="en-US">Allowance For Unfunded Loan Commitments Policy [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xml:lang="en-US">Allowance for Unfunded Loan Commitments</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to unfunded loan commitments.</label>

<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedReoPolicyTextBlock" xlink:label="loc_0488I88J48KI_rvsb_RealEstateOwnedReoPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedReoPolicyTextBlock" xml:lang="en-US">Real Estate Owned Reo Policy [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedReoPolicyTextBlock" xml:lang="en-US">Real Estate Owned ("REO")</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RealEstateOwnedReoPolicyTextBlock" xlink:to="lab_2600K00L60MK_rvsb_RealEstateOwnedReoPolicyTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedReoPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to other real estate owned.</label>

<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_FederalHomeLoanBankStockPolicyTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_FederalHomeLoanBankStockPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Federal Home Loan Bank Stock [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Federal Home Loan Bank Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Federal Home Loan Bank Stock</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_FederalHomeLoanBankStockPolicyTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to Federal Home Loan Bank Stock.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US">Premises and Equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MortgageServicingRightsPolicyTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_MortgageServicingRightsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_MortgageServicingRightsPolicyTextBlock" xml:lang="en-US">Mortgage Servicing Rights Policy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_MortgageServicingRightsPolicyTextBlock" xml:lang="en-US">MSRs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_MortgageServicingRightsPolicyTextBlock" xml:lang="en-US">Represents the textual narrative disclosure of Mortgage Servicing Rights Policy, during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_MortgageServicingRightsPolicyTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_MortgageServicingRightsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationsPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationsPolicy" xml:lang="en-US">Business Combinations Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationsPolicy" xml:lang="en-US">Business Combinations, Core Deposit Intangibles and Goodwill</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationsPolicy" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationsPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xml:lang="en-US">Life Insurance, Corporate or Bank Owned [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xml:lang="en-US">BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_AdvertisingCostsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AdvertisingCostsPolicyTextBlock" xml:lang="en-US">Advertising Costs, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AdvertisingCostsPolicyTextBlock" xml:lang="en-US">Advertising and Marketing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_AdvertisingCostsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncomeTaxPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxPolicyTextBlock" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxPolicyTextBlock" xml:lang="en-US">Income Taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncomeTaxPolicyTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncomeTaxPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xlink:label="loc_0488I88J48KI_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xml:lang="en-US">Transfers and Servicing of Financial Assets, Servicing of Financial Assets, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xml:lang="en-US">Transfer of financial assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xlink:to="lab_2600K00L60MK_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_TrustAssetsPolicyTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_TrustAssetsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_TrustAssetsPolicyTextBlock" xml:lang="en-US">Trust Assets, Policy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_TrustAssetsPolicyTextBlock" xml:lang="en-US">Trust Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_TrustAssetsPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to Trust Assets.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_TrustAssetsPolicyTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_TrustAssetsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_EarningsPerSharePolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerSharePolicyTextBlock" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerSharePolicyTextBlock" xml:lang="en-US">Earnings Per Share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EarningsPerSharePolicyTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_EarningsPerSharePolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US">Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US">Stock-Based Compensation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:label="loc_0488I88J48KI_us-gaap_EmployeeStockOwnershipPlanESOPPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xml:lang="en-US">ESOP</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:to="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US">New Accounting Pronouncements, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US">New Accounting Pronouncements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="loc_0488I88J48KI_us-gaap_PriorPeriodReclassificationAdjustmentDescription"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PriorPeriodReclassificationAdjustmentDescription" xml:lang="en-US">Reclassification, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PriorPeriodReclassificationAdjustmentDescription" xml:lang="en-US">Reclassification</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:to="lab_2600K00L60MK_us-gaap_PriorPeriodReclassificationAdjustmentDescription"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xml:lang="en-US">Schedule of estimated fair values of assets acquired and liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_BusinessAcquisitionProFormaInformationTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xml:lang="en-US">Business Acquisition, Pro Forma Information [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xml:lang="en-US">Schedule of unaudited pro forma information</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_BusinessAcquisitionProFormaInformationTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xml:lang="en-US">Schedule Of Business Acquisitions Related Expenses [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xml:lang="en-US">Schedule of acquisition-related expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock_1" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xml:lang="en-US">Schedule of business acquisitions related expenses.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesTextBlock" xml:lang="en-US">Investment Securities {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesTextBlock" xml:lang="en-US">Schedule of amortized cost and approximate fair value of investment securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xml:lang="en-US">Investments Classified by Contractual Maturity Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xml:lang="en-US">Schedule of contractual maturities of investment securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xlink:label="loc_0488I88J48KI_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xml:lang="en-US">Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xml:lang="en-US">Schedule of temporarily impaired securities, fair value and unrealized losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xml:lang="en-US">Schedule (table) showing the fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed, as of the dates indicated.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xlink:to="lab_2600K00L60MK_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xml:lang="en-US">Schedule of loans and financing receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xml:lang="en-US">Schedule of Related Party Transactions [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xml:lang="en-US">Schedule of related party transactions</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xml:lang="en-US">Schedule of reconciliation of the allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xml:lang="en-US">Schedule of reconciliation of the allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xml:lang="en-US">Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_0488I88J48KI_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of Impaired Financing Receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of impaired financing receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Tabular disclosure of impaired financing receivables.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xlink:to="lab_2600K00L60MK_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xml:lang="en-US">Schedule Of Changes In Allowance For Unfunded Loan Commitments Table [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xml:lang="en-US">Schedule of Changes in the allowance for unfunded loan commitments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xml:lang="en-US">Schedule of changes in the allowance for unfunded loan commitments.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US">Financing Receivables, Aging of Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of analysis of loans by aging category</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Schedule Of Credit Quality Indicators Table [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Schedule of credit quality indicators</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</label>


<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xlink:label="loc_0488I88J48KI_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xml:lang="en-US">Schedule Of Impaired Loans Average Recorded Investment And Interest Recognized [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xml:lang="en-US">Schedule of total and average recorded investment in impaired loans</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xlink:to="lab_2600K00L60MK_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xml:lang="en-US">Schedule (table) of the average recorded investment and the interest recognized on impaired loans for the periods indicated.</label>

<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xml:lang="en-US">Schedule Of Tdrs By Interest Accrual Status [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xml:lang="en-US">Schedule of TDRs by interest accrual status</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of TDRs by Interest Accrual Status, during the indicated time period.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract" xlink:label="loc_0488I88J48KI_us-gaap_TableTextBlockSupplementAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TableTextBlockSupplementAbstract" xml:lang="en-US">Tables/Schedules</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TableTextBlockSupplementAbstract" xlink:to="lab_2600K00L60MK_us-gaap_TableTextBlockSupplementAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentTextBlock" xml:lang="en-US">Schedule of Premises and Equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xml:lang="en-US">Schedule of Future Minimum Lease Payments for Capital Leases</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xml:lang="en-US">Schedule Of Activity In Reo Real Estate Owned [Table Text Block]</label>

<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of activity in REO (Real Estate Owned)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xml:lang="en-US">Tabular disclosure of activity in Real Estate Owned (REO) including additions, dispositions, and writedowns.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfGoodwillTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfGoodwillTextBlock" xml:lang="en-US">Schedule of Goodwill [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfGoodwillTextBlock" xml:lang="en-US">Schedule of changes in the carrying amount of goodwill</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfGoodwillTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfGoodwillTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfDepositAccountsTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfDepositAccountsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfDepositAccountsTableTextBlock" xml:lang="en-US">Schedule Of Deposit Accounts [Table Text Block]</label>

<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfDepositAccountsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of deposit accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfDepositAccountsTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfDepositAccountsTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfDepositAccountsTableTextBlock" xml:lang="en-US">Tabular disclosure of deposit accounts held by the entity.</label>

<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xlink:label="loc_0488I88J48KI_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xml:lang="en-US">Schedule Of Maturities Of Certificates Of Deposit For Future Years [Table Text Block]</label>

<label xlink:type="resource" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of maturities of certificates of deposit for future years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xlink:to="lab_2600K00L60MK_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of maturities of certificates of deposit for future years, during the indicated time period.</label>

<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xml:lang="en-US">Schedule Of Interest Expense By Deposit Type [Table Text Block]</label>

<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of interest expense by deposit type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xml:lang="en-US">Tabular disclosure of interest expense by type of deposit.</label>

<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xlink:label="loc_0488I88J48KI_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xml:lang="en-US">Schedule Of Terms Of Current Debentures Table [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xml:lang="en-US">Schedule of summary of the terms and amounts outstanding of the debentures</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xlink:to="lab_2600K00L60MK_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xml:lang="en-US">Tabular disclosure of borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC uniform net capital rules for broker-dealers, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</label>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xml:lang="en-US">Schedule of Components of Income Tax Expense (Benefit)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xml:lang="en-US">Schedule of Effective Income Tax Rate Reconciliation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xml:lang="en-US">Schedule of Stock Options Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xml:lang="en-US">Schedule of activity related to options under all plans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xml:lang="en-US">Schedule of additional information regarding options outstanding, by exercise price range</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xml:lang="en-US">Schedule of additional information regarding options outstanding, by exercise price range</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xlink:label="loc_0488I88J48KI_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xml:lang="en-US">Schedule Of Stock Options Outstanding [Table Text Block]</label>

<label xlink:type="resource" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of stock options outstanding, less estimated forfeitures</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xlink:to="lab_2600K00L60MK_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xml:lang="en-US">Tabular disclosure of the following for fully vested share options (or share units) and share options expected to vest at the date of the latest statement of financial position: the number, weighted-average exercise price (or conversion ratio), aggregate intrinsic value (except for nonpublic entities), and weighted-average remaining contractual term of options (or share units) currently exercisable (or convertible).</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xml:lang="en-US">Schedule of ESOP share activity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US">Schedule of Earnings Per Share, Basic and Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US">Schedule of earnings per share, basic and diluted</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of assets that are measured at estimated fair value on a recurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xml:lang="en-US">Schedule of reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xlink:label="loc_0488I88J48KI_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xml:lang="en-US">Schedule Of Assets Measured At Fair Value On Non Recurring Basis [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of assets that are measured at estimated fair value on a nonrecurring basis</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xlink:to="lab_2600K00L60MK_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xml:lang="en-US">Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</label>



<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xml:lang="en-US">Fair Value Measurements, Nonrecurring, Valuation Techniques</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xml:lang="en-US">Schedule of quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xml:lang="en-US">Fair Value, Option, Quantitative Disclosures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xml:lang="en-US">Schedule of carrying amount and estimated fair value of financial instruments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xml:lang="en-US">Schedule Of Significant Off Balance Sheet Commitments [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xml:lang="en-US">Schedule of significant off-balance sheet commitments</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xml:lang="en-US">Schedule (table) providing information on significant off-balance sheet commitments, as of the date(s) indicated on the schedule.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock" xml:lang="en-US">Schedule of condensed Balance Sheet</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of condensed balance sheet</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xml:lang="en-US">Schedule of condensed Income Statement</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of condensed income statement</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xml:lang="en-US">Schedule of condensed Cash Flow Statement</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of condensed cash flow statement</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xml:lang="en-US">Schedule of Quarterly Financial Information</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Schedule of quarterly financial information</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TextBlockAbstract" xlink:label="loc_0488I88J48KI_us-gaap_TextBlockAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TextBlockAbstract" xml:lang="en-US">Details</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TextBlockAbstract" xlink:to="lab_2600K00L60MK_us-gaap_TextBlockAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesTable" xlink:label="loc_9420FG002J889GFJ4023_rvsb_SummaryOfSignificantAccountingPoliciesTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_SummaryOfSignificantAccountingPoliciesTable" xml:lang="en-US">Summary Of Significant Accounting Policies [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_SummaryOfSignificantAccountingPoliciesTable" xml:lang="en-US">Represents information of Summary of significant accounting policies.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_SummaryOfSignificantAccountingPoliciesTable" xlink:to="lab_1642HI224L001IHL6245_rvsb_SummaryOfSignificantAccountingPoliciesTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_0488I88J48KI_us-gaap_FairValueByMeasurementBasisAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueByMeasurementBasisAxis" xml:lang="en-US">Measurement Basis [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueByMeasurementBasisAxis" xlink:to="lab_2600K00L60MK_us-gaap_FairValueByMeasurementBasisAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueDisclosureItemAmountsDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueDisclosureItemAmountsDomain" xml:lang="en-US">Fair Value Measurement [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueDisclosureItemAmountsDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueDisclosureItemAmountsDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_0488I88J48KI_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Estimate of Fair Value Measurement [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:to="lab_2600K00L60MK_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentTypeDomain" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:to="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BuildingImprovementsMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_BuildingImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BuildingImprovementsMember" xml:lang="en-US">Building Improvements [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BuildingImprovementsMember" xml:lang="en-US">Building and improvements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_BuildingImprovementsMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_BuildingImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_0488I88J48KI_us-gaap_FurnitureAndFixturesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FurnitureAndFixturesMember" xml:lang="en-US">Furniture and Fixtures [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FurnitureAndFixturesMember" xml:lang="en-US">Furniture and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FurnitureAndFixturesMember" xlink:to="lab_2600K00L60MK_us-gaap_FurnitureAndFixturesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LeaseholdImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold Improvements [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold improvements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold improvements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LeaseholdImprovementsMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LeaseholdImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="loc_0488I88J48KI_us-gaap_CoreDepositsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CoreDepositsMember" xml:lang="en-US">Core Deposits [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CoreDepositsMember" xml:lang="en-US">Core Deposit Intangibles</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CoreDepositsMember" xlink:to="lab_2600K00L60MK_us-gaap_CoreDepositsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_BusinessAcquisitionAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessAcquisitionAxis" xml:lang="en-US">Business Acquisition [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_BusinessAcquisitionAxis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_BusinessAcquisitionAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_0488I88J48KI_us-gaap_BusinessAcquisitionAcquireeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessAcquisitionAcquireeDomain" xml:lang="en-US">Business Acquisition, Acquiree [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessAcquisitionAcquireeDomain" xlink:to="lab_2600K00L60MK_us-gaap_BusinessAcquisitionAcquireeDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_MerchantsBancorpMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpMember" xml:lang="en-US">Merchants Bancorp [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpMember" xml:lang="en-US">Merchants Bancorp</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpMember" xml:lang="en-US">Represents information about Merchants Bancorp a legal entity.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_MerchantsBancorpMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xlink:label="loc_0488I88J48KI_rvsb_SummaryOfSignificantAccountingPoliciesLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xml:lang="en-US">Summary Of Significant Accounting Policies [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xml:lang="en-US">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xlink:to="lab_2600K00L60MK_rvsb_SummaryOfSignificantAccountingPoliciesLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xml:lang="en-US">Property, Plant and Equipment, Estimated Useful Lives</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xml:lang="en-US">Estimated useful lives</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xml:lang="en-US">Finite-Lived Intangible Assets, Remaining Amortization Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xml:lang="en-US">Estimated amortized period of Core Deposit Intangibles</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:to="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:label="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Cdi</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xml:lang="en-US">CDI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xml:lang="en-US">Represents amount of CDI assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:to="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsGross" xml:lang="en-US">Finite-Lived Intangible Assets, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsGross" xml:lang="en-US">Core Deposit Intangibles, gross</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsGross" xlink:to="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Accumulated amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2018</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:to="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2019</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Four</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="lab_2600K00L60MK_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, after Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles, after five year</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners" xlink:label="loc_0488I88J48KI_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners" xml:lang="en-US">Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners" xml:lang="en-US">Percentage of noncontrolling interest held</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners" xlink:to="lab_2600K00L60MK_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinorityInterestOwnershipPercentageByParent" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_MinorityInterestOwnershipPercentageByParent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MinorityInterestOwnershipPercentageByParent" xml:lang="en-US">Noncontrolling Interest, Ownership Percentage by Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MinorityInterestOwnershipPercentageByParent" xml:lang="en-US">Ownership percentage</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_MinorityInterestOwnershipPercentageByParent" xlink:to="lab_1642HI224L001IHL6245_us-gaap_MinorityInterestOwnershipPercentageByParent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NumberOfOperatingSegments" xlink:label="loc_0488I88J48KI_us-gaap_NumberOfOperatingSegments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NumberOfOperatingSegments" xml:lang="en-US">Number of Operating Segments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NumberOfOperatingSegments" xml:lang="en-US">Number of operating segments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NumberOfOperatingSegments" xlink:to="lab_2600K00L60MK_us-gaap_NumberOfOperatingSegments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AssetsHeldInTrust" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AssetsHeldInTrust"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AssetsHeldInTrust" xml:lang="en-US">Assets Held-in-trust</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AssetsHeldInTrust" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AssetsHeldInTrust"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MinimumReserveBalance" xlink:label="loc_0488I88J48KI_rvsb_MinimumReserveBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_MinimumReserveBalance" xml:lang="en-US">Minimum Reserve Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_MinimumReserveBalance" xml:lang="en-US">Minimum reserve balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_MinimumReserveBalance" xml:lang="en-US">Represents the amount of reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB"), based on a percentage of deposits as of the date indicated, as required by regulations of the Board of Governors of the Federal Reserve System ("Federal Reserve Board").</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_MinimumReserveBalance" xlink:to="lab_2600K00L60MK_rvsb_MinimumReserveBalance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_0488I88J48KI_us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US">Reported Value Measurement [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US">Book Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US">Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:to="lab_2600K00L60MK_us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ChangeDuringPeriodFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xml:lang="en-US">Changes Measurement [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xml:lang="en-US">Fair Value Adjustment</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_0488I88J48KI_us-gaap_BusinessAcquisitionLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessAcquisitionLineItems" xml:lang="en-US">Business Acquisition [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessAcquisitionLineItems" xlink:to="lab_2600K00L60MK_us-gaap_BusinessAcquisitionLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PaymentsToAcquireBusinessesGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsToAcquireBusinessesGross" xml:lang="en-US">Payments to Acquire Businesses, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PaymentsToAcquireBusinessesGross" xml:lang="en-US">Cash consideration transferred</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PaymentsToAcquireBusinessesGross" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PaymentsToAcquireBusinessesGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xml:lang="en-US">Recognized amounts of identifiable assets acquired and liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xml:lang="en-US">Identifiable assets acquired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xml:lang="en-US">Cash and cash equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xlink:label="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xml:lang="en-US">Loans receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xml:lang="en-US">Amount of loans receivable expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xlink:to="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xml:lang="en-US">Premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xlink:label="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Bank Owned Life Insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xml:lang="en-US">BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xml:lang="en-US">Represents amount of bank owned life insurance assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xlink:to="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xlink:label="loc_0488I88J48KI_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable And Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xml:lang="en-US">Accrued interest receivable and other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xml:lang="en-US">Represent amount of accrued interest receivable and other assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xlink:to="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xml:lang="en-US">Total identifiable assets acquired</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xml:lang="en-US">Total identifiable assets acquired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xml:lang="en-US">Liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xlink:label="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xml:lang="en-US">Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xml:lang="en-US">Represents amount of deposits assumed at the acquisition date that are classified as current.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xlink:to="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xlink:label="loc_0488I88J48KI_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Junior Subordinated Debentures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xml:lang="en-US">Junior subordinated debentures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xml:lang="en-US">Represents amount of junior subordinated debentures assumed at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xlink:to="lab_2600K00L60MK_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xlink:label="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Expenses And Other Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xml:lang="en-US">Represents amount of accrued expenses and other liabilities liability assumed at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xlink:to="lab_1642HI224L001IHL6245_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xml:lang="en-US">Total liabilities assumed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xml:lang="en-US">Total liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xml:lang="en-US">Total identifiable net assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue" xlink:label="loc_0488I88J48KI_us-gaap_BusinessAcquisitionsProFormaRevenue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessAcquisitionsProFormaRevenue" xml:lang="en-US">Business Acquisition, Pro Forma Revenue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessAcquisitionsProFormaRevenue" xml:lang="en-US">Total revenues (net interest income plus non-interest income)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessAcquisitionsProFormaRevenue" xlink:to="lab_2600K00L60MK_us-gaap_BusinessAcquisitionsProFormaRevenue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xml:lang="en-US">Business Acquisition, Pro Forma Net Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xml:lang="en-US">Net income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xlink:to="lab_1642HI224L001IHL6245_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_0488I88J48KI_us-gaap_IncomeStatementLocationAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncomeStatementLocationAxis" xml:lang="en-US">Income Statement Location [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncomeStatementLocationAxis" xlink:to="lab_2600K00L60MK_us-gaap_IncomeStatementLocationAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncomeStatementLocationDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeStatementLocationDomain" xml:lang="en-US">Income Statement Location [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncomeStatementLocationDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncomeStatementLocationDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_SalariesAndEmployeeBenefitMember" xlink:label="loc_0488I88J48KI_rvsb_SalariesAndEmployeeBenefitMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_SalariesAndEmployeeBenefitMember" xml:lang="en-US">Salaries And Employee Benefit [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_SalariesAndEmployeeBenefitMember" xml:lang="en-US">Salaries and employee benefit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_SalariesAndEmployeeBenefitMember" xml:lang="en-US">Represents primary financial statement caption encompassing Salaries and employee benefit.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_SalariesAndEmployeeBenefitMember" xlink:to="lab_2600K00L60MK_rvsb_SalariesAndEmployeeBenefitMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_OccupancyAndDepreciationMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_OccupancyAndDepreciationMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_OccupancyAndDepreciationMember" xml:lang="en-US">Occupancy And Depreciation [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_OccupancyAndDepreciationMember" xml:lang="en-US">Occupancy and depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_OccupancyAndDepreciationMember" xml:lang="en-US">Represents primary financial statement caption encompassing occupancy and depreciation.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_OccupancyAndDepreciationMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_OccupancyAndDepreciationMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DataProcessingMember" xlink:label="loc_0488I88J48KI_rvsb_DataProcessingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_DataProcessingMember" xml:lang="en-US">Data Processing [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_DataProcessingMember" xml:lang="en-US">Data processing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_DataProcessingMember" xml:lang="en-US">Represents primary financial statement caption encompassing Data processing.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_DataProcessingMember" xlink:to="lab_2600K00L60MK_rvsb_DataProcessingMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ProfessionalFeesMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ProfessionalFeesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ProfessionalFeesMember" xml:lang="en-US">Professional Fees [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ProfessionalFeesMember" xml:lang="en-US">Professional fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ProfessionalFeesMember" xml:lang="en-US">Represents primary financial statement caption encompassing professional fees.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ProfessionalFeesMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_ProfessionalFeesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:label="loc_0488I88J48KI_us-gaap_BusinessCombinationAcquisitionRelatedCosts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationAcquisitionRelatedCosts" xml:lang="en-US">Business Combination, Acquisition Related Costs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BusinessCombinationAcquisitionRelatedCosts" xml:lang="en-US">Total impact of acquisition related costs to noninterest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:to="lab_2600K00L60MK_us-gaap_BusinessCombinationAcquisitionRelatedCosts"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" xml:lang="en-US">Schedule Of Available For Sale Securities And Held To Maturity Securities [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" xml:lang="en-US">Information about security.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_0488I88J48KI_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xml:lang="en-US">Major Types of Debt and Equity Securities [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="lab_2600K00L60MK_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xml:lang="en-US">Major Types of Debt and Equity Securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_TrustPreferredMember" xlink:label="loc_0488I88J48KI_rvsb_TrustPreferredMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_TrustPreferredMember" xml:lang="en-US">Trust preferred</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_TrustPreferredMember" xlink:to="lab_2600K00L60MK_rvsb_TrustPreferredMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_MunicipalSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_MunicipalSecuritiesMember" xml:lang="en-US">Municipal Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_MunicipalSecuritiesMember" xml:lang="en-US">Municipal securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_MunicipalSecuritiesMember" xml:lang="en-US">Represents Municipal securities.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_MunicipalSecuritiesMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_MunicipalSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_0488I88J48KI_us-gaap_USGovernmentAgenciesDebtSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xml:lang="en-US">US Government Agencies Debt Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xml:lang="en-US">Agency securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:to="lab_2600K00L60MK_us-gaap_USGovernmentAgenciesDebtSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RealEstateMortgageInvestmentConduitsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateMortgageInvestmentConduitsMember" xml:lang="en-US">Real estate mortgage investment conduits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_RealEstateMortgageInvestmentConduitsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_0488I88J48KI_us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ResidentialMortgageBackedSecuritiesMember" xml:lang="en-US">Residential Mortgage Backed Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ResidentialMortgageBackedSecuritiesMember" xml:lang="en-US">Mortgage-backed securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:to="lab_2600K00L60MK_us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_OtherMortgageBackedSecuritiesMember_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_OtherMortgageBackedSecuritiesMember" xml:lang="en-US">Other Mortgage Backed Securities [Member]</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_OtherMortgageBackedSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other mortgage-backed securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_OtherMortgageBackedSecuritiesMember_1" xlink:to="lab_1642HI224L001IHL6245_rvsb_OtherMortgageBackedSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_InvestmentMember" xlink:label="loc_0488I88J48KI_rvsb_InvestmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_InvestmentMember" xml:lang="en-US">Investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_InvestmentMember" xlink:to="lab_2600K00L60MK_rvsb_InvestmentMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MortgageBackedMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_MortgageBackedMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_MortgageBackedMember" xml:lang="en-US">Mortgage-backed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_MortgageBackedMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_MortgageBackedMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_SecuritiesAxis" xlink:label="loc_0488I88J48KI_rvsb_SecuritiesAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_SecuritiesAxis" xml:lang="en-US">Securities [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_SecuritiesAxis" xlink:to="lab_2600K00L60MK_rvsb_SecuritiesAxis"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_SecuritiesDomain" xlink:label="loc_9420FG002J889GFJ4023_rvsb_SecuritiesDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_SecuritiesDomain" xml:lang="en-US">Securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_SecuritiesDomain" xlink:to="lab_1642HI224L001IHL6245_rvsb_SecuritiesDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_InvestmentsOneMember" xlink:label="loc_0488I88J48KI_rvsb_InvestmentsOneMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_InvestmentsOneMember" xml:lang="en-US">Investments One [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_InvestmentsOneMember" xml:lang="en-US">Investments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_InvestmentsOneMember" xlink:to="lab_2600K00L60MK_rvsb_InvestmentsOneMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" xml:lang="en-US">Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" xml:lang="en-US">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" xlink:to="lab_1642HI224L001IHL6245_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesAbstract" xml:lang="en-US">Available-for-sale Securities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesAbstract" xml:lang="en-US">Available for sale:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesAmortizedCost" xml:lang="en-US">Amortized Cost</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xml:lang="en-US">Amortized Cost</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xml:lang="en-US">Held-to-maturity Securities, Accumulated Unrecognized Holding Loss</label>
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<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:to="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_0488I88J48KI_us-gaap_HeldToMaturitySecuritiesFairValue"/>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US">Due after one year through five years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Due after one year through five years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US">Due after five years through ten years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Due after five years through ten years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US">Due after ten years, Amortized Cost</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Due after ten years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Total, Amortized Cost</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xml:lang="en-US">Total, Estimated Fair Value</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xml:lang="en-US">Due after one year through five years, Amortized Cost</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Due after one year through five years, Estimated Fair Value</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xml:lang="en-US">Due after ten years, Amortized Cost</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Single Maturity Date, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xml:lang="en-US">Total, Estimated Fair Value</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xml:lang="en-US">Less than 12 months, Estimated Fair Value</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US">Less than 12 months, Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xml:lang="en-US">12 months or longer, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US">12 months or longer, Unrealized Losses</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xml:lang="en-US">Total, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_0488I88J48KI_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US">Total, Unrealized Losses</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AvailableforsaleSecuritiesMember" xml:lang="en-US">Available-for-sale Securities [Member]</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_HeldtomaturitySecuritiesMember" xml:lang="en-US">Investment securities held to maturity</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xml:lang="en-US">Proceeds from the liquidation of collateralized debt obligation</label>
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<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xml:lang="en-US">Income tax related to the realized gains</label>
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<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xlink:label="loc_0488I88J48KI_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xml:lang="en-US">Pledged Assets Separately Reported Securities Pledged As Collateral At Amortized Cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xml:lang="en-US">Pledged as collateral at amortized cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xml:lang="en-US">The amortized cost of investment securities available for sale pledged as collateral for government public funds held by the bank, as of the date indicated.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xlink:to="lab_2600K00L60MK_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xml:lang="en-US">Pledged as collateral at fair value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivablePortfolioSegmentAxis" xml:lang="en-US">Financing Receivable Portfolio Segment [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivablePortfolioSegmentDomain" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivablePortfolioSegmentDomain" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommercialRealEstatePortfolioSegmentMember" xml:lang="en-US">Commercial Real Estate Portfolio Segment [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommercialRealEstatePortfolioSegmentMember" xml:lang="en-US">Commercial and construction</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_0488I88J48KI_us-gaap_ConsumerPortfolioSegmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ConsumerPortfolioSegmentMember" xml:lang="en-US">Consumer Portfolio Segment [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ConsumerPortfolioSegmentMember" xml:lang="en-US">Consumer</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ConsumerPortfolioSegmentMember" xlink:to="lab_2600K00L60MK_us-gaap_ConsumerPortfolioSegmentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xml:lang="en-US">Class of Financing Receivable, Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xml:lang="en-US">Class of Financing Receivable, Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CommercialLoanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial business</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial Business</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial business</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CommercialLoanMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CommercialLoanMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_0488I88J48KI_us-gaap_CommercialRealEstateMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CommercialRealEstateMember" xml:lang="en-US">Commercial Real Estate [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CommercialRealEstateMember" xml:lang="en-US">Commercial real estate</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_us-gaap_CommercialRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Commercial Real Estate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CommercialRealEstateMember" xlink:to="lab_2600K00L60MK_us-gaap_CommercialRealEstateMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LandMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LandMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LandMember" xml:lang="en-US">Land</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LandMember" xml:lang="en-US">Land</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LandMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LandMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MultifamilyMember" xlink:label="loc_0488I88J48KI_us-gaap_MultifamilyMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_MultifamilyMember" xml:lang="en-US">Multi-family</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_MultifamilyMember" xml:lang="en-US">Multi-family</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_us-gaap_MultifamilyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Multi-Family</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_MultifamilyMember" xlink:to="lab_2600K00L60MK_us-gaap_MultifamilyMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ConstructionLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ConstructionLoansMember" xml:lang="en-US">Real estate construction</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ConstructionLoansMember" xml:lang="en-US">Real estate construction</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ConstructionLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Real Estate Construction</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ConstructionLoansMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ConstructionLoansMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOneToFourFamilyMember" xlink:label="loc_0488I88J48KI_rvsb_RealEstateOneToFourFamilyMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOneToFourFamilyMember" xml:lang="en-US">Real estate one-to-four family</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOneToFourFamilyMember" xml:lang="en-US">Real estate one-to-four family</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RealEstateOneToFourFamilyMember" xlink:to="lab_2600K00L60MK_rvsb_RealEstateOneToFourFamilyMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_OtherInstallmentMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_OtherInstallmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_OtherInstallmentMember" xml:lang="en-US">Other installment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_OtherInstallmentMember" xml:lang="en-US">Other installment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_OtherInstallmentMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_OtherInstallmentMember"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_0488I88J48KI_us-gaap_NotesReceivableGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_NotesReceivableGross" xml:lang="en-US">Financing Receivable, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NotesReceivableGross" xml:lang="en-US">Total loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_NotesReceivableGross" xml:lang="en-US">Financing receivable gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_NotesReceivableGross" xml:lang="en-US">Total Loans Receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_NotesReceivableGross" xlink:to="lab_2600K00L60MK_us-gaap_NotesReceivableGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NotesReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NotesReceivableNet" xml:lang="en-US">Financing Receivable, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NotesReceivableNet" xml:lang="en-US">Loans receivable, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NotesReceivableNet" xml:lang="en-US">Loans receivable, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NotesReceivableNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NotesReceivableNet"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoansToOfficersAndDirectors" xlink:label="loc_0488I88J48KI_rvsb_LoansToOfficersAndDirectors"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Loans To Officers And Directors</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Ending balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Represents the balance of aggregate loans to officers and directors, all of which are current.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_LoansToOfficersAndDirectors" xlink:to="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectors"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoansToOfficersAndDirectorsOriginations" xlink:label="loc_9420FG002J889GFJ4023_rvsb_LoansToOfficersAndDirectorsOriginations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansToOfficersAndDirectorsOriginations" xml:lang="en-US">Loans To Officers And Directors Originations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansToOfficersAndDirectorsOriginations" xml:lang="en-US">Originations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansToOfficersAndDirectorsOriginations" xml:lang="en-US">Represents loans to officers and directors, originated during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_LoansToOfficersAndDirectorsOriginations" xlink:to="lab_1642HI224L001IHL6245_rvsb_LoansToOfficersAndDirectorsOriginations"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xlink:label="loc_0488I88J48KI_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xml:lang="en-US">Loans To Officers And Directors Principal Repayments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xml:lang="en-US">Represents repayments of loans to officers and directors during the indicated period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xml:lang="en-US">Principal repayments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xlink:to="lab_2600K00L60MK_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AutomobileLoanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AutomobileLoanMember" xml:lang="en-US">Automobile Loan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AutomobileLoanMember" xml:lang="en-US">Automobile loan</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AutomobileLoanMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AutomobileLoanMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RawLandLoansMember" xlink:label="loc_0488I88J48KI_rvsb_RawLandLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RawLandLoansMember" xml:lang="en-US">Raw Land Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_RawLandLoansMember" xml:lang="en-US">Raw land loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RawLandLoansMember" xml:lang="en-US">Represents raw land loans.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RawLandLoansMember" xlink:to="lab_2600K00L60MK_rvsb_RawLandLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LandAndLandImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LandAndLandImprovementsMember" xml:lang="en-US">Land and Land Improvements [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LandAndLandImprovementsMember" xml:lang="en-US">Improved land loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LandAndLandImprovementsMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LandAndLandImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_0488I88J48KI_us-gaap_RangeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_RangeAxis" xml:lang="en-US">Range [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_RangeAxis" xlink:to="lab_2600K00L60MK_us-gaap_RangeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_RangeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RangeMember" xml:lang="en-US">Range [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_RangeMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_RangeMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_0488I88J48KI_us-gaap_MaximumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_MaximumMember" xml:lang="en-US">Maximum [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_MaximumMember" xml:lang="en-US">Maximum</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_MaximumMember" xlink:to="lab_2600K00L60MK_us-gaap_MaximumMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_MinimumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MinimumMember" xml:lang="en-US">Minimum [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MinimumMember" xml:lang="en-US">Minimum</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_MinimumMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_MinimumMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoansReceivableNetOfDiscountsAndPremium" xlink:label="loc_0488I88J48KI_rvsb_LoansReceivableNetOfDiscountsAndPremium"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_LoansReceivableNetOfDiscountsAndPremium" xml:lang="en-US">Loans Receivable Net Of Discounts And Premium</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_LoansReceivableNetOfDiscountsAndPremium" xml:lang="en-US">Loans receivable net of discounts and premium</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_LoansReceivableNetOfDiscountsAndPremium" xml:lang="en-US">Represents loan receivable premium and discount.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_LoansReceivableNetOfDiscountsAndPremium" xlink:to="lab_2600K00L60MK_rvsb_LoansReceivableNetOfDiscountsAndPremium"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LoansAndLeasesReceivableDeferredIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansAndLeasesReceivableDeferredIncome" xml:lang="en-US">Loans and Leases Receivable, Deferred Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansAndLeasesReceivableDeferredIncome" xml:lang="en-US">Net deferred loan fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LoansAndLeasesReceivableDeferredIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_0488I88J48KI_us-gaap_LoansPledgedAsCollateral"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LoansPledgedAsCollateral" xml:lang="en-US">Loans Pledged as Collateral</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_LoansPledgedAsCollateral" xml:lang="en-US">Loans pledged as collateral</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LoansPledgedAsCollateral" xlink:to="lab_2600K00L60MK_us-gaap_LoansPledgedAsCollateral"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MaximumLoanToValueRatio" xlink:label="loc_9420FG002J889GFJ4023_rvsb_MaximumLoanToValueRatio"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_MaximumLoanToValueRatio" xml:lang="en-US">Maximum Loan To Value Ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_MaximumLoanToValueRatio" xml:lang="en-US">Maximum loan-to-value ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_MaximumLoanToValueRatio" xml:lang="en-US">maximum loan-to-value ratio.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_MaximumLoanToValueRatio" xlink:to="lab_1642HI224L001IHL6245_rvsb_MaximumLoanToValueRatio"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoansReceivableTermsOfMaturity" xlink:label="loc_0488I88J48KI_rvsb_LoansReceivableTermsOfMaturity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_LoansReceivableTermsOfMaturity" xml:lang="en-US">Loans Receivable Terms Of Maturity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_LoansReceivableTermsOfMaturity" xml:lang="en-US">Terms of maturity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_LoansReceivableTermsOfMaturity" xml:lang="en-US">Loans Receivable Terms Of Maturity.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_LoansReceivableTermsOfMaturity" xlink:to="lab_2600K00L60MK_rvsb_LoansReceivableTermsOfMaturity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_UnallocatedFinancingReceivablesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnallocatedFinancingReceivablesMember" xml:lang="en-US">Unallocated</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_UnallocatedFinancingReceivablesMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_UnallocatedFinancingReceivablesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_0488I88J48KI_us-gaap_AllowanceForLoanAndLeaseLossesRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xml:lang="en-US">Allowance for Loan and Lease Losses [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:to="lab_2600K00L60MK_us-gaap_AllowanceForLoanAndLeaseLossesRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LoansAndLeasesReceivableAllowance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Loans and Leases Receivable, Allowance, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Ending balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LoansAndLeasesReceivableAllowance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_0488I88J48KI_us-gaap_ProvisionForLoanAndLeaseLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ProvisionForLoanAndLeaseLosses" xml:lang="en-US">Provision for (recapture of) loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ProvisionForLoanAndLeaseLosses" xml:lang="en-US">Recapture of loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="lab_2600K00L60MK_us-gaap_ProvisionForLoanAndLeaseLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xml:lang="en-US">Allowance for Loan and Lease Losses, Write-offs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xml:lang="en-US">Charge-offs</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_0488I88J48KI_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xml:lang="en-US">Allowance for Loan and Lease Loss, Recovery of Bad Debts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xml:lang="en-US">Recoveries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:to="lab_2600K00L60MK_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xml:lang="en-US">Allowance for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US">Individually Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US">Collectively Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xlink:label="loc_0488I88J48KI_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xml:lang="en-US">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xml:lang="en-US">The valuation allowance for financing receivables that are expected to be uncollectible that were individually and/or collectively evaluated for impairment.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xlink:to="lab_2600K00L60MK_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RecordedInvestmentInLoansAbstract" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RecordedInvestmentInLoansAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RecordedInvestmentInLoansAbstract" xml:lang="en-US">Recorded Investment In Loans [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RecordedInvestmentInLoansAbstract" xml:lang="en-US">Recorded investment in loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RecordedInvestmentInLoansAbstract" xlink:to="lab_1642HI224L001IHL6245_rvsb_RecordedInvestmentInLoansAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US">Individually Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US">Collectively Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_FinancingReceivableEvaluatedForImpairment" xlink:label="loc_0488I88J48KI_rvsb_FinancingReceivableEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_FinancingReceivableEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_rvsb_FinancingReceivableEvaluatedForImpairment" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_FinancingReceivableEvaluatedForImpairment" xml:lang="en-US">The balance of financing receivables that were individually and/or collectively evaluated for impairment.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_FinancingReceivableEvaluatedForImpairment" xlink:to="lab_2600K00L60MK_rvsb_FinancingReceivableEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_AllowanceForUnfundedLoanCommitments" xlink:label="loc_9420FG002J889GFJ4023_rvsb_AllowanceForUnfundedLoanCommitments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Allowance For Unfunded Loan Commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Ending Balance</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_AllowanceForUnfundedLoanCommitments" xlink:to="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitments"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Represents the allowance for unfunded loan commitments as of the indicated date.</label>

<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xlink:label="loc_0488I88J48KI_rvsb_ChangeInAllowanceForUnfundedLoanCommitments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xml:lang="en-US">Change in Allowance for unfunded loan commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xml:lang="en-US">Net change in allowance for unfunded loan commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xml:lang="en-US">Represents the change in the allowance for unfunded loan commitments during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xlink:to="lab_2600K00L60MK_rvsb_ChangeInAllowanceForUnfundedLoanCommitments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivablesPeriodPastDueAxis" xml:lang="en-US">Financing Receivables, Period Past Due [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivablesPeriodPastDueDomain" xml:lang="en-US">Financing Receivables, Period Past Due [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_FinancingReceivables30To89DaysPastDueMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_FinancingReceivables30To89DaysPastDueMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_FinancingReceivables30To89DaysPastDueMember" xml:lang="en-US">Financing Receivables, 30 To 89 Days Past Due [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_FinancingReceivables30To89DaysPastDueMember" xml:lang="en-US">30-89 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_FinancingReceivables30To89DaysPastDueMember" xml:lang="en-US">Financing receivables that are more than 30 days past due but fewer than 90 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_FinancingReceivables30To89DaysPastDueMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_FinancingReceivables30To89DaysPastDueMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xml:lang="en-US">Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xml:lang="en-US">90 Days and Greater Past Due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Past Due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US">Financing Receivable, Recorded Investment, Nonaccrual Status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US">Non-accrual</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xlink:label="loc_9420FG002J889GFJ4023_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xml:lang="en-US">Financing Receivable Recorded Investment, Past Due and Non-accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xml:lang="en-US">Total Past Due and Non-accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xml:lang="en-US">Represents the monetary amount of Financing Receivable Recorded Investment (Past Due and Non-accrual), as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xlink:to="lab_1642HI224L001IHL6245_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US">Financing Receivable, Recorded Investment, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US">Current</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LoansReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansReceivableNet" xml:lang="en-US">Loans Receivable, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoansReceivableNet" xml:lang="en-US">Total Loans Receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LoansReceivableNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LoansReceivableNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_0488I88J48KI_us-gaap_InternalCreditAssessmentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InternalCreditAssessmentAxis" xml:lang="en-US">Internal Credit Assessment [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InternalCreditAssessmentAxis" xlink:to="lab_2600K00L60MK_us-gaap_InternalCreditAssessmentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InternalCreditAssessmentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InternalCreditAssessmentDomain" xml:lang="en-US">Internal Credit Assessment [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InternalCreditAssessmentDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InternalCreditAssessmentDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PassMember" xlink:label="loc_0488I88J48KI_us-gaap_PassMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PassMember" xml:lang="en-US">Pass [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_PassMember" xml:lang="en-US">Pass</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PassMember" xlink:to="lab_2600K00L60MK_us-gaap_PassMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_SpecialMentionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_SpecialMentionMember" xml:lang="en-US">Special Mention [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_SpecialMentionMember" xml:lang="en-US">Special Mention</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_SpecialMentionMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_SpecialMentionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_0488I88J48KI_us-gaap_SubstandardMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SubstandardMember" xml:lang="en-US">Substandard [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SubstandardMember" xml:lang="en-US">Substandard</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SubstandardMember" xlink:to="lab_2600K00L60MK_us-gaap_SubstandardMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DoubtfulMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DoubtfulMember" xml:lang="en-US">Doubtful [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DoubtfulMember" xml:lang="en-US">Doubtful</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DoubtfulMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DoubtfulMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LossMember" xlink:label="loc_0488I88J48KI_rvsb_LossMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_LossMember" xml:lang="en-US">Loss [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_LossMember" xml:lang="en-US">Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_LossMember" xml:lang="en-US">Loss [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_LossMember" xlink:to="lab_2600K00L60MK_rvsb_LossMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US">Recorded Investment with No Specific Valuation Allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_0488I88J48KI_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US">Recorded Investment with Specific Valuation Allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableRecordedInvestment" xml:lang="en-US">Total Recorded Investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_0488I88J48KI_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xml:lang="en-US">Unpaid Principal Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableRelatedAllowance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US">Related Specific Valuation Allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableRelatedAllowance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_0488I88J48KI_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, Average Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US">Average Recorded Investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="lab_2600K00L60MK_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xml:lang="en-US">Impaired Financing Receivable, Interest Income, Accrual Method</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xml:lang="en-US">Interest Recognized on Impaired Loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_TdrByAccrualStatusAccrual" xlink:label="loc_0488I88J48KI_rvsb_TdrByAccrualStatusAccrual"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_TdrByAccrualStatusAccrual" xml:lang="en-US">TDR by Accrual Status, Accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_TdrByAccrualStatusAccrual" xml:lang="en-US">Accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_TdrByAccrualStatusAccrual" xml:lang="en-US">Represents the monetary amount of TDR by Accrual Status, Accrual, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_TdrByAccrualStatusAccrual" xlink:to="lab_2600K00L60MK_rvsb_TdrByAccrualStatusAccrual"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_TdrByAccrualStatusNonAccrual" xlink:label="loc_9420FG002J889GFJ4023_rvsb_TdrByAccrualStatusNonAccrual"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_TdrByAccrualStatusNonAccrual" xml:lang="en-US">TDR by Accrual Status, Non-accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_TdrByAccrualStatusNonAccrual" xml:lang="en-US">Nonaccrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_TdrByAccrualStatusNonAccrual" xml:lang="en-US">Represents the monetary amount of TDR by Accrual Status, Non-accrual, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_TdrByAccrualStatusNonAccrual" xlink:to="lab_1642HI224L001IHL6245_rvsb_TdrByAccrualStatusNonAccrual"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_TdrByAccrualStatusTotal" xlink:label="loc_0488I88J48KI_rvsb_TdrByAccrualStatusTotal"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_TdrByAccrualStatusTotal" xml:lang="en-US">TDR by Accrual Status, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_rvsb_TdrByAccrualStatusTotal" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_TdrByAccrualStatusTotal" xml:lang="en-US">Represents the monetary amount of TDR by Accrual Status, Total, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_TdrByAccrualStatusTotal" xlink:to="lab_2600K00L60MK_rvsb_TdrByAccrualStatusTotal"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xml:lang="en-US">Financing Receivable, Modifications, Post-Modification Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xml:lang="en-US">Post-modification outstanding recorded investment amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xml:lang="en-US">Financing Receivable, Modifications, Pre-Modification Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xml:lang="en-US">Pre-modification outstanding recorded investment amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xml:lang="en-US">Financing Receivable, Modifications, Subsequent Default, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xml:lang="en-US">TDR loan default</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="loc_0488I88J48KI_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xml:lang="en-US">Financing Receivable, Modifications, Subsequent Default, Number of Contracts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xml:lang="en-US">Number of TDR loans default</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:to="lab_2600K00L60MK_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_InterestIncomeForegoneOnNonAccrualLoans" xlink:label="loc_9420FG002J889GFJ4023_rvsb_InterestIncomeForegoneOnNonAccrualLoans"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xml:lang="en-US">Interest Income Foregone On Non Accrual Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xml:lang="en-US">Interest income foregone on loans not accruing. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Interest income foregone on non-accrual loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xlink:to="lab_1642HI224L001IHL6245_rvsb_InterestIncomeForegoneOnNonAccrualLoans"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoanModifiedAsTdr" xlink:label="loc_0488I88J48KI_rvsb_LoanModifiedAsTdr"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_LoanModifiedAsTdr" xml:lang="en-US">Loan Modified As Tdr</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_LoanModifiedAsTdr" xml:lang="en-US">Amount of loan modified as TDR</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_LoanModifiedAsTdr" xml:lang="en-US">Represents the amount of loan that was modified as a TDR.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_LoanModifiedAsTdr" xlink:to="lab_2600K00L60MK_rvsb_LoanModifiedAsTdr"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xml:lang="en-US">Property, Plant and Equipment [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="loc_0488I88J48KI_us-gaap_BuildingAndBuildingImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_BuildingAndBuildingImprovementsMember" xml:lang="en-US">Building and Building Improvements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_BuildingAndBuildingImprovementsMember" xml:lang="en-US">Buildings and improvements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_BuildingAndBuildingImprovementsMember" xlink:to="lab_2600K00L60MK_us-gaap_BuildingAndBuildingImprovementsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BuildingsUnderCapitalizedLeasesMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_BuildingsUnderCapitalizedLeasesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_BuildingsUnderCapitalizedLeasesMember" xml:lang="en-US">Buildings Under Capitalized Leases [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_BuildingsUnderCapitalizedLeasesMember" xml:lang="en-US">Building under capitalized lease</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_BuildingsUnderCapitalizedLeasesMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_BuildingsUnderCapitalizedLeasesMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ConstructionInProgress1Member" xlink:label="loc_0488I88J48KI_rvsb_ConstructionInProgress1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ConstructionInProgress1Member" xml:lang="en-US">Construction In Progress [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ConstructionInProgress1Member" xml:lang="en-US">Construction in progress</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ConstructionInProgress1Member" xlink:to="lab_2600K00L60MK_rvsb_ConstructionInProgress1Member"/>



<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentLineItems" xml:lang="en-US">Property, Plant and Equipment [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PropertyPlantAndEquipmentLineItems" xlink:to="lab_2600K00L60MK_us-gaap_PropertyPlantAndEquipmentLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US">Property, Plant and Equipment, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PropertyPlantAndEquipmentGross" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PropertyPlantAndEquipmentGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_0488I88J48KI_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US">Less accumulated depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="lab_2600K00L60MK_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Operating Leases</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xml:lang="en-US">2018</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Two Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xml:lang="en-US">2019</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Three Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xml:lang="en-US">2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Four Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xml:lang="en-US">2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Five Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xml:lang="en-US">2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due Thereafter</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xml:lang="en-US">Thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Operating Leases, Future Minimum Payments Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Total minimum lease payments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="lab_2600K00L60MK_us-gaap_OperatingLeasesFutureMinimumPaymentsDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Capital Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Capital Lease</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xlink:label="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xml:lang="en-US">Capital Leases, Future Minimum Payments, Next Rolling Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xml:lang="en-US">2018</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xlink:to="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xml:lang="en-US">2019</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xlink:label="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xml:lang="en-US">2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xlink:to="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Four</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xml:lang="en-US">2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xlink:label="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xml:lang="en-US">2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xlink:to="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling after Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xml:lang="en-US">Thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:label="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Capital Leases, Future Minimum Payments Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Capital Lease, Total minimum lease payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Total minimum lease payments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xml:lang="en-US">Capital Leases, Future Minimum Payments, Interest Included in Payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xml:lang="en-US">Less amount representing interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:label="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xml:lang="en-US">Capital Leases, Future Minimum Payments, Present Value of Net Minimum Payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xml:lang="en-US">Present value of net minimum lease payments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:to="lab_2600K00L60MK_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_PremisesAndEquipmentDepreciationExpense" xlink:label="loc_9420FG002J889GFJ4023_rvsb_PremisesAndEquipmentDepreciationExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentDepreciationExpense" xml:lang="en-US">Premises and Equipment, Depreciation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentDepreciationExpense" xml:lang="en-US">Depreciation and amortization expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentDepreciationExpense" xml:lang="en-US">Represents the depreciation expense for Premises and Equipment during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_PremisesAndEquipmentDepreciationExpense" xlink:to="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentDepreciationExpense"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_PremisesAndEquipmentAmortizationExpense" xlink:label="loc_0488I88J48KI_rvsb_PremisesAndEquipmentAmortizationExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_PremisesAndEquipmentAmortizationExpense" xml:lang="en-US">Premises and Equipment, Amortization expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_PremisesAndEquipmentAmortizationExpense" xml:lang="en-US">Amortization expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_PremisesAndEquipmentAmortizationExpense" xml:lang="en-US">Represents the amortization expense for Premises and Equipment during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_PremisesAndEquipmentAmortizationExpense" xlink:to="lab_2600K00L60MK_rvsb_PremisesAndEquipmentAmortizationExpense"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xlink:label="loc_9420FG002J889GFJ4023_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xml:lang="en-US">Premises and Equipment, Accumulated amortization for capital lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xml:lang="en-US">Accumulated amortization for capital lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xml:lang="en-US">Represents the accumulated amortization for Premises and Equipment Capital Leases as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xlink:to="lab_1642HI224L001IHL6245_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NumberOfBranchLocationSold" xlink:label="loc_0488I88J48KI_rvsb_NumberOfBranchLocationSold"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_NumberOfBranchLocationSold" xml:lang="en-US">Number Of Branch Location Sold</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_NumberOfBranchLocationSold" xml:lang="en-US">Number of branch location sold</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_NumberOfBranchLocationSold" xml:lang="en-US">Represents number of branch location sold.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_NumberOfBranchLocationSold" xlink:to="lab_2600K00L60MK_rvsb_NumberOfBranchLocationSold"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_GainLossOnCancellationOfLease" xlink:label="loc_9420FG002J889GFJ4023_rvsb_GainLossOnCancellationOfLease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_GainLossOnCancellationOfLease" xml:lang="en-US">Gain Loss On Cancellation Of Lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_GainLossOnCancellationOfLease" xml:lang="en-US">Gain loss on cancellation of lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_GainLossOnCancellationOfLease" xml:lang="en-US">Represents amount of gain loss on cancellation of lease.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_GainLossOnCancellationOfLease" xlink:to="lab_1642HI224L001IHL6245_rvsb_GainLossOnCancellationOfLease"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DeferredGainLossOnCancellationOfLease" xlink:label="loc_0488I88J48KI_rvsb_DeferredGainLossOnCancellationOfLease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_DeferredGainLossOnCancellationOfLease" xml:lang="en-US">Deferred Gain Loss On Cancellation Of Lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_DeferredGainLossOnCancellationOfLease" xml:lang="en-US">Deferred gain loss on cancellation of lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_DeferredGainLossOnCancellationOfLease" xml:lang="en-US">Represents amount of Deferred gain loss on cancellation of lease.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_DeferredGainLossOnCancellationOfLease" xlink:to="lab_2600K00L60MK_rvsb_DeferredGainLossOnCancellationOfLease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LeaseAndRentalExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LeaseAndRentalExpense" xml:lang="en-US">Operating Leases, Rent Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LeaseAndRentalExpense" xml:lang="en-US">Rent expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LeaseAndRentalExpense" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LeaseAndRentalExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RealEstateOwnedValuationAllowanceRollForward" xlink:label="loc_0488I88J48KI_us-gaap_RealEstateOwnedValuationAllowanceRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_RealEstateOwnedValuationAllowanceRollForward" xml:lang="en-US">Real Estate Owned Valuation Allowance [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_RealEstateOwnedValuationAllowanceRollForward" xml:lang="en-US">Real Estate Owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_RealEstateOwnedValuationAllowanceRollForward" xlink:to="lab_2600K00L60MK_us-gaap_RealEstateOwnedValuationAllowanceRollForward"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedBalance" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Real Estate Owned, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Balance at beginning of year, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Balance at end of year, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Represents the balance of Real Estate Owned (REO) as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedBalance" xlink:to="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedBalance"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedAdditions" xlink:label="loc_0488I88J48KI_rvsb_RealEstateOwnedAdditions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedAdditions" xml:lang="en-US">Real Estate Owned, Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedAdditions" xml:lang="en-US">Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedAdditions" xml:lang="en-US">Represents additions to Real Estate Owned (REO) during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RealEstateOwnedAdditions" xlink:to="lab_2600K00L60MK_rvsb_RealEstateOwnedAdditions"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedDispositions" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedDispositions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedDispositions" xml:lang="en-US">Real Estate Owned, Dispositions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedDispositions" xml:lang="en-US">Dispositions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedDispositions" xml:lang="en-US">Represents dispositions of Real Estate Owned (REO) during the indicated time period.</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedDispositions" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Dispositions</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedDispositions" xlink:to="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedDispositions"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedWritedowns" xlink:label="loc_0488I88J48KI_rvsb_RealEstateOwnedWritedowns"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedWritedowns" xml:lang="en-US">Real Estate Owned, Writedowns</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedWritedowns" xml:lang="en-US">Writedowns</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedWritedowns" xml:lang="en-US">Represents writedowns of Real Estate Owned (REO) during the indicated time period.</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedWritedowns" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Writedowns</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RealEstateOwnedWritedowns" xlink:to="lab_2600K00L60MK_rvsb_RealEstateOwnedWritedowns"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedExpensesWriteDowns" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedExpensesWriteDowns"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedExpensesWriteDowns" xml:lang="en-US">Real Estate Owned, Expenses, Write-downs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedExpensesWriteDowns" xml:lang="en-US">Write-downs on existing REO properties</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedExpensesWriteDowns" xml:lang="en-US">Represents the writedown expenses related to Real Estate Owned (REO) during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedExpensesWriteDowns" xlink:to="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedExpensesWriteDowns"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedOperatingExpenses" xlink:label="loc_0488I88J48KI_rvsb_RealEstateOwnedOperatingExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedOperatingExpenses" xml:lang="en-US">Real Estate Owned, Operating Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedOperatingExpenses" xml:lang="en-US">Operating expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RealEstateOwnedOperatingExpenses" xml:lang="en-US">Represents the operating expenses related to Real Estate Owned (REO) during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RealEstateOwnedOperatingExpenses" xlink:to="lab_2600K00L60MK_rvsb_RealEstateOwnedOperatingExpenses"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo" xlink:label="loc_9420FG002J889GFJ4023_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo" xml:lang="en-US">Net losses on dispositions of Real Estate Owned (REO)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo" xml:lang="en-US">Net losses on dispositions of REO</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo" xml:lang="en-US">Represents the net losses on dispositions of Real Estate Owned (REO) during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo" xlink:to="lab_1642HI224L001IHL6245_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ForeclosedAssets" xlink:label="loc_0488I88J48KI_us-gaap_ForeclosedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ForeclosedAssets" xml:lang="en-US">Mortgage Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ForeclosedAssets" xml:lang="en-US">Carrying amount of foreclosed residential real estate properties</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ForeclosedAssets" xlink:to="lab_2600K00L60MK_us-gaap_ForeclosedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_MortgageLoansInProcessOfForeclosureAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_MortgageLoansInProcessOfForeclosureAmount" xml:lang="en-US">Mortgage Loans in Process of Foreclosure, Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:to="lab_1642HI224L001IHL6245_us-gaap_MortgageLoansInProcessOfForeclosureAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="loc_0488I88J48KI_us-gaap_GoodwillAcquiredDuringPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_GoodwillAcquiredDuringPeriod" xml:lang="en-US">Goodwill, Acquired During Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_GoodwillAcquiredDuringPeriod" xml:lang="en-US">MBank Transaction (see Note 3)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_GoodwillAcquiredDuringPeriod" xlink:to="lab_2600K00L60MK_us-gaap_GoodwillAcquiredDuringPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_GoodwillImpairmentLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GoodwillImpairmentLoss" xml:lang="en-US">Goodwill, Impairment Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_GoodwillImpairmentLoss" xml:lang="en-US">Impairment charge</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_GoodwillImpairmentLoss" xlink:to="lab_1642HI224L001IHL6245_us-gaap_GoodwillImpairmentLoss"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DepositsTypeAxis" xlink:label="loc_0488I88J48KI_rvsb_DepositsTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_DepositsTypeAxis" xml:lang="en-US">Deposits Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_DepositsTypeAxis" xlink:to="lab_2600K00L60MK_rvsb_DepositsTypeAxis"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DepositsTypeDomain" xlink:label="loc_9420FG002J889GFJ4023_rvsb_DepositsTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_DepositsTypeDomain" xml:lang="en-US">Deposits Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_DepositsTypeDomain" xlink:to="lab_1642HI224L001IHL6245_rvsb_DepositsTypeDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NonInterestBearingMember" xlink:label="loc_0488I88J48KI_rvsb_NonInterestBearingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_NonInterestBearingMember" xml:lang="en-US">Non-interest-bearing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_NonInterestBearingMember" xlink:to="lab_2600K00L60MK_rvsb_NonInterestBearingMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_InterestCheckingMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_InterestCheckingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_InterestCheckingMember" xml:lang="en-US">Interest Checking</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_InterestCheckingMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_InterestCheckingMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MoneyMarketMember" xlink:label="loc_0488I88J48KI_rvsb_MoneyMarketMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_MoneyMarketMember" xml:lang="en-US">Money market</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_MoneyMarketMember" xlink:to="lab_2600K00L60MK_rvsb_MoneyMarketMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_SavingsAccountsMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_SavingsAccountsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_SavingsAccountsMember" xml:lang="en-US">Savings accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_SavingsAccountsMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_SavingsAccountsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CertificatesOfDeposit1Member" xlink:label="loc_0488I88J48KI_rvsb_CertificatesOfDeposit1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_CertificatesOfDeposit1Member" xml:lang="en-US">Certificates of deposit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_CertificatesOfDeposit1Member" xlink:to="lab_2600K00L60MK_rvsb_CertificatesOfDeposit1Member"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DepositAccountsBalance" xlink:label="loc_9420FG002J889GFJ4023_rvsb_DepositAccountsBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_DepositAccountsBalance" xml:lang="en-US">Deposit Accounts, Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_DepositAccountsBalance" xml:lang="en-US">Deposit accounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_DepositAccountsBalance" xml:lang="en-US">Represents the balance of deposit accounts, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_DepositAccountsBalance" xlink:to="lab_1642HI224L001IHL6245_rvsb_DepositAccountsBalance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_0488I88J48KI_us-gaap_TimeDepositMaturitiesYearOne"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US">Time Deposit Maturities, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US">2018</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TimeDepositMaturitiesYearOne" xlink:to="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearOne"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TimeDepositMaturitiesYearTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesYearTwo" xml:lang="en-US">Time Deposit Maturities, Year Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesYearTwo" xml:lang="en-US">2019</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TimeDepositMaturitiesYearTwo" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesYearTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_0488I88J48KI_us-gaap_TimeDepositMaturitiesYearThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearThree" xml:lang="en-US">Time Deposit Maturities, Year Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearThree" xml:lang="en-US">2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TimeDepositMaturitiesYearThree" xlink:to="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearThree"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TimeDepositMaturitiesYearFour"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesYearFour" xml:lang="en-US">Time Deposit Maturities, Year Four</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesYearFour" xml:lang="en-US">2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TimeDepositMaturitiesYearFour" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesYearFour"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_0488I88J48KI_us-gaap_TimeDepositMaturitiesYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearFive" xml:lang="en-US">Time Deposit Maturities, Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearFive" xml:lang="en-US">2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TimeDepositMaturitiesYearFive" xlink:to="lab_2600K00L60MK_us-gaap_TimeDepositMaturitiesYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TimeDepositMaturitiesAfterRollingYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xml:lang="en-US">Time Deposit Maturities, after Rolling Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xml:lang="en-US">Thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TimeDepositMaturitiesAfterRollingYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_0488I88J48KI_us-gaap_TimeDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TimeDeposits" xml:lang="en-US">Time Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_TimeDeposits" xml:lang="en-US">Time deposit maturities for future years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TimeDeposits" xlink:to="lab_2600K00L60MK_us-gaap_TimeDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xml:lang="en-US">Interest Expense, Interest Checking</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xml:lang="en-US">Interest checking</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits" xlink:label="loc_0488I88J48KI_us-gaap_InterestExpenseMoneyMarketDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpenseMoneyMarketDeposits" xml:lang="en-US">Interest Expense, Money Market Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpenseMoneyMarketDeposits" xml:lang="en-US">Money market</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestExpenseMoneyMarketDeposits" xlink:to="lab_2600K00L60MK_us-gaap_InterestExpenseMoneyMarketDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseSavingsDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseSavingsDeposits" xml:lang="en-US">Interest Expense, Savings Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseSavingsDeposits" xml:lang="en-US">Savings accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InterestExpenseSavingsDeposits" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InterestExpenseSavingsDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_0488I88J48KI_us-gaap_InterestExpenseTimeDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpenseTimeDeposits" xml:lang="en-US">Interest Expense, Certificate of Deposit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestExpenseTimeDeposits" xml:lang="en-US">Certificates of deposit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestExpenseTimeDeposits" xlink:to="lab_2600K00L60MK_us-gaap_InterestExpenseTimeDeposits"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_TimeDepositsMoreThan250000" xlink:label="loc_9420FG002J889GFJ4023_rvsb_TimeDepositsMoreThan250000"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_TimeDepositsMoreThan250000" xml:lang="en-US">Time Deposits More Than 250,000</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_TimeDepositsMoreThan250000" xml:lang="en-US">The aggregate amount of time deposit liabilities in denominations of $250,000 or more.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_TimeDepositsMoreThan250000" xlink:to="lab_1642HI224L001IHL6245_rvsb_TimeDepositsMoreThan250000"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_0488I88J48KI_us-gaap_DebtInstrumentTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentTable" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DebtInstrumentTable" xlink:to="lab_2600K00L60MK_us-gaap_DebtInstrumentTable"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_IssuanceTrustAxis" xlink:label="loc_9420FG002J889GFJ4023_rvsb_IssuanceTrustAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_IssuanceTrustAxis" xml:lang="en-US">Issuance Trust [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_IssuanceTrustAxis" xlink:to="lab_1642HI224L001IHL6245_rvsb_IssuanceTrustAxis"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_0488I88J48KI_rvsb_IssuanceTrustDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_IssuanceTrustDomain" xml:lang="en-US">Issuance Trust</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_IssuanceTrustDomain" xlink:to="lab_2600K00L60MK_rvsb_IssuanceTrustDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RiverviewBancorpStatutoryTrustIMember_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RiverviewBancorpStatutoryTrustIMember" xml:lang="en-US">Riverview Bancorp Statutory Trust I [Member]</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Riverview Bancorp Statutory Trust I</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RiverviewBancorpStatutoryTrustIMember_1" xlink:to="lab_1642HI224L001IHL6245_rvsb_RiverviewBancorpStatutoryTrustIMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:label="loc_0488I88J48KI_rvsb_RiverviewBancorpStatutoryTrustIIMember_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RiverviewBancorpStatutoryTrustIIMember" xml:lang="en-US">Riverview Bancorp Statutory Trust IIMember</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Riverview Bancorp Statutory Trust II</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RiverviewBancorpStatutoryTrustIIMember_1" xlink:to="lab_2600K00L60MK_rvsb_RiverviewBancorpStatutoryTrustIIMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_MerchantsBancorpStatutoryTrustIMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpStatutoryTrustIMember" xml:lang="en-US">Merchants Bancorp Statutory Trust I [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpStatutoryTrustIMember" xml:lang="en-US">Merchants Bancorp Statutory Trust I</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpStatutoryTrustIMember" xml:lang="en-US">Represents Merchants Bancorp Statutory Trust I.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_MerchantsBancorpStatutoryTrustIMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_0488I88J48KI_us-gaap_DebtInstrumentLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentLineItems" xml:lang="en-US">Debt Instrument [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DebtInstrumentLineItems" xlink:to="lab_2600K00L60MK_us-gaap_DebtInstrumentLineItems"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DebtInstrumentDateOfIssuance" xlink:label="loc_9420FG002J889GFJ4023_rvsb_DebtInstrumentDateOfIssuance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_DebtInstrumentDateOfIssuance" xml:lang="en-US">Debt Instrument, date of issuance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_DebtInstrumentDateOfIssuance" xml:lang="en-US">Issuance Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_DebtInstrumentDateOfIssuance" xml:lang="en-US">Description of the date the debt instrument was issued.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_DebtInstrumentDateOfIssuance" xlink:to="lab_1642HI224L001IHL6245_rvsb_DebtInstrumentDateOfIssuance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_0488I88J48KI_us-gaap_DebtInstrumentCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentCarryingAmount" xml:lang="en-US">Long-term Debt, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentCarryingAmount" xml:lang="en-US">Amount Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DebtInstrumentCarryingAmount" xlink:to="lab_2600K00L60MK_us-gaap_DebtInstrumentCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DebtInstrumentInterestRateTerms"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentInterestRateTerms" xml:lang="en-US">Debt Instrument, Interest Rate Terms</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentInterestRateTerms" xml:lang="en-US">Rate Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DebtInstrumentInterestRateTerms" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentInterestRateTerms"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_0488I88J48KI_us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US">Initial Rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="lab_2600K00L60MK_us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentInterestRateEffectivePercentage" xml:lang="en-US">Debt Instrument, Interest Rate, Effective Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentInterestRateEffectivePercentage" xml:lang="en-US">Current Rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentMaturityDateDescription" xlink:label="loc_0488I88J48KI_us-gaap_DebtInstrumentMaturityDateDescription"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentMaturityDateDescription" xml:lang="en-US">Debt Instrument, Maturity Date, Description</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentMaturityDateDescription" xml:lang="en-US">Maturity Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DebtInstrumentMaturityDateDescription" xlink:to="lab_2600K00L60MK_us-gaap_DebtInstrumentMaturityDateDescription"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilitiesFairValueAdjustment" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LiabilitiesFairValueAdjustment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LiabilitiesFairValueAdjustment" xml:lang="en-US">Liabilities, Fair Value Adjustment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LiabilitiesFairValueAdjustment" xml:lang="en-US">Fair value adjustment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LiabilitiesFairValueAdjustment" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LiabilitiesFairValueAdjustment"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DebenturesIssuedToGrantorTrusts" xlink:label="loc_0488I88J48KI_rvsb_DebenturesIssuedToGrantorTrusts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_DebenturesIssuedToGrantorTrusts" xml:lang="en-US">Debentures issued to grantor trusts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_DebenturesIssuedToGrantorTrusts" xml:lang="en-US">The amount of the debentures issued by the company to the grantor trusts.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_DebenturesIssuedToGrantorTrusts" xlink:to="lab_2600K00L60MK_rvsb_DebenturesIssuedToGrantorTrusts"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CommonSecuritiesIssuedByGrantorTrusts" xlink:label="loc_9420FG002J889GFJ4023_rvsb_CommonSecuritiesIssuedByGrantorTrusts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xml:lang="en-US">Common Securities Issued By Grantor Trusts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xml:lang="en-US">Common securities issued by grantor trusts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xml:lang="en-US">Amount of the common securities issued by the grantor trusts, and which were purchased by the Company, and included in prepaid expenses and other assets in the Consolidated Balance Sheets.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xlink:to="lab_1642HI224L001IHL6245_rvsb_CommonSecuritiesIssuedByGrantorTrusts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_0488I88J48KI_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US">Debt Instrument, Basis Spread on Variable Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US">Interest basis spread on variable rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="lab_2600K00L60MK_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xml:lang="en-US">Debt Instrument, Description of Variable Rate Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xml:lang="en-US">Description of variable rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_0488I88J48KI_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US">Current Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US">Current</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:to="lab_2600K00L60MK_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:label="loc_0488I88J48KI_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xml:lang="en-US">Income Tax Provision (Benefit), Current and Deferred</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xml:lang="en-US">Represents the monetary amount of total income tax provision (benefit) during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:to="lab_2600K00L60MK_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsGrossAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsGrossAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsGrossAbstract" xml:lang="en-US">Deferred Tax Assets, Gross {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsGrossAbstract" xml:lang="en-US">Deferred tax assets:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsGrossAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsGrossAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xml:lang="en-US">Deferred compensation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Provision for Loan Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xml:lang="en-US">Allowance for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xml:lang="en-US">Accrued expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xml:lang="en-US">Accumulated Depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xml:lang="en-US">Accumulated depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xml:lang="en-US">Deferred Gain On Sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xml:lang="en-US">Deferred gain on sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xml:lang="en-US">Deferred Tax Assets, Operating Loss Carryforwards</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xml:lang="en-US">Net operating loss carryforwards</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DeferredTaxAssetsPurchaseAccounting" xlink:label="loc_0488I88J48KI_rvsb_DeferredTaxAssetsPurchaseAccounting"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_DeferredTaxAssetsPurchaseAccounting" xml:lang="en-US">Deferred Tax Assets Purchase Accounting</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_DeferredTaxAssetsPurchaseAccounting" xml:lang="en-US">Purchase accounting</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_DeferredTaxAssetsPurchaseAccounting" xml:lang="en-US">Represents amount of deferred tax assets purchase accounting.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_DeferredTaxAssetsPurchaseAccounting" xlink:to="lab_2600K00L60MK_rvsb_DeferredTaxAssetsPurchaseAccounting"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xml:lang="en-US">Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xml:lang="en-US">Net unrealized loss on investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwards" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards" xml:lang="en-US">Deferred Tax Assets, Tax Credit Carryforwards</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards" xml:lang="en-US">AMT credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsOther" xml:lang="en-US">Deferred Tax Assets, Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsOther" xml:lang="en-US">Other</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsOther" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsGross" xml:lang="en-US">Deferred Tax Assets, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsGross" xml:lang="en-US">Total deferred tax assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxAssetsGross" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxAssetsGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxLiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilitiesAbstract" xml:lang="en-US">Deferred Tax Liabilities, Gross {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilitiesAbstract" xml:lang="en-US">Deferred tax liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxLiabilitiesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xlink:label="loc_9420FG002J889GFJ4023_rvsb_DeferredTaxLiabilitiesFhlbStockDividend"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">Deferred Tax Liabilities, FHLB Stock Dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">FHLB stock dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">Represents the deferred tax liabilities consequent to FHLB Stock Dividend, as of the date indicated.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">FHLB stock dividend</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xlink:to="lab_1642HI224L001IHL6245_rvsb_DeferredTaxLiabilitiesFhlbStockDividend"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome" xml:lang="en-US">Deferred Tax Liabilities, Other Comprehensive Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome" xml:lang="en-US">Net unrealized gain on investment securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome" xml:lang="en-US">Net unrealized gain on investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US">Deferred Tax Liabilities, Prepaid Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US">Prepaid expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US">Prepaid expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xlink:label="loc_0488I88J48KI_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Deferred Tax Liabilities, Loan Fees and Costs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Loan fees/costs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Represents the deferred tax liabilities consequent to Loan Fees and Costs, as of the date indicated.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Loan fees/costs</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xlink:to="lab_2600K00L60MK_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Deferred Tax Liabilities, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Total deferred tax liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Total deferred tax liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Total deferred tax liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredTaxLiabilities" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredTaxLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US">Deferred Tax Assets, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US">Deferred tax assets, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Statutory federal income tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_0488I88J48KI_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US">Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US">State and local income tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:to="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xml:lang="en-US">Esop Market Value Adjustment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xml:lang="en-US">ESOP market value adjustment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xlink:label="loc_0488I88J48KI_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Life Insurance, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xml:lang="en-US">Bank Owned Life Insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xml:lang="en-US">BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xlink:to="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Other Adjustments, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xml:lang="en-US">Other, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_0488I88J48KI_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US">Effective federal income tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="lab_2600K00L60MK_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_BaseYearAllowanceForLoanLosses" xlink:label="loc_9420FG002J889GFJ4023_rvsb_BaseYearAllowanceForLoanLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_BaseYearAllowanceForLoanLosses" xml:lang="en-US">Base Year Allowance For Loan Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_BaseYearAllowanceForLoanLosses" xml:lang="en-US">Base year allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_BaseYearAllowanceForLoanLosses" xml:lang="en-US">It represents amount of base year allowance for loan losses.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_BaseYearAllowanceForLoanLosses" xlink:to="lab_1642HI224L001IHL6245_rvsb_BaseYearAllowanceForLoanLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:label="loc_0488I88J48KI_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xml:lang="en-US">Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xml:lang="en-US">Unrecognized deferred tax liability</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:to="lab_2600K00L60MK_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DeferredIncomeTaxAssetsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredIncomeTaxAssetsNet" xml:lang="en-US">Deferred Income Tax Assets, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DeferredIncomeTaxAssetsNet" xml:lang="en-US">Deferred tax assets total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DeferredIncomeTaxAssetsNet" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DeferredIncomeTaxAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xml:lang="en-US">Number of Shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Balance, beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Balance, beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Balance, end of period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xml:lang="en-US">Forfeited</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xml:lang="en-US">Expired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xml:lang="en-US">Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Balance, beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Balance, end of period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Options exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Options exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Forfeited</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Expired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AwardTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AwardTypeAxis" xml:lang="en-US">Award Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AwardTypeAxis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AwardTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US">Equity Award [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOptionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOptionMember" xml:lang="en-US">Employee Stock Option [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOptionMember" xml:lang="en-US">Stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOptionMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOptionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xml:lang="en-US">Exercise Price Range [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RangeOfExercisePriceOneMember" xlink:label="loc_0488I88J48KI_rvsb_RangeOfExercisePriceOneMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RangeOfExercisePriceOneMember" xml:lang="en-US">Range Of Exercise Price One [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_RangeOfExercisePriceOneMember" xml:lang="en-US">$1.00 - $3.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RangeOfExercisePriceOneMember" xml:lang="en-US">Represents range of exercise price one.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RangeOfExercisePriceOneMember" xlink:to="lab_2600K00L60MK_rvsb_RangeOfExercisePriceOneMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RangeOfExercisePriceTwoMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RangeOfExercisePriceTwoMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceTwoMember" xml:lang="en-US">Range Of Exercise Price Two [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceTwoMember" xml:lang="en-US">$3.01 - $5.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceTwoMember" xml:lang="en-US">Represents range of exercise price two.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RangeOfExercisePriceTwoMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceTwoMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RangeOfExercisePriceThreeMember" xlink:label="loc_0488I88J48KI_rvsb_RangeOfExercisePriceThreeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RangeOfExercisePriceThreeMember" xml:lang="en-US">Range Of Exercise Price Three [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_RangeOfExercisePriceThreeMember" xml:lang="en-US">$5.01 - $8.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RangeOfExercisePriceThreeMember" xml:lang="en-US">Represents range of exercise price three.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RangeOfExercisePriceThreeMember" xlink:to="lab_2600K00L60MK_rvsb_RangeOfExercisePriceThreeMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RangeOfExercisePriceFourMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RangeOfExercisePriceFourMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceFourMember" xml:lang="en-US">Range Of Exercise Price Four [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceFourMember" xml:lang="en-US">$8.01 - $15.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceFourMember" xml:lang="en-US">Represents range of exercise price four.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RangeOfExercisePriceFourMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_RangeOfExercisePriceFourMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xml:lang="en-US">Range of Exercise Price, lower</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xml:lang="en-US">Range of Exercise Price, upper</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="loc_0488I88J48KI_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xml:lang="en-US">Weighted Avg Remaining Contractual Life (years)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:to="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xml:lang="en-US">Options Outstanding, Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="loc_0488I88J48KI_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xml:lang="en-US">Options Outstanding, Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:to="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xml:lang="en-US">Options Exercisable, Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="loc_0488I88J48KI_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xml:lang="en-US">Options Exercisable, Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:to="lab_2600K00L60MK_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xml:lang="en-US">Stock options fully vested and expected to vest:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xml:lang="en-US">Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Weighted average exercise price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xml:lang="en-US">Aggregate intrinsic value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Weighted average contractual term of options (years)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xlink:to="lab_1642HI224L001IHL6245_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xlink:label="loc_0488I88J48KI_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xml:lang="en-US">Stock Options Fully Vested And Currently Exercisable [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xml:lang="en-US">Stock options fully vested and currently exercisable:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xlink:to="lab_2600K00L60MK_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xml:lang="en-US">Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xml:lang="en-US">Weighted average exercise price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xml:lang="en-US">Aggregate intrinsic value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xlink:label="loc_0488I88J48KI_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Weighted average contractual term of options (years)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xlink:to="lab_2600K00L60MK_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xml:lang="en-US">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_0488I88J48KI_us-gaap_PlanNameAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_PlanNameAxis" xml:lang="en-US">Plan Name [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_PlanNameAxis" xlink:to="lab_2600K00L60MK_us-gaap_PlanNameAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_PlanNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_PlanNameDomain" xml:lang="en-US">Plan Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_PlanNameDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_PlanNameDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RetirementPlanMember" xlink:label="loc_0488I88J48KI_rvsb_RetirementPlanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_RetirementPlanMember" xml:lang="en-US">Retirement Plan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_RetirementPlanMember" xml:lang="en-US">Retirement Plan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_RetirementPlanMember" xml:lang="en-US">Represents information about retirement plan.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_RetirementPlanMember" xlink:to="lab_2600K00L60MK_rvsb_RetirementPlanMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xml:lang="en-US">Directors And Executive Officers Deferred Compensation Plan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xml:lang="en-US">Directors' and Executive Officers' Deferred Compensation Plan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xml:lang="en-US">Represents directors and executive officers deferred compensation plan.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_StockOptionPlansMember" xlink:label="loc_0488I88J48KI_rvsb_StockOptionPlansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_StockOptionPlansMember" xml:lang="en-US">Stock Option Plans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_StockOptionPlansMember" xml:lang="en-US">Stock Option Plans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_StockOptionPlansMember" xml:lang="en-US">Represents information about stock option plans.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_StockOptionPlansMember" xlink:to="lab_2600K00L60MK_rvsb_StockOptionPlansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="loc_0488I88J48KI_us-gaap_DefinedContributionPlanCostRecognized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DefinedContributionPlanCostRecognized" xml:lang="en-US">Defined Contribution Plan, Cost Recognized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DefinedContributionPlanCostRecognized" xml:lang="en-US">Expenses related to plan</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DefinedContributionPlanCostRecognized" xlink:to="lab_2600K00L60MK_us-gaap_DefinedContributionPlanCostRecognized"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DeferredCompensationPlanAnnualInterestRate" xlink:label="loc_9420FG002J889GFJ4023_rvsb_DeferredCompensationPlanAnnualInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_DeferredCompensationPlanAnnualInterestRate" xml:lang="en-US">Deferred Compensation Plan Annual Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_DeferredCompensationPlanAnnualInterestRate" xml:lang="en-US">Deferred compensation plan annual interest rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_DeferredCompensationPlanAnnualInterestRate" xml:lang="en-US">Represents deferred compensation plan annual interest rate percentage.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_DeferredCompensationPlanAnnualInterestRate" xlink:to="lab_1642HI224L001IHL6245_rvsb_DeferredCompensationPlanAnnualInterestRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xlink:label="loc_0488I88J48KI_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xml:lang="en-US">Deferred Compensation Liability, Current and Noncurrent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xml:lang="en-US">Aggregate liability under the plan</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xlink:to="lab_2600K00L60MK_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xml:lang="en-US">Maximum term</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:to="lab_1642HI224L001IHL6245_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xlink:label="loc_0488I88J48KI_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xml:lang="en-US">Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period Description</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xml:lang="en-US">Vesting period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xml:lang="en-US">Represents period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xlink:to="lab_2600K00L60MK_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockOptionPlanExpense" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_StockOptionPlanExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockOptionPlanExpense" xml:lang="en-US">Stock or Unit Option Plan Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockOptionPlanExpense" xml:lang="en-US">Pre-tax compensation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_StockOptionPlanExpense" xml:lang="en-US">Stock based compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_StockOptionPlanExpense" xlink:to="lab_1642HI224L001IHL6245_us-gaap_StockOptionPlanExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xml:lang="en-US">Total intrinsic value of stock options exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="lab_2600K00L60MK_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xml:lang="en-US">Estimated fair value of unreleased shares, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xml:lang="en-US">Estimated fair value of unreleased shares, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="loc_0488I88J48KI_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Unreleased Employee stock ownership shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Unreleased Employee stock ownership shares, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Unreleased Employee stock ownership shares, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:to="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Number of Allocated Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee stock ownership plan allocated shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee stock ownership plan allocated and released shares, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee stock ownership plan allocated and released shares, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="loc_0488I88J48KI_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Shares in ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Shares held by the ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan total, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan total, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="lab_2600K00L60MK_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xml:lang="en-US">Employee stock ownership plan unreleased allocation of shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xml:lang="en-US">Employee stock ownership plan unreleased allocation of shares</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Employee stock ownership plan unreleased allocation of shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xlink:label="loc_0488I88J48KI_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xml:lang="en-US">Employee Stock Ownership Plan Esop Shares Allocated And Released Contributed To Esop</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xml:lang="en-US">Allocated and released contributed Employee stock ownership plan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xml:lang="en-US">Represents amount of employee stock ownership plan Esop shares allocated and released contributed to Esop.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xlink:to="lab_2600K00L60MK_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Compensation Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xml:lang="en-US">Employee Stock Ownership Plan compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NumberOfHoursOfService" xlink:label="loc_0488I88J48KI_rvsb_NumberOfHoursOfService"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_NumberOfHoursOfService" xml:lang="en-US">Number Of Hours Of Service</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_NumberOfHoursOfService" xml:lang="en-US">Number of hours of service</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_NumberOfHoursOfService" xml:lang="en-US">Represents number hours of services.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_NumberOfHoursOfService" xlink:to="lab_2600K00L60MK_rvsb_NumberOfHoursOfService"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Capital" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_Capital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_Capital" xml:lang="en-US">Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_Capital" xml:lang="en-US">Total capital to risk weighted assets actual amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_Capital" xlink:to="lab_1642HI224L001IHL6245_us-gaap_Capital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_us-gaap_CapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalToRiskWeightedAssets" xml:lang="en-US">Capital to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalToRiskWeightedAssets" xml:lang="en-US">Total capital to risk weighted assets actual ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_us-gaap_CapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalRequiredForCapitalAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalRequiredForCapitalAdequacy" xml:lang="en-US">Capital Required for Capital Adequacy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalRequiredForCapitalAdequacy" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalRequiredForCapitalAdequacy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Capital Required for Capital Adequacy to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes well capitalized" under prompt corrective action amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Capital Required to be Well Capitalized to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TierOneRiskBasedCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneRiskBasedCapital" xml:lang="en-US">Tier 1 to risk weighted assets actual amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TierOneRiskBasedCapital" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TierOneRiskBasedCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xml:lang="en-US">Tier 1 to risk weighted assets actual ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tier 1 to risk weighted assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Tier 1to risk weighted assets for capital adequacy purposes ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier One Risk Based Capital Required to be Well Capitalized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier 1 to risk weighted assets well capitalized under prompt corrective action amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CommonEquityTier1Capital" xlink:label="loc_9420FG002J889GFJ4023_rvsb_CommonEquityTier1Capital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1Capital" xml:lang="en-US">Common Equity Tier 1 Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1Capital" xml:lang="en-US">Common equity Tier 1 capital to risk weighted assets actual amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1Capital" xml:lang="en-US">Represents the monetary value of Common Equity Tier 1 Capital, as on the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_CommonEquityTier1Capital" xlink:to="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1Capital"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xml:lang="en-US">Common Equity Tier 1 Capital To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xml:lang="en-US">Common equity Tier 1 capital to risk weighted assets actual ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xml:lang="en-US">Represents the ration of common equity Tier 1 Capital to Risk-weighted Assets, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CommonEquityTier1CapitalForAdequacy" xlink:label="loc_9420FG002J889GFJ4023_rvsb_CommonEquityTier1CapitalForAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalForAdequacy" xml:lang="en-US">Common Equity Tier 1 Capital For Adequacy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalForAdequacy" xml:lang="en-US">Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalForAdequacy" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Common equity Tier 1 to risk weighted assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_CommonEquityTier1CapitalForAdequacy" xlink:to="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalForAdequacy"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xml:lang="en-US">Common Equity Tier1 Capital for adequacy to Risk-weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xml:lang="en-US">Common equity Tier 1 to risk weighted assets for capital adequacy purposes ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xml:lang="en-US">Represents the ratio of common equity Tier 1 Capital for adequacy to Risk-weighted Assets, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xlink:label="loc_9420FG002J889GFJ4023_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Common equity Tier 1 capital well capitalized under prompt corrective action</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Common equity Tier 1 capital well capitalized under prompt corrective action amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xlink:to="lab_1642HI224L001IHL6245_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_0488I88J48KI_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Common Equity Tier1 Capital to be well capitalized to Risk-weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Common equity Tier 1 capital well capitalized under prompt corrective action ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Represents the ratio of common equity Tier 1 Capital to be well capitalized, to Risk-weighted Assets, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_2600K00L60MK_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TierOneLeverageCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapital" xml:lang="en-US">Tier One Leverage Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapital" xml:lang="en-US">Tier 1 leverage to adjusted tangible assets actual amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TierOneLeverageCapital" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_0488I88J48KI_us-gaap_TierOneLeverageCapitalToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalToAverageAssets" xml:lang="en-US">Tier 1 leverage to adjusted tangible assets actual ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tier 1 leverage capital assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_0488I88J48KI_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xml:lang="en-US">Tier 1 leverage capital assets for capital adequacy purposes ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier One Leverage Capital Required to be Well Capitalized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier 1 leverage capital assets well capitalized under prompt corrective action amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_0488I88J48KI_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xml:lang="en-US">Tier1 leverage capital assets well capitalized under prompt corrective action ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="lab_2600K00L60MK_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TangibleCapital" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TangibleCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TangibleCapital" xml:lang="en-US">Tangible Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TangibleCapital" xml:lang="en-US">Tangible capital to tangible assets actual amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TangibleCapital" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TangibleCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TangibleCapitalToTangibleAssets" xlink:label="loc_0488I88J48KI_us-gaap_TangibleCapitalToTangibleAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TangibleCapitalToTangibleAssets" xml:lang="en-US">Tangible Capital to Tangible Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TangibleCapitalToTangibleAssets" xml:lang="en-US">Tangible capital to tangible assets actual ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TangibleCapitalToTangibleAssets" xlink:to="lab_2600K00L60MK_us-gaap_TangibleCapitalToTangibleAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TangibleCapitalRequiredForCapitalAdequacy" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_TangibleCapitalRequiredForCapitalAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TangibleCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tangible capital to tangible assets for capital adequacy purposes amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_TangibleCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tangible capital to tangible assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_TangibleCapitalRequiredForCapitalAdequacy" xlink:to="lab_1642HI224L001IHL6245_us-gaap_TangibleCapitalRequiredForCapitalAdequacy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets" xlink:label="loc_0488I88J48KI_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets" xml:lang="en-US">Tangible Capital Required for Capital Adequacy to Tangible Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets" xml:lang="en-US">Tangible capital to tangible assets for capital adequacy purposes ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets" xlink:to="lab_2600K00L60MK_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets"/>



<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:label="loc_0488I88J48KI_us-gaap_EarningsPerShareBasicAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerShareBasicAbstract" xml:lang="en-US">Earnings Per Share, Basic [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_EarningsPerShareBasicAbstract" xml:lang="en-US">Basic EPS computation:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_EarningsPerShareBasicAbstract" xlink:to="lab_2600K00L60MK_us-gaap_EarningsPerShareBasicAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EarningsPerShareDilutedAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareDilutedAbstract" xml:lang="en-US">Earnings Per Share, Diluted [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareDilutedAbstract" xml:lang="en-US">Diluted EPS computation:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EarningsPerShareDilutedAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EarningsPerShareDilutedAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_0488I88J48KI_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US">Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US">Effect of dilutive stock options</label>
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<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xml:lang="en-US">Number of unallocated ESOP shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:to="lab_1642HI224L001IHL6245_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_0488I88J48KI_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Antidilutive securities excluded from computation of earnings per share, amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="lab_2600K00L60MK_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_0488I88J48KI_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US">Fair Value, Hierarchy [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="lab_2600K00L60MK_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US">Fair Value, Measurements, Fair Value Hierarchy</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_0488I88J48KI_us-gaap_FairValueInputsLevel1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Fair Value, Inputs, Level 1</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Level 1</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueInputsLevel1Member" xlink:to="lab_2600K00L60MK_us-gaap_FairValueInputsLevel1Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueInputsLevel2Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Fair Value, Inputs, Level 2</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Level 2</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueInputsLevel2Member" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueInputsLevel2Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_0488I88J48KI_us-gaap_FairValueInputsLevel3Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Fair Value, Inputs, Level 3</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Level 3</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueInputsLevel3Member" xlink:to="lab_2600K00L60MK_us-gaap_FairValueInputsLevel3Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="loc_0488I88J48KI_us-gaap_InvestmentsFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentsFairValueDisclosure" xml:lang="en-US">Investments, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentsFairValueDisclosure" xml:lang="en-US">Total assets measured at fair value on a recurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InvestmentsFairValueDisclosure" xlink:to="lab_2600K00L60MK_us-gaap_InvestmentsFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_0488I88J48KI_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_2600K00L60MK_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_2600K00L60MK_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xml:lang="en-US">Ending balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:to="lab_2600K00L60MK_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xml:lang="en-US">Included in earnings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="loc_0488I88J48KI_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Other Comprehensive Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xml:lang="en-US">Included in other comprehensive income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:to="lab_2600K00L60MK_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Sales</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xml:lang="en-US">Disposition</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xml:lang="en-US">Disposition</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NonRecurringAssetsAxis" xlink:label="loc_0488I88J48KI_rvsb_NonRecurringAssetsAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_NonRecurringAssetsAxis" xml:lang="en-US">Non-recurring Assets [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_NonRecurringAssetsAxis" xlink:to="lab_2600K00L60MK_rvsb_NonRecurringAssetsAxis"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NonRecurringAssetsDomain" xlink:label="loc_9420FG002J889GFJ4023_rvsb_NonRecurringAssetsDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_NonRecurringAssetsDomain" xml:lang="en-US">Non-recurring Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_NonRecurringAssetsDomain" xlink:to="lab_1642HI224L001IHL6245_rvsb_NonRecurringAssetsDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ImpairedLoansMember" xlink:label="loc_0488I88J48KI_rvsb_ImpairedLoansMember_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_ImpairedLoansMember" xml:lang="en-US">Impaired Loans [Member]</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_rvsb_ImpairedLoansMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Impaired loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_ImpairedLoansMember_1" xlink:to="lab_2600K00L60MK_rvsb_ImpairedLoansMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_RealEstateOwnedMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedMember_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedMember" xml:lang="en-US">Real Estate Owned [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedMember" xml:lang="en-US">Real estate owned ("REO")</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_RealEstateOwnedMember_1" xlink:to="lab_1642HI224L001IHL6245_rvsb_RealEstateOwnedMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="loc_0488I88J48KI_us-gaap_AssetsFairValueDisclosureNonrecurring"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AssetsFairValueDisclosureNonrecurring" xml:lang="en-US">Assets, Fair Value Disclosure, Nonrecurring</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_2600K00L60MK_us-gaap_AssetsFairValueDisclosureNonrecurring" xml:lang="en-US">Total nonrecurring assets measured at fair value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:to="lab_2600K00L60MK_us-gaap_AssetsFairValueDisclosureNonrecurring"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="loc_0488I88J48KI_us-gaap_FairValueMeasurementsValuationTechniques"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueMeasurementsValuationTechniques" xml:lang="en-US">Fair Value Measurements, Valuation Techniques</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueMeasurementsValuationTechniques" xlink:to="lab_2600K00L60MK_us-gaap_FairValueMeasurementsValuationTechniques"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueMeasurementsSignificantAssumptions" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementsSignificantAssumptions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementsSignificantAssumptions" xml:lang="en-US">Significant unobservable inputs</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueMeasurementsSignificantAssumptions" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueMeasurementsSignificantAssumptions"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_MarketAdjustmentToAppraisals" xlink:label="loc_0488I88J48KI_rvsb_MarketAdjustmentToAppraisals"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_MarketAdjustmentToAppraisals" xml:lang="en-US">Market adjustment to appraisals</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_MarketAdjustmentToAppraisals" xml:lang="en-US">Minimum or maximum values of the market adjustment to appraisals.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_MarketAdjustmentToAppraisals" xlink:to="lab_2600K00L60MK_rvsb_MarketAdjustmentToAppraisals"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FinancialInstrumentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FinancialInstrumentAxis" xml:lang="en-US">Financial Instrument [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FinancialInstrumentAxis" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FinancialInstrumentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_0488I88J48KI_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US">Financial Instruments [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US">Financial Instruments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="lab_2600K00L60MK_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_CashMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashMember" xml:lang="en-US">Cash {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_CashMember" xml:lang="en-US">Cash and cash equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_CashMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_CashMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CertificatesOfDepositMember" xlink:label="loc_0488I88J48KI_us-gaap_CertificatesOfDepositMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_CertificatesOfDepositMember" xml:lang="en-US">Certificates of Deposit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_CertificatesOfDepositMember" xml:lang="en-US">Certificates of deposit held for investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_CertificatesOfDepositMember" xlink:to="lab_2600K00L60MK_us-gaap_CertificatesOfDepositMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoansHeldForSaleMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_LoansHeldForSaleMember_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansHeldForSaleMember" xml:lang="en-US">Loans Held For Sale [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansHeldForSaleMember" xml:lang="en-US">Loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_LoansHeldForSaleMember_1" xlink:to="lab_1642HI224L001IHL6245_rvsb_LoansHeldForSaleMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansReceivableMember" xlink:label="loc_0488I88J48KI_us-gaap_LoansReceivableMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LoansReceivableMember" xml:lang="en-US">Loans Receivable [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_LoansReceivableMember" xml:lang="en-US">Loans Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_LoansReceivableMember" xml:lang="en-US">Loans receivable, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LoansReceivableMember" xlink:to="lab_2600K00L60MK_us-gaap_LoansReceivableMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InvestmentInFederalHomeLoanBankStockMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentInFederalHomeLoanBankStockMember" xml:lang="en-US">Investment in Federal Home Loan Bank Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentInFederalHomeLoanBankStockMember" xml:lang="en-US">FHLB stock</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InvestmentInFederalHomeLoanBankStockMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DemandDepositsMember" xlink:label="loc_0488I88J48KI_us-gaap_DemandDepositsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DemandDepositsMember" xml:lang="en-US">Demand Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DemandDepositsMember" xml:lang="en-US">Demand and savings deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DemandDepositsMember" xlink:to="lab_2600K00L60MK_us-gaap_DemandDepositsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_TimeDepositsMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_TimeDepositsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_TimeDepositsMember" xml:lang="en-US">Time Deposits [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_TimeDepositsMember" xml:lang="en-US">Time Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_TimeDepositsMember" xml:lang="en-US">Time deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_TimeDepositsMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_TimeDepositsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SubordinatedDebtObligationsMember" xlink:label="loc_0488I88J48KI_us-gaap_SubordinatedDebtObligationsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_SubordinatedDebtObligationsMember" xml:lang="en-US">Subordinated Debt Obligations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_SubordinatedDebtObligationsMember" xml:lang="en-US">Junior subordinated debentures</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_SubordinatedDebtObligationsMember" xlink:to="lab_2600K00L60MK_us-gaap_SubordinatedDebtObligationsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_CapitalLeaseObligationMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_CapitalLeaseObligationMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_CapitalLeaseObligationMember" xml:lang="en-US">Capital Lease Obligation [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_CapitalLeaseObligationMember" xml:lang="en-US">Capital lease obligation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_CapitalLeaseObligationMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_CapitalLeaseObligationMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_EstimatedFairValueOfAssets" xlink:label="loc_0488I88J48KI_rvsb_EstimatedFairValueOfAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_EstimatedFairValueOfAssets" xml:lang="en-US">Estimated Fair Value Of Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_EstimatedFairValueOfAssets" xml:lang="en-US">The estimated fair value of an asset or financial instrument, as of the date indicated.</label>
<label xlink:type="resource" xlink:label="lab_2600K00L60MK_rvsb_EstimatedFairValueOfAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Value of Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_EstimatedFairValueOfAssets" xlink:to="lab_2600K00L60MK_rvsb_EstimatedFairValueOfAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_EstimatedFairValueOfLiabilities" xlink:label="loc_9420FG002J889GFJ4023_rvsb_EstimatedFairValueOfLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_EstimatedFairValueOfLiabilities" xml:lang="en-US">Estimated Fair Value Of Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_EstimatedFairValueOfLiabilities" xml:lang="en-US">The estimated fair value of a liability, as of the date indicated.</label>
<label xlink:type="resource" xlink:label="lab_1642HI224L001IHL6245_rvsb_EstimatedFairValueOfLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Value of Liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_EstimatedFairValueOfLiabilities" xlink:to="lab_1642HI224L001IHL6245_rvsb_EstimatedFairValueOfLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="loc_0488I88J48KI_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xml:lang="en-US">Schedule of Fair Value, Off-balance Sheet Risks [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="lab_2600K00L60MK_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoanOriginationCommitmentsMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_LoanOriginationCommitmentsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoanOriginationCommitmentsMember" xml:lang="en-US">Loan Origination Commitments [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_LoanOriginationCommitmentsMember" xml:lang="en-US">Commitments to originate loans:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_LoanOriginationCommitmentsMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_LoanOriginationCommitmentsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StandbyLettersOfCreditMember" xlink:label="loc_0488I88J48KI_us-gaap_StandbyLettersOfCreditMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_StandbyLettersOfCreditMember" xml:lang="en-US">Standby Letters of Credit [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_StandbyLettersOfCreditMember" xml:lang="en-US">Standby letters of credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_StandbyLettersOfCreditMember" xlink:to="lab_2600K00L60MK_us-gaap_StandbyLettersOfCreditMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_UnusedLinesOfCreditMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnusedLinesOfCreditMember" xml:lang="en-US">Unused lines of Credit [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_UnusedLinesOfCreditMember" xml:lang="en-US">Undisbursed loan funds and unused lines of credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_UnusedLinesOfCreditMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_UnusedLinesOfCreditMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_0488I88J48KI_us-gaap_InvestmentTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentTypeAxis" xml:lang="en-US">Investment Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InvestmentTypeAxis" xlink:to="lab_2600K00L60MK_us-gaap_InvestmentTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InvestmentTypeCategorizationMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentTypeCategorizationMember" xml:lang="en-US">Investments [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InvestmentTypeCategorizationMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InvestmentTypeCategorizationMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdjustableRateLoansMember" xlink:label="loc_0488I88J48KI_us-gaap_AdjustableRateLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AdjustableRateLoansMember" xml:lang="en-US">Adjustable Rate Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AdjustableRateLoansMember" xml:lang="en-US">Adjustable-rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AdjustableRateLoansMember" xlink:to="lab_2600K00L60MK_us-gaap_AdjustableRateLoansMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_FixedRateLoansMember" xlink:label="loc_9420FG002J889GFJ4023_rvsb_FixedRateLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_FixedRateLoansMember" xml:lang="en-US">Fixed Rate Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_FixedRateLoansMember" xml:lang="en-US">Fixed-rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_FixedRateLoansMember" xml:lang="en-US">Represents information about Fixed rate loans.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_FixedRateLoansMember" xlink:to="lab_1642HI224L001IHL6245_rvsb_FixedRateLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="loc_0488I88J48KI_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xml:lang="en-US">Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="lab_2600K00L60MK_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset" xml:lang="en-US">Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset" xml:lang="en-US">Contract or Notional Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset" xlink:to="lab_1642HI224L001IHL6245_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:label="loc_0488I88J48KI_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xml:lang="en-US">Loans and Leases Receivable, Commitments to Purchase or Sell</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xml:lang="en-US">Commitments to sell</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:to="lab_2600K00L60MK_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_LoansUnderWarranty" xlink:label="loc_9420FG002J889GFJ4023_rvsb_LoansUnderWarranty"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansUnderWarranty" xml:lang="en-US">Loans Under Warranty</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansUnderWarranty" xml:lang="en-US">Loans under warranty</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_LoansUnderWarranty" xml:lang="en-US">Loans reflecting that if the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against loss.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_LoansUnderWarranty" xlink:to="lab_1642HI224L001IHL6245_rvsb_LoansUnderWarranty"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xlink:label="loc_0488I88J48KI_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xml:lang="en-US">Allowance For Federal Home Loan Mortgage Corporation Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xml:lang="en-US">Allowance for FHLMC loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xml:lang="en-US">Represents amount of Allowance for FHLMC loans Federal Home Loan Mortgage Corporation.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xlink:to="lab_2600K00L60MK_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_9420FG002J889GFJ4023_dei_LegalEntityAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_dei_LegalEntityAxis" xlink:to="lab_1642HI224L001IHL6245_dei_LegalEntityAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_0488I88J48KI_dei_EntityDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_dei_EntityDomain" xml:lang="en-US">Entity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_dei_EntityDomain" xlink:to="lab_2600K00L60MK_dei_EntityDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_ParentCompanyMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_ParentCompanyMember" xml:lang="en-US">Parent Company</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_ParentCompanyMember" xlink:to="lab_1642HI224L001IHL6245_us-gaap_ParentCompanyMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="loc_0488I88J48KI_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US">Investment in The Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US">Investment in the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:to="lab_2600K00L60MK_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherAssetsCurrent" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OtherAssetsCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherAssetsCurrent" xml:lang="en-US">Other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OtherAssetsCurrent" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OtherAssetsCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent" xlink:label="loc_0488I88J48KI_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent" xml:lang="en-US">Accrued Expenses and Other Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent" xml:lang="en-US">Accrued Expenses and Other Liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent" xlink:to="lab_2600K00L60MK_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtCurrent" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_DebtCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtCurrent" xml:lang="en-US">Borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_DebtCurrent" xml:lang="en-US">Borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_DebtCurrent" xlink:to="lab_1642HI224L001IHL6245_us-gaap_DebtCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="loc_0488I88J48KI_us-gaap_RevenuesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_RevenuesAbstract" xml:lang="en-US">Revenues {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_RevenuesAbstract" xml:lang="en-US">Revenues</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_RevenuesAbstract" xml:lang="en-US">INCOME:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_RevenuesAbstract" xlink:to="lab_2600K00L60MK_us-gaap_RevenuesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentIncomeDividend" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_InvestmentIncomeDividend"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_InvestmentIncomeDividend" xml:lang="en-US">Dividend income from the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_InvestmentIncomeDividend" xlink:to="lab_1642HI224L001IHL6245_us-gaap_InvestmentIncomeDividend"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentIncomeInterestAndDividend" xlink:label="loc_0488I88J48KI_us-gaap_InvestmentIncomeInterestAndDividend"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentIncomeInterestAndDividend" xml:lang="en-US">Interest On Investment Securities and Other Short-term Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InvestmentIncomeInterestAndDividend" xml:lang="en-US">Interest on investment securities and other short-term investments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InvestmentIncomeInterestAndDividend" xlink:to="lab_2600K00L60MK_us-gaap_InvestmentIncomeInterestAndDividend"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RevenueFromRelatedParties" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_RevenueFromRelatedParties"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RevenueFromRelatedParties" xml:lang="en-US">Interest On Loan Receivable From The Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_RevenueFromRelatedParties" xml:lang="en-US">Interest on loan receivable from the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_RevenueFromRelatedParties" xlink:to="lab_1642HI224L001IHL6245_us-gaap_RevenueFromRelatedParties"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Revenues" xlink:label="loc_0488I88J48KI_us-gaap_Revenues"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_Revenues" xml:lang="en-US">Revenues, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_Revenues" xml:lang="en-US">Total income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_Revenues" xlink:to="lab_2600K00L60MK_us-gaap_Revenues"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OperatingExpensesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingExpensesAbstract" xml:lang="en-US">Operating Expenses {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingExpensesAbstract" xml:lang="en-US">Operating Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OperatingExpensesAbstract" xml:lang="en-US">EXPENSE:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OperatingExpensesAbstract" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OperatingExpensesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherGeneralAndAdministrativeExpense" xlink:label="loc_0488I88J48KI_us-gaap_OtherGeneralAndAdministrativeExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OtherGeneralAndAdministrativeExpense" xml:lang="en-US">Management Service Fees Paid To The Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_OtherGeneralAndAdministrativeExpense" xml:lang="en-US">Management service fees paid to the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OtherGeneralAndAdministrativeExpense" xlink:to="lab_2600K00L60MK_us-gaap_OtherGeneralAndAdministrativeExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_OtherCostAndExpenseOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_OtherCostAndExpenseOperating" xml:lang="en-US">Other expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_OtherCostAndExpenseOperating" xlink:to="lab_1642HI224L001IHL6245_us-gaap_OtherCostAndExpenseOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingCostsAndExpenses" xlink:label="loc_0488I88J48KI_us-gaap_OperatingCostsAndExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_OperatingCostsAndExpenses" xml:lang="en-US">Total expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_OperatingCostsAndExpenses" xlink:to="lab_2600K00L60MK_us-gaap_OperatingCostsAndExpenses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Loss before income taxes and equity in undistributed loss of the bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeLossAttributableToParent" xlink:label="loc_0488I88J48KI_us-gaap_IncomeLossAttributableToParent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncomeLossAttributableToParent" xml:lang="en-US">INCOME (LOSS) OF PARENT COMPANY</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncomeLossAttributableToParent" xlink:to="lab_2600K00L60MK_us-gaap_IncomeLossAttributableToParent"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_UndistributedEarningOfDomesticSubsidiary" xlink:label="loc_9420FG002J889GFJ4023_rvsb_UndistributedEarningOfDomesticSubsidiary"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">Undistributed Earning Of Domestic Subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">Represents Undistributed Earnings Of Domestic Subsidiaries.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_UndistributedEarningOfDomesticSubsidiary" xlink:to="lab_1642HI224L001IHL6245_rvsb_UndistributedEarningOfDomesticSubsidiary"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_EquityInUndistributedEarningsLossOfBank" xlink:label="loc_0488I88J48KI_rvsb_EquityInUndistributedEarningsLossOfBank"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_rvsb_EquityInUndistributedEarningsLossOfBank" xml:lang="en-US">Equity In Undistributed Earnings Loss Of Bank</label>

<label xlink:type="resource" xlink:label="lab_2600K00L60MK_rvsb_EquityInUndistributedEarningsLossOfBank" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Equity in undistributed (income) loss of the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_rvsb_EquityInUndistributedEarningsLossOfBank" xlink:to="lab_2600K00L60MK_rvsb_EquityInUndistributedEarningsLossOfBank"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_2600K00L60MK_rvsb_EquityInUndistributedEarningsLossOfBank" xml:lang="en-US">Represents the equity in distributions in excess of undistributed earnings of subsidiaries, during the indicated time period.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_AdjustmentForAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_AdjustmentForAmortization" xml:lang="en-US">Amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_AdjustmentForAmortization" xlink:to="lab_1642HI224L001IHL6245_us-gaap_AdjustmentForAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:label="loc_0488I88J48KI_us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_DeferredIncomeTaxesAndTaxCredits" xml:lang="en-US">Benefit For Deferred Income Taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_DeferredIncomeTaxesAndTaxCredits" xml:lang="en-US">Provision (benefit) for deferred income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:to="lab_2600K00L60MK_us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_EarnedEsopShares" xlink:label="loc_9420FG002J889GFJ4023_rvsb_EarnedEsopShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_EarnedEsopShares" xml:lang="en-US">Earned ESOP shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_EarnedEsopShares" xml:lang="en-US">Earned ESOP shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_EarnedEsopShares" xml:lang="en-US">Value of earned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP).</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_EarnedEsopShares" xlink:to="lab_1642HI224L001IHL6245_rvsb_EarnedEsopShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Increase (Decrease) in Operating Capital {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Increase (Decrease) in Operating Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Changes in assets and liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Other Assets {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Other Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="lab_1642HI224L001IHL6245_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US">Increase (decrease) in Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US">Increase (decrease) in Accrued expenses and other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:to="lab_2600K00L60MK_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xlink:label="loc_9420FG002J889GFJ4023_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xml:lang="en-US">Proceeds from assumption of junior subordinated debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xml:lang="en-US">Proceeds from assumption of junior subordinated debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_1642HI224L001IHL6245_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xml:lang="en-US">Represents Proceeds from assumption of junior subordinated debt.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xlink:to="lab_1642HI224L001IHL6245_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_0488I88J48KI_us-gaap_InterestIncomeOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_2600K00L60MK_us-gaap_InterestIncomeOperating" xml:lang="en-US">Interest Income, Operating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_2600K00L60MK_us-gaap_InterestIncomeOperating" xml:lang="en-US">Interest and dividend income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_0488I88J48KI_us-gaap_InterestIncomeOperating" xlink:to="lab_2600K00L60MK_us-gaap_InterestIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_9420FG002J889GFJ4023_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US">Net Income (Loss) Available to Common Stockholders, Basic, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US">Net income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_9420FG002J889GFJ4023_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="lab_1642HI224L001IHL6245_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Loans and Leases Receivable, Related Parties [Roll Forward]</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loans to Officers and Directors</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:to="lab_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Roll Forward]</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Allowance for unfunded loan commitments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_GoodwillRollForward" xlink:label="loc_us-gaap_GoodwillRollForward"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_GoodwillRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Goodwill [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillRollForward" xlink:to="lab_us-gaap_GoodwillRollForward"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xlink:label="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1"/>
<label xlink:type="resource" xlink:label="lab_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Employee Stock Ownership Plan Esop Deferred Shares Fair Value [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="lab_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xml:lang="en-US">A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</label>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Income Tax Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract" xlink:to="lab_us-gaap_IncomeTaxDisclosureAbstract"/>



<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Property, Plant and Equipment [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentAbstract"/>






<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherRestrictedAssetsAbstract" xlink:label="loc_us-gaap_OtherRestrictedAssetsAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_OtherRestrictedAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Other Restricted Assets [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRestrictedAssetsAbstract" xlink:to="lab_us-gaap_OtherRestrictedAssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:label="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Real Estate Owned, Disclosure of Detailed Components [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:to="lab_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_DepositsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Deposits [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsAbstract" xlink:to="lab_us-gaap_DepositsAbstract"/>



<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_EmployeeStockOwnershipPlanAbstract" xlink:label="loc_rvsb_EmployeeStockOwnershipPlanAbstract"/>
<label xlink:type="resource" xlink:label="lab_rvsb_EmployeeStockOwnershipPlanAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Employee Stock Ownership Plan [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanAbstract" xlink:to="lab_rvsb_EmployeeStockOwnershipPlanAbstract"/>



<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:label="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract"/>
<label xlink:type="resource" xlink:label="lab_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Shareholders Equity And Regulatory Capital Requirements [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:to="lab_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>




<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DepositLineItems" xlink:label="loc_rvsb_DepositLineItems"/>
<label xlink:type="resource" xlink:label="lab_rvsb_DepositLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Deposit [Line Items]</label>
<label xlink:type="resource" xlink:label="lab_rvsb_DepositLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_DepositLineItems" xlink:to="lab_rvsb_DepositLineItems"/>




<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DepositTable" xlink:label="loc_rvsb_DepositTable"/>
<label xlink:type="resource" xlink:label="lab_rvsb_DepositTable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Deposit [Table]</label>
<label xlink:type="resource" xlink:label="lab_rvsb_DepositTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Represents schedule of information about deposits.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_DepositTable" xlink:to="lab_rvsb_DepositTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedIncomeStatementTable" xlink:label="loc_us-gaap_CondensedIncomeStatementTable"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CondensedIncomeStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Condensed Income Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedIncomeStatementTable" xlink:to="lab_us-gaap_CondensedIncomeStatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_us-gaap_CondensedIncomeStatementsCaptionsLineItems"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CondensedIncomeStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Condensed Income Statements, Captions [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedIncomeStatementsCaptionsLineItems" xlink:to="lab_us-gaap_CondensedIncomeStatementsCaptionsLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedCashFlowStatementTable" xlink:label="loc_us-gaap_CondensedCashFlowStatementTable"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CondensedCashFlowStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Condensed Cash Flow Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedCashFlowStatementTable" xlink:to="lab_us-gaap_CondensedCashFlowStatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="loc_us-gaap_CondensedCashFlowStatementsCaptionsLineItems"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CondensedCashFlowStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Condensed Cash Flow Statements, Captions [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedCashFlowStatementsCaptionsLineItems" xlink:to="lab_us-gaap_CondensedCashFlowStatementsCaptionsLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedBalanceSheetStatementTable" xlink:label="loc_us-gaap_CondensedBalanceSheetStatementTable"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Condensed Balance Sheet Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedBalanceSheetStatementTable" xlink:to="lab_us-gaap_CondensedBalanceSheetStatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Condensed Balance Sheet Statements, Captions [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems"/>
<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NumberOfBranches" xlink:label="loc_rvsb_NumberOfBranches_1"/>
<label xlink:type="resource" xlink:label="lab_rvsb_NumberOfBranches" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Number Of Branches</label>
<label xlink:type="resource" xlink:label="lab_rvsb_NumberOfBranches" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Number of branches in rural and suburban communities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_NumberOfBranches_1" xlink:to="lab_rvsb_NumberOfBranches"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_rvsb_NumberOfBranches" xml:lang="en-US">Represents information about number of branches.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares" xlink:label="loc_us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Shares held in Employee Stock Option Plan, Suspense Shares</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Shares held by the ESOP</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares" xlink:to="lab_us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares"/>




<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_AcquiredLoansPolicyTextBlock" xlink:label="loc_rvsb_AcquiredLoansPolicyTextBlock"/>
<label xlink:type="resource" xlink:label="lab_rvsb_AcquiredLoansPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Acquired Loans [Policy Text Block]</label>
<label xlink:type="resource" xlink:label="lab_rvsb_AcquiredLoansPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Represents disclosure of the accounting policy for acquired loans.</label>
<label xlink:type="resource" xlink:label="lab_rvsb_AcquiredLoansPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Acquired Loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_AcquiredLoansPolicyTextBlock" xlink:to="lab_rvsb_AcquiredLoansPolicyTextBlock"/>





<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_DeferredTaxAssetsRealEstateOwnedExpenses" xlink:label="loc_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses"/>
<label xlink:type="resource" xlink:label="lab_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Deferred Tax Assets, Real Estate Owned Expenses</label>
<label xlink:type="resource" xlink:label="lab_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Represents amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the REO expenses.</label>
<label xlink:type="resource" xlink:label="lab_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">REO expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses" xlink:to="lab_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:label="loc_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Cash Dividends Paid to Parent Company by Consolidated Subsidiaries</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Dividend from the Bank</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Cash dividend on common stock ($0.08, $0.065 and $0.01125 per share for MARCH 31, 2017, 2016 and 2015, respectively)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:to="lab_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries"/>




<loc xlink:type="locator" xlink:href="rvsb-20170331.xsd#rvsb_NatureOfOperationsPolicyTextBlock" xlink:label="loc_rvsb_NatureOfOperationsPolicyTextBlock"/>
<label xlink:type="resource" xlink:label="lab_rvsb_NatureOfOperationsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Nature Of Operations [Policy Text Block]</label>
<label xlink:type="resource" xlink:label="lab_rvsb_NatureOfOperationsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Disclosure of accounting policy for the nature of an entity's business, major products or services, principal markets including location, and the relative importance of its operations in each business and the basis for the determination, including but not limited to, assets, revenues, or earnings.</label>
<label xlink:type="resource" xlink:label="lab_rvsb_NatureOfOperationsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Nature of Operations</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_NatureOfOperationsPolicyTextBlock" xlink:to="lab_rvsb_NatureOfOperationsPolicyTextBlock"/>
</labelLink></linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>15
<FILENAME>rvsb-20170331_pre.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
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<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#idr_DocumentDocumentAndEntityInformation" roleURI="http://www.riverviewbank.com/role/idr_DocumentDocumentAndEntityInformation"/>
<roleRef xlink:type="simple" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCANDSUBSIDIARYCONSOLIDATEDBALANCESHEETS" xlink:href="rvsb-20170331.xsd#RIVERVIEWBANCORPINCANDSUBSIDIARYCONSOLIDATEDBALANCESHEETS"/>
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<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#SummaryOfSignificantAccountingPolicies" roleURI="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPolicies"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#RestrictedAssets" roleURI="http://www.riverviewbank.com/role/RestrictedAssets"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#BusinessCombinations" roleURI="http://www.riverviewbank.com/role/BusinessCombinations"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#INVESTMENTSECURITIES" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIES"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#LOANSRECEIVABLE" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLE"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#ALLOWANCEFORLOANLOSSES" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSES"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#PremisesAndEquipment" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipment"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#RealEstateOwned" roleURI="http://www.riverviewbank.com/role/RealEstateOwned"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#GOODWILL" roleURI="http://www.riverviewbank.com/role/GOODWILL"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#Deposits" roleURI="http://www.riverviewbank.com/role/Deposits"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#JUNIORSUBORDINATEDDEBENTURES" roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURES"/>
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<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#EmployeeBenefitPlans" roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlans"/>
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<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#EarningsPerShare" roleURI="http://www.riverviewbank.com/role/EarningsPerShare"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#FAIRVALUEMEASUREMENTS" roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTS"/>
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<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#BUSINESSCOMBINATIONSTables" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables"/>
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<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#ALLOWANCEFORLOANLOSSESTables" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTables"/>
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<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#BUSINESSCOMBINATIONSDetails1" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#BUSINESSCOMBINATIONSDetails2" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20170331.xsd#BusinessCombinationsDetailTextuals" roleURI="http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals"/>
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end
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6846272048">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document and Entity Information - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Jun. 05, 2017</div></th>
<th class="th"><div>Sep. 30, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">RIVERVIEW BANCORP INC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001041368<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">rvsb<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--03-31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="text">Accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22,510,890<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 121,092,448<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">10-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
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<td class="text">Mar. 31,  2017<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2017<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<td>xbrli:booleanItemType</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityPublicFloat</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DocumentAndEntityInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DocumentAndEntityInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6846762448">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashEquivalentsAtCarryingValue', window );">Cash and cash equivalents (including interest-earning accounts of $46,245 and $40,317)</a></td>
<td class="nump">$ 64,613<span></span>
</td>
<td class="nump">$ 55,400<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertificatesOfDepositAtCarryingValue', window );">Certificates of deposit held for investment</a></td>
<td class="nump">11,042<span></span>
</td>
<td class="nump">16,769<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Loans held for sale</a></td>
<td class="nump">478<span></span>
</td>
<td class="nump">503<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Investment securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale, at estimated fair value</a></td>
<td class="nump">200,214<span></span>
</td>
<td class="nump">150,690<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to maturity, at amortized cost (estimated fair value of $66 and $76)</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans receivable (net of allowance for loan losses of $10,528 and $9,885)</a></td>
<td class="nump">768,904<span></span>
</td>
<td class="nump">614,934<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAndForeclosedAssets', window );">Real estate owned</a></td>
<td class="nump">298<span></span>
</td>
<td class="nump">595<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
<td class="nump">3,815<span></span>
</td>
<td class="nump">3,405<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
<td class="nump">2,941<span></span>
</td>
<td class="nump">2,384<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank stock, at cost</a></td>
<td class="nump">1,181<span></span>
</td>
<td class="nump">1,060<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="nump">16,232<span></span>
</td>
<td class="nump">14,595<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent', window );">Deferred income taxes, net</a></td>
<td class="nump">7,610<span></span>
</td>
<td class="nump">9,189<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValue', window );">Mortgage servicing rights, net</a></td>
<td class="nump">398<span></span>
</td>
<td class="nump">380<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">27,076<span></span>
</td>
<td class="nump">25,572<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Core deposit intangible ("CDI"), net</a></td>
<td class="nump">1,335<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance ("BOLI")</a></td>
<td class="nump">27,738<span></span>
</td>
<td class="nump">25,678<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">1,133,939<span></span>
</td>
<td class="nump">921,229<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
<td class="nump">980,058<span></span>
</td>
<td class="nump">779,803<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">13,080<span></span>
</td>
<td class="nump">7,388<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Advance payments by borrowers for taxes and insurance</a></td>
<td class="nump">693<span></span>
</td>
<td class="nump">609<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Junior subordinated debentures</a></td>
<td class="nump">26,390<span></span>
</td>
<td class="nump">22,681<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeaseObligations', window );">Capital lease obligation</a></td>
<td class="nump">2,454<span></span>
</td>
<td class="nump">2,475<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,022,675<span></span>
</td>
<td class="nump">812,956<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">COMMITMENTS AND CONTINGENCIES (See Note 18)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>SHAREHOLDERS' EQUITY:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Serial preferred stock, $.01 par value; 250,000 authorized; issued and outstanding: none</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValueOutstanding', window );">Common stock, $.01 par value; 50,000,000 authorized March 31, 2017 - 22,510,890 issued and outstanding March 31, 2016 - 22,507,890 issued and outstanding</a></td>
<td class="nump">225<span></span>
</td>
<td class="nump">225<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
<td class="nump">64,468<span></span>
</td>
<td class="nump">64,418<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">48,335<span></span>
</td>
<td class="nump">42,728<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnearnedESOPShares', window );">Unearned shares issued to employee stock ownership plan ("ESOP")</a></td>
<td class="num">(77)<span></span>
</td>
<td class="num">(181)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td>
<td class="num">(1,687)<span></span>
</td>
<td class="nump">1,083<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
<td class="nump">111,264<span></span>
</td>
<td class="nump">108,273<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
<td class="nump">$ 1,133,939<span></span>
</td>
<td class="nump">$ 921,229<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities incurred and payable to vendors for goods and services received, and accrued liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsPayableAndOtherAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=d3e681-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=SL7669686-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate governmental agency or vendor on behalf of the borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65884222&amp;loc=d3e22054-111558<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26610-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeaseObligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount equal to the present value (the principal) at the beginning of the lease term of minimum lease payments during the lease term (excluding that portion of the payments representing executory costs such as insurance, maintenance, and taxes to be paid by the lessor, together with any profit thereon) net of payments or other amounts applied to the principal through the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeaseObligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CertificatesOfDepositAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A savings certificate entitling the Entity (that is, bearer) to receive interest at an established maturity date, based upon a fixed interest rate.  A certificate of deposit may be issued in any denomination. Certificates of deposit are generally issued by commercial banks and, therefore, insured by the FDIC (up to the prescribed limit).  Certificates of deposit generally restrict holders from withdrawing funds on demand without the incurrence of penalties.  Generally, only certificates of deposit with original maturities of three months or less qualify as cash equivalents. Original maturity means original maturity to the entity holding the investment. As a related example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CertificatesOfDepositAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.(a),19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14326-108349<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.25)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValueOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of all classes of common stock held by shareholders. May be all or portion of the number of common shares authorized. These shares exclude common shares repurchased by the entity and held as treasury shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValueOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and other assets expected to be realized or consumed after one year or normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 325<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=64834752&amp;loc=SL49117168-202975<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=65884222&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(16)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_JuniorSubordinatedNotes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=65884687&amp;loc=d3e4428-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The face amount of loans that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=65884687&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateAndForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of other real estate and foreclosed assets. Other real estate may include real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. Foreclosed assets include all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRealEstateAndForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValueOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by shareholders, which is net of related treasury stock. May be all or a portion of the number of preferred shares authorized. These shares represent the ownership interest of the preferred shareholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValueOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PrepaidExpenseAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=7524895&amp;loc=d3e120260-111741<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122492-111745<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122501-111745<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=68078379&amp;loc=d3e122739-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtAmortizedValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnearnedESOPShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of unearned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP). Includes the sale of shares or the issuance treasury shares to an ESOP.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6418591&amp;loc=d3e17344-113926<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnearnedESOPShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6846832544">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Statement of Financial Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-earning accounts included in cash</a></td>
<td class="nump">$ 46,245<span></span>
</td>
<td class="nump">$ 40,317<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure', window );">Fair value of mortgage-backed securities held to maturity</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
<td class="nump">$ 10,528<span></span>
</td>
<td class="nump">$ 9,885<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Serial preferred stock, par value per share</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Serial preferred stock, shares authorized</a></td>
<td class="nump">250,000<span></span>
</td>
<td class="nump">250,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Serial preferred stock, shares issued</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Serial preferred stock, shares outstanding</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value per share</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
<td class="nump">50,000,000<span></span>
</td>
<td class="nump">50,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
<td class="nump">22,510,890<span></span>
</td>
<td class="nump">22,507,890<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
<td class="nump">22,510,890<span></span>
</td>
<td class="nump">22,507,890<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A valuation allowance for financing receivables that are expected to be uncollectible.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=73530178&amp;loc=d3e59706-112781<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Mortgage-Backed Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfFinancialPositionAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfFinancialPositionAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6852942784">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF INCOME - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST AND DIVIDEND INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans receivable</a></td>
<td class="nump">$ 31,609<span></span>
</td>
<td class="nump">$ 27,795<span></span>
</td>
<td class="nump">$ 25,896<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Interest on investment securities - taxable</a></td>
<td class="nump">3,550<span></span>
</td>
<td class="nump">2,709<span></span>
</td>
<td class="nump">2,274<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Interest on investment securities - nontaxable</a></td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other interest and dividends</a></td>
<td class="nump">443<span></span>
</td>
<td class="nump">444<span></span>
</td>
<td class="nump">456<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest and dividend income</a></td>
<td class="nump">35,627<span></span>
</td>
<td class="nump">30,948<span></span>
</td>
<td class="nump">28,626<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td>
<td class="nump">1,151<span></span>
</td>
<td class="nump">1,173<span></span>
</td>
<td class="nump">1,326<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseBorrowings', window );">Interest on borrowings</a></td>
<td class="nump">718<span></span>
</td>
<td class="nump">569<span></span>
</td>
<td class="nump">590<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">1,869<span></span>
</td>
<td class="nump">1,742<span></span>
</td>
<td class="nump">1,916<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">33,758<span></span>
</td>
<td class="nump">29,206<span></span>
</td>
<td class="nump">26,710<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Recapture of loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,150)<span></span>
</td>
<td class="num">(1,800)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after recapture of loan losses</a></td>
<td class="nump">33,758<span></span>
</td>
<td class="nump">30,356<span></span>
</td>
<td class="nump">28,510<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NON-INTEREST INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Fees and service charges</a></td>
<td class="nump">5,177<span></span>
</td>
<td class="nump">4,846<span></span>
</td>
<td class="nump">4,317<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetManagementFees1', window );">Asset management fees</a></td>
<td class="nump">2,988<span></span>
</td>
<td class="nump">3,212<span></span>
</td>
<td class="nump">2,975<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gains on sales of loans held for sale</a></td>
<td class="nump">656<span></span>
</td>
<td class="nump">525<span></span>
</td>
<td class="nump">596<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">BOLI</a></td>
<td class="nump">760<span></span>
</td>
<td class="nump">770<span></span>
</td>
<td class="nump">716<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other, net</a></td>
<td class="nump">433<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">271<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income, net</a></td>
<td class="nump">10,014<span></span>
</td>
<td class="nump">9,375<span></span>
</td>
<td class="nump">8,875<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NON-INTEREST EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="nump">19,356<span></span>
</td>
<td class="nump">17,694<span></span>
</td>
<td class="nump">17,805<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and depreciation</a></td>
<td class="nump">4,819<span></span>
</td>
<td class="nump">4,727<span></span>
</td>
<td class="nump">4,778<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing</a></td>
<td class="nump">2,111<span></span>
</td>
<td class="nump">1,775<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of CDI</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingAndAdvertisingExpense', window );">Advertising and marketing</a></td>
<td class="nump">754<span></span>
</td>
<td class="nump">669<span></span>
</td>
<td class="nump">628<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC insurance premium</a></td>
<td class="nump">356<span></span>
</td>
<td class="nump">500<span></span>
</td>
<td class="nump">627<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExciseAndSalesTaxes', window );">State and local taxes</a></td>
<td class="nump">609<span></span>
</td>
<td class="nump">510<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommunicationsAndInformationTechnology', window );">Telecommunications</a></td>
<td class="nump">317<span></span>
</td>
<td class="nump">292<span></span>
</td>
<td class="nump">295<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
<td class="nump">1,628<span></span>
</td>
<td class="nump">904<span></span>
</td>
<td class="nump">1,089<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LitigationSettlementExpense', window );">Litigation settlement</a></td>
<td class="nump">500<span></span>
</td>
<td class="nump">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Real estate owned</a></td>
<td class="nump">54<span></span>
</td>
<td class="nump">567<span></span>
</td>
<td class="nump">994<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
<td class="nump">2,450<span></span>
</td>
<td class="nump">2,207<span></span>
</td>
<td class="nump">2,138<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
<td class="nump">32,981<span></span>
</td>
<td class="nump">29,947<span></span>
</td>
<td class="nump">30,744<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">INCOME BEFORE INCOME TAXES</a></td>
<td class="nump">10,791<span></span>
</td>
<td class="nump">9,784<span></span>
</td>
<td class="nump">6,641<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">PROVISION FOR INCOME TAXES</a></td>
<td class="nump">3,387<span></span>
</td>
<td class="nump">3,426<span></span>
</td>
<td class="nump">2,150<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">$ 7,404<span></span>
</td>
<td class="nump">$ 6,358<span></span>
</td>
<td class="nump">$ 4,491<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings per common share:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic (in dollars per share)</a></td>
<td class="nump">$ 0.33<span></span>
</td>
<td class="nump">$ 0.28<span></span>
</td>
<td class="nump">$ 0.20<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted EPS (in dollars per share)</a></td>
<td class="nump">$ 0.33<span></span>
</td>
<td class="nump">$ 0.28<span></span>
</td>
<td class="nump">$ 0.20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract', window );"><strong>Weighted average number of shares outstanding:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Basic (in shares)</a></td>
<td class="nump">22,478,306<span></span>
</td>
<td class="nump">22,450,252<span></span>
</td>
<td class="nump">22,392,744<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Diluted (in shares)</a></td>
<td class="nump">22,548,340<span></span>
</td>
<td class="nump">22,494,151<span></span>
</td>
<td class="nump">22,431,839<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetManagementFees1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of fixed fee revenue for the management of an investment fund portfolio. Excludes investment advisory, distribution and servicing, and performance fees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetManagementFees1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommunicationsAndInformationTechnology">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense in the period for communications and data processing expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommunicationsAndInformationTechnology</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=65016374&amp;loc=d3e4984-109258<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExciseAndSalesTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of excise and sales taxes included in sales and revenues, which are then deducted as a cost of sales. Includes excise taxes, which are applied to specific types of transactions or items (such as gasoline or alcohol); and sales, use and value added taxes, which are applied to a broad class of revenue-producing transactions involving a wide range of goods and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 605<br> -SubTopic 45<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=68080631&amp;loc=d3e61097-111654<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExciseAndSalesTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalDepositInsuranceCorporationPremiumExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13 (d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FeesAndCommissionsDepositorAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ForeclosedRealEstateExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses incurred in the period for information technology and data processing products and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationTechnologyAndDataProcessing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=64930785&amp;loc=d3e28555-108399<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all borrowings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.7,8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesTaxExempt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesTaxable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LitigationSettlementExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of litigation expense, including but not limited to legal, forensic, accounting, and investigative fees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LitigationSettlementExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingAndAdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total expense recognized in the period for promotion, public relations, and brand or product advertising.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketingAndAdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue earned, classified as other, excluding interest income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-03(1)(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20187-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOtherOperatingIncome</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherInterestAndDividendIncome</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of noninterest expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 225<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (k)<br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1505-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1448-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Weighted-Average Number of Common Shares Outstanding<br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6846390400">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
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<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statements of Comprehensive Income</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 7,404<span></span>
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<td class="nump">$ 6,358<span></span>
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<td class="nump">$ 4,491<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss):</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Net unrealized holding gain (loss) from available for sale investment securities arising during the period, net of tax of $1,581, ($203) and ($778), respectively</a></td>
<td class="num">(2,872)<span></span>
</td>
<td class="nump">321<span></span>
</td>
<td class="nump">1,513<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities', window );">Reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income, net of tax of ($85), $0 and $0, respectively</a></td>
<td class="nump">155<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustment of net gain from sale of available for sale investment securities included in income, net of tax of $29, $0 and $54, respectively</a></td>
<td class="num">(53)<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="num">(104)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Total other comprehensive income (loss), net</a></td>
<td class="num">(2,770)<span></span>
</td>
<td class="nump">321<span></span>
</td>
<td class="nump">1,409<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToNoncontrollingInterest', window );">Noncontrolling interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
<td class="nump">$ 4,634<span></span>
</td>
<td class="nump">$ 6,726<span></span>
</td>
<td class="nump">$ 5,965<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831223<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=d3e557-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=64809438&amp;loc=SL4573702-111684<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4569643-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4569616-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToNoncontrollingInterest</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=64809438&amp;loc=SL4573702-111684<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4569616-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4569643-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27357-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=d3e637-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=d3e689-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</td>
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<td><strong> Data Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other than temporary impairment (OTTI) loss on investment in available-for-sale debt security, recognized in other comprehensive loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 35<br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e25362-111560<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6833826192">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
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<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss', window );">Tax effect of unrealized holding gain (loss) from available for sale securities</a></td>
<td class="nump">$ 1,581<span></span>
</td>
<td class="num">$ (203)<span></span>
</td>
<td class="num">$ (778)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities', window );">Tax effect of reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income</a></td>
<td class="num">(85)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Tax effect of reclassification adjustment of net gain from sale of available for sale investment securities included in income</a></td>
<td class="nump">$ 29<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 54<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the tax effects occurring during the period which are related to the net unrealized gain (loss) resulting from changes in the fair [carrying] value during the period of available-for-sale securities. Such tax affects would have been charged or credited directly to other comprehensive income or to related components of shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65896914&amp;loc=d3e39076-109324<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27357-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27357-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax (expense) benefit of other than temporary impairment (OTTI) on investment in available-for-sale debt security, recognized in other comprehensive loss, attributable to the parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6850072976">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Common Stock</div></th>
<th class="th"><div>Additional Paid-In Capital</div></th>
<th class="th"><div>Retained Earnings</div></th>
<th class="th"><div>Unearned Shares Issued to ESOP</div></th>
<th class="th"><div>Accumulated Other Comprehensive Income (Loss)</div></th>
<th class="th"><div>Noncontrolling Interest</div></th>
<th class="th"><div>Total</div></th>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2014</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">$ 65,195<span></span>
</td>
<td class="nump">$ 33,592<span></span>
</td>
<td class="num">$ (387)<span></span>
</td>
<td class="num">$ (647)<span></span>
</td>
<td class="nump">$ 471<span></span>
</td>
<td class="nump">$ 98,449<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2014</a></td>
<td class="nump">22,471,890<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,491<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividend on common stock ($0.08, $0.065 and $0.01125 per share for MARCH 31, 2017, 2016 and 2015, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(253)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(253)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 48<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercise of stock options (in shares)</a></td>
<td class="nump">18,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">26<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfESOPAward', window );">Earned ESOP shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">103<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">102<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss), net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,409<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,409<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossAttributableToNoncontrollingInterest', window );">Noncontrolling interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">65<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2015</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">65,268<span></span>
</td>
<td class="nump">37,830<span></span>
</td>
<td class="num">(284)<span></span>
</td>
<td class="nump">762<span></span>
</td>
<td class="nump">536<span></span>
</td>
<td class="nump">104,337<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2015</a></td>
<td class="nump">22,489,890<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,358<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,358<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MinorityInterestDecreaseFromRedemptions', window );">Purchase of subsidiary shares from noncontrolling interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(919)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(583)<span></span>
</td>
<td class="num">(1,502)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividend on common stock ($0.08, $0.065 and $0.01125 per share for MARCH 31, 2017, 2016 and 2015, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,460)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,460)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercise of stock options (in shares)</a></td>
<td class="nump">18,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfESOPAward', window );">Earned ESOP shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">103<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 110<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss), net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">321<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">321<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossAttributableToNoncontrollingInterest', window );">Noncontrolling interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 47<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2016</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">64,418<span></span>
</td>
<td class="nump">42,728<span></span>
</td>
<td class="num">(181)<span></span>
</td>
<td class="nump">1,083<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">108,273<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2016</a></td>
<td class="nump">22,507,890<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,404<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividend on common stock ($0.08, $0.065 and $0.01125 per share for MARCH 31, 2017, 2016 and 2015, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,797)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,797)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercise of stock options (in shares)</a></td>
<td class="nump">3,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfESOPAward', window );">Earned ESOP shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">39<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 143<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss), net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,770)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,770)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2017</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">$ 64,468<span></span>
</td>
<td class="nump">$ 48,335<span></span>
</td>
<td class="num">$ (77)<span></span>
</td>
<td class="num">$ (1,687)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 111,264<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2017</a></td>
<td class="nump">22,510,890<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the amount of recognized equity-based compensation related to stock options during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfESOPAward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of shares committed to be released under an Employee Stock Ownership Plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 25<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=65888597&amp;loc=d3e16721-113920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfESOPAward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid cash dividends declared for classes of stock, for example, but not limited to, common and preferred.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of Income (Loss) attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInStockholdersEquityRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterestDecreaseFromRedemptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Decrease in noncontrolling interest (for example, but not limited to, redeeming or purchasing the interests of noncontrolling shareholders, issuance of shares (interests) by the non-wholly owned subsidiary to the parent entity for other than cash, and a buyback of shares (interest) by the non-wholly owned subsidiary from the noncontrolling interests).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 23<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4569655-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4616395-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterestDecreaseFromRedemptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=SL7669619-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=66004124&amp;loc=SL7669625-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=66004921&amp;loc=d3e1436-108581<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4K<br> -URI http://asc.fasb.org/extlink&amp;oid=65897068&amp;loc=SL4591552-111686<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4569616-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=64809438&amp;loc=SL4573702-111684<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4J<br> -URI http://asc.fasb.org/extlink&amp;oid=65897068&amp;loc=SL4591551-111686<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=64809438&amp;loc=SL4573702-111684<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued which are neither cancelled nor held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of stock issued as a result of the exercise of stock options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4I<br> -URI http://asc.fasb.org/extlink&amp;oid=65897068&amp;loc=SL4590271-111686<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4568740-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=68079674&amp;loc=SL4568447-111683<br></p></div>
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<tr>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
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<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Dividend per share</a></td>
<td class="nump">$ 0.08<span></span>
</td>
<td class="nump">$ 0.065<span></span>
</td>
<td class="nump">$ 0.01125<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends paid during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareCashPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfStockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6853526160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 7,404<span></span>
</td>
<td class="nump">$ 6,358<span></span>
</td>
<td class="nump">$ 4,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAmortizationAndAccretionNet', window );">Depreciation and amortization</a></td>
<td class="nump">3,436<span></span>
</td>
<td class="nump">3,294<span></span>
</td>
<td class="nump">3,283<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Recapture of loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,150)<span></span>
</td>
<td class="num">(1,800)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Provision for deferred income taxes</a></td>
<td class="nump">3,103<span></span>
</td>
<td class="nump">3,175<span></span>
</td>
<td class="nump">2,140<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoncashExpense', window );">Expense related to ESOP</a></td>
<td class="nump">143<span></span>
</td>
<td class="nump">110<span></span>
</td>
<td class="nump">102<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInLoansDeferredIncome', window );">Increase in deferred loan origination fees, net of amortization</a></td>
<td class="nump">543<span></span>
</td>
<td class="nump">585<span></span>
</td>
<td class="nump">190<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale', window );">Origination of loans held for sale</a></td>
<td class="num">(21,032)<span></span>
</td>
<td class="num">(15,768)<span></span>
</td>
<td class="num">(17,991)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sales of loans held for sale</a></td>
<td class="nump">21,477<span></span>
</td>
<td class="nump">16,398<span></span>
</td>
<td class="nump">18,673<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease', window );">Writedown of real estate owned</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">369<span></span>
</td>
<td class="nump">715<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Loss on impairment of investment security</a></td>
<td class="nump">240<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherAssets', window );">Net gains on loans held for sale, sales and transfer of real estate owned, sales of investment securities and sales of premises and equipment</a></td>
<td class="num">(731)<span></span>
</td>
<td class="num">(321)<span></span>
</td>
<td class="num">(663)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Income from BOLI</a></td>
<td class="num">(760)<span></span>
</td>
<td class="num">(770)<span></span>
</td>
<td class="num">(716)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue', window );">BOLI death benefit in excess of cash surrender value</a></td>
<td class="num">(423)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract', window );"><strong>Changes in certain other assets and liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
<td class="num">(369)<span></span>
</td>
<td class="num">(239)<span></span>
</td>
<td class="num">(161)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td>
<td class="num">(291)<span></span>
</td>
<td class="num">(245)<span></span>
</td>
<td class="num">(303)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">5,538<span></span>
</td>
<td class="num">(718)<span></span>
</td>
<td class="num">(2,424)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="nump">18,308<span></span>
</td>
<td class="nump">11,078<span></span>
</td>
<td class="nump">5,562<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Loan originations, net</a></td>
<td class="num">(37,352)<span></span>
</td>
<td class="num">(30,686)<span></span>
</td>
<td class="num">(24,270)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases', window );">Purchases of loans receivable</a></td>
<td class="num">(5,746)<span></span>
</td>
<td class="num">(15,618)<span></span>
</td>
<td class="num">(22,864)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Principal repayments on investment securities available for sale</a></td>
<td class="nump">29,782<span></span>
</td>
<td class="nump">21,860<span></span>
</td>
<td class="nump">18,553<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchase of investment securities available for sale</a></td>
<td class="num">(92,418)<span></span>
</td>
<td class="num">(60,679)<span></span>
</td>
<td class="num">(52,199)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Proceeds from calls, maturities, and sales of investment securities available for sale</a></td>
<td class="nump">7,261<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24,205<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Principal repayments on investment securities held to maturity</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of premises and equipment and capitalized software</a></td>
<td class="num">(598)<span></span>
</td>
<td class="num">(366)<span></span>
</td>
<td class="num">(464)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment', window );">Redemption of certificates of deposit held for investment, net</a></td>
<td class="nump">5,727<span></span>
</td>
<td class="nump">9,200<span></span>
</td>
<td class="nump">10,956<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">(Purchase) redemption of Federal Home Loan Bank stock, net</a></td>
<td class="num">(121)<span></span>
</td>
<td class="nump">4,864<span></span>
</td>
<td class="nump">820<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAcquiredFromAcquisition', window );">Cash acquired, net of cash consideration paid in business combination</a></td>
<td class="nump">15,116<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies', window );">Purchase of BOLI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(6,500)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli', window );">Proceeds from death benefit on BOLI</a></td>
<td class="nump">1,236<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfForeclosedAssets', window );">Proceeds from sales of real estate owned and premises and equipment</a></td>
<td class="nump">262<span></span>
</td>
<td class="nump">753<span></span>
</td>
<td class="nump">5,493<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="num">(76,840)<span></span>
</td>
<td class="num">(70,661)<span></span>
</td>
<td class="num">(46,255)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase in deposits</a></td>
<td class="nump">69,470<span></span>
</td>
<td class="nump">58,953<span></span>
</td>
<td class="nump">30,784<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToMinorityShareholders', window );">Purchase of subsidiary shares from noncontrolling interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,502)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
<td class="num">(1,799)<span></span>
</td>
<td class="num">(1,261)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromOtherShortTermDebt', window );">Proceeds from borrowings</a></td>
<td class="nump">23,200<span></span>
</td>
<td class="nump">4,100<span></span>
</td>
<td class="nump">25,450<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebt', window );">Repayment of borrowings</a></td>
<td class="num">(23,200)<span></span>
</td>
<td class="num">(4,100)<span></span>
</td>
<td class="num">(25,450)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations', window );">Principal payments under capital lease obligation</a></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(42)<span></span>
</td>
<td class="num">(85)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Net increase in advance payments by borrowers</a></td>
<td class="nump">84<span></span>
</td>
<td class="nump">114<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="nump">48<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
<td class="nump">67,745<span></span>
</td>
<td class="nump">56,324<span></span>
</td>
<td class="nump">30,775<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
<td class="nump">9,213<span></span>
</td>
<td class="num">(3,259)<span></span>
</td>
<td class="num">(9,918)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</a></td>
<td class="nump">55,400<span></span>
</td>
<td class="nump">58,659<span></span>
</td>
<td class="nump">68,577<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF YEAR</a></td>
<td class="nump">64,613<span></span>
</td>
<td class="nump">55,400<span></span>
</td>
<td class="nump">58,659<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalCashFlowElementsAbstract', window );"><strong>Cash paid during the year for:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Interest</a></td>
<td class="nump">1,655<span></span>
</td>
<td class="nump">1,570<span></span>
</td>
<td class="nump">5,457<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income taxes</a></td>
<td class="nump">285<span></span>
</td>
<td class="nump">239<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>NONCASH INVESTING AND FINANCING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableCurrentAndNoncurrent', window );">Dividends declared and accrued in other liabilities</a></td>
<td class="nump">450<span></span>
</td>
<td class="nump">452<span></span>
</td>
<td class="nump">253<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferToOtherRealEstate', window );">Transfer of loans to real estate owned</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">298<span></span>
</td>
<td class="nump">1,512<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Transfer of real estate owned to loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,333<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeaseObligationsIncurred', window );">Adjustment to capital lease obligations and premises and equipment due to lease modification</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">241<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_OtherComprehensiveIncomeLoss', window );">Other comprehensive income (loss)</a></td>
<td class="num">(4,295)<span></span>
</td>
<td class="nump">524<span></span>
</td>
<td class="nump">2,133<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther', window );">Income tax effect related to other comprehensive income (loss)</a></td>
<td class="nump">1,525<span></span>
</td>
<td class="num">$ (203)<span></span>
</td>
<td class="num">$ (724)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract', window );"><strong>Business combinations (See Note 3)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOfAssetsAcquired', window );">Fair value of assets acquired</a></td>
<td class="num">(145,386)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAssumed1', window );">Fair value of liabilities assumed</a></td>
<td class="nump">$ 134,810<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>It represents amount related to BOLI death benefit in excess of cash surrender value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_OtherComprehensiveIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of other comprehensive income (loss) in noncash investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_OtherComprehensiveIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represent payments for proceeds from death benefit on BOLI.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PaymentsForProceedsFromDeathBenefitOnBoli</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents cash inflow associated with the redemption of certificates of deposit held for investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalCashFlowElementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalCashFlowElementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeaseObligationsIncurred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase during the period in capital lease obligations due to entering into new capital leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeaseObligationsIncurred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAcquiredFromAcquisition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAcquiredFromAcquisition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49171198&amp;loc=d3e33268-110906<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAmortizationAndAccretionNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationAmortizationAndAccretionNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOfAssetsAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of assets acquired in noncash investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOfAssetsAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The tax effect of items occurring during the period that have been charged or credited directly to components of shareholders' equity and are not otherwise defined.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=65896914&amp;loc=d3e39076-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in obligations incurred but not paid, and operating obligations classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in prepayments received from borrowers for taxes and insurance remitted to the appropriate tax authority or insurer on behalf of the borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3095-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInLoansDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in net unamortized loan origination fees and other fees that are collected at origination but recorded as income over the life of the loan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInLoansDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in prepaid expenses, and assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for interest during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of liabilities assumed in noncash investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoncashExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense or loss included in net income that result in no cash flow, classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoncashExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8B<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=SL6284393-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3367-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 55<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=34726456&amp;loc=d3e60097-112785<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3461-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for other changes, net, in the loan and lease balances held for investment purposes that are not separately disclosed. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromOtherLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for payments to purchase life insurance policies for which the entity is the beneficiary.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireLifeInsurancePolicies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToMinorityShareholders">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to a noncontrolling interest. Includes, but not limited to, reduction of noncontrolling interest ownership. Excludes dividends paid to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToMinorityShareholders</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26853-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromOtherShortTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from short-term debt classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromOtherShortTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26853-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3337-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3461-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 55<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=34726456&amp;loc=d3e60097-112785<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3255-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Increase or Decrease in the real estate owned valuation allowance for period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow during the period from the repayment of aggregate short-term and long-term debt. Excludes payment of capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow during the period from the repayment of aggregate short-term and long-term debt and payment of capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value transferred out of real estate owned (REO) in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferOfOtherRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferToOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value transferred from mortgage loans to real estate owned (REO) in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferToOtherRealEstate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6842587376">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</a></td>
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<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
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<td style="width: 36pt; vertical-align: top;">
<div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><font style="font-family: times new roman,times;">1.</font></div>
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<div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><font style="font-family: times new roman,times;">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</font></div>
</td>
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</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principles of Consolidation</font>&#160;&#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). Effective May 24, 2016, Riverview Asset Management Corp. changed its name to Riverview Trust Company. All inter-company transactions and balances have been eliminated in consolidation. As of March 31, 2015, a noncontrolling interest owner held a 10% interest in the Trust Company. During December 2015, the Trust Company repurchased all the remaining shares held by its noncontrolling interest owner. The purchase price of these shares was based on two third party appraisals of the Trust Company. Upon repurchase these shares were retired. This transaction resulted in the Bank's ownership of the Trust Company increasing from 90% at March 31, 2015 to 100% at March 31, 2016.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">On September 29, 2016, Riverview Bancorp, Inc. and Riverview Community Bank entered into a Purchase and Assumption Agreement ("MBank transaction") with Merchants Bancorp and its wholly owned subsidiary, MBank, of Gresham, Oregon under which Riverview Community Bank purchased certain assets and assumed certain liabilities of MBank in a cash transaction.&#160;As part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities.&#160;The transaction was completed on February 17, 2017. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of the acquisition date. See Note 3 for additional discussion.</font></div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust preferred securities (see Note 11). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nature of Operations</font>&#160;&#8211; The Bank is a community-oriented financial institution which operates 19 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services.</font></div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business segments</font>&#160;&#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Use of Estimates in the Preparation of Financial Statements</font>&#160;&#8211; The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cash and Cash Equivalents</font>&#160;&#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Certificates of Deposit Held for Investment&#160;</font>&#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.</font><br style="line-height: 7.4pt;"  />&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Held for Sale</font>&#160;&#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment Securities&#160;</font>&#8211; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses on investment securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Investment securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investment securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investment securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner.</font></div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">The Company analyzes investment securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment security, any noncredit component losses are recognized and are reported in non-interest income.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Receivable</font>&#160;&#8211; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Acquired Loans&#160;</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#8211;</font>&#160;Purchased loans, including loans acquired in business combinations, are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company determined there were no PCI loans acquired in connection with the MBank transaction.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</font>&#160;&#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.</font></div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</font></div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Unfunded Loan Commitments&#160;</font>&#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate Owned ("REO")</font>&#160;&#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Federal Home Loan Bank Stock</font>&#160;&#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB and the Company's intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company determined there is not any OTTI on its FHLB stock at March 31, 2017.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Premises and Equipment</font>&#160;&#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &#8211; up to 45 years; furniture and equipment &#8211; three to twenty years; and leasehold improvements &#8211; fifteen to twenty-five years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">The Company's capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">MSRs &#8211;</font>&#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments: remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business Combinations, Core Deposit Intangibles and Goodwill &#8211;</font>&#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At March 31, 2017, gross CDI and accumulated amortization were approximately $1.36 million and $27,000, respectively. The estimated amortization expense for CDI in future years is estimated to be $232,000, $183,000, $160,000, $140,000, $125,000, and $495,000 for fiscal years ended March 31, 2018, 2019, 2020, 2021, 2022 and thereafter, respectively.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">BOLI&#160;</font>&#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Advertising and Marketing&#160;</font>&#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Income Taxes</font>&#160;&#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Transfer of financial assets</font>&#160;&#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Trust Assets</font>&#160;&#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $425.9 million and $389.1 million were held in trust as of March 31, 2017 and 2016, respectively.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Earnings Per Share&#160;</font>&#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Stock-Based Compensation&#160;</font>&#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ESOP&#160;</font>&#8211; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">New Accounting Pronouncements</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;&#8211;</font>&#160;In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers" ("ASU 2014-09"). ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company's primary source of revenue is interest income, which is recognized when earned and is deemed to be in compliance with this ASU. Accordingly, the adoption of ASU 2014-09 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). The main provisions of ASU 2016-01 address the valuation and impairment of certain equity investments along with simplified disclosures about those investments. Equity securities with readily determinable fair values will be treated in the same manner as other financial instruments. ASU 2016-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of ASU 2016-01 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term on a generally straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. The effect of the adoption of ASU 2016-02 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. At this time, we anticipate the allowance for loan losses will increase as a result of the implementation of this ASU. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and expects to begin developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">In January 2017, the FASB issued ASU 2017-04, "Intangibles &#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 will be effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for all significant accounting policies of the reporting entity.</p></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831064896">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RESTRICTED ASSETS<br></strong></div></th>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Regulations of the Board of Governors of the Federal Reserve System require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB") based on a percentage of deposits. The amounts of such balances as of March 31, 2017 and 2016 were $2.5 million and $1.0 million, respectively, which were in compliance with the minimum reserve requirements.</div><span></span>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6842605232">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS<br></strong></div></th>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">BUSINESS COMBINATIONS</div>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">On February 17, 2017, the Company acquired certain assets and assumed certain liabilities of Merchants Bancorp and its wholly owned subsidiary, MBank. MBank provided community banking services to individuals and businesses from banking offices in the Portland, Oregon metropolitan area. As a result of the transaction, the Company has increased its presence in the Portland, Oregon metropolitan area and further diversified its loan, customer and deposit base. Total consideration paid under the MBank transaction consisted of $12.1 million in cash. There were no transfers of common stock or other equity instruments in connection with the MBank transaction, and the Company did not obtain any equity interests in Merchants Bancorp or MBank.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The acquired assets and assumed liabilities were recorded on the Company's consolidated balance sheets at their estimated fair values as of the February 17, 2017 transaction date, and the related results of operations have been included in the Company's consolidated statements of income since the transaction date. The excess of the consideration transferred over the fair value of the identifiable net assets acquired was recorded as goodwill. The goodwill arising from the transaction consists largely of the synergies and economies of scale expected from combining the operations of the Company and the acquired business.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In most instances, determining the estimated fair values of the acquired assets and assumed liabilities requires the Company to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at the appropriate rate of interest. Differences may arise between contractually required payments and the expected cash flows at the acquisition date due to items such as estimated credit losses, prepayments or early withdrawals, and other factors. The most significant of those determinations relates to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. In accordance with GAAP, there was no carry-over of MBank's previously established allowance for loan losses. Goodwill is expected to be fully deductible for income tax purposes as, under the terms of the MBank transaction, the Company purchased certain assets and assumed certain liabilities of MBank but did not acquire any equity or other ownership interests.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table summarizes the fair value of consideration transferred, the estimated fair values of assets acquired and liabilities assumed as of the acquisition date, and the resulting goodwill relating to the transaction (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="ze699ff305e934acb9f888353ed8a9dbb" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">At February 17, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Book</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Adjustment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Cash consideration transferred</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,080</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Recognized amounts of identifiable assets acquired and liabilities assumed</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Identifiable assets acquired</div>
</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,196</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,196</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Loans receivable</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">115,283</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">112,025</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">CDI</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Premises and equipment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,769</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">399</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,168</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued interest receivable and other assets</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">431</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable assets acquired</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146,792</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,406</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145,386</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Liabilities assumed</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Deposits</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,572</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">235</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,807</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
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</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">293</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">23</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">316</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total liabilities assumed</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,020</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">134,810</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable net assets</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,772</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(196</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,576</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 973px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Goodwill recognized</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
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<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The acquired loan portfolio was valued using Level 3 inputs (see Note 17) and included the use of present value techniques, including cash flow estimates and incorporated assumptions that the Company believes marketplace participants would use in estimating fair values.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<div style="line-height: 7.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended March 31,</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unaudited Pro Forma</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,290</div>
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<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 112px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45,261</div>
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<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 113px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,277</div>
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<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 112px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,260</div>
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<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table shows the impact of the acquisition-related expenses related to the MBank transaction for the periods indicated to the various components of noninterest expense (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
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<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="width: 1033px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 1033px; vertical-align: top;" valign="bottom">
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<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 1033px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Professional fees</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">653</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 1033px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total impact of acquisition related costs to noninterest expense</div>
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<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">748</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831064896">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INVESTMENT SECURITIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">INVESTMENT SECURITIES</a></td>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">4.</div>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">INVESTMENT SECURITIES</div>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The amortized cost and approximate fair value of investment securities consisted of the following at the dates indicated (in thousands):</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Gains</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Losses</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Available for sale:</div>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,936</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,993</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">18</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(203</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,808</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,510</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(399</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,742</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">111</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,611</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,649</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(848</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,816</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">202,830</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">193</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,809</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Available for sale:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Trust preferred</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,919</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,520</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(14</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,293</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">632</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,924</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">980</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(31</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,875</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">185</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,036</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,011</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,860</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(181</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="16">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="16">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The contractual maturities of investment securities as of March 31, 2017 are as follows (in thousands):</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd6b417bf07ae4d00a7bf281682b859eb" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Available for Sale</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Held to Maturity</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after one year through five years</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,455</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after five years through ten years</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,852</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,350</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">58</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">59</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after ten years</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,491</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">202,830</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Expected maturities of investment securities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The fair value of temporarily impaired investment securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z8fc07811f92c448083b32c1e572bd51a" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Less than 12 months</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12 months or longer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2017</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Municipal securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,785</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(203</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,785</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(203</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(399</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(399</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,388</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,232</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">602</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(10</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,990</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,754</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(803</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,840</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(45</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,594</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(848</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">161,967</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,754</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,442</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(55</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">165,409</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,809</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of FHLMC, FNMA and GNMA issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of SBA issued and CRE secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="dspfpagebreakarea">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z87d610f3f3854959b1a4baadcc37b508" border="0" cellspacing="0" cellpadding="0">
<tr style="height: 12px;">
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="7">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="7">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="7">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Less than 12 months</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12 months or longer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2016</u></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
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</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Trust preferred</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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</td>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,508</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,991</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(8</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,499</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(14</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,636</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,636</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">831</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(10</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,051</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(21</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(31</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,891</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,229</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,120</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,866</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(23</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,079</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(158</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20,945</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(181</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 16px;">
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of SBA issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2016, the Company's trust preferred securities consisted of a single collateralized debt obligation secured by a pool of trust preferred securities issued by other bank holding companies. The Company held the mezzanine tranche of this security. During the year ended March 31, 2017, the collateralized debt obligation was liquidated and the Company received $1.8 million in proceeds from the liquidation which resulted in a realized gain of $82,000. For the year ended March 31, 2017, the Company recognized OTTI charges of $240,000 on this collateralized debt obligation.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The unrealized losses on the Company's investment securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of these securities to recover as the securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that these securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management's evaluation and intent, the unrealized losses related to the investment securities in the above tables are considered temporary.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Gross realized gains on sales of investment securities available for sale totaled $82,000 for the year ended March 31, 2017, which was related to the collateralized debt obligation and the gross realized gain was recorded in other non-interest income in the 2017 consolidated statement of income. The income tax of $29,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2017. The Company had no sales and realized no gains or losses on sales of investment securities for the year ended March 31, 2016. Gross realized gains on sales of investment securities available for sale totaled $158,000 for the year ended March 31, 2015 and the gross realized gain was recorded in other non-interest income in the 2015 consolidated statement of income. The income tax of $54,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2015.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Investment securities available for sale with an amortized cost of $11.1 million and $10.2 million and a fair value of $11.1 million and $10.3 million at March 31, 2017 and 2016, respectively, were pledged as collateral for government public funds held by the Bank. Investment securities held to maturity with an amortized cost of $20,000 and $23,000 and a fair value of $--20,000 and $24,000 at March 31, 2017 and 2016, respectively, were pledged as collateral for government public funds held by the Bank.</div><span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for  investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -Glossary Debt Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27290-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -Glossary Equity Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27357-111563<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27405-111563<br></p></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6842616800">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock', window );">LOANS RECEIVABLE</a></td>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">5.</div>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">LOANS RECEIVABLE</div>
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<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
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<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
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<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
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<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
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<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
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<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times,
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<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,189</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">495,655</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate one-to-four family</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,865</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88,780</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other installment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,378</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,384</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times
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<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total loans</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less: Allowance for loan losses</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent:
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</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">768,904</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">614,934</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;Consists primarily of purchased automobile loans totaling $23.6 million and $37.4 million at March 31, 2017 and 2016, respectively.</font></div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color:
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<div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">841</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,233</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">854</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Originations</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">53</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">511</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Principal repayments</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(210</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(445</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(132</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">859</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">841</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,233</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Loan segment risk characteristics:</u></font>&#160;The Company considers its loan classes to be the same as its loan segments. The following are loan segment risk characteristics of the Company's loan portfolio:</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px;
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Commercial business</u></font>&#160;&#8211; Commercial business loans are primarily made based on the operating cash flows of the borrower or conversion of working capital assets to cash and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers may be volatile and the value of the collateral securing these loans may be difficult to measure. Most commercial business loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and generally include a personal guarantee based on a review of personal financial statements. The Company will extend some short-term loans on an unsecured basis to highly qualified borrowers. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of a borrower default is often an insufficient source of repayment, because accounts receivable may be uncollectible and inventories and equipment may be obsolete or of limited use. Accordingly, the repayment of a commercial business loan depends primarily on the credit-worthiness of the borrower (and any guarantors), while the liquidation of collateral is a secondary and potentially insufficient source of repayment. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the management of the business and the credit-worthiness of the borrowers and the guarantors.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Commercial real estate</u></font>&#160;&#8211; The Company originates commercial real estate loans within its primary market areas secured by properties such as office buildings, warehouse/industrial, retail, assisted living, single purpose facilities, and other commercial properties. These are cash flow loans that share characteristics of both real estate and commercial business loans. The primary source of repayment is cash flow from the operation of the collateral property and secondarily through liquidation of the collateral. These loans are generally higher risk than other classifications of loans in that they typically involve higher loan amounts, are dependent on the management experience of the owners, and may be adversely affected by conditions in the real estate market or the economy. Owner-occupied commercial real estate loans are generally of lower credit risk than non-owner occupied commercial real estate loans as the borrowers' businesses are likely dependent on the properties. Underwriting for these loans is primarily dependent on the repayment capacity derived from the operation of the occupying business rather than rents paid by third-parties. The Company attempts to mitigate these risks by generally limiting the maximum loan-to-value ratio to 65%-80% depending on the property type and scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Land</u></font>&#160;&#8211; The Company has historically originated loans for the acquisition of raw land upon which the purchaser can then build or make improvements necessary to build or sell as improved lots. Currently, the Company is originating new land loans on a limited basis. Loans secured by undeveloped land or improved lots involve greater risks than one-to-four family residential mortgage loans because these loans are more difficult to evaluate. If the estimate of value proves to be inaccurate, in the event of default or foreclosure, the Company may incur a loss. The Company attempts to minimize this risk by generally limiting the maximum loan-to-value ratio on raw land loans to 65% and on improved land loans to 75%.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing:
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Multi-family</u></font>&#160;&#8211; The Company originates loans secured by multi-family dwelling units (more than four units). These loans involve a greater degree of risk than one-to-four family residential mortgage loans as these loans are usually greater in amount, dependent on the cash flow capacity of the project, and they are more difficult to evaluate and monitor. Repayment of loans secured by multi-family properties typically depends on the successful operation and management of the properties. Consequently, repayment of such loans may be affected by adverse conditions in the real estate market or economy. The Company attempts to mitigate these risks by thoroughly evaluating the global financial condition of the borrower, the management experience of the borrower, and the quality of the collateral property securing the loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Real estate construction-</u></font>&#160;&#8211; The Company originates construction loans for one-to-four family residential, multi-family, and commercial real estate properties. The one-to-four family residential construction loans include construction of consumer custom homes whereby the home buyer is the borrower as well as speculative and presold loans for home builders. Speculative one-to four-family construction loans are loans for which the home builder does not have, at the time of the loan origination, a signed contract with a home buyer who has a commitment for permanent financing with the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period. Multi-family construction loans are originated to construct apartment buildings and condominium projects. Commercial construction loans are originated to construct properties such as office buildings, retail rental space and mini-storage facilities, and assisted living facilities. All construction loans are short-term and generally the rate is variable in nature. Construction lending can involve a higher level of risk than other types of lending because funds are advanced based on a prospective value of the project at completion, the total estimated construction cost of the project, and the borrowers' equity at risk. Additionally, the repayment of the loan is conditional on the success of the ultimate project which is subject to interest rate changes, governmental regulations, general economic conditions and the ability of the borrower to sell or lease the property or refinance the indebtedness. If the Company's estimate of the value of a project at completion proves to be overstated, it may have inadequate security for repayment of the loan and may incur a loss if the borrower does not repay the loan. Projects may also be jeopardized by disagreements between borrowers and builders and by the failure of builders to pay subcontractors. Loans to construct homes for which no purchaser has been identified carry more risk because the payoff for the loan depends on the builder's ability to sell the property prior to the time that the construction loan is due. Although the nature of real estate construction loans is such that they are generally more difficult to evaluate and monitor, the Company attempts to closely monitor the construction project by on-site inspections. The Company also attempts to mitigate the risks of construction lending by adhering to its underwriting policies, disbursement procedures and monitoring practices.</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Real estate one-to-four family</u></font>&#160;&#8211; The Company originates both fixed-rate and adjustable-rate loans secured by one- to-four family residences located in its primary market areas. The majority of the fixed-rate one-to-four family loans are sold in the secondary market for asset/liability management purposes and to generate non-interest income. The Company's lending policies generally limit the maximum loan-to-value on one-to-four family loans to 80% of the lesser of the appraised value or the purchase price. However, the Company usually obtains private mortgage
 insurance on the portion of the principal amount that exceeds 80% of the appraised value of the property. Terms of maturity typically range from 15 to 30 years. The Company also originates home equity lines of credit and second mortgage loans. Home equity lines of credit and second mortgage loans have a greater credit risk than one-to-four family residential mortgage loans because they are secured by mortgages subordinated to the existing first mortgage on the property, which may or may not be held by the Company. The Company attempts to mitigate residential lending risks by adhering to its underwriting policies in evaluating the collateral and the credit-worthiness of the borrower.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Other installment</u></font>&#160;&#8211; The Company originates other consumer loans, which include automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans and unsecured loans. As of March 31, 2017 and 2016, other installment loans primarily consist of purchased automobile loans. These purchased automobile loans are originated through a single dealership group located outside the Company's primary market area. The collateral for these purchased automobile loans is comprised of a mix of used automobiles. These loans are purchased with servicing retained by the seller. Other consumer loans generally have shorter terms to maturity than mortgage loans. Other consumer loans generally involve a greater degree of risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by rapidly depreciating assets such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the credit-worthiness of the borrower.</div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES<br></strong></div></th>
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<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
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<tr>
<td style="width: 36pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">6.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ALLOWANCE FOR LOAN LOSSES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present a reconciliation of the allowance for loan losses for the periods indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Land</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Multi-</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Family</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate Construction</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Consumer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unallocated</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(121</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">926</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(558</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(415</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(340</div>
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<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(458</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">492</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new
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</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,101</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
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<td style="font-style: normal; font-family: 'times new roman', times, serif; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,263</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,268</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">539</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">348</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">769</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,548</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,762</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(245</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(545</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">364</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(359</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(51</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(319</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,150</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td
 style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(274</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(274</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">331</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">180</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">547</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
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<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2015</u></div>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,409</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,269</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">340</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">203</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">387</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,653</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,290</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,551</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,060</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(768</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(72</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">382</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(164</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(263</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,800</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(120</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(233</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(464</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">271</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">170</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,263</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,268</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">539</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height:
 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">348</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">769</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,548</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,027</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,762</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present an analysis of loans receivable and the allowance for loan losses, based on impairment methodology, at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded Investment in Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times,
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</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,077</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,371</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,604</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">439,467</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42,023</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,011</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">117,768</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;
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</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,866</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">767,566</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,205</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,802</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">343,947</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,244</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
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<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,002</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,293</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">127,486</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,775</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,204</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">610,615</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Changes in the allowance for unfunded loan commitments were as follows for the periods indicated (in thousands):</div>
<div
 style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">324</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">259</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 14px;">
<td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net change in allowance for unfunded loan commitments</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">65</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(35</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">324</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">259</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present an analysis of loans by aging category at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">30-89 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">90 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Greater</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000
 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Past</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Due and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Current</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">307</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,064</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,371</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,342</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,342</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">445,729</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
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</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align:
 bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">540</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">118,703</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
</td>
<td
 style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">241</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,715</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,990</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">776,442</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
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<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size:
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,559</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,559</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">352,190</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,244</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color:
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">611</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">334</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">965</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">128,199</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">611</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,694</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,325</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">621,494</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Interest income foregone on non-accrual loans was $81,000, $112,000 and $433,000 for the years ended March 31, 2017, 2016 and 2015, respectively.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Credit quality indicators:</u></font>&#160;The Company monitors credit risk in its loan portfolio using a risk rating system (on a scale of one to nine) for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated future financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so that the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of loan portfolio risk. In determining the appropriate risk rating, the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earnings trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including
 custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days, it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company's historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan losses.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Watch</u></font>&#160;&#8211; These loans have a risk rating of 5 and are included in the "pass" rating. However, there would typically be some reason for additional management oversight, such as the borrower's recent financial setbacks and/or deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are monitored closely in an effort to correct deficiencies.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Special mention</u></font>&#160;&#8211; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the credit position at some future date. These loans pose elevated risk but their weakness does not yet justify a "Substandard" classification.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Substandard</u></font>&#160;&#8211; These loans have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a "substandard" loan has defined weaknesses which make payment default or principal exposure
 likely but not yet certain. Repayment of such loans is likely to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Doubtful</u></font>&#160;&#8211; These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and repayment may be dependent upon collateral which has value that is difficult to determine or upon some near-term event which lacks certainty.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Loss</u></font>&#160;&#8211; These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. "Loss" is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present an analysis of loans by credit quality indicators at the dates indicated (in thousands):</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Pass</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Special</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Mention</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Substandard</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Doubtful</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loss</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,063</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,195</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,371</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left;
 line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">430,923</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,426</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,722</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,156</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">547</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width:
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">118,965</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">756,388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right;
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,036</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,008</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;"
 valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">68,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">813</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">343,306</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,659</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,784</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,760</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,484</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,721</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">128,830</div>
</td>
<td style="text-align: left; padding-bottom: 2px;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">334</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">610,569</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,956</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,294</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Impaired loans:</u></font>&#160;The following tables present the total and average recorded investment in impaired loans at the dates and for the periods indicated (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment with</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">No Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">with Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom:
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<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unpaid</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principal</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Balance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Related</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">301</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 15px;
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,604</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,604</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,806</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">807</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,826</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">306</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,169</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,611</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width:
 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,697</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,169</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,866</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,351</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt;">&#160;</div>
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px;
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,802</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,802</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,758</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">807</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,871</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">477</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,201</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,845</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,003</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,201</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,204</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,473</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2;
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;
 font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">255</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">542</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,075</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,823</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">337</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,130</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">456</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,136</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;
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</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,710</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">93</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,842</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">99</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,176</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,529</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,947</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">72</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,187</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,118</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">502</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">18,262</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">644</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,391</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">642</div>
</td>
<td style="text-align: left;
 padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The cash basis interest income on impaired loans was not materially different than the interest recognized on impaired loans as shown in the above table.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">TDRs are loans for which the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, and/or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk. TDRs are considered impaired loans and as such, impairment is measured as described for impaired loans in Note 1 &#8211; Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents TDRs by interest accrual status at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,262</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,342</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,604</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,244</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,289</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,533</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,429</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,437</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,866</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,845</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,090</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color:
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<tr>
<td style="width: 439px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
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<td style="vertical-align: top;" valign="bottom">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,974</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,286</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Furniture and equipment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,243</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,876</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Building under capitalized lease</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Construction in progress</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td
 style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,576</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,989</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less accumulated depreciation and amortization</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(19,344</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,394</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Premises and equipment, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,232</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,595</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Depreciation and amortization expense was $1.1 million, $1.3 million and $1.4 million for the years ended March 31, 2017, 2016 and 2015, respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style:
 normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company has a capital lease for the shell of the building constructed as the Company's operations center which expires in November 2039. For the years ended March 31, 2017, 2016 and 2015, the Company recorded $77,000, $89,000 and $113,000, respectively, in amortization expense related to this capital lease. At March 31, 2017 and 2016, accumulated amortization for the capital lease totaled $1.2 million and $1.1, million respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the lives of the respective leases. At March 31, 2017, the remaining deferred gain was $1.0 million and is included in accrued expenses and other liabilities in the accompanying consolidated balance sheets.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges. The following is a schedule of future minimum lease payments under the Company's capital lease together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2017 (in thousands):</div>
<div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Operating Leases</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Capital Lease</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2018</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,660</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">198</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2019</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,555</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">201</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,438</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">205</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">896</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">208</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
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<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,056</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REAL ESTATE OWNED<br></strong></div></th>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">8.</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
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<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,512</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dispositions</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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</td>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(937</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
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<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(30</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(369</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff;
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(715</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">595</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Goodwill and certain other intangibles generally arise from business combinations accounted for under the purchase method of accounting. Goodwill and other intangibles deemed to have indefinite lives generated from business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has two reporting units, the Bank and the Trust Company, for purposes of evaluating goodwill for impairment.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company performed an impairment assessment as of October 31, 2016 and determined that no impairment of goodwill exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit's fair value to its carrying value. If the reporting unit's fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step, the Company calculates the implied fair value of goodwill. GAAP with respect to goodwill requires that the Company compare the implied fair value of goodwill to the carrying amount of goodwill in the Company's consolidated balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The estimated fair value of the Company is allocated to all of the Company's individual assets and liabilities, including any unrecognized identifiable intangible assets, as if the Company had been acquired in a business combination and the estimated fair value of the Company is the price paid to acquire it. The allocation process is performed only for purposes of determining the amount of goodwill impairment, as no assets or liabilities are written up or down, nor are any additional unrecognized identifiable intangible assets recorded as a part of this process. The results of the Company's step one test indicated that the reporting unit's fair value was greater than its carrying value, and, therefore, a step two analysis was not required; however, no assurance can be given that the Company's goodwill will not be written down in future periods.</div>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">An interim impairment test was not deemed necessary as of March 31, 2017 due to the amount by which the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current estimated fair value determination would be less than the current carrying amount of the reporting unit is remote.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2;
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at beginning of period</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">MBank Transaction (see Note 3)</div>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"
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<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impairment charge</div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at the end of period</div>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p></div>
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<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Deposit accounts consisted of the following at the dates indicated (in thousands):</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>Account Type</u></div>
</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest-bearing</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">242,738</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">179,143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest-bearing checking</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">171,152</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,740</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Money market</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">289,998</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">239,544</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">126,370</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,994</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Certificates of deposit</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,800</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,382</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">980,058</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,803</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Individual certificates of deposit in amounts of $250,000 or more totaled $12.1 million and $10.5 million at March 31, 2017 and 2016, respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 949px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2018</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">99,893</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2019</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30,760</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 18px;">
<td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,742</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,833</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,116</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Thereafter</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,456</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,800</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Interest expense by deposit type was as follows for the periods indicated (in thousands):</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest checking</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">98</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">99</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">79</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Money market</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">272</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">277</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">71</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Certificates of deposit</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">634</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">717</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">899</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,151</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,173</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,326</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">11.</div>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">JUNIOR SUBORDINATED DEBENTURES</div>
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<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company has wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Debentures issued by the Company to the grantor trusts, totaling $26.4 million and $22.7 million at March 31, 2017 and 2016, respectively, are reflected in the consolidated balance sheets in the liabilities section, under the caption "junior subordinated debentures." The common securities issued by the grantor trusts are held by the Company, and the Company's investment in the common securities of $836,000 and $681,000 at March 31, 2017 and 2016, respectively, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the consolidated statements of income.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table is a summary of the terms and the amounts outstanding of the Debentures at March 31, 2017 (dollars in thousands):</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
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<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Issuance Trust</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Issuance Date</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount Outstanding</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 0.5pt;">Rate Type</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Initial Rate</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Current Rate</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Maturity Date</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust I</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12/2005</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,217</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.49</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3/2036</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust II</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2007</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,464</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7.03</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.48</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9/2037</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Merchants Bancorp Statutory Trust I&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2003</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.16</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.25</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6/2033</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,836</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Fair value adjustment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,446</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,390</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="vertical-align: top;" valign="bottom" colspan="21">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><font size="2"><sup>(1)&#160;</sup><font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%</font></font></div>
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<tr>
<td style="vertical-align: top;" valign="bottom" colspan="21">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup>(</sup><font size="2"><sup>2)</sup><font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: -11px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</font></font>The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%</div>
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<td style="vertical-align: top;" valign="bottom" colspan="21">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><font size="2"><sup>(3)&#160;</sup><font style="text-align: left; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%</font></font></div>
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<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup><font size="2">(4)&#160;</font></sup>Amounts are attributable to the MBank transaction. See Note 3.</div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES<br></strong></div></th>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12.</div>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">INCOME TAXES</div>
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<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
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<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Current</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">284</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">251</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
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<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,103</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,175</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,140</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,387</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,426</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,156</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The tax effects of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities are as follows at the dates indicated (in thousands):</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style:
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<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deferred tax assets:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred compensation</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">128</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Allowance for loan losses</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,875</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,624</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">217</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">199</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accumulated depreciation and amortization</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,017</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">908</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred gain on sale</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">361</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">418</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net operating loss carryforwards</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,134</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,849</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Purchase accounting</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">REO expense</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent:
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</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">929</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">AMT credit</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">471</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">229</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">332</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">350</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax assets</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,754</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;">Deferred tax liabilities:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB stock dividend</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net unrealized gain on investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(596</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Prepaid expenses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(158</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(172</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loan fees/costs</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(803</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right;
 background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(654</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,104</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,565</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred tax assets, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,610</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,189</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A reconciliation of the Company's effective income tax rate with the federal statutory tax rate is as follows for the periods indicated:</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 831px; vertical-align: top;">&#160;</td>
<td style="width: 37px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 651px; vertical-align: bottom;" colspan="8">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="width: 48px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="width: 831px; vertical-align: top;">&#160;</td>
<td style="width: 37px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="width: 56px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 36px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="width: 54px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 18px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 164px; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="width: 48px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Statutory federal income tax rate</div>
</td>
<td style="background-color: #cceeff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 54px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">State and local income tax rate</div>
</td>
<td style="background-color: #ffffff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 163px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="background-color: #ffffff; width: 56px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="background-color: #ffffff; width: 54px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 162px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.6</div>
</td>
<td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">ESOP market value adjustment</div>
</td>
<td style="background-color: #cceeff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 163px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #cceeff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #cceeff; width: 54px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 162px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #ffffff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 163px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3.8</div>
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<td style="background-color: #ffffff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #ffffff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2.8</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 162px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times,
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.2</div>
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<td style="background-color: #cceeff; width: 54px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;">&#160;</td>
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<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.4</div>
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<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">31.4</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.8</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32.2</div>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS<br></strong></div></th>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">13.</div>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">EMPLOYEE BENEFIT PLANS</div>
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<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Retirement Plan</font>&#160;- The Riverview Bancorp, Inc. Employees' Savings and Profit Sharing Plan (the "Plan") is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2017, 2016 and 2015 were $489,000, $292,000 and $212,000, respectively.</div>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Directors' and Executive Officers' Deferred Compensation Plan</font>&#160;("Deferred Compensation Plan") &#8211; The Deferred Compensation Plan is a nonqualified deferred compensation plan. Directors may elect to defer their monthly directors' fees until retirement with no income tax payable by the director until retirement benefits are received. The Chairman, President, and Executive and Senior Vice Presidents of the Company may also defer salary into the Deferred Compensation Plan. The Company accrues annual interest on the unfunded liability under the Deferred Compensation Plan based upon a formula relating to gross revenues, which was 3.68%, 3.64% and 3.36% for the years ended March 31, 2017, 2016 and 2015, respectively. The estimated liability under the plan is accrued as earned by the participant. At March 31, 2017 and 2016, the Company's aggregate liability under the plan was $422,000 and $361,000, respectively, which is recorded in accrued expenses and other liabilities in the accompanying consolidated balance sheets.</div>
<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Stock Option Plans</font>&#160;<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;">-</font>&#160;In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan ("1998 Plan"). The 1998 Plan was effective October 1998 and expired in October 2008. In addition, in July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan ("2003 Plan"). The 2003 Plan was effective in July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 1998 Plan or the 2003 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 1998 Plan or the 2003 Plan has an exercise price equal to the fair market value of the Company's common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</div>
<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility is estimated at the date of grant based on the historical volatility of the Company's common stock. Expected dividends are based on dividend trends and the market value of the Company's common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. The Company did not grant any stock options during the years ended March 31, 2017, 2016 and 2015.</div>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">As of March 31, 2017, all outstanding stock options were fully vested and there was no remaining unrecognized compensation expense. There was no stock-based compensation expense related to stock options for the years ended March 31, 2017 and 2016. The Company recognized pre-tax compensation expense related to stock options of $26,000 for the year ended March 31, 2015.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents the activity related to stock options under all plans for the years indicated:</div>
<div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="22">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance, beginning of period</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">424,654</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">474,654</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7.91</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Options exercised</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.49</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.69</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Forfeited</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(29,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(32,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9.55</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Expired</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(154,000</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.92</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance, end of period</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">424,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.00</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Additional information regarding stock options outstanding as of March 31, 2017 is as follows:</div>
<div style="text-align: justify; line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 101.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">`</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Outstanding</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Exercisable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted Avg</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Remaining</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range of</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contractual</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Life (years)</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.00 - $3.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.02</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77,154</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77,154</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.01 - $5.00</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.49</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.82</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.82</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.01 - $8.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.47</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman',;">6.17</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.17</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.01 - $15.00</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.50</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.83</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.83</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents information on stock options outstanding for the periods shown, less estimated forfeitures:</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock options fully vested and expected to vest:</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Number</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average exercise price</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Aggregate intrinsic value&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,000</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">147,000</div>
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<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.35</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.34</div>
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<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock options fully vested and currently exercisable:</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
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<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average exercise price</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Aggregate intrinsic value&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">147,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average contractual term of options (years)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8">
<div style="text-align: left; line-height: 9.7pt; text-indent: 0pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.</font></div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The total intrinsic value of stock options exercised was $5,000, $16,000 and $35,000 for the years ended March 31, 2017, 2016 and 2015, respectively.</div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE STOCK OWNERSHIP PLAN<br></strong></div></th>
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<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">14.</div>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">EMPLOYEE STOCK OWNERSHIP PLAN</div>
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<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares are released and allocated to participant accounts on or about December 31 of each year until December 2017. ESOP compensation expense included in salaries and employee benefits was $143,000, $110,000 and $102,000 for the years ended March 31, 2017, 2016 and 2015, respectively. Shares held by the ESOP at March 31, 2017 totaled 540,476.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">ESOP share activity is summarized in the following table:</div>
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<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value of</div>
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<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unreleased</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ESOP</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allocated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and Released</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2014</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">338,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">98,532</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,052</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2014</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2015</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">332,500</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">73,899</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">888,685</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2015</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2016</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">207,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,266</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">913,318</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2016</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2017</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">176,000</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">937,951</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</div>
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<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Under Prompt</div>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">112,421</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.06</div>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,955</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">79,944</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.81</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,966</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,955</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
 background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.81</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,975</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,963</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital (Leverage):</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;">(To Adjusted Tangible Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.21</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,138</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tangible Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Tangible Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.21</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,041</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">N/A</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">N/A</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal;
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<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Actual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For Capital</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Adequacy Purposes</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">"Well Capitalized"</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Under Prompt</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Corrective Action</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;">March 31, 2016</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td
 style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Total Capital:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,277</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16.07</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">52,405</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">65,507</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,046</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.81</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,304</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">52,405</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 8.3pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,046</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.81</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">29,478</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42,579</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital (Leverage):</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
 background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; margin-left: 7.2pt; font-size: 10pt; margin-right: 3.15pt;">(To Adjusted Tangible Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,046</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11.18</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34,718</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,397</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tangible Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Tangible Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,046</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11.18</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,019</div>
</td>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In addition to the minimum CET1, Tier 1 and total capital ratios, the Bank will have to maintain a capital conservation buffer consisting of additional CET1 capital equal to 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. This new capital conservation buffer requirement is to be phased in beginning in January 2016 at 0.625% of risk-weighted assets and increasing each year until fully implemented in January 2019. At March 31, 2017, the Bank's CET1 capital exceeded the required capital conservation buffer of 1.25%.</div>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
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<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Denominator-weighted average common shares outstanding</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,450</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,393</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic EPS</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.33</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.28</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted EPS computation:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; margin-left: 19.35pt; font-size: 10pt;">Denominator-weighted average common shares outstanding</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,450</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,393</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Effect of dilutive stock options</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">70</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average common shares and common stock</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">equivalents</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,548</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,494</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted EPS</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.33</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.28</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for earnings per share.</p></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831054672">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">17.</div>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">FAIR VALUE MEASUREMENTS</div>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing an asset or liability developed based on the best information available in the circumstances.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status. Assets measured on a recurring basis at fair value and are required to be remeasured at fair value in the consolidated financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the consolidated financial statements at some time during the reporting period.</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,808</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,808</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Mortgage-backed securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,611</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,611</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,816</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,816</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1.15pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table align="center" style="width: 95%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zfb1bedb70df8443dbc26d4df081b0166" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair Value Measurements Using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment securities available for sale:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Trust preferred</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,924</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,924</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Mortgage-backed securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,036</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,036</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,882</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">There were no transfers of assets into or out of Levels 1, 2 or 3 during the years ended March 31, 2017 and 2016.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the periods indicated (in thousands):</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z61464ae3b2ed4ab7875c8e29497cdd3d" border="0" cellspacing="0" cellpadding="0">
<tr style="height: 14px;">
<td style="padding-bottom: 2px; width: 1074px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 1074px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="width: 1074px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1074px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,812</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1074px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Included in earnings&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(158</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1074px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Included in other comprehensive income</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">29</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(4</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1074px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Disposition</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,679</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1074px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 162px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1074px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 162px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; width: 1074px; vertical-align: top;">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)&#160;</sup>Included in other non-interest income.</div>
</td>
<td style="width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 162px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 162px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following methods were used to estimate the fair value of each class of financial instrument above:</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment securities&#160;</font>&#8211; Investment securities are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third-party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. The Company's Level 3 assets consisted of a collateralized debt obligation secured by a pool of trust preferred securities.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For Level 2 securities, the independent pricing service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. The Company's third-party pricing service has established processes for the Company to submit inquiries regarding the estimated fair value. In such cases, the Company's third-party pricing service will review the inputs to the evaluation in light of any new market data presented by the Company. The Company's third-party pricing service may then affirm the original estimated fair value or may update the evaluation on a go-forward basis.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Management reviews the pricing information received from the third-party pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, the Company compares prices received from the pricing service to discounted cash flow models or by performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to help ensure prices represent a reasonable estimate of fair value.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2016, the Company determined that the market for its collateralized debt obligation secured by a pool of trust preferred securities is inactive. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the collateralized debt obligation was classified as Level 3 in the fair value hierarchy. The Company utilized observable inputs where available and unobservable data, and modeled the cash flows adjusted by an appropriate liquidity and credit risk adjusted discount rate using an income approach valuation technique, in order to measure the fair value of the security.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present assets that are measured at estimated fair value on a nonrecurring basis at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zd07b59ac8129466a9bb30f71c6b8151f" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="11">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated fair value measurements using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">fair value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 783px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,281</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,281</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
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<tr style="height: 16px;">
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 790px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,092</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,092</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 790px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">REO</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">644</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">644</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 790px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a nonrecurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,736</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,736</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2017 and 2016:</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table align="center" style="width: 98%; border-collapse: collapse; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zcb83701b741143699b22927fceae6333" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 459px; vertical-align: bottom;">&#160;</td>
<td style="width: 24px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 300px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation technique</div>
</td>
<td style="width: 34px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 477px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;">Significant unobservable inputs</div>
</td>
<td style="width: 38px; vertical-align: top;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 172px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range&#160;<sup style="line-height: 1; font-family: 'times new roman bold', 'times new roman', serif; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
</tr>
<tr>
<td style="width: 459px; vertical-align: bottom;">&#160;</td>
<td style="width: 24px; vertical-align: bottom;">&#160;</td>
<td style="width: 300px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 34px; vertical-align: bottom;">&#160;</td>
<td style="width: 477px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 38px; vertical-align: bottom;">&#160;</td>
<td style="width: 172px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 459px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="background-color: #cceeff; width: 24px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 300px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Appraised value</div>
</td>
<td style="background-color: #cceeff; width: 34px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 477px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Adjustment for market conditions</div>
</td>
<td style="background-color: #cceeff; width: 38px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 172px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">N/A</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 459px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 24px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 300px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 34px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 477px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 38px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 172px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 459px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">REO</div>
</td>
<td style="background-color: #cceeff; width: 24px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 300px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Appraised value</div>
</td>
<td style="background-color: #cceeff; width: 34px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 477px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Adjustment for market conditions</div>
</td>
<td style="background-color: #cceeff; width: 38px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 172px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">N/A</div>
</td>
</tr>
<tr style="height: 24px;">
<td style="text-align: left; background-color: #ffffff; width: 1504px; vertical-align: top;" colspan="7">
<div style="line-height: 5.7pt;">&#160;</div>
<div style="line-height: 8pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160; There were no adjustments to appraised values of impaired loans for the year ended March 31, 2017. There were no adjustments to appraised values of impaired</div>
<div style="text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; loans or REO for the year ended March 31, 2016.</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following methods were used to estimate the fair values:</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impaired loans&#160;</font>&#8211; For information regarding the Company's method for estimating the fair value of impaired loans, see Note 1 &#8211; Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In determining the estimated net realizable value of the underlying collateral, the Company primarily uses third-party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, the Company considers the fair value of impaired loans to be highly sensitive to changes in market conditions.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">REO&#160;</font>&#8211; REO is real property that the Bank has taken ownership of in partial or full satisfaction of a loan or loans. REO is recorded at the estimated fair value less estimated costs to sell. This amount becomes the property's new basis. Any write-downs based on the property's estimated fair value less estimated costs to sell at the date of acquisition are charged to the allowance for loan losses. At acquisition date, any write ups (whereby the fair value less estimated costs to sell exceeds the loan basis) are first recovered through the allowance for loan losses if there was a prior charge-off and then applied to any outstanding accrued interest. If no prior charge-off or accrued interest is present, the amount is recorded as a gain on transfer of REO.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company considers third-party appraisals in determining the fair value of particular properties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Management periodically reviews REO to help ensure the property is carried at the lower of its new basis or fair value, net of estimated costs to sell. Any additional write-downs based on a re-evaluation of the property's fair value are charged to non-interest expense. Because of the high degree of judgment required in estimating the fair value of REO and because of the relationship between fair value and general economic conditions, the Company considers the fair value of REO to be highly sensitive to changes in market conditions.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following disclosure of the estimated fair value of financial instruments is made in accordance with GAAP. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The carrying amount and estimated fair value of financial instruments is as follows at the dates indicated (in thousands):</div>
<div style="line-height: 3.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z5cb74cc8f3e74e95bc1098d4b49a04d2" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64,613</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64,613</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64,613</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,042</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,108</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,108</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities available for sale</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr style="height: 13px;">
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">768,904</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">731,996</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">731,996</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,181</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,181</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,181</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Demand and savings deposits</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">830,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">830,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">830,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Time deposits</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,800</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Junior subordinated debentures</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,390</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,284</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,284</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Capital lease obligation</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,454</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,454</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,454</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 4.05pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="10">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z9a50b5c00e3d4f299d5f286e15cdb00e" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,400</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,400</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,400</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,769</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,959</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,959</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">503</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">503</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">503</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities available for sale</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,882</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities held to maturity</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans receivable, net</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">614,934</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">571,068</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">571,068</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,060</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,060</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,060</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 14px;">
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Demand and savings deposits</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,421</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,421</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,421</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Time deposits</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,382</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,681</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,705</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,705</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Capital lease obligation</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,475</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,475</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,475</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: -0.25pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.8pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Fair value estimates, methods and assumptions are set forth below.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cash and cash equivalents</font><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font>&#8211; Fair value approximates the carrying amount.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Certificates of deposit held for investment&#160;</font>&#8211; The fair value of certificates of deposit with stated maturities was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment securities&#160;</font>&#8211; See descriptions above.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans receivable and loans held for sale</font>&#160;&#8211; Loans receivable were priced using a discounted cash flow analysis. The fair value of loans held for sale was based on the loans' carrying values as the agreements to sell these loans are short-term fixed-rate commitments and no material difference between the carrying value and expected sales price is deemed likely.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">FHLB stock</font>&#160;&#8211; Fair value approximates the carrying amount.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deposits</font>&#160;&#8211; The fair value of deposits with no stated maturities such as non-interest-bearing demand deposits, interest checking, money market and savings accounts was equal to the amount payable on demand. The fair value of time deposits with stated maturities was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Junior subordinated debentures</font>&#160;&#8211; The fair value of the Debentures was based on the discounted cash flow method. Management believes that the discount rate utilized is indicative of those that would be used by market participants for similar types of debentures.</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Capital lease obligation</font>&#160;&#8211; The fair value of the Company's capital lease obligation is estimated by discounting the cash flows through maturity based on current rates available to the Company for borrowings with similar maturities.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Off-balance sheet financial instruments</font>&#160;&#8211; The estimated fair value of loan commitments approximates fees recorded associated with such commitments. Since the majority of the Company's off-balance-sheet financial instruments consist of non-fee producing, variable rate commitments, the Company has determined they do not have a distinguishable fair value.</div><span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<td>duration</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure of the fair value measurement of assets and liabilities, which includes financial instruments measured at fair value that are classified in shareholders' equity, which may be measured on a recurring or nonrecurring basis.</p></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6842521616">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
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<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
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<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">18.</div>
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<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">COMMITMENTS AND CONTINGENCIES</div>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Off-balance sheet arrangements&#160;</font>&#8211; In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk in order to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company's maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third-party. These guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies and is required in instances where the Company deems it necessary.</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contract or Notional Amount</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commitments to originate loans:</div>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustable-rate</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,958</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,186</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Fixed-rate</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">28,301</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,689</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Standby letters of credit</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,614</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,379</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Undisbursed loan funds and unused lines of credit</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
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<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,763</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,623</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">167,636</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,877</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
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<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal;
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<div style="text-align: justify; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</div>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
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<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Cash and cash equivalents</div>
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<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,947</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">127,311</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,022</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,657</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL ASSETS</div>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">138,157</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">131,435</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">53</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">29</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend payable</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">452</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Borrowings</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,390</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,681</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Shareholders' equity</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">111,264</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">108,273</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">138,157</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">131,435</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze0d47517a7ab49a4a5df19ccbd21324d" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">STATEMENTS OF INCOME</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">INCOME:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend income from the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on investment securities and other short-term investments</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on loan receivable from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,046</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">EXPENSE:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Management service fees paid to the Bank</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other expenses</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">587</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">443</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">457</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">730</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">586</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">600</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(694</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(550</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,446</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BENEFIT FOR INCOME TAXES</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(235</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(187</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(197</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">INCOME (LOSS) OF PARENT COMPANY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(459</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(363</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,643</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,863</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,721</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,152</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCOME</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">There were no items of other comprehensive income that were solely attributable to the parent Company.</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><br style="line-height: 10.25pt;"  />&#160;</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">STATEMENTS OF CASH FLOWS</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze4005605adcb451e86400cb8a7c2424a" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;">Net income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Equity in undistributed (income) loss of the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(7,863</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6,721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,152</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Amortization</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision (benefit) for deferred income taxes</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">666</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(197</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Earned ESOP shares</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock-based compensation</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Changes in assets and liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,031</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(941</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(19</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,698</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by (used in) operating activities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(678</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(474</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,986</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from assumption of junior subordinated debt (see Note 3)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by investing activities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,187</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividends paid</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,799</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,261</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from exercise of stock options</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by (used in) financing activities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,788</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,199</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,673</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,034</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,140</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,106</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,140</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):</div>
<div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z176426ddedb3471ab46f2782dad5de3b" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(Dollars in thousands, except share data)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Three Months Ended</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">December 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">September 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">June 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2017:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,883</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,952</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,530</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,262</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">538</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">442</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">439</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,345</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,502</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,088</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,823</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Recapture of loan losses</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,586</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,333</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,581</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,514</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,918</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,851</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,397</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,815</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,013</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,984</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,272</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,522</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for income taxes</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">979</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">991</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">592</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">825</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,034</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,993</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,680</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,697</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2016:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,864</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,921</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,602</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,561</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">434</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">439</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">437</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,163</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,124</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Recapture of loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(350</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(300</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(500</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,193</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,417</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,216</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,549</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,349</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,284</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,745</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,406</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,555</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,395</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,428</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for income taxes</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,001</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">849</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">743</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">833</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net income</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,405</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,706</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,652</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,595</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.06</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.06</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConsolidationPolicyTextBlock', window );">Principles of Consolidation</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principles of Consolidation</font>&#160;&#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). Effective May 24, 2016, Riverview Asset Management Corp. changed its name to Riverview Trust Company. All inter-company transactions and balances have been eliminated in consolidation. As of March 31, 2015, a noncontrolling interest owner held a 10% interest in the Trust Company. During December 2015, the Trust Company repurchased all the remaining shares held by its noncontrolling interest owner. The purchase price of these shares was based on two third party appraisals of the Trust Company. Upon repurchase these shares were retired. This transaction resulted in the Bank's ownership of the Trust Company increasing from 90% at March 31, 2015 to 100% at March 31, 2016.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">&#160;</font></div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">On September 29, 2016, Riverview Bancorp, Inc. and Riverview Community Bank entered into a Purchase and Assumption Agreement ("MBank transaction") with Merchants Bancorp and its wholly owned subsidiary, MBank, of Gresham, Oregon under which Riverview Community Bank purchased certain assets and assumed certain liabilities of MBank in a cash transaction.&#160;As part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities.&#160;The transaction was completed on February 17, 2017. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of the acquisition date. See Note 3 for additional discussion.</font></div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">&#160;</font></div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;">The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust preferred securities (see Note 11). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</font></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NatureOfOperationsPolicyTextBlock', window );">Nature of Operations</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Nature of Operations&#160;</b></i>&#8211; The Bank is a community-oriented financial institution which operates 19 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingPolicyPolicyTextBlock', window );">Business segments</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><strong><em>Business segments</em></strong>&#160;&#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates in the Preparation of Financial Statements</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><strong><em>Use of Estimates in the Preparation of Financial Statements</em></strong>&#160;&#8211; The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><b><i>Cash and Cash Equivalents</i></b>&#160;&#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</font></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock', window );">Certificates of Deposit Held for Investment</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 0pt; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Certificates of Deposit Held for Investment&#160;</font>&#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.</div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesHeldForSaleDeterminationPolicy', window );">Loans Held for Sale</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Held for Sale</font>&#160;&#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.</div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy', window );">Investment Securities</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font size="2"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment Securities&#160;</font>&#8211; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses on investment securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Investment securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investment securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investment securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner.</font></div>
<div style="line-height: 7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font size="2">The Company analyzes investment securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment security, any noncredit component losses are recognized and are reported in non-interest income</font>.</div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy', window );">Loans Receivable</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; ; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Receivable</font>&#160;&#8211; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AcquiredLoansPolicyTextBlock', window );">Acquired Loans</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Acquired Loans&#160;</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#8211;</font>&#160;Purchased loans, including loans acquired in business combinations, are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company determined there were no PCI loans acquired in connection with the MBank transaction.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.</div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy', window );">Allowance for Loan Losses</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</font>&#160;&#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps:
 normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A provision for loan losses is charged against income and is added to the allowance for loan losses based on
 regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.</div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock', window );">Allowance for Unfunded Loan Commitments</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Allowance for Unfunded Loan Commitments&#160;</b></i>&#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.</font></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedReoPolicyTextBlock', window );">Real Estate Owned ("REO")</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Real Estate Owned ("REO")</b></i>&#160;&#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.</font></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FederalHomeLoanBankStockPolicyTextBlock', window );">Federal Home Loan Bank Stock</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Federal Home Loan Bank Stock</font>&#160;&#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB and the Company's intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company determined there is not any OTTI on its FHLB stock at March 31, 2017.</div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Premises and Equipment</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Premises and Equipment</font>&#160;&#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &#8211; up to 45 years; furniture and equipment &#8211; three to twenty years; and leasehold improvements &#8211; fifteen to twenty-five years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company's capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.</div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MortgageServicingRightsPolicyTextBlock', window );">MSRs</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">MSRs &#8211;</font>&#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments: remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsPolicy', window );">Business Combinations, Core Deposit Intangibles and Goodwill</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font size="2"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business Combinations, Core Deposit Intangibles and Goodwill &#8211;</font>&#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font size="2">CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At March 31, 2017, gross CDI and accumulated amortization were approximately $1.36 million and $27,000, respectively. The estimated amortization expense for CDI in future years is estimated to be $232,000, $183,000, $160,000, $140,000, $125,000, and $495,000 for fiscal years ended March 31, 2018, 2019, 2020, 2021, 2022 and thereafter, respectively.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font size="2">Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock', window );">BOLI</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>BOLI&#160;</b></i>&#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingCostsPolicyTextBlock', window );">Advertising and Marketing</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Advertising and Marketing</b></i>&#160;&#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Income Taxes&#160;</b></i>&#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy', window );">Transfer of financial assets</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><b><i>Transfer of financial assets</i></b>&#160;&#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</font></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TrustAssetsPolicyTextBlock', window );">Trust Assets</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Trust Assets</font>&#160;&#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $425.9 million and $389.1 million were held in trust as of March 31, 2017 and 2016, respectively.</div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings Per Share</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Earnings Per Share&#160;</b></i>&#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Stock-Based Compensation</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Stock-Based Compensation&#160;</b></i>&#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy', window );">ESOP</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>ESOP</b></i>&#160;&#8211; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">New Accounting Pronouncements</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">New Accounting Pronouncements</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;&#8211;</font>&#160;In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers" ("ASU 2014-09"). ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09 is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company's primary source of revenue is interest income, which is recognized when earned and is deemed to be in compliance with this ASU. Accordingly, the adoption of ASU 2014-09 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2">In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). The main provisions of ASU 2016-01 address the valuation and impairment of certain equity investments along with simplified disclosures about those investments. Equity securities with readily determinable fair values will be treated in the same manner as other financial instruments. ASU 2016-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The adoption of ASU 2016-01 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2">In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term on a generally straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. The effect of the adoption of ASU 2016-02 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width:
 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div>
<div><font style="font-family: times new roman,times;" size="2">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. At this time, we anticipate the allowance for loan losses will increase as a result of the implementation of this ASU. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and expects to begin developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.</font></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: times new roman,times;" size="2">In January 2017, the FASB issued ASU 2017-04, "Intangibles &#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 will be effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.</font></div><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PriorPeriodReclassificationAdjustmentDescription', window );">Reclassification</a></td>
<td class="text"><div><font style="font-family: times new roman,times;" size="2"><i><b>Reclassification</b></i>&#160;&#8211; Certain prior year amounts have been reclassified to conform to the current year presentation; such reclassifications had no effect on previously reported net income or total equity.</font></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents disclosure of the accounting policy for acquired loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to unfunded loan commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of policy related to certificates of deposit (CDs) held for investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to Federal Home Loan Bank Stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the textual narrative disclosure of Mortgage Servicing Rights Policy, during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for the nature of an entity's business, major products or services, principal markets including location, and the relative importance of its operations in each business and the basis for the determination, including but not limited to, assets, revenues, or earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NatureOfOperationsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedReoPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to other real estate owned.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedReoPolicyTextBlock</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TrustAssetsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to Trust Assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TrustAssetsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingCostsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for advertising costs. For those costs that cannot be capitalized, discloses whether such costs are expensed as incurred or the first period in which the advertising takes place. For direct response advertising costs that are capitalized, describes those assets and the accounting policy used, including a description of the qualifying activity, the types of costs capitalized and the related amortization period. An entity also may disclose its accounting policy for cooperative advertising arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 340<br> -SubTopic 20<br> -Section 55<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=68054294&amp;loc=d3e8384-108330<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 340<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=68072981&amp;loc=d3e8275-108329<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvertisingCostsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 05<br> -Paragraph 4<br> -Subparagraph (a)-(d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6909625&amp;loc=d3e227-128457<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 305<br> -SubTopic 10<br> -Section 05<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6375392&amp;loc=d3e26790-107797<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConsolidationPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting.  The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=64809438&amp;loc=d3e5614-111684<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.3A-03)<br> -URI http://asc.fasb.org/extlink&amp;oid=27015204&amp;loc=d3e355100-122828<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.3A-02)<br> -URI http://asc.fasb.org/extlink&amp;oid=27015204&amp;loc=d3e355033-122828<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConsolidationPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerSharePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for finance, loan and lease receivables, including those held for investment and those held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the allowance for loan and lease losses is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition (revenues, expenses and gains and losses arising from committing to issue, issuing, granting, collecting, terminating, modifying and holding loans) policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5093-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=65890831&amp;loc=d3e10133-111534<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5144-111524<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (b,d)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoansAndLeasesReceivablePolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32840-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 30<br> -Section 05<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=65884525&amp;loc=d3e40913-109327<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 954<br> -SubTopic 740<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32809-109319<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=75116654&amp;loc=d3e32247-109318<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=75116654&amp;loc=d3e32280-109318<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for corporate (COLI) or bank (BOLI) owned life insurance including the amount of cash surrender value that could be received as of the date of the statement of financial position, any restrictions on the company's ability to obtain the value of the life insurance policy on surrender, or any other additional information desired to be disclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 325<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6385255&amp;loc=d3e42598-111609<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 325<br> -SubTopic 30<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6384206&amp;loc=d3e41899-111602<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 325<br> -SubTopic 30<br> -Section 35<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6384439&amp;loc=d3e42048-111605<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock</td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5144-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for investments in debt and equity securities that are classified as trading securities. This policy also may describe the entity's accounting treatment for transfers between investment categories and how the fair values of such securities are determined.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26610-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesTradingSecuritiesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PriorPeriodReclassificationAdjustmentDescription">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for reclassifications that affects the comparability of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6359566&amp;loc=d3e326-107755<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PriorPeriodReclassificationAdjustmentDescription</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<tr>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesHeldForSaleDeterminationPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for how the entity determines which receivables are initially accounted for as held for sale or are later transferred to the held for sale classification.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5033-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,196</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Loans receivable</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">115,283</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">112,025</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size:
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</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
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</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,769</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">399</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,168</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued interest receivable and other assets</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">431</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable assets acquired</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146,792</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,406</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145,386</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Liabilities assumed</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Deposits</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,572</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">235</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,807</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">293</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">23</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">316</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total liabilities assumed</div>
</td>
<td
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<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,020</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">134,810</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable net assets</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,772</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(196</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,576</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Goodwill recognized</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
</td>
<td
 style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionProFormaInformationTextBlock', window );">Schedule of unaudited pro forma information</a></td>
<td class="text"><div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">
<table align="center" style="width: 80%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z37e7282d35c54deea444a7945df3691d" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unaudited Pro Forma</div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total revenues (net interest income plus non-interest income)</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 113px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,290</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 112px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45,261</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net income</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 113px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,277</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 112px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,260</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock', window );">Schedule of acquisition-related expenses</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 1033px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 1033px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1033px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Salaries and employee benefit</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1033px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Occupancy and depreciation</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1033px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Data processing</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1033px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Professional fees</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">653</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1033px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total impact of acquisition related costs to noninterest expense</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 177px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">748</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule of business acquisitions related expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of pro forma results of operations for a material business acquisition or series of individually immaterial business acquisitions that are material in the aggregate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)-(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=65885119&amp;loc=d3e1392-128463<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,936</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px;
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,993</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">18</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(203</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,808</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,510</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(399</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
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<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,742</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">111</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,611</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,649</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(848</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,816</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div
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</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">193</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,809</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Available for sale:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Trust preferred</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,919</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,520</div>
</td>
<td style="text-align:
 left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(14</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,293</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">632</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,924</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">980</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(31</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,875</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">185</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,036</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,011</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,860</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(181</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="16">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</div>
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="16">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</div>
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="16">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Investments Classified by Contractual Maturity Date</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Available for Sale</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Held to Maturity</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after one year through five years</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,455</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after five years through ten years</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,852</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,350</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">58</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">59</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after ten years</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,491</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">202,830</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align:
 left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock', window );">Schedule of temporarily impaired securities, fair value and unrealized losses</a></td>
<td class="text"><div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z8fc07811f92c448083b32c1e572bd51a" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Less than 12 months</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12 months or longer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2017</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Municipal securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,785</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(203</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,785</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(203</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(399</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(399</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,388</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,232</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">602</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(10</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,990</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,754</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(803</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,840</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(45</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,594</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(848</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">161,967</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,754</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,442</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(55</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">165,409</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,809</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 17px;">
<td style="vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of FHLMC, FNMA and GNMA issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of SBA issued and CRE secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;" id="dspfpagebreakarea">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z87d610f3f3854959b1a4baadcc37b508" border="0" cellspacing="0" cellpadding="0">
<tr style="height: 12px;">
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="7">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="7">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="7">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Less than 12 months</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12 months or longer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="7">
<div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2016</u></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
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</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Trust preferred</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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</td>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,508</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,991</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(8</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,499</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(14</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,636</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,636</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">831</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(10</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,051</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(21</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(31</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
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</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
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<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,866</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(23</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,079</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(158</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20,945</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(181</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC issued securities.</div>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr style="height: 16px;">
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="24">
<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
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<div style="text-align: left; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of SBA issued securities.</div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6846770784">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Schedule of loans and financing receivable</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 898px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: middle;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial and construction</div>
</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 4.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,371</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
</td>
<td style="text-align: left;
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</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total commercial and construction</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,189</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">495,655</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate one-to-four family</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,865</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88,780</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other installment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,378</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,384</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total consumer</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total loans</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less: Allowance for loan losses</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">768,904</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">614,934</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="width: 898px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 136px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;Consists primarily of purchased automobile loans totaling $23.6 million and $37.4 million at March 31, 2017 and 2016, respectively.</font></div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">841</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,233</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">854</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Originations</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">53</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">511</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Principal repayments</div>
</td>
<td style="background-color:
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(210</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(445</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(132</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">859</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">841</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,233</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock', window );">Schedule of reconciliation of the allowance for loan losses</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Land</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Multi-</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Family</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate Construction</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Consumer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unallocated</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif;
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</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(121</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff;
 width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">926</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(558</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(415</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(340</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(458</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">492</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width:
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,101</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
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<tr style="height: 12px;">
<td style="font-style: normal; font-family: 'times new roman', times, serif; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,263</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,268</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">539</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">348</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">769</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,548</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,027</div>
</td>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,762</div>
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</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(245</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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</td>
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<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(545</div>
</td>
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<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">364</div>
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(359</div>
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<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(51</div>
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<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(319</div>
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<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,150</div>
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</td>
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<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(274</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(274</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">331</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">180</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">547</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double;
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
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<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2015</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman',
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</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,269</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">340</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">203</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">387</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,653</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,290</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,551</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,060</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(768</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(72</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">382</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(164</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(263</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,800</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(120</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(233</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
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<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(111</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(464</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">271</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">170</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom:
 #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,263</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,268</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">539</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">348</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">769</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,548</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;">1,027</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,762</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock', window );">Schedule of impaired financing receivables</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded Investment in Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,077</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,371</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family:
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</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">439,467</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,074</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times,
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</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42,023</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
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</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">117,768</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
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</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,440</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,866</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">767,566</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,205</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,802</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">343,947</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,244</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,002</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,293</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">127,486</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px
 solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,775</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,204</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">610,615</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock', window );">Schedule of Changes in the allowance for unfunded loan commitments</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">324</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">259</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 14px;">
<td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net change in allowance for unfunded loan commitments</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">65</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(35</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px;
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<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">324</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">259</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
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<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">30-89 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">90 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Greater</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Past</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Due and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Current</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13</div>
</td>
<td style="text-align: left; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">307</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,064</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,371</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,342</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,342</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">445,729</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,074</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
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<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color:
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">540</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">118,703</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">241</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,715</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,990</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">776,442</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px;
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,559</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,559</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">352,190</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,244</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">611</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">334</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">965</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;"
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">128,199</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">611</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,694</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,325</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">621,494</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock', window );">Schedule of credit quality indicators</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Pass</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Special</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Mention</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Substandard</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Doubtful</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loss</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,063</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff;
 width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,195</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107,371</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">430,923</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,426</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,722</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,071</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">15,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,875</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,156</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">547</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,715</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width:
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">118,965</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color:
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<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,243</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">756,388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,036</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,008</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,432</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
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<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">68,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">813</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69,397</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">343,306</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,659</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,784</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">353,749</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,760</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,484</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td
 style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,045</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,721</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33,733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align:
 left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">128,830</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">334</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,164</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td
 style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">610,569</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,956</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,294</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">624,819</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr class="re">
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<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment with</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">No Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
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<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unpaid</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principal</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Balance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Related</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">301</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,604</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,604</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,806</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">807</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,826</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">306</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,169</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,611</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,697</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,169</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,866</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,351</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt;">&#160;</div>
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,802</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,802</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,758</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">807</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,871</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">477</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,201</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,845</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 596px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,003</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,201</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,204</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,473</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">255</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">542</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,075</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,823</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">337</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,130</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">456</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,136</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">817</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,710</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">93</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,842</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">99</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,176</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,529</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,947</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">72</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,187</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,118</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">502</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">18,262</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">644</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,391</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">642</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock', window );">Schedule of TDRs by interest accrual status</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,262</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,342</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,604</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,244</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,289</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,533</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td
 style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,692</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,731</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,475</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,678</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,429</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,437</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,866</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,845</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,090</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,935</div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule of changes in the allowance for unfunded loan commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of impaired financing receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule (table) of the average recorded investment and the interest recognized on impaired loans for the periods indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the textual narrative disclosure of Schedule of TDRs by Interest Accrual Status, during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5111-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953401-111524<br></p></div>
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<td style="vertical-align: top;" valign="bottom">&#160;</td>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,710</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,281</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,974</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Leasehold improvements</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,666</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,286</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Furniture and equipment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,243</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,876</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Building under capitalized lease</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Construction in progress</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,576</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32,989</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less accumulated depreciation and amortization</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(19,344</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,394</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Premises and equipment, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,232</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,595</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock', window );">Schedule of Future Minimum Lease Payments for Capital Leases</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Operating Leases</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Capital Lease</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2018</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,660</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">198</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2019</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,555</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">201</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,438</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">205</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">896</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">208</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">212</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Thereafter</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,612</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,056</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1008px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total minimum lease payments</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
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<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,512</div>
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<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(369</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL (Tables)<br></strong></div></th>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at beginning of period</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">MBank Transaction (see Note 3)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<div style="text-align: left; line-height: 9.7pt;
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at the end of period</div>
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<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.</p></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831113184">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DEPOSITS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfDepositAccountsTableTextBlock', window );">Schedule of deposit accounts</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>Account Type</u></div>
</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest-bearing</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">242,738</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">179,143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest-bearing checking</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">171,152</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,740</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Money market</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">289,998</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">239,544</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">126,370</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,994</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Certificates of deposit</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,800</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,382</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">980,058</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">779,803</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock', window );">Schedule of maturities of certificates of deposit for future years</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 949px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2018</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">99,893</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2019</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30,760</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 18px;">
<td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,742</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,833</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,116</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Thereafter</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,456</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 949px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height:
 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,800</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock', window );">Schedule of interest expense by deposit type</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest checking</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">98</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">99</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">79</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">272</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">277</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
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<td
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">71</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">634</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">717</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">899</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,151</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,173</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,326</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES (Tables)<br></strong></div></th>
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<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust I</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12/2005</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,217</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.49</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3/2036</div>
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</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust II</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2007</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,464</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7.03</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.48</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9/2037</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Merchants Bancorp Statutory Trust I&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2003</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.16</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.25</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6/2033</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,836</div>
</td>
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<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Fair value adjustment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,446</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total Debentures at fair value</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,390</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; padding-left: 9pt; width: 302px; vertical-align: top;" valign="bottom">&#160;</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31</div>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Current</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">284</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">251</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,103</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,175</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,140</div>
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<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 903px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
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<td
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 127px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,387</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,426</div>
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<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,156</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred compensation</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">128</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Allowance for loan losses</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,875</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,624</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">217</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">199</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left;
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</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,017</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">908</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred gain on sale</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">361</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">418</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net operating loss carryforwards</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,134</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,849</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Purchase accounting</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">REO expense</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49</div>
</td>
<td
 style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net unrealized loss on investment securities available for sale</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">929</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">AMT credit</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">471</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">229</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">332</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">350</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax assets</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,754</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial;
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<tr>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deferred tax liabilities:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB stock dividend</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net unrealized gain on investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(596</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Prepaid expenses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(158</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(172</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loan fees/costs</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(803</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px;
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<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(654</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,104</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,565</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred tax assets, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,610</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,189</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Effective Income Tax Rate Reconciliation</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 831px; vertical-align: top;">&#160;</td>
<td style="width: 37px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 651px; vertical-align: bottom;" colspan="8">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="width: 48px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="width: 831px; vertical-align: top;">&#160;</td>
<td style="width: 37px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="width: 56px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 36px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="width: 54px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 18px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 164px; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="width: 48px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Statutory federal income tax rate</div>
</td>
<td style="background-color: #cceeff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 54px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">State and local income tax rate</div>
</td>
<td style="background-color: #ffffff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 163px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="background-color: #ffffff; width: 56px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="background-color: #ffffff; width: 54px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 162px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.6</div>
</td>
<td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">ESOP market value adjustment</div>
</td>
<td style="background-color: #cceeff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 163px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #cceeff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #cceeff; width: 54px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 162px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #ffffff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 163px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3.8</div>
</td>
<td style="background-color: #ffffff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2.8</div>
</td>
<td style="background-color: #ffffff; width: 54px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 162px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3.8</div>
</td>
<td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other, net</div>
</td>
<td style="background-color: #cceeff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 163px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.2</div>
</td>
<td style="background-color: #cceeff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.2</div>
</td>
<td style="background-color: #cceeff; width: 54px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #cceeff; width: 162px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.4</div>
</td>
<td style="background-color: #cceeff; width: 50px; vertical-align: bottom;" colspan="2">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 831px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Effective federal income tax rate</div>
</td>
<td style="background-color: #ffffff; width: 37px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 163px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">31.4</div>
</td>
<td style="background-color: #ffffff; width: 56px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.8</div>
</td>
<td style="background-color: #ffffff; width: 54px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #ffffff; width: 162px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32.2</div>
</td>
<td style="background-color: #ffffff; width: 50px; vertical-align: bottom;" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32639-109319<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32537-109319<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">424,654</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.00</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">474,654</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7.91</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,000</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,000</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.49</div>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,000</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.69</div>
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<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Forfeited</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(29,000</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.00</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(32,000</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9.55</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Expired</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(154,000</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.92</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance, end of period</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">424,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.00</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock', window );">Schedule of additional information regarding options outstanding, by exercise price range</a></td>
<td class="text"><div style="text-align: justify; line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 101.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">`</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 98%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd63fb8891a7b4bac9030c8176f41d7ba" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Outstanding</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Exercisable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted Avg</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Remaining</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range of</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contractual</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Life (years)</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.00 - $3.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.02</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77,154</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.73</div>
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<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77,154</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.01 - $5.00</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.49</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.82</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">85,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.82</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.01 - $8.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.47</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.17</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.17</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.01 - $15.00</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.50</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.83</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.83</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 190px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 192px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 194px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div>&#160;</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock', window );">Schedule of stock options outstanding, less estimated forfeitures</a></td>
<td class="text"><div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zcf5e0de59f0e49b4ac4272a7a797e12c" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 1008px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock options fully vested and expected to vest:</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Number</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1008px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average exercise price</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 153px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
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<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 153px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
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<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Aggregate intrinsic value&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,000</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">147,000</div>
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<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.35</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.34</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of components of a stock option or other award plan under which equity-based compensation is awarded to employees, typically comprised of the amount of unearned compensation (deferred compensation cost), compensation expense, and changes in the quantity and fair value of the shares (or other type of equity) granted, exercised, forfeited, and issued and outstanding pertaining to that plan.  Disclosure may also include nature and general terms of such arrangements that existed during the period and potential effects of those arrangements on shareholders, effect of compensation cost arising from equity-based payment arrangements on the income statement, method of estimating the fair value of the goods or services received, or the fair value of the equity instruments granted, during the period, cash flow effects resulting from equity-based payment arrangements and, for registrants that accelerate vesting of out of the money share options, reasons for the decision to accelerate.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms.</p></div>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unreleased</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ESOP</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allocated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and Released</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2014</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">338,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">98,532</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,052</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2014</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2015</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">332,500</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">73,899</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">888,685</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2015</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2016</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">207,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,266</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">913,318</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2016</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid;
 text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2017</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">176,000</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">937,951</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Corrective Action</div>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">112,421</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.06</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,955</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">79,944</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.81</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,966</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,955</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12.81</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,975</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,963</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital (Leverage):</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;">(To Adjusted Tangible Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.21</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,138</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tangible Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Tangible Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102,411</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.21</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,041</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">N/A</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">N/A</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 98%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z94c34a746a2044b8bc6fcdd2e542fd90" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Actual</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For Capital</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Adequacy Purposes</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">"Well Capitalized"</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Under Prompt</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Corrective Action</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;">March 31, 2016</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Total Capital:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,277</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16.07</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">52,405</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">65,507</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,046</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.81</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,304</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">52,405</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,046</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34,718</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,397</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: left; line-height: 9.1pt; text-indent: 6.95pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Tangible Assets)</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">97,046</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11.18</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,019</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">N/A</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">N/A</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6829369072">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE (Tables)<br></strong></div></th>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of earnings per share, basic and diluted</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(Dollars and share data in thousands, except per share data)</div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic EPS computation:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Denominator-weighted average
 common shares outstanding</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,450</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,393</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic EPS</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.33</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.28</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted EPS computation:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; margin-left: 19.35pt; font-size: 10pt;">Denominator-weighted average common shares outstanding</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,450</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,393</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Effect of dilutive stock options</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">70</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average common shares and common stock</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 953px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">equivalents</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,548</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
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<div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment securities available for sale:</div>
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<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Municipal securities</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
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<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,819</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,808</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,808</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,160</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px;
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</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Mortgage-backed securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,611</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">96,611</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,816</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,816</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;" ><br style="line-height: 6.85pt;" />&#160;</div>
<div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair Value Measurements Using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment securities available for sale:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Trust preferred</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">19,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,924</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43,924</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Mortgage-backed securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff;
 width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,036</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,036</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,882</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock', window );">Schedule of reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3)</a></td>
<td class="text"><table align="center" style="width: 90%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 10pt; word-spacing: 0px; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z61464ae3b2ed4ab7875c8e29497cdd3d" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 898px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom"></td>
<td style="width: 14px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended March 31,</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 14px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="width: 14px; text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="width: 898px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,812</div>
</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-left: 9pt;">Included in earnings&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(158</div>
</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-left: 9pt;">Included in other comprehensive income</div>
</td>
<td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">29</div>
</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(4</div>
</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="width: 898px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-left: 9pt;">Disposition</div>
</td>
<td style="width: 14px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,679</div>
</td>
<td style="width: 14px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="width: 14px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 136px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="width: 14px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 14px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 136px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 136px; text-align: right; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 898px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)&#160;</sup>Included in other non-interest income.</div>
</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 14px; text-align: left; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 136px; text-align: right; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="color: #000000; text-transform: none; line-height: 8pt; text-indent: 0px; letter-spacing: normal; clear: both; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock', window );">Schedule of assets that are measured at estimated fair value on a nonrecurring basis</a></td>
<td class="text"><div style="color: #000000; text-transform: none; line-height: 5.7pt; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"><br style="line-height: 5.7pt;"  />&#160;</div>
<table align="center" style="width: 100%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 10pt; word-spacing: 0px; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd07b59ac8129466a9bb30f71c6b8151f" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="11">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated fair value measurements using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">fair value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 815px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="width: 16px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 16px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 142px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,281</div>
</td>
<td style="width: 16px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 16px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 142px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 16px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 141px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 141px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,281</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="color: #000000; text-transform: none; line-height: 6.85pt; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table align="center" style="width: 95%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 10pt; word-spacing: 0px; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="za8cb90b5daa4499a98707b5da765e530" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 774px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,092</div>
</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 133px; text-align: right; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,092</div>
</td>
<td style="width: 14px; text-align: left; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 774px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">REO</div>
</td>
<td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">644</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">&#160;</td>
<td style="width: 133px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 2px; border-bottom-style: solid; background-color: #ffffff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">644</div>
</td>
<td style="width: 14px; text-align: left; padding-bottom: 2px; vertical-align: bottom; background-color: #ffffff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 774px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a nonrecurring basis</div>
</td>
<td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,736</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 134px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="width: 15px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom">&#160;</td>
<td style="width: 15px; text-align: left; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="width: 133px; text-align: right; vertical-align: bottom; border-bottom-color: #000000; border-bottom-width: 4px; border-bottom-style: double; background-color: #cceeff;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,736</div>
</td>
<td style="width: 14px; text-align: left; padding-bottom: 4px; vertical-align: bottom; background-color: #cceeff;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="color: #000000; text-transform: none; line-height: 6.85pt; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman', times, serif; font-size: 13.33px; font-style: normal; font-weight: normal; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; background-color: #ffffff; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock', window );">Schedule of quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 430px; vertical-align: bottom;">&#160;</td>
<td style="width: 22px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 281px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation technique</div>
</td>
<td style="width: 32px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 447px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;">Significant unobservable inputs</div>
</td>
<td style="width: 36px; vertical-align: top;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 162px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range&#160;<sup style="line-height: 1; font-family: 'times new roman bold', 'times new roman', serif; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
</tr>
<tr>
<td style="width: 430px; vertical-align: bottom;">&#160;</td>
<td style="width: 22px; vertical-align: bottom;">&#160;</td>
<td style="width: 281px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 32px; vertical-align: bottom;">&#160;</td>
<td style="width: 447px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 36px; vertical-align: bottom;">&#160;</td>
<td style="width: 162px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 430px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="background-color: #cceeff; width: 22px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 281px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Appraised value</div>
</td>
<td style="background-color: #cceeff; width: 32px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 447px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Adjustment for market conditions</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 162px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">N/A</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 430px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 22px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 281px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 32px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 447px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 162px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 430px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">REO</div>
</td>
<td style="background-color: #cceeff; width: 22px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 281px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Appraised value</div>
</td>
<td style="background-color: #cceeff; width: 32px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 447px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Adjustment for market conditions</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 162px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">N/A</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1410px; vertical-align: bottom;" colspan="7">
<div style="line-height: 5.7pt;">&#160;</div>
<div style="text-align: left; line-height: 8pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160; There were no adjustments to appraised values of impaired loans for the year ended March 31, 2017. There were no adjustments to appraised values of impaired loans or REO for the year ended March 31, 2016.</div>
<div style="text-align: left; line-height: 8pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">&#160;</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock', window );">Schedule of carrying amount and estimated fair value of financial instruments</a></td>
<td class="text"><div style="line-height: 3.4pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">
<table align="center" style="width: 98%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z5cb74cc8f3e74e95bc1098d4b49a04d2" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64,613</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64,613</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64,613</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,042</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,108</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,108</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">478</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">200,214</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr style="height: 13px;">
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities held to maturity</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans receivable, net</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">768,904</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">731,996</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">731,996</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,181</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,181</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,181</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Demand and savings deposits</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">830,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">830,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">830,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Time deposits</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">149,800</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,574</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Junior subordinated debentures</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,390</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,284</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,284</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Capital lease obligation</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,454</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,454</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,454</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 4.05pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="10">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<div style="widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">
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<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2016</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,400</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,400</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,400</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,769</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,959</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,959</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">503</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">503</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">503</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148,882</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150,690</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities held to maturity</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">76</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans receivable, net</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">614,934</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">571,068</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">571,068</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,060</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,060</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,060</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 14px;">
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 602px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Demand and savings deposits</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,421</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">660,421</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 135px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 135px; vertical-align: bottom;" valign="bottom">
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the application of the fair value option for measurement and reporting of eligible financial assets and liabilities (as defined), as well as certain other eligible items (as defined) included in the statement of financial position, whether such option is elected for a single eligible item or a group of similar eligible items and is in addition to other disclosures concerning fair value which the company may be required to provide.  Such disclosure might be expected to include: (1) for items included in the statement of financial position: (a) for each line item in the statement of financial position that includes an item or items for which the fair value option has been elected, provide the aggregate carrying amount of ineligible items included in each line item in the balance sheet, if any; (b) the difference between the aggregate fair value and the aggregate unpaid principal balance (assuming contractual principal amounts and fair value option elected) of: (i) loans and long-term receivables (other than securities otherwise reported at fair value) and (ii) long-term debt instruments; (c) for loans held as assets for which the fair value option has been elected: (i) the aggregate fair value of loans that are 90 days or more past due, (ii) if the policy is to recognize interest income separately from other changes in fair value, the aggregate fair value of loans in nonaccrual status, and (iii) the difference between the aggregate fair value and the aggregate unpaid principal balance for loans that are 90 days or more past due, in nonaccrual status, or both; (2) for items included in the income statement: (a) the amounts of gains and losses from fair value changes included in earnings and in which line in the income statement those gains and losses are reported whether or not combined with gains and losses from items required to be accounted for at fair value; (b) for loans and other receivables held as assets, the estimated amount of gains or losses included in earnings attributable to changes in instrument-specific credit risk; (c) for liabilities with fair values that have been significantly affected during the reporting period by changes in the instrument-specific credit risk, the estimated amount of gains and losses from fair value changes included in earnings that are attributable to changes in the instrument-specific credit risk; and (3) certain other disclosures as required or determined to be provided.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p></div>
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<head>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6842532752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES (Tables)<br></strong></div></th>
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock', window );">Schedule of significant off-balance sheet commitments</a></td>
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<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contract or Notional Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
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<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2016</div>
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<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
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<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commitments to originate loans:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustable-rate</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,958</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,186</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Fixed-rate</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">28,301</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,689</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Standby letters of credit</div>
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<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,614</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 126px;
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<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,379</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Undisbursed loan funds and unused lines of credit</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">119,763</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,623</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 1072px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Total</div>
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<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">167,636</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 126px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,877</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule (table) providing information on significant off-balance sheet commitments, as of the date(s) indicated on the schedule.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6820834848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Mar. 31, 2017</div></th></tr>
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<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">MARCH 31, 2017 AND 2016</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
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<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
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<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="vertical-align: middle;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">ASSETS</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
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<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Cash and cash equivalents</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
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<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
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<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment in the Bank</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,947</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">127,311</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,022</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,657</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL ASSETS</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">138,157</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">131,435</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">53</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">29</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend payable</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">452</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Borrowings</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,390</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,681</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Shareholders' equity</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">111,264</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">108,273</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">138,157</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">131,435</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Schedule of condensed income statement</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">STATEMENTS OF INCOME</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">INCOME:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend income from the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on investment securities and other short-term investments</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on loan receivable from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">33</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,046</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">EXPENSE:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Management service fees paid to the Bank</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other expenses</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">587</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">443</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">457</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">730</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">586</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">600</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(694</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(550</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,446</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BENEFIT FOR INCOME TAXES</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(235</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(187</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(197</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">INCOME (LOSS) OF PARENT COMPANY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(459</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(363</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,643</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,863</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,721</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,152</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCOME</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Schedule of condensed cash flow statement</a></td>
<td class="text"><div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">STATEMENTS OF CASH FLOWS</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">YEARS ENDED MARCH 31, 2017, 2016 AND 2015</div>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze4005605adcb451e86400cb8a7c2424a" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2015</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;">Net income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,358</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,491</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Equity in undistributed (income) loss of the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(7,863</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6,721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,152</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Amortization</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision (benefit) for deferred income taxes</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">666</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(197</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Earned ESOP shares</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">102</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock-based compensation</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Changes in assets and liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,031</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(941</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(19</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,698</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by (used in) operating activities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(678</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(474</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,986</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from assumption of junior subordinated debt (see Note 3)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by investing activities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,187</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividends paid</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,799</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,261</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from exercise of stock options</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by (used in) financing activities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,788</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,199</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,673</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,034</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,140</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,106</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,140</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock', window );">Schedule of quarterly financial information</a></td>
<td class="text"><div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):</div>
<div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z176426ddedb3471ab46f2782dad5de3b" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(Dollars in thousands, except share data)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Three Months Ended</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">December 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">September 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">June 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2017:</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,883</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,952</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,530</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,262</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">538</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">442</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">439</div>
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<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,345</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,502</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,088</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,823</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Recapture of loan losses</div>
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<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
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<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
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<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,586</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,333</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,581</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,514</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,918</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,851</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,397</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,815</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,013</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,984</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,272</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,522</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for income taxes</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">979</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">991</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">592</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">825</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,034</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,993</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,680</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,697</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.09</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2016:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,864</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,921</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,602</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,561</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">434</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">439</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">437</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,163</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,124</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Recapture of loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(350</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(300</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(500</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,193</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,417</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,216</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,549</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,569</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,349</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,284</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,745</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,406</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,555</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,395</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,428</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for income taxes</div>
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<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,001</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">849</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">743</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">833</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,405</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,706</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,652</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,595</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.06</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; text-indent: 9.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted earnings per share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.06</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.08</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
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<div style="text-align: left; line-height: 9.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;&#160;<font style="font-family: 'times new roman', times, serif; font-size: 10pt;">Quarterly earnings per share may vary from annual earnings per share due to rounding.</font></div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)-(j)<br> -URI http://asc.fasb.org/extlink&amp;oid=68076893&amp;loc=d3e1280-108306<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6836815328">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($) </div>
<div>Branch </div>
<div>Segment</div>
</th>
<th class="th">
<div>Feb. 17, 2017 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2016 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners', window );">Percentage of noncontrolling interest held</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MinorityInterestOwnershipPercentageByParent', window );">Ownership percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">90.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NumberOfOperatingSegments', window );">Number of operating segments | Segment</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsHeldInTrust', window );">Assets Held-in-trust</a></td>
<td class="nump">$ 425,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 389,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfBranches', window );">Number of branches in rural and suburban communities | Branch</a></td>
<td class="nump">19<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember', window );">Core Deposit Intangibles</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1', window );">Estimated amortized period of Core Deposit Intangibles</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Core Deposit Intangibles, gross</a></td>
<td class="nump">$ 1,360,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated amortization</a></td>
<td class="nump">27,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2018</a></td>
<td class="nump">232,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2019</a></td>
<td class="nump">183,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2020</a></td>
<td class="nump">160,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2021</a></td>
<td class="nump">140,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2022</a></td>
<td class="nump">125,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive', window );">Estimated amortization expense of Core Deposit Intangibles, after five year</a></td>
<td class="nump">$ 495,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember', window );">Building and improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives', window );">Estimated useful lives</a></td>
<td class="text">up to 45 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives', window );">Estimated useful lives</a></td>
<td class="text">Three to twenty years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember', window );">Leasehold improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives', window );">Estimated useful lives</a></td>
<td class="text">Fifteen to twenty-five years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Merchants Bancorp</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,363,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of CDI assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfBranches">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents information about number of branches.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfBranches</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_SummaryOfSignificantAccountingPoliciesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsHeldInTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of cash and securities held by third party trustees pursuant to terms of debt instruments or other agreements as of the date of each statement of financial position presented, which can be used by the trustee only to pay the noncurrent portion of specified obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsHeldInTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Remaining amortization period of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The equity interest of noncontrolling shareholders, partners or other equity holders in consolidated entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterestOwnershipPercentageByParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The parent entity's interest in net assets of the subsidiary, expressed as a percentage.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterestOwnershipPercentageByParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfOperatingSegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfOperatingSegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Describes the periods of time over which an entity anticipates to receive utility from its property, plant and equipment (that is, the periods of time over which an entity allocates the initial cost of its property, plant and equipment).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=68058157&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=68071081&amp;loc=d3e1205-110223<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
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<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831057264">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>RESTRICTED ASSETS (Detail Textuals) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRestrictedAssetsAbstract', window );"><strong>Other Restricted Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MinimumReserveBalance', window );">Minimum reserve balance</a></td>
<td class="nump">$ 2.5<span></span>
</td>
<td class="nump">$ 1.0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_MinimumReserveBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount of reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB"), based on a percentage of deposits as of the date indicated, as required by regulations of the Board of Governors of the Federal Reserve System ("Federal Reserve Board").</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_MinimumReserveBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRestrictedAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRestrictedAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6847004912">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Feb. 17, 2017</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill recognized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash consideration transferred</a></td>
<td class="nump">$ 12,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Book Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract', window );"><strong>Identifiable assets acquired</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents', window );">Cash and cash equivalents</a></td>
<td class="nump">27,196<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable', window );">Loans receivable</a></td>
<td class="nump">115,283<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
<td class="nump">1,769<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance', window );">BOLI</a></td>
<td class="nump">2,113<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets', window );">Accrued interest receivable and other assets</a></td>
<td class="nump">431<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Total identifiable assets acquired</a></td>
<td class="nump">146,792<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits', window );">Deposits</a></td>
<td class="nump">130,572<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures', window );">Junior subordinated debentures</a></td>
<td class="nump">5,155<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">293<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities', window );">Total liabilities assumed</a></td>
<td class="nump">136,020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet', window );">Total identifiable net assets</a></td>
<td class="nump">10,772<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Fair Value Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract', window );"><strong>Identifiable assets acquired</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents', window );">Cash and cash equivalents</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable', window );">Loans receivable</a></td>
<td class="num">(3,258)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="nump">1,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
<td class="nump">399<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance', window );">BOLI</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets', window );">Accrued interest receivable and other assets</a></td>
<td class="nump">90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Total identifiable assets acquired</a></td>
<td class="num">(1,406)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits', window );">Deposits</a></td>
<td class="nump">235<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures', window );">Junior subordinated debentures</a></td>
<td class="num">(1,468)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">23<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities', window );">Total liabilities assumed</a></td>
<td class="num">(1,210)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet', window );">Total identifiable net assets</a></td>
<td class="num">(196)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Estimated Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash consideration transferred</a></td>
<td class="nump">12,080<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract', window );"><strong>Identifiable assets acquired</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents', window );">Cash and cash equivalents</a></td>
<td class="nump">27,196<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable', window );">Loans receivable</a></td>
<td class="nump">112,025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="nump">1,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
<td class="nump">2,168<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance', window );">BOLI</a></td>
<td class="nump">2,113<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets', window );">Accrued interest receivable and other assets</a></td>
<td class="nump">521<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Total identifiable assets acquired</a></td>
<td class="nump">145,386<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits', window );">Deposits</a></td>
<td class="nump">130,807<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures', window );">Junior subordinated debentures</a></td>
<td class="nump">3,687<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">316<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities', window );">Total liabilities assumed</a></td>
<td class="nump">134,810<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet', window );">Total identifiable net assets</a></td>
<td class="nump">10,576<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill recognized</a></td>
<td class="nump">$ 1,504<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of accrued expenses and other liabilities liability assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represent amount of accrued interest receivable and other assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of bank owned life insurance assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of CDI assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of deposits assumed at the acquisition date that are classified as current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of junior subordinated debentures assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of loans receivable expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of assets acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73530397&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions, acquired at the acquisition date. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73530397&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73530397&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount recognized as of the acquisition date for the identifiable assets acquired in excess of (less than) the aggregate liabilities assumed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 55<br> -Paragraph 37<br> -URI http://asc.fasb.org/extlink&amp;oid=73531372&amp;loc=d3e2207-128464<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73530397&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of property, plant, and equipment recognized as of the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73530397&amp;loc=d3e4845-128472<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 55<br> -Paragraph 37<br> -URI http://asc.fasb.org/extlink&amp;oid=73531372&amp;loc=d3e2207-128464<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=64834752&amp;loc=SL49117168-202975<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of business during the period. The cash portion only of the acquisition price.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireBusinessesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_ChangeDuringPeriodFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_ChangeDuringPeriodFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<DOCUMENT>
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6786825296">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Details 1) - Merchants Bancorp - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionsProFormaRevenue', window );">Total revenues (net interest income plus non-interest income)</a></td>
<td class="nump">$ 49,290<span></span>
</td>
<td class="nump">$ 45,261<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 9,277<span></span>
</td>
<td class="nump">$ 8,260<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The pro forma net Income or Loss for the period as if the business combination or combinations had been completed at the beginning of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)-(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=65885119&amp;loc=d3e1392-128463<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionsProFormaRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The pro forma revenue for a period as if the business combination or combinations had been completed at the beginning of the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)-(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=65885119&amp;loc=d3e1392-128463<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionsProFormaRevenue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837604016">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Details 2)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">$ 748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Salaries and employee benefit</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Occupancy and depreciation</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Data processing</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">63<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Professional fees</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">$ 653<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents acquisition-related costs incurred to effect a business combination which costs have been expensed during the period. Such costs include finder's fees; advisory, legal, accounting, valuation, and other professional or consulting fees; general administrative costs, including the costs of maintaining an internal acquisitions department; and may include costs of registering and issuing debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 25<br> -Paragraph 23<br> -URI http://asc.fasb.org/extlink&amp;oid=73531572&amp;loc=d3e1043-128460<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationAcquisitionRelatedCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_SalariesAndEmployeeBenefitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_SalariesAndEmployeeBenefitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_OccupancyAndDepreciationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_OccupancyAndDepreciationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_DataProcessingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_DataProcessingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_ProfessionalFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_ProfessionalFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6815549872">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Detail Textuals)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
</tr>
<tr><th class="th">
<div>Feb. 17, 2017 </div>
<div>USD ($)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash consideration transferred</a></td>
<td class="nump">$ 12.1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of business during the period. The cash portion only of the acquisition price.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireBusinessesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6855291888">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES: Investment Securities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 200,214<span></span>
</td>
<td class="nump">$ 150,690<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SecuritiesAxis=rvsb_InvestmentsOneMember', window );">Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">202,830<span></span>
</td>
<td class="nump">149,011<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">193<span></span>
</td>
<td class="nump">1,860<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,809)<span></span>
</td>
<td class="num">(181)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">200,214<span></span>
</td>
<td class="nump">150,690<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_TrustPreferredMember', window );">Trust preferred | Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,919<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(111)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,808<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember', window );">Municipal securities | Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,936<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(117)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,819<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Agency securities | Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,993<span></span>
</td>
<td class="nump">19,520<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="nump">63<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(203)<span></span>
</td>
<td class="num">(14)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,808<span></span>
</td>
<td class="nump">19,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_RealEstateMortgageInvestmentConduitsMember', window );">Real estate mortgage investment conduits | Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">43,510<span></span>
</td>
<td class="nump">43,293<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">49<span></span>
</td>
<td class="nump">632<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(399)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">43,160<span></span>
</td>
<td class="nump">43,924<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember', window );">Mortgage-backed securities | Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">97,742<span></span>
</td>
<td class="nump">75,404<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">111<span></span>
</td>
<td class="nump">980<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1,242)<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">96,611<span></span>
</td>
<td class="nump">76,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_OtherMortgageBackedSecuritiesMember', window );">Other mortgage-backed securities | Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">41,649<span></span>
</td>
<td class="nump">8,875<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">15<span></span>
</td>
<td class="nump">185<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(848)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">40,816<span></span>
</td>
<td class="nump">9,036<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MortgageBackedMember', window );">Mortgage-backed | Investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAbstract', window );"><strong>Held to maturity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">64<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 66<span></span>
</td>
<td class="nump">$ 76<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC and FNMA issued securities.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65884222&amp;loc=d3e22054-111558<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26610-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized gain on investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_SecuritiesAxis=rvsb_InvestmentsOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_SecuritiesAxis=rvsb_InvestmentsOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_TrustPreferredMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_TrustPreferredMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_RealEstateMortgageInvestmentConduitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_OtherMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MortgageBackedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831358432">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES: Investments Classified by Contractual Maturity Date (Details 1)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
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</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Due after one year through five years, Amortized Cost</a></td>
<td class="nump">$ 16,487<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Due after one year through five years, Estimated Fair Value</a></td>
<td class="nump">16,455<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Due after five years through ten years, Amortized Cost</a></td>
<td class="nump">35,852<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Due after five years through ten years, Estimated Fair Value</a></td>
<td class="nump">35,350<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Due after ten years, Amortized Cost</a></td>
<td class="nump">150,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Due after ten years, Estimated Fair Value</a></td>
<td class="nump">148,409<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Total, Amortized Cost</a></td>
<td class="nump">202,830<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate', window );">Total, Estimated Fair Value</a></td>
<td class="nump">200,214<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAbstract', window );"><strong>Held to maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Due after one year through five years, Amortized Cost</a></td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Due after one year through five years, Estimated Fair Value</a></td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Due after five years through ten years, Amortized Cost</a></td>
<td class="nump">58<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Due after five years through ten years, Estimated Fair Value</a></td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Due after ten years, Amortized Cost</a></td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Due after ten years, Estimated Fair Value</a></td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Total, Amortized Cost</a></td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">$ 66<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing after the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in available-for-sale debt securities with a single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in available-for-sale debt securities with a single maturity date at cost, after adjustments, including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in the statement of income and fair value hedge accounting adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27161-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27198-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the fifth through tenth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing after the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
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</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing after the tenth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in held-to-maturity debt securities with a single maturity date, after other than temporary impairment (OTTI) accretion.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in held-to-maturity debt securities with a single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6855414560">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES: Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses (Details 2) - Investments - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2"><div>Mar. 31, 2017</div></th>
<th class="th" colspan="2"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember', window );">Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="nump">$ 2,819<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="num">(117)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">2,819<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="num">(117)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_TrustPreferredMember', window );">Trust preferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,808<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(111)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,808<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(111)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="nump">15,785<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,508<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="num">(203)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,991<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(8)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">15,785<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,499<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="num">(203)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(14)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_RealEstateMortgageInvestmentConduitsMember', window );">Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="nump">32,221<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,636<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="num">(399)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text"> <span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">32,221<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,636<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="num">(399)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember', window );">Mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="nump">74,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">831<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="num">(1,232)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="nump">602<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,051<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(21)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">74,990<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,882<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="num">(1,242)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_OtherMortgageBackedSecuritiesMember', window );">Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="nump">36,754<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">1,891<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="num">(803)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="num">(6)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="nump">2,840<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">1,229<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="num">(45)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="num">(18)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">39,594<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">3,120<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="num">(848)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="num">(24)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_InvestmentMember', window );">Investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="nump">161,967<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,866<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="num">(2,754)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(23)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="nump">3,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,079<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="num">(55)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(158)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">165,409<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20,945<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="num">$ (2,809)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">$ (181)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC and FNMA issued securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC issued securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC, FNMA and GNMA issued securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Comprised of SBA issued and CRE secured securities issued by FNMA.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Comprised of SBA issued securities.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale in a continuous loss position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27337-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27337-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td>instant</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_SecuritiesAxis=rvsb_InvestmentsOneMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_TrustPreferredMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_RealEstateMortgageInvestmentConduitsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_OtherMortgageBackedSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_InvestmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6854039840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt', window );">Proceeds from the liquidation of collateralized debt obligation</a></td>
<td class="nump">$ 1,800,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet', window );">Investment securities gross realized gains from sales</a></td>
<td class="nump">82,000<span></span>
</td>
<td class="nump">$ 158,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Other than temporary impairment losses, investments, portion recognized in earnings, net</a></td>
<td class="nump">240,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax', window );">Income tax related to the realized gains</a></td>
<td class="nump">29,000<span></span>
</td>
<td class="nump">$ 54,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_AvailableforsaleSecuritiesMember', window );">Available-for-sale Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost', window );">Pledged as collateral at amortized cost</a></td>
<td class="nump">11,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 10,200,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue', window );">Pledged as collateral at fair value</a></td>
<td class="nump">11,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,300,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_HeldtomaturitySecuritiesMember', window );">Held-to-maturity Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost', window );">Pledged as collateral at amortized cost</a></td>
<td class="nump">20,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">23,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue', window );">Pledged as collateral at fair value</a></td>
<td class="nump">$ 20,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 24,000<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount of income tax charged on the realized gain on sale of investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amortized cost of investment securities available for sale pledged as collateral for government public funds held by the bank, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=d3e27357-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8B<br> -URI http://asc.fasb.org/extlink&amp;oid=73527792&amp;loc=SL6284393-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the fair values, as of the date of each statement of financial position presented, of securities that are restricted as collateral for the payment of related debt obligations, primarily secured borrowings and repurchase agreements, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale of debt securities classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66010992&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3179-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_AvailableforsaleSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_AvailableforsaleSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_HeldtomaturitySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationByCategoryOfDebtSecurityAxis=us-gaap_HeldtomaturitySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6855290736">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>LOANS RECEIVABLE: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 779,432<span></span>
</td>
<td class="nump">$ 624,819<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,528<span></span>
</td>
<td class="nump">9,885<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">768,904<span></span>
</td>
<td class="nump">614,934<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">660,189<span></span>
</td>
<td class="nump">495,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">107,371<span></span>
</td>
<td class="nump">69,397<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">447,071<span></span>
</td>
<td class="nump">353,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,875<span></span>
</td>
<td class="nump">12,045<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43,715<span></span>
</td>
<td class="nump">33,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,157<span></span>
</td>
<td class="nump">26,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">119,243<span></span>
</td>
<td class="nump">129,164<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">92,865<span></span>
</td>
<td class="nump">88,780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Other installment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 26,378<span></span>
</td>
<td class="nump">$ 40,384<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Consists primarily of purchased automobile loans totaling $23.6 million and $37.4 million at March 31, 2017 and 2016, respectively.</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A valuation allowance for financing receivables that are expected to be uncollectible.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNet</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
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<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RealEstateOneToFourFamilyMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_OtherInstallmentMember</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE: Schedule of aggregate loans to officers and directors (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 841<span></span>
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<td class="nump">$ 1,233<span></span>
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<td class="nump">$ 854<span></span>
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<td class="nump">53<span></span>
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<td class="num">(210)<span></span>
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<td class="num">(445)<span></span>
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<td class="num">(132)<span></span>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansToOfficersAndDirectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the balance of aggregate loans to officers and directors, all of which are current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansToOfficersAndDirectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansToOfficersAndDirectorsOriginations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents loans to officers and directors, originated during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansToOfficersAndDirectorsOriginations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents repayments of loans to officers and directors during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansToOfficersAndDirectorsPrincipalRepayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6856325264">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE (Detail Textuals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net deferred loan fees</a></td>
<td class="nump">$ 3,200<span></span>
</td>
<td class="nump">$ 2,700<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansReceivableNetOfDiscountsAndPremium', window );">Loans receivable net of discounts and premium</a></td>
<td class="nump">2,000<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing receivable gross</a></td>
<td class="nump">779,432<span></span>
</td>
<td class="nump">624,819<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansPledgedAsCollateral', window );">Loans pledged as collateral</a></td>
<td class="nump">439,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember', window );">Automobile loan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing receivable gross</a></td>
<td class="nump">23,600<span></span>
</td>
<td class="nump">37,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing receivable gross</a></td>
<td class="nump">660,189<span></span>
</td>
<td class="nump">495,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing receivable gross</a></td>
<td class="nump">$ 447,071<span></span>
</td>
<td class="nump">353,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">80.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">65.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Raw land loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">65.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Improved land loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">75.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing receivable gross</a></td>
<td class="nump">$ 119,243<span></span>
</td>
<td class="nump">129,164<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing receivable gross</a></td>
<td class="nump">$ 92,865<span></span>
</td>
<td class="nump">$ 88,780<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">80.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family | Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansReceivableTermsOfMaturity', window );">Terms of maturity</a></td>
<td class="text">15 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family | Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansReceivableTermsOfMaturity', window );">Terms of maturity</a></td>
<td class="text">30 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansReceivableNetOfDiscountsAndPremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents loan receivable premium and discount.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansReceivableNetOfDiscountsAndPremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansReceivableTermsOfMaturity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans Receivable Terms Of Maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansReceivableTermsOfMaturity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_MaximumLoanToValueRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>maximum loan-to-value ratio.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_MaximumLoanToValueRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=65890831&amp;loc=d3e10152-111534<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5074-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=25496975&amp;loc=d3e45377-112738<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansPledgedAsCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of loans that have been pledged as collateral for borrowings. If the secured party has the right by contract or custom to sell or re-pledge the collateral, then the debtor reclassifies that asset and report that asset in its statement of financial position separately from other assets not so encumbered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5086-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansPledgedAsCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RawLandLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RawLandLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandAndLandImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandAndLandImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RealEstateOneToFourFamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RealEstateOneToFourFamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837926032">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Schedule of reconciliation of the allowance for loan losses (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">$ 9,885<span></span>
</td>
<td class="nump">$ 10,762<span></span>
</td>
<td class="nump">$ 12,551<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text"> <span></span>
</td>
<td class="num">(1,150)<span></span>
</td>
<td class="num">(1,800)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="num">(458)<span></span>
</td>
<td class="num">(274)<span></span>
</td>
<td class="num">(464)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">1,101<span></span>
</td>
<td class="nump">547<span></span>
</td>
<td class="nump">475<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">10,528<span></span>
</td>
<td class="nump">9,885<span></span>
</td>
<td class="nump">10,762<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial Business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">1,048<span></span>
</td>
<td class="nump">1,263<span></span>
</td>
<td class="nump">2,409<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="num">(121)<span></span>
</td>
<td class="num">(245)<span></span>
</td>
<td class="num">(1,060)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="num">(1)<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="num">(120)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">492<span></span>
</td>
<td class="nump">30<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,048<span></span>
</td>
<td class="nump">1,263<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial Real Estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">4,273<span></span>
</td>
<td class="nump">4,268<span></span>
</td>
<td class="nump">5,269<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="nump">926<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="num">(768)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="num">(117)<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="num">(233)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">2<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">5,084<span></span>
</td>
<td class="nump">4,273<span></span>
</td>
<td class="nump">4,268<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">325<span></span>
</td>
<td class="nump">539<span></span>
</td>
<td class="nump">340<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="num">(558)<span></span>
</td>
<td class="num">(545)<span></span>
</td>
<td class="num">(72)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">461<span></span>
</td>
<td class="nump">331<span></span>
</td>
<td class="nump">271<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">228<span></span>
</td>
<td class="nump">325<span></span>
</td>
<td class="nump">539<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-Family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">712<span></span>
</td>
<td class="nump">348<span></span>
</td>
<td class="nump">203<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="num">(415)<span></span>
</td>
<td class="nump">364<span></span>
</td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">297<span></span>
</td>
<td class="nump">712<span></span>
</td>
<td class="nump">348<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real Estate Construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">416<span></span>
</td>
<td class="nump">769<span></span>
</td>
<td class="nump">387<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="nump">298<span></span>
</td>
<td class="num">(359)<span></span>
</td>
<td class="nump">382<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">714<span></span>
</td>
<td class="nump">416<span></span>
</td>
<td class="nump">769<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">2,403<span></span>
</td>
<td class="nump">2,548<span></span>
</td>
<td class="nump">2,653<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="num">(110)<span></span>
</td>
<td class="num">(51)<span></span>
</td>
<td class="num">(164)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="num">(340)<span></span>
</td>
<td class="num">(274)<span></span>
</td>
<td class="num">(111)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="nump">146<span></span>
</td>
<td class="nump">180<span></span>
</td>
<td class="nump">170<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">2,099<span></span>
</td>
<td class="nump">2,403<span></span>
</td>
<td class="nump">2,548<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember', window );">Unallocated</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="nump">708<span></span>
</td>
<td class="nump">1,027<span></span>
</td>
<td class="nump">1,290<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="num">(20)<span></span>
</td>
<td class="num">(319)<span></span>
</td>
<td class="num">(263)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">$ 688<span></span>
</td>
<td class="nump">$ 708<span></span>
</td>
<td class="nump">$ 1,027<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts</td>
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<tr>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesRollForward</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 6.L.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74567-122707<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837987680">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Schedule of Impaired Financing Receivables (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">$ 88<span></span>
</td>
<td class="nump">$ 110<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">10,440<span></span>
</td>
<td class="nump">9,775<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">10,528<span></span>
</td>
<td class="nump">9,885<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">11,866<span></span>
</td>
<td class="nump">14,204<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">767,566<span></span>
</td>
<td class="nump">610,615<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">779,432<span></span>
</td>
<td class="nump">624,819<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,048<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,048<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">294<span></span>
</td>
<td class="nump">192<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">107,077<span></span>
</td>
<td class="nump">69,205<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">107,371<span></span>
</td>
<td class="nump">69,397<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">5,084<span></span>
</td>
<td class="nump">4,273<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">5,084<span></span>
</td>
<td class="nump">4,273<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">7,604<span></span>
</td>
<td class="nump">9,802<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">439,467<span></span>
</td>
<td class="nump">343,947<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">447,071<span></span>
</td>
<td class="nump">353,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">228<span></span>
</td>
<td class="nump">325<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">228<span></span>
</td>
<td class="nump">325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">15,074<span></span>
</td>
<td class="nump">11,244<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">15,875<span></span>
</td>
<td class="nump">12,045<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">297<span></span>
</td>
<td class="nump">712<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">297<span></span>
</td>
<td class="nump">712<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">1,692<span></span>
</td>
<td class="nump">1,731<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">42,023<span></span>
</td>
<td class="nump">32,002<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">43,715<span></span>
</td>
<td class="nump">33,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">714<span></span>
</td>
<td class="nump">416<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">714<span></span>
</td>
<td class="nump">416<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">46,157<span></span>
</td>
<td class="nump">26,731<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">46,157<span></span>
</td>
<td class="nump">26,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">88<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">2,011<span></span>
</td>
<td class="nump">2,293<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">2,099<span></span>
</td>
<td class="nump">2,403<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">1,475<span></span>
</td>
<td class="nump">1,678<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">117,768<span></span>
</td>
<td class="nump">127,486<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">119,243<span></span>
</td>
<td class="nump">129,164<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember', window );">Unallocated</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">688<span></span>
</td>
<td class="nump">708<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">688<span></span>
</td>
<td class="nump">708<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were individually and/or collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FinancingReceivableEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were individually and/or collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FinancingReceivableEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RecordedInvestmentInLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RecordedInvestmentInLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6783373504">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Analysis of loans by aging category (Details 2) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for unfunded loan commitments</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForUnfundedLoanCommitments', window );">Beginning balance</a></td>
<td class="nump">$ 324<span></span>
</td>
<td class="nump">$ 259<span></span>
</td>
<td class="nump">$ 294<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ChangeInAllowanceForUnfundedLoanCommitments', window );">Net change in allowance for unfunded loan commitments</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">65<span></span>
</td>
<td class="num">(35)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForUnfundedLoanCommitments', window );">Ending Balance</a></td>
<td class="nump">$ 388<span></span>
</td>
<td class="nump">$ 324<span></span>
</td>
<td class="nump">$ 259<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AllowanceForUnfundedLoanCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the allowance for unfunded loan commitments as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AllowanceForUnfundedLoanCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ChangeInAllowanceForUnfundedLoanCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the change in the allowance for unfunded loan commitments during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ChangeInAllowanceForUnfundedLoanCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6838704352">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Financing Receivables, Aging of Loans (Details 3) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">$ 2,715<span></span>
</td>
<td class="nump">$ 2,694<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">2,990<span></span>
</td>
<td class="nump">3,325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">776,442<span></span>
</td>
<td class="nump">621,494<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total Loans Receivable</a></td>
<td class="nump">779,432<span></span>
</td>
<td class="nump">624,819<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=rvsb_FinancingReceivables30To89DaysPastDueMember', window );">30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">241<span></span>
</td>
<td class="nump">611<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember', window );">90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">34<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">294<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">307<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">107,064<span></span>
</td>
<td class="nump">69,397<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total Loans Receivable</a></td>
<td class="nump">107,371<span></span>
</td>
<td class="nump">69,397<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">13<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">1,342<span></span>
</td>
<td class="nump">1,559<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">1,342<span></span>
</td>
<td class="nump">1,559<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">445,729<span></span>
</td>
<td class="nump">352,190<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total Loans Receivable</a></td>
<td class="nump">447,071<span></span>
</td>
<td class="nump">353,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">15,074<span></span>
</td>
<td class="nump">11,244<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total Loans Receivable</a></td>
<td class="nump">15,875<span></span>
</td>
<td class="nump">12,045<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">43,715<span></span>
</td>
<td class="nump">33,733<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total Loans Receivable</a></td>
<td class="nump">43,715<span></span>
</td>
<td class="nump">33,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">46,157<span></span>
</td>
<td class="nump">26,731<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total Loans Receivable</a></td>
<td class="nump">46,157<span></span>
</td>
<td class="nump">26,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">278<span></span>
</td>
<td class="nump">334<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">540<span></span>
</td>
<td class="nump">965<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">118,703<span></span>
</td>
<td class="nump">128,199<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total Loans Receivable</a></td>
<td class="nump">119,243<span></span>
</td>
<td class="nump">129,164<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">228<span></span>
</td>
<td class="nump">611<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">$ 34<span></span>
</td>
<td class="nump">$ 20<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of Financing Receivable Recorded Investment (Past Due and Non-accrual), as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentCurrent</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Recorded Investment<br> -URI http://asc.fasb.org/extlink&amp;oid=65880944<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5111-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Recorded Investment<br> -URI http://asc.fasb.org/extlink&amp;oid=65880944<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans held for sale. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=rvsb_FinancingReceivables30To89DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=rvsb_FinancingReceivables30To89DaysPastDueMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6859806976">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Schedule of Credit Quality Indicators (Details 4) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">$ 779,432<span></span>
</td>
<td class="nump">$ 624,819<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember', window );">Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">756,388<span></span>
</td>
<td class="nump">610,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember', window );">Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">13,036<span></span>
</td>
<td class="nump">9,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember', window );">Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">10,008<span></span>
</td>
<td class="nump">4,294<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember', window );">Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=rvsb_LossMember', window );">Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">660,189<span></span>
</td>
<td class="nump">495,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">107,371<span></span>
</td>
<td class="nump">69,397<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">102,113<span></span>
</td>
<td class="nump">68,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">2,063<span></span>
</td>
<td class="nump">813<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">3,195<span></span>
</td>
<td class="nump">363<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">447,071<span></span>
</td>
<td class="nump">353,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">430,923<span></span>
</td>
<td class="nump">343,306<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">10,426<span></span>
</td>
<td class="nump">7,659<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">5,722<span></span>
</td>
<td class="nump">2,784<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">15,875<span></span>
</td>
<td class="nump">12,045<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">15,074<span></span>
</td>
<td class="nump">9,760<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">1,484<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">43,715<span></span>
</td>
<td class="nump">33,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">43,156<span></span>
</td>
<td class="nump">33,721<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">547<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">46,157<span></span>
</td>
<td class="nump">26,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">46,157<span></span>
</td>
<td class="nump">26,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">119,243<span></span>
</td>
<td class="nump">129,164<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">118,965<span></span>
</td>
<td class="nump">128,830<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="nump">278<span></span>
</td>
<td class="nump">334<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total Loans Receivable</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
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<td>xbrli:monetaryItemType</td>
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<tr>
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<td>debit</td>
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<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember">
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=rvsb_LossMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
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<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 5) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">$ 10,697<span></span>
</td>
<td class="nump">$ 13,003<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">1,169<span></span>
</td>
<td class="nump">1,201<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">11,866<span></span>
</td>
<td class="nump">14,204<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">13,351<span></span>
</td>
<td class="nump">15,473<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">88<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">294<span></span>
</td>
<td class="nump">192<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">294<span></span>
</td>
<td class="nump">192<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">301<span></span>
</td>
<td class="nump">192<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">7,604<span></span>
</td>
<td class="nump">9,802<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">7,604<span></span>
</td>
<td class="nump">9,802<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">8,806<span></span>
</td>
<td class="nump">10,758<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">807<span></span>
</td>
<td class="nump">807<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">1,692<span></span>
</td>
<td class="nump">1,731<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">1,692<span></span>
</td>
<td class="nump">1,731<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">1,826<span></span>
</td>
<td class="nump">1,871<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">306<span></span>
</td>
<td class="nump">477<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">1,169<span></span>
</td>
<td class="nump">1,201<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">1,475<span></span>
</td>
<td class="nump">1,678<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">1,611<span></span>
</td>
<td class="nump">1,845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">$ 88<span></span>
</td>
<td class="nump">$ 110<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit losses related to recorded investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Recorded Investment<br> -URI http://asc.fasb.org/extlink&amp;oid=65880944<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRelatedAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6839001008">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Schedule of Impaired Loans, Average Recorded Investment and Interest Recognized (Details 6) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">$ 13,118<span></span>
</td>
<td class="nump">$ 18,262<span></span>
</td>
<td class="nump">$ 24,391<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">502<span></span>
</td>
<td class="nump">644<span></span>
</td>
<td class="nump">642<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">255<span></span>
</td>
<td class="nump">542<span></span>
</td>
<td class="nump">1,075<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">8,823<span></span>
</td>
<td class="nump">13,130<span></span>
</td>
<td class="nump">17,136<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">337<span></span>
</td>
<td class="nump">456<span></span>
</td>
<td class="nump">478<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
<td class="nump">817<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">1,710<span></span>
</td>
<td class="nump">1,842<span></span>
</td>
<td class="nump">2,176<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">93<span></span>
</td>
<td class="nump">99<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">1,529<span></span>
</td>
<td class="nump">1,947<span></span>
</td>
<td class="nump">3,187<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 72<span></span>
</td>
<td class="nump">$ 85<span></span>
</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5212-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5258-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837719456">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Schedule of TDRs by Interest Accrual Status (Details 7) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">$ 9,429<span></span>
</td>
<td class="nump">$ 11,845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">2,437<span></span>
</td>
<td class="nump">2,090<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">11,866<span></span>
</td>
<td class="nump">13,935<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">192<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">294<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">294<span></span>
</td>
<td class="nump">192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">6,262<span></span>
</td>
<td class="nump">8,244<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">1,342<span></span>
</td>
<td class="nump">1,289<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">7,604<span></span>
</td>
<td class="nump">9,533<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">801<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">1,692<span></span>
</td>
<td class="nump">1,731<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">1,692<span></span>
</td>
<td class="nump">1,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">1,475<span></span>
</td>
<td class="nump">1,678<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">$ 1,475<span></span>
</td>
<td class="nump">$ 1,678<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TdrByAccrualStatusAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of TDR by Accrual Status, Accrual, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TdrByAccrualStatusAccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TdrByAccrualStatusNonAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of TDR by Accrual Status, Non-accrual, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TdrByAccrualStatusNonAccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TdrByAccrualStatusTotal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of TDR by Accrual Status, Total, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TdrByAccrualStatusTotal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
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<FILENAME>R68.htm
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<head>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6856324800">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES (Detail Textuals) - Commercial and construction<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($) </div>
<div>TDR</div>
</th>
<th class="th">
<div>Mar. 31, 2016 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2015 </div>
<div>USD ($) </div>
<div>TDR</div>
</th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_InterestIncomeForegoneOnNonAccrualLoans', window );">Interest income foregone on non-accrual loans</a></td>
<td class="nump">$ 81,000<span></span>
</td>
<td class="nump">$ 112,000<span></span>
</td>
<td class="nump">$ 433,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">TDR loan default</a></td>
<td class="nump">$ 294,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1', window );">Number of TDR loans default | TDR</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-modification outstanding recorded investment amount</a></td>
<td class="nump">$ 116,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Post-modification outstanding recorded investment amount</a></td>
<td class="nump">107,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoanModifiedAsTdr', window );">Amount of loan modified as TDR</a></td>
<td class="nump">107,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">TDR loan default</a></td>
<td class="nump">$ 1,300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1', window );">Number of TDR loans default | TDR</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-modification outstanding recorded investment amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 334,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Post-modification outstanding recorded investment amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 327,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_InterestIncomeForegoneOnNonAccrualLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income foregone on loans not accruing. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_InterestIncomeForegoneOnNonAccrualLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoanModifiedAsTdr">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount of loan that was modified as a TDR.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoanModifiedAsTdr</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Post-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Pre-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953682-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953682-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6853595088">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">$ 35,576<span></span>
</td>
<td class="nump">$ 32,989<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less accumulated depreciation and amortization</a></td>
<td class="num">(19,344)<span></span>
</td>
<td class="num">(18,394)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="nump">16,232<span></span>
</td>
<td class="nump">14,595<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember', window );">Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">4,710<span></span>
</td>
<td class="nump">4,177<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember', window );">Buildings and improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">15,281<span></span>
</td>
<td class="nump">13,974<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember', window );">Leasehold improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">1,666<span></span>
</td>
<td class="nump">1,286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">10,243<span></span>
</td>
<td class="nump">9,876<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_BuildingsUnderCapitalizedLeasesMember', window );">Building under capitalized lease</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">2,956<span></span>
</td>
<td class="nump">2,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_ConstructionInProgress1Member', window );">Construction in progress</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">$ 720<span></span>
</td>
<td class="nump">$ 720<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_BuildingsUnderCapitalizedLeasesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_BuildingsUnderCapitalizedLeasesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_ConstructionInProgress1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_ConstructionInProgress1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6836843392">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Details 1)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract', window );"><strong>Operating Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent', window );">2018</a></td>
<td class="nump">$ 1,660<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears', window );">2019</a></td>
<td class="nump">1,555<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears', window );">2020</a></td>
<td class="nump">1,438<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears', window );">2021</a></td>
<td class="nump">896<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears', window );">2022</a></td>
<td class="nump">668<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter', window );">Thereafter</a></td>
<td class="nump">2,612<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue', window );">Total minimum lease payments</a></td>
<td class="nump">8,829<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract', window );"><strong>Capital Lease</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths', window );">2018</a></td>
<td class="nump">198<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo', window );">2019</a></td>
<td class="nump">201<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree', window );">2020</a></td>
<td class="nump">205<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour', window );">2021</a></td>
<td class="nump">208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive', window );">2022</a></td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive', window );">Thereafter</a></td>
<td class="nump">4,056<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDue', window );">Total minimum lease payments</a></td>
<td class="nump">5,080<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments', window );">Less amount representing interest</a></td>
<td class="num">(2,626)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments', window );">Present value of net minimum lease payments</a></td>
<td class="nump">$ 2,454<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due after the fifth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the fifth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the fourth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the third rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the second rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount necessary to reduce net minimum lease payments to present value for capital leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the next rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Present value of minimum lease payments for capital leases net of executory costs, including amounts paid by the lessee to the lessor for insurance, maintenance and taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td>instant</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831026240">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2010 </div>
<div>USD ($) </div>
<div>Branch</div>
</th>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2016 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PremisesAndEquipmentDepreciationExpense', window );">Depreciation and amortization expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,100,000<span></span>
</td>
<td class="nump">$ 1,300,000<span></span>
</td>
<td class="nump">$ 1,400,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PremisesAndEquipmentAmortizationExpense', window );">Amortization expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">77,000<span></span>
</td>
<td class="nump">89,000<span></span>
</td>
<td class="nump">113,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease', window );">Accumulated amortization for capital lease</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,200,000<span></span>
</td>
<td class="nump">1,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfBranchLocationSold', window );">Number of branch location sold | Branch</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_GainLossOnCancellationOfLease', window );">Gain loss on cancellation of lease</a></td>
<td class="nump">$ 2,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredGainLossOnCancellationOfLease', window );">Deferred gain loss on cancellation of lease</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseAndRentalExpense', window );">Rent expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,800,000<span></span>
</td>
<td class="nump">$ 1,800,000<span></span>
</td>
<td class="nump">$ 1,900,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredGainLossOnCancellationOfLease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of Deferred gain loss on cancellation of lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredGainLossOnCancellationOfLease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of gain loss on cancellation of lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_GainLossOnCancellationOfLease</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfBranchLocationSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number of branch location sold.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfBranchLocationSold</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the accumulated amortization for Premises and Equipment Capital Leases as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PremisesAndEquipmentAmortizationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amortization expense for Premises and Equipment during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PremisesAndEquipmentAmortizationExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PremisesAndEquipmentDepreciationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the depreciation expense for Premises and Equipment during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PremisesAndEquipmentDepreciationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseAndRentalExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of rent expense incurred for leased assets, including but not limited to, furniture and equipment, that is not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeaseAndRentalExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6853984208">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REAL ESTATE OWNED: Schedule of activity in REO (Real Estate Owned) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedValuationAllowanceRollForward', window );"><strong>Real Estate Owned</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedBalance', window );">Balance at beginning of year, net</a></td>
<td class="nump">$ 595<span></span>
</td>
<td class="nump">$ 1,603<span></span>
</td>
<td class="nump">$ 7,703<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedAdditions', window );">Additions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">298<span></span>
</td>
<td class="nump">1,512<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedDispositions', window );">Dispositions</a></td>
<td class="num">(267)<span></span>
</td>
<td class="num">(937)<span></span>
</td>
<td class="num">(6,897)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedWritedowns', window );">Writedowns</a></td>
<td class="num">(30)<span></span>
</td>
<td class="num">(369)<span></span>
</td>
<td class="num">(715)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedBalance', window );">Balance at end of year, net</a></td>
<td class="nump">$ 298<span></span>
</td>
<td class="nump">$ 595<span></span>
</td>
<td class="nump">$ 1,603<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedAdditions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents additions to Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedAdditions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the balance of Real Estate Owned (REO) as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedDispositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents dispositions of Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedDispositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedWritedowns">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents writedowns of Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedWritedowns</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedValuationAllowanceRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedValuationAllowanceRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6826428368">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REAL ESTATE OWNED (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract', window );"><strong>Real Estate Owned, Disclosure of Detailed Components [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedExpensesWriteDowns', window );">Write-downs on existing REO properties</a></td>
<td class="nump">$ 30,000<span></span>
</td>
<td class="nump">$ 369,000<span></span>
</td>
<td class="nump">$ 715,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedOperatingExpenses', window );">Operating expenses</a></td>
<td class="nump">24,000<span></span>
</td>
<td class="nump">198,000<span></span>
</td>
<td class="nump">279,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo', window );">Net losses on dispositions of REO</a></td>
<td class="nump">5,000<span></span>
</td>
<td class="nump">$ 187,000<span></span>
</td>
<td class="nump">$ 80,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedAssets', window );">Carrying amount of foreclosed residential real estate properties</a></td>
<td class="nump">298,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoansInProcessOfForeclosureAmount', window );">Mortgage Loans in Process of Foreclosure, Amount</a></td>
<td class="nump">$ 91,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the net losses on dispositions of Real Estate Owned (REO) during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NetLossesOnDispositionsOfRealEstateOwnedReo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedExpensesWriteDowns">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the writedown expenses related to Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedExpensesWriteDowns</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedOperatingExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the operating expenses related to Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedOperatingExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=65884687&amp;loc=d3e4437-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=d3e5162-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansInProcessOfForeclosureAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment of consumer mortgage loan receivables secured by residential real estate properties for which formal foreclosure proceedings are in process.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 35<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL49126937-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Recorded Investment<br> -URI http://asc.fasb.org/extlink&amp;oid=65880944<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageLoansInProcessOfForeclosureAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6785657680">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillRollForward', window );"><strong>Goodwill [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Net carrying value at beginning of period</a></td>
<td class="nump">$ 25,572<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">MBank Transaction (see Note 3)</a></td>
<td class="nump">1,504<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Impairment charge</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Net carrying value at the end of period</a></td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=64834752&amp;loc=SL49117168-202975<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAcquiredDuringPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAcquiredDuringPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R75.htm
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837788512">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS: Schedule of Deposit Accounts (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Deposit accounts</a></td>
<td class="nump">$ 980,058<span></span>
</td>
<td class="nump">$ 779,803<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_NonInterestBearingMember', window );">Non-interest-bearing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Deposit accounts</a></td>
<td class="nump">242,738<span></span>
</td>
<td class="nump">179,143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_InterestCheckingMember', window );">Interest Checking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Deposit accounts</a></td>
<td class="nump">171,152<span></span>
</td>
<td class="nump">144,740<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_MoneyMarketMember', window );">Money market</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Deposit accounts</a></td>
<td class="nump">289,998<span></span>
</td>
<td class="nump">239,544<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_SavingsAccountsMember', window );">Savings accounts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Deposit accounts</a></td>
<td class="nump">126,370<span></span>
</td>
<td class="nump">96,994<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_CertificatesOfDeposit1Member', window );">Certificates of deposit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Deposit accounts</a></td>
<td class="nump">$ 149,800<span></span>
</td>
<td class="nump">$ 119,382<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositAccountsBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the balance of deposit accounts, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositAccountsBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_NonInterestBearingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_NonInterestBearingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_InterestCheckingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_InterestCheckingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_MoneyMarketMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_MoneyMarketMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_SavingsAccountsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_SavingsAccountsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_CertificatesOfDeposit1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_CertificatesOfDeposit1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6790047008">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS: Schedule of maturities of certificates of deposit for future years (Details 1)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2018</a></td>
<td class="nump">$ 99,893<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2019</a></td>
<td class="nump">30,760<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2020</a></td>
<td class="nump">9,742<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2021</a></td>
<td class="nump">2,833<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2022</a></td>
<td class="nump">3,116<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterRollingYearFive', window );">Thereafter</a></td>
<td class="nump">3,456<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Time deposit maturities for future years</a></td>
<td class="nump">$ 149,800<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesAfterRollingYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing after the fifth rolling twelve months following the latest balance sheet. Time deposits include, but are not limited to, certificates of deposits. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesAfterRollingYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearTwo</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=50488274&amp;loc=d3e64164-112818<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D-E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837663520">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DEPOSITS: Schedule of Interest Expense by Deposit Type (Details 2) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits', window );">Interest checking</a></td>
<td class="nump">$ 98<span></span>
</td>
<td class="nump">$ 99<span></span>
</td>
<td class="nump">$ 79<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseMoneyMarketDeposits', window );">Money market</a></td>
<td class="nump">309<span></span>
</td>
<td class="nump">272<span></span>
</td>
<td class="nump">277<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSavingsDeposits', window );">Savings accounts</a></td>
<td class="nump">110<span></span>
</td>
<td class="nump">85<span></span>
</td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits', window );">Certificates of deposit</a></td>
<td class="nump">634<span></span>
</td>
<td class="nump">717<span></span>
</td>
<td class="nump">899<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Total</a></td>
<td class="nump">$ 1,151<span></span>
</td>
<td class="nump">$ 1,173<span></span>
</td>
<td class="nump">$ 1,326<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseMoneyMarketDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on all money market deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseMoneyMarketDeposits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on the amount of Negotiable Order of Withdrawal (NOW). Interest-bearing transaction account that combines the payable on demand feature of checks and investment feature of savings accounts. A NOW account is functionally an interest paying checking account.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on all savings account deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseSavingsDeposits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDeposits">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831025808">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS (Detail Textuals) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TimeDepositsMoreThan250000', window );">Time Deposits More Than 250,000</a></td>
<td class="nump">$ 12.1<span></span>
</td>
<td class="nump">$ 10.5<span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of time deposit liabilities in denominations of $250,000 or more.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TimeDepositsMoreThan250000</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6836684720">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES: Schedule of terms of the current Debentures (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 27,836<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueAdjustment', window );">Fair value adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1,446)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Junior subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 26,390<span></span>
</td>
<td class="nump">$ 22,681<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember', window );">Riverview Bancorp Statutory Trust I</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebtInstrumentDateOfIssuance', window );">Issuance Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">12/2005<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,217<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Rate Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">Variable<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.88%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Current Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2.49%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Maturity Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">3/2036<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember', window );">Riverview Bancorp Statutory Trust II</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebtInstrumentDateOfIssuance', window );">Issuance Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">06/2007<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 15,464<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Rate Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">Variable<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7.03%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Current Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2.48%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Maturity Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">9/2037<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember', window );">Merchants Bancorp Statutory Trust I</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebtInstrumentDateOfIssuance', window );">Issuance Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">06/2003<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 5,155<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Rate Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="text">Variable<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.16%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Current Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Maturity Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">6/2033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Amounts are attributable to the MBank transaction. See Note 3.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DebtInstrumentDateOfIssuance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the date the debt instrument was issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DebtInstrumentDateOfIssuance</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCarryingAmount</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Effective interest rate for the funds borrowed under the debt agreement considering interest compounding and original issue discount or premium.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=64930785&amp;loc=d3e28551-108399<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateEffectivePercentage</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateTerms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the interest rate as being fixed or variable, and, if variable, identification of the index or rate on which the interest rate is based and the number of points or percentage added to that index or rate to set the rate, and other pertinent information, such as frequency of rate resets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateTerms</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the maturity date of the debt instrument including whether the debt matures serially and, if so, a brief description of the serial maturities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDateDescription</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(16)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of addition (reduction) to the amount at which a liability could be incurred (settled) in a current transaction between willing parties.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6838014160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebenturesIssuedToGrantorTrusts', window );">Debentures issued to grantor trusts</a></td>
<td class="nump">$ 26,400,000<span></span>
</td>
<td class="nump">$ 22,700,000<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonSecuritiesIssuedByGrantorTrusts', window );">Common securities issued by grantor trusts</a></td>
<td class="nump">$ 836,000<span></span>
</td>
<td class="nump">$ 681,000<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember', window );">Riverview Bancorp Statutory Trust I</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Interest basis spread on variable rate</a></td>
<td class="nump">1.36%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Description of variable rate</a></td>
<td class="text">three-month LIBOR<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember', window );">Riverview Bancorp Statutory Trust II</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Interest basis spread on variable rate</a></td>
<td class="nump">1.35%<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Description of variable rate</a></td>
<td class="text">three-month LIBOR<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember', window );">Merchants Bancorp Statutory Trust I</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Interest basis spread on variable rate</a></td>
<td class="nump">3.10%<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Description of variable rate</a></td>
<td class="text">three-month LIBOR<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the common securities issued by the grantor trusts, and which were purchased by the Company, and included in prepaid expenses and other assets in the Consolidated Balance Sheets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the debentures issued by the company to the grantor trusts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The reference rate for the variable rate of the debt instrument, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentDescriptionOfVariableRateBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6839029488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES: Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Current</a></td>
<td class="nump">$ 284<span></span>
</td>
<td class="nump">$ 251<span></span>
</td>
<td class="nump">$ 16<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred</a></td>
<td class="nump">3,103<span></span>
</td>
<td class="nump">3,175<span></span>
</td>
<td class="nump">2,140<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred', window );">Total</a></td>
<td class="nump">$ 3,387<span></span>
</td>
<td class="nump">$ 3,426<span></span>
</td>
<td class="nump">$ 2,156<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of total income tax provision (benefit) during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Current Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=63044130<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32639-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6856292512">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INCOME TAXES: Schedule of Deferred Tax Assets and Liabilities (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGrossAbstract', window );"><strong>Deferred tax assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits', window );">Deferred compensation</a></td>
<td class="nump">$ 150<span></span>
</td>
<td class="nump">$ 128<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Allowance for loan losses</a></td>
<td class="nump">3,875<span></span>
</td>
<td class="nump">3,624<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities', window );">Accrued expenses</a></td>
<td class="nump">217<span></span>
</td>
<td class="nump">199<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment', window );">Accumulated depreciation and amortization</a></td>
<td class="nump">1,017<span></span>
</td>
<td class="nump">908<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction', window );">Deferred gain on sale</a></td>
<td class="nump">361<span></span>
</td>
<td class="nump">418<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards', window );">Net operating loss carryforwards</a></td>
<td class="nump">1,134<span></span>
</td>
<td class="nump">4,849<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredTaxAssetsPurchaseAccounting', window );">Purchase accounting</a></td>
<td class="nump">228<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses', window );">REO expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross', window );">Net unrealized loss on investment securities available for sale</a></td>
<td class="nump">929<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards', window );">AMT credit</a></td>
<td class="nump">471<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
<td class="nump">332<span></span>
</td>
<td class="nump">350<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Total deferred tax assets</a></td>
<td class="nump">8,714<span></span>
</td>
<td class="nump">10,754<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesAbstract', window );"><strong>Deferred tax liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredTaxLiabilitiesFhlbStockDividend', window );">FHLB stock dividend</a></td>
<td class="num">(143)<span></span>
</td>
<td class="num">(143)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome', window );">Net unrealized gain on investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(596)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses', window );">Prepaid expenses</a></td>
<td class="num">(158)<span></span>
</td>
<td class="num">(172)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts', window );">Loan fees/costs</a></td>
<td class="num">(803)<span></span>
</td>
<td class="num">(654)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilities', window );">Total deferred tax liabilities</a></td>
<td class="num">(1,104)<span></span>
</td>
<td class="num">(1,565)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred tax assets, net</a></td>
<td class="nump">$ 7,610<span></span>
</td>
<td class="nump">$ 9,189<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredTaxAssetsPurchaseAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of deferred tax assets purchase accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredTaxAssetsPurchaseAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredTaxAssetsRealEstateOwnedExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the REO expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredTaxAssetsRealEstateOwnedExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredTaxLiabilitiesFhlbStockDividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the deferred tax liabilities consequent to FHLB Stock Dividend, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredTaxLiabilitiesFhlbStockDividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the deferred tax liabilities consequent to Loan Fees and Costs, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from a gain reported for tax purposes on sale and leaseback transactions in accordance with enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32537-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Asset<br> -URI http://asc.fasb.org/extlink&amp;oid=6510090<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGrossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGrossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOperatingLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from property, plant, and equipment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of a valuation allowances, of deferred tax assets attributable to deductible tax credit carryforwards including, but not limited to, research, foreign, general business, alternative minimum tax, and other deductible tax credit carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32559-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Carryforwards<br> -URI http://asc.fasb.org/extlink&amp;oid=6506874<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxCreditCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=75116654&amp;loc=d3e31931-109318<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains in other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65896914&amp;loc=d3e39076-109324<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32632-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=68052875&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesPrepaidExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6846534960">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES: Schedule of Effective Income Tax Rate Reconciliation (Details 2)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Statutory federal income tax rate</a></td>
<td class="nump">34.00%<span></span>
</td>
<td class="nump">34.00%<span></span>
</td>
<td class="nump">34.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">State and local income tax rate</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost', window );">ESOP market value adjustment</a></td>
<td class="num">(0.10%)<span></span>
</td>
<td class="num">(0.10%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance', window );">BOLI</a></td>
<td class="num">(3.80%)<span></span>
</td>
<td class="num">(2.80%)<span></span>
</td>
<td class="num">(3.80%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments', window );">Other, net</a></td>
<td class="num">(0.20%)<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">0.40%<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Effective federal income tax rate</a></td>
<td class="nump">31.40%<span></span>
</td>
<td class="nump">34.80%<span></span>
</td>
<td class="nump">32.20%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateContinuingOperations</td>
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<tr>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to life insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32687-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to equity-based compensation costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>num:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
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<td>xbrli:stringItemType</td>
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<html>
<head>
<title></title>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6853192880">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BaseYearAllowanceForLoanLosses', window );">Base year allowance for loan losses</a></td>
<td class="nump">$ 2,200,000<span></span>
</td>
<td class="nump">$ 2,200,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender', window );">Unrecognized deferred tax liability</a></td>
<td class="nump">781,000<span></span>
</td>
<td class="nump">$ 781,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred tax assets total</a></td>
<td class="nump">$ 1,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BaseYearAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>It represents amount of base year allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BaseYearAllowanceForLoanLosses</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability not recognized because of the exceptions to comprehensive recognition of deferred taxes related to bad debt reserve for tax purposes of a qualified lender.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 740<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479915&amp;loc=d3e66715-112838<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6840213232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS: Schedule of activity related to options under all plans (Details) - $ / shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward', window );"><strong>Number of Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance, beginning of period</a></td>
<td class="nump">223,654<span></span>
</td>
<td class="nump">424,654<span></span>
</td>
<td class="nump">474,654<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Options exercised</a></td>
<td class="num">(3,000)<span></span>
</td>
<td class="num">(18,000)<span></span>
</td>
<td class="num">(18,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod', window );">Forfeited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(29,000)<span></span>
</td>
<td class="num">(32,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod', window );">Expired</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(154,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance, end of period</a></td>
<td class="nump">220,654<span></span>
</td>
<td class="nump">223,654<span></span>
</td>
<td class="nump">424,654<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward', window );"><strong>Weighted Average Exercise Price</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Balance, beginning of period</a></td>
<td class="nump">$ 4.73<span></span>
</td>
<td class="nump">$ 8.00<span></span>
</td>
<td class="nump">$ 7.91<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Options exercised</a></td>
<td class="nump">3.84<span></span>
</td>
<td class="nump">3.49<span></span>
</td>
<td class="nump">2.69<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice', window );">Forfeited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00<span></span>
</td>
<td class="nump">9.55<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice', window );">Expired</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12.92<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Balance, end of period</a></td>
<td class="nump">$ 4.74<span></span>
</td>
<td class="nump">$ 4.73<span></span>
</td>
<td class="nump">$ 8.00<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of options outstanding, including both vested and non-vested options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6839927408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS: Schedule of additional information regarding options outstanding, by exercise price range (Details 1) - Stock options<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2017 </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">3 years 4 months 6 days<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">220,654<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 4.74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">220,654<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 4.74<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">$1.00 - $3.00</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit', window );">Range of Exercise Price, lower</a></td>
<td class="nump">1.00<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit', window );">Range of Exercise Price, upper</a></td>
<td class="nump">$ 3.00<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">6 years 7 days<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">77,154<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 2.73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">77,154<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 2.73<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">$3.01 - $5.00</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit', window );">Range of Exercise Price, lower</a></td>
<td class="nump">3.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit', window );">Range of Exercise Price, upper</a></td>
<td class="nump">$ 5.00<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">2 years 5 months 27 days<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">85,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 3.82<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">85,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 3.82<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">$5.01 - $8.00</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit', window );">Range of Exercise Price, lower</a></td>
<td class="nump">5.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit', window );">Range of Exercise Price, upper</a></td>
<td class="nump">$ 8.00<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">1 year 5 months 19 days<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">36,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 6.17<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">36,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 6.17<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">$8.01 - $15.00</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit', window );">Range of Exercise Price, lower</a></td>
<td class="nump">8.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit', window );">Range of Exercise Price, upper</a></td>
<td class="nump">$ 15.00<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">6 months<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">22,500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 12.83<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">22,500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 12.83<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The floor of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares reserved for issuance pertaining to the outstanding exercisable stock options as of the balance sheet date in the customized range of exercise prices for which the market and performance vesting condition has been satisfied.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(iii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares reserved for issuance pertaining to the outstanding stock options as of the balance sheet date for all option plans in the customized range of exercise prices.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The ceiling of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average exercise price as of the balance sheet date for those equity-based payment arrangements exercisable and outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average price as of the balance sheet date at which grantees could acquire the underlying shares with respect to all outstanding stock options which are in the customized range of exercise prices.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term of outstanding stock options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceOneMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceTwoMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceThreeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceFourMember</td>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6855308720">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS: Schedule of Stock Options Outstanding, less estimated forfeitures (Details 2) - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract', window );"><strong>Stock options fully vested and expected to vest:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber', window );">Number</a></td>
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<td class="nump">220,654<span></span>
</td>
<td class="nump">223,654<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice', window );">Weighted average exercise price</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4.74<span></span>
</td>
<td class="nump">$ 4.73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue', window );">Aggregate intrinsic value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 660,000<span></span>
</td>
<td class="nump">$ 147,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1', window );">Weighted average contractual term of options (years)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">3 years 4 months 6 days<span></span>
</td>
<td class="text">4 years 4 months 2 days<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract', window );"><strong>Stock options fully vested and currently exercisable:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber', window );">Number</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">220,654<span></span>
</td>
<td class="nump">223,654<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice', window );">Weighted average exercise price</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4.74<span></span>
</td>
<td class="nump">$ 4.73<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue', window );">Aggregate intrinsic value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 660,000<span></span>
</td>
<td class="nump">$ 147,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1', window );">Weighted average contractual term of options (years)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">3 years 4 months 6 days<span></span>
</td>
<td class="text">4 years 4 months 2 days<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of fully vested and expected to vest options that are exercisable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of exercisable share options (fully vested and expected to vest) that may be converted as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>As of the balance sheet date, the weighted-average exercise price (at which grantees can acquire the shares reserved for issuance) for exercisable stock options that are fully vested or expected to vest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount by which the current fair value of the underlying stock exceeds the exercise price of fully vested and expected to vest options outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>As of the balance sheet date, the number of shares into which fully vested and expected to vest stock options outstanding can be converted under the option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>As of the balance sheet date, the weighted-average exercise price for outstanding stock options that are fully vested or expected to vest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for fully vested and expected to vest options that are exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for fully vested and expected to vest options outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1</td>
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<td>us-gaap_</td>
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<td>xbrli:durationItemType</td>
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<td>na</td>
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<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6853002864">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS (Detail textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=rvsb_RetirementPlanMember', window );">Retirement Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanCostRecognized', window );">Expenses related to plan</a></td>
<td class="nump">$ 489,000<span></span>
</td>
<td class="nump">$ 292,000<span></span>
</td>
<td class="nump">$ 212,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember', window );">Directors' and Executive Officers' Deferred Compensation Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredCompensationPlanAnnualInterestRate', window );">Deferred compensation plan annual interest rate</a></td>
<td class="nump">3.68%<span></span>
</td>
<td class="nump">3.64%<span></span>
</td>
<td class="nump">3.36%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent', window );">Aggregate liability under the plan</a></td>
<td class="nump">$ 422,000<span></span>
</td>
<td class="nump">$ 361,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=rvsb_StockOptionPlansMember', window );">Stock Option Plans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod', window );">Maximum term</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription', window );">Vesting period</a></td>
<td class="text">zero to five years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockOptionPlanExpense', window );">Pre-tax compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 26,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Total intrinsic value of stock options exercised</a></td>
<td class="nump">$ 5,000<span></span>
</td>
<td class="nump">$ 16,000<span></span>
</td>
<td class="nump">$ 35,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredCompensationPlanAnnualInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents deferred compensation plan annual interest rate percentage.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredCompensationPlanAnnualInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate carrying value as of the balance sheet date of the liabilities for all deferred compensation arrangements. Represents currently earned compensation under compensation arrangements that is not actually paid until a later date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanCostRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the cost recognized during the period for defined contribution plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 70<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49170846&amp;loc=d3e28014-114942<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanCostRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Period from grant date that an equity-based award expires, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockOptionPlanExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockOptionPlanExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=rvsb_RetirementPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=rvsb_RetirementPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=rvsb_StockOptionPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=rvsb_StockOptionPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837033216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE STOCK OWNERSHIP PLAN: Employee Stock Ownership Plan (ESOP) Disclosures (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward', window );"><strong>Employee Stock Ownership Plan Esop Deferred Shares Fair Value [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue', window );">Estimated fair value of unreleased shares, beginning</a></td>
<td class="nump">$ 207,000<span></span>
</td>
<td class="nump">$ 332,500<span></span>
</td>
<td class="nump">$ 338,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares', window );">Unreleased Employee stock ownership shares, beginning</a></td>
<td class="nump">49,266<span></span>
</td>
<td class="nump">73,899<span></span>
</td>
<td class="nump">98,532<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares', window );">Employee stock ownership plan allocated and released shares, beginning</a></td>
<td class="nump">913,318<span></span>
</td>
<td class="nump">888,685<span></span>
</td>
<td class="nump">864,052<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP', window );">Employee Stock Ownership Plan total, beginning</a></td>
<td class="nump">962,584<span></span>
</td>
<td class="nump">962,584<span></span>
</td>
<td class="nump">962,584<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP', window );">Employee stock ownership plan unreleased allocation of shares</a></td>
<td class="num">(24,633)<span></span>
</td>
<td class="num">(24,633)<span></span>
</td>
<td class="num">(24,633)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop', window );">Allocated and released contributed Employee stock ownership plan</a></td>
<td class="nump">24,633<span></span>
</td>
<td class="nump">24,633<span></span>
</td>
<td class="nump">24,633<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue', window );">Estimated fair value of unreleased shares, ending</a></td>
<td class="nump">$ 176,000<span></span>
</td>
<td class="nump">$ 207,000<span></span>
</td>
<td class="nump">$ 332,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares', window );">Unreleased Employee stock ownership shares, ending</a></td>
<td class="nump">24,633<span></span>
</td>
<td class="nump">49,266<span></span>
</td>
<td class="nump">73,899<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares', window );">Employee stock ownership plan allocated and released shares, ending</a></td>
<td class="nump">937,951<span></span>
</td>
<td class="nump">913,318<span></span>
</td>
<td class="nump">888,685<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP', window );">Employee Stock Ownership Plan total, ending</a></td>
<td class="nump">962,584<span></span>
</td>
<td class="nump">962,584<span></span>
</td>
<td class="nump">962,584<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of employee stock ownership plan Esop shares allocated and released contributed to Esop.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of unearned shares held by the employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Fair Value<br> -URI http://asc.fasb.org/extlink&amp;oid=51653337<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The shares or units in an ESOP trust that have been assigned to individual participant accounts based on a known formula. IRS rules require allocations to be nondiscriminatory generally based on compensation, length of service, or a combination of both. For any particular participant such shares or units may be vested, unvested, or partially vested.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The shares that, although not legally released, will be released by a future scheduled and committed debt service payment and will be allocated to employees for service rendered in the current accounting period. The ESOP documents typically define the period of service to which the shares relate. ESOP shares are released to compensate employees directly, to settle employer liabilities for other employee benefits, and to replace dividends on allocated shares that are used for debt service.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the allocated, committed-to-be-released and suspense shares of the entity held by the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6831349392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE STOCK OWNERSHIP PLAN (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($) </div>
<div>service </div>
<div>shares</div>
</th>
<th class="th">
<div>Mar. 31, 2016 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EmployeeStockOwnershipPlanAbstract', window );"><strong>Employee Stock Ownership Plan [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense', window );">Employee Stock Ownership Plan compensation expense | $</a></td>
<td class="nump">$ 143,000<span></span>
</td>
<td class="nump">$ 110,000<span></span>
</td>
<td class="nump">$ 102,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares', window );">Shares held by the ESOP | shares</a></td>
<td class="nump">540,476<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfHoursOfService', window );">Number of hours of service | service</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfHoursOfService">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number hours of services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfHoursOfService</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of plan compensation cost recognized during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of suspense shares held by the Employee Stock Option Plan at balance sheet date. Suspense shares are shares that have not been released, committed to be released or allocated to individual participant accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharesHeldInEmployeeStockOptionPlanSuspenseShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6839848624">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract', window );"><strong>Shareholders Equity And Regulatory Capital Requirements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital to risk weighted assets actual amount</a></td>
<td class="nump">$ 112,421<span></span>
</td>
<td class="nump">$ 105,277<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital to risk weighted assets actual ratio</a></td>
<td class="nump">14.06%<span></span>
</td>
<td class="nump">16.07%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital to risk weighted assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 63,955<span></span>
</td>
<td class="nump">$ 52,405<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital to risk weighted assets for capital adequacy purposes ratio</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 79,944<span></span>
</td>
<td class="nump">$ 65,507<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action ratio</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 to risk weighted assets actual amount</a></td>
<td class="nump">$ 102,411<span></span>
</td>
<td class="nump">$ 97,046<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 to risk weighted assets actual ratio</a></td>
<td class="nump">12.81%<span></span>
</td>
<td class="nump">14.81%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 to risk weighted assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 47,966<span></span>
</td>
<td class="nump">$ 39,304<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1to risk weighted assets for capital adequacy purposes ratio</a></td>
<td class="nump">6.00%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 to risk weighted assets well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 63,955<span></span>
</td>
<td class="nump">$ 52,405<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1Capital', window );">Common equity Tier 1 capital to risk weighted assets actual amount</a></td>
<td class="nump">$ 102,411<span></span>
</td>
<td class="nump">$ 97,046<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets', window );">Common equity Tier 1 capital to risk weighted assets actual ratio</a></td>
<td class="nump">12.81%<span></span>
</td>
<td class="nump">14.81%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalForAdequacy', window );">Common equity Tier 1 to risk weighted assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 35,975<span></span>
</td>
<td class="nump">$ 29,478<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets', window );">Common equity Tier 1 to risk weighted assets for capital adequacy purposes ratio</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized', window );">Common equity Tier 1 capital well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 51,963<span></span>
</td>
<td class="nump">$ 42,579<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets', window );">Common equity Tier 1 capital well capitalized under prompt corrective action ratio</a></td>
<td class="nump">6.50%<span></span>
</td>
<td class="nump">6.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 leverage to adjusted tangible assets actual amount</a></td>
<td class="nump">$ 102,411<span></span>
</td>
<td class="nump">$ 97,046<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 leverage to adjusted tangible assets actual ratio</a></td>
<td class="nump">10.21%<span></span>
</td>
<td class="nump">11.18%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 leverage capital assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 40,110<span></span>
</td>
<td class="nump">$ 34,718<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 leverage capital assets for capital adequacy purposes ratio</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 leverage capital assets well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 50,138<span></span>
</td>
<td class="nump">$ 43,397<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier1 leverage capital assets well capitalized under prompt corrective action ratio</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapital', window );">Tangible capital to tangible assets actual amount</a></td>
<td class="nump">$ 102,411<span></span>
</td>
<td class="nump">$ 97,046<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalToTangibleAssets', window );">Tangible capital to tangible assets actual ratio</a></td>
<td class="nump">10.21%<span></span>
</td>
<td class="nump">11.18%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacy', window );">Tangible capital to tangible assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 15,041<span></span>
</td>
<td class="nump">$ 13,019<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets', window );">Tangible capital to tangible assets for capital adequacy purposes ratio</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1Capital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary value of Common Equity Tier 1 Capital, as on the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1Capital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalForAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalForAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the ratio of common equity Tier 1 Capital for adequacy to Risk-weighted Assets, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the ratio of common equity Tier 1 Capital to be well capitalized, to Risk-weighted Assets, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the ration of common equity Tier 1 Capital to Risk-weighted Assets, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of total capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Capital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Capital divided by risk weighted assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tangible capital as defined in the regulations (generally includes outstanding stock plus retained earnings) for banking institutions subject to Office of Thrift Supervision (OTS) capital requirements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TangibleCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of tangible capital required under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TangibleCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tangible Capital divided by tangible assets (Tangible Capital Ratio) as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalToTangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tangible Capital divided by Tangible assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TangibleCapitalToTangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Risk Based Capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6647495728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>Basic EPS computation:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Numerator-net income</a></td>
<td class="nump">$ 7,404<span></span>
</td>
<td class="nump">$ 6,358<span></span>
</td>
<td class="nump">$ 4,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Denominator-weighted average common shares outstanding</a></td>
<td class="nump">22,478,306<span></span>
</td>
<td class="nump">22,450,252<span></span>
</td>
<td class="nump">22,392,744<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic EPS (in dollars per share)</a></td>
<td class="nump">$ 0.33<span></span>
</td>
<td class="nump">$ 0.28<span></span>
</td>
<td class="nump">$ 0.20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>Diluted EPS computation:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Numerator-net income</a></td>
<td class="nump">$ 7,404<span></span>
</td>
<td class="nump">$ 6,358<span></span>
</td>
<td class="nump">$ 4,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Denominator-weighted average common shares outstanding</a></td>
<td class="nump">22,478,306<span></span>
</td>
<td class="nump">22,450,252<span></span>
</td>
<td class="nump">22,392,744<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Effect of dilutive stock options</a></td>
<td class="nump">70,034<span></span>
</td>
<td class="nump">43,899<span></span>
</td>
<td class="nump">39,095<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average common shares and common stock equivalents</a></td>
<td class="nump">22,548,340<span></span>
</td>
<td class="nump">22,494,151<span></span>
</td>
<td class="nump">22,431,839<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted EPS (in dollars per share)</a></td>
<td class="nump">$ 0.33<span></span>
</td>
<td class="nump">$ 0.28<span></span>
</td>
<td class="nump">$ 0.20<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=65016374&amp;loc=d3e4984-109258<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasicAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDilutedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDilutedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28A<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1500-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1505-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1448-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Weighted-Average Number of Common Shares Outstanding<br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6830979248">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE (Detail Textuals) - shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares', window );">Number of unallocated ESOP shares</a></td>
<td class="nump">24,633<span></span>
</td>
<td class="nump">49,266<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive securities excluded from computation of earnings per share, amount</a></td>
<td class="nump">59,000<span></span>
</td>
<td class="nump">211,000<span></span>
</td>
<td class="nump">234,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Antidilution<br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Diluted Earnings Per Share<br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Contingent Stock Agreement<br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Shares contributed to the ESOP that have not yet been released, committed to be released, or allocated to participant accounts. Suspense shares generally collateralize ESOP debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=65895303&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<DOCUMENT>
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6853833696">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">$ 200,214<span></span>
</td>
<td class="nump">$ 150,690<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember', window );">Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">2,819<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_TrustPreferredMember', window );">Trust preferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,808<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">16,808<span></span>
</td>
<td class="nump">19,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_RealEstateMortgageInvestmentConduitsMember', window );">Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">43,160<span></span>
</td>
<td class="nump">43,924<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember', window );">Mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">96,611<span></span>
</td>
<td class="nump">76,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_OtherMortgageBackedSecuritiesMember', window );">Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">40,816<span></span>
</td>
<td class="nump">9,036<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">200,214<span></span>
</td>
<td class="nump">148,882<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">2,819<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">16,808<span></span>
</td>
<td class="nump">19,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">43,160<span></span>
</td>
<td class="nump">43,924<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">96,611<span></span>
</td>
<td class="nump">76,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">$ 40,816<span></span>
</td>
<td class="nump">9,036<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,808<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Trust preferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,808<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsFairValueDisclosure">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Trading Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24584-111560<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=65884222&amp;loc=d3e22054-111558<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Available-for-Sale Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_MunicipalSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_TrustPreferredMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_OtherMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=rvsb_OtherMortgageBackedSecuritiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6840271680">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,808<span></span>
</td>
<td class="nump">$ 1,812<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1', window );">Included in earnings</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(158)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss', window );">Included in other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">29<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales', window );">Disposition</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,679)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text"> <span></span>
</td>
<td class="nump">$ 1,808<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Included in other non-interest income.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) recognized in the income statement for financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66048111&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) recognized in other comprehensive income (loss) for financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66048111&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of sale of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66048111&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=66048111&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6850056864">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Schedule of Assets measured at fair value on a non-recurring basis (Details 2) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Total nonrecurring assets measured at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,736<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NonRecurringAssetsAxis=rvsb_ImpairedLoansMember', window );">Impaired loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Total nonrecurring assets measured at fair value</a></td>
<td class="nump">$ 2,281<span></span>
</td>
<td class="nump">1,092<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NonRecurringAssetsAxis=rvsb_RealEstateOwnedMember', window );">Real estate owned ("REO")</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Total nonrecurring assets measured at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">644<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Total nonrecurring assets measured at fair value</a></td>
<td class="nump">$ 2,281<span></span>
</td>
<td class="nump">1,736<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Impaired loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Total nonrecurring assets measured at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,092<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Real estate owned ("REO")</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Total nonrecurring assets measured at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 644<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<tr>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6840452688">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Fair Value Measurements, Nonrecurring, Valuation Techniques (Details 3)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NonRecurringAssetsAxis=rvsb_ImpairedLoansMember', window );">Impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Fair Value Measurements, Valuation Techniques</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Appraised value<span></span>
</td>
<td class="text">Appraised value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Significant unobservable inputs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Adjustment for market conditions<span></span>
</td>
<td class="text">Adjustment for market conditions<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MarketAdjustmentToAppraisals', window );">Market adjustment to appraisals</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NonRecurringAssetsAxis=rvsb_RealEstateOwnedMember', window );">Real estate owned ("REO")</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Fair Value Measurements, Valuation Techniques</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Appraised value<span></span>
</td>
<td class="text">Appraised value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Significant unobservable inputs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Adjustment for market conditions<span></span>
</td>
<td class="text">Adjustment for market conditions<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MarketAdjustmentToAppraisals', window );">Market adjustment to appraisals</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">There were no adjustments to appraised values of impaired loans for the year ended March 31, 2017. There were no adjustments to appraised values of impaired loans or REO for the year ended March 31, 2016.</td>
</tr></table></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Minimum or maximum values of the market adjustment to appraisals.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of significant assumptions used by management to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=73719730&amp;loc=d3e13433-108611<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the inputs and valuation technique(s) used to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=66048111&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6853625488">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Fair Value, Option, Quantitative Disclosures (Details 4) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">$ 64,613<span></span>
</td>
<td class="nump">$ 55,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">11,108<span></span>
</td>
<td class="nump">16,959<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">478<span></span>
</td>
<td class="nump">503<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">200,214<span></span>
</td>
<td class="nump">150,690<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">731,996<span></span>
</td>
<td class="nump">571,068<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">1,181<span></span>
</td>
<td class="nump">1,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Demand and savings deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">830,258<span></span>
</td>
<td class="nump">660,421<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Time deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">148,574<span></span>
</td>
<td class="nump">119,143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">13,284<span></span>
</td>
<td class="nump">7,705<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">2,454<span></span>
</td>
<td class="nump">2,475<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">64,613<span></span>
</td>
<td class="nump">55,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">11,042<span></span>
</td>
<td class="nump">16,769<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">478<span></span>
</td>
<td class="nump">503<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">200,214<span></span>
</td>
<td class="nump">150,690<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">768,904<span></span>
</td>
<td class="nump">614,934<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">1,181<span></span>
</td>
<td class="nump">1,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Demand and savings deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">830,258<span></span>
</td>
<td class="nump">660,421<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Time deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">149,800<span></span>
</td>
<td class="nump">119,382<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">26,390<span></span>
</td>
<td class="nump">22,681<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">2,454<span></span>
</td>
<td class="nump">2,475<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">64,613<span></span>
</td>
<td class="nump">55,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Demand and savings deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">830,258<span></span>
</td>
<td class="nump">660,421<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">11,108<span></span>
</td>
<td class="nump">16,959<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">478<span></span>
</td>
<td class="nump">503<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">200,214<span></span>
</td>
<td class="nump">148,882<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">1,181<span></span>
</td>
<td class="nump">1,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Time deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">148,574<span></span>
</td>
<td class="nump">119,143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">2,454<span></span>
</td>
<td class="nump">2,475<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,808<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
<td class="nump">731,996<span></span>
</td>
<td class="nump">571,068<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
<td class="nump">$ 13,284<span></span>
</td>
<td class="nump">$ 7,705<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimated fair value of an asset or financial instrument, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimated fair value of a liability, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6837445664">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES: Schedule of significant off-balance sheet commitments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset', window );">Contract or Notional Amount</a></td>
<td class="nump">$ 167,636<span></span>
</td>
<td class="nump">$ 144,877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember', window );">Commitments to originate loans: | Adjustable-rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset', window );">Contract or Notional Amount</a></td>
<td class="nump">16,958<span></span>
</td>
<td class="nump">25,186<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember', window );">Commitments to originate loans: | Fixed-rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset', window );">Contract or Notional Amount</a></td>
<td class="nump">28,301<span></span>
</td>
<td class="nump">16,689<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_StandbyLettersOfCreditMember', window );">Standby letters of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset', window );">Contract or Notional Amount</a></td>
<td class="nump">2,614<span></span>
</td>
<td class="nump">1,379<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember', window );">Undisbursed loan funds and unused lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset', window );">Contract or Notional Amount</a></td>
<td class="nump">$ 119,763<span></span>
</td>
<td class="nump">$ 101,623<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=73719730&amp;loc=d3e13433-108611<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_AdjustableRateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_AdjustableRateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=rvsb_FixedRateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=rvsb_FixedRateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_StandbyLettersOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_StandbyLettersOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6846380880">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell', window );">Commitments to sell</a></td>
<td class="nump">$ 3,500,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansUnderWarranty', window );">Loans under warranty</a></td>
<td class="nump">117,200,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans', window );">Allowance for FHLMC loans</a></td>
<td class="nump">$ 39,000<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of Allowance for FHLMC loans Federal Home Loan Mortgage Corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansUnderWarranty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans reflecting that if the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansUnderWarranty</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the carrying amount of loans and leases for which agreements to acquire or dispose exist.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=68064133&amp;loc=d3e61044-112788<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=68064133&amp;loc=d3e61082-112788<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6856256928">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): Condensed Balance Sheet (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">$ 64,613<span></span>
</td>
<td class="nump">$ 55,400<span></span>
</td>
<td class="nump">$ 58,659<span></span>
</td>
<td class="nump">$ 68,577<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">1,133,939<span></span>
</td>
<td class="nump">921,229<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND SHAREHOLDERS' EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableCurrentAndNoncurrent', window );">Dividend payable</a></td>
<td class="nump">450<span></span>
</td>
<td class="nump">452<span></span>
</td>
<td class="nump">253<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Shareholders' equity</a></td>
<td class="nump">111,264<span></span>
</td>
<td class="nump">108,273<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
<td class="nump">1,133,939<span></span>
</td>
<td class="nump">921,229<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=us-gaap_ParentCompanyMember', window );">Parent Company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">5,188<span></span>
</td>
<td class="nump">1,467<span></span>
</td>
<td class="nump">$ 3,140<span></span>
</td>
<td class="nump">$ 1,106<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investment in the Bank</a></td>
<td class="nump">129,947<span></span>
</td>
<td class="nump">127,311<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssetsCurrent', window );">Other assets</a></td>
<td class="nump">3,022<span></span>
</td>
<td class="nump">2,657<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">138,157<span></span>
</td>
<td class="nump">131,435<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND SHAREHOLDERS' EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">53<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableCurrentAndNoncurrent', window );">Dividend payable</a></td>
<td class="nump">450<span></span>
</td>
<td class="nump">452<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtCurrent', window );">Borrowings</a></td>
<td class="nump">26,390<span></span>
</td>
<td class="nump">22,681<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Shareholders' equity</a></td>
<td class="nump">111,264<span></span>
</td>
<td class="nump">108,273<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
<td class="nump">$ 138,157<span></span>
</td>
<td class="nump">$ 131,435<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date and due within one year (or the operating cycle, if longer), including liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received, taxes, interest, rent and utilities, accrued salaries and bonuses, payroll taxes and fringe benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19,20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of short-term debt and current maturity of long-term debt and capital lease obligations due within one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19,20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPayableCurrentAndNoncurrent</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total investments in (A) an entity in which the entity has significant influence, but does not have control, (B) subsidiaries that are not required to be consolidated and are accounted for using the equity and or cost method, and (C) an entity in which the reporting entity shares control of the entity with another party or group. Includes long-term advances receivable from a party that is affiliated with the reporting entity by means of direct or indirect ownership.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
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<td>instant</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquityAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssetsCurrent</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=us-gaap_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=us-gaap_ParentCompanyMember</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6841326880">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): Condensed Income Statement (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Sep. 30, 2016</div></th>
<th class="th"><div>Jun. 30, 2016</div></th>
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<th class="th"><div>Dec. 31, 2015</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">BENEFIT FOR INCOME TAXES</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">7,404<span></span>
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<td class="nump">6,358<span></span>
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<td class="nump">4,491<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=us-gaap_ParentCompanyMember', window );">Parent Company</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenuesAbstract', window );"><strong>INCOME:</strong></a></td>
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</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
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</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">6,000<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">21<span></span>
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<td class="nump">12<span></span>
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<td class="nump">13<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">15<span></span>
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<td class="nump">24<span></span>
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<td class="nump">33<span></span>
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</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">36<span></span>
</td>
<td class="nump">36<span></span>
</td>
<td class="nump">6,046<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingExpensesAbstract', window );"><strong>EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherGeneralAndAdministrativeExpense', window );">Management service fees paid to the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">143<span></span>
</td>
<td class="nump">143<span></span>
</td>
<td class="nump">143<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCostAndExpenseOperating', window );">Other expenses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">587<span></span>
</td>
<td class="nump">443<span></span>
</td>
<td class="nump">457<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingCostsAndExpenses', window );">Total expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">730<span></span>
</td>
<td class="nump">586<span></span>
</td>
<td class="nump">600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(694)<span></span>
</td>
<td class="num">(550)<span></span>
</td>
<td class="nump">5,446<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">BENEFIT FOR INCOME TAXES</a></td>
<td class="nump">$ 979<span></span>
</td>
<td class="nump">$ 991<span></span>
</td>
<td class="nump">$ 592<span></span>
</td>
<td class="nump">$ 825<span></span>
</td>
<td class="nump">$ 1,001<span></span>
</td>
<td class="nump">$ 849<span></span>
</td>
<td class="nump">$ 743<span></span>
</td>
<td class="nump">$ 833<span></span>
</td>
<td class="num">(235)<span></span>
</td>
<td class="num">(187)<span></span>
</td>
<td class="num">(197)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossAttributableToParent', window );">INCOME (LOSS) OF PARENT COMPANY</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(459)<span></span>
</td>
<td class="num">(363)<span></span>
</td>
<td class="nump">5,643<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_UndistributedEarningOfDomesticSubsidiary', window );">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,863<span></span>
</td>
<td class="nump">6,721<span></span>
</td>
<td class="num">(1,152)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
<td class="nump">$ 6,358<span></span>
</td>
<td class="nump">$ 4,491<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_UndistributedEarningOfDomesticSubsidiary">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents Undistributed Earnings Of Domestic Subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_UndistributedEarningOfDomesticSubsidiary</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 20<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=68072869&amp;loc=d3e41242-110953<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeDividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of dividend income on nonoperating securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentIncomeDividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeInterestAndDividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accretion (amortization) of purchase discount (premium) of interest income and dividend income on nonoperating securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7(a),(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentIncomeInterestAndDividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Excludes Selling, General and Administrative Expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingCostsAndExpenses</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingExpensesAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherCostAndExpenseOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherCostAndExpenseOperating</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of general and administrative expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherGeneralAndAdministrativeExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue, fees and commissions earned from transactions between (a) a parent company and its subsidiaries; (b) subsidiaries of a common parent; (c) an entity and trusts for the benefit of employees, for example, but not limited to, pension and profit-sharing trusts that are managed by or under the trusteeship of the entity's management; (d) an entity and its principal, owners, management, or members of their immediate families; and (e) affiliates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Related Parties<br> -URI http://asc.fasb.org/extlink&amp;oid=16382449<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07.1(c))<br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromRelatedParties</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_RevenuesAbstract</td>
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6838542032">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): Condensed Cash Flow Statement (Details 2) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 7,404<span></span>
</td>
<td class="nump">$ 6,358<span></span>
</td>
<td class="nump">$ 4,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by (used in) operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Changes in assets and liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
<td class="nump">18,308<span></span>
</td>
<td class="nump">11,078<span></span>
</td>
<td class="nump">5,562<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
<td class="num">(76,840)<span></span>
</td>
<td class="num">(70,661)<span></span>
</td>
<td class="num">(46,255)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
<td class="nump">1,799<span></span>
</td>
<td class="nump">1,261<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="nump">48<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
<td class="nump">67,745<span></span>
</td>
<td class="nump">56,324<span></span>
</td>
<td class="nump">30,775<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
<td class="nump">9,213<span></span>
</td>
<td class="num">(3,259)<span></span>
</td>
<td class="num">(9,918)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</a></td>
<td class="nump">55,400<span></span>
</td>
<td class="nump">58,659<span></span>
</td>
<td class="nump">68,577<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF YEAR</a></td>
<td class="nump">64,613<span></span>
</td>
<td class="nump">55,400<span></span>
</td>
<td class="nump">58,659<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=us-gaap_ParentCompanyMember', window );">Parent Company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">7,404<span></span>
</td>
<td class="nump">6,358<span></span>
</td>
<td class="nump">4,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by (used in) operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EquityInUndistributedEarningsLossOfBank', window );">Equity in undistributed (income) loss of the Bank</a></td>
<td class="num">(7,863)<span></span>
</td>
<td class="num">(6,721)<span></span>
</td>
<td class="nump">1,152<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortization', window );">Amortization</a></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxesAndTaxCredits', window );">Provision (benefit) for deferred income taxes</a></td>
<td class="nump">666<span></span>
</td>
<td class="nump">721<span></span>
</td>
<td class="num">(197)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EarnedEsopShares', window );">Earned ESOP shares</a></td>
<td class="nump">143<span></span>
</td>
<td class="nump">110<span></span>
</td>
<td class="nump">102<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Changes in assets and liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
<td class="num">(1,031)<span></span>
</td>
<td class="num">(941)<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="num">(3,698)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
<td class="num">(678)<span></span>
</td>
<td class="num">(474)<span></span>
</td>
<td class="nump">1,986<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt', window );">Proceeds from assumption of junior subordinated debt</a></td>
<td class="nump">3,687<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries', window );">Dividend from the Bank</a></td>
<td class="nump">2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
<td class="nump">6,187<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
<td class="num">(1,799)<span></span>
</td>
<td class="num">(1,261)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="nump">48<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
<td class="num">(1,788)<span></span>
</td>
<td class="num">(1,199)<span></span>
</td>
<td class="nump">48<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
<td class="nump">3,721<span></span>
</td>
<td class="num">(1,673)<span></span>
</td>
<td class="nump">2,034<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</a></td>
<td class="nump">1,467<span></span>
</td>
<td class="nump">3,140<span></span>
</td>
<td class="nump">1,106<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF YEAR</a></td>
<td class="nump">$ 5,188<span></span>
</td>
<td class="nump">$ 1,467<span></span>
</td>
<td class="nump">$ 3,140<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EarnedEsopShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of earned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EarnedEsopShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EquityInUndistributedEarningsLossOfBank">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the equity in distributions in excess of undistributed earnings of subsidiaries, during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EquityInUndistributedEarningsLossOfBank</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents Proceeds from assumption of junior subordinated debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentForAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of recurring noncash expense charged against earnings in the period to allocate the cost of assets over their estimated remaining economic lives.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentForAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49171198&amp;loc=d3e33268-110906<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents disclosure of the aggregate cash dividends paid to the entity by consolidated subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04.(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 235<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.9-06)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882215&amp;loc=d3e537971-122884<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxesAndTaxCredits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) and income tax credits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=65896087&amp;loc=d3e11374-113907<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxesAndTaxCredits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3291-108585<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3255-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.7.0.1</span><table class="report" border="0" cellspacing="2" id="idp6847003616">
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<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): Schedule of Quarterly Financial Information (Details 3) - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
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<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Dec. 31, 2016</div></th>
<th class="th"><div>Sep. 30, 2016</div></th>
<th class="th"><div>Jun. 30, 2016</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
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<th class="th"><div>Mar. 31, 2015</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedIncomeStatementsCaptionsLineItems', window );"><strong>Condensed Income Statements, Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 1,869<span></span>
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<td class="nump">$ 1,742<span></span>
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<td class="nump">$ 1,916<span></span>
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">33,758<span></span>
</td>
<td class="nump">29,206<span></span>
</td>
<td class="nump">26,710<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Recapture of loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text"> <span></span>
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</td>
<td class="num">(1,800)<span></span>
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,014<span></span>
</td>
<td class="nump">9,375<span></span>
</td>
<td class="nump">8,875<span></span>
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<tr class="ro">
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">32,981<span></span>
</td>
<td class="nump">29,947<span></span>
</td>
<td class="nump">30,744<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="nump">10,791<span></span>
</td>
<td class="nump">9,784<span></span>
</td>
<td class="nump">6,641<span></span>
</td>
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<tr class="ro">
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3,387<span></span>
</td>
<td class="nump">$ 3,426<span></span>
</td>
<td class="nump">$ 2,150<span></span>
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<tr class="re">
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<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
<td class="nump">$ 0.28<span></span>
</td>
<td class="nump">$ 0.20<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
<td class="nump">$ 0.28<span></span>
</td>
<td class="nump">$ 0.20<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=us-gaap_ParentCompanyMember', window );">Parent Company</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedIncomeStatementsCaptionsLineItems', window );"><strong>Condensed Income Statements, Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest and dividend income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 9,883<span></span>
</td>
<td class="nump">$ 8,952<span></span>
</td>
<td class="nump">$ 8,530<span></span>
</td>
<td class="nump">$ 8,262<span></span>
</td>
<td class="nump">$ 7,864<span></span>
</td>
<td class="nump">$ 7,921<span></span>
</td>
<td class="nump">$ 7,602<span></span>
</td>
<td class="nump">$ 7,561<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">538<span></span>
</td>
<td class="nump">450<span></span>
</td>
<td class="nump">442<span></span>
</td>
<td class="nump">439<span></span>
</td>
<td class="nump">432<span></span>
</td>
<td class="nump">434<span></span>
</td>
<td class="nump">439<span></span>
</td>
<td class="nump">437<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,345<span></span>
</td>
<td class="nump">8,502<span></span>
</td>
<td class="nump">8,088<span></span>
</td>
<td class="nump">7,823<span></span>
</td>
<td class="nump">7,432<span></span>
</td>
<td class="nump">7,487<span></span>
</td>
<td class="nump">7,163<span></span>
</td>
<td class="nump">7,124<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Recapture of loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="num">(350)<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="num">(300)<span></span>
</td>
<td class="num">(500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Non-interest income, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,586<span></span>
</td>
<td class="nump">2,333<span></span>
</td>
<td class="nump">2,581<span></span>
</td>
<td class="nump">2,514<span></span>
</td>
<td class="nump">2,193<span></span>
</td>
<td class="nump">2,417<span></span>
</td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">2,549<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Non-interest expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,918<span></span>
</td>
<td class="nump">7,851<span></span>
</td>
<td class="nump">8,397<span></span>
</td>
<td class="nump">7,815<span></span>
</td>
<td class="nump">7,569<span></span>
</td>
<td class="nump">7,349<span></span>
</td>
<td class="nump">7,284<span></span>
</td>
<td class="nump">7,745<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,013<span></span>
</td>
<td class="nump">2,984<span></span>
</td>
<td class="nump">2,272<span></span>
</td>
<td class="nump">2,522<span></span>
</td>
<td class="nump">2,406<span></span>
</td>
<td class="nump">2,555<span></span>
</td>
<td class="nump">2,395<span></span>
</td>
<td class="nump">2,428<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision for income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">979<span></span>
</td>
<td class="nump">991<span></span>
</td>
<td class="nump">592<span></span>
</td>
<td class="nump">825<span></span>
</td>
<td class="nump">1,001<span></span>
</td>
<td class="nump">849<span></span>
</td>
<td class="nump">743<span></span>
</td>
<td class="nump">833<span></span>
</td>
<td class="num">$ (235)<span></span>
</td>
<td class="num">$ (187)<span></span>
</td>
<td class="num">$ (197)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,034<span></span>
</td>
<td class="nump">$ 1,993<span></span>
</td>
<td class="nump">$ 1,680<span></span>
</td>
<td class="nump">$ 1,697<span></span>
</td>
<td class="nump">$ 1,405<span></span>
</td>
<td class="nump">$ 1,706<span></span>
</td>
<td class="nump">$ 1,652<span></span>
</td>
<td class="nump">$ 1,595<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per share (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.09<span></span>
</td>
<td class="nump">$ 0.09<span></span>
</td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="nump">$ 0.08<span></span>
</td>
<td class="nump">$ 0.06<span></span>
</td>
<td class="nump">$ 0.08<span></span>
</td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.09<span></span>
</td>
<td class="nump">$ 0.09<span></span>
</td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="nump">$ 0.08<span></span>
</td>
<td class="nump">$ 0.06<span></span>
</td>
<td class="nump">$ 0.08<span></span>
</td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="13"></td></tr>
<tr><td colspan="13"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Quarterly earnings per share may vary from annual earnings per share due to rounding.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedIncomeStatementsCaptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CondensedIncomeStatementsCaptionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=65016374&amp;loc=d3e4984-109258<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=65882285&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=64930785&amp;loc=d3e28555-108399<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=63488584&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=64863997&amp;loc=d3e1377-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66902209&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66008989&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
